Patelco Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Patelco Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Patelco Credit Union 5050 Hopyard Road Dublin, CA 94588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,010 |
| Total Mortgage Loan Application Amount | $820,970,000 |
| Average Mortgage Loan Application Amount | $254,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $123,333 |
| Highest Applicant Income | $2,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Patelco Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Patelco Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Patelco Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Patelco Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Patelco Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Patelco Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 505 | $ 146,131,000 | $ 289,000 | $ 130,000 |
| Alameda County California | 496 | $ 136,210,000 | $ 274,000 | $ 127,000 |
| Sacramento County California | 275 | $ 47,558,000 | $ 172,000 | $ 96,000 |
| San Mateo County California | 252 | $ 89,451,000 | $ 354,000 | $ 140,000 |
| San Francisco County California | 211 | $ 80,234,000 | $ 380,000 | $ 144,000 |
| Santa Clara County California | 183 | $ 66,211,000 | $ 361,000 | $ 155,000 |
| Sonoma County California | 133 | $ 34,354,000 | $ 258,000 | $ 117,000 |
| Placer County California | 118 | $ 27,264,000 | $ 231,000 | $ 129,000 |
| Solano County California | 86 | $ 15,835,000 | $ 184,000 | $ 101,000 |
| Marin County California | 62 | $ 27,812,000 | $ 448,000 | $ 179,000 |
| San Joaquin County California | 51 | $ 10,218,000 | $ 200,000 | $ 108,000 |
| El Dorado County California | 44 | $ 12,950,000 | $ 294,000 | $ 125,000 |
| Santa Cruz County California | 38 | $ 10,536,000 | $ 277,000 | $ 127,000 |
| Los Angeles County California | 29 | $ 9,424,000 | $ 324,000 | $ 158,000 |
| Cook County Illinois | 25 | $ 4,090,000 | $ 163,000 | $ 101,000 |
| San Diego County California | 23 | $ 6,004,000 | $ 261,000 | $ 141,000 |
| Stanislaus County California | 22 | $ 2,506,000 | $ 113,000 | $ 117,000 |
| Merced County California | 18 | $ 2,715,000 | $ 150,000 | $ 96,000 |
| Maricopa County Arizona | 16 | $ 1,508,000 | $ 94,000 | $ 135,000 |
| Napa County California | 16 | $ 5,617,000 | $ 351,000 | $ 147,000 |
| Calaveras County California | 12 | $ 2,093,000 | $ 174,000 | $ 133,000 |
| Monterey County California | 12 | $ 3,769,000 | $ 314,000 | $ 103,000 |
| Clark County Nevada | 12 | $ 1,654,000 | $ 137,000 | $ 101,000 |
| Humboldt County California | 10 | $ 1,658,000 | $ 165,000 | $ 88,000 |
| Nevada County California | 10 | $ 1,629,000 | $ 162,000 | $ 133,000 |
| Orange County California | 10 | $ 2,974,000 | $ 297,000 | $ 159,000 |
| Yolo County California | 10 | $ 2,453,000 | $ 245,000 | $ 82,000 |
| Lake County Illinois | 9 | $ 2,029,000 | $ 225,000 | $ 129,000 |
| Multnomah County Oregon | 9 | $ 3,829,000 | $ 425,000 | $ 148,000 |
| Riverside County California | 8 | $ 1,341,000 | $ 167,000 | $ 79,000 |
| Fresno County California | 7 | $ 959,000 | $ 137,000 | $ 76,000 |
| Kern County California | 7 | $ 992,000 | $ 141,000 | $ 91,000 |
| Washoe County Nevada | 7 | $ 970,000 | $ 138,000 | $ 121,000 |
| Miami-Dade County Florida | 6 | $ 572,000 | $ 95,000 | $ 101,000 |
| Lake County California | 5 | $ 938,000 | $ 187,000 | $ 115,000 |
| Mendocino County California | 5 | $ 1,829,000 | $ 365,000 | $ 82,000 |
| Collin County Texas | 5 | $ 918,000 | $ 183,000 | $ 127,000 |
| King County Washington | 5 | $ 1,230,000 | $ 246,000 | $ 97,000 |
| Amador County California | 4 | $ 552,000 | $ 138,000 | $ 261,000 |
| Butte County California | 4 | $ 837,000 | $ 209,000 | $ 83,000 |
| San Luis Obispo County California | 4 | $ 1,746,000 | $ 436,000 | $ 148,000 |
| Shasta County California | 4 | $ 1,063,000 | $ 265,000 | $ 126,000 |
| Tulare County California | 4 | $ 597,000 | $ 149,000 | $ 57,000 |
| DeKalb County Georgia | 4 | $ 225,000 | $ 56,000 | $ 70,000 |
| Orleans County Louisiana | 4 | $ 1,038,000 | $ 259,000 | $ 113,000 |
| Clackamas County Oregon | 4 | $ 821,000 | $ 205,000 | $ 80,000 |
| Salt Lake County Utah | 4 | $ 916,000 | $ 229,000 | $ 167,000 |
| Kenai Peninsula County Alaska | 3 | $ 1,072,000 | $ 357,000 | $ 110,000 |
| Siskiyou County California | 3 | $ 803,000 | $ 267,000 | $ 101,000 |
| Tuolumne County California | 3 | $ 221,000 | $ 73,000 | $ 120,000 |
| Hartford County Connecticut | 3 | $ 610,000 | $ 203,000 | $ 133,000 |
