Optima Mortgage
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Optima Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Optima Mortgage 15941 Redhill Avenue Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,800 |
| Total Mortgage Loan Application Amount | $419,931,000 |
| Average Mortgage Loan Application Amount | $254,000 |
| Highest Mortgage Loan Application Amount | $4,050,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $1,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 106 | $ 20,555,000 | $ 193,000 | $ 50,000 |
| Los Angeles County California | 57 | $ 22,809,000 | $ 400,000 | $ 107,000 |
| Orange County California | 53 | $ 29,073,000 | $ 548,000 | $ 167,000 |
| Wayne County Michigan | 41 | $ 5,973,000 | $ 145,000 | $ 54,000 |
| San Bernardino County California | 40 | $ 12,131,000 | $ 303,000 | $ 90,000 |
| Riverside County California | 38 | $ 13,545,000 | $ 356,000 | $ 115,000 |
| Oakland County Michigan | 27 | $ 4,902,000 | $ 181,000 | $ 80,000 |
| Middlesex County Massachusetts | 25 | $ 7,537,000 | $ 301,000 | $ 82,000 |
| Will County Illinois | 24 | $ 4,980,000 | $ 207,000 | $ 60,000 |
| Shelby County Tennessee | 21 | $ 3,060,000 | $ 145,000 | $ 56,000 |
| Broward County Florida | 20 | $ 5,105,000 | $ 255,000 | $ 57,000 |
| Worcester County Massachusetts | 19 | $ 4,541,000 | $ 239,000 | $ 58,000 |
| San Diego County California | 18 | $ 6,693,000 | $ 371,000 | $ 170,000 |
| Palm Beach County Florida | 18 | $ 5,015,000 | $ 278,000 | $ 85,000 |
| Polk County Florida | 18 | $ 3,195,000 | $ 177,000 | $ 80,000 |
| Jackson County Missouri | 17 | $ 2,548,000 | $ 149,000 | $ 38,000 |
| Miami-Dade County Florida | 16 | $ 3,670,000 | $ 229,000 | $ 113,000 |
| Pinellas County Florida | 16 | $ 2,598,000 | $ 162,000 | $ 85,000 |
| Hartford County Connecticut | 15 | $ 2,956,000 | $ 197,000 | $ 69,000 |
| Lake County Illinois | 15 | $ 2,631,000 | $ 175,000 | $ 49,000 |
| Macomb County Michigan | 15 | $ 2,896,000 | $ 193,000 | $ 55,000 |
| Duval County Florida | 14 | $ 2,082,000 | $ 148,000 | $ 50,000 |
| Orange County Florida | 14 | $ 2,775,000 | $ 198,000 | $ 63,000 |
| Winnebago County Illinois | 14 | $ 1,795,000 | $ 128,000 | $ 110,000 |
| Essex County Massachusetts | 14 | $ 4,287,000 | $ 306,000 | $ 87,000 |
| Plymouth County Massachusetts | 14 | $ 3,426,000 | $ 244,000 | $ 38,000 |
| New Haven County Connecticut | 13 | $ 2,742,000 | $ 210,000 | $ 54,000 |
| Hillsborough County Florida | 13 | $ 2,497,000 | $ 192,000 | $ 81,000 |
| Bristol County Massachusetts | 13 | $ 3,150,000 | $ 242,000 | $ 51,000 |
| Hillsborough County New Hampshire | 13 | $ 3,308,000 | $ 254,000 | $ 72,000 |
| Sacramento County California | 12 | $ 3,744,000 | $ 312,000 | $ 78,000 |
| LaSalle County Illinois | 12 | $ 1,534,000 | $ 127,000 | $ 65,000 |
| McHenry County Illinois | 12 | $ 2,813,000 | $ 234,000 | $ 54,000 |
| St. Louis County Missouri | 12 | $ 1,960,000 | $ 163,000 | $ 61,000 |
| Jefferson County Alabama | 11 | $ 2,038,000 | $ 185,000 | $ 79,000 |
| Fairfield County Connecticut | 11 | $ 2,751,000 | $ 250,000 | $ 119,000 |
| DuPage County Illinois | 11 | $ 2,945,000 | $ 267,000 | $ 65,000 |
| Kane County Illinois | 11 | $ 2,912,000 | $ 264,000 | $ 69,000 |
| St. Clair County Illinois | 11 | $ 1,408,000 | $ 128,000 | $ 53,000 |
| Barnstable County Massachusetts | 11 | $ 3,018,000 | $ 274,000 | $ 97,000 |
| Kern County California | 10 | $ 2,110,000 | $ 211,000 | $ 48,000 |
| San Joaquin County California | 10 | $ 2,398,000 | $ 239,000 | $ 55,000 |
| Suffolk County Massachusetts | 10 | $ 2,984,000 | $ 298,000 | $ 73,000 |
| Kent County Michigan | 10 | $ 1,988,000 | $ 198,000 | $ 45,000 |
| Jefferson County Missouri | 10 | $ 1,432,000 | $ 143,000 | $ 38,000 |
| Davidson County Tennessee | 10 | $ 1,530,000 | $ 153,000 | $ 49,000 |
| Brevard County Florida | 9 | $ 1,570,000 | $ 174,000 | $ 65,000 |
| Lee County Florida | 9 | $ 2,066,000 | $ 229,000 | $ 54,000 |
| Osceola County Florida | 9 | $ 1,623,000 | $ 180,000 | $ 58,000 |
| Madison County Illinois | 9 | $ 987,000 | $ 109,000 | $ 45,000 |
| Contra Costa County California | 8 | $ 3,754,000 | $ 469,000 | $ 50,000 |
| Fresno County California | 8 | $ 1,630,000 | $ 203,000 | $ 32,000 |
| Santa Clara County California | 8 | $ 4,323,000 | $ 540,000 | $ 117,000 |
| Adams County Colorado | 8 | $ 1,697,000 | $ 212,000 | $ 31,000 |
