PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2008

In 2008, PHH Home Loans, LLC of Mt Laurel, NJ reported 31,853 mortgage applications totaling $7.3 billion, down 13% from 2007. The average application was for $228,483, and applicants reported an average income of $106,542. 66% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,767), Chicago-Naperville-Joliet, IL (1,857) and St. Louis, MO-IL (1,653) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 31,853
Total Mortgage Loan Application Amount $7,277,891,000
Average Mortgage Loan Application Amount $228,483
Highest Mortgage Loan Application Amount $3,450,000
Average Applicant Income $106,542
Highest Applicant Income $6,120,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,249 $ 325,080,000 $ 260,272 $ 109,000
Allegheny, Pennsylvania 1,110 $ 147,253,000 $ 132,660 $ 81,000
Hennepin, Minnesota 1,014 $ 219,954,000 $ 216,917 $ 88,000
St. Louis, Missouri 822 $ 135,777,000 $ 165,178 $ 82,000
Tarrant, Texas 555 $ 94,401,000 $ 170,091 $ 97,000
Maricopa, Arizona 549 $ 123,348,000 $ 224,677 $ 97,000
Pima, Arizona 527 $ 108,695,000 $ 206,252 $ 98,000
Bergen, New Jersey 463 $ 162,852,000 $ 351,732 $ 175,000
San Diego, California 457 $ 141,498,000 $ 309,623 $ 122,000
Ramsey, Minnesota 424 $ 80,115,000 $ 188,950 $ 69,000
St. Charles, Missouri 423 $ 74,237,000 $ 175,501 $ 83,000
Palm Beach, Florida 391 $ 81,408,000 $ 208,204 $ 127,000
Pinellas, Florida 390 $ 69,595,000 $ 178,448 $ 96,000
Suffolk, New York 387 $ 117,493,000 $ 303,599 $ 123,000
Broward, Florida 383 $ 82,568,000 $ 215,582 $ 113,000
Sacramento, California 357 $ 79,838,000 $ 223,635 $ 106,000
Orange, Florida 351 $ 72,830,000 $ 207,492 $ 121,000
Dakota, Minnesota 350 $ 68,111,000 $ 194,602 $ 71,000
Dallas, Texas 338 $ 51,696,000 $ 152,946 $ 89,000
Monmouth, New Jersey 334 $ 101,781,000 $ 304,733 $ 153,000
Arapahoe, Colorado 331 $ 69,905,000 $ 211,193 $ 98,000
Morris, New Jersey 331 $ 115,420,000 $ 348,700 $ 147,000
Miami-Dade, Florida 324 $ 81,423,000 $ 251,305 $ 139,000
Hillsborough, Florida 322 $ 66,216,000 $ 205,639 $ 119,000
Franklin, Ohio 317 $ 45,900,000 $ 144,794 $ 78,000
Essex, New Jersey 311 $ 109,733,000 $ 352,839 $ 174,000
Union, New Jersey 305 $ 114,249,000 $ 374,586 $ 164,000
Fulton, Georgia 302 $ 66,059,000 $ 218,738 $ 121,000
Baltimore, Maryland 292 $ 76,244,000 $ 261,109 $ 107,000
Hamilton, Ohio 275 $ 49,320,000 $ 179,345 $ 94,000
Denver, Colorado 270 $ 57,054,000 $ 211,311 $ 100,000
DuPage, Illinois 265 $ 63,652,000 $ 240,196 $ 108,000
Jefferson, Colorado 254 $ 55,426,000 $ 218,212 $ 92,000
Washington, Minnesota 245 $ 54,307,000 $ 221,661 $ 78,000
Riverside, California 244 $ 59,836,000 $ 245,229 $ 125,000
Douglas, Colorado 234 $ 65,643,000 $ 280,525 $ 116,000
Collin, Texas 230 $ 50,208,000 $ 218,295 $ 111,000
Seminole, Florida 226 $ 46,265,000 $ 204,712 $ 88,000
Anne Arundel, Maryland 220 $ 71,030,000 $ 322,863 $ 127,000
Somerset, New Jersey 214 $ 72,713,000 $ 339,780 $ 156,000
Anoka, Minnesota 211 $ 38,749,000 $ 183,644 $ 57,000
Middlesex, New Jersey 205 $ 57,124,000 $ 278,653 $ 111,000
Lake, Illinois 204 $ 62,148,000 $ 304,647 $ 121,000
Passaic, New Jersey 196 $ 54,599,000 $ 278,566 $ 106,000
Cobb, Georgia 190 $ 41,129,000 $ 216,468 $ 109,000
Adams, Colorado 189 $ 34,829,000 $ 184,280 $ 81,000
Denton, Texas 173 $ 36,577,000 $ 211,427 $ 107,000
Will, Illinois 162 $ 37,576,000 $ 231,950 $ 93,000
Milwaukee, Wisconsin 162 $ 25,542,000 $ 157,666 $ 78,000
Jefferson, Missouri 160 $ 21,849,000 $ 136,556 $ 62,000
Worcester, Maryland 159 $ 36,847,000 $ 231,742 $ 150,000
St. Louis City, Missouri 158 $ 19,733,000 $ 124,892 $ 64,000
Gwinnett, Georgia 157 $ 30,307,000 $ 193,038 $ 85,000
Howard, Maryland 155 $ 51,660,000 $ 333,290 $ 122,000
Wright, Minnesota 152 $ 28,418,000 $ 186,960 $ 61,000
