Peoples Bank Mortgage Lending & HMDA Data, 2017

In 2017, Peoples Bank of Mendenhall, MS reported 812 mortgage applications totaling $159.9 million, up 24% from 2016. The average application was for $196,963, and applicants reported an average income of $83,830. 60% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Jackson, MS (171), Tampa-St. Petersburg-Clearwater, FL (20) and Los Angeles-Long Beach-Glendale, CA (18) (applications in parentheses).

Mortgage Company & Address Peoples Bank
Po Box 7
Mendenhall, MS 39114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 812
Total Mortgage Loan Application Amount $159,934,000
Average Mortgage Loan Application Amount $196,963
Highest Mortgage Loan Application Amount $1,607,000
Average Applicant Income $83,830
Highest Applicant Income $837,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peoples Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Simpson, Mississippi 101 $ 11,307,000 $ 111,950 $ 61,000
Covington, Mississippi 70 $ 8,214,000 $ 117,342 $ 63,000
Rankin, Mississippi 49 $ 10,724,000 $ 218,857 $ 69,000
Smith, Mississippi 20 $ 1,651,000 $ 82,550 $ 66,000
Los Angeles, California 18 $ 6,188,000 $ 343,777 $ 116,000
Hinds, Mississippi 14 $ 2,082,000 $ 148,714 $ 56,000
Hillsborough, Florida 11 $ 2,928,000 $ 266,181 $ 93,000
Maricopa, Arizona 10 $ 1,826,000 $ 182,600 $ 85,000
Charleston, South Carolina 9 $ 2,314,000 $ 257,111 $ 69,000
Contra Costa, California 8 $ 2,613,000 $ 326,625 $ 111,000
Riverside, California 8 $ 1,880,000 $ 235,000 $ 93,000
Palm Beach, Florida 8 $ 1,672,000 $ 209,000 $ 76,000
Wayne, Michigan 8 $ 1,344,000 $ 168,000 $ 123,000
Jefferson Davis, Mississippi 8 $ 385,000 $ 48,125 $ 55,000
Jones, Mississippi 8 $ 1,221,000 $ 152,625 $ 73,000
Sacramento, California 7 $ 2,013,000 $ 287,571 $ 74,000
Broward, Florida 7 $ 2,115,000 $ 302,142 $ 107,000
Lee, Florida 7 $ 1,503,000 $ 214,714 $ 96,000
King, Washington 7 $ 2,385,000 $ 340,714 $ 112,000
Macomb, Michigan 6 $ 867,000 $ 144,500 $ 86,000
Lamar, Mississippi 6 $ 659,000 $ 109,833 $ 28,000
Harris, Texas 6 $ 1,086,000 $ 181,000 $ 101,000
Pinal, Arizona 5 $ 1,170,000 $ 234,000 $ 127,000
Orange, California 5 $ 1,660,000 $ 332,000 $ 138,000
San Bernardino, California 5 $ 1,304,000 $ 260,800 $ 87,000
San Diego, California 5 $ 2,048,000 $ 409,600 $ 132,000
Pinellas, Florida 5 $ 659,000 $ 131,800 $ 64,000
Bristol, Massachusetts 5 $ 1,332,000 $ 266,400 $ 88,000
Dutchess, New York 5 $ 1,075,000 $ 215,000 $ 91,000
Philadelphia, Pennsylvania 5 $ 1,035,000 $ 207,000 $ 69,000
Tarrant, Texas 5 $ 979,000 $ 195,800 $ 90,000
Miami-Dade, Florida 4 $ 1,129,000 $ 282,250 $ 114,000
Pasco, Florida 4 $ 1,013,000 $ 253,250 $ 74,000