| Marion County Florida | 8 | $ 1,069,000 | $ 133,000 | $ 56,000 |
| Alameda County California | 7 | $ 2,888,000 | $ 412,000 | $ 133,000 |
| Sonoma County California | 7 | $ 3,287,000 | $ 469,000 | $ 74,000 |
| Arapahoe County Colorado | 7 | $ 1,297,000 | $ 185,000 | $ 49,000 |
| Denver County Colorado | 7 | $ 1,381,000 | $ 197,000 | $ 43,000 |
| Windham County Connecticut | 7 | $ 1,371,000 | $ 195,000 | $ 46,000 |
| Providence County Rhode Island | 7 | $ 1,791,000 | $ 255,000 | $ 62,000 |
| Williamson County Tennessee | 7 | $ 2,086,000 | $ 298,000 | $ 117,000 |
| San Luis Obispo County California | 6 | $ 1,706,000 | $ 284,000 | $ 75,000 |
| Santa Barbara County California | 6 | $ 3,280,000 | $ 546,000 | $ 152,000 |
| Solano County California | 6 | $ 2,533,000 | $ 422,000 | $ 64,000 |
| Jefferson County Colorado | 6 | $ 976,000 | $ 162,000 | $ 67,000 |
| Litchfield County Connecticut | 6 | $ 696,000 | $ 116,000 | $ 35,000 |
| Flagler County Florida | 6 | $ 1,316,000 | $ 219,000 | $ 66,000 |
| Lake County Florida | 6 | $ 944,000 | $ 157,000 | $ 43,000 |
| Seminole County Florida | 6 | $ 1,391,000 | $ 231,000 | $ 68,000 |
| Volusia County Florida | 6 | $ 1,001,000 | $ 166,000 | $ 50,000 |
| Hampden County Massachusetts | 6 | $ 1,048,000 | $ 174,000 | $ 30,000 |
| Norfolk County Massachusetts | 6 | $ 4,163,000 | $ 693,000 | $ 126,000 |
| St. Charles County Missouri | 6 | $ 1,572,000 | $ 262,000 | $ 115,000 |
| Rockingham County New Hampshire | 6 | $ 1,639,000 | $ 273,000 | $ 88,000 |
| Greenville County South Carolina | 6 | $ 1,103,000 | $ 183,000 | $ 74,000 |
| Knox County Tennessee | 6 | $ 1,480,000 | $ 246,000 | $ 45,000 |
| Mobile County Alabama | 5 | $ 532,000 | $ 106,000 | $ 32,000 |
| San Francisco County California | 5 | $ 2,637,000 | $ 527,000 | $ 179,000 |
| El Paso County Colorado | 5 | $ 960,000 | $ 192,000 | $ 70,000 |
| Citrus County Florida | 5 | $ 948,000 | $ 189,000 | $ 119,000 |
| Escambia County Florida | 5 | $ 937,000 | $ 187,000 | $ 18,000 |
| Boone County Illinois | 5 | $ 685,000 | $ 137,000 | $ 51,000 |
| Peoria County Illinois | 5 | $ 560,000 | $ 112,000 | $ 49,000 |
| Whiteside County Illinois | 5 | $ 523,000 | $ 104,000 | $ 10,000 |
| Williamson County Illinois | 5 | $ 400,000 | $ 80,000 | $ 39,000 |
| Cumberland County Maine | 5 | $ 1,192,000 | $ 238,000 | $ 59,000 |
| York County Maine | 5 | $ 1,004,000 | $ 200,000 | $ 68,000 |
| Monroe County Michigan | 5 | $ 750,000 | $ 150,000 | $ 36,000 |
| Washtenaw County Michigan | 5 | $ 884,000 | $ 176,000 | $ 50,000 |
| Washington County Minnesota | 5 | $ 848,000 | $ 169,000 | $ 25,000 |
| Clay County Missouri | 5 | $ 829,000 | $ 165,000 | $ 43,000 |
| Greene County Missouri | 5 | $ 1,189,000 | $ 237,000 | $ 227,000 |
| Jasper County Missouri | 5 | $ 606,000 | $ 121,000 | $ 19,000 |
| Platte County Missouri | 5 | $ 673,000 | $ 134,000 | $ 56,000 |
| Jackson County Oregon | 5 | $ 908,000 | $ 181,000 | $ 36,000 |
| Hamilton County Tennessee | 5 | $ 563,000 | $ 112,000 | $ 27,000 |
| Baldwin County Alabama | 4 | $ 1,100,000 | $ 275,000 | $ 60,000 |
| Monterey County California | 4 | $ 1,836,000 | $ 459,000 | $ 42,000 |
| Stanislaus County California | 4 | $ 1,337,000 | $ 334,000 | $ 54,000 |
| Mesa County Colorado | 4 | $ 638,000 | $ 159,000 | $ 46,000 |
| Morgan County Colorado | 4 | $ 745,000 | $ 186,000 | $ 75,000 |
| Weld County Colorado | 4 | $ 594,000 | $ 148,000 | $ 45,000 |
| Tolland County Connecticut | 4 | $ 924,000 | $ 231,000 | $ 43,000 |
| Hernando County Florida | 4 | $ 582,000 | $ 145,000 | $ 54,000 |
| Livingston County Illinois | 4 | $ 611,000 | $ 152,000 | $ 150,000 |
| Rock Island County Illinois | 4 | $ 445,000 | $ 111,000 | $ 35,000 |
| Genesee County Michigan | 4 | $ 541,000 | $ 135,000 | $ 145,000 |
| Lenawee County Michigan | 4 | $ 718,000 | $ 179,000 | $ 57,000 |
| Hennepin County Minnesota | 4 | $ 877,000 | $ 219,000 | $ 75,000 |
| St. Louis County Minnesota | 4 | $ 690,000 | $ 172,000 | $ 29,000 |
| Stearns County Minnesota | 4 | $ 664,000 | $ 166,000 | $ 48,000 |
| Wright County Minnesota | 4 | $ 1,192,000 | $ 298,000 | $ 49,000 |
| Lane County Oregon | 4 | $ 1,076,000 | $ 269,000 | $ 89,000 |
| York County Pennsylvania | 4 | $ 1,149,000 | $ 287,000 | $ 69,000 |
| Washington County Rhode Island | 4 | $ 1,568,000 | $ 392,000 | $ 84,000 |
