Ony Glo, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Ony Glo, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ony Glo, Inc.
6 Hutton Centre Drive #1030
Santa Ana, CA 92707
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,371
Total Mortgage Loan Application Amount $766,425,000
Average Mortgage Loan Application Amount $444,000
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $173,666
Highest Applicant Income $3,646,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Ony Glo, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ony Glo, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Ony Glo, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ony Glo, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Ony Glo, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ony Glo, Inc.'s mortgage activity for 2023.

Mortgage Loan Application Totals for Ony Glo, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 269 $ 182,315,000 $ 677,000 $ 226,000
Orange County California 110 $ 77,690,000 $ 706,000 $ 234,000
San Bernardino County California 88 $ 35,760,000 $ 406,000 $ 160,000
Riverside County California 76 $ 39,710,000 $ 522,000 $ 242,000
San Diego County California 69 $ 49,745,000 $ 720,000 $ 286,000
Clark County Nevada 63 $ 32,225,000 $ 511,000 $ 289,000
Maricopa County Arizona 26 $ 13,710,000 $ 527,000 $ 220,000
Alameda County California 22 $ 20,840,000 $ 947,000 $ 312,000
Santa Clara County California 21 $ 19,845,000 $ 945,000 $ 283,000
Sacramento County California 18 $ 7,280,000 $ 404,000 $ 247,000
Collin County Texas 16 $ 8,870,000 $ 554,000 $ 220,000
Pima County Arizona 15 $ 4,535,000 $ 302,000 $ 111,000
Cook County Illinois 15 $ 5,145,000 $ 343,000 $ 155,000
Harris County Texas 14 $ 3,700,000 $ 264,000 $ 97,000
Denton County Texas 13 $ 7,905,000 $ 608,000 $ 255,000
Placer County California 12 $ 6,200,000 $ 516,000 $ 175,000
San Joaquin County California 9 $ 3,935,000 $ 437,000 $ 186,000
Fulton County Georgia 9 $ 6,135,000 $ 681,000 $ 208,000
Contra Costa County California 8 $ 8,480,000 $ 1,060,000 $ 256,000
Miami-Dade County Florida 8 $ 5,900,000 $ 737,000 $ 275,000
Palm Beach County Florida 7 $ 4,285,000 $ 612,000 $ 212,000
Forsyth County Georgia 7 $ 4,485,000 $ 640,000 $ 171,000
Travis County Texas 7 $ 3,905,000 $ 557,000 $ 290,000
Williamson County Texas 7 $ 3,315,000 $ 473,000 $ 153,000
Hennepin County Minnesota 6 $ 2,740,000 $ 456,000 $ 191,000
Bergen County New Jersey 6 $ 4,060,000 $ 676,000 $ 285,000
Tarrant County Texas 6 $ 3,690,000 $ 615,000 $ 182,000
King County Washington 6 $ 3,740,000 $ 623,000 $ 234,000
Jefferson County Alabama 5 $ 585,000 $ 117,000 $ 43,000
Fresno County California 5 $ 1,875,000 $ 375,000 $ 141,000
San Mateo County California 5 $ 4,305,000 $ 861,000 $ 235,000
Stanislaus County California 5 $ 1,675,000 $ 335,000 $ 87,000
Denver County Colorado 5 $ 3,265,000 $ 653,000 $ 210,000
Broward County Florida 5 $ 2,205,000 $ 441,000 $ 166,000
St. Johns County Florida 5 $ 1,845,000 $ 369,000 $ 220,000
Gwinnett County Georgia 5 $ 1,915,000 $ 383,000 $ 84,000
