Pff Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Pff Bank & Trust 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pff Bank & Trust P O Box 2789 , 9337 Milliken Ave. Rancho Cucamonga, CA 91729 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,329 |
| Total Mortgage Loan Application Amount | $861,180,000 |
| Average Mortgage Loan Application Amount | $467,783 |
| Highest Mortgage Loan Application Amount | $2,480,000 |
| Average Applicant Income | $5,966 |
| Highest Applicant Income | $3,164,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Pff Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pff Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Pff Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pff Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Pff Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pff Bank & Trust's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 542 | $ 118,167,000 | $ 218,000 | $ 73,000 |
| Los Angeles County California | 498 | $ 191,450,000 | $ 384,000 | $ 121,000 |
| Orange County California | 316 | $ 161,360,000 | $ 510,000 | $ 183,000 |
| Riverside County California | 263 | $ 65,698,000 | $ 249,000 | $ 86,000 |
| San Diego County California | 124 | $ 52,676,000 | $ 424,000 | $ 571,000 |
| Santa Clara County California | 69 | $ 38,130,000 | $ 552,000 | $ 30,000 |
| Ventura County California | 35 | $ 15,851,000 | $ 452,000 | $ 42,000 |
| Alameda County California | 34 | $ 17,954,000 | $ 528,000 | $ 0 |
| Cook County Illinois | 21 | $ 10,381,000 | $ 494,000 | $ 0 |
| Contra Costa County California | 18 | $ 8,803,000 | $ 489,000 | $ 0 |
| San Mateo County California | 17 | $ 10,153,000 | $ 597,000 | $ 19,000 |
| Marin County California | 16 | $ 11,923,000 | $ 745,000 | $ 0 |
| Sacramento County California | 12 | $ 3,561,000 | $ 296,000 | $ 6,000 |
| Santa Barbara County California | 11 | $ 5,630,000 | $ 511,000 | $ 36,000 |
| King County Washington | 11 | $ 5,519,000 | $ 501,000 | $ 0 |
| San Francisco County California | 7 | $ 5,069,000 | $ 724,000 | $ 0 |
| Sonoma County California | 7 | $ 2,540,000 | $ 362,000 | $ 0 |
| Middlesex County Massachusetts | 7 | $ 3,286,000 | $ 469,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 2,688,000 | $ 448,000 | $ 0 |
| Essex County Massachusetts | 6 | $ 2,349,000 | $ 391,000 | $ 0 |
| Hennepin County Minnesota | 6 | $ 1,534,000 | $ 255,000 | $ 0 |
| Fairfax County Virginia | 6 | $ 2,634,000 | $ 439,000 | $ 0 |
| Fresno County California | 5 | $ 1,291,000 | $ 258,000 | $ 41,000 |
| Mono County California | 5 | $ 1,889,000 | $ 377,000 | $ 28,000 |
| Placer County California | 5 | $ 2,259,000 | $ 451,000 | $ 0 |
| San Luis Obispo County California | 5 | $ 2,247,000 | $ 449,000 | $ 0 |
| Santa Cruz County California | 5 | $ 2,972,000 | $ 594,000 | $ 0 |
| Ocean County New Jersey | 5 | $ 2,260,000 | $ 452,000 | $ 0 |
| New York County New York | 5 | $ 2,183,000 | $ 436,000 | $ 0 |
| Solano County California | 4 | $ 1,391,000 | $ 347,000 | $ 0 |
| Collier County Florida | 4 | $ 2,315,000 | $ 578,000 | $ 0 |
| DuPage County Illinois | 4 | $ 2,176,000 | $ 544,000 | $ 0 |
| Lake County Illinois | 4 | $ 2,874,000 | $ 718,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 1,737,000 | $ 434,000 | $ 0 |
| Kings County New York | 4 | $ 1,908,000 | $ 477,000 | $ 0 |
| Westchester County New York | 4 | $ 2,772,000 | $ 693,000 | $ 0 |
| Napa County California | 3 | $ 1,331,000 | $ 443,000 | $ 0 |
| District of Columbia County District Of Columbia | 3 | $ 1,606,000 | $ 535,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 1,653,000 | $ 551,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 1,316,000 | $ 438,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 1,167,000 | $ 389,000 | $ 0 |
| Oakland County Michigan | 3 | $ 1,689,000 | $ 563,000 | $ 0 |
| Washtenaw County Michigan | 3 | $ 1,551,000 | $ 517,000 | $ 0 |
| Bergen County New Jersey | 3 | $ 1,846,000 | $ 615,000 | $ 0 |
| Monmouth County New Jersey | 3 | $ 1,839,000 | $ 613,000 | $ 0 |
| Santa Fe County New Mexico | 3 | $ 1,605,000 | $ 535,000 | $ 0 |
| Nassau County New York | 3 | $ 1,642,000 | $ 547,000 | $ 0 |
| Suffolk County New York | 3 | $ 1,579,000 | $ 526,000 | $ 0 |
| Hamilton County Ohio | 3 | $ 1,313,000 | $ 437,000 | $ 0 |
| Harris County Texas | 3 | $ 1,697,000 | $ 565,000 | $ 0 |
| Arlington County Virginia | 3 | $ 1,522,000 | $ 507,000 | $ 0 |
| Kern County California | 2 | $ 359,000 | $ 179,000 | $ 41,000 |
| San Joaquin County California | 2 | $ 712,000 | $ 356,000 | $ 34,000 |
| Shasta County California | 2 | $ 735,000 | $ 367,000 | $ 22,000 |
| Yolo County California | 2 | $ 548,000 | $ 274,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 1,214,000 | $ 607,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 911,000 | $ 455,000 | $ 0 |
| Lee County Florida | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 1,072,000 | $ 536,000 | $ 0 |
| Monroe County Florida | 2 | $ 853,000 | $ 426,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 944,000 | $ 472,000 | $ 0 |
| Pinellas County Florida | 2 | $ 509,000 | $ 254,000 | $ 0 |
| Washoe County Nevada | 2 | $ 1,309,000 | $ 654,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 1,008,000 | $ 504,000 | $ 0 |
| Orange County New York | 2 | $ 1,058,000 | $ 529,000 | $ 0 |
| Richmond County New York | 2 | $ 682,000 | $ 341,000 | $ 0 |
| Currituck County North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Franklin County Ohio | 2 | $ 713,000 | $ 356,000 | $ 0 |
| Dallas County Texas | 2 | $ 1,225,000 | $ 612,000 | $ 0 |
| Travis County Texas | 2 | $ 864,000 | $ 432,000 | $ 0 |
