Parsons Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Parsons Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Parsons Federal Credit Union 100 W Walnut Street Pasadena, CA 91124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 332 |
| Total Mortgage Loan Application Amount | $78,720,000 |
| Average Mortgage Loan Application Amount | $342,200 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $174,200 |
| Highest Applicant Income | $5,720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Parsons Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parsons Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Parsons Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parsons Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Parsons Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parsons Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 52 | $ 24,140,000 | $ 464,000 | $ 318,000 |
| Orange County California | 16 | $ 4,740,000 | $ 296,000 | $ 166,000 |
| San Bernardino County California | 12 | $ 1,730,000 | $ 144,000 | $ 148,000 |
| Fairfax County Virginia | 12 | $ 4,660,000 | $ 388,000 | $ 189,000 |
| Harris County Texas | 8 | $ 730,000 | $ 91,000 | $ 120,000 |
| Maricopa County Arizona | 7 | $ 975,000 | $ 139,000 | $ 156,000 |
| Riverside County California | 7 | $ 995,000 | $ 142,000 | $ 145,000 |
| San Diego County California | 7 | $ 2,355,000 | $ 336,000 | $ 254,000 |
| El Paso County Colorado | 7 | $ 895,000 | $ 127,000 | $ 148,000 |
| Collin County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 211,000 |
| Loudoun County Virginia | 6 | $ 420,000 | $ 70,000 | $ 200,000 |
| Alameda County California | 4 | $ 1,460,000 | $ 365,000 | $ 231,000 |
| Ventura County California | 4 | $ 520,000 | $ 130,000 | $ 211,000 |
| Broward County Florida | 4 | $ 940,000 | $ 235,000 | $ 129,000 |
| Hillsborough County Florida | 4 | $ 310,000 | $ 77,000 | $ 104,000 |
| Mecklenburg County North Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 194,000 |
| Dallas County Texas | 4 | $ 400,000 | $ 100,000 | $ 228,000 |
| Arlington County Virginia | 4 | $ 1,520,000 | $ 380,000 | $ 158,000 |
| Madison County Alabama | 3 | $ 515,000 | $ 171,000 | $ 221,000 |
| Sacramento County California | 3 | $ 435,000 | $ 145,000 | $ 174,000 |
| Palm Beach County Florida | 3 | $ 1,985,000 | $ 661,000 | $ 84,000 |
| Walton County Florida | 3 | $ 435,000 | $ 145,000 | $ 158,000 |
| Montgomery County Maryland | 3 | $ 945,000 | $ 315,000 | $ 179,000 |
| Union County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 137,000 |
| Denton County Texas | 3 | $ 355,000 | $ 118,000 | $ 125,000 |
| Travis County Texas | 3 | $ 705,000 | $ 235,000 | $ 199,000 |
| Napa County California | 2 | $ 210,000 | $ 105,000 | $ 116,000 |
| Arapahoe County Colorado | 2 | $ 610,000 | $ 305,000 | $ 150,000 |
| Broomfield County Colorado | 2 | $ 710,000 | $ 355,000 | $ 170,000 |
| Douglas County Colorado | 2 | $ 490,000 | $ 245,000 | $ 288,000 |
| Escambia County Florida | 2 | $ 250,000 | $ 125,000 | $ 96,000 |
| Miami-Dade County Florida | 2 | $ 190,000 | $ 95,000 | $ 131,000 |
| Orange County Florida | 2 | $ 280,000 | $ 140,000 | $ 123,000 |
| St. Johns County Florida | 2 | $ 70,000 | $ 35,000 | $ 275,000 |
| Cobb County Georgia | 2 | $ 230,000 | $ 115,000 | $ 187,000 |
| Douglas County Georgia | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Forsyth County Georgia | 2 | $ 360,000 | $ 180,000 | $ 183,000 |
| Fulton County Georgia | 2 | $ 170,000 | $ 85,000 | $ 117,000 |
| Ada County Idaho | 2 | $ 510,000 | $ 255,000 | $ 244,000 |
| Cook County Illinois | 2 | $ 160,000 | $ 80,000 | $ 499,000 |
| Johnson County Kansas | 2 | $ 230,000 | $ 115,000 | $ 208,000 |
| Estill County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Baltimore County Maryland | 2 | $ 180,000 | $ 90,000 | $ 101,000 |
| Middlesex County Massachusetts | 2 | $ 510,000 | $ 255,000 | $ 256,000 |
| Ocean County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 92,000 |
| Forsyth County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 141,000 |
| Clackamas County Oregon | 2 | $ 380,000 | $ 190,000 | $ 267,000 |
| Philadelphia County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Greenville County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 134,000 |
