Pennsylvania State Employees Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Pennsylvania State Employees Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pennsylvania State Employees Credit Union Po Box 67013 Harrisburg, PA 17106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,181 |
| Total Mortgage Loan Application Amount | $261,231,000 |
| Average Mortgage Loan Application Amount | $79,666 |
| Highest Mortgage Loan Application Amount | $949,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $699,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Pennsylvania State Employees Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pennsylvania State Employees Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Pennsylvania State Employees Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pennsylvania State Employees Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Pennsylvania State Employees Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pennsylvania State Employees Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dauphin County Pennsylvania | 712 | $ 42,608,000 | $ 59,000 | $ 84,000 |
| Cumberland County Pennsylvania | 412 | $ 27,008,000 | $ 65,000 | $ 92,000 |
| York County Pennsylvania | 181 | $ 13,330,000 | $ 73,000 | $ 92,000 |
| Lancaster County Pennsylvania | 161 | $ 10,374,000 | $ 64,000 | $ 92,000 |
| Luzerne County Pennsylvania | 126 | $ 5,611,000 | $ 44,000 | $ 80,000 |
| Schuylkill County Pennsylvania | 123 | $ 6,772,000 | $ 55,000 | $ 74,000 |
| Allegheny County Pennsylvania | 119 | $ 6,506,000 | $ 54,000 | $ 78,000 |
| Lebanon County Pennsylvania | 109 | $ 5,850,000 | $ 53,000 | $ 84,000 |
| Montgomery County Pennsylvania | 108 | $ 9,417,000 | $ 87,000 | $ 103,000 |
| Perry County Pennsylvania | 97 | $ 6,610,000 | $ 68,000 | $ 75,000 |
| Centre County Pennsylvania | 94 | $ 4,810,000 | $ 51,000 | $ 72,000 |
| Lycoming County Pennsylvania | 92 | $ 5,601,000 | $ 60,000 | $ 87,000 |
| Berks County Pennsylvania | 91 | $ 6,424,000 | $ 70,000 | $ 93,000 |
| Northumberland County Pennsylvania | 89 | $ 3,957,000 | $ 44,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 72 | $ 5,670,000 | $ 78,000 | $ 76,000 |
| Chester County Pennsylvania | 69 | $ 6,332,000 | $ 91,000 | $ 104,000 |
| Indiana County Pennsylvania | 62 | $ 3,002,000 | $ 48,000 | $ 77,000 |
| Westmoreland County Pennsylvania | 62 | $ 3,723,000 | $ 60,000 | $ 82,000 |
| Clearfield County Pennsylvania | 56 | $ 2,830,000 | $ 50,000 | $ 73,000 |
| Cambria County Pennsylvania | 52 | $ 2,340,000 | $ 45,000 | $ 77,000 |
| Lackawanna County Pennsylvania | 52 | $ 3,059,000 | $ 58,000 | $ 82,000 |
| Huntingdon County Pennsylvania | 49 | $ 2,306,000 | $ 47,000 | $ 79,000 |
| Delaware County Pennsylvania | 48 | $ 2,970,000 | $ 61,000 | $ 84,000 |
| Lehigh County Pennsylvania | 46 | $ 2,635,000 | $ 57,000 | $ 99,000 |
| Blair County Pennsylvania | 44 | $ 2,180,000 | $ 49,000 | $ 76,000 |
| Bucks County Pennsylvania | 44 | $ 3,130,000 | $ 71,000 | $ 100,000 |
| Erie County Pennsylvania | 39 | $ 1,945,000 | $ 49,000 | $ 75,000 |
| Monroe County Pennsylvania | 38 | $ 3,651,000 | $ 96,000 | $ 83,000 |
| Columbia County Pennsylvania | 36 | $ 2,043,000 | $ 56,000 | $ 77,000 |
| Northampton County Pennsylvania | 36 | $ 1,666,000 | $ 46,000 | $ 79,000 |
| Adams County Pennsylvania | 35 | $ 1,767,000 | $ 50,000 | $ 79,000 |
| Clinton County Pennsylvania | 35 | $ 1,673,000 | $ 47,000 | $ 69,000 |
| Washington County Pennsylvania | 35 | $ 1,647,000 | $ 47,000 | $ 85,000 |
| Union County Pennsylvania | 30 | $ 1,875,000 | $ 62,000 | $ 80,000 |
| Franklin County Pennsylvania | 28 | $ 2,096,000 | $ 74,000 | $ 77,000 |
| Snyder County Pennsylvania | 28 | $ 1,959,000 | $ 69,000 | $ 73,000 |
| Fayette County Pennsylvania | 27 | $ 1,401,000 | $ 51,000 | $ 62,000 |
| Butler County Pennsylvania | 26 | $ 1,799,000 | $ 69,000 | $ 106,000 |
| Carbon County Pennsylvania | 26 | $ 1,800,000 | $ 69,000 | $ 94,000 |
