Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Pinnacle Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 150 3Rd Ave South Nashville, TN 37201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,542 |
| Total Mortgage Loan Application Amount | $2,120,850,000 |
| Average Mortgage Loan Application Amount | $275,000 |
| Highest Mortgage Loan Application Amount | $78,000,000 |
| Average Applicant Income | $126,666 |
| Highest Applicant Income | $9,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 955 | $ 286,294,000 | $ 299,000 | $ 150,000 |
| Shelby County Tennessee | 858 | $ 196,866,000 | $ 229,000 | $ 117,000 |
| Rutherford County Tennessee | 440 | $ 88,583,000 | $ 201,000 | $ 89,000 |
| Williamson County Tennessee | 349 | $ 143,618,000 | $ 411,000 | $ 170,000 |
| Knox County Tennessee | 323 | $ 106,863,000 | $ 330,000 | $ 123,000 |
| Mecklenburg County North Carolina | 320 | $ 93,228,000 | $ 291,000 | $ 121,000 |
| Hamilton County Tennessee | 264 | $ 83,298,000 | $ 315,000 | $ 164,000 |
| Wilson County Tennessee | 239 | $ 59,296,000 | $ 248,000 | $ 104,000 |
| Guilford County North Carolina | 225 | $ 43,140,000 | $ 191,000 | $ 77,000 |
| Sumner County Tennessee | 223 | $ 54,825,000 | $ 245,000 | $ 94,000 |
| Blount County Tennessee | 182 | $ 42,128,000 | $ 231,000 | $ 83,000 |
| Charleston County South Carolina | 169 | $ 57,274,000 | $ 338,000 | $ 161,000 |
| DeSoto County Mississippi | 155 | $ 28,637,000 | $ 184,000 | $ 74,000 |
| Tipton County Tennessee | 147 | $ 25,758,000 | $ 175,000 | $ 78,000 |
| Randolph County North Carolina | 126 | $ 14,191,000 | $ 112,000 | $ 57,000 |
| Davidson County North Carolina | 124 | $ 153,496,000 | $ 1,237,000 | $ 88,000 |
| Gaston County North Carolina | 98 | $ 17,670,000 | $ 180,000 | $ 89,000 |
| Rowan County North Carolina | 98 | $ 14,311,000 | $ 146,000 | $ 72,000 |
| York County South Carolina | 98 | $ 22,231,000 | $ 226,000 | $ 80,000 |
| Forsyth County North Carolina | 88 | $ 15,901,000 | $ 180,000 | $ 63,000 |
| Wake County North Carolina | 87 | $ 19,082,000 | $ 219,000 | $ 164,000 |
| Cabarrus County North Carolina | 85 | $ 16,505,000 | $ 194,000 | $ 72,000 |
| Stanly County North Carolina | 79 | $ 11,616,000 | $ 147,000 | $ 93,000 |
| Horry County South Carolina | 78 | $ 16,618,000 | $ 213,000 | $ 92,000 |
| Union County North Carolina | 75 | $ 17,756,000 | $ 236,000 | $ 106,000 |
| Fayette County Tennessee | 65 | $ 17,340,000 | $ 266,000 | $ 107,000 |
| Beaufort County South Carolina | 58 | $ 17,519,000 | $ 302,000 | $ 146,000 |
| Iredell County North Carolina | 54 | $ 12,916,000 | $ 239,000 | $ 132,000 |
| Greenville County South Carolina | 54 | $ 14,535,000 | $ 269,000 | $ 96,000 |
| Durham County North Carolina | 51 | $ 12,836,000 | $ 251,000 | $ 146,000 |
| Cheatham County Tennessee | 50 | $ 6,426,000 | $ 128,000 | $ 73,000 |
| Orange County North Carolina | 44 | $ 13,273,000 | $ 301,000 | $ 127,000 |
| Alamance County North Carolina | 43 | $ 6,029,000 | $ 140,000 | $ 52,000 |
| Brunswick County North Carolina | 42 | $ 11,553,000 | $ 275,000 | $ 170,000 |
| Dickson County Tennessee | 42 | $ 7,290,000 | $ 173,000 | $ 76,000 |
| Maury County Tennessee | 41 | $ 7,488,000 | $ 182,000 | $ 60,000 |
| Robertson County Tennessee | 40 | $ 7,600,000 | $ 190,000 | $ 76,000 |
| Roanoke City County Virginia | 38 | $ 5,824,000 | $ 153,000 | $ 62,000 |
| Lancaster County South Carolina | 36 | $ 11,411,000 | $ 316,000 | $ 93,000 |
| Walker County Georgia | 33 | $ 6,689,000 | $ 202,000 | $ 112,000 |
| New Hanover County North Carolina | 30 | $ 6,027,000 | $ 200,000 | $ 89,000 |
| Roanoke County Virginia | 30 | $ 6,219,000 | $ 207,000 | $ 113,000 |
| Bradley County Tennessee | 29 | $ 7,098,000 | $ 244,000 | $ 185,000 |