Westchester, New York 150 $ 52,062,000 $ 347,080 $ 165,000
Butler, Pennsylvania 147 $ 26,942,000 $ 183,278 $ 89,000
York, Pennsylvania 147 $ 25,318,000 $ 172,231 $ 73,000
Placer, California 140 $ 38,925,000 $ 278,035 $ 131,000
King, Washington 140 $ 58,676,000 $ 419,114 $ 139,000
Scott, Minnesota 138 $ 28,892,000 $ 209,362 $ 77,000
Larimer, Colorado 136 $ 25,046,000 $ 184,161 $ 96,000
DeKalb, Georgia 135 $ 28,936,000 $ 214,340 $ 95,000
Boulder, Colorado 134 $ 33,133,000 $ 247,261 $ 116,000
Hudson, New Jersey 134 $ 38,573,000 $ 287,858 $ 144,000
Harris, Texas 130 $ 29,417,000 $ 226,284 $ 117,000
Lee, Florida 128 $ 23,722,000 $ 185,328 $ 124,000
Dauphin, Pennsylvania 127 $ 18,464,000 $ 145,385 $ 66,000
Westmoreland, Pennsylvania 126 $ 18,734,000 $ 148,682 $ 72,000
Sarasota, Florida 125 $ 24,574,000 $ 196,592 $ 115,000
Orange, California 123 $ 51,618,000 $ 419,658 $ 140,000
Mercer, New Jersey 115 $ 31,261,000 $ 271,834 $ 130,000
Nassau, New York 111 $ 41,895,000 $ 377,432 $ 143,000
El Paso, Colorado 110 $ 25,846,000 $ 234,963 $ 96,000
Beaver, Pennsylvania 110 $ 12,787,000 $ 116,245 $ 67,000
Lake, Indiana 109 $ 13,505,000 $ 123,899 $ 62,000
Hunterdon, New Jersey 109 $ 35,121,000 $ 322,211 $ 175,000
Forsyth, Georgia 108 $ 26,699,000 $ 247,212 $ 106,000
Baltimore City, Maryland 108 $ 22,593,000 $ 209,194 $ 122,000
Franklin, Pennsylvania 107 $ 18,014,000 $ 168,355 $ 70,000
Fairfield, Connecticut 104 $ 45,092,000 $ 433,576 $ 176,000
Olmsted, Minnesota 103 $ 15,827,000 $ 153,660 $ 54,000
Sussex, New Jersey 98 $ 22,401,000 $ 228,581 $ 110,000
Cumberland, Pennsylvania 96 $ 16,275,000 $ 169,531 $ 86,000
Butler, Ohio 95 $ 16,504,000 $ 173,726 $ 85,000
Carver, Minnesota 94 $ 21,175,000 $ 225,265 $ 97,000
Manatee, Florida 93 $ 20,201,000 $ 217,215 $ 115,000
Kane, Illinois 93 $ 23,658,000 $ 254,387 $ 112,000
Collier, Florida 87 $ 22,029,000 $ 253,206 $ 147,000
Washington, Pennsylvania 86 $ 13,868,000 $ 161,255 $ 93,000
Queens, New York 83 $ 32,669,000 $ 393,602 $ 109,000
Warren, Ohio 83 $ 19,426,000 $ 234,048 $ 108,000
Polk, Florida 82 $ 11,157,000 $ 136,060 $ 81,000
Fairfax, Virginia 82 $ 30,260,000 $ 369,024 $ 138,000
Weld, Colorado 81 $ 15,058,000 $ 185,901 $ 72,000
Carroll, Maryland 78 $ 22,020,000 $ 282,307 $ 115,000
Harford, Maryland 75 $ 19,060,000 $ 254,133 $ 104,000
Stearns, Minnesota 75 $ 12,103,000 $ 161,373 $ 58,000
Hartford, Connecticut 74 $ 25,953,000 $ 350,716 $ 153,000
Pasco, Florida 72 $ 12,484,000 $ 173,388 $ 85,000
Montgomery, Maryland 72 $ 29,202,000 $ 405,583 $ 145,000
Ocean, New Jersey 71 $ 17,883,000 $ 251,873 $ 126,000
Porter, Indiana 68 $ 12,240,000 $ 180,000 $ 81,000
Clark, Nevada 68 $ 17,703,000 $ 260,338 $ 106,000
Waukesha, Wisconsin 68 $ 14,811,000 $ 217,808 $ 99,000
Ellis, Texas 66 $ 8,655,000 $ 131,136 $ 80,000
Mohave, Arizona 63 $ 11,865,000 $ 188,333 $ 107,000
Delaware, Ohio 62 $ 13,392,000 $ 216,000 $ 102,000
Cherokee, Georgia 61 $ 12,052,000 $ 197,573 $ 86,000
Loudoun, Virginia 61 $ 21,781,000 $ 357,065 $ 141,000
Los Angeles, California 60 $ 22,486,000 $ 374,766 $ 144,000
Martin, Florida 59 $ 11,228,000 $ 190,305 $ 90,000
Clermont, Ohio 58 $ 10,747,000 $ 185,293 $ 90,000
Mecklenburg, North Carolina 57 $ 14,710,000 $ 258,070 $ 125,000
McHenry, Illinois 54 $ 12,582,000 $ 233,000 $ 99,000
Hamilton, Tennessee 53 $ 11,417,000 $ 215,415 $ 104,000
Washington, Wisconsin 53 $ 8,963,000 $ 169,113 $ 83,000
Broomfield, Colorado 51 $ 14,479,000 $ 283,901 $ 117,000
Pinal, Arizona 50 $ 8,825,000 $ 176,500 $ 77,000
Fairfield, Ohio 50 $ 7,547,000 $ 150,940 $ 75,000
El Dorado, California 49 $ 15,393,000 $ 314,142 $ 108,000
Berrien, Michigan 49 $ 11,069,000 $ 225,897 $ 177,000
Middlesex, Massachusetts 48 $ 18,322,000 $ 381,708 $ 149,000
