Ony Glo, Inc. Mortgage Lending & HMDA Data, 2023

In 2023, Ony Glo, Inc. of Santa Ana, CA reported 1,371 mortgage applications totaling $766.4 million, down 42% from 2022. The average application was for $559,026, and applicants reported an average income of $215,992. 49% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (269), Riverside-San Bernardino-Ontario, CA (164) and Anaheim-Santa Ana-Irvine, CA (110) (applications in parentheses).

Mortgage Company & Address Ony Glo, Inc.
6 Hutton Centre Drive #1030
Santa Ana, CA 92707
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,371
Total Mortgage Loan Application Amount $766,425,000
Average Mortgage Loan Application Amount $559,026
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $215,992
Highest Applicant Income $3,646,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ony Glo, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ony Glo, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 269 $ 182,315,000 $ 677,750 $ 226,000
Orange, California 110 $ 77,690,000 $ 706,272 $ 234,000
San Bernardino, California 88 $ 35,760,000 $ 406,363 $ 160,000
Riverside, California 76 $ 39,710,000 $ 522,500 $ 242,000
San Diego, California 69 $ 49,745,000 $ 720,942 $ 286,000
Clark, Nevada 63 $ 32,225,000 $ 511,507 $ 289,000
Maricopa, Arizona 26 $ 13,710,000 $ 527,307 $ 220,000
Alameda, California 22 $ 20,840,000 $ 947,272 $ 312,000
Santa Clara, California 21 $ 19,845,000 $ 945,000 $ 283,000
Sacramento, California 18 $ 7,280,000 $ 404,444 $ 247,000
Collin, Texas 16 $ 8,870,000 $ 554,375 $ 220,000
Pima, Arizona 15 $ 4,535,000 $ 302,333 $ 111,000
Cook, Illinois 15 $ 5,145,000 $ 343,000 $ 155,000
Harris, Texas 14 $ 3,700,000 $ 264,285 $ 97,000
Denton, Texas 13 $ 7,905,000 $ 608,076 $ 255,000
Placer, California 12 $ 6,200,000 $ 516,666 $ 175,000
San Joaquin, California 9 $ 3,935,000 $ 437,222 $ 186,000
Fulton, Georgia 9 $ 6,135,000 $ 681,666 $ 208,000
Contra Costa, California 8 $ 8,480,000 $ 1,060,000 $ 256,000
Miami-Dade, Florida 8 $ 5,900,000 $ 737,500 $ 275,000
Palm Beach, Florida 7 $ 4,285,000 $ 612,142 $ 212,000
Forsyth, Georgia 7 $ 4,485,000 $ 640,714 $ 171,000
Travis, Texas 7 $ 3,905,000 $ 557,857 $ 290,000
Williamson, Texas 7 $ 3,315,000 $ 473,571 $ 153,000
Hennepin, Minnesota 6 $ 2,740,000 $ 456,666 $ 191,000
Bergen, New Jersey 6 $ 4,060,000 $ 676,666 $ 285,000
Tarrant, Texas 6 $ 3,690,000 $ 615,000 $ 182,000
King, Washington 6 $ 3,740,000 $ 623,333 $ 234,000
Jefferson, Alabama 5 $ 585,000 $ 117,000 $ 43,000
Fresno, California 5 $ 1,875,000 $ 375,000 $ 141,000
San Mateo, California 5 $ 4,305,000 $ 861,000 $ 235,000
Stanislaus, California 5 $ 1,675,000 $ 335,000 $ 87,000
Denver, Colorado 5 $ 3,265,000 $ 653,000 $ 210,000
Broward, Florida 5 $ 2,205,000 $ 441,000 $ 166,000
St. Johns, Florida 5 $ 1,845,000 $ 369,000 $ 220,000
