Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Peoples Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 812 |
| Total Mortgage Loan Application Amount | $159,934,000 |
| Average Mortgage Loan Application Amount | $197,000 |
| Highest Mortgage Loan Application Amount | $1,607,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $837,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson County Mississippi | 101 | $ 11,307,000 | $ 111,000 | $ 61,000 |
| Covington County Mississippi | 70 | $ 8,214,000 | $ 117,000 | $ 63,000 |
| Rankin County Mississippi | 49 | $ 10,724,000 | $ 218,000 | $ 69,000 |
| Smith County Mississippi | 20 | $ 1,651,000 | $ 82,000 | $ 66,000 |
| Los Angeles County California | 18 | $ 6,188,000 | $ 343,000 | $ 116,000 |
| Hinds County Mississippi | 14 | $ 2,082,000 | $ 148,000 | $ 56,000 |
| Hillsborough County Florida | 11 | $ 2,928,000 | $ 266,000 | $ 93,000 |
| Maricopa County Arizona | 10 | $ 1,826,000 | $ 182,000 | $ 85,000 |
| Charleston County South Carolina | 9 | $ 2,314,000 | $ 257,000 | $ 69,000 |
| Contra Costa County California | 8 | $ 2,613,000 | $ 326,000 | $ 111,000 |
| Riverside County California | 8 | $ 1,880,000 | $ 235,000 | $ 93,000 |
| Palm Beach County Florida | 8 | $ 1,672,000 | $ 209,000 | $ 76,000 |
| Wayne County Michigan | 8 | $ 1,344,000 | $ 168,000 | $ 123,000 |
| Jefferson Davis County Mississippi | 8 | $ 385,000 | $ 48,000 | $ 55,000 |
| Jones County Mississippi | 8 | $ 1,221,000 | $ 152,000 | $ 73,000 |
| Sacramento County California | 7 | $ 2,013,000 | $ 287,000 | $ 74,000 |
| Broward County Florida | 7 | $ 2,115,000 | $ 302,000 | $ 107,000 |
| Lee County Florida | 7 | $ 1,503,000 | $ 214,000 | $ 96,000 |
| King County Washington | 7 | $ 2,385,000 | $ 340,000 | $ 112,000 |
| Macomb County Michigan | 6 | $ 867,000 | $ 144,000 | $ 86,000 |
| Lamar County Mississippi | 6 | $ 659,000 | $ 109,000 | $ 28,000 |
| Harris County Texas | 6 | $ 1,086,000 | $ 181,000 | $ 101,000 |
| Pinal County Arizona | 5 | $ 1,170,000 | $ 234,000 | $ 127,000 |
| Orange County California | 5 | $ 1,660,000 | $ 332,000 | $ 138,000 |
| San Bernardino County California | 5 | $ 1,304,000 | $ 260,000 | $ 87,000 |
| San Diego County California | 5 | $ 2,048,000 | $ 409,000 | $ 132,000 |
| Pinellas County Florida | 5 | $ 659,000 | $ 131,000 | $ 64,000 |
| Bristol County Massachusetts | 5 | $ 1,332,000 | $ 266,000 | $ 88,000 |
| Dutchess County New York | 5 | $ 1,075,000 | $ 215,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,035,000 | $ 207,000 | $ 69,000 |
| Tarrant County Texas | 5 | $ 979,000 | $ 195,000 | $ 90,000 |
| Miami-Dade County Florida | 4 | $ 1,129,000 | $ 282,000 | $ 114,000 |
| Pasco County Florida | 4 | $ 1,013,000 | $ 253,000 | $ 74,000 |
| Volusia County Florida | 4 | $ 894,000 | $ 223,000 | $ 76,000 |
| Essex County Massachusetts | 4 | $ 1,080,000 | $ 270,000 | $ 83,000 |
| Worcester County Massachusetts | 4 | $ 848,000 | $ 212,000 | $ 83,000 |
| Ottawa County Michigan | 4 | $ 843,000 | $ 210,000 | $ 92,000 |
| Dakota County Minnesota | 4 | $ 744,000 | $ 186,000 | $ 85,000 |
| Forrest County Mississippi | 4 | $ 472,000 | $ 118,000 | $ 108,000 |
| Lafayette County Mississippi | 4 | $ 719,000 | $ 179,000 | $ 299,000 |
| Madison County Mississippi | 4 | $ 1,328,000 | $ 332,000 | $ 153,000 |
| Jefferson County Missouri | 4 | $ 777,000 | $ 194,000 | $ 66,000 |
| Suffolk County New York | 4 | $ 1,445,000 | $ 361,000 | $ 138,000 |
| Dorchester County South Carolina | 4 | $ 782,000 | $ 195,000 | $ 90,000 |
