Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Pinnacle Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 150 3Rd Ave South, Suite 900 Nashville, TN 37201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,140 |
| Total Mortgage Loan Application Amount | $499,617,000 |
| Average Mortgage Loan Application Amount | $181,666 |
| Highest Mortgage Loan Application Amount | $18,750,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $2,067,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 686 | $ 160,352,000 | $ 233,000 | $ 111,000 |
| Rutherford County Tennessee | 471 | $ 74,223,000 | $ 157,000 | $ 71,000 |
| Williamson County Tennessee | 222 | $ 72,447,000 | $ 326,000 | $ 198,000 |
| Wilson County Tennessee | 171 | $ 30,753,000 | $ 179,000 | $ 86,000 |
| Knox County Tennessee | 129 | $ 34,725,000 | $ 269,000 | $ 154,000 |
| Sumner County Tennessee | 125 | $ 22,971,000 | $ 183,000 | $ 71,000 |
| Cheatham County Tennessee | 68 | $ 7,888,000 | $ 116,000 | $ 71,000 |
| Dickson County Tennessee | 31 | $ 3,380,000 | $ 109,000 | $ 59,000 |
| Robertson County Tennessee | 29 | $ 4,210,000 | $ 145,000 | $ 125,000 |
| Bedford County Tennessee | 23 | $ 2,422,000 | $ 105,000 | $ 60,000 |
| Maury County Tennessee | 19 | $ 2,753,000 | $ 144,000 | $ 49,000 |
| Blount County Tennessee | 15 | $ 9,004,000 | $ 600,000 | $ 392,000 |
| Loudon County Tennessee | 8 | $ 2,919,000 | $ 364,000 | $ 116,000 |
| Sevier County Tennessee | 8 | $ 955,000 | $ 119,000 | $ 102,000 |
| Smith County Tennessee | 6 | $ 447,000 | $ 74,000 | $ 29,000 |
| Hickman County Tennessee | 5 | $ 1,106,000 | $ 221,000 | $ 162,000 |
| Fulton County Georgia | 4 | $ 12,127,000 | $ 3,031,000 | $ 147,000 |
| Coffee County Tennessee | 4 | $ 439,000 | $ 109,000 | $ 54,000 |
| DeKalb County Tennessee | 4 | $ 952,000 | $ 238,000 | $ 259,000 |
| Hamilton County Tennessee | 4 | $ 3,405,000 | $ 851,000 | $ 56,000 |
| Montgomery County Tennessee | 4 | $ 576,000 | $ 144,000 | $ 66,000 |
| Putnam County Tennessee | 4 | $ 451,000 | $ 112,000 | $ 51,000 |
| Shelby County Tennessee | 4 | $ 719,000 | $ 179,000 | $ 94,000 |
| Trousdale County Tennessee | 4 | $ 443,000 | $ 110,000 | $ 52,000 |
| Bay County Florida | 3 | $ 442,000 | $ 147,000 | $ 231,000 |
| Franklin County Tennessee | 3 | $ 689,000 | $ 229,000 | $ 183,000 |
| Marshall County Tennessee | 3 | $ 477,000 | $ 159,000 | $ 122,000 |
| Okaloosa County Florida | 2 | $ 489,000 | $ 244,000 | $ 682,000 |
| Palm Beach County Florida | 2 | $ 379,000 | $ 189,000 | $ 305,000 |
| Walton County Florida | 2 | $ 717,000 | $ 358,000 | $ 304,000 |
| Cobb County Georgia | 2 | $ 5,969,000 | $ 2,984,000 | $ 130,000 |
| Gwinnett County Georgia | 2 | $ 268,000 | $ 134,000 | $ 254,000 |
| Laurel County Kentucky | 2 | $ 357,000 | $ 178,000 | $ 135,000 |
| Anderson County Tennessee | 2 | $ 295,000 | $ 147,000 | $ 252,000 |
| Chester County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Jefferson County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 40,000 |
| Roane County Tennessee | 2 | $ 418,000 | $ 209,000 | $ 49,000 |
| Baldwin County Alabama | 1 | $ 800,000 | $ 800,000 | $ 551,000 |
| Elmore County Alabama | 1 | $ 197,000 | $ 197,000 | $ 60,000 |
| Lauderdale County Alabama | 1 | $ 215,000 | $ 215,000 | $ 343,000 |
| Riverside County California | 1 | $ 151,000 | $ 151,000 | $ 80,000 |
| Grand County Colorado | 1 | $ 223,000 | $ 223,000 | $ 242,000 |
| Collier County Florida | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Duval County Florida | 1 | $ 9,150,000 | $ 9,150,000 | $ 0 |
| Franklin County Florida | 1 | $ 417,000 | $ 417,000 | $ 872,000 |
| Marion County Florida | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Monroe County Florida | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Orange County Florida | 1 | $ 18,750,000 | $ 18,750,000 | $ 0 |
| Bartow County Georgia | 1 | $ 116,000 | $ 116,000 | $ 39,000 |
| Catoosa County Georgia | 1 | $ 131,000 | $ 131,000 | $ 80,000 |
| Muscogee County Georgia | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Whitfield County Georgia | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Adair County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 185,000 |
| Bullitt County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 345,000 |
| Warren County Kentucky | 1 | $ 292,000 | $ 292,000 | $ 140,000 |
| East Baton Rouge County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 164,000 |
| Orleans County Louisiana | 1 | $ 480,000 | $ 480,000 | $ 1,711,000 |
| St. Tammany County Louisiana | 1 | $ 101,000 | $ 101,000 | $ 68,000 |
| Lafayette County Mississippi | 1 | $ 196,000 | $ 196,000 | $ 365,000 |
| Brunswick County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 140,000 |
| Catawba County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 873,000 |
