Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Pinnacle Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 150 3Rd Ave South Nashville, TN 37201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,542 |
| Total Mortgage Loan Application Amount | $2,120,850,000 |
| Average Mortgage Loan Application Amount | $275,000 |
| Highest Mortgage Loan Application Amount | $78,000,000 |
| Average Applicant Income | $126,666 |
| Highest Applicant Income | $9,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,401 | $ 664,720,000 | $ 276,000 | $ 126,000 |
| MEMPHIS, TN-MS-AR | 1,251 | $ 274,169,000 | $ 301,333 | $ 80,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 875 | $ 208,830,000 | $ 243,500 | $ 94,500 |
| KNOXVILLE, TN | 560 | $ 162,201,000 | $ 289,000 | $ 114,000 |
| GREENSBORO-HIGH POINT, NC | 356 | $ 58,131,000 | $ 163,000 | $ 70,000 |
| CHATTANOOGA, TN-GA | 323 | $ 96,867,000 | $ 269,500 | $ 146,000 |
| WINSTON-SALEM, NC | 220 | $ 171,027,000 | $ 777,000 | $ 77,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 211 | $ 67,119,000 | $ 318,000 | $ 148,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 120 | $ 28,171,000 | $ 244,000 | $ 131,000 |
| DURHAM-CHAPEL HILL, NC | 111 | $ 31,304,000 | $ 282,000 | $ 144,000 |
| RALEIGH, NC | 96 | $ 20,722,000 | $ 215,000 | $ 154,000 |
| ROANOKE, VA | 89 | $ 17,081,000 | $ 191,000 | $ 78,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 75 | $ 16,605,000 | $ 221,000 | $ 82,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 58 | $ 17,519,000 | $ 302,000 | $ 146,000 |
| BURLINGTON, NC | 43 | $ 6,029,000 | $ 140,000 | $ 52,000 |
| ASHEVILLE, NC | 40 | $ 14,065,000 | $ 351,000 | $ 120,000 |
| WILMINGTON, NC | 31 | $ 6,153,000 | $ 198,000 | $ 88,000 |
| CLEVELAND, TN | 30 | $ 7,253,000 | $ 241,000 | $ 181,000 |
| CLARKSVILLE, TN-KY | 24 | $ 3,704,000 | $ 214,000 | $ 116,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 21 | $ 15,725,000 | $ 748,000 | $ 742,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 16 | $ 25,632,000 | $ 1,602,000 | $ 210,000 |
| SPARTANBURG, SC | 14 | $ 2,970,000 | $ 212,000 | $ 96,000 |
| LYNCHBURG, VA | 13 | $ 2,325,000 | $ 178,000 | $ 43,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 9,960,000 | $ 1,106,000 | $ 78,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 1,705,000 | $ 213,000 | $ 90,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 2,454,000 | $ 306,000 | $ 121,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 1,365,000 | $ 195,000 | $ 99,000 |
| MORRISTOWN, TN | 7 | $ 1,207,000 | $ 172,000 | $ 90,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 6 | $ 2,861,000 | $ 476,000 | $ 214,000 |
| PANAMA CITY, FL | 6 | $ 1,163,000 | $ 193,000 | $ 249,000 |
| RICHMOND, VA | 6 | $ 14,122,000 | $ 2,353,000 | $ 54,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 1,295,000 | $ 259,000 | $ 219,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 1,183,000 | $ 251,500 | $ 141,000 |
| CINCINNATI, OH-KY-IN | 4 | $ 13,764,000 | $ 3,441,000 | $ 0 |
| COLUMBIA, SC | 4 | $ 623,000 | $ 155,000 | $ 149,000 |
| DENVER-AURORA-LAKEWOOD, CO | 4 | $ 3,761,000 | $ 940,000 | $ 83,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 1,691,000 | $ 422,000 | $ 191,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 778,000 | $ 194,000 | $ 108,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 2,597,000 | $ 649,000 | $ 89,000 |
| BRUNSWICK, GA | 3 | $ 3,230,000 | $ 1,076,000 | $ 654,000 |
| DALLAS-PLANO-IRVING, TX | 3 | $ 225,000 | $ 75,000 | $ 125,000 |
| DAYTON, OH | 3 | $ 9,837,000 | $ 3,279,000 | $ 39,000 |
| GREENVILLE, NC | 3 | $ 315,000 | $ 105,000 | $ 159,000 |
| HUNTSVILLE, AL | 3 | $ 735,000 | $ 245,000 | $ 483,000 |
