Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Pinnacle Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 20544 Hwy 370 Lincoln, NE 68028 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,128 |
| Total Mortgage Loan Application Amount | $639,830,000 |
| Average Mortgage Loan Application Amount | $148,000 |
| Highest Mortgage Loan Application Amount | $42,165,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $4,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 807 | $ 166,225,000 | $ 205,000 | $ 140,000 |
| Douglas County Nebraska | 389 | $ 89,135,000 | $ 229,000 | $ 140,000 |
| Sarpy County Nebraska | 199 | $ 58,175,000 | $ 292,000 | $ 116,000 |
| Platte County Nebraska | 186 | $ 28,930,000 | $ 155,000 | $ 96,000 |
| Adams County Nebraska | 154 | $ 22,690,000 | $ 147,000 | $ 89,000 |
| Dodge County Nebraska | 132 | $ 20,870,000 | $ 158,000 | $ 104,000 |
| Hamilton County Nebraska | 96 | $ 13,790,000 | $ 143,000 | $ 97,000 |
| Colfax County Nebraska | 77 | $ 7,545,000 | $ 97,000 | $ 78,000 |
| Cass County Nebraska | 70 | $ 10,540,000 | $ 150,000 | $ 99,000 |
| Holt County Nebraska | 67 | $ 8,275,000 | $ 123,000 | $ 75,000 |
| Dickinson County Kansas | 61 | $ 5,245,000 | $ 85,000 | $ 105,000 |
| Jasper County Missouri | 60 | $ 7,990,000 | $ 133,000 | $ 136,000 |
| Dawson County Nebraska | 54 | $ 6,720,000 | $ 124,000 | $ 78,000 |
| Keith County Nebraska | 53 | $ 5,755,000 | $ 108,000 | $ 83,000 |
| Gage County Nebraska | 45 | $ 4,955,000 | $ 110,000 | $ 93,000 |
| Saunders County Nebraska | 42 | $ 8,870,000 | $ 211,000 | $ 130,000 |
| Pottawattamie County Iowa | 41 | $ 4,945,000 | $ 120,000 | $ 125,000 |
| Merrick County Nebraska | 40 | $ 4,760,000 | $ 119,000 | $ 98,000 |
| Saline County Nebraska | 36 | $ 4,640,000 | $ 128,000 | $ 77,000 |
| Jackson County Missouri | 34 | $ 19,230,000 | $ 565,000 | $ 100,000 |
| Hall County Nebraska | 32 | $ 5,640,000 | $ 176,000 | $ 90,000 |
| Perkins County Nebraska | 25 | $ 1,685,000 | $ 67,000 | $ 64,000 |
| Madison County Nebraska | 24 | $ 8,490,000 | $ 353,000 | $ 81,000 |
| Polk County Nebraska | 23 | $ 1,835,000 | $ 79,000 | $ 78,000 |
| Red Willow County Nebraska | 23 | $ 1,985,000 | $ 86,000 | $ 104,000 |
| Newton County Missouri | 19 | $ 3,415,000 | $ 179,000 | $ 115,000 |
| Chase County Nebraska | 18 | $ 2,090,000 | $ 116,000 | $ 66,000 |
| Antelope County Nebraska | 15 | $ 1,275,000 | $ 85,000 | $ 69,000 |
| Cuming County Nebraska | 15 | $ 1,245,000 | $ 83,000 | $ 91,000 |
| Butler County Nebraska | 14 | $ 1,870,000 | $ 133,000 | $ 78,000 |
| Seward County Nebraska | 14 | $ 2,480,000 | $ 177,000 | $ 124,000 |
| Clay County Nebraska | 13 | $ 1,135,000 | $ 87,000 | $ 68,000 |
| Gosper County Nebraska | 12 | $ 2,090,000 | $ 174,000 | $ 124,000 |
| Otoe County Nebraska | 12 | $ 1,680,000 | $ 140,000 | $ 133,000 |
| Cherry County Nebraska | 11 | $ 1,375,000 | $ 125,000 | $ 119,000 |
| Nance County Nebraska | 11 | $ 1,255,000 | $ 114,000 | $ 65,000 |
| Knox County Nebraska | 10 | $ 750,000 | $ 75,000 | $ 73,000 |
| Lincoln County Nebraska | 10 | $ 1,060,000 | $ 106,000 | $ 73,000 |
| Howard County Nebraska | 9 | $ 1,945,000 | $ 216,000 | $ 99,000 |
| York County Nebraska | 8 | $ 1,090,000 | $ 136,000 | $ 65,000 |
| Maricopa County Arizona | 7 | $ 2,645,000 | $ 377,000 | $ 401,000 |
| Buffalo County Nebraska | 7 | $ 945,000 | $ 135,000 | $ 113,000 |
| Webster County Nebraska | 7 | $ 985,000 | $ 140,000 | $ 69,000 |
| Washington County Nebraska | 6 | $ 2,120,000 | $ 353,000 | $ 160,000 |
| Woodbury County Iowa | 5 | $ 615,000 | $ 123,000 | $ 81,000 |
| Johnson County Kansas | 5 | $ 1,015,000 | $ 203,000 | $ 105,000 |
| Dundy County Nebraska | 5 | $ 605,000 | $ 121,000 | $ 115,000 |
