Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Pinnacle Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 150 3Rd Ave South, Suite 900 Nashville, TN 37201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,960 |
| Total Mortgage Loan Application Amount | $467,645,000 |
| Average Mortgage Loan Application Amount | $195,333 |
| Highest Mortgage Loan Application Amount | $17,553,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $2,240,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 642 | $ 152,666,000 | $ 237,000 | $ 114,000 |
| Rutherford County Tennessee | 376 | $ 62,433,000 | $ 166,000 | $ 76,000 |
| Williamson County Tennessee | 245 | $ 81,843,000 | $ 334,000 | $ 165,000 |
| Sumner County Tennessee | 152 | $ 29,800,000 | $ 196,000 | $ 85,000 |
| Wilson County Tennessee | 142 | $ 28,416,000 | $ 200,000 | $ 86,000 |
| Knox County Tennessee | 88 | $ 38,900,000 | $ 442,000 | $ 114,000 |
| Cheatham County Tennessee | 62 | $ 7,449,000 | $ 120,000 | $ 80,000 |
| Dickson County Tennessee | 31 | $ 4,359,000 | $ 140,000 | $ 65,000 |
| Robertson County Tennessee | 27 | $ 4,496,000 | $ 166,000 | $ 60,000 |
| Bedford County Tennessee | 20 | $ 1,703,000 | $ 85,000 | $ 60,000 |
| Maury County Tennessee | 16 | $ 4,017,000 | $ 251,000 | $ 130,000 |
| Coffee County Tennessee | 8 | $ 1,194,000 | $ 149,000 | $ 76,000 |
| DeKalb County Tennessee | 7 | $ 750,000 | $ 107,000 | $ 154,000 |
| Franklin County Tennessee | 7 | $ 1,259,000 | $ 179,000 | $ 166,000 |
| Montgomery County Tennessee | 7 | $ 1,144,000 | $ 163,000 | $ 74,000 |
| Shelby County Tennessee | 7 | $ 1,166,000 | $ 166,000 | $ 121,000 |
| Cannon County Tennessee | 6 | $ 481,000 | $ 80,000 | $ 78,000 |
| Humphreys County Tennessee | 5 | $ 713,000 | $ 142,000 | $ 57,000 |
| Blount County Tennessee | 4 | $ 645,000 | $ 161,000 | $ 83,000 |
| Hickman County Tennessee | 4 | $ 315,000 | $ 78,000 | $ 55,000 |
| Trousdale County Tennessee | 4 | $ 431,000 | $ 107,000 | $ 41,000 |
| Walton County Florida | 3 | $ 577,000 | $ 192,000 | $ 179,000 |
| Walker County Georgia | 3 | $ 542,000 | $ 180,000 | $ 58,000 |
| Giles County Tennessee | 3 | $ 481,000 | $ 160,000 | $ 199,000 |
| Macon County Tennessee | 3 | $ 389,000 | $ 129,000 | $ 71,000 |
| Sevier County Tennessee | 3 | $ 149,000 | $ 49,000 | $ 132,000 |
| Smith County Tennessee | 3 | $ 207,000 | $ 69,000 | $ 41,000 |
| Fulton County Georgia | 2 | $ 568,000 | $ 284,000 | $ 273,000 |
| Oakland County Michigan | 2 | $ 450,000 | $ 225,000 | $ 47,000 |
| Clark County Nevada | 2 | $ 139,000 | $ 69,000 | $ 151,000 |
| Mecklenburg County North Carolina | 2 | $ 616,000 | $ 308,000 | $ 307,000 |
| Beaufort County South Carolina | 2 | $ 382,000 | $ 191,000 | $ 150,000 |
| Hamilton County Tennessee | 2 | $ 17,752,000 | $ 8,876,000 | $ 33,000 |
| Houston County Tennessee | 2 | $ 203,000 | $ 101,000 | $ 22,000 |
| Lincoln County Tennessee | 2 | $ 344,000 | $ 172,000 | $ 50,000 |
| Loudon County Tennessee | 2 | $ 379,000 | $ 189,000 | $ 104,000 |
| Moore County Tennessee | 2 | $ 792,000 | $ 396,000 | $ 403,000 |
| White County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Baldwin County Alabama | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Jackson County Alabama | 1 | $ 243,000 | $ 243,000 | $ 70,000 |
| Jefferson County Alabama | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Lauderdale County Alabama | 1 | $ 236,000 | $ 236,000 | $ 75,000 |
| Madison County Alabama | 1 | $ 110,000 | $ 110,000 | $ 85,000 |
| Winston County Alabama | 1 | $ 356,000 | $ 356,000 | $ 304,000 |
| Arapahoe County Colorado | 1 | $ 289,000 | $ 289,000 | $ 108,000 |
| Bay County Florida | 1 | $ 60,000 | $ 60,000 | $ 118,000 |
| Duval County Florida | 1 | $ 756,000 | $ 756,000 | $ 300,000 |
| Escambia County Florida | 1 | $ 184,000 | $ 184,000 | $ 103,000 |
| Indian River County Florida | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Marion County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Okaloosa County Florida | 1 | $ 373,000 | $ 373,000 | $ 310,000 |
| Cobb County Georgia | 1 | $ 417,000 | $ 417,000 | $ 129,000 |
| Murray County Georgia | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Oconee County Georgia | 1 | $ 525,000 | $ 525,000 | $ 350,000 |
| Lake County Illinois | 1 | $ 585,000 | $ 585,000 | $ 338,000 |
| Hamilton County Indiana | 1 | $ 250,000 | $ 250,000 | $ 178,000 |
| Marion County Indiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Boone County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Marshall County Kentucky | 1 | $ 260,000 | $ 260,000 | $ 82,000 |
| Wayne County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 212,000 |