Volusia, Florida 4 $ 894,000 $ 223,500 $ 76,000
Essex, Massachusetts 4 $ 1,080,000 $ 270,000 $ 83,000
Worcester, Massachusetts 4 $ 848,000 $ 212,000 $ 83,000
Ottawa, Michigan 4 $ 843,000 $ 210,750 $ 92,000
Dakota, Minnesota 4 $ 744,000 $ 186,000 $ 85,000
Forrest, Mississippi 4 $ 472,000 $ 118,000 $ 108,000
Lafayette, Mississippi 4 $ 719,000 $ 179,750 $ 299,000
Madison, Mississippi 4 $ 1,328,000 $ 332,000 $ 153,000
Jefferson, Missouri 4 $ 777,000 $ 194,250 $ 66,000
Suffolk, New York 4 $ 1,445,000 $ 361,250 $ 138,000
Dorchester, South Carolina 4 $ 782,000 $ 195,500 $ 90,000
Denton, Texas 4 $ 987,000 $ 246,750 $ 159,000
Pima, Arizona 3 $ 623,000 $ 207,666 $ 86,000
Alameda, California 3 $ 885,000 $ 295,000 $ 64,000
El Dorado, California 3 $ 903,000 $ 301,000 $ 131,000
Marin, California 3 $ 1,548,000 $ 516,000 $ 145,000
San Mateo, California 3 $ 2,129,000 $ 709,666 $ 123,000
Shasta, California 3 $ 805,000 $ 268,333 $ 97,000
Ventura, California 3 $ 1,387,000 $ 462,333 $ 115,000
Jefferson, Colorado 3 $ 795,000 $ 265,000 $ 90,000
Brevard, Florida 3 $ 673,000 $ 224,333 $ 151,000
Duval, Florida 3 $ 615,000 $ 205,000 $ 85,000
Marion, Florida 3 $ 559,000 $ 186,333 $ 68,000
Jefferson, Kentucky 3 $ 546,000 $ 182,000 $ 80,000
Middlesex, Massachusetts 3 $ 937,000 $ 312,333 $ 88,000
Washtenaw, Michigan 3 $ 529,000 $ 176,333 $ 60,000
Hennepin, Minnesota 3 $ 753,000 $ 251,000 $ 138,000
Bolivar, Mississippi 3 $ 230,000 $ 76,666 $ 28,000
Copiah, Mississippi 3 $ 166,000 $ 55,333 $ 24,000
Scott, Mississippi 3 $ 660,000 $ 220,000 $ 142,000
Albany, New York 3 $ 619,000 $ 206,333 $ 118,000
Cleveland, Oklahoma 3 $ 541,000 $ 180,333 $ 94,000
York, Pennsylvania 3 $ 591,000 $ 197,000 $ 99,000
Salt Lake, Utah 3 $ 500,000 $ 166,666 $ 62,000
Pierce, Washington 3 $ 830,000 $ 276,666 $ 105,000
Vilas, Wisconsin 3 $ 352,000 $ 117,333 $ 94,000
Pulaski, Arkansas 2 $ 421,000 $ 210,500 $ 121,000
Fresno, California 2 $ 294,000 $ 147,000 $ 58,000
Santa Clara, California 2 $ 817,000 $ 408,500 $ 103,000
Sonoma, California 2 $ 920,000 $ 460,000 $ 179,000
Stanislaus, California 2 $ 467,000 $ 233,500 $ 83,000
Adams, Colorado 2 $ 608,000 $ 304,000 $ 138,000
Arapahoe, Colorado 2 $ 426,000 $ 213,000 $ 71,000
Douglas, Colorado 2 $ 511,000 $ 255,500 $ 101,000
El Paso, Colorado 2 $ 376,000 $ 188,000 $ 102,000
Larimer, Colorado 2 $ 406,000 $ 203,000 $ 98,000
Hartford, Connecticut 2 $ 304,000 $ 152,000 $ 97,000
Charlotte, Florida 2 $ 339,000 $ 169,500 $ 43,000
Lake, Florida 2 $ 375,000 $ 187,500 $ 104,000
Orange, Florida 2 $ 404,000 $ 202,000 $ 60,000
Polk, Florida 2 $ 307,000 $ 153,500 $ 98,000
Gwinnett, Georgia 2 $ 333,000 $ 166,500 $ 77,000
Paulding, Georgia 2 $ 344,000 $ 172,000 $ 51,000
Honolulu, Hawaii 2 $ 525,000 $ 262,500 $ 129,000
