Banc Of California, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Banc Of California, Na 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banc Of California, Na 18500 Von Karman Avenue Suite 1100 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 20,171 |
| Total Mortgage Loan Application Amount | $6,049,268,000 |
| Average Mortgage Loan Application Amount | $282,666 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $100,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Banc Of California, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banc Of California, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Banc Of California, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banc Of California, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Banc Of California, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banc Of California, Na's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,572 | $ 1,428,831,000 | $ 555,000 | $ 191,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,647 | $ 399,477,000 | $ 242,000 | $ 84,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,070 | $ 470,989,000 | $ 440,000 | $ 136,000 |
| CHICO, CA | 922 | $ 176,199,000 | $ 191,000 | $ 77,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 859 | $ 351,850,000 | $ 409,000 | $ 122,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 770 | $ 281,472,000 | $ 365,000 | $ 106,000 |
| SANTA ROSA-PETALUMA, CA | 639 | $ 194,317,000 | $ 304,000 | $ 97,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 526 | $ 165,684,000 | $ 296,500 | $ 64,500 |
| PHOENIX-MESA-GLENDALE, AZ | 382 | $ 89,761,000 | $ 234,000 | $ 86,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 313 | $ 169,283,000 | $ 540,000 | $ 119,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 306 | $ 92,367,000 | $ 301,000 | $ 110,000 |
| NASSAU-SUFFOLK, NY | 283 | $ 85,207,000 | $ 301,000 | $ 91,000 |
| VALLEJO-FAIRFIELD, CA | 275 | $ 89,137,000 | $ 324,000 | $ 100,000 |
| VISALIA-PORTERVILLE, CA | 272 | $ 39,343,000 | $ 144,000 | $ 72,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 264 | $ 126,471,000 | $ 479,000 | $ 99,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 242 | $ 50,749,000 | $ 209,000 | $ 76,000 |
| FRESNO, CA | 216 | $ 33,030,000 | $ 152,000 | $ 69,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 214 | $ 69,685,000 | $ 266,250 | $ 42,500 |
| LAS VEGAS-PARADISE, NV | 210 | $ 43,335,000 | $ 206,000 | $ 110,000 |
| REDDING, CA | 197 | $ 35,492,000 | $ 180,000 | $ 85,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 191 | $ 54,181,000 | $ 283,000 | $ 84,000 |
| DENVER-AURORA-BROOMFIELD, CO | 159 | $ 39,146,000 | $ 246,000 | $ 53,000 |
| MEDFORD, OR | 149 | $ 27,045,000 | $ 181,000 | $ 61,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 149 | $ 69,656,000 | $ 467,000 | $ 119,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 146 | $ 31,577,000 | $ 211,500 | $ 60,500 |
| SALINAS, CA | 138 | $ 45,424,000 | $ 329,000 | $ 91,000 |
| PHILADELPHIA, PA | 123 | $ 21,977,000 | $ 178,000 | $ 49,000 |
| PRESCOTT, AZ | 123 | $ 25,154,000 | $ 204,000 | $ 97,000 |
| SALEM, OR | 120 | $ 20,607,000 | $ 171,000 | $ 62,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 105 | $ 24,645,000 | $ 234,000 | $ 12,000 |
| SALT LAKE CITY, UT | 104 | $ 25,323,000 | $ 243,000 | $ 81,000 |
| HONOLULU, HI | 98 | $ 36,697,000 | $ 374,000 | $ 114,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 92 | $ 21,535,000 | $ 234,000 | $ 57,000 |