| Bedford County Tennessee | 27 | $ 4,222,000 | $ 156,000 | $ 77,000 |
| Berkeley County South Carolina | 24 | $ 6,957,000 | $ 289,000 | $ 112,000 |
| Buncombe County North Carolina | 23 | $ 7,391,000 | $ 321,000 | $ 157,000 |
| Montgomery County Tennessee | 22 | $ 3,132,000 | $ 142,000 | $ 60,000 |
| Loudon County Tennessee | 19 | $ 5,928,000 | $ 312,000 | $ 249,000 |
| Dorchester County South Carolina | 18 | $ 2,888,000 | $ 160,000 | $ 73,000 |
| Sevier County Tennessee | 17 | $ 3,691,000 | $ 217,000 | $ 107,000 |
| Chatham County North Carolina | 16 | $ 5,195,000 | $ 324,000 | $ 182,000 |
| Henderson County North Carolina | 16 | $ 6,494,000 | $ 405,000 | $ 72,000 |
| Walton County Florida | 15 | $ 12,275,000 | $ 818,000 | $ 828,000 |
| Anderson County Tennessee | 15 | $ 3,149,000 | $ 209,000 | $ 133,000 |
| Catoosa County Georgia | 14 | $ 2,880,000 | $ 205,000 | $ 103,000 |
| Pickens County South Carolina | 14 | $ 1,205,000 | $ 86,000 | $ 45,000 |
| Spartanburg County South Carolina | 14 | $ 2,970,000 | $ 212,000 | $ 96,000 |
| Carteret County North Carolina | 13 | $ 4,121,000 | $ 317,000 | $ 186,000 |
| Marshall County Mississippi | 11 | $ 1,588,000 | $ 144,000 | $ 63,000 |
| Lincoln County North Carolina | 11 | $ 2,802,000 | $ 254,000 | $ 188,000 |
| Bedford County Virginia | 11 | $ 2,015,000 | $ 183,000 | $ 43,000 |
| DeKalb County Tennessee | 10 | $ 2,061,000 | $ 206,000 | $ 140,000 |
| Hardin County Tennessee | 10 | $ 2,549,000 | $ 254,000 | $ 152,000 |
| Monroe County Tennessee | 10 | $ 2,110,000 | $ 211,000 | $ 221,000 |
| Roane County Tennessee | 10 | $ 2,270,000 | $ 227,000 | $ 137,000 |
| Tate County Mississippi | 9 | $ 1,432,000 | $ 159,000 | $ 61,000 |
| Dade County Georgia | 8 | $ 2,758,000 | $ 344,000 | $ 246,000 |
| Marshall County Tennessee | 8 | $ 962,000 | $ 120,000 | $ 45,000 |
| Oakland County Michigan | 7 | $ 2,348,000 | $ 335,000 | $ 133,000 |
| Montgomery County North Carolina | 7 | $ 945,000 | $ 135,000 | $ 82,000 |
| Coffee County Tennessee | 7 | $ 865,000 | $ 123,000 | $ 54,000 |
| Humphreys County Tennessee | 7 | $ 1,288,000 | $ 184,000 | $ 115,000 |
| Smith County Tennessee | 7 | $ 1,011,000 | $ 144,000 | $ 57,000 |
| Botetourt County Virginia | 7 | $ 2,721,000 | $ 388,000 | $ 80,000 |
| Franklin County Virginia | 7 | $ 1,251,000 | $ 178,000 | $ 57,000 |
| Baldwin County Alabama | 6 | $ 2,861,000 | $ 476,000 | $ 214,000 |
| Bay County Florida | 6 | $ 1,163,000 | $ 193,000 | $ 249,000 |
| Okaloosa County Florida | 6 | $ 3,450,000 | $ 575,000 | $ 524,000 |
| Richmond County Georgia | 6 | $ 9,336,000 | $ 1,556,000 | $ 60,000 |
| Rutherford County North Carolina | 6 | $ 1,480,000 | $ 246,000 | $ 139,000 |
| Watauga County North Carolina | 6 | $ 1,350,000 | $ 225,000 | $ 306,000 |
| Cannon County Tennessee | 6 | $ 1,234,000 | $ 205,000 | $ 73,000 |
| Trousdale County Tennessee | 6 | $ 705,000 | $ 117,000 | $ 45,000 |
| Montgomery County Virginia | 6 | $ 1,526,000 | $ 254,000 | $ 112,000 |
| Salem County Virginia | 6 | $ 1,002,000 | $ 167,000 | $ 31,000 |
| Crittenden County Arkansas | 5 | $ 2,501,000 | $ 500,000 | $ 56,000 |
| Lafayette County Mississippi | 5 | $ 1,064,000 | $ 212,000 | $ 815,000 |
| Davie County North Carolina | 5 | $ 1,321,000 | $ 264,000 | $ 102,000 |
| Johnston County North Carolina | 5 | $ 998,000 | $ 199,000 | $ 63,000 |
| McDowell County North Carolina | 5 | $ 1,184,000 | $ 236,000 | $ 227,000 |
| Moore County North Carolina | 5 | $ 877,000 | $ 175,000 | $ 85,000 |
| Rockingham County North Carolina | 5 | $ 800,000 | $ 160,000 | $ 106,000 |
| Anderson County South Carolina | 5 | $ 693,000 | $ 138,000 | $ 54,000 |
| Franklin County Tennessee | 5 | $ 1,611,000 | $ 322,000 | $ 402,000 |