Lake, Illinois 2 $ 472,000 $ 236,000 $ 81,000
Wyandotte, Kansas 2 $ 303,000 $ 151,500 $ 111,000
Berkshire, Massachusetts 2 $ 414,000 $ 207,000 $ 97,000
Plymouth, Massachusetts 2 $ 333,000 $ 166,500 $ 61,000
Benzie, Michigan 2 $ 311,000 $ 155,500 $ 66,000
Genesee, Michigan 2 $ 206,000 $ 103,000 $ 74,000
Kent, Michigan 2 $ 391,000 $ 195,500 $ 71,000
Monroe, Michigan 2 $ 301,000 $ 150,500 $ 72,000
Tuscola, Michigan 2 $ 221,000 $ 110,500 $ 74,000
Ramsey, Minnesota 2 $ 369,000 $ 184,500 $ 128,000
Washington, Minnesota 2 $ 401,000 $ 200,500 $ 66,000
DeSoto, Mississippi 2 $ 340,000 $ 170,000 $ 128,000
Warren, Mississippi 2 $ 297,000 $ 148,500 $ 28,000
Douglas, Nebraska 2 $ 265,000 $ 132,500 $ 59,000
Sarpy, Nebraska 2 $ 391,000 $ 195,500 $ 108,000
Carson City, Nevada 2 $ 502,000 $ 251,000 $ 101,000
Rockingham, New Hampshire 2 $ 351,000 $ 175,500 $ 78,000
Burlington, New Jersey 2 $ 227,000 $ 113,500 $ 83,000
Passaic, New Jersey 2 $ 886,000 $ 443,000 $ 188,000
Monroe, New York 2 $ 270,000 $ 135,000 $ 84,000
Union, North Carolina 2 $ 848,000 $ 424,000 $ 94,000
Oklahoma, Oklahoma 2 $ 326,000 $ 163,000 $ 84,000
Washington, Oregon 2 $ 622,000 $ 311,000 $ 81,000
Berks, Pennsylvania 2 $ 241,000 $ 120,500 $ 81,000
Montgomery, Pennsylvania 2 $ 492,000 $ 246,000 $ 192,000
Bexar, Texas 2 $ 326,000 $ 163,000 $ 84,000
Brazoria, Texas 2 $ 407,000 $ 203,500 $ 133,000
Clark, Washington 2 $ 407,000 $ 203,500 $ 88,000
Baldwin, Alabama 1 $ 51,000 $ 51,000 $ 75,000
Madison, Alabama 1 $ 201,000 $ 201,000 $ 112,000
Fairbanks North Star, Alaska 1 $ 275,000 $ 275,000 $ 120,000
Yavapai, Arizona 1 $ 263,000 $ 263,000 $ 94,000
St. Francis, Arkansas 1 $ 183,000 $ 183,000 $ 39,000
Washington, Arkansas 1 $ 199,000 $ 199,000 $ 173,000
Monterey, California 1 $ 407,000 $ 407,000 $ 29,000
Placer, California 1 $ 300,000 $ 300,000 $ 73,000
San Joaquin, California 1 $ 239,000 $ 239,000 $ 49,000
Santa Barbara, California 1 $ 310,000 $ 310,000 $ 88,000
Tuolumne, California 1 $ 259,000 $ 259,000 $ 61,000
Broomfield, Colorado 1 $ 222,000 $ 222,000 $ 83,000
Denver, Colorado 1 $ 153,000 $ 153,000 $ 56,000
Fremont, Colorado 1 $ 195,000 $ 195,000 $ 95,000
New Castle, Delaware 1 $ 156,000 $ 156,000 $ 86,000
District of Columbia, District Of Columbia 1 $ 371,000 $ 371,000 $ 127,000
Citrus, Florida 1 $ 172,000 $ 172,000 $ 130,000
Collier, Florida 1 $ 98,000 $ 98,000 $ 60,000
Columbia, Florida 1 $ 246,000 $ 246,000 $ 85,000
Flagler, Florida 1 $ 248,000 $ 248,000 $ 130,000
Leon, Florida 1 $ 106,000 $ 106,000 $ 41,000
Manatee, Florida 1 $ 212,000 $ 212,000 $ 114,000
Santa Rosa, Florida 1 $ 320,000 $ 320,000 $ 0
Sarasota, Florida 1 $ 156,000 $ 156,000 $ 123,000