| BALTIMORE-TOWSON, MD | 86 | $ 19,960,000 | $ 232,000 | $ 61,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 86 | $ 13,883,000 | $ 161,000 | $ 21,000 |
| NAPA, CA | 84 | $ 31,662,000 | $ 376,000 | $ 123,000 |
| PITTSBURGH, PA | 84 | $ 10,767,000 | $ 128,000 | $ 27,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 74 | $ 17,716,000 | $ 239,000 | $ 106,000 |
| BUFFALO-NIAGARA FALLS, NY | 72 | $ 10,603,000 | $ 147,000 | $ 68,000 |
| FLAGSTAFF, AZ | 72 | $ 14,324,000 | $ 198,000 | $ 98,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 69 | $ 14,687,000 | $ 298,500 | $ 73,500 |
| EDISON-NEW BRUNSWICK, NJ | 68 | $ 18,935,000 | $ 278,000 | $ 72,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 67 | $ 13,189,000 | $ 256,000 | $ 62,000 |
| DALLAS-PLANO-IRVING, TX | 65 | $ 11,952,000 | $ 183,000 | $ 49,000 |
| ST. LOUIS, MO-IL | 62 | $ 10,644,000 | $ 175,000 | $ 35,000 |
| BAKERSFIELD-DELANO, CA | 61 | $ 10,223,000 | $ 167,000 | $ 122,000 |
| ALBANY-SCHENECTADY-TROY, NY | 58 | $ 10,950,000 | $ 188,000 | $ 67,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 56 | $ 14,719,000 | $ 262,000 | $ 21,000 |
| STOCKTON, CA | 56 | $ 13,085,000 | $ 233,000 | $ 90,000 |
| TUCSON, AZ | 56 | $ 10,194,000 | $ 182,000 | $ 64,000 |
| INDIANAPOLIS-CARMEL, IN | 55 | $ 7,427,000 | $ 135,000 | $ 53,000 |
| RICHMOND, VA | 55 | $ 10,295,000 | $ 187,000 | $ 57,000 |
| ROCHESTER, NY | 55 | $ 8,076,000 | $ 146,000 | $ 64,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 54 | $ 10,807,000 | $ 200,000 | $ 25,000 |
| NEWARK-UNION, NJ-PA | 53 | $ 13,928,000 | $ 208,000 | $ 62,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 52 | $ 44,516,000 | $ 856,000 | $ 269,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 50 | $ 13,157,000 | $ 263,000 | $ 30,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 48 | $ 11,662,000 | $ 242,000 | $ 26,000 |
| PROVO-OREM, UT | 45 | $ 8,924,000 | $ 198,000 | $ 75,000 |
| BOSTON-QUINCY, MA | 44 | $ 13,864,000 | $ 315,000 | $ 57,000 |
| KANSAS CITY, MO-KS | 44 | $ 5,435,000 | $ 143,000 | $ 9,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 43 | $ 14,993,000 | $ 348,000 | $ 44,000 |
| MEMPHIS, TN-MS-AR | 40 | $ 4,799,000 | $ 138,666 | $ 29,666 |
| TACOMA, WA | 39 | $ 7,730,000 | $ 198,000 | $ 65,000 |
| SANTA CRUZ-WATSONVILLE, CA | 38 | $ 13,610,000 | $ 358,000 | $ 118,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 37 | $ 6,240,000 | $ 152,000 | $ 14,666 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 37 | $ 5,808,000 | $ 138,000 | $ 60,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 37 | $ 6,709,000 | $ 181,000 | $ 38,000 |
| CORVALLIS, OR | 36 | $ 7,699,000 | $ 213,000 | $ 74,000 |
| OGDEN-CLEARFIELD, UT | 36 | $ 7,506,000 | $ 208,000 | $ 58,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 36 | $ 8,159,000 | $ 226,000 | $ 71,000 |
| RENO-SPARKS, NV | 35 | $ 9,761,000 | $ 278,000 | $ 125,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 33 | $ 10,968,000 | $ 332,000 | $ 56,000 |
| CAMDEN, NJ | 33 | $ 6,079,000 | $ 184,000 | $ 60,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 32 | $ 5,938,000 | $ 185,000 | $ 115,000 |
| NEW HAVEN-MILFORD, CT | 31 | $ 6,579,000 | $ 212,000 | $ 39,000 |
| RALEIGH-CARY, NC | 31 | $ 6,746,000 | $ 217,000 | $ 68,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 30 | $ 5,294,000 | $ 176,000 | $ 47,000 |
