Parkvale Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Parkvale Savings Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,292 |
| Total Mortgage Loan Application Amount | $630,903,000 |
| Average Mortgage Loan Application Amount | $414,710 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $7,275 |
| Highest Applicant Income | $1,170,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,208 | $ 69,778,000 | $ 57,000 | $ 56,000 |
| Fayette County Pennsylvania | 456 | $ 18,358,000 | $ 40,000 | $ 46,000 |
| Westmoreland County Pennsylvania | 150 | $ 10,469,000 | $ 69,000 | $ 61,000 |
| Beaver County Pennsylvania | 132 | $ 6,752,000 | $ 51,000 | $ 54,000 |
| King County Washington | 92 | $ 41,661,000 | $ 452,000 | $ 0 |
| Oakland County Michigan | 79 | $ 34,850,000 | $ 441,000 | $ 0 |
| Butler County Pennsylvania | 72 | $ 5,767,000 | $ 80,000 | $ 75,000 |
| Washington County Pennsylvania | 67 | $ 7,162,000 | $ 106,000 | $ 63,000 |
| Cook County Illinois | 64 | $ 29,675,000 | $ 463,000 | $ 0 |
| Fairfax County Virginia | 54 | $ 24,790,000 | $ 459,000 | $ 93,000 |
| Middlesex County Massachusetts | 45 | $ 20,779,000 | $ 461,000 | $ 0 |
| Maricopa County Arizona | 44 | $ 19,883,000 | $ 451,000 | $ 0 |
| Franklin County Ohio | 40 | $ 8,881,000 | $ 222,000 | $ 85,000 |
| Montgomery County Maryland | 30 | $ 12,718,000 | $ 423,000 | $ 91,000 |
| Fairfield County Connecticut | 26 | $ 12,264,000 | $ 471,000 | $ 0 |
| District of Columbia County District Of Columbia | 23 | $ 11,281,000 | $ 490,000 | $ 69,000 |
| Loudoun County Virginia | 21 | $ 8,126,000 | $ 386,000 | $ 43,000 |
| Norfolk County Massachusetts | 19 | $ 9,126,000 | $ 480,000 | $ 0 |
| Essex County Massachusetts | 18 | $ 8,307,000 | $ 461,000 | $ 0 |
| Greene County Pennsylvania | 18 | $ 742,000 | $ 41,000 | $ 45,000 |
| Lake County Illinois | 17 | $ 8,016,000 | $ 471,000 | $ 0 |
| Wayne County Michigan | 16 | $ 6,592,000 | $ 412,000 | $ 0 |
| St. Louis County Missouri | 16 | $ 7,585,000 | $ 474,000 | $ 0 |
| Jefferson County Colorado | 14 | $ 6,486,000 | $ 463,000 | $ 0 |
| DuPage County Illinois | 14 | $ 6,310,000 | $ 450,000 | $ 0 |
| Delaware County Ohio | 13 | $ 2,311,000 | $ 177,000 | $ 82,000 |
| Douglas County Colorado | 12 | $ 5,531,000 | $ 460,000 | $ 0 |
| Fulton County Georgia | 12 | $ 5,582,000 | $ 465,000 | $ 0 |
| Mecklenburg County North Carolina | 12 | $ 5,232,000 | $ 436,000 | $ 0 |
| Hennepin County Minnesota | 11 | $ 4,956,000 | $ 450,000 | $ 0 |
| Boulder County Colorado | 10 | $ 4,462,000 | $ 446,000 | $ 0 |
| Denver County Colorado | 10 | $ 4,682,000 | $ 468,000 | $ 0 |
| Anne Arundel County Maryland | 9 | $ 4,640,000 | $ 515,000 | $ 0 |
| Washtenaw County Michigan | 9 | $ 4,212,000 | $ 468,000 | $ 0 |
| Clark County Nevada | 9 | $ 4,322,000 | $ 480,000 | $ 0 |
| Westchester County New York | 9 | $ 4,630,000 | $ 514,000 | $ 0 |
| Wake County North Carolina | 9 | $ 4,189,000 | $ 465,000 | $ 0 |
| Alexandria County Virginia | 9 | $ 3,267,000 | $ 363,000 | $ 43,000 |
| Macomb County Michigan | 8 | $ 3,170,000 | $ 396,000 | $ 0 |
| Bergen County New Jersey | 8 | $ 3,483,000 | $ 435,000 | $ 0 |
| Dallas County Texas | 8 | $ 3,248,000 | $ 406,000 | $ 0 |
| Travis County Texas | 8 | $ 3,533,000 | $ 441,000 | $ 0 |
| Arapahoe County Colorado | 7 | $ 2,331,000 | $ 333,000 | $ 0 |
| Barnstable County Massachusetts | 7 | $ 3,313,000 | $ 473,000 | $ 0 |
| Suffolk County Massachusetts | 7 | $ 3,205,000 | $ 457,000 | $ 0 |
| Suffolk County New York | 7 | $ 3,503,000 | $ 500,000 | $ 0 |
| Armstrong County Pennsylvania | 7 | $ 291,000 | $ 41,000 | $ 43,000 |
| Collin County Texas | 7 | $ 2,607,000 | $ 372,000 | $ 0 |
| Arlington County Virginia | 7 | $ 2,726,000 | $ 389,000 | $ 57,000 |
| Baltimore County Maryland | 6 | $ 2,605,000 | $ 434,000 | $ 0 |
| Plymouth County Massachusetts | 6 | $ 2,480,000 | $ 413,000 | $ 0 |
| Multnomah County Oregon | 6 | $ 2,252,000 | $ 375,000 | $ 0 |
| Tarrant County Texas | 6 | $ 2,550,000 | $ 425,000 | $ 0 |
| Miami-Dade County Florida | 5 | $ 2,053,000 | $ 410,000 | $ 0 |