| Cumberland County Tennessee | 4 | $ 358,000 | $ 89,000 | $ 53,000 |
| Merced County California | 3 | $ 796,000 | $ 265,000 | $ 60,000 |
| Placer County California | 3 | $ 1,018,000 | $ 339,000 | $ 117,000 |
| Yolo County California | 3 | $ 1,430,000 | $ 476,000 | $ 39,000 |
| Boulder County Colorado | 3 | $ 560,000 | $ 186,000 | $ 93,000 |
| Pueblo County Colorado | 3 | $ 456,000 | $ 152,000 | $ 41,000 |
| Middlesex County Connecticut | 3 | $ 668,000 | $ 222,000 | $ 79,000 |
| New London County Connecticut | 3 | $ 544,000 | $ 181,000 | $ 67,000 |
| Clay County Florida | 3 | $ 568,000 | $ 189,000 | $ 50,000 |
| Manatee County Florida | 3 | $ 597,000 | $ 199,000 | $ 46,000 |
| Pasco County Florida | 3 | $ 504,000 | $ 168,000 | $ 42,000 |
| Sarasota County Florida | 3 | $ 891,000 | $ 297,000 | $ 119,000 |
| DeKalb County Illinois | 3 | $ 423,000 | $ 141,000 | $ 73,000 |
| Grundy County Illinois | 3 | $ 413,000 | $ 137,000 | $ 62,000 |
| Sangamon County Illinois | 3 | $ 301,000 | $ 100,000 | $ 30,000 |
| Woodford County Illinois | 3 | $ 393,000 | $ 131,000 | $ 20,000 |
| Franklin County Massachusetts | 3 | $ 789,000 | $ 263,000 | $ 67,000 |
| Berrien County Michigan | 3 | $ 555,000 | $ 185,000 | $ 37,000 |
| Calhoun County Michigan | 3 | $ 523,000 | $ 174,000 | $ 63,000 |
| Eaton County Michigan | 3 | $ 455,000 | $ 151,000 | $ 64,000 |
| Kalamazoo County Michigan | 3 | $ 334,000 | $ 111,000 | $ 57,000 |
| Livingston County Michigan | 3 | $ 368,000 | $ 122,000 | $ 106,000 |
| Dakota County Minnesota | 3 | $ 555,000 | $ 185,000 | $ 44,000 |
| Ramsey County Minnesota | 3 | $ 781,000 | $ 260,000 | $ 78,000 |
| Christian County Missouri | 3 | $ 470,000 | $ 156,000 | $ 42,000 |
| St. Louis City County Missouri | 3 | $ 360,000 | $ 120,000 | $ 22,000 |
| Clark County Nevada | 3 | $ 819,000 | $ 273,000 | $ 65,000 |
| Belknap County New Hampshire | 3 | $ 557,000 | $ 185,000 | $ 48,000 |
| Lucas County Ohio | 3 | $ 368,000 | $ 122,000 | $ 72,000 |
| Kent County Rhode Island | 3 | $ 640,000 | $ 213,000 | $ 82,000 |
| Putnam County Tennessee | 3 | $ 340,000 | $ 113,000 | $ 23,000 |
| Sumner County Tennessee | 3 | $ 453,000 | $ 151,000 | $ 33,000 |
| Wilson County Tennessee | 3 | $ 754,000 | $ 251,000 | $ 42,000 |
| Montgomery County Alabama | 2 | $ 310,000 | $ 155,000 | $ 32,000 |
| Maricopa County Arizona | 2 | $ 455,000 | $ 227,000 | $ 209,000 |
| Butte County California | 2 | $ 400,000 | $ 200,000 | $ 71,000 |
| Marin County California | 2 | $ 878,000 | $ 439,000 | $ 88,000 |
| Santa Cruz County California | 2 | $ 971,000 | $ 485,000 | $ 105,000 |
| Tulare County California | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Ventura County California | 2 | $ 1,315,000 | $ 657,000 | $ 141,000 |
| Delta County Colorado | 2 | $ 272,000 | $ 136,000 | $ 41,000 |
| Larimer County Colorado | 2 | $ 365,000 | $ 182,000 | $ 64,000 |
| Sedgwick County Colorado | 2 | $ 185,000 | $ 92,000 | $ 11,000 |
| Alachua County Florida | 2 | $ 185,000 | $ 92,000 | $ 36,000 |
| Baker County Florida | 2 | $ 275,000 | $ 137,000 | $ 9,000 |
| Collier County Florida | 2 | $ 622,000 | $ 311,000 | $ 97,000 |
| Okaloosa County Florida | 2 | $ 448,000 | $ 224,000 | $ 82,000 |
| Santa Rosa County Florida | 2 | $ 298,000 | $ 149,000 | $ 20,000 |
| St. Lucie County Florida | 2 | $ 433,000 | $ 216,000 | $ 76,000 |
| Cobb County Georgia | 2 | $ 527,000 | $ 263,000 | $ 101,000 |
| Ada County Idaho | 2 | $ 486,000 | $ 243,000 | $ 54,000 |
| Champaign County Illinois | 2 | $ 345,000 | $ 172,000 | $ 66,000 |
| Hancock County Illinois | 2 | $ 309,000 | $ 154,000 | $ 68,000 |
| Kankakee County Illinois | 2 | $ 346,000 | $ 173,000 | $ 73,000 |
| Logan County Illinois | 2 | $ 321,000 | $ 160,000 | $ 52,000 |
| Saline County Illinois | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| Marion County Indiana | 2 | $ 395,000 | $ 197,000 | $ 74,000 |
| Penobscot County Maine | 2 | $ 219,000 | $ 109,000 | $ 39,000 |
| Baltimore County Maryland | 2 | $ 850,000 | $ 425,000 | $ 37,000 |
| Harford County Maryland | 2 | $ 1,167,000 | $ 583,000 | $ 162,000 |
| Berkshire County Massachusetts | 2 | $ 303,000 | $ 151,000 | $ 114,000 |
| Barry County Michigan | 2 | $ 425,000 | $ 212,000 | $ 65,000 |
| Cheboygan County Michigan | 2 | $ 546,000 | $ 273,000 | $ 138,000 |
| Manistee County Michigan | 2 | $ 951,000 | $ 475,000 | $ 55,000 |