| BOISE CITY-NAMPA, ID | 30 | $ 5,395,000 | $ 179,000 | $ 65,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 30 | $ 11,175,000 | $ 372,000 | $ 21,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 30 | $ 4,186,000 | $ 139,000 | $ 13,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 30 | $ 5,834,000 | $ 194,000 | $ 38,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 30 | $ 4,418,000 | $ 147,000 | $ 30,000 |
| COLORADO SPRINGS, CO | 29 | $ 6,409,000 | $ 221,000 | $ 97,000 |
| SYRACUSE, NY | 29 | $ 4,516,000 | $ 155,000 | $ 88,000 |
| MODESTO, CA | 28 | $ 5,786,000 | $ 206,000 | $ 72,000 |
| MERCED, CA | 27 | $ 5,664,000 | $ 209,000 | $ 57,000 |
| GARY, IN | 26 | $ 3,222,000 | $ 123,000 | $ 28,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 26 | $ 5,544,000 | $ 213,000 | $ 52,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 26 | $ 5,934,000 | $ 228,000 | $ 42,000 |
| FORT WORTH-ARLINGTON, TX | 24 | $ 3,976,000 | $ 165,000 | $ 27,000 |
| JACKSONVILLE, FL | 24 | $ 3,467,000 | $ 144,000 | $ 39,000 |
| MADERA-CHOWCHILLA, CA | 24 | $ 3,847,000 | $ 160,000 | $ 91,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 23 | $ 4,128,000 | $ 179,000 | $ 23,000 |
| GREENSBORO-HIGH POINT, NC | 23 | $ 3,389,000 | $ 147,000 | $ 47,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 23 | $ 5,152,000 | $ 212,500 | $ 27,500 |
| WILMINGTON, DE-MD-NJ | 23 | $ 4,634,000 | $ 191,000 | $ 19,000 |
| HARRISBURG-CARLISLE, PA | 22 | $ 3,181,000 | $ 144,000 | $ 48,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 22 | $ 3,195,000 | $ 145,000 | $ 31,000 |
| OKLAHOMA CITY, OK | 22 | $ 2,190,000 | $ 99,000 | $ 9,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 22 | $ 6,767,000 | $ 307,000 | $ 146,000 |
| BINGHAMTON, NY | 21 | $ 3,048,000 | $ 145,000 | $ 97,000 |
| COLUMBUS, OH | 21 | $ 3,255,000 | $ 155,000 | $ 5,000 |
| EUGENE-SPRINGFIELD, OR | 21 | $ 3,313,000 | $ 157,000 | $ 59,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 21 | $ 3,633,000 | $ 173,000 | $ 106,000 |
| YAKIMA, WA | 21 | $ 2,801,000 | $ 133,000 | $ 34,000 |
| YUBA CITY, CA | 21 | $ 3,996,000 | $ 190,000 | $ 80,000 |
| ALBUQUERQUE, NM | 20 | $ 3,617,000 | $ 180,000 | $ 51,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 20 | $ 3,645,000 | $ 158,000 | $ 58,500 |
| KNOXVILLE, TN | 20 | $ 3,198,000 | $ 159,000 | $ 34,000 |
| BREMERTON-SILVERDALE, WA | 19 | $ 4,084,000 | $ 214,000 | $ 47,000 |
| SPRINGFIELD, MA | 19 | $ 3,385,000 | $ 178,000 | $ 43,000 |
| BEND, OR | 18 | $ 3,459,000 | $ 192,000 | $ 53,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 18 | $ 3,342,000 | $ 185,000 | $ 39,000 |
| CHATTANOOGA, TN-GA | 18 | $ 2,761,000 | $ 151,500 | $ 47,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 18 | $ 2,285,000 | $ 126,000 | $ 99,000 |
| ST. GEORGE, UT | 18 | $ 4,334,000 | $ 240,000 | $ 66,000 |
| FORT COLLINS-LOVELAND, CO | 17 | $ 3,815,000 | $ 224,000 | $ 57,000 |
| FORT WAYNE, IN | 17 | $ 1,788,000 | $ 105,000 | $ 6,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 5,196,000 | $ 217,000 | $ 36,500 |
| WORCESTER, MA | 17 | $ 3,517,000 | $ 206,000 | $ 36,000 |
| DES MOINES-WEST DES MOINES, IA | 16 | $ 2,012,000 | $ 125,000 | $ 23,000 |
| GREELEY, CO | 16 | $ 2,963,000 | $ 185,000 | $ 59,000 |
| LEXINGTON-FAYETTE, KY | 16 | $ 2,528,000 | $ 158,000 | $ 50,000 |
| OLYMPIA, WA | 16 | $ 3,123,000 | $ 195,000 | $ 68,000 |
| SPOKANE, WA | 16 | $ 2,689,000 | $ 168,000 | $ 77,000 |