| Denton County Texas | 4 | $ 987,000 | $ 246,000 | $ 159,000 |
| Pima County Arizona | 3 | $ 623,000 | $ 207,000 | $ 86,000 |
| Alameda County California | 3 | $ 885,000 | $ 295,000 | $ 64,000 |
| El Dorado County California | 3 | $ 903,000 | $ 301,000 | $ 131,000 |
| Marin County California | 3 | $ 1,548,000 | $ 516,000 | $ 145,000 |
| San Mateo County California | 3 | $ 2,129,000 | $ 709,000 | $ 123,000 |
| Shasta County California | 3 | $ 805,000 | $ 268,000 | $ 97,000 |
| Ventura County California | 3 | $ 1,387,000 | $ 462,000 | $ 115,000 |
| Jefferson County Colorado | 3 | $ 795,000 | $ 265,000 | $ 90,000 |
| Brevard County Florida | 3 | $ 673,000 | $ 224,000 | $ 151,000 |
| Duval County Florida | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
| Marion County Florida | 3 | $ 559,000 | $ 186,000 | $ 68,000 |
| Jefferson County Kentucky | 3 | $ 546,000 | $ 182,000 | $ 80,000 |
| Middlesex County Massachusetts | 3 | $ 937,000 | $ 312,000 | $ 88,000 |
| Washtenaw County Michigan | 3 | $ 529,000 | $ 176,000 | $ 60,000 |
| Hennepin County Minnesota | 3 | $ 753,000 | $ 251,000 | $ 138,000 |
| Bolivar County Mississippi | 3 | $ 230,000 | $ 76,000 | $ 28,000 |
| Copiah County Mississippi | 3 | $ 166,000 | $ 55,000 | $ 24,000 |
| Scott County Mississippi | 3 | $ 660,000 | $ 220,000 | $ 142,000 |
| Albany County New York | 3 | $ 619,000 | $ 206,000 | $ 118,000 |
| Cleveland County Oklahoma | 3 | $ 541,000 | $ 180,000 | $ 94,000 |
| York County Pennsylvania | 3 | $ 591,000 | $ 197,000 | $ 99,000 |
| Salt Lake County Utah | 3 | $ 500,000 | $ 166,000 | $ 62,000 |
| Pierce County Washington | 3 | $ 830,000 | $ 276,000 | $ 105,000 |
| Vilas County Wisconsin | 3 | $ 352,000 | $ 117,000 | $ 94,000 |
| Pulaski County Arkansas | 2 | $ 421,000 | $ 210,000 | $ 121,000 |
| Fresno County California | 2 | $ 294,000 | $ 147,000 | $ 58,000 |
| Santa Clara County California | 2 | $ 817,000 | $ 408,000 | $ 103,000 |
| Sonoma County California | 2 | $ 920,000 | $ 460,000 | $ 179,000 |
| Stanislaus County California | 2 | $ 467,000 | $ 233,000 | $ 83,000 |
| Adams County Colorado | 2 | $ 608,000 | $ 304,000 | $ 138,000 |
| Arapahoe County Colorado | 2 | $ 426,000 | $ 213,000 | $ 71,000 |
| Douglas County Colorado | 2 | $ 511,000 | $ 255,000 | $ 101,000 |
| El Paso County Colorado | 2 | $ 376,000 | $ 188,000 | $ 102,000 |
| Larimer County Colorado | 2 | $ 406,000 | $ 203,000 | $ 98,000 |
| Hartford County Connecticut | 2 | $ 304,000 | $ 152,000 | $ 97,000 |
| Charlotte County Florida | 2 | $ 339,000 | $ 169,000 | $ 43,000 |
| Lake County Florida | 2 | $ 375,000 | $ 187,000 | $ 104,000 |
| Orange County Florida | 2 | $ 404,000 | $ 202,000 | $ 60,000 |
| Polk County Florida | 2 | $ 307,000 | $ 153,000 | $ 98,000 |
| Gwinnett County Georgia | 2 | $ 333,000 | $ 166,000 | $ 77,000 |
| Paulding County Georgia | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| Honolulu County Hawaii | 2 | $ 525,000 | $ 262,000 | $ 129,000 |
| Lake County Illinois | 2 | $ 472,000 | $ 236,000 | $ 81,000 |
| Wyandotte County Kansas | 2 | $ 303,000 | $ 151,000 | $ 111,000 |
| Berkshire County Massachusetts | 2 | $ 414,000 | $ 207,000 | $ 97,000 |
| Plymouth County Massachusetts | 2 | $ 333,000 | $ 166,000 | $ 61,000 |
| Benzie County Michigan | 2 | $ 311,000 | $ 155,000 | $ 66,000 |
| Genesee County Michigan | 2 | $ 206,000 | $ 103,000 | $ 74,000 |
| Kent County Michigan | 2 | $ 391,000 | $ 195,000 | $ 71,000 |
| Monroe County Michigan | 2 | $ 301,000 | $ 150,000 | $ 72,000 |