Clackamas County Oregon 5 $ 2,945,000 $ 589,000 $ 193,000
Davidson County Tennessee 5 $ 3,815,000 $ 763,000 $ 572,000
Williamson County Tennessee 5 $ 7,265,000 $ 1,453,000 $ 382,000
Dallas County Texas 5 $ 1,795,000 $ 359,000 $ 99,000
Mohave County Arizona 4 $ 1,800,000 $ 450,000 $ 155,000
El Dorado County California 4 $ 2,140,000 $ 535,000 $ 201,000
Merced County California 4 $ 720,000 $ 180,000 $ 103,000
Monterey County California 4 $ 2,510,000 $ 627,000 $ 201,000
Solano County California 4 $ 890,000 $ 222,000 $ 87,000
Ventura County California 4 $ 3,090,000 $ 772,000 $ 218,000
Yolo County California 4 $ 2,100,000 $ 525,000 $ 170,000
Lee County Florida 4 $ 1,540,000 $ 385,000 $ 8,000
Martin County Florida 4 $ 1,380,000 $ 345,000 $ 174,000
Orange County Florida 4 $ 1,650,000 $ 412,000 $ 90,000
Pasco County Florida 4 $ 870,000 $ 217,000 $ 74,000
DeKalb County Georgia 4 $ 950,000 $ 237,000 $ 100,000
Prince George's County Maryland 4 $ 1,270,000 $ 317,000 $ 143,000
Worcester County Massachusetts 4 $ 1,000,000 $ 250,000 $ 15,000
Multnomah County Oregon 4 $ 2,100,000 $ 525,000 $ 167,000
Northampton County Pennsylvania 4 $ 550,000 $ 137,000 $ 74,000
Philadelphia County Pennsylvania 4 $ 930,000 $ 232,000 $ 15,000
Shelby County Tennessee 4 $ 1,800,000 $ 450,000 $ 144,000
Hays County Texas 4 $ 1,720,000 $ 430,000 $ 221,000
Fairfax County Virginia 4 $ 2,920,000 $ 730,000 $ 331,000
Kern County California 3 $ 1,245,000 $ 415,000 $ 183,000
Mariposa County California 3 $ 1,095,000 $ 365,000 $ 284,000
San Francisco County California 3 $ 3,055,000 $ 1,018,000 $ 396,000
Tulare County California 3 $ 685,000 $ 228,000 $ 168,000
Douglas County Colorado 3 $ 2,145,000 $ 715,000 $ 273,000
New Castle County Delaware 3 $ 1,405,000 $ 468,000 $ 168,000
Bay County Florida 3 $ 905,000 $ 301,000 $ 1,415,000
Brevard County Florida 3 $ 1,065,000 $ 355,000 $ 52,000
Duval County Florida 3 $ 695,000 $ 231,000 $ 41,000
Manatee County Florida 3 $ 1,265,000 $ 421,000 $ 104,000
Pinellas County Florida 3 $ 2,235,000 $ 745,000 $ 698,000
Cherokee County Georgia 3 $ 955,000 $ 318,000 $ 26,000
Sedgwick County Kansas 3 $ 685,000 $ 228,000 $ 40,000
Howard County Maryland 3 $ 1,805,000 $ 601,000 $ 299,000
Washoe County Nevada 3 $ 1,345,000 $ 448,000 $ 103,000
Hudson County New Jersey 3 $ 1,775,000 $ 591,000 $ 182,000
Middlesex County New Jersey 3 $ 1,645,000 $ 548,000 $ 187,000
Morris County New Jersey 3 $ 2,195,000 $ 731,000 $ 253,000
Mecklenburg County North Carolina 3 $ 1,445,000 $ 481,000 $ 174,000
Wake County North Carolina 3 $ 2,195,000 $ 731,000 $ 205,000
Cuyahoga County Ohio 3 $ 595,000 $ 198,000 $ 17,000
Oklahoma County Oklahoma 3 $ 2,285,000 $ 761,000 $ 255,000
Marion County Oregon 3 $ 1,355,000 $ 451,000 $ 179,000
Salt Lake County Utah 3 $ 1,715,000 $ 571,000 $ 311,000
Utah County Utah 3 $ 1,135,000 $ 378,000 $ 114,000
Pierce County Washington 3 $ 2,475,000 $ 825,000 $ 179,000
Mobile County Alabama 2 $ 190,000 $ 95,000 $ 1,000
Butte County California 2 $ 670,000 $ 335,000 $ 103,000
Nassau County Florida 2 $ 810,000 $ 405,000 $ 46,000