| BELLINGHAM, WA | 15 | $ 3,507,000 | $ 233,000 | $ 53,000 |
| BIRMINGHAM-HOOVER, AL | 14 | $ 1,625,000 | $ 116,000 | $ 0 |
| COLUMBIA, SC | 14 | $ 1,676,000 | $ 119,000 | $ 31,000 |
| JACKSON, MS | 14 | $ 1,790,000 | $ 127,000 | $ 24,000 |
| ASHEVILLE, NC | 13 | $ 4,416,000 | $ 339,000 | $ 104,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 13 | $ 2,444,000 | $ 154,000 | $ 51,500 |
| DAYTON, OH | 13 | $ 1,592,000 | $ 122,000 | $ 9,000 |
| GLENS FALLS, NY | 13 | $ 2,162,000 | $ 166,000 | $ 76,000 |
| HANFORD-CORCORAN, CA | 13 | $ 1,538,000 | $ 118,000 | $ 41,000 |
| KINGSTON, NY | 13 | $ 3,186,000 | $ 245,000 | $ 107,000 |
| PEABODY, MA | 13 | $ 3,791,000 | $ 291,000 | $ 75,000 |
| SAVANNAH, GA | 13 | $ 2,648,000 | $ 203,000 | $ 43,000 |
| BATON ROUGE, LA | 12 | $ 1,648,000 | $ 137,000 | $ 27,000 |
| LAKELAND-WINTER HAVEN, FL | 12 | $ 2,342,000 | $ 195,000 | $ 42,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $ 2,782,000 | $ 231,000 | $ 8,000 |
| AKRON, OH | 11 | $ 1,604,000 | $ 145,000 | $ 29,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 11 | $ 2,515,000 | $ 228,000 | $ 79,000 |
| BARNSTABLE TOWN, MA | 11 | $ 3,638,000 | $ 330,000 | $ 173,000 |
| BOULDER, CO | 11 | $ 3,470,000 | $ 315,000 | $ 90,000 |
| COEUR D'ALENE, ID | 11 | $ 2,023,000 | $ 183,000 | $ 71,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 11 | $ 1,550,000 | $ 140,000 | $ 45,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 11 | $ 2,213,000 | $ 201,000 | $ 115,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 1,580,000 | $ 143,000 | $ 37,000 |
| UTICA-ROME, NY | 11 | $ 1,515,000 | $ 137,000 | $ 82,000 |
| YORK-HANOVER, PA | 11 | $ 2,188,000 | $ 198,000 | $ 84,000 |
| IDAHO FALLS, ID | 10 | $ 1,989,000 | $ 198,000 | $ 87,000 |
| MCALLEN-EDINBURG-MISSION, TX | 10 | $ 883,000 | $ 88,000 | $ 15,000 |
| NORWICH-NEW LONDON, CT | 10 | $ 2,257,000 | $ 225,000 | $ 51,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 1,160,000 | $ 111,500 | $ 3,000 |
| SANTA FE, NM | 10 | $ 2,711,000 | $ 271,000 | $ 40,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 10 | $ 1,263,000 | $ 125,000 | $ 10,500 |
| TRENTON-EWING, NJ | 10 | $ 3,073,000 | $ 307,000 | $ 80,000 |
| CLARKSVILLE, TN-KY | 9 | $ 1,012,000 | $ 112,000 | $ 24,000 |
| COLUMBUS, GA-AL | 9 | $ 1,391,000 | $ 154,000 | $ 52,000 |
| EL CENTRO, CA | 9 | $ 1,664,000 | $ 184,000 | $ 75,000 |
| FAYETTEVILLE, NC | 9 | $ 1,230,000 | $ 136,000 | $ 38,000 |
| GRAND RAPIDS-WYOMING, MI | 9 | $ 1,894,000 | $ 210,000 | $ 46,000 |
| MADISON, WI | 9 | $ 1,762,000 | $ 195,000 | $ 38,000 |
| PORT ST. LUCIE, FL | 9 | $ 1,369,000 | $ 152,000 | $ 25,000 |
| SCRANTON--WILKES-BARRE, PA | 9 | $ 1,316,000 | $ 146,000 | $ 38,000 |
| SPRINGFIELD, MO | 9 | $ 1,620,000 | $ 180,000 | $ 71,000 |
| YUMA, AZ | 9 | $ 1,473,000 | $ 163,000 | $ 72,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,170,000 | $ 146,000 | $ 19,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 1,212,000 | $ 151,000 | $ 22,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 8 | $ 963,000 | $ 120,000 | $ 21,000 |
| LANSING-EAST LANSING, MI | 8 | $ 898,000 | $ 112,000 | $ 51,000 |
| LYNCHBURG, VA | 8 | $ 1,195,000 | $ 149,000 | $ 47,000 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 1,647,000 | $ 205,000 | $ 67,000 |
| OCEAN CITY, NJ | 8 | $ 2,684,000 | $ 335,000 | $ 50,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 1,948,000 | $ 243,000 | $ 38,000 |