Montgomery, Texas 47 $ 10,396,000 $ 221,191 $ 123,000
Prince William, Virginia 47 $ 14,553,000 $ 309,638 $ 124,000
Duval, Florida 46 $ 6,776,000 $ 147,304 $ 109,000
Philadelphia, Pennsylvania 46 $ 6,950,000 $ 151,086 $ 102,000
Boone, Kentucky 45 $ 7,620,000 $ 169,333 $ 86,000
Sussex, Delaware 44 $ 10,014,000 $ 227,590 $ 135,000
Sherburne, Minnesota 43 $ 7,625,000 $ 177,325 $ 59,000
Burlington, New Jersey 43 $ 11,400,000 $ 265,116 $ 122,000
Licking, Ohio 43 $ 5,003,000 $ 116,348 $ 59,000
Johnson, Kansas 42 $ 11,919,000 $ 283,785 $ 123,000
Chisago, Minnesota 42 $ 7,680,000 $ 182,857 $ 62,000
York, South Carolina 42 $ 11,099,000 $ 264,261 $ 129,000
Madison, Mississippi 41 $ 11,263,000 $ 274,707 $ 140,000
LaPorte, Indiana 40 $ 4,174,000 $ 104,350 $ 64,000
Wake, North Carolina 40 $ 11,407,000 $ 285,175 $ 133,000
Warren, New Jersey 39 $ 8,189,000 $ 209,974 $ 94,000
Bucks, Pennsylvania 39 $ 12,652,000 $ 324,410 $ 157,000
St. Lucie, Florida 38 $ 5,722,000 $ 150,578 $ 79,000
Volusia, Florida 38 $ 5,810,000 $ 152,894 $ 84,000
Douglas, Georgia 38 $ 6,221,000 $ 163,710 $ 65,000
Madison, Alabama 37 $ 9,027,000 $ 243,972 $ 105,000
Shelby, Alabama 37 $ 7,956,000 $ 215,027 $ 106,000
New Haven, Connecticut 37 $ 10,206,000 $ 275,837 $ 134,000
Frederick, Maryland 37 $ 9,800,000 $ 264,864 $ 103,000
Rockwall, Texas 37 $ 6,527,000 $ 176,405 $ 100,000
Ozaukee, Wisconsin 37 $ 7,779,000 $ 210,243 $ 90,000
Washington, Maryland 36 $ 7,886,000 $ 219,055 $ 81,000
El Paso, Texas 36 $ 7,462,000 $ 207,277 $ 111,000
Lincoln, Missouri 35 $ 5,262,000 $ 150,342 $ 60,000
Kenton, Kentucky 34 $ 4,138,000 $ 121,705 $ 62,000
Chester, Pennsylvania 34 $ 11,805,000 $ 347,205 $ 153,000
Yavapai, Arizona 33 $ 7,363,000 $ 223,121 $ 82,000
Solano, California 32 $ 8,927,000 $ 278,968 $ 105,000
Charlotte, Florida 32 $ 4,228,000 $ 132,125 $ 98,000
Osceola, Florida 32 $ 6,029,000 $ 188,406 $ 205,000
St. Croix, Wisconsin 32 $ 5,795,000 $ 181,093 $ 67,000
Benton, Minnesota 31 $ 4,631,000 $ 149,387 $ 47,000
Eddy, New Mexico 31 $ 5,434,000 $ 175,290 $ 93,000
Greenville, South Carolina 31 $ 7,062,000 $ 227,806 $ 109,000
Fort Bend, Texas 31 $ 7,644,000 $ 246,580 $ 128,000
Kalamazoo, Michigan 30 $ 7,430,000 $ 247,666 $ 118,000
Camden, New Jersey 30 $ 6,232,000 $ 207,733 $ 107,000
Montgomery, Pennsylvania 30 $ 10,885,000 $ 362,833 $ 163,000
Kendall, Illinois 29 $ 7,086,000 $ 244,344 $ 103,000
Hamilton, Indiana 29 $ 6,736,000 $ 232,275 $ 126,000
Cuyahoga, Ohio 29 $ 5,708,000 $ 196,827 $ 128,000
Paulding, Georgia 28 $ 4,461,000 $ 159,321 $ 74,000
Summit, Ohio 27 $ 5,985,000 $ 221,666 $ 123,000
Guilford, North Carolina 26 $ 6,644,000 $ 255,538 $ 111,000
Kankakee, Illinois 25 $ 3,192,000 $ 127,680 $ 54,000
Sedgwick, Kansas 25 $ 6,750,000 $ 270,000 $ 143,000
Talbot, Maryland 25 $ 5,999,000 $ 239,960 $ 109,000
Essex, Massachusetts 25 $ 8,304,000 $ 332,160 $ 134,000
Knox, Tennessee 25 $ 6,162,000 $ 246,480 $ 112,000
Shelby, Tennessee 25 $ 6,206,000 $ 248,240 $ 118,000
Oakland, Michigan 24 $ 5,826,000 $ 242,750 $ 115,000
Adams, Pennsylvania 24 $ 4,706,000 $ 196,083 $ 75,000
Parker, Texas 24 $ 4,938,000 $ 205,750 $ 105,000
Salt Lake, Utah 24 $ 6,879,000 $ 286,625 $ 99,000
Benton, Washington 24 $ 6,870,000 $ 286,250 $ 148,000
Jefferson, Alabama 23 $ 5,041,000 $ 219,173 $ 92,000
Lake, Florida 23 $ 4,599,000 $ 199,956 $ 85,000
Tulsa, Oklahoma 23 $ 4,576,000 $ 198,956 $ 106,000
Racine, Wisconsin 23 $ 3,408,000 $ 148,173 $ 106,000
Brevard, Florida 22 $ 5,440,000 $ 247,272 $ 163,000
St. Tammany, Louisiana 22 $ 5,484,000 $ 249,272 $ 104,000
Prince George's, Maryland 22 $ 6,160,000 $ 280,000 $ 120,000
Bradley, Tennessee 22 $ 4,814,000 $ 218,818 $ 100,000
Bexar, Texas 22 $ 5,571,000 $ 253,227 $ 133,000
San Bernardino, California 21 $ 6,029,000 $ 287,095 $ 110,000