| Tuscola County Michigan | 2 | $ 221,000 | $ 110,000 | $ 74,000 |
| Ramsey County Minnesota | 2 | $ 369,000 | $ 184,000 | $ 128,000 |
| Washington County Minnesota | 2 | $ 401,000 | $ 200,000 | $ 66,000 |
| DeSoto County Mississippi | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Warren County Mississippi | 2 | $ 297,000 | $ 148,000 | $ 28,000 |
| Douglas County Nebraska | 2 | $ 265,000 | $ 132,000 | $ 59,000 |
| Sarpy County Nebraska | 2 | $ 391,000 | $ 195,000 | $ 108,000 |
| Carson City County Nevada | 2 | $ 502,000 | $ 251,000 | $ 101,000 |
| Rockingham County New Hampshire | 2 | $ 351,000 | $ 175,000 | $ 78,000 |
| Burlington County New Jersey | 2 | $ 227,000 | $ 113,000 | $ 83,000 |
| Passaic County New Jersey | 2 | $ 886,000 | $ 443,000 | $ 188,000 |
| Monroe County New York | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Union County North Carolina | 2 | $ 848,000 | $ 424,000 | $ 94,000 |
| Oklahoma County Oklahoma | 2 | $ 326,000 | $ 163,000 | $ 84,000 |
| Washington County Oregon | 2 | $ 622,000 | $ 311,000 | $ 81,000 |
| Berks County Pennsylvania | 2 | $ 241,000 | $ 120,000 | $ 81,000 |
| Montgomery County Pennsylvania | 2 | $ 492,000 | $ 246,000 | $ 192,000 |
| Bexar County Texas | 2 | $ 326,000 | $ 163,000 | $ 84,000 |
| Brazoria County Texas | 2 | $ 407,000 | $ 203,000 | $ 133,000 |
| Clark County Washington | 2 | $ 407,000 | $ 203,000 | $ 88,000 |
| Baldwin County Alabama | 1 | $ 51,000 | $ 51,000 | $ 75,000 |
| Madison County Alabama | 1 | $ 201,000 | $ 201,000 | $ 112,000 |
| Fairbanks North Star County Alaska | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Yavapai County Arizona | 1 | $ 263,000 | $ 263,000 | $ 94,000 |
| St. Francis County Arkansas | 1 | $ 183,000 | $ 183,000 | $ 39,000 |
| Washington County Arkansas | 1 | $ 199,000 | $ 199,000 | $ 173,000 |
| Monterey County California | 1 | $ 407,000 | $ 407,000 | $ 29,000 |
| Placer County California | 1 | $ 300,000 | $ 300,000 | $ 73,000 |
| San Joaquin County California | 1 | $ 239,000 | $ 239,000 | $ 49,000 |
| Santa Barbara County California | 1 | $ 310,000 | $ 310,000 | $ 88,000 |
| Tuolumne County California | 1 | $ 259,000 | $ 259,000 | $ 61,000 |
| Broomfield County Colorado | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| Denver County Colorado | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Fremont County Colorado | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| New Castle County Delaware | 1 | $ 156,000 | $ 156,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 1 | $ 371,000 | $ 371,000 | $ 127,000 |
| Citrus County Florida | 1 | $ 172,000 | $ 172,000 | $ 130,000 |
| Collier County Florida | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Columbia County Florida | 1 | $ 246,000 | $ 246,000 | $ 85,000 |
| Flagler County Florida | 1 | $ 248,000 | $ 248,000 | $ 130,000 |
| Leon County Florida | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Manatee County Florida | 1 | $ 212,000 | $ 212,000 | $ 114,000 |
| Santa Rosa County Florida | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Sarasota County Florida | 1 | $ 156,000 | $ 156,000 | $ 123,000 |
| Seminole County Florida | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| St. Johns County Florida | 1 | $ 324,000 | $ 324,000 | $ 92,000 |
| St. Lucie County Florida | 1 | $ 103,000 | $ 103,000 | $ 29,000 |
| Baldwin County Georgia | 1 | $ 193,000 | $ 193,000 | $ 91,000 |
| Barrow County Georgia | 1 | $ 323,000 | $ 323,000 | $ 97,000 |