| ROANOKE, VA | 8 | $ 1,275,000 | $ 159,000 | $ 58,000 |
| WINSTON-SALEM, NC | 8 | $ 1,228,000 | $ 153,000 | $ 65,000 |
| ANN ARBOR, MI | 7 | $ 1,836,000 | $ 262,000 | $ 41,000 |
| BROWNSVILLE-HARLINGEN, TX | 7 | $ 843,000 | $ 120,000 | $ 0 |
| CHARLOTTESVILLE, VA | 7 | $ 1,688,000 | $ 241,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 1,313,000 | $ 186,500 | $ 48,500 |
| EL PASO, TX | 7 | $ 816,000 | $ 116,000 | $ 8,000 |
| GREEN BAY, WI | 7 | $ 850,000 | $ 121,000 | $ 75,000 |
| GULFPORT-BILOXI, MS | 7 | $ 983,000 | $ 140,000 | $ 33,000 |
| JONESBORO, AR | 7 | $ 976,000 | $ 139,000 | $ 75,000 |
| LAS CRUCES, NM | 7 | $ 969,000 | $ 138,000 | $ 72,000 |
| LONGVIEW, WA | 7 | $ 926,000 | $ 132,000 | $ 42,000 |
| PUEBLO, CO | 7 | $ 1,167,000 | $ 166,000 | $ 48,000 |
| ROCHESTER, MN | 7 | $ 1,497,000 | $ 213,000 | $ 73,000 |
| WICHITA, KS | 7 | $ 874,000 | $ 124,000 | $ 0 |
| WINCHESTER, VA-WV | 7 | $ 1,317,000 | $ 188,000 | $ 60,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 7 | $ 664,000 | $ 78,500 | $ 10,000 |
| CEDAR RAPIDS, IA | 6 | $ 811,000 | $ 135,000 | $ 43,000 |
| FORT SMITH, AR-OK | 6 | $ 783,000 | $ 130,000 | $ 38,000 |
| HATTIESBURG, MS | 6 | $ 743,000 | $ 123,000 | $ 0 |
| LAFAYETTE, LA | 6 | $ 891,000 | $ 148,000 | $ 54,000 |
| LANCASTER, PA | 6 | $ 1,058,000 | $ 176,000 | $ 67,000 |
| LOGAN, UT-ID | 6 | $ 1,200,000 | $ 200,000 | $ 42,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 6 | $ 1,098,000 | $ 183,000 | $ 25,000 |
| PUNTA GORDA, FL | 6 | $ 1,542,000 | $ 257,000 | $ 0 |
| TULSA, OK | 6 | $ 463,000 | $ 77,000 | $ 33,000 |
| ALBANY, GA | 5 | $ 846,000 | $ 169,000 | $ 7,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 1,607,000 | $ 321,000 | $ 63,000 |
| BRUNSWICK, GA | 5 | $ 1,563,000 | $ 312,000 | $ 62,000 |
| CANTON-MASSILLON, OH | 5 | $ 615,000 | $ 123,000 | $ 16,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 718,000 | $ 143,000 | $ 10,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 987,000 | $ 197,000 | $ 80,000 |
| DULUTH, MN-WI | 5 | $ 677,000 | $ 135,000 | $ 54,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 936,000 | $ 187,000 | $ 50,000 |
| ELKHART-GOSHEN, IN | 5 | $ 519,000 | $ 103,000 | $ 30,000 |
| ERIE, PA | 5 | $ 932,000 | $ 186,000 | $ 38,000 |
| FLINT, MI | 5 | $ 828,000 | $ 165,000 | $ 29,000 |
| HARRISONBURG, VA | 5 | $ 1,049,000 | $ 209,000 | $ 69,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 652,000 | $ 130,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 5 | $ 1,160,000 | $ 232,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,054,000 | $ 210,000 | $ 9,000 |
| OCALA, FL | 5 | $ 578,000 | $ 115,000 | $ 26,000 |
| TOLEDO, OH | 5 | $ 414,000 | $ 82,000 | $ 0 |
| WENATCHEE-EAST WENATCHEE, WA | 5 | $ 1,285,000 | $ 257,000 | $ 102,000 |
| ANDERSON, SC | 4 | $ 336,000 | $ 84,000 | $ 9,000 |
| BANGOR, ME | 4 | $ 595,000 | $ 148,000 | $ 25,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 397,000 | $ 99,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 635,000 | $ 158,000 | $ 35,000 |
| ELMIRA, NY | 4 | $ 254,000 | $ 63,000 | $ 16,000 |
| EVANSVILLE, IN-KY | 4 | $ 381,000 | $ 95,000 | $ 27,500 |
| GRAND JUNCTION, CO | 4 | $ 601,000 | $ 150,000 | $ 25,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 598,000 | $ 149,500 | $ 24,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 498,000 | $ 124,000 | $ 18,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 370,000 | $ 88,333 | $ 18,000 |