Carroll, Georgia 21 $ 2,585,000 $ 123,095 $ 70,000
New York, New York 21 $ 9,029,000 $ 429,952 $ 247,000
Union, Ohio 21 $ 3,398,000 $ 161,809 $ 82,000
Oklahoma, Oklahoma 21 $ 4,182,000 $ 199,142 $ 106,000
Anchorage, Alaska 20 $ 6,499,000 $ 324,950 $ 122,000
Contra Costa, California 20 $ 7,430,000 $ 371,500 $ 121,000
Ada, Idaho 20 $ 5,793,000 $ 289,650 $ 140,000
Franklin, Missouri 20 $ 2,967,000 $ 148,350 $ 71,000
Rockland, New York 20 $ 5,321,000 $ 266,050 $ 111,000
New Hanover, North Carolina 20 $ 5,338,000 $ 266,900 $ 134,000
Johnson, Texas 20 $ 3,190,000 $ 159,500 $ 79,000
Jackson, Missouri 19 $ 3,896,000 $ 205,052 $ 98,000
Orange, New York 19 $ 4,803,000 $ 252,789 $ 119,000
Davis, Utah 19 $ 5,332,000 $ 280,631 $ 94,000
Chesterfield, Virginia 19 $ 5,188,000 $ 273,052 $ 105,000
East Baton Rouge, Louisiana 18 $ 4,523,000 $ 251,277 $ 110,000
Onondaga, New York 18 $ 4,331,000 $ 240,611 $ 110,000
Saratoga, New York 18 $ 5,510,000 $ 306,111 $ 173,000
Berks, Pennsylvania 18 $ 3,463,000 $ 192,388 $ 93,000
Lancaster, Pennsylvania 18 $ 5,138,000 $ 285,444 $ 128,000
Snohomish, Washington 18 $ 5,904,000 $ 328,000 $ 116,000
Nevada, California 17 $ 5,327,000 $ 313,352 $ 174,000
Ventura, California 17 $ 6,885,000 $ 405,000 $ 151,000
District of Columbia, District Of Columbia 17 $ 6,420,000 $ 377,647 $ 137,000
Honolulu, Hawaii 17 $ 6,724,000 $ 395,529 $ 116,000
Monroe, New York 17 $ 4,209,000 $ 247,588 $ 136,000
Montgomery, Ohio 17 $ 2,577,000 $ 151,588 $ 95,000
Dane, Wisconsin 17 $ 4,563,000 $ 268,411 $ 119,000
Baldwin, Alabama 16 $ 3,876,000 $ 242,250 $ 144,000
Benton, Arkansas 16 $ 3,979,000 $ 248,687 $ 113,000
Norfolk, Massachusetts 16 $ 6,479,000 $ 404,937 $ 168,000
Kent, Michigan 16 $ 3,632,000 $ 227,000 $ 126,000
Rankin, Mississippi 16 $ 4,062,000 $ 253,875 $ 118,000
Warren, Missouri 16 $ 2,295,000 $ 143,437 $ 65,000
Gloucester, New Jersey 16 $ 4,348,000 $ 271,750 $ 113,000
Erie, New York 16 $ 2,800,000 $ 175,000 $ 208,000
Lorain, Ohio 16 $ 3,825,000 $ 239,062 $ 124,000
Lawrence, Pennsylvania 16 $ 1,942,000 $ 121,375 $ 77,000
Northampton, Pennsylvania 16 $ 3,789,000 $ 236,812 $ 109,000
Galveston, Texas 16 $ 3,131,000 $ 195,687 $ 104,000
Hidalgo, Texas 16 $ 2,598,000 $ 162,375 $ 111,000
Travis, Texas 16 $ 3,912,000 $ 244,500 $ 95,000
Williamson, Texas 16 $ 3,436,000 $ 214,750 $ 120,000
Clark, Washington 16 $ 4,277,000 $ 267,312 $ 97,000
Cochise, Arizona 15 $ 1,650,000 $ 110,000 $ 56,000
Fayette, Georgia 15 $ 3,927,000 $ 261,800 $ 199,000
Warrick, Indiana 15 $ 3,294,000 $ 219,600 $ 112,000
Queen Anne's, Maryland 15 $ 5,413,000 $ 360,866 $ 162,000
Clay, Missouri 15 $ 2,994,000 $ 199,600 $ 98,000
Hillsborough, New Hampshire 15 $ 3,361,000 $ 224,066 $ 123,000
Dutchess, New York 15 $ 4,938,000 $ 329,200 $ 116,000
Putnam, New York 15 $ 3,795,000 $ 253,000 $ 85,000
Iredell, North Carolina 15 $ 4,309,000 $ 287,266 $ 135,000
Union, North Carolina 15 $ 4,133,000 $ 275,533 $ 120,000
Erie, Pennsylvania 15 $ 2,497,000 $ 166,466 $ 108,000
Weber, Utah 15 $ 3,836,000 $ 255,733 $ 147,000
Stafford, Virginia 15 $ 5,061,000 $ 337,400 $ 114,000
Limestone, Alabama 14 $ 3,775,000 $ 269,642 $ 137,000
Mobile, Alabama 14 $ 3,064,000 $ 218,857 $ 95,000
Pulaski, Arkansas 14 $ 3,699,000 $ 264,214 $ 113,000
Allen, Indiana 14 $ 2,595,000 $ 185,357 $ 109,000
Cecil, Maryland 14 $ 3,398,000 $ 242,714 $ 104,000
McLeod, Minnesota 14 $ 2,278,000 $ 162,714 $ 82,000
Rockingham, New Hampshire 14 $ 4,343,000 $ 310,214 $ 129,000
Lebanon, Pennsylvania 14 $ 2,338,000 $ 167,000 $ 74,000
Providence, Rhode Island 14 $ 5,117,000 $ 365,500 $ 163,000
Richland, South Carolina 14 $ 2,998,000 $ 214,142 $ 111,000
Park, Colorado 13 $ 2,645,000 $ 203,461 $ 126,000
Litchfield, Connecticut 13 $ 3,881,000 $ 298,538 $ 125,000
Hernando, Florida 13 $ 2,902,000 $ 223,230 $ 166,000
