Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Peoples Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Peoples Bank
Po Box 7
Mendenhall, MS 39114
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 654
Total Mortgage Loan Application Amount $130,621,000
Average Mortgage Loan Application Amount $199,000
Highest Mortgage Loan Application Amount $1,224,000
Average Applicant Income $87,666
Highest Applicant Income $572,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Peoples Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Simpson County Mississippi 87 $ 8,396,000 $ 96,000 $ 75,000
Rankin County Mississippi 51 $ 8,795,000 $ 172,000 $ 69,000
Covington County Mississippi 50 $ 6,946,000 $ 138,000 $ 64,000
Smith County Mississippi 18 $ 1,696,000 $ 94,000 $ 61,000
Hinds County Mississippi 14 $ 1,332,000 $ 95,000 $ 33,000
Charleston County South Carolina 13 $ 4,109,000 $ 316,000 $ 79,000
Maricopa County Arizona 11 $ 2,093,000 $ 190,000 $ 87,000
Los Angeles County California 11 $ 7,144,000 $ 649,000 $ 137,000
Jefferson Davis County Mississippi 11 $ 980,000 $ 89,000 $ 113,000
Riverside County California 9 $ 2,960,000 $ 328,000 $ 134,000
Miami-Dade County Florida 9 $ 1,709,000 $ 189,000 $ 120,000
Lafayette County Mississippi 9 $ 1,255,000 $ 139,000 $ 153,000
Contra Costa County California 8 $ 2,756,000 $ 344,000 $ 115,000
Broward County Florida 8 $ 2,143,000 $ 267,000 $ 98,000
Madison County Mississippi 8 $ 2,700,000 $ 337,000 $ 160,000
Clark County Nevada 8 $ 1,848,000 $ 231,000 $ 89,000
Hillsborough County Florida 7 $ 1,313,000 $ 187,000 $ 130,000
Oakland County Michigan 7 $ 1,067,000 $ 152,000 $ 77,000
Sacramento County California 6 $ 1,815,000 $ 302,000 $ 84,000
Palm Beach County Florida 6 $ 1,203,000 $ 200,000 $ 99,000
Allegheny County Pennsylvania 6 $ 1,151,000 $ 191,000 $ 126,000
Alameda County California 5 $ 2,212,000 $ 442,000 $ 136,000
San Bernardino County California 5 $ 1,351,000 $ 270,000 $ 81,000
Santa Clara County California 5 $ 2,241,000 $ 448,000 $ 176,000
Adams County Colorado 5 $ 849,000 $ 169,000 $ 66,000
Douglas County Colorado 5 $ 1,716,000 $ 343,000 $ 136,000
Pasco County Florida 5 $ 1,284,000 $ 256,000 $ 90,000
Pinellas County Florida 5 $ 853,000 $ 170,000 $ 74,000
Sarasota County Florida 5 $ 1,113,000 $ 222,000 $ 116,000
Middlesex County Massachusetts 5 $ 1,630,000 $ 326,000 $ 152,000
Worcester County Massachusetts 5 $ 825,000 $ 165,000 $ 91,000
Wayne County Michigan 5 $ 607,000 $ 121,000 $ 59,000
San Diego County California 4 $ 1,561,000 $ 390,000 $ 117,000
Denver County Colorado 4 $ 1,038,000 $ 259,000 $ 65,000
Brevard County Florida 4 $ 788,000 $ 197,000 $ 95,000
Lee County Florida 4 $ 589,000 $ 147,000 $ 57,000
Orange County Florida 4 $ 699,000 $ 174,000 $ 102,000
Copiah County Mississippi 4 $ 672,000 $ 168,000 $ 71,000
Lawrence County Mississippi 4 $ 225,000 $ 56,000 $ 98,000
Burlington County New Jersey 4 $ 1,321,000 $ 330,000 $ 77,000
Philadelphia County Pennsylvania 4 $ 584,000 $ 146,000 $ 59,000
Clark County Washington 4 $ 1,051,000 $ 262,000 $ 139,000
Arapahoe County Colorado 3 $ 632,000 $ 210,000 $ 55,000
Jefferson County Colorado 3 $ 777,000 $ 259,000 $ 61,000
Seminole County Florida 3 $ 696,000 $ 232,000 $ 100,000