| Jefferson County Nebraska | 5 | $ 625,000 | $ 125,000 | $ 62,000 |
| Riley County Kansas | 4 | $ 1,770,000 | $ 442,000 | $ 98,000 |
| Saline County Kansas | 4 | $ 490,000 | $ 122,000 | $ 112,000 |
| Stanton County Nebraska | 4 | $ 260,000 | $ 65,000 | $ 54,000 |
| Larimer County Colorado | 3 | $ 705,000 | $ 235,000 | $ 145,000 |
| Cherokee County Kansas | 3 | $ 475,000 | $ 158,000 | $ 83,000 |
| Greene County Missouri | 3 | $ 865,000 | $ 288,000 | $ 63,000 |
| Lawrence County Missouri | 3 | $ 325,000 | $ 108,000 | $ 86,000 |
| Boone County Nebraska | 3 | $ 175,000 | $ 58,000 | $ 67,000 |
| Cedar County Nebraska | 3 | $ 195,000 | $ 65,000 | $ 76,000 |
| Nuckolls County Nebraska | 3 | $ 615,000 | $ 205,000 | $ 109,000 |
| Phelps County Nebraska | 3 | $ 155,000 | $ 51,000 | $ 49,000 |
| Pierce County Nebraska | 3 | $ 575,000 | $ 191,000 | $ 93,000 |
| Charles Mix County South Dakota | 3 | $ 375,000 | $ 125,000 | $ 284,000 |
| Salt Lake County Utah | 3 | $ 485,000 | $ 161,000 | $ 311,000 |
| Lee County Florida | 2 | $ 880,000 | $ 440,000 | $ 160,000 |
| St. Lucie County Florida | 2 | $ 350,000 | $ 175,000 | $ 138,000 |
| Muscogee County Georgia | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Dickinson County Iowa | 2 | $ 350,000 | $ 175,000 | $ 202,000 |
| Page County Iowa | 2 | $ 530,000 | $ 265,000 | $ 400,000 |
| Polk County Iowa | 2 | $ 11,830,000 | $ 5,915,000 | $ 79,000 |
| Clay County Kansas | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| Wyandotte County Kansas | 2 | $ 530,000 | $ 265,000 | $ 70,000 |
| Camden County Missouri | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Christian County Missouri | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Morgan County Missouri | 2 | $ 380,000 | $ 190,000 | $ 125,000 |
| Boyd County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 66,000 |
| Burt County Nebraska | 2 | $ 170,000 | $ 85,000 | $ 136,000 |
| Deuel County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 112,000 |
| Hayes County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Hitchcock County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Wayne County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Jefferson County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Los Angeles County California | 1 | $ 385,000 | $ 385,000 | $ 58,000 |
| El Paso County Colorado | 1 | $ 485,000 | $ 485,000 | $ 148,000 |
| Grand County Colorado | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 445,000 | $ 445,000 | $ 137,000 |
| Routt County Colorado | 1 | $ 175,000 | $ 175,000 | $ 182,000 |
| Summit County Colorado | 1 | $ 485,000 | $ 485,000 | $ 241,000 |
| Weld County Colorado | 1 | $ 265,000 | $ 265,000 | $ 269,000 |
| Collier County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Maui County Hawaii | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Franklin County Kansas | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Geary County Kansas | 1 | $ 45,000 | $ 45,000 | $ 134,000 |
| Leavenworth County Kansas | 1 | $ 215,000 | $ 215,000 | $ 231,000 |
| Norton County Kansas | 1 | $ 35,000 | $ 35,000 | $ 198,000 |
| Sumner County Kansas | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Hennepin County Minnesota | 1 | $ 6,755,000 | $ 6,755,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Barton County Missouri | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Johnson County Missouri | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Arthur County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Box Butte County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Custer County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Dakota County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Dixon