St. Johns, Florida 13 $ 3,312,000 $ 254,769 $ 121,000
Kent, Maryland 13 $ 4,086,000 $ 314,307 $ 131,000
Washoe, Nevada 13 $ 3,702,000 $ 284,769 $ 123,000
Medina, Ohio 13 $ 3,058,000 $ 235,230 $ 118,000
Williamson, Tennessee 13 $ 3,750,000 $ 288,461 $ 88,000
Berkeley, West Virginia 13 $ 2,941,000 $ 226,230 $ 85,000
Nassau, Florida 12 $ 2,675,000 $ 222,916 $ 92,000
Coweta, Georgia 12 $ 2,267,000 $ 188,916 $ 91,000
Henry, Georgia 12 $ 1,637,000 $ 136,416 $ 57,000
Polk, Iowa 12 $ 2,314,000 $ 192,833 $ 80,000
Jefferson, Kentucky 12 $ 2,847,000 $ 237,250 $ 120,000
Bernalillo, New Mexico 12 $ 3,121,000 $ 260,083 $ 95,000
Cambria, Pennsylvania 12 $ 1,539,000 $ 128,250 $ 94,000
Centre, Pennsylvania 12 $ 2,749,000 $ 229,083 $ 108,000
Midland, Texas 12 $ 2,587,000 $ 215,583 $ 105,000
Alameda, California 11 $ 5,210,000 $ 473,636 $ 158,000
Santa Clara, California 11 $ 5,330,000 $ 484,545 $ 172,000
Yolo, California 11 $ 2,998,000 $ 272,545 $ 87,000
Bay, Florida 11 $ 4,684,000 $ 425,818 $ 166,000
Chatham, Georgia 11 $ 2,510,000 $ 228,181 $ 73,000
Columbia, Georgia 11 $ 2,952,000 $ 268,363 $ 117,000
Madison, Illinois 11 $ 2,066,000 $ 187,818 $ 87,000
Marion, Indiana 11 $ 1,681,000 $ 152,818 $ 84,000
Fayette, Kentucky 11 $ 2,054,000 $ 186,727 $ 96,000
Worcester, Massachusetts 11 $ 3,418,000 $ 310,727 $ 107,000
Wayne, Michigan 11 $ 2,049,000 $ 186,272 $ 95,000
Isanti, Minnesota 11 $ 1,507,000 $ 137,000 $ 54,000
Platte, Missouri 11 $ 2,989,000 $ 271,727 $ 137,000
Cabarrus, North Carolina 11 $ 3,228,000 $ 293,454 $ 152,000
Lucas, Ohio 11 $ 2,235,000 $ 203,181 $ 113,000
Luzerne, Pennsylvania 11 $ 1,741,000 $ 158,272 $ 64,000
Monroe, Pennsylvania 11 $ 1,998,000 $ 181,636 $ 83,000
Davidson, Tennessee 11 $ 2,465,000 $ 224,090 $ 98,000
Bell, Texas 11 $ 2,414,000 $ 219,454 $ 98,000
Alexandria, Virginia 11 $ 4,354,000 $ 395,818 $ 142,000
Henrico, Virginia 11 $ 2,301,000 $ 209,181 $ 94,000
Outagamie, Wisconsin 11 $ 2,257,000 $ 205,181 $ 94,000
Pierce, Wisconsin 11 $ 1,873,000 $ 170,272 $ 49,000
Houston, Alabama 10 $ 1,592,000 $ 159,200 $ 97,000
Kent, Delaware 10 $ 2,361,000 $ 236,100 $ 90,000
New Castle, Delaware 10 $ 2,433,000 $ 243,300 $ 84,000
Bartow, Georgia 10 $ 1,711,000 $ 171,100 $ 133,000
Macon, Illinois 10 $ 2,346,000 $ 234,600 $ 140,000
Vanderburgh, Indiana 10 $ 2,042,000 $ 204,200 $ 111,000
Butler, Kansas 10 $ 2,994,000 $ 299,400 $ 181,000
Rice, Minnesota 10 $ 1,887,000 $ 188,700 $ 70,000
Albany, New York 10 $ 3,032,000 $ 303,200 $ 148,000
Kings, New York 10 $ 3,766,000 $ 376,600 $ 113,000
Durham, North Carolina 10 $ 2,619,000 $ 261,900 $ 114,000
Forsyth, North Carolina 10 $ 2,345,000 $ 234,500 $ 119,000
Washington, Oregon 10 $ 3,272,000 $ 327,200 $ 133,000
Lexington, South Carolina 10 $ 2,132,000 $ 213,200 $ 96,000
Arlington, Virginia 10 $ 3,928,000 $ 392,800 $ 135,000
Frederick, Virginia 10 $ 2,619,000 $ 261,900 $ 88,000
Pierce, Washington 10 $ 2,276,000 $ 227,600 $ 80,000
Coconino, Arizona 9 $ 1,862,000 $ 206,888 $ 90,000
Stanislaus, California 9 $ 2,228,000 $ 247,555 $ 108,000
Mesa, Colorado 9 $ 1,861,000 $ 206,777 $ 117,000
Ascension, Louisiana 9 $ 2,062,000 $ 229,111 $ 111,000
Lafayette, Louisiana 9 $ 1,898,000 $ 210,888 $ 89,000
Suffolk, Massachusetts 9 $ 2,792,000 $ 310,222 $ 139,000
Macomb, Michigan 9 $ 1,837,000 $ 204,111 $ 117,000
Goodhue, Minnesota 9 $ 1,590,000 $ 176,666 $ 67,000
DeSoto, Mississippi 9 $ 1,929,000 $ 214,333 $ 93,000
Douglas, Nebraska 9 $ 2,181,000 $ 242,333 $ 118,000
Dona Ana, New Mexico 9 $ 1,964,000 $ 218,222 $ 110,000
Lea, New Mexico 9 $ 1,851,000 $ 205,666 $ 105,000
Richmond, New York 9 $ 3,381,000 $ 375,666 $ 113,000
Allen, Ohio 9 $ 2,115,000 $ 235,000 $ 132,000
Lake, Ohio 9 $ 1,908,000 $ 212,000 $ 113,000
Clackamas, Oregon 9 $ 3,461,000 $ 384,555 $ 157,000
