Peoples Bank Of Kankakee County
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Peoples Bank Of Kankakee County 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Of Kankakee County 315 Main Nw Bourbonnais, IL 60914 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 503 |
| Total Mortgage Loan Application Amount | $47,429,000 |
| Average Mortgage Loan Application Amount | $86,333 |
| Highest Mortgage Loan Application Amount | $819,000 |
| Average Applicant Income | $78,333 |
| Highest Applicant Income | $973,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Peoples Bank Of Kankakee County. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank Of Kankakee County's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Peoples Bank Of Kankakee County's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank Of Kankakee County serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank Of Kankakee County, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank Of Kankakee County's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kankakee County Illinois | 282 | $ 31,692,000 | $ 112,000 | $ 91,000 |
| Iroquois County Illinois | 21 | $ 1,777,000 | $ 84,000 | $ 67,000 |
| Will County Illinois | 11 | $ 1,846,000 | $ 167,000 | $ 90,000 |
| Cook County Illinois | 5 | $ 285,000 | $ 57,000 | $ 104,000 |
| Kane County Illinois | 3 | $ 398,000 | $ 132,000 | $ 49,000 |
| Anne Arundel County Maryland | 3 | $ 233,000 | $ 77,000 | $ 66,000 |
| St. Charles County Missouri | 3 | $ 116,000 | $ 38,000 | $ 45,000 |
| Cattaraugus County New York | 3 | $ 135,000 | $ 45,000 | $ 30,000 |
| Chester County Pennsylvania | 3 | $ 154,000 | $ 51,000 | $ 35,000 |
| Champaign County Illinois | 2 | $ 48,000 | $ 24,000 | $ 33,000 |
| DuPage County Illinois | 2 | $ 687,000 | $ 343,000 | $ 99,000 |
| Grundy County Illinois | 2 | $ 394,000 | $ 197,000 | $ 158,000 |
| Livingston County Illinois | 2 | $ 141,000 | $ 70,000 | $ 56,000 |
| McLean County Illinois | 2 | $ 75,000 | $ 37,000 | $ 63,000 |
| Vermilion County Illinois | 2 | $ 93,000 | $ 46,000 | $ 50,000 |
| Vanderburgh County Indiana | 2 | $ 73,000 | $ 36,000 | $ 49,000 |
| Riley County Kansas | 2 | $ 105,000 | $ 52,000 | $ 71,000 |
| Sedgwick County Kansas | 2 | $ 167,000 | $ 83,000 | $ 67,000 |
| Berrien County Michigan | 2 | $ 116,000 | $ 58,000 | $ 38,000 |
| Calhoun County Michigan | 2 | $ 218,000 | $ 109,000 | $ 64,000 |
| Anoka County Minnesota | 2 | $ 104,000 | $ 52,000 | $ 38,000 |
| Blue Earth County Minnesota | 2 | $ 126,000 | $ 63,000 | $ 43,000 |
| Olmsted County Minnesota | 2 | $ 92,000 | $ 46,000 | $ 53,000 |
| St. Louis County Minnesota | 2 | $ 79,000 | $ 39,000 | $ 23,000 |
| Greene County Missouri | 2 | $ 85,000 | $ 42,000 | $ 57,000 |
| Erie County New York | 2 | $ 77,000 | $ 38,000 | $ 30,000 |
| Wayne County Ohio | 2 | $ 85,000 | $ 42,000 | $ 56,000 |
| Berks County Pennsylvania | 2 | $ 53,000 | $ 26,000 | $ 26,000 |
| York County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Boone County West Virginia | 2 | $ 48,000 | $ 24,000 | $ 43,000 |
| Kanawha County West Virginia | 2 | $ 88,000 | $ 44,000 | $ 34,000 |
| Mingo County West Virginia | 2 | $ 92,000 | $ 46,000 | $ 53,000 |
| Raleigh County West Virginia | 2 | $ 75,000 | $ 37,000 | $ 39,000 |
| Waukesha County Wisconsin | 2 | $ 284,000 | $ 142,000 | $ 106,000 |
| Lauderdale County Alabama | 1 | $ 168,000 | $ 168,000 | $ 57,000 |
| Maricopa County Arizona | 1 | $ 38,000 | $ 38,000 | $ 61,000 |
| Izard County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| Weld County Colorado | 1 | $ 33,000 | $ 33,000 | $ 25,000 |
| New Castle County Delaware | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Lee County Florida | 1 | $ 126,000 | $ 126,000 | $ 476,000 |
| Pinellas County Florida | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 51,000 | $ 51,000 | $ 58,000 |
| Kootenai County Idaho | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Adams County Illinois | 1 | $ 37,000 | $ 37,000 | $ 37,000 |
| Coles County Illinois | 1 | $ 56,000 | $ 56,000 | $ 127,000 |
| Sangamon County Illinois | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| St. Clair County Illinois | 1 | $ 34,000 | $ 34,000 | $ 43,000 |
| Wayne County Illinois | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Elkhart County Indiana | 1 | $ 24,000 | $ 24,000 | $ 40,000 |
| Howard County Indiana | 1 | $ 23,000 | $ 23,000 | $ 58,000 |
