Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Peoples Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 813 |
| Total Mortgage Loan Application Amount | $167,915,000 |
| Average Mortgage Loan Application Amount | $152,400 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $84,600 |
| Highest Applicant Income | $5,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson County Mississippi | 92 | $ 10,260,000 | $ 111,000 | $ 153,000 |
| Covington County Mississippi | 56 | $ 4,090,000 | $ 73,000 | $ 67,000 |
| Rankin County Mississippi | 44 | $ 8,280,000 | $ 188,000 | $ 81,000 |
| Hinds County Mississippi | 19 | $ 2,905,000 | $ 152,000 | $ 100,000 |
| Los Angeles County California | 16 | $ 8,080,000 | $ 505,000 | $ 134,000 |
| Smith County Mississippi | 16 | $ 1,030,000 | $ 64,000 | $ 67,000 |
| Charleston County South Carolina | 9 | $ 2,985,000 | $ 331,000 | $ 92,000 |
| Alameda County California | 8 | $ 3,850,000 | $ 481,000 | $ 109,000 |
| Salt Lake County Utah | 8 | $ 2,120,000 | $ 265,000 | $ 82,000 |
| Maricopa County Arizona | 7 | $ 1,415,000 | $ 202,000 | $ 78,000 |
| Orange County California | 7 | $ 4,405,000 | $ 629,000 | $ 157,000 |
| Sacramento County California | 7 | $ 1,935,000 | $ 276,000 | $ 96,000 |
| Broward County Florida | 7 | $ 1,465,000 | $ 209,000 | $ 81,000 |
| Palm Beach County Florida | 7 | $ 1,275,000 | $ 182,000 | $ 82,000 |
| New Castle County Delaware | 6 | $ 1,330,000 | $ 221,000 | $ 97,000 |
| Lee County Florida | 6 | $ 1,250,000 | $ 208,000 | $ 62,000 |
| Miami-Dade County Florida | 6 | $ 1,550,000 | $ 258,000 | $ 99,000 |
| Johnson County Kansas | 6 | $ 1,190,000 | $ 198,000 | $ 116,000 |
| Madison County Mississippi | 6 | $ 1,480,000 | $ 246,000 | $ 85,000 |
| Harris County Texas | 6 | $ 1,130,000 | $ 188,000 | $ 95,000 |
| San Bernardino County California | 5 | $ 1,705,000 | $ 341,000 | $ 153,000 |
| Pinellas County Florida | 5 | $ 925,000 | $ 185,000 | $ 106,000 |
| DeKalb County Georgia | 5 | $ 945,000 | $ 189,000 | $ 61,000 |
| Jones County Mississippi | 5 | $ 185,000 | $ 37,000 | $ 36,000 |
| Clark County Nevada | 5 | $ 1,385,000 | $ 277,000 | $ 84,000 |
| Riverside County California | 4 | $ 1,490,000 | $ 372,000 | $ 116,000 |
| Adams County Colorado | 4 | $ 900,000 | $ 225,000 | $ 92,000 |
| Jefferson County Colorado | 4 | $ 1,320,000 | $ 330,000 | $ 90,000 |
| Honolulu County Hawaii | 4 | $ 1,510,000 | $ 377,000 | $ 106,000 |
| York County Maine | 4 | $ 830,000 | $ 207,000 | $ 97,000 |
| Essex County Massachusetts | 4 | $ 1,090,000 | $ 272,000 | $ 112,000 |
| Oakland County Michigan | 4 | $ 1,070,000 | $ 267,000 | $ 78,000 |
| Wayne County Michigan | 4 | $ 690,000 | $ 172,000 | $ 124,000 |
| Hennepin County Minnesota | 4 | $ 850,000 | $ 212,000 | $ 118,000 |
| Jefferson Davis County Mississippi | 4 | $ 140,000 | $ 35,000 | $ 75,000 |
| Lafayette County Mississippi | 4 | $ 790,000 | $ 197,000 | $ 111,000 |
| Lamar County Mississippi | 4 | $ 390,000 | $ 97,000 | $ 42,000 |
| Oklahoma County Oklahoma | 4 | $ 640,000 | $ 160,000 | $ 83,000 |
| Multnomah County Oregon | 4 | $ 760,000 | $ 190,000 | $ 74,000 |
| Fort Bend County Texas | 4 | $ 970,000 | $ 242,000 | $ 101,000 |
| Tarrant County Texas | 4 | $ 790,000 | $ 197,000 | $ 84,000 |
| Travis County Texas | 4 | $ 540,000 | $ 135,000 | $ 62,000 |
| Milwaukee County Wisconsin | 4 | $ 980,000 | $ 245,000 | $ 97,000 |
| Cochise County Arizona | 3 | $ 365,000 | $ 121,000 | $ 64,000 |
| Contra Costa County California | 3 | $ 965,000 | $ 321,000 | $ 161,000 |
| San Diego County California | 3 | $ 1,185,000 | $ 395,000 | $ 102,000 |
| Lake County Florida | 3 | $ 545,000 | $ 181,000 | $ 76,000 |
| Cherokee County Georgia | 3 | $ 585,000 | $ 195,000 | $ 98,000 |
| Bristol County Massachusetts | 3 | $ 855,000 | $ 285,000 | $ 118,000 |
| Middlesex County Massachusetts | 3 | $ 975,000 | $ 325,000 | $ 112,000 |
| Macomb County Michigan | 3 | $ 345,000 | $ 115,000 | $ 22,000 |
| Anoka County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 109,000 |
| Lancaster County Nebraska | 3 | $ 285,000 | $ 95,000 | $ 46,000 |
| Rockingham County New Hampshire | 3 | $ 1,015,000 | $ 338,000 | $ 138,000 |
| Burlington County New Jersey | 3 | $ 1,035,000 | $ 345,000 | $ 141,000 |
| Somerset County New Jersey | 3 | $ 1,175,000 | $ 391,000 | $ 153,000 |
| Bernalillo County New Mexico | 3 | $ 565,000 | $ 188,000 | $ 108,000 |
| Erie County New York | 3 | $ 655,000 | $ 218,000 | $ 96,000 |
| Saratoga County New York | 3 | $ 705,000 | $ 235,000 | $ 101,000 |
| Schenectady County New York | 3 | $ 285,000 | $ 95,000 | $ 23,000 |
| Suffolk County New York | 3 | $ 905,000 | $ 301,000 | $ 157,000 |
| Dare County North Carolina | 3 | $ 485,000 | $ 161,000 | $ 83,000 |
| Dallas County Texas | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| El Paso County Texas | 3 | $ 285,000 | $ 95,000 | $ 55,000 |
| Snohomish County Washington | 3 | $ 755,000 | $ 251,000 | $ 78,000 |
| Baldwin County Alabama | 2 | $ 1,480,000 | $ 740,000 | $ 738,000 |
| Madison County Alabama | 2 | $ 430,000 | $ 215,000 | $ 103,000 |
| Mobile County Alabama | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Pulaski County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 285,000 |
| Placer County California | 2 | $ 810,000 | $ 405,000 | $ 157,000 |
| San Joaquin County California | 2 | $ 640,000 | $ 320,000 | $ 124,000 |
| Santa Clara County California | 2 | $ 1,010,000 | $ 505,000 | $ 108,000 |
| Arapahoe County Colorado | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| El Paso County Colorado | 2 | $ 500,000 | $ 250,000 | $ 116,000 |
| Collier County Florida | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| Duval County Florida | 2 | $ 610,000 | $ 305,000 | $ 144,000 |
| Hernando County Florida | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
| Hillsborough County Florida | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Sarasota County Florida | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Seminole County Florida | 2 | $ 470,000 | $ 235,000 | $ 66,000 |
| St. Lucie County Florida | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Volusia County Florida | 2 | $ 480,000 | $ 240,000 | $ 127,000 |