| Mecosta County Michigan | 2 | $ 269,000 | $ 134,000 | $ 38,000 |
| Missaukee County Michigan | 2 | $ 504,000 | $ 252,000 | $ 67,000 |
| Newaygo County Michigan | 2 | $ 310,000 | $ 155,000 | $ 46,000 |
| Saginaw County Michigan | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Sanilac County Michigan | 2 | $ 316,000 | $ 158,000 | $ 39,000 |
| Anoka County Minnesota | 2 | $ 381,000 | $ 190,000 | $ 48,000 |
| Chisago County Minnesota | 2 | $ 635,000 | $ 317,000 | $ 92,000 |
| Rice County Minnesota | 2 | $ 527,000 | $ 263,000 | $ 90,000 |
| Winona County Minnesota | 2 | $ 279,000 | $ 139,000 | $ 36,000 |
| Adair County Missouri | 2 | $ 379,000 | $ 189,000 | $ 71,000 |
| Buchanan County Missouri | 2 | $ 155,000 | $ 77,000 | $ 34,000 |
| Cape Girardeau County Missouri | 2 | $ 134,000 | $ 67,000 | $ 20,000 |
| Cass County Missouri | 2 | $ 816,000 | $ 408,000 | $ 72,000 |
| Cooper County Missouri | 2 | $ 180,000 | $ 90,000 | $ 13,000 |
| Franklin County Missouri | 2 | $ 369,000 | $ 184,000 | $ 48,000 |
| Lafayette County Missouri | 2 | $ 147,000 | $ 73,000 | $ 31,000 |
| Morgan County Missouri | 2 | $ 382,000 | $ 191,000 | $ 62,000 |
| Perry County Missouri | 2 | $ 184,000 | $ 92,000 | $ 14,000 |
| Pettis County Missouri | 2 | $ 221,000 | $ 110,000 | $ 21,000 |
| Vernon County Missouri | 2 | $ 150,000 | $ 75,000 | $ 27,000 |
| Webster County Missouri | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Strafford County New Hampshire | 2 | $ 517,000 | $ 258,000 | $ 76,000 |
| Dona Ana County New Mexico | 2 | $ 360,000 | $ 180,000 | $ 21,000 |
| San Juan County New Mexico | 2 | $ 346,000 | $ 173,000 | $ 55,000 |
| Darke County Ohio | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Franklin County Ohio | 2 | $ 354,000 | $ 177,000 | $ 78,000 |
| Tulsa County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 109,000 |
| Polk County Oregon | 2 | $ 363,000 | $ 181,000 | $ 53,000 |
| Philadelphia County Pennsylvania | 2 | $ 485,000 | $ 242,000 | $ 56,000 |
| Newport County Rhode Island | 2 | $ 848,000 | $ 424,000 | $ 162,000 |
| Horry County South Carolina | 2 | $ 765,000 | $ 382,000 | $ 89,000 |
| Pickens County South Carolina | 2 | $ 245,000 | $ 122,000 | $ 17,000 |
| Richland County South Carolina | 2 | $ 299,000 | $ 149,000 | $ 36,000 |
| York County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Hawkins County Tennessee | 2 | $ 503,000 | $ 251,000 | $ 79,000 |
| Madison County Tennessee | 2 | $ 325,000 | $ 162,000 | $ 89,000 |
| Maury County Tennessee | 2 | $ 249,000 | $ 124,000 | $ 45,000 |
| Rutherford County Tennessee | 2 | $ 313,000 | $ 156,000 | $ 48,000 |
| White County Tennessee | 2 | $ 293,000 | $ 146,000 | $ 43,000 |
| Harris County Texas | 2 | $ 490,000 | $ 245,000 | $ 56,000 |
| Fairfax County Virginia | 2 | $ 957,000 | $ 478,000 | $ 119,000 |
| Chilton County Alabama | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Limestone County Alabama | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Madison County Alabama | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| St. Clair County Alabama | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Juneau County Alaska | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Benton County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Craighead County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 112,000 |
| Crittenden County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Poinsett County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Saline County Arkansas | 1 | $ 638,000 | $ 638,000 | $ 300,000 |
| Amador County California | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| El Dorado County California | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| Imperial County California | 1 | $ 266,000 | $ 266,000 | $ 83,000 |
| Kings County California | 1 | $ 176,000 | $ 176,000 | $ 92,000 |
| Lake County California | 1 | $ 600,000 | $ 600,000 | $ 131,000 |
| Madera County California | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| San Mateo County California | 1 | $ 650,000 | $ 650,000 | $ 180,000 |
| Shasta County California | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Siskiyou County California | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Trinity County California | 1 | $ 113,000 | $ 113,000 | $ 11,000 |
| Tuolumne County California | 1 | $ 320,000 | $ 320,000 | $ 78,000 |
