Park Lane Finance Solutions, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Park Lane Finance Solutions, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Park Lane Finance Solutions, Llc Po Box 1285 Charlottesville, VA 24402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,344 |
| Total Mortgage Loan Application Amount | $90,640,000 |
| Average Mortgage Loan Application Amount | $54,000 |
| Highest Mortgage Loan Application Amount | $185,000 |
| Average Applicant Income | $55,333 |
| Highest Applicant Income | $324,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Park Lane Finance Solutions, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Park Lane Finance Solutions, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Park Lane Finance Solutions, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Park Lane Finance Solutions, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Park Lane Finance Solutions, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Park Lane Finance Solutions, Llc's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CINCINNATI, OH-KY-IN | 212 | $ 13,050,000 | $ 60,500 | $ 63,500 |
| NA (OUTSIDE OF MSA/MD) | 174 | $ 8,880,000 | $ 53,166 | $ 70,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 159 | $ 8,925,000 | $ 52,500 | $ 51,000 |
| EVANSVILLE, IN-KY | 103 | $ 5,355,000 | $ 51,000 | $ 57,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 69 | $ 6,825,000 | $ 98,000 | $ 67,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 66 | $ 6,070,000 | $ 91,000 | $ 78,000 |
| LEXINGTON-FAYETTE, KY | 47 | $ 3,515,000 | $ 74,000 | $ 57,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 40 | $ 4,120,000 | $ 103,000 | $ 78,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 38 | $ 2,410,000 | $ 63,000 | $ 59,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 38 | $ 2,130,000 | $ 56,000 | $ 69,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 37 | $ 4,035,000 | $ 109,000 | $ 77,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 31 | $ 1,685,000 | $ 54,000 | $ 54,000 |
| GREENSBORO-HIGH POINT, NC | 30 | $ 1,820,000 | $ 60,000 | $ 58,000 |
| JACKSONVILLE, FL | 30 | $ 2,450,000 | $ 81,000 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 25 | $ 2,105,000 | $ 85,500 | $ 73,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 23 | $ 1,685,000 | $ 73,000 | $ 88,000 |
| SEBASTIAN-VERO BEACH, FL | 15 | $ 1,725,000 | $ 115,000 | $ 91,000 |
| OWENSBORO, KY | 14 | $ 930,000 | $ 66,000 | $ 53,000 |
| COLUMBUS, IN | 13 | $ 865,000 | $ 66,000 | $ 60,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 13 | $ 1,035,000 | $ 79,000 | $ 58,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 1,020,000 | $ 85,000 | $ 81,000 |
| BURLINGTON, NC | 11 | $ 875,000 | $ 79,000 | $ 67,000 |
| KOKOMO, IN | 11 | $ 575,000 | $ 52,000 | $ 56,000 |
| LAKELAND-WINTER HAVEN, FL | 11 | $ 745,000 | $ 67,000 | $ 74,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 685,000 | $ 76,000 | $ 62,000 |
| GAINESVILLE, FL | 9 | $ 245,000 | $ 27,000 | $ 49,000 |
| SUMTER, SC | 9 | $ 145,000 | $ 16,000 | $ 39,000 |
| COLUMBIA, SC | 7 | $ 205,000 | $ 29,000 | $ 44,000 |
| WINCHESTER, VA-WV | 7 | $ 615,000 | $ 87,000 | $ 60,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 370,000 | $ 61,000 | $ 66,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 540,000 | $ 90,000 | $ 104,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 520,000 | $ 86,000 | $ 70,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 6 | $ 360,000 | $ 60,000 | $ 72,000 |
| BOWLING GREEN, KY | 5 | $ 305,000 | $ 61,000 | $ 50,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 485,000 | $ 97,000 | $ 73,000 |
| STAUNTON-WAYNESBORO, VA | 5 | $ 465,000 | $ 93,000 | $ 59,000 |
| TALLAHASSEE, FL | 5 | $ 225,000 | $ 45,000 | $ 47,000 |
| ASHEVILLE, NC | 4 | $ 180,000 | $ 45,000 | $ 64,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 210,000 | $ 52,000 | $ 52,000 |
| FORT WAYNE, IN | 4 | $ 360,000 | $ 90,000 | $ 59,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 260,000 | $ 65,000 | $ 52,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $ 295,000 | $ 98,000 | $ 79,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 280,000 | $ 140,000 | $ 109,000 |
| RALEIGH, NC | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| RICHMOND, VA | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| ROCKY MOUNT, NC | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| SPARTANBURG, SC | 2 | $ 120,000 | $ 60,000 | $ 134,000 |
| AKRON, OH | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| FAYETTEVILLE, NC | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 115,000 | $ 115,000 | $ 312,000 |
| OCALA, FL | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| PORT ST. LUCIE, FL | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| PUNTA GORDA, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
Mortgage Loan Application Detail Totals for Park Lane Finance Solutions, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,340 | $90,450,000 | $67,000 | $185,000 | $63,000 | $324,000 |
| Cash-out Refinancing | 2 | $130,000 | $65,000 | $75,000 | $71,000 | $77,000 |
| Refinancing | 2 | $60,000 | $30,000 | $35,000 | $32,000 | $36,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 803 | $49,275,000 | $61,000 | $155,000 | $60,000 | $324,000 |
| Hispanic | 280 | $22,780,000 | $81,000 | $185,000 | $69,000 | $312,000 |
| Not Provided | 117 | $9,055,000 | $77,000 | $165,000 | $69,000 | $257,000 |
| Black or African American | 112 | $7,530,000 | $67,000 | $155,000 | $57,000 | $166,000 |
| American Indian or Alaskan Native | 20 | $1,240,000 | $62,000 | $145,000 | $59,000 | $123,000 |
| Asian | 6 | $420,000 | $70,000 | $95,000 | $64,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $120,000 | $60,000 | $65,000 | $31,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,344 | $90,640,000 | $67,000 | $185,000 | $63,000 | $324,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 468 | $30,090,000 | $64,000 | $185,000 | $64,000 | $257,000 |
| Application Denied By Financial Institution | 425 | $31,975,000 | $75,000 | $175,000 | $55,000 | $324,000 |
| Application Approved But Not Accepted | 227 | $14,145,000 | $62,000 | $165,000 | $64,000 | $216,000 |
| Loan Originated | 220 | $14,140,000 | $64,000 | $155,000 | $73,000 | $312,000 |
| File Closed For Incompleteness | 4 | $290,000 | $72,000 | $145,000 | $60,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 919 | $58,665,000 | $63,000 | $185,000 | $66,000 | $312,000 |
| Debt-To-Income Ratio | 281 | $22,545,000 | $80,000 | $165,000 | $50,000 | $190,000 |
| Credit History | 115 | $7,105,000 | $61,000 | $145,000 | $68,000 | $324,000 |
| Other | 11 | $835,000 | $75,000 | $135,000 | $58,000 | $104,000 |
| Unverifiable Information | 6 | $570,000 | $95,000 | $155,000 | $29,000 | $106,000 |
| Credit Application Incomplete | 5 | $395,000 | $79,000 | $145,000 | $48,000 | $83,000 |
| Collateral | 4 | $360,000 | $90,000 | $175,000 | $85,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $120,000 | $60,000 | $75,000 | $48,000 | $50,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Park Lane Finance Solutions, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Park Lane Finance Solutions, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.