| Haywood County Tennessee | 5 | $ 909,000 | $ 181,000 | $ 56,000 |
| Rhea County Tennessee | 5 | $ 1,850,000 | $ 370,000 | $ 145,000 |
| Broward County Florida | 4 | $ 1,691,000 | $ 422,000 | $ 191,000 |
| Chattooga County Georgia | 4 | $ 572,000 | $ 143,000 | $ 58,000 |
| DeKalb County Georgia | 4 | $ 7,048,000 | $ 1,762,000 | $ 62,000 |
| Jefferson County Kentucky | 4 | $ 2,597,000 | $ 649,000 | $ 89,000 |
| Tishomingo County Mississippi | 4 | $ 496,000 | $ 124,000 | $ 157,000 |
| Avery County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 153,000 |
| Franklin County North Carolina | 4 | $ 642,000 | $ 160,000 | $ 54,000 |
| Polk County North Carolina | 4 | $ 848,000 | $ 212,000 | $ 293,000 |
| Georgetown County South Carolina | 4 | $ 1,177,000 | $ 294,000 | $ 464,000 |
| Jefferson County Tennessee | 4 | $ 705,000 | $ 176,000 | $ 56,000 |
| Morgan County Tennessee | 4 | $ 877,000 | $ 219,000 | $ 89,000 |
| Union County Tennessee | 4 | $ 465,000 | $ 116,000 | $ 105,000 |
| Jefferson County Alabama | 3 | $ 699,000 | $ 233,000 | $ 93,000 |
| Madison County Alabama | 3 | $ 735,000 | $ 245,000 | $ 483,000 |
| Cleburne County Arkansas | 3 | $ 585,000 | $ 195,000 | $ 238,000 |
| Pulaski County Arkansas | 3 | $ 662,000 | $ 220,000 | $ 132,000 |
| Sumter County Florida | 3 | $ 977,000 | $ 325,000 | $ 100,000 |
| Cobb County Georgia | 3 | $ 5,122,000 | $ 1,707,000 | $ 129,000 |
| Columbia County Georgia | 3 | $ 624,000 | $ 208,000 | $ 114,000 |
| Fulton County Georgia | 3 | $ 6,579,000 | $ 2,193,000 | $ 694,000 |
| Panola County Mississippi | 3 | $ 379,000 | $ 126,000 | $ 53,000 |
| Anson County North Carolina | 3 | $ 962,000 | $ 320,000 | $ 61,000 |
| Caldwell County North Carolina | 3 | $ 594,000 | $ 198,000 | $ 127,000 |
| Catawba County North Carolina | 3 | $ 650,000 | $ 216,000 | $ 83,000 |
| Jackson County North Carolina | 3 | $ 638,000 | $ 212,000 | $ 80,000 |
| Onslow County North Carolina | 3 | $ 682,000 | $ 227,000 | $ 48,000 |
| Pitt County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 159,000 |
| Montgomery County Ohio | 3 | $ 9,837,000 | $ 3,279,000 | $ 39,000 |
| Gibson County Tennessee | 3 | $ 302,000 | $ 100,000 | $ 46,000 |
| Hamblen County Tennessee | 3 | $ 502,000 | $ 167,000 | $ 136,000 |
| Macon County Tennessee | 3 | $ 350,000 | $ 116,000 | $ 106,000 |
| Madison County Tennessee | 3 | $ 613,000 | $ 204,000 | $ 96,000 |
| Marion County Tennessee | 3 | $ 989,000 | $ 329,000 | $ 120,000 |
| Petersburg County Virginia | 3 | $ 8,595,000 | $ 2,865,000 | $ 0 |
| Jackson County Alabama | 2 | $ 236,000 | $ 118,000 | $ 47,000 |
| Mobile County Alabama | 2 | $ 510,000 | $ 255,000 | $ 361,000 |
| Maricopa County Arizona | 2 | $ 465,000 | $ 232,000 | $ 104,000 |
| San Diego County California | 2 | $ 2,708,000 | $ 1,354,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 2,248,000 | $ 1,124,000 | $ 0 |
| Denver County Colorado | 2 | $ 1,513,000 | $ 756,000 | $ 166,000 |
| Collier County Florida | 2 | $ 443,000 | $ 221,000 | $ 164,000 |
| Lee County Florida | 2 | $ 336,000 | $ 168,000 | $ 80,000 |
| Manatee County Florida | 2 | $ 768,000 | $ 384,000 | $ 250,000 |
| Monroe County Florida | 2 | $ 2,191,000 | $ 1,095,000 | $ 602,000 |
| Pinellas County Florida | 2 | $ 486,000 | $ 243,000 | $ 121,000 |
| Santa Rosa County Florida | 2 | $ 483,000 | $ 241,000 | $ 502,000 |
| Volusia County Florida | 2 | $ 1,388,000 | $ 694,000 | $ 492,000 |
| Chatham County Georgia | 2 | $ 388,000 | $ 194,000 | $ 304,000 |
| Cherokee County Georgia | 2 | $ 958,000 | $ 479,000 | $ 188,000 |
| Glynn County Georgia | 2 | $ 2,980,000 | $ 1,490,000 | $ 807,000 |
| Gordon County Georgia | 2 | $ 285,000 | $ 142,000 | $ 48,000 |
