Plainscapital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Plainscapital Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plainscapital Bank 2323 Victory Avenue, Suite 1400 University Park, TX 75219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 453 |
| Total Mortgage Loan Application Amount | $352,165,000 |
| Average Mortgage Loan Application Amount | $1,236,500 |
| Highest Mortgage Loan Application Amount | $49,445,000 |
| Average Applicant Income | $282,750 |
| Highest Applicant Income | $2,648,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Plainscapital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plainscapital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Plainscapital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plainscapital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Plainscapital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plainscapital Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cameron County Texas | 36 | $ 14,450,000 | $ 401,000 | $ 151,000 |
| Dallas County Texas | 25 | $ 36,135,000 | $ 1,445,000 | $ 1,029,000 |
| Montgomery County Texas | 20 | $ 1,990,000 | $ 99,000 | $ 0 |
| Travis County Texas | 19 | $ 59,685,000 | $ 3,141,000 | $ 1,497,000 |
| Maricopa County Arizona | 16 | $ 6,140,000 | $ 383,000 | $ 284,000 |
| Harris County Texas | 15 | $ 10,745,000 | $ 716,000 | $ 315,000 |
| Lubbock County Texas | 12 | $ 3,210,000 | $ 267,000 | $ 178,000 |
| Collin County Texas | 11 | $ 5,665,000 | $ 515,000 | $ 348,000 |
| Nueces County Texas | 10 | $ 3,200,000 | $ 320,000 | $ 108,000 |
| Clay County Missouri | 9 | $ 3,375,000 | $ 375,000 | $ 0 |
| Greenville County South Carolina | 9 | $ 4,145,000 | $ 460,000 | $ 0 |
| Hidalgo County Texas | 9 | $ 3,635,000 | $ 403,000 | $ 73,000 |
| Bexar County Texas | 8 | $ 4,510,000 | $ 563,000 | $ 0 |
| Marion County Florida | 7 | $ 1,685,000 | $ 240,000 | $ 0 |
| Tarrant County Texas | 7 | $ 2,635,000 | $ 376,000 | $ 0 |
| Coconino County Arizona | 6 | $ 2,590,000 | $ 431,000 | $ 0 |
| New Haven County Connecticut | 6 | $ 2,140,000 | $ 356,000 | $ 0 |
| Comal County Texas | 6 | $ 2,950,000 | $ 491,000 | $ 0 |
| Denton County Texas | 6 | $ 3,980,000 | $ 663,000 | $ 506,000 |
| Yavapai County Arizona | 5 | $ 2,155,000 | $ 431,000 | $ 0 |
| Multnomah County Oregon | 5 | $ 2,495,000 | $ 499,000 | $ 0 |
| Midland County Texas | 5 | $ 2,135,000 | $ 427,000 | $ 0 |
| Parker County Texas | 5 | $ 1,235,000 | $ 247,000 | $ 346,000 |
| Palm Beach County Florida | 4 | $ 1,570,000 | $ 392,000 | $ 0 |
| Sumter County Florida | 4 | $ 730,000 | $ 182,000 | $ 0 |
| Wake County North Carolina | 4 | $ 1,640,000 | $ 410,000 | $ 0 |
| Washington County Oregon | 4 | $ 1,290,000 | $ 322,000 | $ 0 |
| Palo Pinto County Texas | 4 | $ 2,390,000 | $ 597,000 | $ 2,217,000 |
| Pinal County Arizona | 3 | $ 935,000 | $ 311,000 | $ 0 |
| Los Angeles County California | 3 | $ 14,975,000 | $ 4,991,000 | $ 0 |
| San Diego County California | 3 | $ 1,825,000 | $ 608,000 | $ 0 |
| Ada County Idaho | 3 | $ 1,435,000 | $ 478,000 | $ 0 |
| Johnson County Kansas | 3 | $ 1,455,000 | $ 485,000 | $ 0 |
| Jackson County Missouri | 3 | $ 1,055,000 | $ 351,000 | $ 0 |
| Monroe County New York | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Deschutes County Oregon | 3 | $ 1,225,000 | $ 408,000 | $ 0 |
| Williamson County Texas | 3 | $ 2,335,000 | $ 778,000 | $ 0 |
| Madison County Alabama | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Sussex County Delaware | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Brevard County Florida | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Wayne County Michigan | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Camden County Missouri | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Gallatin County Montana | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Erie County New York | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Orange County New York | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| Oconee County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 2,620,000 | $ 1,310,000 | $ 0 |
| Bell County Texas | 2 | $ 20,420,000 | $ 10,210,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Gillespie County Texas | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Hood County Texas | 2 | $ 630,000 | $ 315,000 | $ 27,000 |
| Kendall County Texas | 2 | $ 49,870,000 | $ 24,935,000 | $ 0 |
| Kenai Peninsula County Alaska | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Gila County Arizona | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Yuma County Arizona | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Humboldt County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Monterey County California | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Orange County California | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Riverside County California | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Santa Clara County California | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Yuba County California | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 555,000 | $ 555,000 | $ 0 |
| El Paso County Colorado | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 425,000 | $ 425,000 | $ 0 |
| La Plata County Colorado | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Collier County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Escambia County Florida | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 255,000 | $ 255,000 | $ 2,093,000 |