Gwinnett, Georgia 5 $ 1,915,000 $ 383,000 $ 84,000
Clackamas, Oregon 5 $ 2,945,000 $ 589,000 $ 193,000
Davidson, Tennessee 5 $ 3,815,000 $ 763,000 $ 572,000
Williamson, Tennessee 5 $ 7,265,000 $ 1,453,000 $ 382,000
Dallas, Texas 5 $ 1,795,000 $ 359,000 $ 99,000
Mohave, Arizona 4 $ 1,800,000 $ 450,000 $ 155,000
El Dorado, California 4 $ 2,140,000 $ 535,000 $ 201,000
Merced, California 4 $ 720,000 $ 180,000 $ 103,000
Monterey, California 4 $ 2,510,000 $ 627,500 $ 201,000
Solano, California 4 $ 890,000 $ 222,500 $ 87,000
Ventura, California 4 $ 3,090,000 $ 772,500 $ 218,000
Yolo, California 4 $ 2,100,000 $ 525,000 $ 170,000
Lee, Florida 4 $ 1,540,000 $ 385,000 $ 8,000
Martin, Florida 4 $ 1,380,000 $ 345,000 $ 174,000
Orange, Florida 4 $ 1,650,000 $ 412,500 $ 90,000
Pasco, Florida 4 $ 870,000 $ 217,500 $ 74,000
DeKalb, Georgia 4 $ 950,000 $ 237,500 $ 100,000
Prince George's, Maryland 4 $ 1,270,000 $ 317,500 $ 143,000
Worcester, Massachusetts 4 $ 1,000,000 $ 250,000 $ 15,000
Multnomah, Oregon 4 $ 2,100,000 $ 525,000 $ 167,000
Northampton, Pennsylvania 4 $ 550,000 $ 137,500 $ 74,000
Philadelphia, Pennsylvania 4 $ 930,000 $ 232,500 $ 15,000
Shelby, Tennessee 4 $ 1,800,000 $ 450,000 $ 144,000
Hays, Texas 4 $ 1,720,000 $ 430,000 $ 221,000
Fairfax, Virginia 4 $ 2,920,000 $ 730,000 $ 331,000
Kern, California 3 $ 1,245,000 $ 415,000 $ 183,000
Mariposa, California 3 $ 1,095,000 $ 365,000 $ 284,000
San Francisco, California 3 $ 3,055,000 $ 1,018,333 $ 396,000
Tulare, California 3 $ 685,000 $ 228,333 $ 168,000
Douglas, Colorado 3 $ 2,145,000 $ 715,000 $ 273,000
New Castle, Delaware 3 $ 1,405,000 $ 468,333 $ 168,000
Bay, Florida 3 $ 905,000 $ 301,666 $ 1,415,000
Brevard, Florida 3 $ 1,065,000 $ 355,000 $ 52,000
Duval, Florida 3 $ 695,000 $ 231,666 $ 41,000
Manatee, Florida 3 $ 1,265,000 $ 421,666 $ 104,000
Pinellas, Florida 3 $ 2,235,000 $ 745,000 $ 698,000
Cherokee, Georgia 3 $ 955,000 $ 318,333 $ 26,000
Sedgwick, Kansas 3 $ 685,000 $ 228,333 $ 40,000
Howard, Maryland 3 $ 1,805,000 $ 601,666 $ 299,000
Washoe, Nevada 3 $ 1,345,000 $ 448,333 $ 103,000
Hudson, New Jersey 3 $ 1,775,000 $ 591,666 $ 182,000
Middlesex, New Jersey 3 $ 1,645,000 $ 548,333 $ 187,000
Morris, New Jersey 3 $ 2,195,000 $ 731,666 $ 253,000
Mecklenburg, North Carolina 3 $ 1,445,000 $ 481,666 $ 174,000
Wake, North Carolina 3 $ 2,195,000 $ 731,666 $ 205,000
Cuyahoga, Ohio 3 $ 595,000 $ 198,333 $ 17,000
Oklahoma, Oklahoma 3 $ 2,285,000 $ 761,666 $ 255,000
Marion, Oregon 3 $ 1,355,000 $ 451,666 $ 179,000
Salt Lake, Utah 3 $ 1,715,000 $ 571,666 $ 311,000
Utah, Utah 3 $ 1,135,000 $ 378,333 $ 114,000
Pierce, Washington 3 $ 2,475,000 $ 825,000 $ 179,000
Mobile, Alabama 2 $ 190,000 $ 95,000 $ 1,000
Butte, California 2 $ 670,000 $ 335,000 $ 103,000
Nassau, Florida 2 $ 810,000 $ 405,000 $ 46,000