| Eagle County Colorado | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Fremont County Colorado | 1 | $ 224,000 | $ 224,000 | $ 71,000 |
| Garfield County Colorado | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Bay County Florida | 1 | $ 167,000 | $ 167,000 | $ 45,000 |
| Charlotte County Florida | 1 | $ 540,000 | $ 540,000 | $ 456,000 |
| Gadsden County Florida | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Hamilton County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Indian River County Florida | 1 | $ 216,000 | $ 216,000 | $ 55,000 |
| Jackson County Florida | 1 | $ 64,000 | $ 64,000 | $ 16,000 |
| Jefferson County Florida | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Putnam County Florida | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| St. Johns County Florida | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Walton County Florida | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Washington County Florida | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Bryan County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clarke County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Fulton County Georgia | 1 | $ 106,000 | $ 106,000 | $ 104,000 |
| Gwinnett County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Newton County Georgia | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Oglethorpe County Georgia | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Honolulu County Hawaii | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| Kauai County Hawaii | 1 | $ 340,000 | $ 340,000 | $ 121,000 |
| Maui County Hawaii | 1 | $ 624,000 | $ 624,000 | $ 170,000 |
| Bannock County Idaho | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Bear Lake County Idaho | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Blaine County Idaho | 1 | $ 350,000 | $ 350,000 | $ 96,000 |
| Canyon County Idaho | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Christian County Illinois | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Crawford County Illinois | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Douglas County Illinois | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Edwards County Illinois | 1 | $ 102,000 | $ 102,000 | $ 88,000 |
| Ford County Illinois | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Fulton County Illinois | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Greene County Illinois | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Henderson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Henry County Illinois | 1 | $ 96,000 | $ 96,000 | $ 89,000 |
| Iroquois County Illinois | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Kendall County Illinois | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Marion County Illinois | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Mason County Illinois | 1 | $ 41,000 | $ 41,000 | $ 24,000 |
| McLean County Illinois | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Montgomery County Illinois | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Stephenson County Illinois | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Union County Illinois | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| Allen County Indiana | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| DeKalb County Indiana | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Gibson County Indiana | 1 | $ 243,000 | $ 243,000 | $ 79,000 |
| Hancock County Indiana | 1 | $ 515,000 | $ 515,000 | $ 156,000 |
| Hendricks County Indiana | 1 | $ 288,000 | $ 288,000 | $ 120,000 |
| Huntington County Indiana | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
| Johnson County Indiana | 1 | $ 164,000 | $ 164,000 | $ 82,000 |
| LaGrange County Indiana | 1 | $ 171,000 | $ 171,000 | $ 29,000 |
| Madison County Indiana | 1 | $ 261,000 | $ 261,000 | $ 195,000 |
| Marshall County Indiana | 1 | $ 158,000 | $ 158,000 | $ 122,000 |
| Noble County Indiana | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Ohio County Indiana | 1 | $ 156,000 | $ 156,000 | $ 122,000 |
| Shelby County Indiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Starke County Indiana | 1 | $ 110,000 | $ 110,000 | $ 115,000 |
| Steuben County Indiana | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Tippecanoe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Johnson County Iowa | 1 | $ 475,000 | $ 475,000 | $ 149,000 |
