Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Peoples Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,898 |
| Total Mortgage Loan Application Amount | $218,593,000 |
| Average Mortgage Loan Application Amount | $109,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $1,028,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Ohio | 256 | $ 29,450,000 | $ 115,000 | $ 74,000 |
| Wood County West Virginia | 245 | $ 29,008,000 | $ 118,000 | $ 78,000 |
| Guernsey County Ohio | 129 | $ 13,215,000 | $ 102,000 | $ 65,000 |
| Summit County Ohio | 79 | $ 10,118,000 | $ 128,000 | $ 85,000 |
| Coshocton County Ohio | 72 | $ 8,133,000 | $ 112,000 | $ 61,000 |
| Fairfield County Ohio | 52 | $ 6,080,000 | $ 116,000 | $ 61,000 |
| Licking County Ohio | 50 | $ 6,141,000 | $ 122,000 | $ 52,000 |
| Jackson County Ohio | 46 | $ 4,658,000 | $ 101,000 | $ 51,000 |
| Muskingum County Ohio | 46 | $ 5,304,000 | $ 115,000 | $ 86,000 |
| Noble County Ohio | 46 | $ 4,172,000 | $ 90,000 | $ 54,000 |
| Tuscarawas County Ohio | 46 | $ 5,441,000 | $ 118,000 | $ 67,000 |
| Warren County Ohio | 39 | $ 5,597,000 | $ 143,000 | $ 63,000 |
| Brown County Ohio | 38 | $ 3,713,000 | $ 97,000 | $ 63,000 |
| Meigs County Ohio | 36 | $ 3,180,000 | $ 88,000 | $ 58,000 |
| Mason County West Virginia | 36 | $ 3,727,000 | $ 103,000 | $ 53,000 |
| Boyd County Kentucky | 34 | $ 2,725,000 | $ 80,000 | $ 54,000 |
| Greenup County Kentucky | 31 | $ 2,232,000 | $ 72,000 | $ 53,000 |
| Athens County Ohio | 30 | $ 4,836,000 | $ 161,000 | $ 46,000 |
| Clinton County Ohio | 30 | $ 2,861,000 | $ 95,000 | $ 70,000 |
| Morgan County Ohio | 26 | $ 2,345,000 | $ 90,000 | $ 58,000 |
| Cabell County West Virginia | 26 | $ 2,551,000 | $ 98,000 | $ 72,000 |
| Gallia County Ohio | 23 | $ 2,135,000 | $ 92,000 | $ 59,000 |
| Highland County Ohio | 22 | $ 1,995,000 | $ 90,000 | $ 87,000 |
| Franklin County Ohio | 18 | $ 1,992,000 | $ 110,000 | $ 67,000 |
| Lawrence County Ohio | 18 | $ 2,303,000 | $ 127,000 | $ 79,000 |
| Wirt County West Virginia | 18 | $ 1,846,000 | $ 102,000 | $ 59,000 |
| Knox County Ohio | 16 | $ 2,431,000 | $ 151,000 | $ 113,000 |
| Montgomery County Ohio | 16 | $ 1,888,000 | $ 118,000 | $ 46,000 |
| Wetzel County West Virginia | 16 | $ 1,512,000 | $ 94,000 | $ 58,000 |
| Tyler County West Virginia | 15 | $ 1,038,000 | $ 69,000 | $ 41,000 |
| Cuyahoga County Ohio | 13 | $ 5,250,000 | $ 403,000 | $ 63,000 |
| Clermont County Ohio | 11 | $ 1,125,000 | $ 102,000 | $ 50,000 |
| Medina County Ohio | 10 | $ 1,215,000 | $ 121,000 | $ 51,000 |
| Perry County Ohio | 10 | $ 901,000 | $ 90,000 | $ 44,000 |
| Vinton County Ohio | 10 | $ 1,082,000 | $ 108,000 | $ 54,000 |
| Belmont County Ohio | 9 | $ 1,091,000 | $ 121,000 | $ 58,000 |
| Pleasants County West Virginia | 9 | $ 1,128,000 | $ 125,000 | $ 55,000 |
| Stark County Ohio | 8 | $ 1,186,000 | $ 148,000 | $ 124,000 |
| Jackson County West Virginia | 8 | $ 829,000 | $ 103,000 | $ 71,000 |
| Wayne County West Virginia | 8 | $ 426,000 | $ 53,000 | $ 33,000 |
| Harrison County Ohio | 7 | $ 819,000 | $ 117,000 | $ 90,000 |
| Hocking County Ohio | 7 | $ 545,000 | $ 77,000 | $ 52,000 |
| Monroe County Ohio | 6 | $ 519,000 | $ 86,000 | $ 58,000 |
| Kanawha County West Virginia | 6 | $ 726,000 | $ 121,000 | $ 34,000 |
| Ritchie County West Virginia | 6 | $ 661,000 | $ 110,000 | $ 57,000 |
| Lawrence County Kentucky | 4 | $ 370,000 | $ 92,000 | $ 58,000 |
| Hamilton County Ohio | 4 | $ 1,486,000 | $ 371,000 | $ 27,000 |
| Lorain County Ohio | 4 | $ 1,164,000 | $ 291,000 | $ 138,000 |
| Putnam County West Virginia | 4 | $ 581,000 | $ 145,000 | $ 65,000 |
| Carter County Kentucky | 3 | $ 174,000 | $ 58,000 | $ 52,000 |
| Butler County Ohio | 3 | $ 613,000 | $ 204,000 | $ 128,000 |
| Fayette County Ohio | 3 | $ 197,000 | $ 65,000 | $ 31,000 |
| Greene County Ohio | 3 | $ 487,000 | $ 162,000 | $ 93,000 |
| Portage County Ohio | 3 | $ 664,000 | $ 221,000 | $ 80,000 |
| Scioto County Ohio | 3 | $ 859,000 | $ 286,000 | $ 209,000 |
| Pinellas County Florida | 2 | $ 187,000 | $ 93,000 | $ 588,000 |
| Adams County Ohio | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Delaware County Ohio | 2 | $ 723,000 | $ 361,000 | $ 192,000 |
| Holmes County Ohio | 2 | $ 213,000 | $ 106,000 | $ 36,000 |
| Pickaway County Ohio | 2 | $ 636,000 | $ 318,000 | $ 66,000 |
| Pike County Ohio | 2 | $ 312,000 | $ 156,000 | $ 53,000 |
| Preble County Ohio | 2 | $ 298,000 | $ 149,000 | $ 85,000 |
| Wayne County Ohio | 2 | $ 159,000 | $ 79,000 | $ 81,000 |
| Horry County South Carolina | 2 | $ 297,000 | $ 148,000 | $ 218,000 |
| Virginia Beach County Virginia | 2 | $ 834,000 | $ 417,000 | $ 345,000 |