York County Maine 3 $ 484,000 $ 161,000 $ 79,000
Macomb County Michigan 3 $ 560,000 $ 186,000 $ 90,000
Washtenaw County Michigan 3 $ 401,000 $ 133,000 $ 59,000
Comanche County Oklahoma 3 $ 251,000 $ 83,000 $ 101,000
Oklahoma County Oklahoma 3 $ 490,000 $ 163,000 $ 147,000
Multnomah County Oregon 3 $ 742,000 $ 247,000 $ 70,000
Washington County Oregon 3 $ 571,000 $ 190,000 $ 67,000
Montgomery County Pennsylvania 3 $ 641,000 $ 213,000 $ 72,000
Dorchester County South Carolina 3 $ 811,000 $ 270,000 $ 114,000
Harris County Texas 3 $ 488,000 $ 162,000 $ 65,000
Salt Lake County Utah 3 $ 423,000 $ 141,000 $ 58,000
Pierce County Washington 3 $ 625,000 $ 208,000 $ 105,000
Placer County California 2 $ 857,000 $ 428,000 $ 184,000
San Joaquin County California 2 $ 607,000 $ 303,000 $ 132,000
San Luis Obispo County California 2 $ 833,000 $ 416,000 $ 103,000
Shasta County California 2 $ 434,000 $ 217,000 $ 89,000
El Paso County Colorado 2 $ 460,000 $ 230,000 $ 22,000
Manatee County Florida 2 $ 505,000 $ 252,000 $ 114,000
Martin County Florida 2 $ 520,000 $ 260,000 $ 69,000
Monroe County Florida 2 $ 712,000 $ 356,000 $ 112,000
Latah County Idaho 2 $ 512,000 $ 256,000 $ 104,000
Plymouth County Massachusetts 2 $ 524,000 $ 262,000 $ 100,000
Genesee County Michigan 2 $ 339,000 $ 169,000 $ 120,000
Tuscola County Michigan 2 $ 335,000 $ 167,000 $ 76,000
Harrison County Mississippi 2 $ 185,000 $ 92,000 $ 90,000
Lamar County Mississippi 2 $ 260,000 $ 130,000 $ 45,000
Lee County Mississippi 2 $ 225,000 $ 112,000 $ 47,000
Oktibbeha County Mississippi 2 $ 314,000 $ 157,000 $ 0
Scott County Mississippi 2 $ 225,000 $ 112,000 $ 57,000
St. Louis County Missouri 2 $ 274,000 $ 137,000 $ 69,000
Washoe County Nevada 2 $ 571,000 $ 285,000 $ 99,000
Gloucester County New Jersey 2 $ 479,000 $ 239,000 $ 96,000
Monmouth County New Jersey 2 $ 785,000 $ 392,000 $ 132,000
Ocean County New Jersey 2 $ 607,000 $ 303,000 $ 103,000
Washington County Oklahoma 2 $ 250,000 $ 125,000 $ 65,000
Bucks County Pennsylvania 2 $ 625,000 $ 312,000 $ 84,000
Columbia County Pennsylvania 2 $ 207,000 $ 103,000 $ 75,000
Cumberland County Pennsylvania 2 $ 233,000 $ 116,000 $ 49,000
Pike County Pennsylvania 2 $ 318,000 $ 159,000 $ 90,000
Grayson County Texas 2 $ 274,000 $ 137,000 $ 90,000
Walworth County Wisconsin 2 $ 293,000 $ 146,000 $ 101,000
Waukesha County Wisconsin 2 $ 442,000 $ 221,000 $ 103,000
Pima County Arizona 1 $ 171,000 $ 171,000 $ 48,000
Saline County Arkansas 1 $ 169,000 $ 169,000 $ 88,000
Fresno County California 1 $ 183,000 $ 183,000 $ 46,000
Kern County California 1 $ 130,000 $ 130,000 $ 38,000
Orange County California 1 $ 690,000 $ 690,000 $ 137,000
San Benito County California 1 $ 590,000 $ 590,000 $ 139,000
San Mateo County California 1 $ 626,000 $ 626,000 $ 75,000
Solano County California 1 $ 259,000 $ 259,000 $ 68,000
Sonoma County California 1 $ 434,000 $ 434,000 $ 112,000
Stanislaus County California 1 $ 243,000 $ 243,000 $ 229,000
Ventura County California 1 $ 506,000 $ 506,000 $ 128,000
Broomfield County Colorado 1 $ 309,000 $ 309,000 $ 71,000
Larimer County Colorado 1 $ 445,000 $ 445,000 $ 91,000
Morgan County Colorado 1 $ 114,000 $ 114,000 $ 64,000