| Whitfield County Georgia | 2 | $ 368,000 | $ 184,000 | $ 40,000 |
| Anderson County Kentucky | 2 | $ 403,000 | $ 201,000 | $ 78,000 |
| Fayette County Kentucky | 2 | $ 279,000 | $ 139,000 | $ 153,000 |
| Orleans County Louisiana | 2 | $ 559,000 | $ 279,000 | $ 302,000 |
| Penobscot County Maine | 2 | $ 496,000 | $ 248,000 | $ 45,000 |
| Hennepin County Minnesota | 2 | $ 4,590,000 | $ 2,295,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 398,000 | $ 199,000 | $ 67,000 |
| Flathead County Montana | 2 | $ 1,016,000 | $ 508,000 | $ 271,000 |
| Bladen County North Carolina | 2 | $ 243,000 | $ 121,000 | $ 48,000 |
| Caswell County North Carolina | 2 | $ 202,000 | $ 101,000 | $ 49,000 |
| Cleveland County North Carolina | 2 | $ 168,000 | $ 84,000 | $ 201,000 |
| Columbus County North Carolina | 2 | $ 227,000 | $ 113,000 | $ 56,000 |
| Craven County North Carolina | 2 | $ 484,000 | $ 242,000 | $ 65,000 |
| Currituck County North Carolina | 2 | $ 466,000 | $ 233,000 | $ 208,000 |
| Lee County North Carolina | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Stokes County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 35,000 |
| Yancey County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 130,000 |
| Hamilton County Ohio | 2 | $ 5,764,000 | $ 2,882,000 | $ 0 |
| Laurens County South Carolina | 2 | $ 172,000 | $ 86,000 | $ 48,000 |
| Oconee County South Carolina | 2 | $ 1,115,000 | $ 557,000 | $ 414,000 |
| Richland County South Carolina | 2 | $ 287,000 | $ 143,000 | $ 182,000 |
| Grainger County Tennessee | 2 | $ 423,000 | $ 211,000 | $ 47,000 |
| Greene County Tennessee | 2 | $ 178,000 | $ 89,000 | $ 46,000 |
| Grundy County Tennessee | 2 | $ 496,000 | $ 248,000 | $ 241,000 |
| Moore County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 121,000 |
| Putnam County Tennessee | 2 | $ 267,000 | $ 133,000 | $ 151,000 |
| Wayne County Tennessee | 2 | $ 702,000 | $ 351,000 | $ 130,000 |
| Bexar County Texas | 2 | $ 7,312,000 | $ 3,656,000 | $ 0 |
| Denton County Texas | 2 | $ 215,000 | $ 107,000 | $ 153,000 |
| Harris County Texas | 2 | $ 718,000 | $ 359,000 | $ 90,000 |
| Campbell County Virginia | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Clay County Alabama | 1 | $ 142,000 | $ 142,000 | $ 101,000 |
| Colbert County Alabama | 1 | $ 258,000 | $ 258,000 | $ 156,000 |
| Cullman County Alabama | 1 | $ 112,000 | $ 112,000 | $ 140,000 |
| Lawrence County Alabama | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Marshall County Alabama | 1 | $ 62,000 | $ 62,000 | $ 67,000 |
| Montgomery County Alabama | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Shelby County Alabama | 1 | $ 172,000 | $ 172,000 | $ 293,000 |
| Walker County Alabama | 1 | $ 424,000 | $ 424,000 | $ 525,000 |
| Lonoke County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Sebastian County Arkansas | 1 | $ 266,000 | $ 266,000 | $ 230,000 |
| Washington County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| Los Angeles County California | 1 | $ 2,480,000 | $ 2,480,000 | $ 1,949,000 |
| San Bernardino County California | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Santa Cruz County California | 1 | $ 635,000 | $ 635,000 | $ 222,000 |
| El Paso County Colorado | 1 | $ 100,000 | $ 100,000 | $ 235,000 |
| Garfield County Colorado | 1 | $ 148,000 | $ 148,000 | $ 136,000 |
| Fairfield County Connecticut | 1 | $ 1,164,000 | $ 1,164,000 | $ 535,000 |
| District of Columbia County District Of Columbia | 1 | $ 350,000 | $ 350,000 | $ 497,000 |
| Alachua County Florida | 1 | $ 675,000 | $ 675,000 | $ 296,000 |
| Columbia County Florida | 1 | $ 58,000 | $ 58,000 | $ 90,000 |
| Duval County Florida | 1 | $ 214,000 | $ 214,000 | $ 226,000 |
