Plainscapital Bank Mortgage Lending & HMDA Data, 2023
In 2023, Plainscapital Bank of Dallas, TX reported 453 mortgage applications totaling $352.2 million, down 72% from 2022. The average application was for $777,406, and applicants reported an average income of $415,178. 26% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Dallas-Plano-Irving, TX (44), Houston-The Woodlands-Sugar Land, TX (38) and Brownsville-Harlingen, TX (36) (applications in parentheses).
| Mortgage Company & Address | Plainscapital Bank 6565 Hillcrest Ave Dallas, TX 75205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 453 |
| Total Mortgage Loan Application Amount | $352,165,000 |
| Average Mortgage Loan Application Amount | $777,406 |
| Highest Mortgage Loan Application Amount | $49,445,000 |
| Average Applicant Income | $415,178 |
| Highest Applicant Income | $2,648,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plainscapital Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 44 | $ 46,620,000 | $ 1,059,545 | $ 828,000 |
| Outside any metro area | 41 | $ 24,485,000 | $ 597,195 | $ 845,000 |
| Houston-The Woodlands-Sugar Land, TX | 38 | $ 14,560,000 | $ 383,157 | $ 315,000 |
| Brownsville-Harlingen, TX | 36 | $ 14,450,000 | $ 401,388 | $ 151,000 |
| Austin-Round Rock, TX | 22 | $ 62,020,000 | $ 2,819,090 | $ 1,497,000 |
| Phoenix-Mesa-Scottsdale, AZ | 19 | $ 7,075,000 | $ 372,368 | $ 284,000 |
| Kansas City, MO-KS | 18 | $ 7,200,000 | $ 400,000 | $ 0 |
| San Antonio-New Braunfels, TX | 17 | $ 57,465,000 | $ 3,380,294 | $ 0 |
| Fort Worth-Arlington, TX | 13 | $ 4,395,000 | $ 338,076 | $ 346,000 |
| Lubbock, TX | 12 | $ 3,210,000 | $ 267,500 | $ 178,000 |
| Greenville-Anderson-Mauldin, SC | 11 | $ 4,755,000 | $ 432,272 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 4,945,000 | $ 449,545 | $ 0 |
| Corpus Christi, TX | 10 | $ 3,200,000 | $ 320,000 | $ 108,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 3,635,000 | $ 403,888 | $ 73,000 |
| Ocala, FL | 7 | $ 1,685,000 | $ 240,714 | $ 0 |
| Flagstaff, AZ | 6 | $ 2,590,000 | $ 431,666 | $ 0 |
| New Haven-Milford, CT | 6 | $ 2,140,000 | $ 356,666 | $ 0 |
| Midland, TX | 5 | $ 2,135,000 | $ 427,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 5 | $ 2,155,000 | $ 431,000 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 4 | $ 1,400,000 | $ 350,000 | $ 0 |
| New York-Newark, NY | 4 | $ 1,840,000 | $ 460,000 | $ 0 |
| Raleigh, NC | 4 | $ 1,640,000 | $ 410,000 | $ 0 |
| Rochester, NY | 4 | $ 1,000,000 | $ 250,000 | $ 0 |
| Salisbury, MD-DE | 4 | $ 940,000 | $ 235,000 | $ 0 |
| The Villages, FL | 4 | $ 730,000 | $ 182,500 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,570,000 | $ 392,500 | $ 0 |
| Baltimore-Columbia-Towson, MD | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Bend-Redmond, OR | 3 | $ 1,225,000 | $ 408,333 | $ 0 |
| Boise City, ID | 3 | $ 1,435,000 | $ 478,333 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 785,000 | $ 261,666 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 3 | $ 14,975,000 | $ 4,991,666 | $ 0 |
| San Diego-Carlsbad, CA | 3 | $ 1,825,000 | $ 608,333 | $ 0 |
| Albuquerque, NM | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Camden, NJ | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Chattanooga, TN-GA | 2 | $ 2,620,000 | $ 1,310,000 | $ 0 |
| Cincinnati, OH-KY-IN | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Huntsville, AL | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Killeen-Temple, TX | 2 | $ 20,420,000 | $ 10,210,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Abilene, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Akron, OH | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Battle Creek, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Chicago-Naperville, IL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Corvallis, OR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Lakeland-Winter Haven, FL | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Longview, TX | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Madison, WI | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 255,000 | $ 255,000 | $ 2,093,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Nassau County-Suffolk County, NY | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Pittsburgh, PA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Richmond, VA | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Salinas, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Salt Lake City, UT | 1 | $ 725,000 | $ 725,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Savannah, GA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Springfield, MO | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Tulsa, OK | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Twin Falls, ID | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wilmington, NC | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Yuba City, CA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Yuma, AZ | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Plainscapital Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 397 | $302,665,000 | $762,000 | $49,445,000 | $449,000 | $2,648,000 |
| Refinancing | 44 | $25,440,000 | $578,000 | $4,035,000 | $159,000 | $341,000 |
| Home Improvement | 7 | $21,105,000 | $3,015,000 | $13,485,000 | $106,000 | $106,000 |
| Cash-out Refinancing | 5 | $2,955,000 | $591,000 | $1,505,000 | $417,000 | $417,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 409 | $327,565,000 | $800,000 | $49,445,000 | $0 | $0 |
| White | 19 | $16,615,000 | $874,000 | $5,505,000 | $618,000 | $2,648,000 |
| Hispanic | 18 | $5,090,000 | $282,000 | $2,355,000 | $305,000 | $2,093,000 |
| Not Provided | 3 | $1,325,000 | $441,000 | $585,000 | $241,000 | $330,000 |
| Black or African American | 2 | $140,000 | $70,000 | $75,000 | $139,000 | $145,000 |
| American Indian or Alaskan Native | 1 | $1,295,000 | $1,295,000 | $1,295,000 | $348,000 | $348,000 |
| Asian | 1 | $135,000 | $135,000 | $135,000 | $110,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 453 | $352,165,000 | $777,000 | $49,445,000 | $420,000 | $2,648,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 292 | $140,550,000 | $481,000 | $3,015,000 | $0 | $0 |
| Loan Originated | 118 | $50,900,000 | $431,000 | $6,885,000 | $458,000 | $2,648,000 |
| Application Withdrawn By Applicant | 30 | $141,160,000 | $4,705,000 | $49,445,000 | $545,000 | $1,886,000 |
| Application Denied By Financial Institution | 7 | $5,165,000 | $737,000 | $1,655,000 | $181,000 | $348,000 |
| Application Approved But Not Accepted | 6 | $14,390,000 | $2,398,000 | $13,655,000 | $85,000 | $145,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 453 | $352,165,000 | $777,000 | $49,445,000 | $420,000 | $2,648,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plainscapital Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plainscapital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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