| Lee County Iowa | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Madison County Iowa | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Montgomery County Kansas | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Campbell County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Grayson County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 82,000 |
| Jefferson County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Larue County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Wolfe County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Jackson County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Jefferson County Louisiana | 1 | $ 158,000 | $ 158,000 | $ 17,000 |
| St. Tammany County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Androscoggin County Maine | 1 | $ 218,000 | $ 218,000 | $ 74,000 |
| Aroostook County Maine | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Kennebec County Maine | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Knox County Maine | 1 | $ 259,000 | $ 259,000 | $ 144,000 |
| Lincoln County Maine | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Oxford County Maine | 1 | $ 415,000 | $ 415,000 | $ 40,000 |
| Anne Arundel County Maryland | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| Carroll County Maryland | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Cecil County Maryland | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Frederick County Maryland | 1 | $ 551,000 | $ 551,000 | $ 122,000 |
| Garrett County Maryland | 1 | $ 360,000 | $ 360,000 | $ 150,000 |
| Worcester County Maryland | 1 | $ 581,000 | $ 581,000 | $ 480,000 |
| Dukes County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 113,000 |
| Allegan County Michigan | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Antrim County Michigan | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Benzie County Michigan | 1 | $ 111,000 | $ 111,000 | $ 26,000 |
| Cass County Michigan | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Crawford County Michigan | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Grand Traverse County Michigan | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Gratiot County Michigan | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Houghton County Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Ingham County Michigan | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Iosco County Michigan | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Jackson County Michigan | 1 | $ 151,000 | $ 151,000 | $ 92,000 |
| Lapeer County Michigan | 1 | $ 163,000 | $ 163,000 | $ 106,000 |
| Leelanau County Michigan | 1 | $ 1,020,000 | $ 1,020,000 | $ 174,000 |
| Midland County Michigan | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Muskegon County Michigan | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Otsego County Michigan | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Chippewa County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 75,000 |
| Isanti County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Kandiyohi County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 14,000 |
| Martin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Mille Lacs County Minnesota | 1 | $ 219,000 | $ 219,000 | $ 72,000 |
| Mower County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 94,000 |
| Nicollet County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 261,000 | $ 261,000 | $ 75,000 |
| Steele County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 0 |
| George County Mississippi | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 298,000 | $ 298,000 | $ 139,000 |
| Andrew County Missouri | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Atchison County Missouri | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Boone County Missouri | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Butler County Missouri | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Crawford County Missouri | 1 | $ 148,000 | $ 148,000 | $ 43,000 |
| Daviess County Missouri | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Johnson County Missouri | 1 | $ 132,000 | $ 132,000 | $ 29,000 |