Seminole, Florida 1 $ 124,000 $ 124,000 $ 57,000
St. Johns, Florida 1 $ 324,000 $ 324,000 $ 92,000
St. Lucie, Florida 1 $ 103,000 $ 103,000 $ 29,000
Baldwin, Georgia 1 $ 193,000 $ 193,000 $ 91,000
Barrow, Georgia 1 $ 323,000 $ 323,000 $ 97,000
Chatham, Georgia 1 $ 393,000 $ 393,000 $ 76,000
DeKalb, Georgia 1 $ 147,000 $ 147,000 $ 74,000
Hall, Georgia 1 $ 132,000 $ 132,000 $ 29,000
Ada, Idaho 1 $ 186,000 $ 186,000 $ 86,000
Harrison, Iowa 1 $ 210,000 $ 210,000 $ 140,000
Franklin, Kansas 1 $ 115,000 $ 115,000 $ 54,000
Johnson, Kansas 1 $ 195,000 $ 195,000 $ 116,000
Sedgwick, Kansas 1 $ 157,000 $ 157,000 $ 53,000
Shawnee, Kansas 1 $ 162,000 $ 162,000 $ 65,000
Fayette, Kentucky 1 $ 418,000 $ 418,000 $ 177,000
Hopkins, Kentucky 1 $ 76,000 $ 76,000 $ 55,000
Madison, Kentucky 1 $ 128,000 $ 128,000 $ 104,000
Livingston, Louisiana 1 $ 200,000 $ 200,000 $ 85,000
Barnstable, Massachusetts 1 $ 179,000 $ 179,000 $ 152,000
Hampden, Massachusetts 1 $ 190,000 $ 190,000 $ 118,000
Suffolk, Massachusetts 1 $ 304,000 $ 304,000 $ 77,000
Ingham, Michigan 1 $ 189,000 $ 189,000 $ 109,000
Lenawee, Michigan 1 $ 212,000 $ 212,000 $ 94,000
Livingston, Michigan 1 $ 107,000 $ 107,000 $ 96,000
Mecosta, Michigan 1 $ 98,000 $ 98,000 $ 76,000
Menominee, Michigan 1 $ 161,000 $ 161,000 $ 110,000
Oakland, Michigan 1 $ 222,000 $ 222,000 $ 66,000
Otsego, Michigan 1 $ 235,000 $ 235,000 $ 67,000
Roscommon, Michigan 1 $ 199,000 $ 199,000 $ 37,000
Carver, Minnesota 1 $ 337,000 $ 337,000 $ 143,000
Olmsted, Minnesota 1 $ 189,000 $ 189,000 $ 85,000
Sherburne, Minnesota 1 $ 280,000 $ 280,000 $ 90,000
Adams, Mississippi 1 $ 41,000 $ 41,000 $ 257,000
Attala, Mississippi 1 $ 90,000 $ 90,000 $ 46,000
Clay, Mississippi 1 $ 1,607,000 $ 1,607,000 $ 0
Harrison, Mississippi 1 $ 81,000 $ 81,000 $ 103,000
Jackson, Mississippi 1 $ 257,000 $ 257,000 $ 86,000
Lauderdale, Mississippi 1 $ 96,000 $ 96,000 $ 0
Lawrence, Mississippi 1 $ 204,000 $ 204,000 $ 39,000
Marion, Mississippi 1 $ 25,000 $ 25,000 $ 31,000
Stone, Mississippi 1 $ 52,000 $ 52,000 $ 60,000
Winston, Mississippi 1 $ 37,000 $ 37,000 $ 32,000
Cass, Missouri 1 $ 170,000 $ 170,000 $ 118,000
Clay, Missouri 1 $ 107,000 $ 107,000 $ 91,000
Cooper, Missouri 1 $ 165,000 $ 165,000 $ 92,000
Jackson, Missouri 1 $ 145,000 $ 145,000 $ 85,000
Lincoln, Missouri 1 $ 245,000 $ 245,000 $ 88,000
Platte, Missouri 1 $ 138,000 $ 138,000 $ 83,000
St. Louis, Missouri 1 $ 216,000 $ 216,000 $ 139,000
St. Louis City, Missouri 1 $ 200,000 $ 200,000 $ 71,000
Stone, Missouri 1 $ 131,000 $ 131,000 $ 64,000
Dodge, Nebraska 1 $ 173,000 $ 173,000 $ 44,000
Clark, Nevada 1 $ 128,000 $ 128,000 $ 30,000
Washoe, Nevada 1 $ 212,000 $ 212,000 $ 39,000
Grafton, New Hampshire 1 $ 131,000 $ 131,000 $ 40,000