| HUNTSVILLE, AL | 4 | $ 397,000 | $ 99,000 | $ 0 |
| JACKSONVILLE, NC | 4 | $ 697,000 | $ 174,000 | $ 64,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 406,000 | $ 88,500 | $ 24,500 |
| LEWISTON-AUBURN, ME | 4 | $ 484,000 | $ 121,000 | $ 30,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 606,000 | $ 151,000 | $ 15,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 926,000 | $ 231,000 | $ 17,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 571,000 | $ 142,000 | $ 14,000 |
| SIOUX FALLS, SD | 4 | $ 372,000 | $ 93,000 | $ 0 |
| WARNER ROBINS, GA | 4 | $ 636,000 | $ 159,000 | $ 105,000 |
| ALEXANDRIA, LA | 3 | $ 288,000 | $ 96,000 | $ 0 |
| ANCHORAGE, AK | 3 | $ 838,000 | $ 279,000 | $ 51,000 |
| BILLINGS, MT | 3 | $ 335,000 | $ 111,000 | $ 15,000 |
| BOWLING GREEN, KY | 3 | $ 337,000 | $ 112,000 | $ 42,000 |
| CARSON CITY, NV | 3 | $ 746,000 | $ 248,000 | $ 88,000 |
| CLEVELAND, TN | 3 | $ 228,000 | $ 76,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 315,000 | $ 105,000 | $ 39,000 |
| ELIZABETHTOWN, KY | 3 | $ 578,000 | $ 192,000 | $ 68,000 |
| GAINESVILLE, FL | 3 | $ 342,000 | $ 114,000 | $ 90,000 |
| GAINESVILLE, GA | 3 | $ 458,000 | $ 152,000 | $ 45,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 419,000 | $ 139,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 492,000 | $ 164,000 | $ 49,000 |
| ITHACA, NY | 3 | $ 472,000 | $ 157,000 | $ 70,000 |
| KOKOMO, IN | 3 | $ 424,000 | $ 141,000 | $ 33,000 |
| LAFAYETTE, IN | 3 | $ 333,000 | $ 111,000 | $ 28,000 |
| LEBANON, PA | 3 | $ 314,000 | $ 104,000 | $ 19,000 |
| LUBBOCK, TX | 3 | $ 259,000 | $ 86,000 | $ 0 |
| MACON, GA | 3 | $ 463,000 | $ 154,000 | $ 17,000 |
| MIDLAND, TX | 3 | $ 336,000 | $ 112,000 | $ 0 |
| MORRISTOWN, TN | 3 | $ 370,000 | $ 123,000 | $ 0 |
| PEORIA, IL | 3 | $ 407,000 | $ 135,000 | $ 0 |
| PITTSFIELD, MA | 3 | $ 495,000 | $ 165,000 | $ 47,000 |
| POCATELLO, ID | 3 | $ 534,000 | $ 178,000 | $ 41,000 |
| RACINE, WI | 3 | $ 379,000 | $ 126,000 | $ 0 |
| RAPID CITY, SD | 3 | $ 480,000 | $ 160,000 | $ 0 |
| READING, PA | 3 | $ 493,000 | $ 164,000 | $ 32,000 |
| ROCKFORD, IL | 3 | $ 336,000 | $ 112,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 365,000 | $ 121,000 | $ 0 |
| SPARTANBURG, SC | 3 | $ 358,000 | $ 119,000 | $ 0 |
| ST. CLOUD, MN | 3 | $ 443,000 | $ 147,000 | $ 30,000 |
| SUMTER, SC | 3 | $ 224,000 | $ 74,000 | $ 82,000 |
| TERRE HAUTE, IN | 3 | $ 332,000 | $ 110,000 | $ 30,000 |
| WILLIAMSPORT, PA | 3 | $ 420,000 | $ 140,000 | $ 19,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 245,000 | $ 122,000 | $ 58,000 |
| BURLINGTON, NC | 2 | $ 290,000 | $ 145,000 | $ 19,000 |
| CHARLESTON, WV | 2 | $ 111,000 | $ 55,000 | $ 11,000 |
| COLUMBIA, MO | 2 | $ 203,000 | $ 101,000 | $ 0 |
| DALTON, GA | 2 | $ 282,000 | $ 141,000 | $ 0 |
| DANVILLE, VA | 2 | $ 189,000 | $ 94,000 | $ 0 |
| DOVER, DE | 2 | $ 173,000 | $ 86,000 | $ 11,000 |
| DUBUQUE, IA | 2 | $ 154,000 | $ 77,000 | $ 0 |
| GADSDEN, AL | 2 | $ 148,000 | $ 74,000 | $ 0 |
| HOT SPRINGS, AR | 2 | $ 217,000 | $ 108,000 | $ 41,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 130,000 | $ 65,000 | $ 23,000 |
| LINCOLN, NE | 2 | $ 233,000 | $ 116,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 488,000 | $ 244,000 | $ 79,000 |
| MOBILE, AL | 2 | $ 192,000 | $ 96,000 | $ 0 |
| MONROE, LA | 2 | $ 269,000 | $ 134,000 | $ 73,000 |
| MONROE, MI | 2 | $ 567,000 | $ 283,000 | $ 155,000 |
