Plains Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Plains Commerce Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Plains Commerce Bank
220 Main St
Sioux Falls, SD 57450
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 3,469
Total Mortgage Loan Application Amount $625,811,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $3,600,000
Average Applicant Income $81,666
Highest Applicant Income $1,211,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Plains Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plains Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Plains Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plains Commerce Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Plains Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plains Commerce Bank's mortgage activity for 2017.

Mortgage Loan Application Totals for Plains Commerce Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Minnehaha County South Dakota 1,269 $ 226,295,000 $ 178,000 $ 74,000
Lincoln County South Dakota 605 $ 132,554,000 $ 219,000 $ 92,000
Codington County South Dakota 141 $ 21,094,000 $ 149,000 $ 66,000
Brown County South Dakota 131 $ 21,823,000 $ 166,000 $ 65,000
Davison County South Dakota 66 $ 10,037,000 $ 152,000 $ 72,000
Redwood County Minnesota 60 $ 6,936,000 $ 115,000 $ 67,000
Burleigh County North Dakota 55 $ 11,640,000 $ 211,000 $ 94,000
Nobles County Minnesota 46 $ 6,418,000 $ 139,000 $ 76,000
Rock County Minnesota 46 $ 7,435,000 $ 161,000 $ 73,000
Turner County South Dakota 45 $ 7,478,000 $ 166,000 $ 68,000
Lake County South Dakota 42 $ 8,710,000 $ 207,000 $ 105,000
Lyon County Minnesota 39 $ 5,507,000 $ 141,000 $ 90,000
Clay County South Dakota 35 $ 5,423,000 $ 154,000 $ 69,000
Morton County North Dakota 33 $ 7,685,000 $ 232,000 $ 81,000
Spink County South Dakota 30 $ 3,844,000 $ 128,000 $ 63,000
Cottonwood County Minnesota 29 $ 3,200,000 $ 110,000 $ 49,000
Steele County Minnesota 28 $ 4,586,000 $ 163,000 $ 87,000
Brookings County South Dakota 24 $ 4,583,000 $ 190,000 $ 72,000
Yankton County South Dakota 24 $ 3,929,000 $ 163,000 $ 68,000
Brown County Minnesota 21 $ 2,898,000 $ 138,000 $ 71,000
Murray County Minnesota 21 $ 2,923,000 $ 139,000 $ 65,000
Hamlin County South Dakota 21 $ 2,351,000 $ 111,000 $ 57,000
McCook County South Dakota 20 $ 3,489,000 $ 174,000 $ 83,000
Olmsted County Minnesota 18 $ 2,796,000 $ 155,000 $ 93,000
Blue Earth County Minnesota 17 $ 3,175,000 $ 186,000 $ 95,000
Nicollet County Minnesota 15 $ 2,856,000 $ 190,000 $ 99,000
Chippewa County Minnesota 14 $ 1,077,000 $ 76,000 $ 46,000
Moody County South Dakota 14 $ 1,955,000 $ 139,000 $ 65,000
Union County South Dakota 14 $ 1,744,000 $ 124,000 $ 62,000
Woodbury County Iowa 13 $ 2,513,000 $ 193,000 $ 80,000
Kandiyohi County Minnesota 13 $ 2,164,000 $ 166,000 $ 62,000
Jackson County Minnesota 12 $ 1,471,000 $ 122,000 $ 55,000
Renville County Minnesota 12 $ 1,559,000 $ 129,000 $ 92,000
Deuel County South Dakota 12 $ 1,824,000 $ 152,000 $ 53,000
Kingsbury County South Dakota 12 $ 2,986,000 $ 248,000 $ 68,000
Dickinson County Iowa 11 $ 3,267,000 $ 297,000 $ 198,000
Dawson County Nebraska 11 $ 1,113,000 $ 101,000 $ 67,000