Multnomah, Oregon 9 $ 2,589,000 $ 287,666 $ 146,000
Armstrong, Pennsylvania 9 $ 1,187,000 $ 131,888 $ 77,000
Pike, Pennsylvania 9 $ 1,846,000 $ 205,111 $ 126,000
Charleston, South Carolina 9 $ 2,586,000 $ 287,333 $ 134,000
Dorchester, South Carolina 9 $ 1,855,000 $ 206,111 $ 86,000
Loudon, Tennessee 9 $ 2,011,000 $ 223,444 $ 112,000
Sumner, Tennessee 9 $ 1,943,000 $ 215,888 $ 100,000
Box Elder, Utah 9 $ 2,076,000 $ 230,666 $ 87,000
Jefferson, West Virginia 9 $ 1,778,000 $ 197,555 $ 90,000
San Francisco, California 8 $ 3,048,000 $ 381,000 $ 166,000
Hall, Georgia 8 $ 1,773,000 $ 221,625 $ 104,000
Houston, Georgia 8 $ 1,445,000 $ 180,625 $ 66,000
Walton, Georgia 8 $ 1,083,000 $ 135,375 $ 67,000
Johnson, Indiana 8 $ 1,635,000 $ 204,375 $ 108,000
Wicomico, Maryland 8 $ 1,238,000 $ 154,750 $ 72,000
Crow Wing, Minnesota 8 $ 1,297,000 $ 162,125 $ 67,000
Sibley, Minnesota 8 $ 1,045,000 $ 130,625 $ 43,000
St. Louis, Minnesota 8 $ 1,024,000 $ 128,000 $ 110,000
Grenada, Mississippi 8 $ 1,457,000 $ 182,125 $ 96,000
Lowndes, Mississippi 8 $ 1,899,000 $ 237,375 $ 102,000
Atlantic, New Jersey 8 $ 1,485,000 $ 185,625 $ 88,000
Oswego, New York 8 $ 1,547,000 $ 193,375 $ 103,000
Lincoln, North Carolina 8 $ 2,682,000 $ 335,250 $ 124,000
Wood, Ohio 8 $ 1,753,000 $ 219,125 $ 134,000
Spartanburg, South Carolina 8 $ 1,878,000 $ 234,750 $ 93,000
Sullivan, Tennessee 8 $ 1,641,000 $ 205,125 $ 94,000
Nueces, Texas 8 $ 1,134,000 $ 141,750 $ 97,000
Whatcom, Washington 8 $ 2,285,000 $ 285,625 $ 100,000
Polk, Wisconsin 8 $ 1,557,000 $ 194,625 $ 128,000
Winnebago, Wisconsin 8 $ 1,249,000 $ 156,125 $ 99,000
Montgomery, Alabama 7 $ 1,401,000 $ 200,142 $ 101,000
Tuscaloosa, Alabama 7 $ 1,507,000 $ 215,285 $ 104,000
Navajo, Arizona 7 $ 1,919,000 $ 274,142 $ 147,000
Washington, Arkansas 7 $ 1,722,000 $ 246,000 $ 110,000
White, Arkansas 7 $ 1,433,000 $ 204,714 $ 93,000
San Joaquin, California 7 $ 1,786,000 $ 255,142 $ 100,000
Clear Creek, Colorado 7 $ 1,212,000 $ 173,142 $ 216,000
Elbert, Colorado 7 $ 1,588,000 $ 226,857 $ 95,000
Alachua, Florida 7 $ 1,455,000 $ 207,857 $ 98,000
Marion, Florida 7 $ 1,715,000 $ 245,000 $ 94,000
Catoosa, Georgia 7 $ 1,198,000 $ 171,142 $ 81,000
Clayton, Georgia 7 $ 717,000 $ 102,428 $ 54,000
Rockdale, Georgia 7 $ 1,222,000 $ 174,571 $ 75,000
Champaign, Illinois 7 $ 1,557,000 $ 222,428 $ 92,000
Tippecanoe, Indiana 7 $ 1,340,000 $ 191,428 $ 99,000
Orleans, Louisiana 7 $ 1,856,000 $ 265,142 $ 143,000
Calvert, Maryland 7 $ 2,237,000 $ 319,571 $ 118,000
St. Mary's, Maryland 7 $ 2,066,000 $ 295,142 $ 114,000
Plymouth, Massachusetts 7 $ 2,470,000 $ 352,857 $ 118,000
Hancock, Mississippi 7 $ 976,000 $ 139,428 $ 94,000
Hinds, Mississippi 7 $ 2,029,000 $ 289,857 $ 134,000
Sandoval, New Mexico 7 $ 1,852,000 $ 264,571 $ 88,000
Clinton, New York 7 $ 1,330,000 $ 190,000 $ 117,000
Brunswick, North Carolina 7 $ 2,708,000 $ 386,857 $ 197,000
Canadian, Oklahoma 7 $ 1,657,000 $ 236,714 $ 126,000
Delaware, Pennsylvania 7 $ 1,260,000 $ 180,000 $ 72,000
Lehigh, Pennsylvania 7 $ 2,348,000 $ 335,428 $ 138,000
Mercer, Pennsylvania 7 $ 1,232,000 $ 176,000 $ 64,000
Rutherford, Tennessee 7 $ 1,584,000 $ 226,285 $ 105,000
Kaufman, Texas 7 $ 1,219,000 $ 174,142 $ 90,000
Lubbock, Texas 7 $ 1,246,000 $ 178,000 $ 90,000
Summit, Utah 7 $ 3,126,000 $ 446,571 $ 200,000
Dodge, Wisconsin 7 $ 1,424,000 $ 203,428 $ 77,000
Fond du Lac, Wisconsin 7 $ 1,194,000 $ 170,571 $ 75,000
Autauga, Alabama 6 $ 1,294,000 $ 215,666 $ 80,000
Calhoun, Alabama 6 $ 917,000 $ 152,833 $ 88,000
St. Clair, Alabama 6 $ 1,184,000 $ 197,333 $ 83,000
Saline, Arkansas 6 $ 1,463,000 $ 243,833 $ 109,000
Kern, California 6 $ 1,222,000 $ 203,666 $ 98,000
San Mateo, California 6 $ 2,814,000 $ 469,000 $ 175,000
Jackson, Georgia 6 $ 1,328,000 $ 221,333 $ 113,000