| Crawford County Pennsylvania | 26 | $ 1,032,000 | $ 39,000 | $ 66,000 |
| Juniata County Pennsylvania | 26 | $ 1,465,000 | $ 56,000 | $ 76,000 |
| Somerset County Pennsylvania | 24 | $ 1,001,000 | $ 41,000 | $ 64,000 |
| Venango County Pennsylvania | 22 | $ 958,000 | $ 43,000 | $ 56,000 |
| Mifflin County Pennsylvania | 20 | $ 1,727,000 | $ 86,000 | $ 84,000 |
| Wayne County Pennsylvania | 20 | $ 1,034,000 | $ 51,000 | $ 73,000 |
| Tioga County Pennsylvania | 18 | $ 1,097,000 | $ 60,000 | $ 58,000 |
| Potter County Pennsylvania | 16 | $ 913,000 | $ 57,000 | $ 80,000 |
| Bedford County Pennsylvania | 15 | $ 512,000 | $ 34,000 | $ 68,000 |
| Lawrence County Pennsylvania | 15 | $ 425,000 | $ 28,000 | $ 78,000 |
| Armstrong County Pennsylvania | 14 | $ 515,000 | $ 36,000 | $ 78,000 |
| Mercer County Pennsylvania | 14 | $ 610,000 | $ 43,000 | $ 73,000 |
| Beaver County Pennsylvania | 12 | $ 943,000 | $ 78,000 | $ 71,000 |
| Jefferson County Pennsylvania | 10 | $ 585,000 | $ 58,000 | $ 71,000 |
| Warren County Pennsylvania | 10 | $ 696,000 | $ 69,000 | $ 63,000 |
| New Castle County Delaware | 9 | $ 742,000 | $ 82,000 | $ 125,000 |
| Greene County Pennsylvania | 9 | $ 294,000 | $ 32,000 | $ 83,000 |
| Bradford County Pennsylvania | 8 | $ 431,000 | $ 53,000 | $ 75,000 |
| Montour County Pennsylvania | 8 | $ 816,000 | $ 102,000 | $ 84,000 |
| Camden County New Jersey | 7 | $ 364,000 | $ 52,000 | $ 117,000 |
| Susquehanna County Pennsylvania | 7 | $ 266,000 | $ 38,000 | $ 42,000 |
| Wyoming County Pennsylvania | 7 | $ 687,000 | $ 98,000 | $ 77,000 |
| Clarion County Pennsylvania | 6 | $ 305,000 | $ 50,000 | $ 83,000 |
| McKean County Pennsylvania | 6 | $ 231,000 | $ 38,000 | $ 89,000 |
| Sussex County Delaware | 5 | $ 357,000 | $ 71,000 | $ 160,000 |
| Montgomery County Maryland | 5 | $ 844,000 | $ 168,000 | $ 163,000 |
| Mecklenburg County North Carolina | 5 | $ 304,000 | $ 60,000 | $ 107,000 |
| Cameron County Pennsylvania | 5 | $ 86,000 | $ 17,000 | $ 64,000 |
| Elk County Pennsylvania | 5 | $ 90,000 | $ 18,000 | $ 71,000 |
| Baltimore County Maryland | 4 | $ 227,000 | $ 56,000 | $ 71,000 |
| Carroll County Maryland | 4 | $ 349,000 | $ 87,000 | $ 92,000 |
| Burlington County New Jersey | 4 | $ 173,000 | $ 43,000 | $ 109,000 |
| Gloucester County New Jersey | 4 | $ 786,000 | $ 196,000 | $ 159,000 |
| Hunterdon County New Jersey | 4 | $ 707,000 | $ 176,000 | $ 78,000 |
| Mercer County New Jersey | 4 | $ 474,000 | $ 118,000 | $ 95,000 |
| Chautauqua County New York | 4 | $ 90,000 | $ 22,000 | $ 64,000 |
| Pike County Pennsylvania | 4 | $ 193,000 | $ 48,000 | $ 69,000 |
| Jefferson County West Virginia | 4 | $ 91,000 | $ 22,000 | $ 156,000 |
| Martin County Florida | 3 | $ 512,000 | $ 170,000 | $ 288,000 |
| Sumter County Florida | 3 | $ 424,000 | $ 141,000 | $ 54,000 |
| Washington County Maryland | 3 | $ 415,000 | $ 138,000 | $ 136,000 |
| Worcester County Maryland | 3 | $ 266,000 | $ 88,000 | $ 114,000 |
| Middlesex County New Jersey | 3 | $ 158,000 | $ 52,000 | $ 70,000 |
| Monmouth County New Jersey | 3 | $ 414,000 | $ 138,000 | $ 109,000 |
| Morris County New Jersey | 3 | $ 178,000 | $ 59,000 | $ 110,000 |
| Ocean County New Jersey | 3 | $ 103,000 | $ 34,000 | $ 65,000 |
| St. Lawrence County New York | 3 | $ 155,000 | $ 51,000 | $ 97,000 |
| Forsyth County North Carolina | 3 | $ 77,000 | $ 25,000 | $ 64,000 |
| Wake County North Carolina | 3 | $ 77,000 | $ 25,000 | $ 117,000 |
| Fulton County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 87,000 |
| Horry County South Carolina | 3 | $ 149,000 | $ 49,000 | $ 65,000 |
| Fairfield County Connecticut | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Kent County Delaware | 2 | $ 145,000 | $ 72,000 | $ 125,000 |
| Charlotte County Florida | 2 | $ 52,000 | $ 26,000 | $ 60,000 |
| Marion County Florida | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Orange County Florida | 2 | $ 172,000 | $ 86,000 | $ 148,000 |