| Bexar County Texas | 2 | $ 150,000 | $ 75,000 | $ 173,000 |
| Fort Bend County Texas | 2 | $ 1,350,000 | $ 675,000 | $ 288,000 |
| Rockwall County Texas | 2 | $ 170,000 | $ 85,000 | $ 177,000 |
| Williamson County Texas | 2 | $ 680,000 | $ 340,000 | $ 45,000 |
| Lee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Mobile County Alabama | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Shelby County Alabama | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Pinal County Arizona | 1 | $ 135,000 | $ 135,000 | $ 342,000 |
| Crittenden County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Butte County California | 1 | $ 105,000 | $ 105,000 | $ 195,000 |
| Contra Costa County California | 1 | $ 55,000 | $ 55,000 | $ 252,000 |
| Kern County California | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Placer County California | 1 | $ 105,000 | $ 105,000 | $ 243,000 |
| Santa Barbara County California | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| Santa Cruz County California | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Solano County California | 1 | $ 65,000 | $ 65,000 | $ 199,000 |
| Sonoma County California | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Adams County Colorado | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Boulder County Colorado | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Crowley County Colorado | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Denver County Colorado | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Eagle County Colorado | 1 | $ 275,000 | $ 275,000 | $ 889,000 |
| Jefferson County Colorado | 1 | $ 495,000 | $ 495,000 | $ 357,000 |
| Fairfield County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 232,000 |
| Hartford County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| New Castle County Delaware | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 195,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Polk County Florida | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Sarasota County Florida | 1 | $ 455,000 | $ 455,000 | $ 121,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Fayette County Georgia | 1 | $ 505,000 | $ 505,000 | $ 174,000 |
| Gwinnett County Georgia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Pickens County Georgia | 1 | $ 205,000 | $ 205,000 | $ 449,000 |
| Hendricks County Indiana | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| St. Joseph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 772,000 |
| Jefferson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 236,000 |
| Oldham County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 244,000 |
| Jefferson County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 151,000 |
| Baltimore City County Maryland | 1 | $ 45,000 | $ 45,000 | $ 283,000 |
| Charles County Maryland | 1 | $ 55,000 | $ 55,000 | $ 245,000 |
| Frederick County Maryland | 1 | $ 45,000 | $ 45,000 | $ 134,000 |
| Berkshire County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 171,000 |
| Worcester County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Oakland County Michigan | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Dakota County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 176,000 |
| St. Charles County Missouri | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
| Douglas County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Bergen County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Cape May County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Mercer County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Middlesex County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Monmouth County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 205,000 |
| Morris County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 211,000 |
| Bernalillo County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 311,000 |
| Sandoval County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| Nassau County New York | 1 | $ 115,000 | $ 115,000 | $ 172,000 |
| Queens County New York | 1 | $ 155,000 | $ 155,000 | $ 147,000 |
| Richmond County New York | 1 | $ 505,000 | $ 505,000 | $ 304,000 |
| Suffolk County New York | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Granville County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Henderson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 173,000 |
