Park Lane Finance Solutions, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Park Lane Finance Solutions, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Park Lane Finance Solutions, Llc Po Box 1285 Charlottesville, VA 24402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,344 |
| Total Mortgage Loan Application Amount | $90,640,000 |
| Average Mortgage Loan Application Amount | $54,000 |
| Highest Mortgage Loan Application Amount | $185,000 |
| Average Applicant Income | $55,333 |
| Highest Applicant Income | $324,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Park Lane Finance Solutions, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Park Lane Finance Solutions, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Park Lane Finance Solutions, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Park Lane Finance Solutions, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Park Lane Finance Solutions, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Park Lane Finance Solutions, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Kentucky | 90 | $ 6,230,000 | $ 69,000 | $ 62,000 |
| Jefferson County Kentucky | 84 | $ 4,850,000 | $ 57,000 | $ 53,000 |
| Vanderburgh County Indiana | 73 | $ 3,545,000 | $ 48,000 | $ 55,000 |
| Henry County Georgia | 56 | $ 5,890,000 | $ 105,000 | $ 70,000 |
| Lake County Florida | 49 | $ 4,635,000 | $ 94,000 | $ 78,000 |
| Bullitt County Kentucky | 43 | $ 2,575,000 | $ 59,000 | $ 49,000 |
| Palm Beach County Florida | 37 | $ 4,035,000 | $ 109,000 | $ 77,000 |
| McCracken County Kentucky | 37 | $ 2,025,000 | $ 54,000 | $ 58,000 |
| Scott County Kentucky | 37 | $ 2,915,000 | $ 78,000 | $ 60,000 |
| Duval County Florida | 30 | $ 2,450,000 | $ 81,000 | $ 65,000 |
| Warrick County Indiana | 30 | $ 1,810,000 | $ 60,000 | $ 61,000 |
| Grant County Kentucky | 30 | $ 1,830,000 | $ 61,000 | $ 58,000 |
| Rockingham County North Carolina | 30 | $ 1,820,000 | $ 60,000 | $ 58,000 |
| Kenton County Kentucky | 25 | $ 1,365,000 | $ 54,000 | $ 62,000 |
| Saline County Arkansas | 22 | $ 1,370,000 | $ 62,000 | $ 62,000 |
| Campbell County Kentucky | 22 | $ 1,050,000 | $ 47,000 | $ 58,000 |
| Carroll County Kentucky | 22 | $ 1,420,000 | $ 64,000 | $ 53,000 |
| DeKalb County Indiana | 21 | $ 845,000 | $ 40,000 | $ 52,000 |
| Gallatin County Kentucky | 21 | $ 1,135,000 | $ 54,000 | $ 51,000 |
| Anne Arundel County Maryland | 21 | $ 2,145,000 | $ 102,000 | $ 73,000 |
| Newport News County Virginia | 20 | $ 1,150,000 | $ 57,000 | $ 69,000 |
| Indian River County Florida | 15 | $ 1,725,000 | $ 115,000 | $ 91,000 |
| Clark County Indiana | 15 | $ 915,000 | $ 61,000 | $ 51,000 |
| Butler County Ohio | 15 | $ 895,000 | $ 59,000 | $ 71,000 |
| Faulkner County Arkansas | 14 | $ 940,000 | $ 67,000 | $ 52,000 |
| Daviess County Kentucky | 14 | $ 930,000 | $ 66,000 | $ 53,000 |
| Madison County Kentucky | 14 | $ 1,000,000 | $ 71,000 | $ 64,000 |
| Bartholomew County Indiana | 13 | $ 865,000 | $ 66,000 | $ 60,000 |
| Howard County Maryland | 13 | $ 1,525,000 | $ 117,000 | $ 87,000 |
| Washington County Maryland | 13 | $ 1,035,000 | $ 79,000 | $ 58,000 |
| Orange County Florida | 12 | $ 920,000 | $ 76,000 | $ 64,000 |
| Volusia County Florida | 12 | $ 1,020,000 | $ 85,000 | $ 81,000 |
| Harrison County Indiana | 12 | $ 390,000 | $ 32,000 | $ 47,000 |
| Morgan County Indiana | 12 | $ 780,000 | $ 65,000 | $ 57,000 |
| Calloway County Kentucky | 12 | $ 630,000 | $ 52,000 | $ 50,000 |
| Isle of Wight County Virginia | 12 | $ 750,000 | $ 62,000 | $ 61,000 |
| Polk County Florida | 11 | $ 745,000 | $ 67,000 | $ 74,000 |
| Howard County Indiana | 11 | $ 575,000 | $ 52,000 | $ 56,000 |
| Scott County Indiana | 11 | $ 615,000 | $ 55,000 | $ 51,000 |
| Simpson County Kentucky | 11 | $ 445,000 | $ 40,000 | $ 64,000 |
| Alamance County North Carolina | 11 | $ 875,000 | $ 79,000 | $ 67,000 |
| Pasco County Florida | 10 | $ 640,000 | $ 64,000 | $ 79,000 |