| Palm Beach County Florida | 2 | $ 156,000 | $ 78,000 | $ 65,000 |
| Volusia County Florida | 2 | $ 476,000 | $ 238,000 | $ 77,000 |
| Baltimore City County Maryland | 2 | $ 60,000 | $ 30,000 | $ 98,000 |
| Charles County Maryland | 2 | $ 105,000 | $ 52,000 | $ 134,000 |
| Prince George's County Maryland | 2 | $ 179,000 | $ 89,000 | $ 95,000 |
| Atlantic County New Jersey | 2 | $ 313,000 | $ 156,000 | $ 101,000 |
| Cape May County New Jersey | 2 | $ 155,000 | $ 77,000 | $ 145,000 |
| Allegany County New York | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Guilford County North Carolina | 2 | $ 287,000 | $ 143,000 | $ 94,000 |
| Sullivan County Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 78,000 |
| Charleston County South Carolina | 2 | $ 34,000 | $ 17,000 | $ 55,000 |
| Greenville County South Carolina | 2 | $ 67,000 | $ 33,000 | $ 40,000 |
| Loudoun County Virginia | 2 | $ 230,000 | $ 115,000 | $ 168,000 |
| Prince William County Virginia | 2 | $ 90,000 | $ 45,000 | $ 47,000 |
| Stafford County Virginia | 2 | $ 42,000 | $ 21,000 | $ 98,000 |
| New London County Connecticut | 1 | $ 5,000 | $ 5,000 | $ 99,000 |
| District of Columbia County District Of Columbia | 1 | $ 16,000 | $ 16,000 | $ 96,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Broward County Florida | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Clay County Florida | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Duval County Florida | 1 | $ 60,000 | $ 60,000 | $ 237,000 |
| Flagler County Florida | 1 | $ 25,000 | $ 25,000 | $ 151,000 |
| Hillsborough County Florida | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Lake County Florida | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Lee County Florida | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| Sarasota County Florida | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Seminole County Florida | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| St. Johns County Florida | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| St. Lucie County Florida | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Baldwin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Bibb County Georgia | 1 | $ 12,000 | $ 12,000 | $ 156,000 |
| Camden County Georgia | 1 | $ 20,000 | $ 20,000 | $ 92,000 |
| Cobb County Georgia | 1 | $ 250,000 | $ 250,000 | $ 423,000 |
| Fulton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Orleans County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 217,000 |
| Allegany County Maryland | 1 | $ 70,000 | $ 70,000 | $ 65,000 |
| Anne Arundel County Maryland | 1 | $ 35,000 | $ 35,000 | $ 189,000 |
| Harford County Maryland | 1 | $ 80,000 | $ 80,000 | $ 144,000 |
| Kent County Maryland | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| St. Mary's County Maryland | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Bergen County New Jersey | 1 | $ 547,000 | $ 547,000 | $ 314,000 |
| Hudson County New Jersey | 1 | $ 21,000 | $ 21,000 | $ 128,000 |
| Cortland County New York | 1 | $ 30,000 | $ 30,000 | $ 165,000 |
| Greene County New York | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Kings County New York | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Nassau County New York | 1 | $ 30,000 | $ 30,000 | $ 202,000 |
| Schenectady County New York | 1 | $ 40,000 | $ 40,000 | $ 113,000 |
| Steuben County New York | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Washington County New York | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Brunswick County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 70,000 |
| Burke County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 61,000 |
| Cabarrus County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Dare County North Carolina | 1 | $ 366,000 | $ 366,000 | $ 112,000 |
| Davidson County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 113,000 |