Osceola, Florida 2 $ 1,070,000 $ 535,000 $ 242,000
Volusia, Florida 2 $ 690,000 $ 345,000 $ 256,000
Dooly, Georgia 2 $ 250,000 $ 125,000 $ 128,000
Liberty, Georgia 2 $ 280,000 $ 140,000 $ 136,000
Lowndes, Georgia 2 $ 270,000 $ 135,000 $ 89,000
Newton, Georgia 2 $ 410,000 $ 205,000 $ 50,000
Lake, Illinois 2 $ 910,000 $ 455,000 $ 311,000
Baltimore City, Maryland 2 $ 400,000 $ 200,000 $ 52,000
Montgomery, Maryland 2 $ 570,000 $ 285,000 $ 190,000
Bristol, Massachusetts 2 $ 770,000 $ 385,000 $ 164,000
Essex, Massachusetts 2 $ 850,000 $ 425,000 $ 174,000
Suffolk, Massachusetts 2 $ 1,310,000 $ 655,000 $ 277,000
Cass, Michigan 2 $ 1,210,000 $ 605,000 $ 141,000
Washtenaw, Michigan 2 $ 840,000 $ 420,000 $ 137,000
Nye, Nevada 2 $ 600,000 $ 300,000 $ 0
Burlington, New Jersey 2 $ 750,000 $ 375,000 $ 126,000
Monmouth, New Jersey 2 $ 1,520,000 $ 760,000 $ 239,000
Union, New Jersey 2 $ 1,130,000 $ 565,000 $ 152,000
Queens, New York 2 $ 780,000 $ 390,000 $ 27,000
Sullivan, New York 2 $ 2,030,000 $ 1,015,000 $ 82,000
Buncombe, North Carolina 2 $ 1,900,000 $ 950,000 $ 256,000
Catawba, North Carolina 2 $ 250,000 $ 125,000 $ 1,682,000
Franklin, North Carolina 2 $ 960,000 $ 480,000 $ 165,000
Hamilton, Ohio 2 $ 430,000 $ 215,000 $ 84,000
Tulsa, Oklahoma 2 $ 730,000 $ 365,000 $ 217,000
Deschutes, Oregon 2 $ 1,360,000 $ 680,000 $ 257,000
Jackson, Oregon 2 $ 610,000 $ 305,000 $ 176,000
Josephine, Oregon 2 $ 630,000 $ 315,000 $ 88,000
Polk, Oregon 2 $ 2,020,000 $ 1,010,000 $ 395,000
Lehigh, Pennsylvania 2 $ 230,000 $ 115,000 $ 43,000
Monroe, Pennsylvania 2 $ 270,000 $ 135,000 $ 96,000
Providence, Rhode Island 2 $ 520,000 $ 260,000 $ 1,000
Rutherford, Tennessee 2 $ 460,000 $ 230,000 $ 27,000
Sumner, Tennessee 2 $ 1,010,000 $ 505,000 $ 144,000
Fort Bend, Texas 2 $ 1,600,000 $ 800,000 $ 1,930,000
Parker, Texas 2 $ 970,000 $ 485,000 $ 188,000
Rockwall, Texas 2 $ 520,000 $ 260,000 $ 284,000
Tom Green, Texas 2 $ 400,000 $ 200,000 $ 153,000
Davis, Utah 2 $ 780,000 $ 390,000 $ 112,000
Weber, Utah 2 $ 780,000 $ 390,000 $ 178,000
Newport News, Virginia 2 $ 180,000 $ 90,000 $ 107,000
Prince William, Virginia 2 $ 940,000 $ 470,000 $ 167,000
Baldwin, Alabama 1 $ 225,000 $ 225,000 $ 5,000
Tuscaloosa, Alabama 1 $ 105,000 $ 105,000 $ 0
Pinal, Arizona 1 $ 515,000 $ 515,000 $ 151,000
Benton, Arkansas 1 $ 215,000 $ 215,000 $ 126,000
Phillips, Arkansas 1 $ 175,000 $ 175,000 $ 109,000
Marin, California 1 $ 355,000 $ 355,000 $ 103,000
Napa, California 1 $ 655,000 $ 655,000 $ 0
Nevada, California 1 $ 975,000 $ 975,000 $ 283,000
San Benito, California 1 $ 665,000 $ 665,000 $ 353,000
San Luis Obispo, California 1 $ 1,285,000 $ 1,285,000 $ 0
Santa Barbara, California 1 $ 505,000 $ 505,000 $ 106,000
Santa Cruz, California 1 $ 795,000 $ 795,000 $ 215,000
Tuolumne, California 1 $ 725,000 $ 725,000 $ 135,000