Beadle County South Dakota 11 $ 1,795,000 $ 163,000 $ 96,000
Potter County South Dakota 11 $ 1,938,000 $ 176,000 $ 72,000
Big Stone County Minnesota 10 $ 961,000 $ 96,000 $ 81,000
Yellow Medicine County Minnesota 10 $ 1,308,000 $ 130,000 $ 73,000
Clark County South Dakota 10 $ 1,298,000 $ 129,000 $ 69,000
Day County South Dakota 10 $ 1,375,000 $ 137,000 $ 59,000
Hand County South Dakota 10 $ 2,098,000 $ 209,000 $ 66,000
Hanson County South Dakota 10 $ 1,727,000 $ 172,000 $ 87,000
Lawrence County South Dakota 10 $ 3,225,000 $ 322,000 $ 233,000
Pottawattamie County Iowa 9 $ 1,179,000 $ 131,000 $ 85,000
Le Sueur County Minnesota 9 $ 2,514,000 $ 279,000 $ 139,000
Lincoln County Minnesota 9 $ 919,000 $ 102,000 $ 59,000
Stark County North Dakota 9 $ 2,021,000 $ 224,000 $ 79,000
Edmunds County South Dakota 9 $ 1,141,000 $ 126,000 $ 74,000
Faulk County South Dakota 9 $ 918,000 $ 102,000 $ 66,000
Hennepin County Minnesota 8 $ 1,889,000 $ 236,000 $ 102,000
Sibley County Minnesota 8 $ 580,000 $ 72,000 $ 48,000
Waseca County Minnesota 8 $ 1,012,000 $ 126,000 $ 79,000
De Witt County Illinois 7 $ 1,137,000 $ 162,000 $ 134,000
Sioux County Iowa 7 $ 1,050,000 $ 150,000 $ 64,000
Pipestone County Minnesota 7 $ 1,521,000 $ 217,000 $ 84,000
Furnas County Nebraska 7 $ 1,104,000 $ 157,000 $ 71,000
Aurora County South Dakota 7 $ 975,000 $ 139,000 $ 89,000
Maricopa County Arizona 6 $ 2,411,000 $ 401,000 $ 186,000
Rice County Minnesota 6 $ 1,155,000 $ 192,000 $ 79,000
Douglas County Nebraska 6 $ 1,830,000 $ 305,000 $ 179,000
Charles Mix County South Dakota 6 $ 1,323,000 $ 220,000 $ 108,000
Hyde County South Dakota 6 $ 1,172,000 $ 195,000 $ 38,000
Crow Wing County Minnesota 5 $ 877,000 $ 175,000 $ 103,000
Dakota County Minnesota 5 $ 1,402,000 $ 280,000 $ 154,000
Dodge County Minnesota 5 $ 967,000 $ 193,000 $ 66,000
Lac qui Parle County Minnesota 5 $ 838,000 $ 167,000 $ 81,000
Stearns County Minnesota 5 $ 927,000 $ 185,000 $ 149,000
Colfax County Nebraska 5 $ 547,000 $ 109,000 $ 42,000
Harlan County Nebraska 5 $ 842,000 $ 168,000 $ 95,000
Lyon County Iowa 4 $ 799,000 $ 199,000 $ 64,000
Plymouth County Iowa 4 $ 748,000 $ 187,000 $ 66,000
Benton County Minnesota 4 $ 755,000 $ 188,000 $ 99,000
Sherburne County Minnesota 4 $ 1,159,000 $ 289,000 $ 94,000
McLean County North Dakota 4 $ 803,000 $ 200,000 $ 78,000
Hutchinson County South Dakota 4 $ 277,000 $ 69,000 $ 69,000
Marshall County South Dakota 4 $ 473,000 $ 118,000 $ 54,000
Meade County South Dakota 4 $ 844,000 $ 211,000 $ 88,000
Walworth County South Dakota 4 $ 956,000 $ 239,000 $ 71,000
Adams County Iowa 3 $ 235,000 $ 78,000 $ 39,000
O'Brien County Iowa 3 $ 584,000 $ 194,000 $ 72,000
Cedar County Nebraska 3 $ 575,000 $ 191,000 $ 92,000
Dickey County North Dakota 3 $ 1,943,000 $ 647,000 $ 13,000
McIntosh County North Dakota 3 $ 147,000 $ 49,000 $ 125,000
Bon Homme County South Dakota 3 $ 587,000 $ 195,000 $ 68,000
Brule County South Dakota 3 $ 931,000 $ 310,000 $ 34,000
McPherson County South Dakota 3 $ 152,000 $ 50,000 $ 28,000
Pennington County South Dakota 3 $ 351,000 $ 117,000 $ 76,000
Roberts County South Dakota 3 $ 301,000 $ 100,000 $ 61,000
Sanborn County South Dakota 3 $ 115,000 $ 38,000 $ 67,000