| Lincoln County Missouri | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Linn County Missouri | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Madison County Missouri | 1 | $ 170,000 | $ 170,000 | $ 240,000 |
| Montgomery County Missouri | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Newton County Missouri | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Phelps County Missouri | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Pike County Missouri | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Scott County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Francois County Missouri | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| Ste. Genevieve County Missouri | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| Taney County Missouri | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Jefferson County Montana | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Cheyenne County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Cheshire County New Hampshire | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Sullivan County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 266,000 | $ 266,000 | $ 90,000 |
| Gloucester County New Jersey | 1 | $ 208,000 | $ 208,000 | $ 80,000 |
| Warren County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Bernalillo County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| San Miguel County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Chautauqua County New York | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Delaware County New York | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Craven County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 104,000 |
| Durham County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Granville County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Stokes County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Wake County North Carolina | 1 | $ 477,000 | $ 477,000 | $ 152,000 |
| Hamilton County Ohio | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Hancock County Ohio | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Logan County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Pike County Ohio | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Ross County Ohio | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Seneca County Ohio | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Warren County Ohio | 1 | $ 276,000 | $ 276,000 | $ 97,000 |
| Craig County Oklahoma | 1 | $ 450,000 | $ 450,000 | $ 50,000 |
| Delaware County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 212,000 |
| Douglas County Oregon | 1 | $ 116,000 | $ 116,000 | $ 66,000 |
| Marion County Oregon | 1 | $ 212,000 | $ 212,000 | $ 43,000 |
| Multnomah County Oregon | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Lackawanna County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 98,000 |
| Monroe County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 214,000 |
| Northampton County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Northumberland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 11,000 |
| Bristol County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Aiken County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Anderson County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 114,000 |
| Beaufort County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Berkeley County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Hampton County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Lancaster County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Spartanburg County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Pennington County South Dakota | 1 | $ 77,000 | $ 77,000 | $ 75,000 |
| Bradley County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 111,000 |
| Campbell County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 20,000 |
| Carroll County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Cocke County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Dickson County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 77,000 |
| Dyer County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Fayette County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Franklin County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Greene County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Hamblen County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 16,000 |