| LaPorte County Indiana | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Madison County Indiana | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Marion County Indiana | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Johnson County Iowa | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| Linn County Iowa | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Marshall County Iowa | 1 | $ 34,000 | $ 34,000 | $ 30,000 |
| Tama County Iowa | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Warren County Iowa | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Butler County Kansas | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Douglas County Kansas | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Gray County Kansas | 1 | $ 40,000 | $ 40,000 | $ 122,000 |
| Shawnee County Kansas | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| Sumner County Kansas | 1 | $ 31,000 | $ 31,000 | $ 31,000 |
| Clark County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Floyd County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 74,000 |
| Laurel County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 31,000 |
| Livingston County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Logan County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 78,000 |
| Pike County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Pulaski County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Whitley County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Wolfe County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 39,000 |
| Allegan County Michigan | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Barry County Michigan | 1 | $ 30,000 | $ 30,000 | $ 12,000 |
| Bay County Michigan | 1 | $ 33,000 | $ 33,000 | $ 44,000 |
| Eaton County Michigan | 1 | $ 69,000 | $ 69,000 | $ 39,000 |
| Grand Traverse County Michigan | 1 | $ 21,000 | $ 21,000 | $ 36,000 |
| Isabella County Michigan | 1 | $ 88,000 | $ 88,000 | $ 160,000 |
| Kent County Michigan | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Macomb County Michigan | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Mecosta County Michigan | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
| Monroe County Michigan | 1 | $ 32,000 | $ 32,000 | $ 27,000 |
| Newaygo County Michigan | 1 | $ 19,000 | $ 19,000 | $ 21,000 |
| Oakland County Michigan | 1 | $ 34,000 | $ 34,000 | $ 52,000 |
| Ottawa County Michigan | 1 | $ 23,000 | $ 23,000 | $ 40,000 |
| Shiawassee County Michigan | 1 | $ 28,000 | $ 28,000 | $ 30,000 |
| St. Joseph County Michigan | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Washtenaw County Michigan | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Carver County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 41,000 |
| Crow Wing County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 17,000 |
| Dakota County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Douglas County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Hennepin County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Houston County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 57,000 |
| Isanti County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Kanabec County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 40,000 |
| McLeod County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Otter Tail County Minnesota | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| Washington County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Atchison County Missouri | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Cass County Missouri | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Dunklin County Missouri | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Howell County Missouri | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| New Madrid County Missouri | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Newton County Missouri | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Ozark County Missouri | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Platte County Missouri | 1 | $ 29,000 | $ 29,000 | $ 35,000 |
| Polk County Missouri | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Scott County Missouri | 1 | $ 78,000 | $ 78,000 | $ 74,000 |
| St. Francois County Missouri | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Webster County Missouri | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Dawson County Montana | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Flathead County Montana | 1 | $ 53,000 | $ 53,000 | $ 41,000 |
| Gallatin County Montana | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Lincoln County Montana | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| Park County Montana | 1 | $ 58,000 | $ 58,000 | $ 62,000 |