Montgomery County Tennessee 3 $ 821,000 $ 273,000 $ 81,000
Robertson County Tennessee 3 $ 263,000 $ 87,000 $ 34,000
Pinellas County Florida 2 $ 281,000 $ 140,000 $ 294,000
Emmet County Iowa 2 $ 645,000 $ 322,000 $ 159,000
Mills County Iowa 2 $ 282,000 $ 141,000 $ 47,000
Cook County Minnesota 2 $ 434,000 $ 217,000 $ 69,000
Douglas County Minnesota 2 $ 338,000 $ 169,000 $ 58,000
Freeborn County Minnesota 2 $ 406,000 $ 203,000 $ 60,000
Goodhue County Minnesota 2 $ 632,000 $ 316,000 $ 197,000
Hubbard County Minnesota 2 $ 223,000 $ 111,000 $ 140,000
Martin County Minnesota 2 $ 140,000 $ 70,000 $ 61,000
McLeod County Minnesota 2 $ 250,000 $ 125,000 $ 49,000
Mille Lacs County Minnesota 2 $ 320,000 $ 160,000 $ 76,000
Ramsey County Minnesota 2 $ 339,000 $ 169,000 $ 63,000
Scott County Minnesota 2 $ 503,000 $ 251,000 $ 40,000
Wabasha County Minnesota 2 $ 175,000 $ 87,000 $ 29,000
Chase County Nebraska 2 $ 155,000 $ 77,000 $ 59,000
Dakota County Nebraska 2 $ 218,000 $ 109,000 $ 59,000
Howard County Nebraska 2 $ 319,000 $ 159,000 $ 100,000
Sarpy County Nebraska 2 $ 268,000 $ 134,000 $ 114,000
Cass County North Dakota 2 $ 332,000 $ 166,000 $ 84,000
Hettinger County North Dakota 2 $ 244,000 $ 122,000 $ 62,000
Ransom County North Dakota 2 $ 483,000 $ 241,000 $ 116,000
Douglas County South Dakota 2 $ 208,000 $ 104,000 $ 68,000
Grant County South Dakota 2 $ 376,000 $ 188,000 $ 66,000
Gregory County South Dakota 2 $ 260,000 $ 130,000 $ 101,000
Hughes County South Dakota 2 $ 576,000 $ 288,000 $ 93,000
Mohave County Arizona 1 $ 155,000 $ 155,000 $ 114,000
Pinal County Arizona 1 $ 182,000 $ 182,000 $ 36,000
Napa County California 1 $ 509,000 $ 509,000 $ 95,000
Chaffee County Colorado 1 $ 227,000 $ 227,000 $ 80,000
Gunnison County Colorado 1 $ 147,000 $ 147,000 $ 127,000
Teller County Colorado 1 $ 294,000 $ 294,000 $ 110,000
Charlotte County Florida 1 $ 154,000 $ 154,000 $ 69,000
Lee County Florida 1 $ 247,000 $ 247,000 $ 178,000
Sumter County Florida 1 $ 424,000 $ 424,000 $ 1,211,000
McLean County Illinois 1 $ 288,000 $ 288,000 $ 103,000
Dallas County Iowa 1 $ 266,000 $ 266,000 $ 62,000
Kossuth County Iowa 1 $ 219,000 $ 219,000 $ 38,000
Marion County Iowa 1 $ 55,000 $ 55,000 $ 83,000
Monona County Iowa 1 $ 81,000 $ 81,000 $ 50,000
Osceola County Iowa 1 $ 98,000 $ 98,000 $ 34,000
Palo Alto County Iowa 1 $ 109,000 $ 109,000 $ 40,000
Wayne County Michigan 1 $ 90,000 $ 90,000 $ 66,000
Aitkin County Minnesota 1 $ 252,000 $ 252,000 $ 127,000
Anoka County Minnesota 1 $ 240,000 $ 240,000 $ 126,000
Becker County Minnesota 1 $ 180,000 $ 180,000 $ 150,000
Carlton County Minnesota 1 $ 153,000 $ 153,000 $ 41,000
Chisago County Minnesota 1 $ 244,000 $ 244,000 $ 141,000
Faribault County Minnesota 1 $ 41,000 $ 41,000 $ 25,000
Fillmore County Minnesota 1 $ 127,000 $ 127,000 $ 25,000
Mower County Minnesota 1 $ 120,000 $ 120,000 $ 44,000
Otter Tail County Minnesota 1 $ 134,000 $ 134,000 $ 121,000
Polk County Minnesota 1 $ 140,000 $ 140,000 $ 40,000
Pope County Minnesota 1 $ 480,000 $ 480,000 $ 180,000
Todd County Minnesota 1 $ 172,000 $ 172,000 $ 117,000
Washington County Minnesota 1 $ 336,000 $ 336,000 $ 143,000
Watonwan County Minnesota 1 $ 48,000 $ 48,000 $ 30,000