| Cobb County Georgia | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Coweta County Georgia | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Richmond County Georgia | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| McHenry County Illinois | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Sedgwick County Kansas | 2 | $ 230,000 | $ 115,000 | $ 118,000 |
| Barren County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| Madison County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| Scott County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 153,000 |
| Norfolk County Massachusetts | 2 | $ 680,000 | $ 340,000 | $ 131,000 |
| Plymouth County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 81,000 |
| Eaton County Michigan | 2 | $ 240,000 | $ 120,000 | $ 82,000 |
| Livingston County Michigan | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Otsego County Michigan | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Sanilac County Michigan | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Crow Wing County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Sherburne County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Washington County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
| Jasper County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 31,000 |
| Tunica County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 184,000 |
| St. Charles County Missouri | 2 | $ 780,000 | $ 390,000 | $ 141,000 |
| Grafton County New Hampshire | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Hillsborough County New Hampshire | 2 | $ 590,000 | $ 295,000 | $ 125,000 |
| Bronx County New York | 2 | $ 900,000 | $ 450,000 | $ 150,000 |
| Dutchess County New York | 2 | $ 560,000 | $ 280,000 | $ 81,000 |
| Monroe County New York | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Nassau County New York | 2 | $ 1,060,000 | $ 530,000 | $ 140,000 |
| Ulster County New York | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Westchester County New York | 2 | $ 1,120,000 | $ 560,000 | $ 131,000 |
| Mecklenburg County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| New Hanover County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Franklin County Ohio | 2 | $ 570,000 | $ 285,000 | $ 123,000 |
| Tulsa County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 85,000 |
| Douglas County Oregon | 2 | $ 420,000 | $ 210,000 | $ 122,000 |
| Montgomery County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 108,000 |
| York County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Berkeley County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 132,000 |
| Bexar County Texas | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Callahan County Texas | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Davis County Utah | 2 | $ 600,000 | $ 300,000 | $ 74,000 |
| Weber County Utah | 2 | $ 320,000 | $ 160,000 | $ 40,000 |
| Windsor County Vermont | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Pierce County Washington | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
| Coffee County Alabama | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Jefferson County Alabama | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| Shelby County Alabama | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Pima County Arizona | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Cross County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Garland County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Hot Spring County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Lonoke County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Butte County California | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Fresno County California | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Lake County California | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Mendocino County California | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Monterey County California | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Santa Barbara County California | 1 | $ 1,885,000 | $ 1,885,000 | $ 239,000 |
| Santa Cruz County California | 1 | $ 575,000 | $ 575,000 | $ 76,000 |
| Sonoma County California | 1 | $ 625,000 | $ 625,000 | $ 255,000 |
| Stanislaus County California | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Denver County Colorado | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Larimer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 126,000 |
| Las Animas County Colorado | 1 | $ 605,000 | $ 605,000 | $ 122,000 |
| Mesa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Pueblo County Colorado | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Hartford County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Litchfield County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Kent County Delaware | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Clay County Florida | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Columbia County Florida | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Gulf County Florida | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Jackson County Florida | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Marion County Florida | 1 | $ 545,000 | $ 545,000 | $ 82,000 |
| Okeechobee County Florida | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Polk County Florida | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Santa Rosa County Florida | 1 | $ 335,000 | $ 335,000 | $ 231,000 |
| St. Johns County Florida | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Barrow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Bibb County Georgia | 1 | $ 265,000 | $ 265,000 | $ 182,000 |
| Bryan County Georgia | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Butts County Georgia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Clarke County Georgia | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Columbia County Georgia | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Early County Georgia | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Effingham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Fannin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Hall County Georgia | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Newton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Oconee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Towns County Georgia | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Walton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Ada County Idaho | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Cook County Illinois | 1 | $ 285,000 | $ 285,000 | $ 225,000 |