| Palm Beach County Florida | 3 | $ 594,000 | $ 198,000 | $ 146,000 |
| Hawaii County Hawaii | 3 | $ 965,000 | $ 321,000 | $ 223,000 |
| DuPage County Illinois | 3 | $ 1,177,000 | $ 392,000 | $ 177,000 |
| McHenry County Illinois | 3 | $ 413,000 | $ 137,000 | $ 86,000 |
| Montgomery County Maryland | 3 | $ 646,000 | $ 215,000 | $ 103,000 |
| Missoula County Montana | 3 | $ 309,000 | $ 103,000 | $ 27,000 |
| Linn County Oregon | 3 | $ 384,000 | $ 128,000 | $ 103,000 |
| Fort Bend County Texas | 3 | $ 900,000 | $ 300,000 | $ 168,000 |
| Washington County Utah | 3 | $ 284,000 | $ 94,000 | $ 106,000 |
| Clark County Washington | 3 | $ 476,000 | $ 158,000 | $ 140,000 |
| Navajo County Arizona | 2 | $ 92,000 | $ 46,000 | $ 39,000 |
| Pima County Arizona | 2 | $ 392,000 | $ 196,000 | $ 107,000 |
| Yuba County California | 2 | $ 251,000 | $ 125,000 | $ 101,000 |
| Arapahoe County Colorado | 2 | $ 408,000 | $ 204,000 | $ 192,000 |
| El Paso County Colorado | 2 | $ 446,000 | $ 223,000 | $ 44,000 |
| New Castle County Delaware | 2 | $ 334,000 | $ 167,000 | $ 92,000 |
| District of Columbia County District Of Columbia | 2 | $ 788,000 | $ 394,000 | $ 152,000 |
| Collier County Florida | 2 | $ 521,000 | $ 260,000 | $ 135,000 |
| Orange County Florida | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Fulton County Georgia | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Rockdale County Georgia | 2 | $ 372,000 | $ 186,000 | $ 114,000 |
| Honolulu County Hawaii | 2 | $ 887,000 | $ 443,000 | $ 174,000 |
| Johnson County Kansas | 2 | $ 413,000 | $ 206,000 | $ 146,000 |
| Baltimore County Maryland | 2 | $ 930,000 | $ 465,000 | $ 180,000 |
| Essex County Massachusetts | 2 | $ 731,000 | $ 365,000 | $ 117,000 |
| Ramsey County Minnesota | 2 | $ 384,000 | $ 192,000 | $ 75,000 |
| St. Louis County Minnesota | 2 | $ 149,000 | $ 74,000 | $ 32,000 |
| Flathead County Montana | 2 | $ 334,000 | $ 167,000 | $ 87,000 |
| Carson City County Nevada | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Lyon County Nevada | 2 | $ 86,000 | $ 43,000 | $ 65,000 |
| Burlington County New Jersey | 2 | $ 406,000 | $ 203,000 | $ 92,000 |
| Essex County New Jersey | 2 | $ 862,000 | $ 431,000 | $ 277,000 |
| Morris County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 139,000 |
| Bernalillo County New Mexico | 2 | $ 251,000 | $ 125,000 | $ 161,000 |
| Santa Fe County New Mexico | 2 | $ 825,000 | $ 412,000 | $ 194,000 |
| Erie County New York | 2 | $ 336,000 | $ 168,000 | $ 115,000 |
| New York County New York | 2 | $ 845,000 | $ 422,000 | $ 202,000 |
| Philadelphia County Pennsylvania | 2 | $ 142,000 | $ 71,000 | $ 55,000 |
| Harris County Texas | 2 | $ 426,000 | $ 213,000 | $ 98,000 |
| Hidalgo County Texas | 2 | $ 454,000 | $ 227,000 | $ 140,000 |
| York County Virginia | 2 | $ 222,000 | $ 111,000 | $ 204,000 |
| Snohomish County Washington | 2 | $ 496,000 | $ 248,000 | $ 68,000 |
| Thurston County Washington | 2 | $ 143,000 | $ 71,000 | $ 58,000 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Anchorage County Alaska | 1 | $ 560,000 | $ 560,000 | $ 360,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Yuma County Arizona | 1 | $ 261,000 | $ 261,000 | $ 52,000 |
| Pulaski County Arkansas | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Colusa County California | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Glenn County California | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Lassen County California | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Mono County California | 1 | $ 114,000 | $ 114,000 | $ 23,000 |
| San Benito County California | 1 | $ 630,000 | $ 630,000 | $ 178,000 |
| San Bernardino County California | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Santa Barbara County California | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Sutter County California | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Tehama County California | 1 | $ 112,000 | $ 112,000 | $ 104,000 |
| Ventura County California | 1 | $ 143,000 | $ 143,000 | $ 91,000 |
| Boulder County Colorado | 1 | $ 72,000 | $ 72,000 | $ 120,000 |
| Douglas County Colorado | 1 | $ 327,000 | $ 327,000 | $ 153,000 |
| Elbert County Colorado | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Larimer County Colorado | 1 | $ 149,000 | $ 149,000 | $ 140,000 |
| Mesa County Colorado | 1 | $ 223,000 | $ 223,000 | $ 201,000 |
| Summit County Colorado | 1 | $ 310,000 | $ 310,000 | $ 108,000 |