| Collier County Florida | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Lee County Florida | 1 | $ 285,000 | $ 285,000 | $ 254,000 |
| Manatee County Florida | 1 | $ 87,000 | $ 87,000 | $ 65,000 |
| Polk County Florida | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Volusia County Florida | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Forsyth County Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Union County Georgia | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Bath County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Menifee County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Wayne County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Lenawee County Michigan | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Carroll County Ohio | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Erie County Ohio | 1 | $ 36,000 | $ 36,000 | $ 12,000 |
| Lake County Ohio | 1 | $ 165,000 | $ 165,000 | $ 213,000 |
| Lucas County Ohio | 1 | $ 136,000 | $ 136,000 | $ 104,000 |
| Madison County Ohio | 1 | $ 121,000 | $ 121,000 | $ 67,000 |
| Mahoning County Ohio | 1 | $ 176,000 | $ 176,000 | $ 44,000 |
| Marion County Ohio | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| Shelby County Ohio | 1 | $ 245,000 | $ 245,000 | $ 210,000 |
| Trumbull County Ohio | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 367,000 | $ 367,000 | $ 214,000 |
| Sevier County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 101,000 |
| Alexandria County Virginia | 1 | $ 390,000 | $ 390,000 | $ 684,000 |
| Prince William County Virginia | 1 | $ 236,000 | $ 236,000 | $ 30,000 |
| Calhoun County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Doddridge County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 60,000 |
| Marion County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 89,000 |
| Mineral County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Monongalia County West Virginia | 1 | $ 188,000 | $ 188,000 | $ 596,000 |
| Roane County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Tucker County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 272,000 |
| Upshur County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 952 | $109,663,000 | $115,000 | $2,000,000 | $63,000 | $861,000 |
| Refinancing | 698 | $86,783,000 | $124,000 | $2,000,000 | $76,000 | $1,028,000 |
| Home Improvement | 248 | $22,147,000 | $89,000 | $800,000 | $64,000 | $777,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,803 | $196,716,000 | $109,000 | $632,000 | $67,000 | $1,028,000 |
| Not applicable | 41 | $15,342,000 | $374,000 | $2,000,000 | $0 | $0 |
| Not Provided | 22 | $2,004,000 | $91,000 | $245,000 | $99,000 | $453,000 |
| Black or African American | 12 | $1,347,000 | $112,000 | $400,000 | $53,000 | $201,000 |
| Asian | 10 | $2,006,000 | $200,000 | $417,000 | $302,000 | $700,000 |
| Hispanic | 8 | $538,000 | $67,000 | $130,000 | $32,000 | $64,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $640,000 | $320,000 | $390,000 | $636,000 | $684,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,758 | $205,627,000 | $116,000 | $2,000,000 | $70,000 | $1,028,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $12,966,000 | $92,000 | $202,000 | $36,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,166 | $140,138,000 | $120,000 | $2,000,000 | $73,000 | $1,028,000 |
| Application Denied By Financial Institution | 311 | $32,583,000 | $104,000 | $632,000 | $56,000 | $319,000 |
| Preapproval Denied by Financial Institution | 127 | $12,198,000 | $96,000 | $245,000 | $40,000 | $160,000 |
| Application Withdrawn By Applicant | 124 | $14,231,000 | $114,000 | $476,000 | $67,000 | $266,000 |
| File Closed For Incompleteness | 107 | $12,598,000 | $117,000 | $626,000 | $76,000 | $635,000 |
| Application Approved But Not Accepted | 63 | $6,845,000 | $108,000 | $631,000 | $57,000 | $215,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 165 | $15,303,000 | $92,000 | $400,000 | $47,000 | $177,000 |
| Debt-To-Income Ratio | 111 | $11,953,000 | $107,000 | $417,000 | $41,000 | $299,000 |
| Collateral | 85 | $9,721,000 | $114,000 | $416,000 | $64,000 | $208,000 |
| Credit Application Incomplete | 37 | $3,859,000 | $104,000 | $417,000 | $70,000 | $319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $2,361,000 | $94,000 | $272,000 | $55,000 | $151,000 |
| Mortgage Insurance Denied | 7 | $704,000 | $100,000 | $223,000 | $47,000 | $81,000 |
| Other | 6 | $764,000 | $127,000 | $632,000 | $83,000 | $240,000 |
| Employment History | 2 | $116,000 | $58,000 | $85,000 | $43,000 | $70,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.