| Clinton County New York | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Fulton County New York | 1 | $ 56,000 | $ 56,000 | $ 64,000 |
| Orleans County New York | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Saratoga County New York | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Ulster County New York | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
| Burleigh County North Dakota | 1 | $ 22,000 | $ 22,000 | $ 56,000 |
| Dunn County North Dakota | 1 | $ 44,000 | $ 44,000 | $ 94,000 |
| McKenzie County North Dakota | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Williams County North Dakota | 1 | $ 77,000 | $ 77,000 | $ 72,000 |
| Butler County Ohio | 1 | $ 76,000 | $ 76,000 | $ 72,000 |
| Champaign County Ohio | 1 | $ 26,000 | $ 26,000 | $ 21,000 |
| Franklin County Ohio | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Geauga County Ohio | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Hamilton County Ohio | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Huron County Ohio | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Lucas County Ohio | 1 | $ 36,000 | $ 36,000 | $ 59,000 |
| Richland County Ohio | 1 | $ 400,000 | $ 400,000 | $ 200,000 |
| Trumbull County Ohio | 1 | $ 16,000 | $ 16,000 | $ 26,000 |
| Josephine County Oregon | 1 | $ 51,000 | $ 51,000 | $ 53,000 |
| Adams County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 39,000 |
| Beaver County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Bucks County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 106,000 |
| Franklin County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Lehigh County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Lycoming County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 43,000 |
| Minnehaha County South Dakota | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Claiborne County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Scott County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 41,000 |
| Prince George County Virginia | 1 | $ 36,000 | $ 36,000 | $ 47,000 |
| Greenbrier County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 29,000 |
| Logan County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 62,000 |
| Marion County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| Wood County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 87,000 |
| Brown County Wisconsin | 1 | $ 574,000 | $ 574,000 | $ 47,000 |
| Polk County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 55,000 |
| Laramie County Wyoming | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Peoples Bank Of Kankakee County in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 302 | $29,589,000 | $97,000 | $819,000 | $71,000 | $973,000 |
| Refinancing | 123 | $13,884,000 | $112,000 | $450,000 | $92,000 | $912,000 |
| Home Improvement | 78 | $3,956,000 | $50,000 | $198,000 | $72,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 444 | $40,764,000 | $91,000 | $819,000 | $74,000 | $912,000 |
| Black or African American | 39 | $3,553,000 | $91,000 | $425,000 | $81,000 | $217,000 |
| Hispanic | 9 | $647,000 | $71,000 | $252,000 | $67,000 | $106,000 |
| Not applicable | 5 | $734,000 | $146,000 | $240,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $474,000 | $158,000 | $180,000 | $125,000 | $217,000 |
| Asian | 3 | $1,257,000 | $419,000 | $696,000 | $386,000 | $973,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 503 | $47,429,000 | $94,000 | $819,000 | $76,000 | $973,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 363 | $34,096,000 | $93,000 | $819,000 | $82,000 | $973,000 |
| Application Withdrawn By Applicant | 95 | $9,778,000 | $102,000 | $483,000 | $65,000 | $239,000 |
| Application Denied By Financial Institution | 43 | $2,993,000 | $69,000 | $219,000 | $54,000 | $182,000 |
| Application Approved But Not Accepted | 2 | $562,000 | $281,000 | $342,000 | $91,000 | $113,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $1,376,000 | $52,000 | $161,000 | $51,000 | $80,000 |
| Debt-To-Income Ratio | 11 | $1,289,000 | $117,000 | $219,000 | $63,000 | $182,000 |
| Collateral | 3 | $162,000 | $54,000 | $128,000 | $57,000 | $99,000 |
| Employment History | 1 | $15,000 | $15,000 | $15,000 | $16,000 | $16,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank Of Kankakee County's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank Of Kankakee County's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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