Patelco Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Patelco Credit Union 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Patelco Credit Union 5499 Sunrise Blvd Citrus Heights, CA 95610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,966 |
| Total Mortgage Loan Application Amount | $790,908,000 |
| Average Mortgage Loan Application Amount | $170,787 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $99,181 |
| Highest Applicant Income | $1,878,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Patelco Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Patelco Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Patelco Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Patelco Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Patelco Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Patelco Credit Union's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 780 | $ 123,075,000 | $ 157,000 | $ 126,000 |
| Sacramento County California | 687 | $ 79,893,000 | $ 116,000 | $ 81,000 |
| Alameda County California | 561 | $ 91,889,000 | $ 163,000 | $ 98,000 |
| Solano County California | 242 | $ 34,802,000 | $ 143,000 | $ 83,000 |
| San Mateo County California | 229 | $ 31,515,000 | $ 137,000 | $ 99,000 |
| Placer County California | 168 | $ 27,079,000 | $ 161,000 | $ 107,000 |
| Sonoma County California | 163 | $ 19,477,000 | $ 119,000 | $ 77,000 |
| San Francisco County California | 158 | $ 34,380,000 | $ 217,000 | $ 111,000 |
| San Joaquin County California | 158 | $ 23,933,000 | $ 151,000 | $ 108,000 |
| Santa Clara County California | 139 | $ 23,664,000 | $ 170,000 | $ 106,000 |
| Stanislaus County California | 80 | $ 9,319,000 | $ 116,000 | $ 68,000 |
| Merced County California | 69 | $ 8,420,000 | $ 122,000 | $ 92,000 |
| Kern County California | 66 | $ 5,926,000 | $ 89,000 | $ 69,000 |
| Maricopa County Arizona | 56 | $ 7,810,000 | $ 139,000 | $ 94,000 |
| El Dorado County California | 54 | $ 9,675,000 | $ 179,000 | $ 164,000 |
| Marin County California | 51 | $ 7,339,000 | $ 143,000 | $ 97,000 |
| Fresno County California | 38 | $ 4,892,000 | $ 128,000 | $ 82,000 |
| Los Angeles County California | 37 | $ 6,600,000 | $ 178,000 | $ 104,000 |
| Humboldt County California | 36 | $ 3,697,000 | $ 102,000 | $ 66,000 |
| Yolo County California | 34 | $ 4,170,000 | $ 122,000 | $ 82,000 |
| Cook County Illinois | 31 | $ 3,641,000 | $ 117,000 | $ 120,000 |
| Clark County Nevada | 30 | $ 4,258,000 | $ 141,000 | $ 95,000 |
| Santa Cruz County California | 29 | $ 3,645,000 | $ 125,000 | $ 103,000 |
| Riverside County California | 27 | $ 4,334,000 | $ 160,000 | $ 134,000 |
| San Diego County California | 27 | $ 6,535,000 | $ 242,000 | $ 103,000 |
| Napa County California | 24 | $ 2,813,000 | $ 117,000 | $ 96,000 |
| Palm Beach County Florida | 22 | $ 3,295,000 | $ 149,000 | $ 110,000 |
| Lake County California | 20 | $ 2,086,000 | $ 104,000 | $ 80,000 |
| Orange County California | 19 | $ 3,767,000 | $ 198,000 | $ 97,000 |
| Sutter County California | 18 | $ 2,220,000 | $ 123,000 | $ 78,000 |
| Butte County California | 16 | $ 1,713,000 | $ 107,000 | $ 73,000 |
| San Bernardino County California | 15 | $ 1,812,000 | $ 120,000 | $ 82,000 |
| Orange County Florida | 15 | $ 1,377,000 | $ 91,000 | $ 80,000 |
| Calaveras County California | 14 | $ 2,135,000 | $ 152,000 | $ 83,000 |
| Amador County California | 13 | $ 1,523,000 | $ 117,000 | $ 67,000 |
| Madera County California | 13 | $ 1,267,000 | $ 97,000 | $ 65,000 |
| Nevada County California | 13 | $ 3,195,000 | $ 245,000 | $ 127,000 |
| Tuolumne County California | 13 | $ 1,404,000 | $ 108,000 | $ 80,000 |
| Yuba County California | 12 | $ 1,333,000 | $ 111,000 | $ 90,000 |
| Washoe County Nevada | 12 | $ 2,549,000 | $ 212,000 | $ 103,000 |
| Broward County Florida | 11 | $ 1,910,000 | $ 173,000 | $ 198,000 |
| Lake County Illinois | 11 | $ 1,107,000 | $ 100,000 | $ 68,000 |
| King County Washington | 11 | $ 1,590,000 | $ 144,000 | $ 73,000 |