| Highlands County Florida | 1 | $ 71,000 | $ 71,000 | $ 325,000 |
| Indian River County Florida | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Martin County Florida | 1 | $ 260,000 | $ 260,000 | $ 591,000 |
| Orange County Florida | 1 | $ 1,481,000 | $ 1,481,000 | $ 300,000 |
| Sarasota County Florida | 1 | $ 132,000 | $ 132,000 | $ 298,000 |
| Bibb County Georgia | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Douglas County Georgia | 1 | $ 5,100,000 | $ 5,100,000 | $ 0 |
| Fayette County Georgia | 1 | $ 328,000 | $ 328,000 | $ 87,000 |
| Forsyth County Georgia | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Gilmer County Georgia | 1 | $ 230,000 | $ 230,000 | $ 63,000 |
| Gwinnett County Georgia | 1 | $ 227,000 | $ 227,000 | $ 98,000 |
| Houston County Georgia | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Laurens County Georgia | 1 | $ 157,000 | $ 157,000 | $ 36,000 |
| McIntosh County Georgia | 1 | $ 250,000 | $ 250,000 | $ 348,000 |
| Union County Georgia | 1 | $ 230,000 | $ 230,000 | $ 109,000 |
| Cook County Illinois | 1 | $ 1,184,000 | $ 1,184,000 | $ 0 |
| Monroe County Indiana | 1 | $ 424,000 | $ 424,000 | $ 450,000 |
| Dubuque County Iowa | 1 | $ 232,000 | $ 232,000 | $ 94,000 |
| Campbell County Kentucky | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Christian County Kentucky | 1 | $ 372,000 | $ 372,000 | $ 279,000 |
| Grant County Kentucky | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 119,000 |
| Trigg County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Whitley County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 113,000 |
| St. Charles County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 509,000 |
| West Baton Rouge County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 298,000 |
| Baltimore County Maryland | 1 | $ 1,440,000 | $ 1,440,000 | $ 9,750,000 |
| Macomb County Michigan | 1 | $ 106,000 | $ 106,000 | $ 35,000 |
| Wayne County Michigan | 1 | $ 37,000 | $ 37,000 | $ 49,000 |
| Alcorn County Mississippi | 1 | $ 184,000 | $ 184,000 | $ 86,000 |
| Benton County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 79,000 |
| Madison County Mississippi | 1 | $ 227,000 | $ 227,000 | $ 183,000 |
| Oktibbeha County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 361,000 |
| Franklin County Missouri | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Clark County Nevada | 1 | $ 634,000 | $ 634,000 | $ 2,592,000 |
| Cheshire County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Erie County New York | 1 | $ 284,000 | $ 284,000 | $ 236,000 |
| Kings County New York | 1 | $ 3,081,000 | $ 3,081,000 | $ 0 |
| Rensselaer County New York | 1 | $ 116,000 | $ 116,000 | $ 137,000 |
| Alexander County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 59,000 |
| Alleghany County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Ashe County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 89,000 |
| Chowan County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Dare County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 242,000 |
| Duplin County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Gates County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 82,000 |
| Granville County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 32,000 |
| Harnett County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 31,000 |
| Haywood County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 36,000 |
| Jones County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Macon County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 310,000 |