| Johnston County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Onslow County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 33,000 |
| Polk County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 40,000 |
| Highland County Ohio | 1 | $ 80,000 | $ 80,000 | $ 6,000 |
| Montgomery County Ohio | 1 | $ 17,000 | $ 17,000 | $ 35,000 |
| Berkeley County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 16,000 |
| Oconee County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Richland County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| Cameron County Texas | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Albemarle County Virginia | 1 | $ 30,000 | $ 30,000 | $ 150,000 |
| Alexandria County Virginia | 1 | $ 16,000 | $ 16,000 | $ 43,000 |
| Caroline County Virginia | 1 | $ 37,000 | $ 37,000 | $ 52,000 |
| Culpeper County Virginia | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Fairfax County Virginia | 1 | $ 18,000 | $ 18,000 | $ 246,000 |
| Falls Church County Virginia | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Henrico County Virginia | 1 | $ 5,000 | $ 5,000 | $ 98,000 |
| Isle of Wight County Virginia | 1 | $ 30,000 | $ 30,000 | $ 141,000 |
| Louisa County Virginia | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Manassas Park County Virginia | 1 | $ 21,000 | $ 21,000 | $ 186,000 |
| Pittsylvania County Virginia | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Pulaski County Virginia | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Spotsylvania County Virginia | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Virginia Beach County Virginia | 1 | $ 71,000 | $ 71,000 | $ 106,000 |
| Mineral County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Monongalia County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 100,000 |
| Monroe County West Virginia | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Morgan County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Pennsylvania State Employees Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,880 | $52,596,000 | $27,000 | $235,000 | $86,000 | $699,000 |
| Refinancing | 1,858 | $150,539,000 | $81,000 | $949,000 | $84,000 | $650,000 |
| Home Purchase | 443 | $58,096,000 | $131,000 | $900,000 | $74,000 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,042 | $194,118,000 | $63,000 | $900,000 | $84,000 | $699,000 |
| Not Provided | 937 | $50,522,000 | $53,000 | $949,000 | $84,000 | $448,000 |
| Black or African American | 114 | $8,880,000 | $77,000 | $547,000 | $75,000 | $314,000 |
| Hispanic | 49 | $3,460,000 | $70,000 | $254,000 | $70,000 | $190,000 |
| Asian | 28 | $3,506,000 | $125,000 | $417,000 | $120,000 | $420,000 |
| American Indian or Alaskan Native | 9 | $694,000 | $77,000 | $288,000 | $82,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $51,000 | $25,000 | $30,000 | $46,000 | $49,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,181 | $261,231,000 | $62,000 | $949,000 | $84,000 | $699,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,075 | $171,114,000 | $55,000 | $417,000 | $85,000 | $699,000 |
| Application Denied By Financial Institution | 462 | $38,919,000 | $84,000 | $949,000 | $74,000 | $540,000 |
| Application Approved But Not Accepted | 227 | $8,371,000 | $36,000 | $400,000 | $83,000 | $448,000 |
| Application Withdrawn By Applicant | 225 | $23,789,000 | $105,000 | $547,000 | $92,000 | $420,000 |
| File Closed For Incompleteness | 135 | $11,881,000 | $88,000 | $900,000 | $92,000 | $270,000 |
| Preapproval Denied by Financial Institution | 57 | $7,157,000 | $125,000 | $366,000 | $50,000 | $124,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $97,000 | $97,000 | $97,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pennsylvania State Employees Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pennsylvania State Employees Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.