Newton, Georgia 6 $ 1,102,000 $ 183,666 $ 75,000
Adams, Illinois 6 $ 1,263,000 $ 210,500 $ 108,000
Boone, Illinois 6 $ 990,000 $ 165,000 $ 67,000
Sangamon, Illinois 6 $ 974,000 $ 162,333 $ 88,000
Hancock, Indiana 6 $ 1,679,000 $ 279,833 $ 159,000
Hendricks, Indiana 6 $ 1,403,000 $ 233,833 $ 119,000
St. Joseph, Indiana 6 $ 988,000 $ 164,666 $ 96,000
Campbell, Kentucky 6 $ 1,019,000 $ 169,833 $ 72,000
Warren, Kentucky 6 $ 1,228,000 $ 204,666 $ 94,000
Berkshire, Massachusetts 6 $ 2,234,000 $ 372,333 $ 167,000
Livingston, Michigan 6 $ 1,835,000 $ 305,833 $ 116,000
Ottawa, Michigan 6 $ 1,325,000 $ 220,833 $ 112,000
Cass, Minnesota 6 $ 1,107,000 $ 184,500 $ 84,000
Dodge, Minnesota 6 $ 740,000 $ 123,333 $ 51,000
Meeker, Minnesota 6 $ 912,000 $ 152,000 $ 86,000
Mille Lacs, Minnesota 6 $ 916,000 $ 152,666 $ 69,000
Jackson, Mississippi 6 $ 1,573,000 $ 262,166 $ 109,000
Cheshire, New Hampshire 6 $ 1,442,000 $ 240,333 $ 114,000
Cape May, New Jersey 6 $ 1,667,000 $ 277,833 $ 147,000
Chaves, New Mexico 6 $ 1,205,000 $ 200,833 $ 94,000
Chemung, New York 6 $ 964,000 $ 160,666 $ 95,000
Jefferson, New York 6 $ 1,088,000 $ 181,333 $ 91,000
Johnston, North Carolina 6 $ 1,224,000 $ 204,000 $ 124,000
Pender, North Carolina 6 $ 1,531,000 $ 255,166 $ 105,000
Knox, Ohio 6 $ 1,100,000 $ 183,333 $ 81,000
Stark, Ohio 6 $ 1,268,000 $ 211,333 $ 105,000
Cleveland, Oklahoma 6 $ 1,131,000 $ 188,500 $ 83,000
Lane, Oregon 6 $ 1,338,000 $ 223,000 $ 84,000
Fulton, Pennsylvania 6 $ 872,000 $ 145,333 $ 57,000
Lackawanna, Pennsylvania 6 $ 1,118,000 $ 186,333 $ 92,000
Perry, Pennsylvania 6 $ 601,000 $ 100,166 $ 52,000
Somerset, Pennsylvania 6 $ 843,000 $ 140,500 $ 108,000
Aiken, South Carolina 6 $ 2,065,000 $ 344,166 $ 140,000
Florence, South Carolina 6 $ 1,250,000 $ 208,333 $ 103,000
Horry, South Carolina 6 $ 1,747,000 $ 291,166 $ 176,000
Brazoria, Texas 6 $ 1,165,000 $ 194,166 $ 100,000
Cameron, Texas 6 $ 744,000 $ 124,000 $ 78,000
Comal, Texas 6 $ 1,201,000 $ 200,166 $ 111,000
Hardin, Texas 6 $ 800,000 $ 133,333 $ 82,000
Jefferson, Texas 6 $ 1,259,000 $ 209,833 $ 108,000
Chittenden, Vermont 6 $ 1,614,000 $ 269,000 $ 115,000
Bedford, Virginia 6 $ 1,769,000 $ 294,833 $ 90,000
Fauquier, Virginia 6 $ 2,398,000 $ 399,666 $ 128,000
James City, Virginia 6 $ 1,700,000 $ 283,333 $ 105,000
Roanoke, Virginia 6 $ 1,635,000 $ 272,500 $ 114,000
Spotsylvania, Virginia 6 $ 1,844,000 $ 307,333 $ 112,000
Monongalia, West Virginia 6 $ 1,440,000 $ 240,000 $ 117,000
Brown, Wisconsin 6 $ 1,561,000 $ 260,166 $ 151,000
Iowa, Wisconsin 6 $ 852,000 $ 142,000 $ 93,000
Kenosha, Wisconsin 6 $ 1,478,000 $ 246,333 $ 84,000
Talladega, Alabama 5 $ 704,000 $ 140,800 $ 87,000
Sebastian, Arkansas 5 $ 798,000 $ 159,600 $ 74,000
Yuba, California 5 $ 971,000 $ 194,200 $ 82,000
Fremont, Colorado 5 $ 897,000 $ 179,400 $ 107,000
Summit, Colorado 5 $ 1,411,000 $ 282,200 $ 138,000
Middlesex, Connecticut 5 $ 1,711,000 $ 342,200 $ 130,000
Leon, Florida 5 $ 1,136,000 $ 227,200 $ 89,000
Barrow, Georgia 5 $ 858,000 $ 171,600 $ 70,000
Bryan, Georgia 5 $ 1,379,000 $ 275,800 $ 105,000
Glynn, Georgia 5 $ 1,128,000 $ 225,600 $ 77,000
Toombs, Georgia 5 $ 761,000 $ 152,200 $ 93,000
St. Clair, Illinois 5 $ 818,000 $ 163,600 $ 70,000
Jasper, Indiana 5 $ 868,000 $ 173,600 $ 74,000
Dallas, Iowa 5 $ 1,302,000 $ 260,400 $ 101,000
Linn, Iowa 5 $ 1,029,000 $ 205,800 $ 105,000
Calcasieu, Louisiana 5 $ 859,000 $ 171,800 $ 76,000
Jefferson, Louisiana 5 $ 831,000 $ 166,200 $ 62,000
Ouachita, Louisiana 5 $ 1,189,000 $ 237,800 $ 101,000
Allegany, Maryland 5 $ 572,000 $ 114,400 $ 91,000
Dorchester, Maryland 5 $ 1,610,000 $ 322,000 $ 112,000
Hampden, Massachusetts 5 $ 1,060,000 $ 212,000 $ 113,000
Allegan, Michigan 5 $ 1,081,000 $ 216,200 $ 121,000
Fillmore, Minnesota 5 $ 547,000 $ 109,400 $ 38,000