| JACKSON, MS | 3 | $ 625,000 | $ 208,000 | $ 105,000 |
| JACKSON, TN | 3 | $ 613,000 | $ 204,000 | $ 96,000 |
| JACKSONVILLE, NC | 3 | $ 682,000 | $ 227,000 | $ 48,000 |
| NEW BERN, NC | 3 | $ 607,000 | $ 202,000 | $ 54,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 684,000 | $ 228,000 | $ 371,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 900,000 | $ 300,000 | $ 266,000 |
| THE VILLAGES, FL | 3 | $ 977,000 | $ 325,000 | $ 100,000 |
| BANGOR, ME | 2 | $ 496,000 | $ 248,000 | $ 45,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 336,000 | $ 168,000 | $ 80,000 |
| COLUMBUS, OH | 2 | $ 337,000 | $ 168,000 | $ 187,000 |
| DALTON, GA | 2 | $ 368,000 | $ 184,000 | $ 40,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 1,388,000 | $ 694,000 | $ 492,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2 | $ 718,000 | $ 359,000 | $ 90,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 279,000 | $ 139,000 | $ 153,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 4,590,000 | $ 2,295,000 | $ 0 |
| MOBILE, AL | 2 | $ 510,000 | $ 255,000 | $ 361,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 443,000 | $ 221,000 | $ 164,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 483,000 | $ 241,000 | $ 502,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2 | $ 465,000 | $ 232,000 | $ 104,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 7,312,000 | $ 3,656,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 2 | $ 2,708,000 | $ 1,354,000 | $ 0 |
| SAVANNAH, GA | 2 | $ 388,000 | $ 194,000 | $ 304,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 486,000 | $ 243,000 | $ 121,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 805,000 | $ 402,500 | $ 338,500 |
| AKRON, OH | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 116,000 | $ 116,000 | $ 137,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 1,440,000 | $ 1,440,000 | $ 9,750,000 |
| BATON ROUGE, LA | 1 | $ 295,000 | $ 295,000 | $ 298,000 |
| BEND-REDMOND, OR | 1 | $ 360,000 | $ 360,000 | $ 125,000 |
| BLOOMINGTON, IN | 1 | $ 424,000 | $ 424,000 | $ 450,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 1,164,000 | $ 1,164,000 | $ 535,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 284,000 | $ 284,000 | $ 236,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1 | $ 1,184,000 | $ 1,184,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 252,000 | $ 252,000 | $ 60,000 |
| COLORADO SPRINGS, CO | 1 | $ 100,000 | $ 100,000 | $ 235,000 |
| DECATUR, AL | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 37,000 | $ 37,000 | $ 49,000 |
| DUBUQUE, IA | 1 | $ 232,000 | $ 232,000 | $ 94,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| FLORENCE, SC | 1 | $ 36,000 | $ 36,000 | $ 142,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 258,000 | $ 258,000 | $ 156,000 |
| FORT SMITH, AR-OK | 1 | $ 266,000 | $ 266,000 | $ 230,000 |
| GAINESVILLE, FL | 1 | $ 675,000 | $ 675,000 | $ 296,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 191,000 | $ 191,000 | $ 141,000 |
| JACKSONVILLE, FL | 1 | $ 214,000 | $ 214,000 | $ 226,000 |
| JOHNSON CITY, TN | 1 | $ 279,000 | $ 279,000 | $ 92,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 634,000 | $ 634,000 | $ 2,592,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 2,480,000 | $ 2,480,000 | $ 1,949,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 304,000 | $ 304,000 | $ 132,000 |
| MONTGOMERY, AL | 1 | $ 34,000 | $ 34,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 3,081,000 | $ 3,081,000 | $ 0 |
| OKLAHOMA CITY, OK | 1 | $ 122,000 | $ 122,000 | $ 198,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 1,481,000 | $ 1,481,000 | $ 300,000 |
| PITTSBURGH, PA | 1 | $ 550,000 | $ 550,000 | $ 675,000 |