| Palm Beach County Florida | 5 | $ 1,985,000 | $ 397,000 | $ 0 |
| Will County Illinois | 5 | $ 1,900,000 | $ 380,000 | $ 0 |
| Howard County Maryland | 5 | $ 2,399,000 | $ 479,000 | $ 66,000 |
| Morris County New Jersey | 5 | $ 2,275,000 | $ 455,000 | $ 0 |
| Montgomery County Texas | 5 | $ 2,093,000 | $ 418,000 | $ 0 |
| Cobb County Georgia | 4 | $ 1,584,000 | $ 396,000 | $ 0 |
| DeKalb County Georgia | 4 | $ 1,700,000 | $ 425,000 | $ 0 |
| Kane County Illinois | 4 | $ 1,584,000 | $ 396,000 | $ 0 |
| Worcester County Massachusetts | 4 | $ 1,577,000 | $ 394,000 | $ 0 |
| Essex County New Jersey | 4 | $ 1,986,000 | $ 496,000 | $ 0 |
| Monmouth County New Jersey | 4 | $ 2,256,000 | $ 564,000 | $ 0 |
| Somerset County New Jersey | 4 | $ 2,120,000 | $ 530,000 | $ 0 |
| Erie County New York | 4 | $ 2,173,000 | $ 543,000 | $ 0 |
| Nassau County New York | 4 | $ 2,112,000 | $ 528,000 | $ 0 |
| Rockland County New York | 4 | $ 1,881,000 | $ 470,000 | $ 0 |
| Orange County North Carolina | 4 | $ 1,879,000 | $ 469,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 2,214,000 | $ 553,000 | $ 0 |
| Prince William County Virginia | 4 | $ 1,299,000 | $ 324,000 | $ 0 |
| Snohomish County Washington | 4 | $ 1,797,000 | $ 449,000 | $ 0 |
| Milwaukee County Wisconsin | 4 | $ 1,947,000 | $ 486,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 1,498,000 | $ 499,000 | $ 0 |
| Hartford County Connecticut | 3 | $ 1,357,000 | $ 452,000 | $ 0 |
| Sussex County Delaware | 3 | $ 1,549,000 | $ 516,000 | $ 0 |
| Broward County Florida | 3 | $ 1,342,000 | $ 447,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 1,112,000 | $ 370,000 | $ 0 |
| Porter County Indiana | 3 | $ 943,000 | $ 314,000 | $ 0 |
| Johnson County Kansas | 3 | $ 1,114,000 | $ 371,000 | $ 0 |
| Livingston County Michigan | 3 | $ 1,519,000 | $ 506,000 | $ 0 |
| Hillsborough County New Hampshire | 3 | $ 1,488,000 | $ 496,000 | $ 0 |
| Middlesex County New Jersey | 3 | $ 1,178,000 | $ 392,000 | $ 0 |
| Union County New Jersey | 3 | $ 1,094,000 | $ 364,000 | $ 0 |
| Ontario County New York | 3 | $ 1,640,000 | $ 546,000 | $ 0 |
| Iredell County North Carolina | 3 | $ 928,000 | $ 309,000 | $ 0 |
| Cuyahoga County Ohio | 3 | $ 1,339,000 | $ 446,000 | $ 0 |
| Washington County Oregon | 3 | $ 1,383,000 | $ 461,000 | $ 0 |
| Lawrence County Pennsylvania | 3 | $ 85,000 | $ 28,000 | $ 43,000 |
| Denton County Texas | 3 | $ 996,000 | $ 332,000 | $ 0 |
| Harris County Texas | 3 | $ 1,464,000 | $ 488,000 | $ 0 |
| Virginia Beach County Virginia | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Pierce County Washington | 3 | $ 1,598,000 | $ 532,000 | $ 0 |
| Waukesha County Wisconsin | 3 | $ 1,091,000 | $ 363,000 | $ 0 |
| Eagle County Colorado | 2 | $ 1,152,000 | $ 576,000 | $ 0 |
| Garfield County Colorado | 2 | $ 1,059,000 | $ 529,000 | $ 0 |
| Larimer County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Summit County Colorado | 2 | $ 888,000 | $ 444,000 | $ 0 |
| Lee County Florida | 2 | $ 832,000 | $ 416,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 598,000 | $ 299,000 | $ 0 |
| Dawson County Georgia | 2 | $ 1,031,000 | $ 515,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 975,000 | $ 487,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 999,000 | $ 499,000 | $ 0 |
| McHenry County Illinois | 2 | $ 813,000 | $ 406,000 | $ 0 |
| Marion County Indiana | 2 | $ 849,000 | $ 424,000 | $ 0 |
| Carroll County Maryland | 2 | $ 485,000 | $ 242,000 | $ 76,000 |
| Harford County Maryland | 2 | $ 651,000 | $ 325,000 | $ 0 |
| Nantucket County Massachusetts | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Ingham County Michigan | 2 | $ 806,000 | $ 403,000 | $ 0 |
| Lapeer County Michigan | 2 | $ 822,000 | $ 411,000 | $ 0 |
| Washington County Minnesota | 2 | $ 929,000 | $ 464,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 906,000 | $ 453,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 789,000 | $ 394,000 | $ 0 |
| Monroe County New York | 2 | $ 992,000 | $ 496,000 | $ 0 |
