Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Peoples Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 9204 Columbia Ave. Munster, IN 46321 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,696 |
| Total Mortgage Loan Application Amount | $376,600,000 |
| Average Mortgage Loan Application Amount | $181,000 |
| Highest Mortgage Loan Application Amount | $3,365,000 |
| Average Applicant Income | $110,800 |
| Highest Applicant Income | $3,054,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Indiana | 768 | $ 187,680,000 | $ 244,000 | $ 118,000 |
| Cook County Illinois | 189 | $ 54,625,000 | $ 289,000 | $ 109,000 |
| Porter County Indiana | 93 | $ 28,095,000 | $ 302,000 | $ 128,000 |
| Will County Illinois | 55 | $ 11,535,000 | $ 209,000 | $ 114,000 |
| Lake County Illinois | 19 | $ 8,485,000 | $ 446,000 | $ 180,000 |
| LaPorte County Indiana | 16 | $ 1,810,000 | $ 113,000 | $ 84,000 |
| Jasper County Indiana | 12 | $ 3,650,000 | $ 304,000 | $ 144,000 |
| DuPage County Illinois | 11 | $ 4,375,000 | $ 397,000 | $ 171,000 |
| Macomb County Michigan | 9 | $ 545,000 | $ 60,000 | $ 0 |
| Kankakee County Illinois | 8 | $ 1,570,000 | $ 196,000 | $ 81,000 |
| Livingston County Michigan | 8 | $ 580,000 | $ 72,000 | $ 0 |
| Kent County Michigan | 6 | $ 370,000 | $ 61,000 | $ 0 |
| Oakland County Michigan | 6 | $ 760,000 | $ 126,000 | $ 282,000 |
| Ottawa County Michigan | 6 | $ 190,000 | $ 31,000 | $ 0 |
| Washtenaw County Michigan | 6 | $ 380,000 | $ 63,000 | $ 0 |
| White County Indiana | 5 | $ 935,000 | $ 187,000 | $ 111,000 |
| Genesee County Michigan | 5 | $ 245,000 | $ 49,000 | $ 0 |
| LaSalle County Illinois | 4 | $ 740,000 | $ 185,000 | $ 130,000 |
| Eaton County Michigan | 4 | $ 190,000 | $ 47,000 | $ 0 |
| Grand County Colorado | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Collier County Florida | 3 | $ 755,000 | $ 251,000 | $ 219,000 |
| Lee County Florida | 3 | $ 605,000 | $ 201,000 | $ 151,000 |
| Manatee County Florida | 3 | $ 855,000 | $ 285,000 | $ 123,000 |
| Kane County Illinois | 3 | $ 695,000 | $ 231,000 | $ 86,000 |
| Allegan County Michigan | 3 | $ 145,000 | $ 48,000 | $ 29,000 |
| Monroe County Michigan | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Van Buren County Michigan | 3 | $ 895,000 | $ 298,000 | $ 134,000 |
| Wayne County Michigan | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Clark County Nevada | 3 | $ 985,000 | $ 328,000 | $ 286,000 |
| Ocean County New Jersey | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Wood County Ohio | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Berks County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Bexar County Texas | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Tuscaloosa County Alabama | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Adams County Colorado | 2 | $ 500,000 | $ 250,000 | $ 107,000 |
| El Paso County Colorado | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Garfield County Colorado | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Kent County Delaware | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lake County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| McHenry County Illinois | 2 | $ 710,000 | $ 355,000 | $ 187,000 |
| Kosciusko County Indiana | 2 | $ 740,000 | $ 370,000 | $ 380,000 |
| Newton County Indiana | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Starke County Indiana | 2 | $ 350,000 | $ 175,000 | $ 123,000 |
| Anne Arundel County Maryland | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 500,000 | $ 250,000 | $ 190,000 |
| Berrien County Michigan | 2 | $ 260,000 | $ 130,000 | $ 401,000 |
| Emmet County Michigan | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lenawee County Michigan | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Carver County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Douglas County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Middlesex County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 63,000 |
| Niagara County New York | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Wayne County New York | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Butler County Ohio | 2 | $ 290,000 | $ 145,000 | $ 248,000 |
| Cuyahoga County Ohio | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Franklin County Ohio | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Lucas County Ohio | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Portage County Ohio | 2 | $ 730,000 | $ 365,000 | $ 162,000 |
| Allegheny County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 129,000 |
| Chester County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Franklin County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Lancaster County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lehigh County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Monongalia County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Coffee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Colbert County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Elmore County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fayette County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Arkansas County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fulton County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| White County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Nevada County California | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orange County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| San Bernardino County California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Santa Clara County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Santa Cruz County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Larimer County Colorado | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Mesa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Montrose County Colorado | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Park County Colorado | 1 | $ 525,000 | $ 525,000 | $ 129,000 |
| Washington County Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Weld County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 0 |
| New London County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Duval County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Martin County Florida | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 185,000 | $ 185,000 | $ 191,000 |
| Osceola County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pinellas County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sarasota County Florida | 1 | $ 415,000 | $ 415,000 | $ 90,000 |
| Fulton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Gwinnett County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Ada County Idaho | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bureau County Illinois | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Massac County Illinois | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| St. Clair County Illinois | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Boone County Indiana | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Clark County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Crawford County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Delaware County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Marshall County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Monroe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 294,000 |