| PORT ST. LUCIE, FL | 1 | $ 260,000 | $ 260,000 | $ 591,000 |
| RACINE, WI | 1 | $ 290,000 | $ 290,000 | $ 120,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 256,000 | $ 256,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 635,000 | $ 635,000 | $ 222,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 104,000 | $ 104,000 | $ 0 |
| SEBRING, FL | 1 | $ 71,000 | $ 71,000 | $ 325,000 |
| ST. LOUIS, MO-IL | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| TULSA, OK | 1 | $ 1,184,000 | $ 1,184,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 58,000 | $ 58,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 664,000 | $ 664,000 | $ 1,008,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,588 | $1,402,159,000 | $250,000 | $17,000,000 | $115,000 | $9,750,000 |
| Refinancing | 1,538 | $656,657,000 | $426,000 | $78,000,000 | $138,000 | $2,700,000 |
| Home Improvement | 416 | $62,034,000 | $149,000 | $2,125,000 | $127,000 | $2,203,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,698 | $1,384,297,000 | $242,000 | $2,650,000 | $133,000 | $4,430,000 |
| Black or African American | 604 | $117,761,000 | $194,000 | $2,200,000 | $90,000 | $9,750,000 |
| Not applicable | 370 | $407,159,000 | $1,100,000 | $78,000,000 | $0 | $100,000 |
| Not Provided | 366 | $98,446,000 | $268,000 | $1,850,000 | $144,000 | $1,384,000 |
| Hispanic | 280 | $52,375,000 | $187,000 | $1,500,000 | $72,000 | $873,000 |
| Asian | 199 | $54,800,000 | $275,000 | $3,000,000 | $125,000 | $1,432,000 |
| American Indian or Alaskan Native | 14 | $2,620,000 | $187,000 | $467,000 | $87,000 | $402,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,392,000 | $308,000 | $1,600,000 | $71,000 | $238,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,913 | $1,807,952,000 | $305,000 | $78,000,000 | $136,000 | $9,750,000 |
| FHA-insured (Federal Housing Administration) | 1,027 | $187,534,000 | $182,000 | $475,000 | $64,000 | $357,000 |
| VA-guaranteed (Veterans Administration) | 337 | $84,140,000 | $249,000 | $870,000 | $84,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 265 | $41,224,000 | $155,000 | $283,000 | $50,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,090 | $1,751,554,000 | $287,000 | $78,000,000 | $120,000 | $9,750,000 |
| Application Withdrawn By Applicant | 822 | $217,407,000 | $264,000 | $2,250,000 | $136,000 | $2,088,000 |
| Application Denied By Financial Institution | 350 | $84,178,000 | $240,000 | $1,700,000 | $86,000 | $741,000 |
| Application Approved But Not Accepted | 232 | $54,832,000 | $236,000 | $2,200,000 | $142,000 | $1,934,000 |
| File Closed For Incompleteness | 44 | $11,838,000 | $269,000 | $1,050,000 | $152,000 | $711,000 |
| Preapproval Denied by Financial Institution | 2 | $501,000 | $250,000 | $254,000 | $72,000 | $92,000 |
| Loan Purchased By The Institution | 1 | $119,000 | $119,000 | $119,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $421,000 | $421,000 | $421,000 | $121,000 | $121,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 123 | $38,846,000 | $315,000 | $1,700,000 | $76,000 | $304,000 |
| Credit History | 62 | $13,414,000 | $216,000 | $1,500,000 | $88,000 | $305,000 |
| Collateral | 53 | $12,666,000 | $238,000 | $1,328,000 | $119,000 | $741,000 |
| Other | 21 | $4,312,000 | $205,000 | $485,000 | $113,000 | $720,000 |
| Unverifiable Information | 17 | $4,233,000 | $249,000 | $650,000 | $74,000 | $194,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,298,000 | $208,000 | $496,000 | $72,000 | $131,000 |
| Employment History | 9 | $1,499,000 | $166,000 | $475,000 | $66,000 | $151,000 |
| Credit Application Incomplete | 1 | $73,000 | $73,000 | $73,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.