| Mendocino County California | 10 | $ 1,301,000 | $ 130,000 | $ 76,000 |
| Pasco County Florida | 10 | $ 1,654,000 | $ 165,000 | $ 60,000 |
| Pima County Arizona | 7 | $ 770,000 | $ 110,000 | $ 327,000 |
| Monterey County California | 7 | $ 515,000 | $ 73,000 | $ 87,000 |
| San Luis Obispo County California | 6 | $ 651,000 | $ 108,000 | $ 115,000 |
| Shasta County California | 6 | $ 519,000 | $ 86,000 | $ 72,000 |
| Lyon County Nevada | 6 | $ 908,000 | $ 151,000 | $ 69,000 |
| Clark County Washington | 6 | $ 642,000 | $ 107,000 | $ 73,000 |
| Mohave County Arizona | 5 | $ 490,000 | $ 98,000 | $ 68,000 |
| Kings County California | 5 | $ 822,000 | $ 164,000 | $ 76,000 |
| San Benito County California | 5 | $ 925,000 | $ 185,000 | $ 165,000 |
| Tehama County California | 5 | $ 460,000 | $ 92,000 | $ 79,000 |
| Tulare County California | 5 | $ 550,000 | $ 110,000 | $ 53,000 |
| Miami-Dade County Florida | 5 | $ 493,000 | $ 98,000 | $ 86,000 |
| Tarrant County Texas | 5 | $ 592,000 | $ 118,000 | $ 60,000 |
| Colusa County California | 4 | $ 648,000 | $ 162,000 | $ 67,000 |
| Mariposa County California | 4 | $ 419,000 | $ 104,000 | $ 66,000 |
| Hillsborough County Florida | 4 | $ 805,000 | $ 201,000 | $ 109,000 |
| Lake County Florida | 4 | $ 345,000 | $ 86,000 | $ 66,000 |
| Lee County Florida | 4 | $ 855,000 | $ 213,000 | $ 94,000 |
| Pinellas County Florida | 4 | $ 1,739,000 | $ 434,000 | $ 513,000 |
| Seminole County Florida | 4 | $ 622,000 | $ 155,000 | $ 86,000 |
| Jackson County Oregon | 4 | $ 532,000 | $ 133,000 | $ 96,000 |
| Multnomah County Oregon | 4 | $ 620,000 | $ 155,000 | $ 62,000 |
| Washington County Oregon | 4 | $ 658,000 | $ 164,000 | $ 85,000 |
| Pinal County Arizona | 3 | $ 153,000 | $ 51,000 | $ 48,000 |
| Del Norte County California | 3 | $ 177,000 | $ 59,000 | $ 71,000 |
| Plumas County California | 3 | $ 424,000 | $ 141,000 | $ 107,000 |
| Santa Barbara County California | 3 | $ 120,000 | $ 40,000 | $ 53,000 |
| Trinity County California | 3 | $ 126,000 | $ 42,000 | $ 37,000 |
| Ventura County California | 3 | $ 325,000 | $ 108,000 | $ 155,000 |
| Alachua County Florida | 3 | $ 472,000 | $ 157,000 | $ 101,000 |
| Clay County Florida | 3 | $ 402,000 | $ 134,000 | $ 92,000 |
| Collier County Florida | 3 | $ 940,000 | $ 313,000 | $ 406,000 |
| Martin County Florida | 3 | $ 208,000 | $ 69,000 | $ 87,000 |
| Polk County Florida | 3 | $ 210,000 | $ 70,000 | $ 48,000 |
| Cobb County Georgia | 3 | $ 386,000 | $ 128,000 | $ 49,000 |
| DuPage County Illinois | 3 | $ 128,000 | $ 42,000 | $ 84,000 |
| McHenry County Illinois | 3 | $ 557,000 | $ 185,000 | $ 81,000 |
| Vermilion County Illinois | 3 | $ 146,000 | $ 48,000 | $ 46,000 |
| Middlesex County New Jersey | 3 | $ 1,116,000 | $ 372,000 | $ 84,000 |
| Harris County Texas | 3 | $ 397,000 | $ 132,000 | $ 175,000 |
| Kitsap County Washington | 3 | $ 462,000 | $ 154,000 | $ 107,000 |
| Pierce County Washington | 3 | $ 283,000 | $ 94,000 | $ 151,000 |
| Coconino County Arizona | 2 | $ 105,000 | $ 52,000 | $ 40,000 |
| Navajo County Arizona | 2 | $ 89,000 | $ 44,000 | $ 41,000 |
| Siskiyou County California | 2 | $ 195,000 | $ 97,000 | $ 54,000 |
| Adams County Colorado | 2 | $ 130,000 | $ 65,000 | $ 90,000 |
| Brevard County Florida | 2 | $ 496,000 | $ 248,000 | $ 167,000 |
| Hernando County Florida | 2 | $ 311,000 | $ 155,000 | $ 118,000 |
| Leon County Florida | 2 | $ 200,000 | $ 100,000 | $ 158,000 |
| Marion County Florida | 2 | $ 268,000 | $ 134,000 | $ 53,000 |
| Sarasota County Florida | 2 | $ 75,000 | $ 37,000 | $ 77,000 |
| St. Lucie County Florida | 2 | $ 275,000 | $ 137,000 | $ 98,000 |
| Douglas County Georgia | 2 | $ 297,000 | $ 148,000 | $ 58,000 |
| Gwinnett County Georgia | 2 | $ 239,000 | $ 119,000 | $ 37,000 |
| Boone County Illinois | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Kane County Illinois | 2 | $ 112,000 | $ 56,000 | $ 49,000 |
| Sangamon County Illinois | 2 | $ 20,000 | $ 10,000 | $ 46,000 |