Pueblo County Colorado 1 $ 275,000 $ 275,000 $ 109,000
New Haven County Connecticut 1 $ 137,000 $ 137,000 $ 61,000
Bay County Florida 1 $ 61,000 $ 61,000 $ 32,000
Charlotte County Florida 1 $ 190,000 $ 190,000 $ 117,000
Clay County Florida 1 $ 323,000 $ 323,000 $ 131,000
Leon County Florida 1 $ 367,000 $ 367,000 $ 148,000
Levy County Florida 1 $ 190,000 $ 190,000 $ 78,000
Nassau County Florida 1 $ 199,000 $ 199,000 $ 145,000
Osceola County Florida 1 $ 338,000 $ 338,000 $ 193,000
St. Lucie County Florida 1 $ 140,000 $ 140,000 $ 44,000
Suwannee County Florida 1 $ 56,000 $ 56,000 $ 29,000
Hall County Georgia 1 $ 200,000 $ 200,000 $ 40,000
Whiteside County Illinois 1 $ 109,000 $ 109,000 $ 33,000
Polk County Iowa 1 $ 269,000 $ 269,000 $ 105,000
Androscoggin County Maine 1 $ 196,000 $ 196,000 $ 77,000
Penobscot County Maine 1 $ 248,000 $ 248,000 $ 72,000
Bristol County Massachusetts 1 $ 258,000 $ 258,000 $ 95,000
Hampden County Massachusetts 1 $ 206,000 $ 206,000 $ 146,000
Charlevoix County Michigan 1 $ 110,000 $ 110,000 $ 19,000
Clare County Michigan 1 $ 111,000 $ 111,000 $ 54,000
Ionia County Michigan 1 $ 162,000 $ 162,000 $ 98,000
Kalamazoo County Michigan 1 $ 157,000 $ 157,000 $ 96,000
Kent County Michigan 1 $ 99,000 $ 99,000 $ 47,000
Livingston County Michigan 1 $ 166,000 $ 166,000 $ 79,000
Montcalm County Michigan 1 $ 150,000 $ 150,000 $ 88,000
Sanilac County Michigan 1 $ 126,000 $ 126,000 $ 72,000
Hennepin County Minnesota 1 $ 256,000 $ 256,000 $ 180,000
Stearns County Minnesota 1 $ 142,000 $ 142,000 $ 126,000
Washington County Minnesota 1 $ 166,000 $ 166,000 $ 105,000
Clarke County Mississippi 1 $ 137,000 $ 137,000 $ 78,000
Forrest County Mississippi 1 $ 602,000 $ 602,000 $ 0
Hancock County Mississippi 1 $ 280,000 $ 280,000 $ 0
Leflore County Mississippi 1 $ 41,000 $ 41,000 $ 92,000
Marion County Mississippi 1 $ 19,000 $ 19,000 $ 31,000
Perry County Mississippi 1 $ 843,000 $ 843,000 $ 0
Pike County Mississippi 1 $ 123,000 $ 123,000 $ 61,000
Cass County Missouri 1 $ 149,000 $ 149,000 $ 82,000
Scotts Bluff County Nebraska 1 $ 148,000 $ 148,000 $ 74,000
Rockingham County New Hampshire 1 $ 125,000 $ 125,000 $ 29,000
Passaic County New Jersey 1 $ 378,000 $ 378,000 $ 201,000
Onondaga County New York 1 $ 264,000 $ 264,000 $ 78,000
Johnston County North Carolina 1 $ 290,000 $ 290,000 $ 123,000
Polk County North Carolina 1 $ 227,000 $ 227,000 $ 347,000
Wilkes County North Carolina 1 $ 117,000 $ 117,000 $ 70,000
Franklin County Ohio 1 $ 255,000 $ 255,000 $ 108,000
Lucas County Ohio 1 $ 151,000 $ 151,000 $ 51,000
Creek County Oklahoma 1 $ 137,000 $ 137,000 $ 36,000
Tulsa County Oklahoma 1 $ 145,000 $ 145,000 $ 97,000
Clackamas County Oregon 1 $ 335,000 $ 335,000 $ 107,000
Josephine County Oregon 1 $ 200,000 $ 200,000 $ 55,000
Klamath County Oregon 1 $ 154,000 $ 154,000 $ 48,000
Adams County Pennsylvania 1 $ 563,000 $ 563,000 $ 138,000
Armstrong County Pennsylvania 1 $ 201,000 $ 201,000 $ 134,000
Beaver County Pennsylvania 1 $ 194,000 $ 194,000 $ 110,000
Butler County Pennsylvania 1 $ 146,000 $ 146,000 $ 76,000
Crawford County Pennsylvania 1 $ 97,000 $ 97,000 $ 49,000
Delaware County Pennsylvania 1 $ 234,000 $ 234,000 $ 109,000
Greene County Pennsylvania 1 $ 121,000 $ 121,000 $ 144,000