Atlantic, New Jersey 1 $ 96,000 $ 96,000 $ 65,000
Bergen, New Jersey 1 $ 303,000 $ 303,000 $ 120,000
Camden, New Jersey 1 $ 125,000 $ 125,000 $ 61,000
Gloucester, New Jersey 1 $ 207,000 $ 207,000 $ 54,000
Monmouth, New Jersey 1 $ 131,000 $ 131,000 $ 51,000
Morris, New Jersey 1 $ 188,000 $ 188,000 $ 131,000
Ocean, New Jersey 1 $ 243,000 $ 243,000 $ 76,000
Salem, New Jersey 1 $ 78,000 $ 78,000 $ 34,000
Somerset, New Jersey 1 $ 483,000 $ 483,000 $ 229,000
Warren, New Jersey 1 $ 287,000 $ 287,000 $ 168,000
Bernalillo, New Mexico 1 $ 78,000 $ 78,000 $ 47,000
Sandoval, New Mexico 1 $ 159,000 $ 159,000 $ 63,000
Erie, New York 1 $ 125,000 $ 125,000 $ 106,000
Nassau, New York 1 $ 389,000 $ 389,000 $ 228,000
Rensselaer, New York 1 $ 214,000 $ 214,000 $ 66,000
Wayne, New York 1 $ 142,000 $ 142,000 $ 72,000
Buncombe, North Carolina 1 $ 277,000 $ 277,000 $ 56,000
Gaston, North Carolina 1 $ 158,000 $ 158,000 $ 38,000
Iredell, North Carolina 1 $ 236,000 $ 236,000 $ 97,000
Mecklenburg, North Carolina 1 $ 413,000 $ 413,000 $ 157,000
Lorain, Ohio 1 $ 94,000 $ 94,000 $ 167,000
Mahoning, Ohio 1 $ 126,000 $ 126,000 $ 37,000
Kiowa, Oklahoma 1 $ 123,000 $ 123,000 $ 67,000
Muskogee, Oklahoma 1 $ 213,000 $ 213,000 $ 97,000
Tulsa, Oklahoma 1 $ 131,000 $ 131,000 $ 115,000
Jackson, Oregon 1 $ 150,000 $ 150,000 $ 49,000
Lane, Oregon 1 $ 254,000 $ 254,000 $ 102,000
Linn, Oregon 1 $ 117,000 $ 117,000 $ 35,000
Marion, Oregon 1 $ 265,000 $ 265,000 $ 146,000
Multnomah, Oregon 1 $ 161,000 $ 161,000 $ 34,000
Sherman, Oregon 1 $ 169,000 $ 169,000 $ 89,000
Allegheny, Pennsylvania 1 $ 300,000 $ 300,000 $ 90,000
Bucks, Pennsylvania 1 $ 249,000 $ 249,000 $ 74,000
Chester, Pennsylvania 1 $ 199,000 $ 199,000 $ 107,000
Columbia, Pennsylvania 1 $ 137,000 $ 137,000 $ 72,000
Dauphin, Pennsylvania 1 $ 174,000 $ 174,000 $ 68,000
Delaware, Pennsylvania 1 $ 384,000 $ 384,000 $ 121,000
Lancaster, Pennsylvania 1 $ 239,000 $ 239,000 $ 122,000
Lehigh, Pennsylvania 1 $ 163,000 $ 163,000 $ 53,000
Luzerne, Pennsylvania 1 $ 154,000 $ 154,000 $ 78,000
Mercer, Pennsylvania 1 $ 183,000 $ 183,000 $ 77,000
Northampton, Pennsylvania 1 $ 155,000 $ 155,000 $ 112,000
Schuylkill, Pennsylvania 1 $ 168,000 $ 168,000 $ 44,000
Wyoming, Pennsylvania 1 $ 222,000 $ 222,000 $ 114,000
Kent, Rhode Island 1 $ 211,000 $ 211,000 $ 117,000
Berkeley, South Carolina 1 $ 120,000 $ 120,000 $ 40,000
Knox, Tennessee 1 $ 288,000 $ 288,000 $ 61,000
Sevier, Tennessee 1 $ 279,000 $ 279,000 $ 144,000
Austin, Texas 1 $ 248,000 $ 248,000 $ 138,000
Bell, Texas 1 $ 168,000 $ 168,000 $ 90,000
Callahan, Texas 1 $ 280,000 $ 280,000 $ 79,000
Collin, Texas 1 $ 139,000 $ 139,000 $ 101,000
Dallas, Texas 1 $ 214,000 $ 214,000 $ 87,000