| Haywood County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 152,000 |
| Defiance County Ohio | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Franklin County Ohio | 1 | $ 300,000 | $ 300,000 | $ 175,000 |
| Indiana County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 16,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 556,000 |
| Charleston County South Carolina | 1 | $ 372,000 | $ 372,000 | $ 235,000 |
| Greenville County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Cannon County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Claiborne County Tennessee | 1 | $ 323,000 | $ 323,000 | $ 98,000 |
| Clay County Tennessee | 1 | $ 244,000 | $ 244,000 | $ 198,000 |
| Cocke County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
| Cumberland County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 951,000 |
| Fayette County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Gibson County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 61,000 |
| Hawkins County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Henderson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Humphreys County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 200,000 |
| Lawrence County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 340,000 | $ 340,000 | $ 80,000 |
| Marion County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 645,000 |
| Meigs County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 72,000 |
| Morgan County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Union County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 16,000 |
| Wayne County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 1,100,000 |
| White County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Denton County Texas | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Tarrant County Texas | 1 | $ 12,000 | $ 12,000 | $ 123,000 |
| Taylor County Texas | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Alexandria County Virginia | 1 | $ 118,000 | $ 118,000 | $ 350,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,221 | $304,653,000 | $249,000 | $18,750,000 | $106,000 | $2,067,000 |
| Refinancing | 769 | $186,980,000 | $243,000 | $6,175,000 | $129,000 | $2,049,000 |
| Home Improvement | 150 | $7,984,000 | $53,000 | $480,000 | $71,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,810 | $378,970,000 | $209,000 | $2,683,000 | $116,000 | $2,067,000 |
| Black or African American | 192 | $31,318,000 | $163,000 | $1,080,000 | $98,000 | $2,049,000 |
| Not Provided | 47 | $9,964,000 | $212,000 | $417,000 | $108,000 | $556,000 |
| Asian | 31 | $5,732,000 | $184,000 | $336,000 | $103,000 | $508,000 |
| Not applicable | 30 | $68,308,000 | $2,276,000 | $18,750,000 | $0 | $0 |
| Hispanic | 29 | $5,313,000 | $183,000 | $650,000 | $99,000 | $764,000 |
| American Indian or Alaskan Native | 1 | $12,000 | $12,000 | $12,000 | $123,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,554 | $397,869,000 | $256,000 | $18,750,000 | $133,000 | $2,067,000 |
| FHA-insured (Federal Housing Administration) | 439 | $71,690,000 | $163,000 | $440,000 | $55,000 | $715,000 |
| VA-guaranteed (Veterans Administration) | 87 | $20,153,000 | $231,000 | $532,000 | $72,000 | $227,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $9,905,000 | $165,000 | $289,000 | $46,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,605 | $393,043,000 | $244,000 | $18,750,000 | $116,000 | $2,049,000 |
| Application Withdrawn By Applicant | 224 | $49,605,000 | $221,000 | $1,500,000 | $100,000 | $691,000 |
| Application Denied By Financial Institution | 199 | $36,318,000 | $182,000 | $1,500,000 | $86,000 | $2,067,000 |
| Application Approved But Not Accepted | 97 | $18,369,000 | $189,000 | $825,000 | $133,000 | $2,049,000 |
| File Closed For Incompleteness | 6 | $1,226,000 | $204,000 | $417,000 | $108,000 | $210,000 |
| Preapproval Denied by Financial Institution | 6 | $651,000 | $108,000 | $179,000 | $37,000 | $54,000 |
| Preapproval Approved but not Accepted | 3 | $405,000 | $135,000 | $157,000 | $49,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 104 | $14,516,000 | $139,000 | $1,080,000 | $75,000 | $764,000 |
| Debt-To-Income Ratio | 57 | $15,622,000 | $274,000 | $1,500,000 | $84,000 | $457,000 |
| Unverifiable Information | 14 | $2,393,000 | $170,000 | $622,000 | $58,000 | $285,000 |
| Collateral | 12 | $1,848,000 | $154,000 | $560,000 | $244,000 | $2,067,000 |
| Other | 11 | $1,731,000 | $157,000 | $314,000 | $66,000 | $223,000 |
| Employment History | 5 | $688,000 | $137,000 | $300,000 | $45,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $171,000 | $85,000 | $90,000 | $26,000 | $27,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.