Lancaster County Pennsylvania 1 $ 303,000 $ 303,000 $ 129,000
Lehigh County Pennsylvania 1 $ 248,000 $ 248,000 $ 135,000
Luzerne County Pennsylvania 1 $ 107,000 $ 107,000 $ 34,000
Monroe County Pennsylvania 1 $ 138,000 $ 138,000 $ 135,000
Northumberland County Pennsylvania 1 $ 114,000 $ 114,000 $ 41,000
Washington County Pennsylvania 1 $ 202,000 $ 202,000 $ 45,000
Horry County South Carolina 1 $ 187,000 $ 187,000 $ 91,000
York County South Carolina 1 $ 203,000 $ 203,000 $ 77,000
Shelby County Tennessee 1 $ 295,000 $ 295,000 $ 323,000
Williamson County Tennessee 1 $ 251,000 $ 251,000 $ 62,000
Bexar County Texas 1 $ 138,000 $ 138,000 $ 128,000
Brazoria County Texas 1 $ 262,000 $ 262,000 $ 168,000
Denton County Texas 1 $ 274,000 $ 274,000 $ 86,000
Fort Bend County Texas 1 $ 221,000 $ 221,000 $ 150,000
Tarrant County Texas 1 $ 144,000 $ 144,000 $ 114,000
Webb County Texas 1 $ 82,000 $ 82,000 $ 40,000
Summit County Utah 1 $ 388,000 $ 388,000 $ 75,000
Washington County Utah 1 $ 265,000 $ 265,000 $ 134,000
Surry County Virginia 1 $ 138,000 $ 138,000 $ 0
Benton County Washington 1 $ 276,000 $ 276,000 $ 104,000
King County Washington 1 $ 341,000 $ 341,000 $ 98,000
Pend Oreille County Washington 1 $ 200,000 $ 200,000 $ 91,000
Snohomish County Washington 1 $ 268,000 $ 268,000 $ 117,000
Milwaukee County Wisconsin 1 $ 99,000 $ 99,000 $ 19,000
Portage County Wisconsin 1 $ 108,000 $ 108,000 $ 39,000

Mortgage Loan Application Detail Totals for Peoples Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 320 $67,020,000 $209,000 $1,224,000 $91,000 $572,000
Home Purchase 222 $40,501,000 $182,000 $1,031,000 $82,000 $390,000
Home Improvement 112 $23,100,000 $206,000 $801,000 $90,000 $448,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 500 $96,915,000 $193,000 $719,000 $94,000 $572,000
Black or African American 66 $12,607,000 $191,000 $1,031,000 $85,000 $267,000
Not applicable 35 $9,369,000 $267,000 $1,224,000 $0 $0
Hispanic 32 $7,119,000 $222,000 $521,000 $83,000 $156,000
Asian 9 $2,279,000 $253,000 $392,000 $123,000 $254,000
Not Provided 8 $1,507,000 $188,000 $434,000 $127,000 $390,000
American Indian or Alaskan Native 2 $14,000 $7,000 $11,000 $8,000 $17,000
Native Hawaiin or Other Pacific Islander 2 $811,000 $405,000 $506,000 $113,000 $128,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 293 $46,908,000 $160,000 $1,224,000 $83,000 $572,000
FHA-insured (Federal Housing Administration) 274 $62,303,000 $227,000 $1,031,000 $92,000 $330,000
VA-guaranteed (Veterans Administration) 79 $20,280,000 $256,000 $690,000 $93,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,130,000 $141,000 $190,000 $55,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 414 $79,871,000 $192,000 $1,224,000 $86,000 $572,000
Application Denied By Financial Institution 114 $22,546,000 $197,000 $801,000 $86,000 $390,000
Application Withdrawn By Applicant 105 $24,077,000 $229,000 $1,031,000 $100,000 $267,000
File Closed For Incompleteness 11 $2,278,000 $207,000 $323,000 $91,000 $211,000
Application Approved But Not Accepted 10 $1,849,000 $184,000 $367,000 $65,000 $148,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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