| Fayette County Kentucky | 10 | $ 600,000 | $ 60,000 | $ 47,000 |
| Alachua County Florida | 9 | $ 245,000 | $ 27,000 | $ 49,000 |
| Huntington County Indiana | 9 | $ 275,000 | $ 30,000 | $ 61,000 |
| Robeson County North Carolina | 9 | $ 205,000 | $ 22,000 | $ 65,000 |
| Sumter County South Carolina | 9 | $ 145,000 | $ 16,000 | $ 39,000 |
| Hamilton County Ohio | 8 | $ 520,000 | $ 65,000 | $ 62,000 |
| Stafford County Virginia | 8 | $ 800,000 | $ 100,000 | $ 67,000 |
| Madison County Indiana | 7 | $ 345,000 | $ 49,000 | $ 68,000 |
| Prince George's County Maryland | 7 | $ 635,000 | $ 90,000 | $ 77,000 |
| Kershaw County South Carolina | 7 | $ 205,000 | $ 29,000 | $ 44,000 |
| Frederick County Virginia | 7 | $ 615,000 | $ 87,000 | $ 60,000 |
| Spotsylvania County Virginia | 7 | $ 515,000 | $ 73,000 | $ 68,000 |
| Hillsborough County Florida | 6 | $ 550,000 | $ 91,000 | $ 94,000 |
| Lee County Florida | 6 | $ 540,000 | $ 90,000 | $ 104,000 |
| Pinellas County Florida | 6 | $ 420,000 | $ 70,000 | $ 97,000 |
| Clayton County Georgia | 6 | $ 400,000 | $ 66,000 | $ 49,000 |
| Hardin County Kentucky | 6 | $ 360,000 | $ 60,000 | $ 72,000 |
| Cabarrus County North Carolina | 6 | $ 550,000 | $ 91,000 | $ 72,000 |
| Granville County North Carolina | 6 | $ 520,000 | $ 86,000 | $ 70,000 |
| Leon County Florida | 5 | $ 225,000 | $ 45,000 | $ 47,000 |
| Miami-Dade County Florida | 5 | $ 485,000 | $ 97,000 | $ 73,000 |
| Grant County Indiana | 5 | $ 165,000 | $ 33,000 | $ 51,000 |
| Hamilton County Indiana | 5 | $ 315,000 | $ 63,000 | $ 45,000 |
| Oldham County Kentucky | 5 | $ 195,000 | $ 39,000 | $ 50,000 |
| Warren County Kentucky | 5 | $ 305,000 | $ 61,000 | $ 50,000 |
| Augusta County Virginia | 5 | $ 465,000 | $ 93,000 | $ 59,000 |
| Montgomery County Virginia | 5 | $ 345,000 | $ 69,000 | $ 71,000 |
| Escambia County Florida | 4 | $ 260,000 | $ 65,000 | $ 52,000 |
| Cobb County Georgia | 4 | $ 290,000 | $ 72,000 | $ 44,000 |
| Daviess County Indiana | 4 | $ 90,000 | $ 22,000 | $ 38,000 |
| Marion County Indiana | 4 | $ 80,000 | $ 20,000 | $ 35,000 |
| Whitley County Indiana | 4 | $ 360,000 | $ 90,000 | $ 59,000 |
| Baltimore County Maryland | 4 | $ 280,000 | $ 70,000 | $ 69,000 |
| Buncombe County North Carolina | 4 | $ 180,000 | $ 45,000 | $ 64,000 |
| Carteret County North Carolina | 4 | $ 350,000 | $ 87,000 | $ 97,000 |
| Montgomery County Ohio | 4 | $ 210,000 | $ 52,000 | $ 52,000 |
| Osceola County Florida | 3 | $ 345,000 | $ 115,000 | $ 87,000 |
| Gaston County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 42,000 |
| Horry County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 79,000 |
| Middlesex County Virginia | 3 | $ 255,000 | $ 85,000 | $ 187,000 |
| Pulaski County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| White County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 36,000 |
| Seminole County Florida | 2 | $ 170,000 | $ 85,000 | $ 161,000 |
| Douglas County Georgia | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Boyle County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Taylor County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 44,000 |
| Catawba County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Edgecombe County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Johnston County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Ashland County Ohio | 2 | $ 80,000 | $ 40,000 | $ 46,000 |
| Spartanburg County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 134,000 |
| Chesterfield County Virginia | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| Fairfax County Virginia | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| James City County Virginia | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Suffolk County Virginia | 2 | $ 50,000 | $ 25,000 | $ 101,000 |
| Broward County Florida | 1 | $ 115,000 | $ 115,000 | $ 312,000 |