Osceola County Florida 2 $ 1,070,000 $ 535,000 $ 242,000
Volusia County Florida 2 $ 690,000 $ 345,000 $ 256,000
Dooly County Georgia 2 $ 250,000 $ 125,000 $ 128,000
Liberty County Georgia 2 $ 280,000 $ 140,000 $ 136,000
Lowndes County Georgia 2 $ 270,000 $ 135,000 $ 89,000
Newton County Georgia 2 $ 410,000 $ 205,000 $ 50,000
Lake County Illinois 2 $ 910,000 $ 455,000 $ 311,000
Baltimore City County Maryland 2 $ 400,000 $ 200,000 $ 52,000
Montgomery County Maryland 2 $ 570,000 $ 285,000 $ 190,000
Bristol County Massachusetts 2 $ 770,000 $ 385,000 $ 164,000
Essex County Massachusetts 2 $ 850,000 $ 425,000 $ 174,000
Suffolk County Massachusetts 2 $ 1,310,000 $ 655,000 $ 277,000
Cass County Michigan 2 $ 1,210,000 $ 605,000 $ 141,000
Washtenaw County Michigan 2 $ 840,000 $ 420,000 $ 137,000
Nye County Nevada 2 $ 600,000 $ 300,000 $ 0
Burlington County New Jersey 2 $ 750,000 $ 375,000 $ 126,000
Monmouth County New Jersey 2 $ 1,520,000 $ 760,000 $ 239,000
Union County New Jersey 2 $ 1,130,000 $ 565,000 $ 152,000
Queens County New York 2 $ 780,000 $ 390,000 $ 27,000
Sullivan County New York 2 $ 2,030,000 $ 1,015,000 $ 82,000
Buncombe County North Carolina 2 $ 1,900,000 $ 950,000 $ 256,000
Catawba County North Carolina 2 $ 250,000 $ 125,000 $ 1,682,000
Franklin County North Carolina 2 $ 960,000 $ 480,000 $ 165,000
Hamilton County Ohio 2 $ 430,000 $ 215,000 $ 84,000
Tulsa County Oklahoma 2 $ 730,000 $ 365,000 $ 217,000
Deschutes County Oregon 2 $ 1,360,000 $ 680,000 $ 257,000
Jackson County Oregon 2 $ 610,000 $ 305,000 $ 176,000
Josephine County Oregon 2 $ 630,000 $ 315,000 $ 88,000
Polk County Oregon 2 $ 2,020,000 $ 1,010,000 $ 395,000
Lehigh County Pennsylvania 2 $ 230,000 $ 115,000 $ 43,000
Monroe County Pennsylvania 2 $ 270,000 $ 135,000 $ 96,000
Providence County Rhode Island 2 $ 520,000 $ 260,000 $ 1,000
Rutherford County Tennessee 2 $ 460,000 $ 230,000 $ 27,000
Sumner County Tennessee 2 $ 1,010,000 $ 505,000 $ 144,000
Fort Bend County Texas 2 $ 1,600,000 $ 800,000 $ 1,930,000
Parker County Texas 2 $ 970,000 $ 485,000 $ 188,000
Rockwall County Texas 2 $ 520,000 $ 260,000 $ 284,000
Tom Green County Texas 2 $ 400,000 $ 200,000 $ 153,000
Davis County Utah 2 $ 780,000 $ 390,000 $ 112,000
Weber County Utah 2 $ 780,000 $ 390,000 $ 178,000
Newport News County Virginia 2 $ 180,000 $ 90,000 $ 107,000
Prince William County Virginia 2 $ 940,000 $ 470,000 $ 167,000
Baldwin County Alabama 1 $ 225,000 $ 225,000 $ 5,000
Tuscaloosa County Alabama 1 $ 105,000 $ 105,000 $ 0
Pinal County Arizona 1 $ 515,000 $ 515,000 $ 151,000
Benton County Arkansas 1 $ 215,000 $ 215,000 $ 126,000
Phillips County Arkansas 1 $ 175,000 $ 175,000 $ 109,000
Marin County California 1 $ 355,000 $ 355,000 $ 103,000
Napa County California 1 $ 655,000 $ 655,000 $ 0
Nevada County California 1 $ 975,000 $ 975,000 $ 283,000
San Benito County California 1 $ 665,000 $ 665,000 $ 353,000
San Luis Obispo County California 1 $ 1,285,000 $ 1,285,000 $ 0
Santa Barbara County California 1 $ 505,000 $ 505,000 $ 106,000