| Henry County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lauderdale County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 76,000 |
| Montgomery County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| Moore County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 87,000 |
| Morgan County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Smith County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Stewart County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Tipton County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 86,000 |
| Bexar County Texas | 1 | $ 109,000 | $ 109,000 | $ 28,000 |
| Galveston County Texas | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Hidalgo County Texas | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Tom Green County Texas | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Davis County Utah | 1 | $ 186,000 | $ 186,000 | $ 30,000 |
| Iron County Utah | 1 | $ 238,000 | $ 238,000 | $ 65,000 |
| Salt Lake County Utah | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Rutland County Vermont | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Hanover County Virginia | 1 | $ 387,000 | $ 387,000 | $ 132,000 |
| Newport News County Virginia | 1 | $ 91,000 | $ 91,000 | $ 175,000 |
| Roanoke County Virginia | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Spotsylvania County Virginia | 1 | $ 608,000 | $ 608,000 | $ 174,000 |
| Warren County Virginia | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Pierce County Washington | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Snohomish County Washington | 1 | $ 400,000 | $ 400,000 | $ 45,000 |
| Stevens County Washington | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Cabell County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Mineral County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 140,000 |
| Kenosha County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| St. Croix County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Laramie County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Optima Mortgage in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,632 | $372,732,000 | $228,000 | $4,050,000 | $70,000 | $1,200,000 |
| Home Purchase | 168 | $47,199,000 | $280,000 | $1,200,000 | $80,000 | $696,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 886 | $208,859,000 | $235,000 | $4,050,000 | $81,000 | $1,200,000 |
| Not Provided | 603 | $132,579,000 | $219,000 | $3,000,000 | $54,000 | $564,000 |
| Hispanic | 156 | $45,498,000 | $291,000 | $940,000 | $82,000 | $480,000 |
| Black or African American | 120 | $21,747,000 | $181,000 | $625,000 | $60,000 | $201,000 |
| Asian | 25 | $8,193,000 | $327,000 | $1,000,000 | $114,000 | $696,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,739,000 | $342,000 | $624,000 | $86,000 | $170,000 |
| American Indian or Alaskan Native | 2 | $316,000 | $158,000 | $203,000 | $23,000 | $36,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,800 | $419,931,000 | $233,000 | $4,050,000 | $71,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 830 | $197,839,000 | $238,000 | $3,000,000 | $70,000 | $564,000 |
| Application Denied By Financial Institution | 760 | $157,550,000 | $207,000 | $4,050,000 | $60,000 | $1,200,000 |
| Loan Originated | 205 | $63,401,000 | $309,000 | $1,500,000 | $118,000 | $696,000 |
| File Closed For Incompleteness | 3 | $733,000 | $244,000 | $338,000 | $67,000 | $96,000 |
| Application Approved But Not Accepted | 2 | $408,000 | $204,000 | $293,000 | $32,000 | $38,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 338 | $67,855,000 | $200,000 | $1,000,000 | $52,000 | $1,200,000 |
| Other | 135 | $25,696,000 | $190,000 | $709,000 | $65,000 | $480,000 |
| Collateral | 115 | $26,082,000 | $226,000 | $4,050,000 | $74,000 | $1,090,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 47 | $9,268,000 | $197,000 | $615,000 | $70,000 | $350,000 |
| Debt-To-Income Ratio | 42 | $10,354,000 | $246,000 | $608,000 | $62,000 | $174,000 |
| Unverifiable Information | 30 | $6,182,000 | $206,000 | $576,000 | $55,000 | $162,000 |
| Credit Application Incomplete | 26 | $5,833,000 | $224,000 | $520,000 | $49,000 | $135,000 |
| Employment History | 9 | $1,923,000 | $213,000 | $375,000 | $70,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.