| St. Tammany County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Kent County Michigan | 1 | $ 5,861,000 | $ 5,861,000 | $ 0 |
| Adams County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 178,000 |
| Boone County Missouri | 1 | $ 135,000 | $ 135,000 | $ 227,000 |
| Buncombe County North Carolina | 1 | $ 428,000 | $ 428,000 | $ 564,000 |
| New Hanover County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 125,000 |
| Cuyahoga County Ohio | 1 | $ 840,000 | $ 840,000 | $ 285,000 |
| Franklin County Ohio | 1 | $ 300,000 | $ 300,000 | $ 238,000 |
| Hamilton County Ohio | 1 | $ 153,000 | $ 153,000 | $ 622,000 |
| Cleveland County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| Greenville County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Greenwood County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Horry County South Carolina | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 2,000 | $ 2,000 | $ 61,000 |
| Anderson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Bradley County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Chester County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 82,000 |
| Clay County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 107,000 |
| Dyer County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Gibson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 279,000 |
| Jefferson County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 36,000 |
| Marshall County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 105,000 |
| Warren County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 226,000 |
| Kaufman County Texas | 1 | $ 240,000 | $ 240,000 | $ 146,000 |
| Mercer County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 231,000 |
| Milwaukee County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,357 | $321,078,000 | $236,000 | $9,100,000 | $106,000 | $2,240,000 |
| Refinancing | 460 | $139,706,000 | $303,000 | $17,553,000 | $116,000 | $1,355,000 |
| Home Improvement | 143 | $6,861,000 | $47,000 | $930,000 | $69,000 | $845,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,613 | $339,795,000 | $210,000 | $1,960,000 | $112,000 | $2,240,000 |
| Black or African American | 140 | $25,126,000 | $179,000 | $1,260,000 | $68,000 | $581,000 |
| Hispanic | 71 | $11,703,000 | $164,000 | $417,000 | $60,000 | $185,000 |
| Not Provided | 53 | $12,726,000 | $240,000 | $620,000 | $171,000 | $850,000 |
| Not applicable | 39 | $69,463,000 | $1,781,000 | $17,553,000 | $0 | $0 |
| Asian | 38 | $7,815,000 | $205,000 | $500,000 | $89,000 | $377,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $660,000 | $165,000 | $228,000 | $64,000 | $114,000 |
| American Indian or Alaskan Native | 2 | $357,000 | $178,000 | $300,000 | $66,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,523 | $393,074,000 | $258,000 | $17,553,000 | $121,000 | $2,240,000 |
| FHA-insured (Federal Housing Administration) | 262 | $41,261,000 | $157,000 | $400,000 | $51,000 | $406,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $15,147,000 | $166,000 | $388,000 | $52,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 84 | $18,163,000 | $216,000 | $448,000 | $68,000 | $172,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,529 | $374,693,000 | $245,000 | $17,553,000 | $106,000 | $2,240,000 |
| Application Denied By Financial Institution | 184 | $30,940,000 | $168,000 | $1,800,000 | $71,000 | $1,355,000 |
| Application Withdrawn By Applicant | 170 | $42,773,000 | $251,000 | $1,259,000 | $125,000 | $920,000 |
| Application Approved But Not Accepted | 64 | $16,913,000 | $264,000 | $1,400,000 | $157,000 | $695,000 |
| Preapproval Denied by Financial Institution | 8 | $1,346,000 | $168,000 | $315,000 | $42,000 | $70,000 |
| File Closed For Incompleteness | 4 | $868,000 | $217,000 | $384,000 | $84,000 | $108,000 |
| Preapproval Approved but not Accepted | 1 | $112,000 | $112,000 | $112,000 | $34,000 | $34,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $12,990,000 | $135,000 | $960,000 | $64,000 | $400,000 |
| Debt-To-Income Ratio | 64 | $14,180,000 | $221,000 | $1,800,000 | $76,000 | $1,355,000 |
| Collateral | 11 | $2,162,000 | $196,000 | $840,000 | $71,000 | $285,000 |
| Unverifiable Information | 9 | $1,548,000 | $172,000 | $325,000 | $60,000 | $145,000 |
| Other | 5 | $760,000 | $152,000 | $188,000 | $139,000 | $466,000 |
| Employment History | 4 | $378,000 | $94,000 | $135,000 | $32,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $140,000 | $70,000 | $130,000 | $33,000 | $36,000 |
| Mortgage Insurance Denied | 1 | $128,000 | $128,000 | $128,000 | $279,000 | $279,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.