| Hancock County Illinois | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Jackson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| McLean County Illinois | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Randolph County Illinois | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Williamson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Johnson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Lake County Indiana | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Cherokee County Kansas | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Wyandotte County Kansas | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Boone County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Bullitt County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Campbell County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Grant County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Jefferson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Laurel County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Marshall County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Owen County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Lafayette County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Tangipahoa County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Terrebonne County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Androscoggin County Maine | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Piscataquis County Maine | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Waldo County Maine | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Baltimore City County Maryland | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Berkshire County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Hampshire County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Barry County Michigan | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Genesee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Jackson County Michigan | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Kent County Michigan | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Monroe County Michigan | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Montmorency County Michigan | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Kanabec County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| Ramsey County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Rice County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Scott County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 161,000 |
| Forrest County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Hancock County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Harrison County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Jackson County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Lawrence County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 234,000 |
| Marion County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Newton County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Pearl River County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Pontotoc County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 31,000 |
| Scott County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Warren County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 307,000 |
| Yazoo County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Christian County Missouri | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Clay County Missouri | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Clinton County Missouri | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Lincoln County Missouri | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Newton County Missouri | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Taney County Missouri | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Webster County Missouri | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Gallatin County Montana | 1 | $ 465,000 | $ 465,000 | $ 83,000 |
| Yellowstone County Montana | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Douglas County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Lyon County Nevada | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Nye County Nevada | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Washoe County Nevada | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Strafford County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Essex County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 61,000 |
| Middlesex County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Colfax County New Mexico | 1 | $ 705,000 | $ 705,000 | $ 485,000 |
| Sandoval County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Cayuga County New York | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Chenango County New York | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Onondaga County New York | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Ontario County New York | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Orange County New York | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Rensselaer County New York | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Sullivan County New York | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Wake County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Williams County North Dakota | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Fairfield County Ohio | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Hamilton County Ohio | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Knox County Ohio | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Stark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Cleveland County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Deschutes County Oregon | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Jackson County Oregon | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Lane County Oregon | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Washington County Oregon | 1 | $ 305,000 | $ 305,000 | $ 186,000 |