| Chatham County Georgia | 1 | $ 393,000 | $ 393,000 | $ 76,000 |
| DeKalb County Georgia | 1 | $ 147,000 | $ 147,000 | $ 74,000 |
| Hall County Georgia | 1 | $ 132,000 | $ 132,000 | $ 29,000 |
| Ada County Idaho | 1 | $ 186,000 | $ 186,000 | $ 86,000 |
| Harrison County Iowa | 1 | $ 210,000 | $ 210,000 | $ 140,000 |
| Franklin County Kansas | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Johnson County Kansas | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Sedgwick County Kansas | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Shawnee County Kansas | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Fayette County Kentucky | 1 | $ 418,000 | $ 418,000 | $ 177,000 |
| Hopkins County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Madison County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 104,000 |
| Livingston County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Barnstable County Massachusetts | 1 | $ 179,000 | $ 179,000 | $ 152,000 |
| Hampden County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 118,000 |
| Suffolk County Massachusetts | 1 | $ 304,000 | $ 304,000 | $ 77,000 |
| Ingham County Michigan | 1 | $ 189,000 | $ 189,000 | $ 109,000 |
| Lenawee County Michigan | 1 | $ 212,000 | $ 212,000 | $ 94,000 |
| Livingston County Michigan | 1 | $ 107,000 | $ 107,000 | $ 96,000 |
| Mecosta County Michigan | 1 | $ 98,000 | $ 98,000 | $ 76,000 |
| Menominee County Michigan | 1 | $ 161,000 | $ 161,000 | $ 110,000 |
| Oakland County Michigan | 1 | $ 222,000 | $ 222,000 | $ 66,000 |
| Otsego County Michigan | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Roscommon County Michigan | 1 | $ 199,000 | $ 199,000 | $ 37,000 |
| Carver County Minnesota | 1 | $ 337,000 | $ 337,000 | $ 143,000 |
| Olmsted County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 85,000 |
| Sherburne County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Adams County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 257,000 |
| Attala County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Clay County Mississippi | 1 | $ 1,607,000 | $ 1,607,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 103,000 |
| Jackson County Mississippi | 1 | $ 257,000 | $ 257,000 | $ 86,000 |
| Lauderdale County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Lawrence County Mississippi | 1 | $ 204,000 | $ 204,000 | $ 39,000 |
| Marion County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Stone County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Winston County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
| Cass County Missouri | 1 | $ 170,000 | $ 170,000 | $ 118,000 |
| Clay County Missouri | 1 | $ 107,000 | $ 107,000 | $ 91,000 |
| Cooper County Missouri | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Jackson County Missouri | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Lincoln County Missouri | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Platte County Missouri | 1 | $ 138,000 | $ 138,000 | $ 83,000 |
| St. Louis County Missouri | 1 | $ 216,000 | $ 216,000 | $ 139,000 |
| St. Louis City County Missouri | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Stone County Missouri | 1 | $ 131,000 | $ 131,000 | $ 64,000 |
| Dodge County Nebraska | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Clark County Nevada | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Washoe County Nevada | 1 | $ 212,000 | $ 212,000 | $ 39,000 |