| MONTGOMERY, AL | 2 | $ 123,000 | $ 61,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 309,000 | $ 154,000 | $ 27,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 350,000 | $ 175,000 | $ 89,000 |
| PASCAGOULA, MS | 2 | $ 321,000 | $ 160,000 | $ 54,000 |
| SALISBURY, MD | 2 | $ 461,000 | $ 230,000 | $ 119,000 |
| SHEBOYGAN, WI | 2 | $ 337,000 | $ 168,000 | $ 0 |
| SPRINGFIELD, IL | 2 | $ 531,000 | $ 265,000 | $ 93,000 |
| SPRINGFIELD, OH | 2 | $ 198,000 | $ 99,000 | $ 0 |
| ST. JOSEPH, MO-KS | 2 | $ 188,000 | $ 94,000 | $ 17,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 2 | $ 132,000 | $ 66,000 | $ 22,000 |
| TALLAHASSEE, FL | 2 | $ 251,000 | $ 125,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 372,000 | $ 186,000 | $ 37,000 |
| TOPEKA, KS | 2 | $ 224,000 | $ 112,000 | $ 0 |
| VALDOSTA, GA | 2 | $ 446,000 | $ 223,000 | $ 48,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 233,000 | $ 116,000 | $ 34,000 |
| WACO, TX | 2 | $ 159,000 | $ 79,000 | $ 0 |
| WILMINGTON, NC | 2 | $ 263,000 | $ 131,000 | $ 0 |
| ALTOONA, PA | 1 | $ 113,000 | $ 113,000 | $ 90,000 |
| ANDERSON, IN | 1 | $ 60,000 | $ 60,000 | $ 0 |
| ANNISTON-OXFORD, AL | 1 | $ 90,000 | $ 90,000 | $ 0 |
| APPLETON, WI | 1 | $ 188,000 | $ 188,000 | $ 152,000 |
| AUBURN-OPELIKA, AL | 1 | $ 62,000 | $ 62,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 97,000 | $ 97,000 | $ 0 |
| BAY CITY, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| BISMARCK, ND | 1 | $ 116,000 | $ 116,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 110,000 | $ 110,000 | $ 1,129,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 147,000 | $ 147,000 | $ 0 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 147,000 | $ 147,000 | $ 77,000 |
| CASPER, WY | 1 | $ 107,000 | $ 107,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 121,000 | $ 121,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| DANVILLE, IL | 1 | $ 60,000 | $ 60,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 81,000 | $ 81,000 | $ 0 |
| FAIRBANKS, AK | 1 | $ 105,000 | $ 105,000 | $ 0 |
| FARMINGTON, NM | 1 | $ 123,000 | $ 123,000 | $ 108,000 |
| FLORENCE, SC | 1 | $ 72,000 | $ 72,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 143,000 | $ 143,000 | $ 147,000 |
| GREAT FALLS, MT | 1 | $ 102,000 | $ 102,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 178,000 | $ 178,000 | $ 89,000 |
| JACKSON, MI | 1 | $ 236,000 | $ 236,000 | $ 99,000 |
| JANESVILLE, WI | 1 | $ 123,000 | $ 123,000 | $ 150,000 |
| JOHNSON CITY, TN | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| JOHNSTOWN, PA | 1 | $ 207,000 | $ 207,000 | $ 101,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 114,000 | $ 114,000 | $ 51,000 |
| LA CROSSE, WI-MN | 1 | $ 126,000 | $ 126,000 | $ 73,000 |
| LAKE CHARLES, LA | 1 | $ 170,000 | $ 170,000 | $ 0 |
| LAWTON, OK | 1 | $ 79,000 | $ 79,000 | $ 118,000 |
| LONGVIEW, TX | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| MANSFIELD, OH | 1 | $ 169,000 | $ 169,000 | $ 92,000 |
| ODESSA, TX | 1 | $ 461,000 | $ 461,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 111,000 | $ 111,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 69,000 | $ 69,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 117,000 | $ 117,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 320,000 | $ 320,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| TUSCALOOSA, AL | 1 | $ 72,000 | $ 72,000 | $ 0 |