Santa Cruz County California 1 $ 795,000 $ 795,000 $ 215,000
Tuolumne County California 1 $ 725,000 $ 725,000 $ 135,000
Yuba County California 1 $ 355,000 $ 355,000 $ 144,000
Adams County Colorado 1 $ 465,000 $ 465,000 $ 163,000
Arapahoe County Colorado 1 $ 565,000 $ 565,000 $ 291,000
Boulder County Colorado 1 $ 445,000 $ 445,000 $ 102,000
El Paso County Colorado 1 $ 625,000 $ 625,000 $ 189,000
Gunnison County Colorado 1 $ 645,000 $ 645,000 $ 213,000
Jefferson County Colorado 1 $ 345,000 $ 345,000 $ 105,000
Larimer County Colorado 1 $ 595,000 $ 595,000 $ 202,000
Routt County Colorado 1 $ 1,095,000 $ 1,095,000 $ 13,000
Summit County Colorado 1 $ 555,000 $ 555,000 $ 203,000
Weld County Colorado 1 $ 635,000 $ 635,000 $ 316,000
Fairfield County Connecticut 1 $ 465,000 $ 465,000 $ 269,000
Collier County Florida 1 $ 505,000 $ 505,000 $ 295,000
Escambia County Florida 1 $ 295,000 $ 295,000 $ 67,000
Flagler County Florida 1 $ 345,000 $ 345,000 $ 297,000
Leon County Florida 1 $ 465,000 $ 465,000 $ 27,000
Marion County Florida 1 $ 195,000 $ 195,000 $ 0
Monroe County Florida 1 $ 755,000 $ 755,000 $ 19,000
Seminole County Florida 1 $ 555,000 $ 555,000 $ 180,000
Sumter County Florida 1 $ 205,000 $ 205,000 $ 169,000
Bibb County Georgia 1 $ 95,000 $ 95,000 $ 110,000
Carroll County Georgia 1 $ 75,000 $ 75,000 $ 192,000
Cobb County Georgia 1 $ 335,000 $ 335,000 $ 131,000
Crisp County Georgia 1 $ 75,000 $ 75,000 $ 68,000
Fayette County Georgia 1 $ 555,000 $ 555,000 $ 162,000
Hall County Georgia 1 $ 495,000 $ 495,000 $ 97,000
Jackson County Georgia 1 $ 465,000 $ 465,000 $ 115,000
Rockdale County Georgia 1 $ 175,000 $ 175,000 $ 104,000
Kauai County Hawaii 1 $ 1,295,000 $ 1,295,000 $ 2,442,000
Canyon County Idaho 1 $ 385,000 $ 385,000 $ 106,000
Will County Illinois 1 $ 635,000 $ 635,000 $ 276,000
Hamilton County Indiana 1 $ 405,000 $ 405,000 $ 200,000
Madison County Indiana 1 $ 285,000 $ 285,000 $ 53,000
Cowley County Kansas 1 $ 225,000 $ 225,000 $ 65,000
Kenton County Kentucky 1 $ 165,000 $ 165,000 $ 5,000
Caddo County Louisiana 1 $ 565,000 $ 565,000 $ 0
Orleans County Louisiana 1 $ 165,000 $ 165,000 $ 0
Rapides County Louisiana 1 $ 295,000 $ 295,000 $ 117,000
Anne Arundel County Maryland 1 $ 705,000 $ 705,000 $ 200,000
Baltimore County Maryland 1 $ 225,000 $ 225,000 $ 0
Frederick County Maryland 1 $ 465,000 $ 465,000 $ 170,000
Barnstable County Massachusetts 1 $ 765,000 $ 765,000 $ 441,000
Hampden County Massachusetts 1 $ 355,000 $ 355,000 $ 144,000
Middlesex County Massachusetts 1 $ 1,345,000 $ 1,345,000 $ 370,000
Plymouth County Massachusetts 1 $ 335,000 $ 335,000 $ 209,000
Grand Traverse County Michigan 1 $ 555,000 $ 555,000 $ 404,000
Livingston County Michigan 1 $ 455,000 $ 455,000 $ 209,000
Macomb County Michigan 1 $ 305,000 $ 305,000 $ 0
Oakland County Michigan 1 $ 425,000 $ 425,000 $ 100,000
Ramsey County Minnesota 1 $ 305,000 $ 305,000 $ 68,000
Stearns County Minnesota 1 $ 645,000 $ 645,000 $ 132,000
Washington County Minnesota 1 $ 155,000 $ 155,000 $ 128,000
Alcorn County Mississippi 1 $ 265,000 $ 265,000 $ 300,000