| Owen County Indiana | 1 | $ 115,000 | $ 115,000 | $ 161,000 |
| Putnam County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 575,000 | $ 575,000 | $ 283,000 |
| Sullivan County Indiana | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
| Allamakee County Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Linn County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Plymouth County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chase County Kansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cherokee County Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lyon County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Riley County Kansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Breathitt County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wayne County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Beauregard County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lincoln County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pointe Coupee County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cecil County Maryland | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Howard County Maryland | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Barry County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cass County Michigan | 1 | $ 445,000 | $ 445,000 | $ 162,000 |
| Ingham County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ionia County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Marquette County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Scott County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Winona County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wright County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Attala County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bolivar County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marion County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Panola County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Perry County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tippah County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Benton County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Camden County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cedar County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Chariton County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greene County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hickory County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Johnson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Miller County Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Taney County Missouri | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Vernon County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Dawes County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Albany County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chautauqua County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Franklin County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Orange County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Otsego County New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Steuben County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wyoming County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clark County Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Clinton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hancock County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Highland County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Holmes County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Knox County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Knox County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 1,905,000 | $ 1,905,000 | $ 596,000 |
| Collin County Texas | 1 | $ 545,000 | $ 545,000 | $ 473,000 |
| Gonzales County Texas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Pecos County Texas | 1 | $ 145,000 | $ 145,000 | $ 217,000 |
| Williamson County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Summit County Utah | 1 | $ 545,000 | $ 545,000 | $ 496,000 |
| Weber County Utah | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 435,000 | $ 435,000 | $ 129,000 |
| Cabell County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| McDowell County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Iron County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Kenosha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Polk County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Shawano County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 0 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,001 | $233,125,000 | $232,000 | $3,365,000 | $119,000 | $3,054,000 |
| Refinancing | 380 | $77,580,000 | $204,000 | $985,000 | $108,000 | $763,000 |
| Cash-out Refinancing | 285 | $61,755,000 | $216,000 | $1,285,000 | $100,000 | $500,000 |
| Other Purpose | 22 | $3,310,000 | $150,000 | $295,000 | $120,000 | $533,000 |
| Home Improvement | 8 | $830,000 | $103,000 | $295,000 | $107,000 | $239,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 918 | $232,670,000 | $253,000 | $2,085,000 | $121,000 | $788,000 |
| Not applicable | 305 | $40,705,000 | $133,000 | $2,925,000 | $0 | $0 |
| Hispanic | 234 | $42,560,000 | $181,000 | $755,000 | $79,000 | $583,000 |
| Black or African American | 146 | $31,880,000 | $218,000 | $695,000 | $94,000 | $3,054,000 |
| Asian | 48 | $17,600,000 | $366,000 | $3,365,000 | $166,000 | $916,000 |
| Not Provided | 44 | $10,840,000 | $246,000 | $755,000 | $124,000 | $463,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,648 | $367,250,000 | $222,000 | $3,365,000 | $114,000 | $3,054,000 |
| FHA-insured (Federal Housing Administration) | 48 | $9,350,000 | $194,000 | $555,000 | $60,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 918 | $249,030,000 | $271,000 | $3,365,000 | $131,000 | $3,054,000 |
| Loan Purchased By The Institution | 253 | $16,765,000 | $66,000 | $215,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 199 | $37,975,000 | $190,000 | $725,000 | $62,000 | $291,000 |
| Application Denied By Financial Institution | 166 | $35,290,000 | $212,000 | $735,000 | $78,000 | $576,000 |
| Application Withdrawn By Applicant | 130 | $29,380,000 | $226,000 | $695,000 | $106,000 | $463,000 |
| Application Approved But Not Accepted | 30 | $8,160,000 | $272,000 | $755,000 | $145,000 | $402,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,331 | $303,335,000 | $227,000 | $3,365,000 | $128,000 | $3,054,000 |
| Credit History | 261 | $52,935,000 | $202,000 | $725,000 | $69,000 | $302,000 |
| Debt-To-Income Ratio | 60 | $12,170,000 | $202,000 | $735,000 | $51,000 | $145,000 |
| Credit Application Incomplete | 21 | $4,345,000 | $206,000 | $505,000 | $116,000 | $576,000 |
| Collateral | 13 | $2,035,000 | $156,000 | $695,000 | $80,000 | $180,000 |
| Other | 5 | $605,000 | $121,000 | $255,000 | $51,000 | $70,000 |
| Unverifiable Information | 3 | $895,000 | $298,000 | $485,000 | $106,000 | $153,000 |
| Employment History | 2 | $280,000 | $140,000 | $155,000 | $26,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.