| Richmond County New York | 2 | $ 744,000 | $ 372,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 677,000 | $ 338,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 423,000 | $ 211,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 594,000 | $ 297,000 | $ 0 |
| Union County North Carolina | 2 | $ 764,000 | $ 382,000 | $ 0 |
| Summit County Ohio | 2 | $ 688,000 | $ 344,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 971,000 | $ 485,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 863,000 | $ 431,000 | $ 0 |
| Delaware County Pennsylvania | 2 | $ 858,000 | $ 429,000 | $ 0 |
| Somerset County Pennsylvania | 2 | $ 301,000 | $ 150,000 | $ 161,000 |
| Salt Lake County Utah | 2 | $ 752,000 | $ 376,000 | $ 0 |
| Kitsap County Washington | 2 | $ 714,000 | $ 357,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Coconino County Arizona | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Navajo County Arizona | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Pima County Arizona | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Pinal County Arizona | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 637,000 | $ 637,000 | $ 0 |
| El Paso County Colorado | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Weld County Colorado | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 459,000 | $ 459,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 440,000 | $ 440,000 | $ 0 |
| New Castle County Delaware | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Clay County Florida | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Collier County Florida | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Duval County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Nassau County Florida | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Orange County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Chatham County Georgia | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Fannin County Georgia | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Putnam County Georgia | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Maui County Hawaii | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Ada County Idaho | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Blaine County Idaho | 1 | $ 729,000 | $ 729,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Marshall County Indiana | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Dallas County Iowa | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 486,000 | $ 486,000 | $ 0 |
| York County Maine | 1 | $ 561,000 | $ 561,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 480,000 | $ 480,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Emmet County Michigan | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Genesee County Michigan | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Jackson County Michigan | 1 | $ 539,000 | $ 539,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 607,000 | $ 607,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Jackson County Missouri | 1 | $ 611,000 | $ 611,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Douglas County Nevada | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Washoe County Nevada | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Albany County New York | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Essex County New York | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Kings County New York | 1 | $ 590,000 | $ 590,000 | $ 0 |
| New York County New York | 1 | $ 614,000 | $ 614,000 | $ 0 |
| Putnam County New York | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Queens County New York | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Dare County North Carolina | 1 | $ 471,000 | $ 471,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Butler County Ohio | 1 | $ 578,000 | $ 578,000 | $ 0 |
| Licking County Ohio | 1 | $ 53,000 | $ 53,000 | $ 122,000 |
| Pickaway County Ohio | 1 | $ 131,000 | $ 131,000 | $ 116,000 |