El Paso, Texas 1 $ 145,000 $ 145,000 $ 72,000
Jefferson, Texas 1 $ 110,000 $ 110,000 $ 59,000
Kaufman, Texas 1 $ 189,000 $ 189,000 $ 86,000
Lubbock, Texas 1 $ 142,000 $ 142,000 $ 124,000
Medina, Texas 1 $ 255,000 $ 255,000 $ 60,000
Nueces, Texas 1 $ 134,000 $ 134,000 $ 55,000
Webb, Texas 1 $ 122,000 $ 122,000 $ 48,000
Williamson, Texas 1 $ 187,000 $ 187,000 $ 83,000
Wise, Texas 1 $ 163,000 $ 163,000 $ 56,000
Emery, Utah 1 $ 72,000 $ 72,000 $ 57,000
Greene, Virginia 1 $ 372,000 $ 372,000 $ 155,000
Chelan, Washington 1 $ 193,000 $ 193,000 $ 108,000
Lewis, Washington 1 $ 424,000 $ 424,000 $ 113,000
Snohomish, Washington 1 $ 281,000 $ 281,000 $ 84,000
Spokane, Washington 1 $ 280,000 $ 280,000 $ 91,000
Whatcom, Washington 1 $ 324,000 $ 324,000 $ 119,000
Green, Wisconsin 1 $ 231,000 $ 231,000 $ 56,000
Milwaukee, Wisconsin 1 $ 177,000 $ 177,000 $ 91,000
Rock, Wisconsin 1 $ 270,000 $ 270,000 $ 56,000

Mortgage Loan Application Detail Totals for Peoples Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 326 $71,165,000 $218,000 $1,607,000 $84,000 $237,000
Home Purchase 295 $49,321,000 $167,000 $717,000 $79,000 $837,000
Home Improvement 191 $39,448,000 $206,000 $749,000 $91,000 $247,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 572 $107,102,000 $187,000 $717,000 $87,000 $483,000
Black or African American 101 $15,560,000 $154,000 $553,000 $82,000 $837,000
Hispanic 44 $9,523,000 $216,000 $501,000 $87,000 $233,000
Not Provided 44 $11,339,000 $257,000 $562,000 $96,000 $229,000
Not applicable 30 $9,921,000 $330,000 $1,607,000 $0 $0
Asian 13 $4,714,000 $362,000 $820,000 $120,000 $213,000
American Indian or Alaskan Native 5 $1,136,000 $227,000 $329,000 $85,000 $105,000
Native Hawaiian or Other Pacific Islander 3 $639,000 $213,000 $254,000 $66,000 $115,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 410 $90,225,000 $220,000 $636,000 $93,000 $247,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 322 $50,947,000 $158,000 $1,607,000 $74,000 $837,000
VA-guaranteed (Veterans Administration) 64 $16,805,000 $262,000 $820,000 $84,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,957,000 $122,000 $222,000 $51,000 $153,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 484 $95,435,000 $197,000 $1,607,000 $85,000 $837,000
Application Denied By Financial Institution 180 $34,199,000 $189,000 $636,000 $76,000 $233,000
Application Withdrawn By Applicant 71 $16,606,000 $233,000 $820,000 $95,000 $237,000
Application Approved But Not Accepted 48 $8,128,000 $169,000 $583,000 $81,000 $159,000
File Closed For Incompleteness 29 $5,566,000 $191,000 $501,000 $92,000 $216,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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