Wright County Minnesota 1 $ 261,000 $ 261,000 $ 184,000
Custer County Nebraska 1 $ 342,000 $ 342,000 $ 102,000
Dixon County Nebraska 1 $ 85,000 $ 85,000 $ 42,000
Franklin County Nebraska 1 $ 130,000 $ 130,000 $ 25,000
Frontier County Nebraska 1 $ 242,000 $ 242,000 $ 107,000
Keith County Nebraska 1 $ 424,000 $ 424,000 $ 273,000
Knox County Nebraska 1 $ 424,000 $ 424,000 $ 139,000
Lancaster County Nebraska 1 $ 64,000 $ 64,000 $ 80,000
Morrill County Nebraska 1 $ 48,000 $ 48,000 $ 43,000
Saline County Nebraska 1 $ 133,000 $ 133,000 $ 44,000
Adams County North Dakota 1 $ 150,000 $ 150,000 $ 134,000
Bowman County North Dakota 1 $ 296,000 $ 296,000 $ 155,000
Dunn County North Dakota 1 $ 208,000 $ 208,000 $ 87,000
Logan County North Dakota 1 $ 168,000 $ 168,000 $ 197,000
Stutsman County North Dakota 1 $ 64,000 $ 64,000 $ 0
Cleveland County Oklahoma 1 $ 254,000 $ 254,000 $ 276,000
Custer County South Dakota 1 $ 170,000 $ 170,000 $ 46,000
Fall River County South Dakota 1 $ 50,000 $ 50,000 $ 144,000
Jerauld County South Dakota 1 $ 40,000 $ 40,000 $ 72,000
Cache County Utah 1 $ 190,000 $ 190,000 $ 32,000
Burnett County Wisconsin 1 $ 143,000 $ 143,000 $ 109,000
Dane County Wisconsin 1 $ 394,000 $ 394,000 $ 124,000
Marathon County Wisconsin 1 $ 3,600,000 $ 3,600,000 $ 0
Price County Wisconsin 1 $ 179,000 $ 179,000 $ 127,000

Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,193 $392,990,000 $179,000 $3,600,000 $75,000 $1,211,000
Refinancing 1,118 $210,671,000 $188,000 $2,600,000 $86,000 $600,000
Home Improvement 158 $22,150,000 $140,000 $660,000 $84,000 $337,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,195 $572,197,000 $179,000 $1,291,000 $81,000 $1,211,000
Hispanic 133 $20,045,000 $150,000 $398,000 $55,000 $284,000
Not Provided 49 $7,766,000 $158,000 $364,000 $90,000 $600,000
Black or African American 29 $5,106,000 $176,000 $383,000 $55,000 $154,000
Not applicable 19 $12,200,000 $642,000 $3,600,000 $0 $0
American Indian or Alaskan Native 19 $3,234,000 $170,000 $411,000 $66,000 $179,000
Asian 18 $3,832,000 $212,000 $412,000 $86,000 $458,000
Native Hawaiian or Other Pacific Islander 7 $1,431,000 $204,000 $279,000 $57,000 $76,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,193 $416,035,000 $189,000 $3,600,000 $92,000 $1,211,000
FHA-insured (Federal Housing Administration) 800 $131,444,000 $164,000 $509,000 $58,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 310 $42,935,000 $138,000 $485,000 $49,000 $105,000
VA-guaranteed (Veterans Administration) 166 $35,397,000 $213,000 $678,000 $73,000 $218,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,317 $421,525,000 $181,000 $2,600,000 $80,000 $1,211,000
Application Approved But Not Accepted 541 $98,330,000 $181,000 $3,600,000 $81,000 $633,000
Application Withdrawn By Applicant 354 $67,617,000 $191,000 $1,814,000 $82,000 $614,000
Application Denied By Financial Institution 256 $37,915,000 $148,000 $480,000 $61,000 $600,000
File Closed For Incompleteness 1 $424,000 $424,000 $424,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Plains Commerce Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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