| Fairfield County Connecticut | 1 | $ 709,000 | $ 709,000 | $ 262,000 |
| New Haven County Connecticut | 1 | $ 257,000 | $ 257,000 | $ 127,000 |
| New London County Connecticut | 1 | $ 96,000 | $ 96,000 | $ 135,000 |
| Broward County Florida | 1 | $ 41,000 | $ 41,000 | $ 140,000 |
| Duval County Florida | 1 | $ 158,000 | $ 158,000 | $ 110,000 |
| Hillsborough County Florida | 1 | $ 126,000 | $ 126,000 | $ 323,000 |
| Lee County Florida | 1 | $ 266,000 | $ 266,000 | $ 144,000 |
| Okaloosa County Florida | 1 | $ 319,000 | $ 319,000 | $ 317,000 |
| Pasco County Florida | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 187,000 |
| Sarasota County Florida | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| St. Johns County Florida | 1 | $ 161,000 | $ 161,000 | $ 125,000 |
| St. Lucie County Florida | 1 | $ 216,000 | $ 216,000 | $ 151,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Walton County Florida | 1 | $ 292,000 | $ 292,000 | $ 180,000 |
| Coweta County Georgia | 1 | $ 197,000 | $ 197,000 | $ 135,000 |
| Forsyth County Georgia | 1 | $ 395,000 | $ 395,000 | $ 147,000 |
| Maui County Hawaii | 1 | $ 332,000 | $ 332,000 | $ 334,000 |
| Ada County Idaho | 1 | $ 64,000 | $ 64,000 | $ 77,000 |
| Bonner County Idaho | 1 | $ 108,000 | $ 108,000 | $ 20,000 |
| Latah County Idaho | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Shoshone County Idaho | 1 | $ 56,000 | $ 56,000 | $ 71,000 |
| Twin Falls County Idaho | 1 | $ 102,000 | $ 102,000 | $ 17,000 |
| Vermilion County Illinois | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Marion County Indiana | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
| Porter County Indiana | 1 | $ 56,000 | $ 56,000 | $ 134,000 |
| Dallas County Iowa | 1 | $ 76,000 | $ 76,000 | $ 124,000 |
| Scott County Iowa | 1 | $ 97,000 | $ 97,000 | $ 49,000 |
| Woodbury County Iowa | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Rapides County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| St. Tammany County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Charles County Maryland | 1 | $ 219,000 | $ 219,000 | $ 56,000 |
| Prince George's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Middlesex County Massachusetts | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Suffolk County Massachusetts | 1 | $ 380,000 | $ 380,000 | $ 313,000 |
| Kent County Michigan | 1 | $ 91,000 | $ 91,000 | $ 116,000 |
| Macomb County Michigan | 1 | $ 107,000 | $ 107,000 | $ 88,000 |
| Mason County Michigan | 1 | $ 144,000 | $ 144,000 | $ 103,000 |
| Oakland County Michigan | 1 | $ 120,000 | $ 120,000 | $ 202,000 |
| Hennepin County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Washington County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 96,000 |
| Rankin County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Franklin County Missouri | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Jackson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| St. Louis City County Missouri | 1 | $ 46,000 | $ 46,000 | $ 38,000 |
| Gallatin County Montana | 1 | $ 368,000 | $ 368,000 | $ 121,000 |
| Ravalli County Montana | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Douglas County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 80,000 |
| Merrimack County New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 132,000 |
| Atlantic County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Hudson County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 119,000 |
| Middlesex County New Jersey | 1 | $ 167,000 | $ 167,000 | $ 125,000 |
| De Baca County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Dona Ana County New Mexico | 1 | $ 291,000 | $ 291,000 | $ 114,000 |
| Otero County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Sandoval County New Mexico | 1 | $ 133,000 | $ 133,000 | $ 190,000 |
| Kings County New York | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Cumberland County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 130,000 |
| Guilford County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Johnston County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Mecklenburg County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| New Hanover County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Orange County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 117,000 |
| Wilkes County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 128,000 |
| Butler County Ohio | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| Marion County Ohio | 1 | $ 36,000 | $ 36,000 | $ 96,000 |