| Grafton County New Hampshire | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Atlantic County New Jersey | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Bergen County New Jersey | 1 | $ 303,000 | $ 303,000 | $ 120,000 |
| Camden County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Gloucester County New Jersey | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Monmouth County New Jersey | 1 | $ 131,000 | $ 131,000 | $ 51,000 |
| Morris County New Jersey | 1 | $ 188,000 | $ 188,000 | $ 131,000 |
| Ocean County New Jersey | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
| Salem County New Jersey | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Somerset County New Jersey | 1 | $ 483,000 | $ 483,000 | $ 229,000 |
| Warren County New Jersey | 1 | $ 287,000 | $ 287,000 | $ 168,000 |
| Bernalillo County New Mexico | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Sandoval County New Mexico | 1 | $ 159,000 | $ 159,000 | $ 63,000 |
| Erie County New York | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Nassau County New York | 1 | $ 389,000 | $ 389,000 | $ 228,000 |
| Rensselaer County New York | 1 | $ 214,000 | $ 214,000 | $ 66,000 |
| Wayne County New York | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Buncombe County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 56,000 |
| Gaston County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 38,000 |
| Iredell County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 97,000 |
| Mecklenburg County North Carolina | 1 | $ 413,000 | $ 413,000 | $ 157,000 |
| Lorain County Ohio | 1 | $ 94,000 | $ 94,000 | $ 167,000 |
| Mahoning County Ohio | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Kiowa County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Muskogee County Oklahoma | 1 | $ 213,000 | $ 213,000 | $ 97,000 |
| Tulsa County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 115,000 |
| Jackson County Oregon | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Lane County Oregon | 1 | $ 254,000 | $ 254,000 | $ 102,000 |
| Linn County Oregon | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Marion County Oregon | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Multnomah County Oregon | 1 | $ 161,000 | $ 161,000 | $ 34,000 |
| Sherman County Oregon | 1 | $ 169,000 | $ 169,000 | $ 89,000 |
| Allegheny County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Bucks County Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 74,000 |
| Chester County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 107,000 |
| Columbia County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Dauphin County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 68,000 |
| Delaware County Pennsylvania | 1 | $ 384,000 | $ 384,000 | $ 121,000 |
| Lancaster County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 122,000 |
| Lehigh County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 53,000 |
| Luzerne County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Mercer County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 77,000 |
| Northampton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Schuylkill County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Wyoming County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 114,000 |
| Kent County Rhode Island | 1 | $ 211,000 | $ 211,000 | $ 117,000 |
| Berkeley County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 61,000 |
| Sevier County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 144,000 |
| Austin County Texas | 1 | $ 248,000 | $ 248,000 | $ 138,000 |