Lafayette County Mississippi 1 $ 225,000 $ 225,000 $ 373,000
Rankin County Mississippi 1 $ 225,000 $ 225,000 $ 54,000
Polk County Missouri 1 $ 125,000 $ 125,000 $ 3,000
Lancaster County Nebraska 1 $ 165,000 $ 165,000 $ 0
Atlantic County New Jersey 1 $ 585,000 $ 585,000 $ 130,000
Essex County New Jersey 1 $ 505,000 $ 505,000 $ 143,000
Hunterdon County New Jersey 1 $ 745,000 $ 745,000 $ 282,000
Mercer County New Jersey 1 $ 345,000 $ 345,000 $ 89,000
Ocean County New Jersey 1 $ 125,000 $ 125,000 $ 112,000
Passaic County New Jersey 1 $ 615,000 $ 615,000 $ 256,000
Somerset County New Jersey 1 $ 345,000 $ 345,000 $ 112,000
Otero County New Mexico 1 $ 285,000 $ 285,000 $ 131,000
Sandoval County New Mexico 1 $ 65,000 $ 65,000 $ 194,000
Kings County New York 1 $ 505,000 $ 505,000 $ 8,000
Cumberland County North Carolina 1 $ 385,000 $ 385,000 $ 126,000
Currituck County North Carolina 1 $ 615,000 $ 615,000 $ 434,000
Davie County North Carolina 1 $ 295,000 $ 295,000 $ 82,000
Durham County North Carolina 1 $ 445,000 $ 445,000 $ 290,000
Forsyth County North Carolina 1 $ 215,000 $ 215,000 $ 0
Guilford County North Carolina 1 $ 185,000 $ 185,000 $ 2,000
Lincoln County North Carolina 1 $ 175,000 $ 175,000 $ 242,000
Wilson County North Carolina 1 $ 235,000 $ 235,000 $ 94,000
Medina County Ohio 1 $ 475,000 $ 475,000 $ 97,000
Summit County Ohio 1 $ 265,000 $ 265,000 $ 27,000
Warren County Ohio 1 $ 615,000 $ 615,000 $ 125,000
Cleveland County Oklahoma 1 $ 595,000 $ 595,000 $ 328,000
McCurtain County Oklahoma 1 $ 555,000 $ 555,000 $ 23,000
Lincoln County Oregon 1 $ 725,000 $ 725,000 $ 338,000
Linn County Oregon 1 $ 305,000 $ 305,000 $ 188,000
Tillamook County Oregon 1 $ 235,000 $ 235,000 $ 4,000
Washington County Oregon 1 $ 455,000 $ 455,000 $ 233,000
Yamhill County Oregon 1 $ 305,000 $ 305,000 $ 115,000
Chester County Pennsylvania 1 $ 435,000 $ 435,000 $ 215,000
Montgomery County Pennsylvania 1 $ 595,000 $ 595,000 $ 200,000
Horry County South Carolina 1 $ 225,000 $ 225,000 $ 714,000
York County South Carolina 1 $ 275,000 $ 275,000 $ 87,000
Hamilton County Tennessee 1 $ 455,000 $ 455,000 $ 102,000
Macon County Tennessee 1 $ 305,000 $ 305,000 $ 138,000
Maury County Tennessee 1 $ 225,000 $ 225,000 $ 80,000
Putnam County Tennessee 1 $ 235,000 $ 235,000 $ 112,000
Bell County Texas 1 $ 185,000 $ 185,000 $ 0
Bexar County Texas 1 $ 215,000 $ 215,000 $ 99,000
Fannin County Texas 1 $ 195,000 $ 195,000 $ 3,000
Galveston County Texas 1 $ 225,000 $ 225,000 $ 0
Grayson County Texas 1 $ 85,000 $ 85,000 $ 0
Guadalupe County Texas 1 $ 455,000 $ 455,000 $ 108,000
Hidalgo County Texas 1 $ 85,000 $ 85,000 $ 30,000
Johnson County Texas 1 $ 505,000 $ 505,000 $ 190,000
Midland County Texas 1 $ 195,000 $ 195,000 $ 160,000
Nueces County Texas 1 $ 285,000 $ 285,000 $ 0
Waller County Texas 1 $ 565,000 $ 565,000 $ 140,000
Cache County Utah 1 $ 485,000 $ 485,000 $ 97,000
Tooele County Utah 1 $ 465,000 $ 465,000 $ 113,000
Washington County Utah 1 $ 1,055,000 $ 1,055,000 $ 239,000
Henrico County Virginia 1 $ 205,000 $ 205,000 $ 55,000