| Pender County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Sampson County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Wilkes County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 119,000 |
| Wilson County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Yadkin County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Franklin County Ohio | 1 | $ 15,000 | $ 15,000 | $ 297,000 |
| Licking County Ohio | 1 | $ 322,000 | $ 322,000 | $ 77,000 |
| Portage County Ohio | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| Oklahoma County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 198,000 |
| Tulsa County Oklahoma | 1 | $ 1,184,000 | $ 1,184,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 360,000 | $ 360,000 | $ 125,000 |
| Dauphin County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 141,000 |
| Westmoreland County Pennsylvania | 1 | $ 550,000 | $ 550,000 | $ 675,000 |
| Chesterfield County South Carolina | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Florence County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 142,000 |
| Kershaw County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Lexington County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 169,000 |
| Williamsburg County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Benton County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 150,000 |
| Bledsoe County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Campbell County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Carroll County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 71,000 |
| Claiborne County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Decatur County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 58,000 |
| Dyer County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Giles County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Hardeman County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Jackson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 105,000 |
| Lake County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 124,000 |
| Lawrence County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Lincoln County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 101,000 |
| McMinn County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 53,000 |
| McNairy County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 145,000 |
| Meigs County Tennessee | 1 | $ 286,000 | $ 286,000 | $ 243,000 |
| Polk County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Scott County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Sequatchie County Tennessee | 1 | $ 253,000 | $ 253,000 | $ 76,000 |
| Sullivan County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Warren County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Washington County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 92,000 |
| White County Tennessee | 1 | $ 353,000 | $ 353,000 | $ 102,000 |
| Brazos County Texas | 1 | $ 252,000 | $ 252,000 | $ 60,000 |
| Collin County Texas | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Hidalgo County Texas | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| Wichita County Texas | 1 | $ 664,000 | $ 664,000 | $ 1,008,000 |
| Chesterfield County Virginia | 1 | $ 415,000 | $ 415,000 | $ 238,000 |
| Colonial Heights County Virginia | 1 | $ 4,920,000 | $ 4,920,000 | $ 0 |
| Craig County Virginia | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Floyd County Virginia | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Henrico County Virginia | 1 | $ 192,000 | $ 192,000 | $ 89,000 |
| Lee County Virginia | 1 | $ 60,000 | $ 60,000 | $ 124,000 |