| Charlotte County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Manatee County Florida | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Marion County Florida | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Sarasota County Florida | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| St. Lucie County Florida | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| DeKalb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Hendricks County Indiana | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Johnson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Putnam County Indiana | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Carroll County Maryland | 1 | $ 145,000 | $ 145,000 | $ 145,000 |
| Harford County Maryland | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Beaufort County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Hoke County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Vance County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Clermont County Ohio | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Erie County Ohio | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Summit County Ohio | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Caroline County Virginia | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Fauquier County Virginia | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Gloucester County Virginia | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Hampton County Virginia | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Pulaski County Virginia | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Park Lane Finance Solutions, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,340 | $90,450,000 | $67,000 | $185,000 | $63,000 | $324,000 |
| Cash-out Refinancing | 2 | $130,000 | $65,000 | $75,000 | $71,000 | $77,000 |
| Refinancing | 2 | $60,000 | $30,000 | $35,000 | $32,000 | $36,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 803 | $49,275,000 | $61,000 | $155,000 | $60,000 | $324,000 |
| Hispanic | 280 | $22,780,000 | $81,000 | $185,000 | $69,000 | $312,000 |
| Not Provided | 117 | $9,055,000 | $77,000 | $165,000 | $69,000 | $257,000 |
| Black or African American | 112 | $7,530,000 | $67,000 | $155,000 | $57,000 | $166,000 |
| American Indian or Alaskan Native | 20 | $1,240,000 | $62,000 | $145,000 | $59,000 | $123,000 |
| Asian | 6 | $420,000 | $70,000 | $95,000 | $64,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $120,000 | $60,000 | $65,000 | $31,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,344 | $90,640,000 | $67,000 | $185,000 | $63,000 | $324,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 468 | $30,090,000 | $64,000 | $185,000 | $64,000 | $257,000 |
| Application Denied By Financial Institution | 425 | $31,975,000 | $75,000 | $175,000 | $55,000 | $324,000 |
| Application Approved But Not Accepted | 227 | $14,145,000 | $62,000 | $165,000 | $64,000 | $216,000 |
| Loan Originated | 220 | $14,140,000 | $64,000 | $155,000 | $73,000 | $312,000 |
| File Closed For Incompleteness | 4 | $290,000 | $72,000 | $145,000 | $60,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 919 | $58,665,000 | $63,000 | $185,000 | $66,000 | $312,000 |
| Debt-To-Income Ratio | 281 | $22,545,000 | $80,000 | $165,000 | $50,000 | $190,000 |
| Credit History | 115 | $7,105,000 | $61,000 | $145,000 | $68,000 | $324,000 |
| Other | 11 | $835,000 | $75,000 | $135,000 | $58,000 | $104,000 |
| Unverifiable Information | 6 | $570,000 | $95,000 | $155,000 | $29,000 | $106,000 |
| Credit Application Incomplete | 5 | $395,000 | $79,000 | $145,000 | $48,000 | $83,000 |
| Collateral | 4 | $360,000 | $90,000 | $175,000 | $85,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $120,000 | $60,000 | $75,000 | $48,000 | $50,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Park Lane Finance Solutions, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Park Lane Finance Solutions, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.