| Tulsa County Oklahoma | 1 | $ 323,000 | $ 323,000 | $ 162,000 |
| Josephine County Oregon | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Lane County Oregon | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Washington County Oregon | 1 | $ 280,000 | $ 280,000 | $ 143,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Berks County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 114,000 |
| Anderson County South Carolina | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Charleston County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 396,000 |
| Richland County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 201,000 |
| Lincoln County South Dakota | 1 | $ 207,000 | $ 207,000 | $ 52,000 |
| Claiborne County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 75,000 |
| Williamson County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 143,000 |
| Bexar County Texas | 1 | $ 104,000 | $ 104,000 | $ 81,000 |
| Ellis County Texas | 1 | $ 156,000 | $ 156,000 | $ 252,000 |
| Hood County Texas | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
| Parker County Texas | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Travis County Texas | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Chesterfield County Virginia | 1 | $ 151,000 | $ 151,000 | $ 160,000 |
| Henrico County Virginia | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Clallam County Washington | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Kitsap County Washington | 1 | $ 72,000 | $ 72,000 | $ 160,000 |
| Pierce County Washington | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Spokane County Washington | 1 | $ 107,000 | $ 107,000 | $ 76,000 |
| Jefferson County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Dane County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Racine County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 233,000 |
Mortgage Loan Application Detail Totals for Patelco Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,896 | $560,622,000 | $295,000 | $1,500,000 | $131,000 | $2,700,000 |
| Home Improvement | 593 | $128,889,000 | $217,000 | $1,500,000 | $115,000 | $740,000 |
| Home Purchase | 521 | $131,459,000 | $252,000 | $1,391,000 | $124,000 | $773,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,192 | $328,333,000 | $275,000 | $1,500,000 | $127,000 | $560,000 |
| Not Provided | 1,085 | $296,400,000 | $273,000 | $1,500,000 | $129,000 | $2,700,000 |
| Asian | 403 | $118,822,000 | $294,000 | $971,000 | $133,000 | $569,000 |
| Hispanic | 193 | $46,365,000 | $240,000 | $950,000 | $114,000 | $875,000 |
| Black or African American | 89 | $19,854,000 | $223,000 | $1,185,000 | $105,000 | $503,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $7,789,000 | $229,000 | $632,000 | $108,000 | $592,000 |
| American Indian or Alaskan Native | 14 | $3,407,000 | $243,000 | $726,000 | $99,000 | $360,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,010 | $820,970,000 | $272,000 | $1,500,000 | $127,000 | $2,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,443 | $364,706,000 | $252,000 | $1,400,000 | $125,000 | $621,000 |
| Application Withdrawn By Applicant | 560 | $167,431,000 | $298,000 | $1,190,000 | $135,000 | $2,700,000 |
| File Closed For Incompleteness | 447 | $125,468,000 | $280,000 | $1,500,000 | $134,000 | $560,000 |
| Application Denied By Financial Institution | 394 | $109,656,000 | $278,000 | $1,391,000 | $108,000 | $440,000 |
| Application Approved But Not Accepted | 166 | $53,709,000 | $323,000 | $1,500,000 | $138,000 | $489,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 90 | $26,291,000 | $292,000 | $973,000 | $77,000 | $250,000 |
| Other | 66 | $16,174,000 | $245,000 | $730,000 | $128,000 | $369,000 |
| Credit History | 63 | $16,998,000 | $269,000 | $800,000 | $107,000 | $440,000 |
| Collateral | 62 | $17,326,000 | $279,000 | $715,000 | $112,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,860,000 | $321,000 | $692,000 | $109,000 | $224,000 |
| Mortgage Insurance Denied | 5 | $1,032,000 | $206,000 | $380,000 | $80,000 | $126,000 |
| Unverifiable Information | 5 | $1,963,000 | $392,000 | $715,000 | $166,000 | $426,000 |
| Employment History | 2 | $1,163,000 | $581,000 | $800,000 | $160,000 | $180,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Patelco Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Patelco Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.