| Will County Illinois | 2 | $ 393,000 | $ 196,000 | $ 80,000 |
| Frederick County Maryland | 2 | $ 438,000 | $ 219,000 | $ 38,000 |
| Jackson County Missouri | 2 | $ 425,000 | $ 212,000 | $ 52,000 |
| Tioga County New York | 2 | $ 90,000 | $ 45,000 | $ 441,000 |
| Ulster County New York | 2 | $ 252,000 | $ 126,000 | $ 68,000 |
| Buncombe County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 54,000 |
| Mecklenburg County North Carolina | 2 | $ 433,000 | $ 216,000 | $ 140,000 |
| Spokane County Washington | 2 | $ 122,000 | $ 61,000 | $ 112,000 |
| Coffee County Alabama | 1 | $ 82,000 | $ 82,000 | $ 70,000 |
| Graham County Arizona | 1 | $ 124,000 | $ 124,000 | $ 30,000 |
| Yuma County Arizona | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Glenn County California | 1 | $ 117,000 | $ 117,000 | $ 96,000 |
| Inyo County California | 1 | $ 104,000 | $ 104,000 | $ 105,000 |
| Modoc County California | 1 | $ 720,000 | $ 720,000 | $ 144,000 |
| Broomfield County Colorado | 1 | $ 69,000 | $ 69,000 | $ 78,000 |
| Chaffee County Colorado | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Denver County Colorado | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Douglas County Colorado | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Fremont County Colorado | 1 | $ 92,000 | $ 92,000 | $ 21,000 |
| La Plata County Colorado | 1 | $ 244,000 | $ 244,000 | $ 87,000 |
| Larimer County Colorado | 1 | $ 259,000 | $ 259,000 | $ 54,000 |
| Pueblo County Colorado | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Teller County Colorado | 1 | $ 190,000 | $ 190,000 | $ 34,000 |
| District of Columbia County District Of Columbia | 1 | $ 108,000 | $ 108,000 | $ 188,000 |
| Okaloosa County Florida | 1 | $ 517,000 | $ 517,000 | $ 116,000 |
| Osceola County Florida | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Volusia County Florida | 1 | $ 94,000 | $ 94,000 | $ 104,000 |
| Dougherty County Georgia | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Maui County Hawaii | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Kootenai County Idaho | 1 | $ 137,000 | $ 137,000 | $ 83,000 |
| Hamilton County Illinois | 1 | $ 43,000 | $ 43,000 | $ 63,000 |
| Jefferson County Illinois | 1 | $ 8,000 | $ 8,000 | $ 44,000 |
| Perry County Illinois | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Starke County Indiana | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Johnson County Kansas | 1 | $ 280,000 | $ 280,000 | $ 119,000 |
| Wyandotte County Kansas | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Livingston County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 11,000 |
| Orleans County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 57,000 |
| Middlesex County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Lee County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Cole County Missouri | 1 | $ 86,000 | $ 86,000 | $ 41,000 |
| Franklin County Missouri | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| St. Louis County Missouri | 1 | $ 396,000 | $ 396,000 | $ 115,000 |
| Douglas County Nebraska | 1 | $ 229,000 | $ 229,000 | $ 94,000 |
| Scotts Bluff County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Carson City County Nevada | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
| Douglas County Nevada | 1 | $ 317,000 | $ 317,000 | $ 55,000 |
| Elko County Nevada | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Nye County Nevada | 1 | $ 131,000 | $ 131,000 | $ 31,000 |
| Atlantic County New Jersey | 1 | $ 232,000 | $ 232,000 | $ 64,000 |
| Sussex County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 166,000 |
| Bernalillo County New Mexico | 1 | $ 194,000 | $ 194,000 | $ 103,000 |
| Valencia County New Mexico | 1 | $ 183,000 | $ 183,000 | $ 235,000 |
| New York County New York | 1 | $ 309,000 | $ 309,000 | $ 84,000 |
| Durham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Cuyahoga County Ohio | 1 | $ 271,000 | $ 271,000 | $ 99,000 |
