Partners Financial Federal C U
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Partners Financial Federal C U 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Partners Financial Federal C U 1200 New York Avenue Glen Allen, VA 23060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2004 |
| Total Number of Mortgage Applications | 149 |
| Total Mortgage Loan Application Amount | $4,327,000 |
| Average Mortgage Loan Application Amount | $82,666 |
| Highest Mortgage Loan Application Amount | $300,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $261,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Partners Financial Federal C U. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Partners Financial Federal C U's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Partners Financial Federal C U's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Partners Financial Federal C U serves its applicants.
Each category highlights the total number of mortgage applications processed by Partners Financial Federal C U, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Partners Financial Federal C U's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 41 | $ 1,244,000 | $ 30,000 | $ 63,000 |
| Chesterfield County Virginia | 31 | $ 987,000 | $ 31,000 | $ 77,000 |
| Hanover County Virginia | 13 | $ 508,000 | $ 39,000 | $ 93,000 |
| Richmond City County Virginia | 9 | $ 408,000 | $ 45,000 | $ 44,000 |
| Powhatan County Virginia | 4 | $ 265,000 | $ 66,000 | $ 106,000 |
| Caroline County Virginia | 3 | $ 15,000 | $ 5,000 | $ 49,000 |
| Dinwiddie County Virginia | 3 | $ 36,000 | $ 12,000 | $ 48,000 |
| Prince George County Virginia | 3 | $ 28,000 | $ 9,000 | $ 42,000 |
| Baltimore County Maryland | 2 | $ 25,000 | $ 12,000 | $ 96,000 |
| Mecklenburg County North Carolina | 2 | $ 21,000 | $ 10,000 | $ 50,000 |
| Colonial Heights County Virginia | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Goochland County Virginia | 2 | $ 14,000 | $ 7,000 | $ 74,000 |
| Louisa County Virginia | 2 | $ 22,000 | $ 11,000 | $ 83,000 |
| New Kent County Virginia | 2 | $ 19,000 | $ 9,000 | $ 50,000 |
| Newport News County Virginia | 2 | $ 12,000 | $ 6,000 | $ 70,000 |
| Petersburg County Virginia | 2 | $ 21,000 | $ 10,000 | $ 69,000 |
| San Bernardino County California | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Duval County Florida | 1 | $ 6,000 | $ 6,000 | $ 36,000 |
| Gwinnett County Georgia | 1 | $ 7,000 | $ 7,000 | $ 85,000 |
| Mason County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 52,000 |
| Carroll County Maryland | 1 | $ 2,000 | $ 2,000 | $ 28,000 |
| Queen Anne's County Maryland | 1 | $ 6,000 | $ 6,000 | $ 82,000 |
| Washington County Maryland | 1 | $ 2,000 | $ 2,000 | $ 31,000 |
| Dillon County South Carolina | 1 | $ 12,000 | $ 12,000 | $ 31,000 |
| Florence County South Carolina | 1 | $ 2,000 | $ 2,000 | $ 46,000 |
| Alleghany County Virginia | 1 | $ 7,000 | $ 7,000 | $ 68,000 |
| Amelia County Virginia | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Botetourt County Virginia | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| Carroll County Virginia | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Charles City County Virginia | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Chesapeake County Virginia | 1 | $ 16,000 | $ 16,000 | $ 115,000 |
| Cumberland County Virginia | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Franklin County Virginia | 1 | $ 3,000 | $ 3,000 | $ 68,000 |
| Loudoun County Virginia | 1 | $ 10,000 | $ 10,000 | $ 110,000 |
| Martinsville County Virginia | 1 | $ 9,000 | $ 9,000 | $ 36,000 |
| Mathews County Virginia | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Russell County Virginia | 1 | $ 13,000 | $ 13,000 | $ 61,000 |
| Spotsylvania County Virginia | 1 | $ 2,000 | $ 2,000 | $ 40,000 |
| Sussex County Virginia | 1 | $ 8,000 | $ 8,000 | $ 53,000 |
| Washington County Virginia | 1 | $ 13,000 | $ 13,000 | $ 82,000 |
| Wythe County Virginia | 1 | $ 50,000 | $ 50,000 | $ 162,000 |
| Mineral County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Partners Financial Federal C U in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 122 | $1,150,000 | $9,000 | $165,000 | $63,000 | $179,000 |
| Refinancing | 22 | $2,559,000 | $116,000 | $300,000 | $100,000 | $261,000 |
| Home Purchase | 5 | $618,000 | $123,000 | $184,000 | $62,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 67 | $2,224,000 | $33,000 | $219,000 | $71,000 | $261,000 |
| Black or African American | 48 | $1,157,000 | $24,000 | $225,000 | $65,000 | $176,000 |
| Not Provided | 28 | $258,000 | $9,000 | $20,000 | $68,000 | $179,000 |
| Hispanic | 5 | $388,000 | $77,000 | $184,000 | $36,000 | $68,000 |
| Asian | 1 | $300,000 | $300,000 | $300,000 | $169,000 | $169,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 149 | $4,327,000 | $29,000 | $300,000 | $68,000 | $261,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 97 | $2,385,000 | $24,000 | $219,000 | $73,000 | $261,000 |
| Application Denied By Financial Institution | 27 | $643,000 | $23,000 | $225,000 | $53,000 | $135,000 |
| Application Withdrawn By Applicant | 22 | $801,000 | $36,000 | $300,000 | $70,000 | $169,000 |
| File Closed For Incompleteness | 2 | $314,000 | $157,000 | $184,000 | $39,000 | $49,000 |
| Application Approved But Not Accepted | 1 | $184,000 | $184,000 | $184,000 | $31,000 | $31,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 17 | $115,000 | $6,000 | $20,000 | $45,000 | $77,000 |
| Credit History | 7 | $108,000 | $15,000 | $75,000 | $72,000 | $135,000 |
| Other | 3 | $420,000 | $140,000 | $225,000 | $59,000 | $96,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Partners Financial Federal C U's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Partners Financial Federal C U's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.