| Pinellas County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Polk County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Banks County Georgia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Bartow County Georgia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Effingham County Georgia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Walton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wilkes County Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Bonner County Idaho | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Champaign County Illinois | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Cook County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lake County Illinois | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Hancock County Indiana | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Calvert County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Cecil County Maryland | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Frederick County Maryland | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Howard County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Worcester County Maryland | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Allegan County Michigan | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Oakland County Michigan | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Washington County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Cass County Missouri | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Christian County Missouri | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Henry County Missouri | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Morgan County Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Platte County Missouri | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Clark County Nevada | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Camden County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Taos County New Mexico | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Greene County New York | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Niagara County New York | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Suffolk County New York | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Wayne County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Durham County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pender County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Vance County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Butler County Ohio | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Summit County Ohio | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Warren County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Logan County Oklahoma | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Benton County Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| York County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Angelina County Texas | 1 | $ 235,000 | $ 235,000 | $ 292,000 |
| Bandera County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Brewster County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Chambers County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Dawson County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Ellis County Texas | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Erath County Texas | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Grayson County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Gregg County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Jones County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Kaufman County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Kerr County Texas | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Matagorda County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Walker County Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Wise County Texas | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Windsor County Vermont | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Frederick County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Henrico County Virginia | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Skagit County Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 0 |
| La Crosse County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 0 |
Mortgage Loan Application Detail Totals for Plainscapital Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 397 | $302,665,000 | $762,000 | $49,445,000 | $449,000 | $2,648,000 |
| Refinancing | 44 | $25,440,000 | $578,000 | $4,035,000 | $159,000 | $341,000 |
| Home Improvement | 7 | $21,105,000 | $3,015,000 | $13,485,000 | $106,000 | $106,000 |
| Cash-out Refinancing | 5 | $2,955,000 | $591,000 | $1,505,000 | $417,000 | $417,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 409 | $327,565,000 | $800,000 | $49,445,000 | $0 | $0 |
| White | 19 | $16,615,000 | $874,000 | $5,505,000 | $618,000 | $2,648,000 |
| Hispanic | 18 | $5,090,000 | $282,000 | $2,355,000 | $305,000 | $2,093,000 |
| Not Provided | 3 | $1,325,000 | $441,000 | $585,000 | $241,000 | $330,000 |
| Black or African American | 2 | $140,000 | $70,000 | $75,000 | $139,000 | $145,000 |
| American Indian or Alaskan Native | 1 | $1,295,000 | $1,295,000 | $1,295,000 | $348,000 | $348,000 |
| Asian | 1 | $135,000 | $135,000 | $135,000 | $110,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 453 | $352,165,000 | $777,000 | $49,445,000 | $420,000 | $2,648,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 292 | $140,550,000 | $481,000 | $3,015,000 | $0 | $0 |
| Loan Originated | 118 | $50,900,000 | $431,000 | $6,885,000 | $458,000 | $2,648,000 |
| Application Withdrawn By Applicant | 30 | $141,160,000 | $4,705,000 | $49,445,000 | $545,000 | $1,886,000 |
| Application Denied By Financial Institution | 7 | $5,165,000 | $737,000 | $1,655,000 | $181,000 | $348,000 |
| Application Approved But Not Accepted | 6 | $14,390,000 | $2,398,000 | $13,655,000 | $85,000 | $145,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 453 | $352,165,000 | $777,000 | $49,445,000 | $420,000 | $2,648,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plainscapital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.