| Yamhill County Oregon | 1 | $ 415,000 | $ 415,000 | $ 208,000 |
| Allegheny County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Bucks County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Chester County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Crawford County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Lehigh County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Lycoming County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Northampton County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Kent County Rhode Island | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Newport County Rhode Island | 1 | $ 425,000 | $ 425,000 | $ 184,000 |
| Anderson County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Fairfield County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Greenville County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Horry County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Orangeburg County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| York County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Hamblen County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Sevier County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Sumner County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Bell County Texas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Collin County Texas | 1 | $ 275,000 | $ 275,000 | $ 225,000 |
| Hopkins County Texas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Johnson County Texas | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Nueces County Texas | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Parker County Texas | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Williamson County Texas | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Cache County Utah | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Utah County Utah | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Addison County Vermont | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Rutland County Vermont | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Dinwiddie County Virginia | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
| Fairfax County Virginia | 1 | $ 395,000 | $ 395,000 | $ 72,000 |
| Greene County Virginia | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Rappahannock County Virginia | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Richmond County Virginia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Rockbridge County Virginia | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Scott County Virginia | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Clark County Washington | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Douglas County Washington | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Franklin County Washington | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| King County Washington | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Skagit County Washington | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Thurston County Washington | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Whatcom County Washington | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Monongalia County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Douglas County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Kenosha County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Lincoln County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Washington County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Waukesha County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Waushara County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Teton County Wyoming | 1 | $ 455,000 | $ 455,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 326 | $61,960,000 | $190,000 | $1,525,000 | $111,000 | $5,760,000 |
| Cash-out Refinancing | 288 | $71,630,000 | $248,000 | $1,075,000 | $90,000 | $244,000 |
| Refinancing | 154 | $31,520,000 | $204,000 | $1,885,000 | $96,000 | $489,000 |
| Home Improvement | 25 | $2,025,000 | $81,000 | $415,000 | $75,000 | $304,000 |
| Other Purpose | 20 | $780,000 | $39,000 | $105,000 | $51,000 | $269,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 525 | $107,605,000 | $204,000 | $1,885,000 | $104,000 | $5,760,000 |
| Black or African American | 126 | $19,390,000 | $153,000 | $685,000 | $74,000 | $331,000 |
| Not Provided | 49 | $15,635,000 | $319,000 | $975,000 | $110,000 | $233,000 |
| Hispanic | 47 | $10,575,000 | $225,000 | $495,000 | $86,000 | $231,000 |
| Not applicable | 30 | $4,780,000 | $159,000 | $485,000 | $0 | $0 |
| Asian | 19 | $5,455,000 | $287,000 | $675,000 | $88,000 | $231,000 |
| American Indian or Alaskan Native | 10 | $1,790,000 | $179,000 | $315,000 | $72,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,025,000 | $341,000 | $425,000 | $94,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 405 | $93,465,000 | $230,000 | $685,000 | $92,000 | $489,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 311 | $51,685,000 | $166,000 | $1,885,000 | $110,000 | $5,760,000 |
| VA-guaranteed (Veterans Administration) | 80 | $20,720,000 | $259,000 | $655,000 | $91,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,045,000 | $120,000 | $185,000 | $44,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 510 | $102,290,000 | $200,000 | $1,525,000 | $106,000 | $5,760,000 |
| Application Denied By Financial Institution | 155 | $32,265,000 | $208,000 | $1,885,000 | $78,000 | $331,000 |
| Application Withdrawn By Applicant | 75 | $18,745,000 | $249,000 | $1,075,000 | $93,000 | $231,000 |
| Application Approved But Not Accepted | 65 | $13,345,000 | $205,000 | $1,075,000 | $94,000 | $434,000 |
| File Closed For Incompleteness | 8 | $1,270,000 | $158,000 | $325,000 | $61,000 | $92,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 813 | $167,915,000 | $206,000 | $1,885,000 | $98,000 | $5,760,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.