| TYLER, TX | 1 | $ 73,000 | $ 73,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 86,000 | $ 86,000 | $ 0 |
| WAUSAU, WI | 1 | $ 161,000 | $ 161,000 | $ 250,000 |
| WHEELING, WV-OH | 1 | $ 167,000 | $ 167,000 | $ 0 |
Mortgage Loan Application Detail Totals for Banc Of California, Na in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,952 | $3,493,734,000 | $292,000 | $15,000,000 | $92,000 | $9,999,000 |
| Home Purchase | 7,520 | $2,388,004,000 | $317,000 | $9,330,000 | $99,000 | $8,863,000 |
| Home Improvement | 699 | $167,530,000 | $239,000 | $1,560,000 | $110,000 | $3,171,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,262 | $2,903,071,000 | $313,000 | $15,000,000 | $127,000 | $9,999,000 |
| Not applicable | 3,924 | $1,046,323,000 | $266,000 | $4,500,000 | $0 | $0 |
| Hispanic | 2,771 | $665,938,000 | $240,000 | $1,613,000 | $76,000 | $1,068,000 |
| Not Provided | 2,330 | $850,072,000 | $364,000 | $5,500,000 | $140,000 | $4,285,000 |
| Asian | 1,266 | $421,010,000 | $332,000 | $2,436,000 | $122,000 | $1,381,000 |
| Black or African American | 497 | $124,051,000 | $249,000 | $1,613,000 | $89,000 | $884,000 |
| Native Hawaiian or Other Pacific Islander | 80 | $29,676,000 | $370,000 | $1,311,000 | $113,000 | $617,000 |
| American Indian or Alaskan Native | 41 | $9,127,000 | $222,000 | $1,034,000 | $90,000 | $371,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,184 | $5,030,653,000 | $310,000 | $15,000,000 | $101,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,529 | $631,742,000 | $249,000 | $867,000 | $71,000 | $714,000 |
| VA-guaranteed (Veterans Administration) | 924 | $242,846,000 | $262,000 | $890,000 | $82,000 | $2,244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 534 | $144,027,000 | $269,000 | $1,900,000 | $71,000 | $458,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,469 | $2,724,377,000 | $321,000 | $15,000,000 | $121,000 | $8,863,000 |
| Application Withdrawn By Applicant | 4,283 | $1,174,249,000 | $274,000 | $4,612,000 | $114,000 | $4,285,000 |
| Loan Purchased By The Institution | 4,016 | $1,051,653,000 | $261,000 | $3,040,000 | $4,000 | $600,000 |
| Application Denied By Financial Institution | 1,970 | $603,123,000 | $306,000 | $5,000,000 | $95,000 | $3,005,000 |
| Application Approved But Not Accepted | 790 | $317,953,000 | $402,000 | $6,000,000 | $150,000 | $9,999,000 |
| File Closed For Incompleteness | 643 | $177,913,000 | $276,000 | $2,400,000 | $131,000 | $2,598,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 616 | $227,640,000 | $369,000 | $5,000,000 | $83,000 | $1,680,000 |
| Credit History | 499 | $138,866,000 | $278,000 | $3,000,000 | $90,000 | $838,000 |
| Collateral | 293 | $69,280,000 | $236,000 | $1,800,000 | $97,000 | $478,000 |
| Other | 256 | $85,316,000 | $333,000 | $3,750,000 | $124,000 | $3,005,000 |
| Credit Application Incomplete | 212 | $50,970,000 | $240,000 | $1,680,000 | $110,000 | $1,231,000 |
| Employment History | 34 | $11,619,000 | $341,000 | $2,800,000 | $58,000 | $224,000 |
| Unverifiable Information | 33 | $12,543,000 | $380,000 | $1,235,000 | $96,000 | $682,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $6,889,000 | $255,000 | $633,000 | $88,000 | $457,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banc Of California, Na's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banc Of California, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.