County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Garden County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| Harlan County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Nemaha County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Sherman County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Valley County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| New York County New York | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Ottawa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 349,000 |
| Tillamook County Oregon | 1 | $ 405,000 | $ 405,000 | $ 292,000 |
| Cherokee County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 919,000 |
| Clay County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Grant County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Yankton County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Denton County Texas | 1 | $ 42,165,000 | $ 42,165,000 | $ 0 |
| Lubbock County Texas | 1 | $ 2,305,000 | $ 2,305,000 | $ 0 |
| Tarrant County Texas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Big Horn County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,683 | $403,295,000 | $239,000 | $42,165,000 | $104,000 | $2,587,000 |
| Refinancing | 962 | $177,640,000 | $184,000 | $12,005,000 | $137,000 | $4,500,000 |
| Cash-out Refinancing | 207 | $44,755,000 | $216,000 | $555,000 | $126,000 | $2,186,000 |
| Other Purpose | 140 | $8,480,000 | $60,000 | $355,000 | $95,000 | $315,000 |
| Home Improvement | 136 | $5,660,000 | $41,000 | $395,000 | $113,000 | $1,381,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,485 | $408,415,000 | $164,000 | $2,305,000 | $118,000 | $4,500,000 |
| Not applicable | 277 | $176,475,000 | $637,000 | $42,165,000 | $0 | $0 |
| Hispanic | 194 | $21,000,000 | $108,000 | $365,000 | $64,000 | $469,000 |
| Not Provided | 110 | $21,340,000 | $194,000 | $775,000 | $139,000 | $560,000 |
| Asian | 30 | $6,410,000 | $213,000 | $435,000 | $134,000 | $776,000 |
| Black or African American | 22 | $4,400,000 | $200,000 | $475,000 | $126,000 | $438,000 |
| American Indian or Alaskan Native | 7 | $1,075,000 | $153,000 | $325,000 | $62,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,831 | $587,945,000 | $207,000 | $42,165,000 | $121,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) | 123 | $19,745,000 | $160,000 | $325,000 | $68,000 | $177,000 |
| VA-guaranteed (Veterans Administration) | 91 | $22,115,000 | $243,000 | $575,000 | $100,000 | $281,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 83 | $10,025,000 | $120,000 | $375,000 | $49,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,690 | $573,980,000 | $213,000 | $42,165,000 | $118,000 | $4,500,000 |
| Application Withdrawn By Applicant | 225 | $43,675,000 | $194,000 | $2,305,000 | $122,000 | $1,613,000 |
| Application Denied By Financial Institution | 169 | $16,915,000 | $100,000 | $445,000 | $71,000 | $919,000 |
| Application Approved But Not Accepted | 44 | $5,260,000 | $119,000 | $335,000 | $101,000 | $386,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,959 | $622,915,000 | $210,000 | $42,165,000 | $118,000 | $4,500,000 |
| Debt-To-Income Ratio | 74 | $8,170,000 | $110,000 | $445,000 | $59,000 | $167,000 |
| Credit History | 62 | $5,140,000 | $82,000 | $205,000 | $66,000 | $162,000 |
| Collateral | 26 | $2,550,000 | $98,000 | $295,000 | $118,000 | $919,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $480,000 | $120,000 | $225,000 | $47,000 | $61,000 |
| Other | 2 | $280,000 | $140,000 | $195,000 | $141,000 | $221,000 |
| Unverifiable Information | 1 | $295,000 | $295,000 | $295,000 | $144,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.