| Chittenden County Vermont | 2 | $ 932,000 | $ 466,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 733,000 | $ 366,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Pima County Arizona | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| El Dorado County California | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Imperial County California | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Nevada County California | 1 | $ 560,000 | $ 560,000 | $ 0 |
| San Benito County California | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Douglas County Colorado | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Larimer County Colorado | 1 | $ 437,000 | $ 437,000 | $ 0 |
| New Castle County Delaware | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Broward County Florida | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Franklin County Florida | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Sarasota County Florida | 1 | $ 635,000 | $ 635,000 | $ 0 |
| St. Johns County Florida | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Valley County Idaho | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Will County Illinois | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Carroll County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Johnson County Kansas | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Carroll County Maryland | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Frederick County Maryland | 1 | $ 608,000 | $ 608,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Berrien County Michigan | 1 | $ 598,000 | $ 598,000 | $ 0 |
| Ingham County Michigan | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Wayne County Michigan | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Jackson County Missouri | 1 | $ 746,000 | $ 746,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Clark County Nevada | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Camden County New Jersey | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Morris County New Jersey | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Josephine County Oregon | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Washington County Oregon | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Horry County South Carolina | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Parker County Texas | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Davis County Utah | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Summit County Utah | 1 | $ 937,000 | $ 937,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Prince William County Virginia | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Snohomish County Washington | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Thurston County Washington | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 364,000 | $ 364,000 | $ 0 |
Mortgage Loan Application Detail Totals for Pff Bank & Trust in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,424 | $500,005,000 | $441,551 | $2,480,000 | $3,275 | $3,093,000 |
| Home Purchase | 903 | $361,127,000 | $507,933 | $1,620,000 | $7,666 | $3,164,000 |
| Home Improvement | 2 | $48,000 | $24,000 | $38,000 | $33,000 | $34,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,433 | $544,099,000 | $478,705 | $2,480,000 | $6,529 | $3,093,000 |
| Not Provided | 339 | $140,344,000 | $524,913 | $1,750,000 | $6,217 | $3,093,000 |
| Hispanic | 290 | $70,036,000 | $412,000 | $1,620,000 | $30,750 | $822,000 |
| Asian | 116 | $53,507,000 | $360,375 | $1,000,000 | $23,500 | $434,000 |
| Not applicable | 72 | $27,766,000 | $610,750 | $1,016,000 | $170,250 | $3,093,000 |
| Black or African American | 62 | $20,355,000 | $304,000 | $931,000 | $15,600 | $215,000 |
| American Indian or Alaskan Native | 9 | $3,115,000 | $350,000 | $999,000 | $82,000 | $1,131,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,958,000 | $244,000 | $354,000 | $458,000 | $3,164,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,326 | $860,588,000 | $473,444 | $2,480,000 | $5,500 | $3,164,000 |
| FHA-insured (Federal Housing Administration) | 3 | $592,000 | $201,000 | $213,000 | $62,500 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,147 | $352,042,000 | $223,500 | $2,480,000 | $159,500 | $3,164,000 |
| Loan Purchased By The Institution | 768 | $397,981,000 | $483,194 | $1,500,000 | $0 | $0 |
| Application Denied By Financial Institution | 147 | $34,886,000 | $237,000 | $1,189,000 | $72,500 | $974,000 |
| Application Withdrawn By Applicant | 135 | $35,838,000 | $313,500 | $1,000,000 | $110,000 | $582,000 |
| File Closed For Incompleteness | 79 | $22,044,000 | $290,000 | $900,000 | $98,500 | $392,000 |
| Application Approved But Not Accepted | 53 | $18,389,000 | $284,000 | $1,500,000 | $126,500 | $822,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 53 | $12,430,000 | $275,500 | $1,189,000 | $71,000 | $298,000 |
| Debt-To-Income Ratio | 52 | $13,453,000 | $251,500 | $760,000 | $60,500 | $220,000 |
| Other | 17 | $4,455,000 | $262,000 | $525,000 | $89,000 | $192,000 |
| Collateral | 15 | $2,456,000 | $163,000 | $375,000 | $89,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $691,000 | $172,000 | $376,000 | $41,000 | $134,000 |
| Mortgage Insurance Denied | 4 | $396,000 | $76,000 | $202,000 | $57,500 | $87,000 |
| Credit Application Incomplete | 2 | $1,005,000 | $502,500 | $750,000 | $511,500 | $974,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pff Bank & Trust's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pff Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.