Yuba, California 1 $ 355,000 $ 355,000 $ 144,000
Adams, Colorado 1 $ 465,000 $ 465,000 $ 163,000
Arapahoe, Colorado 1 $ 565,000 $ 565,000 $ 291,000
Boulder, Colorado 1 $ 445,000 $ 445,000 $ 102,000
El Paso, Colorado 1 $ 625,000 $ 625,000 $ 189,000
Gunnison, Colorado 1 $ 645,000 $ 645,000 $ 213,000
Jefferson, Colorado 1 $ 345,000 $ 345,000 $ 105,000
Larimer, Colorado 1 $ 595,000 $ 595,000 $ 202,000
Routt, Colorado 1 $ 1,095,000 $ 1,095,000 $ 13,000
Summit, Colorado 1 $ 555,000 $ 555,000 $ 203,000
Weld, Colorado 1 $ 635,000 $ 635,000 $ 316,000
Fairfield, Connecticut 1 $ 465,000 $ 465,000 $ 269,000
Collier, Florida 1 $ 505,000 $ 505,000 $ 295,000
Escambia, Florida 1 $ 295,000 $ 295,000 $ 67,000
Flagler, Florida 1 $ 345,000 $ 345,000 $ 297,000
Leon, Florida 1 $ 465,000 $ 465,000 $ 27,000
Marion, Florida 1 $ 195,000 $ 195,000 $ 0
Monroe, Florida 1 $ 755,000 $ 755,000 $ 19,000
Seminole, Florida 1 $ 555,000 $ 555,000 $ 180,000
Sumter, Florida 1 $ 205,000 $ 205,000 $ 169,000
Bibb, Georgia 1 $ 95,000 $ 95,000 $ 110,000
Carroll, Georgia 1 $ 75,000 $ 75,000 $ 192,000
Cobb, Georgia 1 $ 335,000 $ 335,000 $ 131,000
Crisp, Georgia 1 $ 75,000 $ 75,000 $ 68,000
Fayette, Georgia 1 $ 555,000 $ 555,000 $ 162,000
Hall, Georgia 1 $ 495,000 $ 495,000 $ 97,000
Jackson, Georgia 1 $ 465,000 $ 465,000 $ 115,000
Rockdale, Georgia 1 $ 175,000 $ 175,000 $ 104,000
Kauai, Hawaii 1 $ 1,295,000 $ 1,295,000 $ 2,442,000
Canyon, Idaho 1 $ 385,000 $ 385,000 $ 106,000
Will, Illinois 1 $ 635,000 $ 635,000 $ 276,000
Hamilton, Indiana 1 $ 405,000 $ 405,000 $ 200,000
Madison, Indiana 1 $ 285,000 $ 285,000 $ 53,000
Cowley, Kansas 1 $ 225,000 $ 225,000 $ 65,000
Kenton, Kentucky 1 $ 165,000 $ 165,000 $ 5,000
Caddo, Louisiana 1 $ 565,000 $ 565,000 $ 0
Orleans, Louisiana 1 $ 165,000 $ 165,000 $ 0
Rapides, Louisiana 1 $ 295,000 $ 295,000 $ 117,000
Anne Arundel, Maryland 1 $ 705,000 $ 705,000 $ 200,000
Baltimore, Maryland 1 $ 225,000 $ 225,000 $ 0
Frederick, Maryland 1 $ 465,000 $ 465,000 $ 170,000
Barnstable, Massachusetts 1 $ 765,000 $ 765,000 $ 441,000
Hampden, Massachusetts 1 $ 355,000 $ 355,000 $ 144,000
Middlesex, Massachusetts 1 $ 1,345,000 $ 1,345,000 $ 370,000
Plymouth, Massachusetts 1 $ 335,000 $ 335,000 $ 209,000
Grand Traverse, Michigan 1 $ 555,000 $ 555,000 $ 404,000
Livingston, Michigan 1 $ 455,000 $ 455,000 $ 209,000
Macomb, Michigan 1 $ 305,000 $ 305,000 $ 0
Oakland, Michigan 1 $ 425,000 $ 425,000 $ 100,000
Ramsey, Minnesota 1 $ 305,000 $ 305,000 $ 68,000
Stearns, Minnesota 1 $ 645,000 $ 645,000 $ 132,000
Washington, Minnesota 1 $ 155,000 $ 155,000 $ 128,000
Alcorn, Mississippi 1 $ 265,000 $ 265,000 $ 300,000
Lafayette, Mississippi 1 $ 225,000 $ 225,000 $ 373,000
Rankin, Mississippi 1 $ 225,000 $ 225,000 $ 54,000
Polk, Missouri 1 $ 125,000 $ 125,000 $ 3,000