Louisa County Virginia 1 $ 165,000 $ 165,000 $ 52,000
Shenandoah County Virginia 1 $ 275,000 $ 275,000 $ 143,000
Stafford County Virginia 1 $ 165,000 $ 165,000 $ 5,000
Island County Washington 1 $ 485,000 $ 485,000 $ 120,000
Kitsap County Washington 1 $ 1,125,000 $ 1,125,000 $ 436,000
Lewis County Washington 1 $ 305,000 $ 305,000 $ 81,000
Snohomish County Washington 1 $ 925,000 $ 925,000 $ 254,000
Whatcom County Washington 1 $ 725,000 $ 725,000 $ 270,000

Mortgage Loan Application Detail Totals for Ony Glo, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,096 $631,820,000 $576,000 $4,005,000 $222,000 $3,646,000
Refinancing 272 $133,810,000 $491,000 $3,005,000 $193,000 $3,347,000
Cash-out Refinancing 3 $795,000 $265,000 $475,000 $106,000 $129,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 500 $298,340,000 $596,000 $3,005,000 $215,000 $1,682,000
White 313 $190,835,000 $609,000 $4,005,000 $253,000 $3,347,000
Not Provided 301 $166,275,000 $552,000 $3,975,000 $229,000 $3,646,000
Hispanic 148 $66,120,000 $446,000 $1,165,000 $155,000 $753,000
Black or African American 78 $26,370,000 $338,000 $1,325,000 $131,000 $1,149,000
American Indian or Alaskan Native 2 $890,000 $445,000 $705,000 $100,000 $200,000
Native Hawaiian or Other Pacific Islander 1 $725,000 $725,000 $725,000 $218,000 $218,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,219 $693,335,000 $568,000 $4,005,000 $226,000 $3,646,000
FHA-insured (Federal Housing Administration) 115 $53,645,000 $466,000 $1,085,000 $131,000 $292,000
VA-guaranteed (Veterans Administration) 37 $19,445,000 $525,000 $1,085,000 $138,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 671 $359,025,000 $535,000 $2,565,000 $223,000 $3,646,000
Application Denied By Financial Institution 592 $334,180,000 $564,000 $3,005,000 $204,000 $3,347,000
Application Withdrawn By Applicant 53 $36,375,000 $686,000 $3,975,000 $262,000 $2,249,000
File Closed For Incompleteness 43 $29,295,000 $681,000 $4,005,000 $202,000 $1,140,000
Application Approved But Not Accepted 11 $6,545,000 $595,000 $1,005,000 $164,000 $343,000
Preapproval Denied by Financial Institution 1 $1,005,000 $1,005,000 $1,005,000 $640,000 $640,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 778 $431,240,000 $554,000 $4,005,000 $224,000 $3,646,000
Credit Application Incomplete 505 $290,125,000 $574,000 $3,005,000 $206,000 $3,347,000
Debt-To-Income Ratio 29 $17,775,000 $612,000 $1,515,000 $180,000 $441,000
Credit History 18 $7,750,000 $430,000 $945,000 $162,000 $874,000
Other 16 $7,640,000 $477,000 $1,355,000 $166,000 $576,000
Collateral 14 $6,190,000 $442,000 $1,355,000 $270,000 $2,083,000
Unverifiable Information 8 $4,400,000 $550,000 $1,405,000 $330,000 $1,200,000
Employment History 2 $930,000 $465,000 $505,000 $127,000 $128,000
Insufficient Cash (Downpayment, Closing Cost) 1 $375,000 $375,000 $375,000 $160,000 $160,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ony Glo, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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