Harrison, Mississippi 5 $ 1,025,000 $ 205,000 $ 84,000
Boone, Missouri 5 $ 943,000 $ 188,600 $ 80,000
Cascade, Montana 5 $ 662,000 $ 132,400 $ 69,000
Sarpy, Nebraska 5 $ 1,111,000 $ 222,200 $ 94,000
San Juan, New Mexico 5 $ 1,104,000 $ 220,800 $ 92,000
Schenectady, New York 5 $ 1,327,000 $ 265,400 $ 95,000
Wayne, New York 5 $ 1,081,000 $ 216,200 $ 111,000
Alamance, North Carolina 5 $ 1,021,000 $ 204,200 $ 108,000
Buncombe, North Carolina 5 $ 1,257,000 $ 251,400 $ 120,000
Cumberland, North Carolina 5 $ 1,073,000 $ 214,600 $ 107,000
Gaston, North Carolina 5 $ 939,000 $ 187,800 $ 106,000
Henderson, North Carolina 5 $ 1,161,000 $ 232,200 $ 95,000
Rowan, North Carolina 5 $ 1,400,000 $ 280,000 $ 121,000
Wilson, North Carolina 5 $ 1,400,000 $ 280,000 $ 133,000
Greene, Ohio 5 $ 962,000 $ 192,400 $ 166,000
Hancock, Ohio 5 $ 882,000 $ 176,400 $ 108,000
Marion, Ohio 5 $ 536,000 $ 107,200 $ 65,000
Perry, Ohio 5 $ 513,000 $ 102,600 $ 73,000
Pickaway, Ohio 5 $ 861,000 $ 172,200 $ 163,000
Clearfield, Pennsylvania 5 $ 612,000 $ 122,400 $ 105,000
Huntingdon, Pennsylvania 5 $ 1,164,000 $ 232,800 $ 99,000
Lancaster, South Carolina 5 $ 1,068,000 $ 213,600 $ 98,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 26,557 $6,023,296,000 $226,000 $3,450,000 $106,000 $3,120,000
Refinancing 5,105 $1,209,172,000 $236,000 $2,500,000 $108,000 $1,704,000
Home Improvement 191 $45,423,000 $237,000 $1,920,000 $143,000 $6,120,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,542 $4,221,705,000 $227,000 $2,975,000 $107,000 $3,120,000
Not Provided 10,071 $2,344,904,000 $232,000 $3,450,000 $108,000 $6,120,000
Hispanic 1,303 $278,190,000 $213,000 $1,449,000 $90,000 $565,000
Black or African American 964 $187,785,000 $194,000 $1,040,000 $88,000 $1,805,000
Asian 840 $217,380,000 $258,000 $1,000,000 $115,000 $2,470,000
American Indian or Alaskan Native 72 $14,113,000 $196,000 $560,000 $87,000 $300,000
Native Hawaiian or Other Pacific Islander 61 $13,814,000 $226,000 $720,000 $97,000 $399,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,651 $6,063,604,000 $236,000 $3,450,000 $114,000 $6,120,000
FHA-insured (Federal Housing Administration) 5,119 $977,603,000 $190,000 $740,000 $72,000 $658,000
VA-guaranteed (Veterans Administration) 1,021 $228,274,000 $223,000 $492,000 $80,000 $335,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $8,410,000 $135,000 $232,000 $38,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,087 $4,630,844,000 $219,000 $1,960,000 $103,000 $2,618,000
Application Approved But Not Accepted 5,723 $1,424,472,000 $248,000 $2,975,000 $112,000 $3,100,000
Application Withdrawn By Applicant 2,909 $775,744,000 $266,000 $3,450,000 $129,000 $6,120,000
Application Denied By Financial Institution 2,089 $436,348,000 $208,000 $2,500,000 $90,000 $1,000,000
File Closed For Incompleteness 33 $7,306,000 $221,000 $472,000 $104,000 $370,000
Preapproval Denied by Financial Institution 12 $3,177,000 $264,000 $518,000 $94,000 $166,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 852 $176,972,000 $207,000 $1,440,000 $108,000 $790,000
Debt-To-Income Ratio 614 $139,261,000 $226,000 $1,538,000 $71,000 $1,000,000
Credit History 230 $37,840,000 $164,000 $709,000 $67,000 $318,000
Other 144 $28,176,000 $195,000 $750,000 $98,000 $645,000
Unverifiable Information 88 $22,728,000 $258,000 $2,500,000 $105,000 $746,000
Insufficient Cash (Downpayment, Closing Cost) 84 $16,556,000 $197,000 $833,000 $82,000 $295,000
Credit Application Incomplete 46 $9,845,000 $214,000 $524,000 $96,000 $550,000
Employment History 30 $5,577,000 $185,000 $956,000 $58,000 $142,000
Mortgage Insurance Denied 13 $2,570,000 $197,000 $358,000 $85,000 $169,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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