Lancaster, Nebraska 1 $ 165,000 $ 165,000 $ 0
Atlantic, New Jersey 1 $ 585,000 $ 585,000 $ 130,000
Essex, New Jersey 1 $ 505,000 $ 505,000 $ 143,000
Hunterdon, New Jersey 1 $ 745,000 $ 745,000 $ 282,000
Mercer, New Jersey 1 $ 345,000 $ 345,000 $ 89,000
Ocean, New Jersey 1 $ 125,000 $ 125,000 $ 112,000
Passaic, New Jersey 1 $ 615,000 $ 615,000 $ 256,000
Somerset, New Jersey 1 $ 345,000 $ 345,000 $ 112,000
Otero, New Mexico 1 $ 285,000 $ 285,000 $ 131,000
Sandoval, New Mexico 1 $ 65,000 $ 65,000 $ 194,000
Kings, New York 1 $ 505,000 $ 505,000 $ 8,000
Cumberland, North Carolina 1 $ 385,000 $ 385,000 $ 126,000
Currituck, North Carolina 1 $ 615,000 $ 615,000 $ 434,000
Davie, North Carolina 1 $ 295,000 $ 295,000 $ 82,000
Durham, North Carolina 1 $ 445,000 $ 445,000 $ 290,000
Forsyth, North Carolina 1 $ 215,000 $ 215,000 $ 0
Guilford, North Carolina 1 $ 185,000 $ 185,000 $ 2,000
Lincoln, North Carolina 1 $ 175,000 $ 175,000 $ 242,000
Wilson, North Carolina 1 $ 235,000 $ 235,000 $ 94,000
Medina, Ohio 1 $ 475,000 $ 475,000 $ 97,000
Summit, Ohio 1 $ 265,000 $ 265,000 $ 27,000
Warren, Ohio 1 $ 615,000 $ 615,000 $ 125,000
Cleveland, Oklahoma 1 $ 595,000 $ 595,000 $ 328,000
McCurtain, Oklahoma 1 $ 555,000 $ 555,000 $ 23,000
Lincoln, Oregon 1 $ 725,000 $ 725,000 $ 338,000
Linn, Oregon 1 $ 305,000 $ 305,000 $ 188,000
Tillamook, Oregon 1 $ 235,000 $ 235,000 $ 4,000
Washington, Oregon 1 $ 455,000 $ 455,000 $ 233,000
Yamhill, Oregon 1 $ 305,000 $ 305,000 $ 115,000
Chester, Pennsylvania 1 $ 435,000 $ 435,000 $ 215,000
Montgomery, Pennsylvania 1 $ 595,000 $ 595,000 $ 200,000
Horry, South Carolina 1 $ 225,000 $ 225,000 $ 714,000
York, South Carolina 1 $ 275,000 $ 275,000 $ 87,000
Hamilton, Tennessee 1 $ 455,000 $ 455,000 $ 102,000
Macon, Tennessee 1 $ 305,000 $ 305,000 $ 138,000
Maury, Tennessee 1 $ 225,000 $ 225,000 $ 80,000
Putnam, Tennessee 1 $ 235,000 $ 235,000 $ 112,000
Bell, Texas 1 $ 185,000 $ 185,000 $ 0
Bexar, Texas 1 $ 215,000 $ 215,000 $ 99,000
Fannin, Texas 1 $ 195,000 $ 195,000 $ 3,000
Galveston, Texas 1 $ 225,000 $ 225,000 $ 0
Grayson, Texas 1 $ 85,000 $ 85,000 $ 0
Guadalupe, Texas 1 $ 455,000 $ 455,000 $ 108,000
Hidalgo, Texas 1 $ 85,000 $ 85,000 $ 30,000
Johnson, Texas 1 $ 505,000 $ 505,000 $ 190,000
Midland, Texas 1 $ 195,000 $ 195,000 $ 160,000
Nueces, Texas 1 $ 285,000 $ 285,000 $ 0
Waller, Texas 1 $ 565,000 $ 565,000 $ 140,000
Cache, Utah 1 $ 485,000 $ 485,000 $ 97,000
Tooele, Utah 1 $ 465,000 $ 465,000 $ 113,000
Washington, Utah 1 $ 1,055,000 $ 1,055,000 $ 239,000
Henrico, Virginia 1 $ 205,000 $ 205,000 $ 55,000
Louisa, Virginia 1 $ 165,000 $ 165,000 $ 52,000
Shenandoah, Virginia 1 $ 275,000 $ 275,000 $ 143,000
Stafford, Virginia 1 $ 165,000 $ 165,000 $ 5,000
Island, Washington 1 $ 485,000 $ 485,000 $ 120,000
Kitsap, Washington 1 $ 1,125,000 $ 1,125,000 $ 436,000