| Wagoner County Oklahoma | 1 | $ 357,000 | $ 357,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Jackson County Oregon | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Josephine County Oregon | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Clarion County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 64,000 |
| Bristol County Rhode Island | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 721,000 | $ 721,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
| York County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Bexar County Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Comal County Texas | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 401,000 | $ 401,000 | $ 0 |
| Hays County Texas | 1 | $ 401,000 | $ 401,000 | $ 0 |
| Williamson County Texas | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Davis County Utah | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Summit County Utah | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Utah County Utah | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Grand Isle County Vermont | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Franklin County Virginia | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Goochland County Virginia | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Manassas County Virginia | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Skagit County Washington | 1 | $ 433,000 | $ 433,000 | $ 0 |
| Thurston County Washington | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Yakima County Washington | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Door County Wisconsin | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 0 |
Mortgage Loan Application Detail Totals for Parkvale Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,087 | $534,025,000 | $431,025 | $798,000 | $8,050 | $1,170,000 |
| Home Improvement (one-to-four family) | 849 | $23,750,000 | $27,000 | $236,000 | $47,000 | $330,000 |
| Home Purchase (one-to-four family) | 340 | $66,776,000 | $405,555 | $650,000 | $4,925 | $523,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 16 | $6,352,000 | $397,000 | $1,925,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,087 | $121,414,000 | $268,200 | $720,000 | $129,400 | $1,170,000 |
| Not applicable | 1,125 | $502,473,000 | $432,309 | $1,925,000 | $0 | $0 |
| Black | 33 | $1,836,000 | $165,000 | $355,000 | $90,333 | $331,000 |
| Asian or Pacific Islander | 19 | $1,295,000 | $111,500 | $215,000 | $97,000 | $194,000 |
| Information not provided by applicant in mail or telephone application | 18 | $3,408,000 | $367,500 | $750,000 | $134,000 | $396,000 |
| American Indian or Alaskan Native | 5 | $248,000 | $49,000 | $150,000 | $48,000 | $108,000 |
| Hispanic | 4 | $181,000 | $45,000 | $100,000 | $57,000 | $114,000 |
| Other | 1 | $48,000 | $48,000 | $48,000 | $32,000 | $32,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,281 | $630,639,000 | $418,000 | $1,925,000 | $6,500 | $1,170,000 |
| FHA-insured (Federal Housing Administration) | 11 | $264,000 | $24,000 | $69,000 | $43,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,664 | $104,184,000 | $268,800 | $750,000 | $125,400 | $1,170,000 |
| Loan Purchased By The Institution | 1,111 | $496,816,000 | $433,071 | $798,000 | $0 | $0 |
| Application Denied By Financial Institution | 317 | $12,469,000 | $39,000 | $300,000 | $44,000 | $301,000 |
| Application Withdrawn By Applicant | 147 | $15,013,000 | $282,500 | $1,925,000 | $155,500 | $523,000 |
| Application Approved But Not Accepted | 53 | $2,421,000 | $197,000 | $355,000 | $72,500 | $183,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 112 | $4,178,000 | $37,000 | $208,000 | $46,000 | $301,000 |
| Debt-To-Income Ratio | 95 | $3,198,000 | $33,000 | $300,000 | $30,000 | $101,000 |
| Other | 69 | $3,338,000 | $48,000 | $150,000 | $53,000 | $249,000 |
| Collateral | 31 | $1,466,000 | $47,000 | $195,000 | $56,000 | $103,000 |
| Employment History | 9 | $229,000 | $25,000 | $126,000 | $42,000 | $78,000 |
| Mortgage Insurance Denied | 1 | $60,000 | $60,000 | $60,000 | $17,000 | $17,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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