| Wake County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 197,000 |
| Watauga County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 259,000 |
| Cuyahoga County Ohio | 1 | $ 155,000 | $ 155,000 | $ 193,000 |
| Franklin County Ohio | 1 | $ 145,000 | $ 145,000 | $ 173,000 |
| Richland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Westmoreland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 190,000 |
| Aiken County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Beaufort County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 180,000 |
| Charleston County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 175,000 |
| Florence County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 31,000 |
| Walworth County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 216,000 |
| Blount County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Davidson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Ellis County Texas | 1 | $ 115,000 | $ 115,000 | $ 210,000 |
| Hopkins County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Montgomery County Texas | 1 | $ 105,000 | $ 105,000 | $ 288,000 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Tarrant County Texas | 1 | $ 355,000 | $ 355,000 | $ 232,000 |
| Utah County Utah | 1 | $ 125,000 | $ 125,000 | $ 222,000 |
| Weber County Utah | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Botetourt County Virginia | 1 | $ 435,000 | $ 435,000 | $ 170,000 |
| Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 235,000 |
| Fauquier County Virginia | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Frederick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Louisa County Virginia | 1 | $ 125,000 | $ 125,000 | $ 283,000 |
| Prince William County Virginia | 1 | $ 285,000 | $ 285,000 | $ 307,000 |
| Spotsylvania County Virginia | 1 | $ 405,000 | $ 405,000 | $ 520,000 |
| King County Washington | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Parsons Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 192 | $32,960,000 | $171,000 | $505,000 | $213,000 | $5,720,000 |
| Other Purpose | 79 | $12,445,000 | $157,000 | $505,000 | $187,000 | $911,000 |
| Home Purchase | 44 | $27,270,000 | $619,000 | $12,005,000 | $175,000 | $520,000 |
| Refinancing | 12 | $3,810,000 | $317,000 | $1,465,000 | $173,000 | $701,000 |
| Cash-out Refinancing | 5 | $2,235,000 | $447,000 | $755,000 | $123,000 | $188,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 160 | $43,250,000 | $270,000 | $12,005,000 | $180,000 | $889,000 |
| Not Provided | 75 | $18,475,000 | $246,000 | $1,465,000 | $200,000 | $701,000 |
| Hispanic | 27 | $3,585,000 | $132,000 | $415,000 | $151,000 | $322,000 |
| Black or African American | 25 | $3,245,000 | $129,000 | $405,000 | $366,000 | $5,720,000 |
| Asian | 11 | $2,695,000 | $245,000 | $505,000 | $187,000 | $303,000 |
| American Indian or Alaskan Native | 3 | $115,000 | $38,000 | $55,000 | $106,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 332 | $78,720,000 | $237,000 | $12,005,000 | $199,000 | $5,720,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 228 | $53,140,000 | $233,000 | $12,005,000 | $183,000 | $889,000 |
| Application Withdrawn By Applicant | 45 | $12,495,000 | $277,000 | $1,465,000 | $315,000 | $5,720,000 |
| Application Denied By Financial Institution | 32 | $8,030,000 | $250,000 | $1,295,000 | $182,000 | $600,000 |
| File Closed For Incompleteness | 27 | $5,055,000 | $187,000 | $685,000 | $163,000 | $512,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 300 | $70,690,000 | $235,000 | $12,005,000 | $201,000 | $5,720,000 |
| Credit History | 12 | $3,170,000 | $264,000 | $1,295,000 | $203,000 | $600,000 |
| Debt-To-Income Ratio | 7 | $1,365,000 | $195,000 | $475,000 | $160,000 | $529,000 |
| Collateral | 6 | $660,000 | $110,000 | $205,000 | $168,000 | $245,000 |
| Other | 4 | $2,200,000 | $550,000 | $1,205,000 | $175,000 | $449,000 |
| Employment History | 2 | $390,000 | $195,000 | $215,000 | $212,000 | $275,000 |
| Unverifiable Information | 1 | $245,000 | $245,000 | $245,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parsons Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parsons Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.