| Martinsville County Virginia | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Mecklenburg County Virginia | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Pittsylvania County Virginia | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Prince William County Virginia | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Pulaski County Virginia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 217,000 | $ 217,000 | $ 77,000 |
| Virginia Beach County Virginia | 1 | $ 442,000 | $ 442,000 | $ 156,000 |
| Harrison County West Virginia | 1 | $ 230,000 | $ 230,000 | $ 167,000 |
| Menominee County Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 410,000 |
| Racine County Wisconsin | 1 | $ 290,000 | $ 290,000 | $ 120,000 |
| Washington County Wisconsin | 1 | $ 304,000 | $ 304,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,588 | $1,402,159,000 | $250,000 | $17,000,000 | $115,000 | $9,750,000 |
| Refinancing | 1,538 | $656,657,000 | $426,000 | $78,000,000 | $138,000 | $2,700,000 |
| Home Improvement | 416 | $62,034,000 | $149,000 | $2,125,000 | $127,000 | $2,203,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,698 | $1,384,297,000 | $242,000 | $2,650,000 | $133,000 | $4,430,000 |
| Black or African American | 604 | $117,761,000 | $194,000 | $2,200,000 | $90,000 | $9,750,000 |
| Not applicable | 370 | $407,159,000 | $1,100,000 | $78,000,000 | $0 | $100,000 |
| Not Provided | 366 | $98,446,000 | $268,000 | $1,850,000 | $144,000 | $1,384,000 |
| Hispanic | 280 | $52,375,000 | $187,000 | $1,500,000 | $72,000 | $873,000 |
| Asian | 199 | $54,800,000 | $275,000 | $3,000,000 | $125,000 | $1,432,000 |
| American Indian or Alaskan Native | 14 | $2,620,000 | $187,000 | $467,000 | $87,000 | $402,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,392,000 | $308,000 | $1,600,000 | $71,000 | $238,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,913 | $1,807,952,000 | $305,000 | $78,000,000 | $136,000 | $9,750,000 |
| FHA-insured (Federal Housing Administration) | 1,027 | $187,534,000 | $182,000 | $475,000 | $64,000 | $357,000 |
| VA-guaranteed (Veterans Administration) | 337 | $84,140,000 | $249,000 | $870,000 | $84,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 265 | $41,224,000 | $155,000 | $283,000 | $50,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,090 | $1,751,554,000 | $287,000 | $78,000,000 | $120,000 | $9,750,000 |
| Application Withdrawn By Applicant | 822 | $217,407,000 | $264,000 | $2,250,000 | $136,000 | $2,088,000 |
| Application Denied By Financial Institution | 350 | $84,178,000 | $240,000 | $1,700,000 | $86,000 | $741,000 |
| Application Approved But Not Accepted | 232 | $54,832,000 | $236,000 | $2,200,000 | $142,000 | $1,934,000 |
| File Closed For Incompleteness | 44 | $11,838,000 | $269,000 | $1,050,000 | $152,000 | $711,000 |
| Preapproval Denied by Financial Institution | 2 | $501,000 | $250,000 | $254,000 | $72,000 | $92,000 |
| Loan Purchased By The Institution | 1 | $119,000 | $119,000 | $119,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $421,000 | $421,000 | $421,000 | $121,000 | $121,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 123 | $38,846,000 | $315,000 | $1,700,000 | $76,000 | $304,000 |
| Credit History | 62 | $13,414,000 | $216,000 | $1,500,000 | $88,000 | $305,000 |
| Collateral | 53 | $12,666,000 | $238,000 | $1,328,000 | $119,000 | $741,000 |
| Other | 21 | $4,312,000 | $205,000 | $485,000 | $113,000 | $720,000 |
| Unverifiable Information | 17 | $4,233,000 | $249,000 | $650,000 | $74,000 | $194,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,298,000 | $208,000 | $496,000 | $72,000 | $131,000 |
| Employment History | 9 | $1,499,000 | $166,000 | $475,000 | $66,000 | $151,000 |
| Credit Application Incomplete | 1 | $73,000 | $73,000 | $73,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.