Lewis, Washington 1 $ 305,000 $ 305,000 $ 81,000
Snohomish, Washington 1 $ 925,000 $ 925,000 $ 254,000
Whatcom, Washington 1 $ 725,000 $ 725,000 $ 270,000

Mortgage Loan Application Detail Totals for Ony Glo, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,096 $631,820,000 $576,000 $4,005,000 $222,000 $3,646,000
Refinancing 272 $133,810,000 $491,000 $3,005,000 $193,000 $3,347,000
Cash-out Refinancing 3 $795,000 $265,000 $475,000 $106,000 $129,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 500 $298,340,000 $596,000 $3,005,000 $215,000 $1,682,000
White 313 $190,835,000 $609,000 $4,005,000 $253,000 $3,347,000
Not Provided 301 $166,275,000 $552,000 $3,975,000 $229,000 $3,646,000
Hispanic 148 $66,120,000 $446,000 $1,165,000 $155,000 $753,000
Black or African American 78 $26,370,000 $338,000 $1,325,000 $131,000 $1,149,000
American Indian or Alaskan Native 2 $890,000 $445,000 $705,000 $100,000 $200,000
Native Hawaiian or Other Pacific Islander 1 $725,000 $725,000 $725,000 $218,000 $218,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,219 $693,335,000 $568,000 $4,005,000 $226,000 $3,646,000
FHA-insured (Federal Housing Administration) 115 $53,645,000 $466,000 $1,085,000 $131,000 $292,000
VA-guaranteed (Veterans Administration) 37 $19,445,000 $525,000 $1,085,000 $138,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 671 $359,025,000 $535,000 $2,565,000 $223,000 $3,646,000
Application Denied By Financial Institution 592 $334,180,000 $564,000 $3,005,000 $204,000 $3,347,000
Application Withdrawn By Applicant 53 $36,375,000 $686,000 $3,975,000 $262,000 $2,249,000
File Closed For Incompleteness 43 $29,295,000 $681,000 $4,005,000 $202,000 $1,140,000
Application Approved But Not Accepted 11 $6,545,000 $595,000 $1,005,000 $164,000 $343,000
Preapproval Denied by Financial Institution 1 $1,005,000 $1,005,000 $1,005,000 $640,000 $640,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 778 $431,240,000 $554,000 $4,005,000 $224,000 $3,646,000
Credit Application Incomplete 505 $290,125,000 $574,000 $3,005,000 $206,000 $3,347,000
Debt-To-Income Ratio 29 $17,775,000 $612,000 $1,515,000 $180,000 $441,000
Credit History 18 $7,750,000 $430,000 $945,000 $162,000 $874,000
Other 16 $7,640,000 $477,000 $1,355,000 $166,000 $576,000
Collateral 14 $6,190,000 $442,000 $1,355,000 $270,000 $2,083,000
Unverifiable Information 8 $4,400,000 $550,000 $1,405,000 $330,000 $1,200,000
Employment History 2 $930,000 $465,000 $505,000 $127,000 $128,000
Insufficient Cash (Downpayment, Closing Cost) 1 $375,000 $375,000 $375,000 $160,000 $160,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ony Glo, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ony Glo, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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