| Bell County Texas | 1 | $ 168,000 | $ 168,000 | $ 90,000 |
| Callahan County Texas | 1 | $ 280,000 | $ 280,000 | $ 79,000 |
| Collin County Texas | 1 | $ 139,000 | $ 139,000 | $ 101,000 |
| Dallas County Texas | 1 | $ 214,000 | $ 214,000 | $ 87,000 |
| El Paso County Texas | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Jefferson County Texas | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Kaufman County Texas | 1 | $ 189,000 | $ 189,000 | $ 86,000 |
| Lubbock County Texas | 1 | $ 142,000 | $ 142,000 | $ 124,000 |
| Medina County Texas | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Nueces County Texas | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Webb County Texas | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Williamson County Texas | 1 | $ 187,000 | $ 187,000 | $ 83,000 |
| Wise County Texas | 1 | $ 163,000 | $ 163,000 | $ 56,000 |
| Emery County Utah | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
| Greene County Virginia | 1 | $ 372,000 | $ 372,000 | $ 155,000 |
| Chelan County Washington | 1 | $ 193,000 | $ 193,000 | $ 108,000 |
| Lewis County Washington | 1 | $ 424,000 | $ 424,000 | $ 113,000 |
| Snohomish County Washington | 1 | $ 281,000 | $ 281,000 | $ 84,000 |
| Spokane County Washington | 1 | $ 280,000 | $ 280,000 | $ 91,000 |
| Whatcom County Washington | 1 | $ 324,000 | $ 324,000 | $ 119,000 |
| Green County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 56,000 |
| Milwaukee County Wisconsin | 1 | $ 177,000 | $ 177,000 | $ 91,000 |
| Rock County Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 326 | $71,165,000 | $218,000 | $1,607,000 | $84,000 | $237,000 |
| Home Purchase | 295 | $49,321,000 | $167,000 | $717,000 | $79,000 | $837,000 |
| Home Improvement | 191 | $39,448,000 | $206,000 | $749,000 | $91,000 | $247,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 572 | $107,102,000 | $187,000 | $717,000 | $87,000 | $483,000 |
| Black or African American | 101 | $15,560,000 | $154,000 | $553,000 | $82,000 | $837,000 |
| Hispanic | 44 | $9,523,000 | $216,000 | $501,000 | $87,000 | $233,000 |
| Not Provided | 44 | $11,339,000 | $257,000 | $562,000 | $96,000 | $229,000 |
| Not applicable | 30 | $9,921,000 | $330,000 | $1,607,000 | $0 | $0 |
| Asian | 13 | $4,714,000 | $362,000 | $820,000 | $120,000 | $213,000 |
| American Indian or Alaskan Native | 5 | $1,136,000 | $227,000 | $329,000 | $85,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $639,000 | $213,000 | $254,000 | $66,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 410 | $90,225,000 | $220,000 | $636,000 | $93,000 | $247,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 322 | $50,947,000 | $158,000 | $1,607,000 | $74,000 | $837,000 |
| VA-guaranteed (Veterans Administration) | 64 | $16,805,000 | $262,000 | $820,000 | $84,000 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $1,957,000 | $122,000 | $222,000 | $51,000 | $153,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 484 | $95,435,000 | $197,000 | $1,607,000 | $85,000 | $837,000 |
| Application Denied By Financial Institution | 180 | $34,199,000 | $189,000 | $636,000 | $76,000 | $233,000 |
| Application Withdrawn By Applicant | 71 | $16,606,000 | $233,000 | $820,000 | $95,000 | $237,000 |
| Application Approved But Not Accepted | 48 | $8,128,000 | $169,000 | $583,000 | $81,000 | $159,000 |
| File Closed For Incompleteness | 29 | $5,566,000 | $191,000 | $501,000 | $92,000 | $216,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.