| Mahoning County Ohio | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Jackson County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Muskogee County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 142,000 |
| Benton County Oregon | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Clackamas County Oregon | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Coos County Oregon | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Lane County Oregon | 1 | $ 90,000 | $ 90,000 | $ 223,000 |
| Marion County Oregon | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
| Columbia County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 18,000 |
| Carter County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Collin County Texas | 1 | $ 246,000 | $ 246,000 | $ 85,000 |
| Galveston County Texas | 1 | $ 44,000 | $ 44,000 | $ 204,000 |
| Hood County Texas | 1 | $ 93,000 | $ 93,000 | $ 77,000 |
| Summit County Utah | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Fairfax County Virginia | 1 | $ 560,000 | $ 560,000 | $ 538,000 |
| Williamsburg County Virginia | 1 | $ 220,000 | $ 220,000 | $ 106,000 |
| Chelan County Washington | 1 | $ 29,000 | $ 29,000 | $ 132,000 |
| Mason County Washington | 1 | $ 193,000 | $ 193,000 | $ 62,000 |
| Thurston County Washington | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| Whatcom County Washington | 1 | $ 204,000 | $ 204,000 | $ 51,000 |
| Columbia County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 34,000 |
| Florence County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 322,000 |
| Waukesha County Wisconsin | 1 | $ 281,000 | $ 281,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Patelco Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,746 | $188,415,000 | $46,625 | $677,000 | $86,000 | $1,500,000 |
| Refinancing | 1,127 | $310,202,000 | $168,791 | $923,000 | $122,833 | $1,839,000 |
| Home Purchase | 1,093 | $292,291,000 | $201,411 | $1,500,000 | $85,588 | $1,878,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,046 | $340,193,000 | $163,750 | $1,500,000 | $86,535 | $1,878,000 |
| White | 1,583 | $226,672,000 | $177,766 | $1,300,000 | $96,800 | $1,440,000 |
| Asian | 443 | $83,462,000 | $227,250 | $860,000 | $99,000 | $1,860,000 |
| Hispanic | 405 | $60,517,000 | $162,750 | $880,000 | $60,000 | $1,440,000 |
| Black or African American | 363 | $61,358,000 | $180,266 | $700,000 | $95,933 | $1,464,000 |
| Native Hawaiian or Other Pacific Islander | 86 | $12,902,000 | $212,333 | $480,000 | $70,333 | $254,000 |
| American Indian or Alaskan Native | 40 | $5,804,000 | $145,250 | $480,000 | $73,500 | $520,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,966 | $790,908,000 | $174,157 | $1,500,000 | $92,736 | $1,878,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,723 | $386,071,000 | $149,620 | $1,500,000 | $92,379 | $1,428,000 |
| Application Withdrawn By Applicant | 1,270 | $237,462,000 | $189,187 | $1,300,000 | $97,375 | $1,860,000 |
| Application Denied By Financial Institution | 798 | $108,256,000 | $178,545 | $1,160,000 | $77,727 | $1,224,000 |
| Application Approved But Not Accepted | 127 | $39,907,000 | $215,777 | $1,200,000 | $98,555 | $1,878,000 |
| Preapproval Approved but not Accepted | 48 | $19,212,000 | $400,000 | $800,000 | $128,000 | $1,187,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 308 | $44,073,000 | $179,555 | $1,160,000 | $78,777 | $1,224,000 |
| Debt-To-Income Ratio | 252 | $42,338,000 | $181,285 | $570,000 | $44,000 | $180,000 |
| Collateral | 160 | $12,774,000 | $49,166 | $416,000 | $53,166 | $864,000 |
| Other | 76 | $8,662,000 | $194,800 | $500,000 | $180,600 | $1,045,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $409,000 | $204,000 | $270,000 | $104,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Patelco Credit Union's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Patelco Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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