Platinum Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Platinum Community Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Platinum Community Bank 2915 Kirchoff Rd Rolling Meadows, IL 60008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,982 |
| Total Mortgage Loan Application Amount | $501,514,000 |
| Average Mortgage Loan Application Amount | $183,000 |
| Highest Mortgage Loan Application Amount | $1,523,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Platinum Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Platinum Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Platinum Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Community Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 103 | $ 21,371,000 | $ 207,000 | $ 54,000 |
| San Diego County California | 97 | $ 31,523,000 | $ 324,000 | $ 82,000 |
| Milwaukee County Wisconsin | 85 | $ 9,827,000 | $ 115,000 | $ 68,000 |
| Clark County Nevada | 78 | $ 15,851,000 | $ 203,000 | $ 96,000 |
| Winnebago County Illinois | 71 | $ 7,642,000 | $ 107,000 | $ 56,000 |
| Los Angeles County California | 63 | $ 18,935,000 | $ 300,000 | $ 73,000 |
| El Paso County Texas | 52 | $ 4,553,000 | $ 87,000 | $ 63,000 |
| Harris County Texas | 52 | $ 5,434,000 | $ 104,000 | $ 133,000 |
| Lake County Illinois | 51 | $ 9,539,000 | $ 187,000 | $ 49,000 |
| Dane County Wisconsin | 46 | $ 6,118,000 | $ 133,000 | $ 63,000 |
| Riverside County California | 40 | $ 11,615,000 | $ 290,000 | $ 73,000 |
| Kane County Illinois | 40 | $ 8,841,000 | $ 221,000 | $ 56,000 |
| Douglas County Nebraska | 40 | $ 5,121,000 | $ 128,000 | $ 51,000 |
| Gwinnett County Georgia | 37 | $ 4,640,000 | $ 125,000 | $ 66,000 |
| San Bernardino County California | 36 | $ 6,794,000 | $ 188,000 | $ 103,000 |
| Fulton County Georgia | 34 | $ 4,065,000 | $ 119,000 | $ 77,000 |
| McHenry County Illinois | 33 | $ 6,016,000 | $ 182,000 | $ 41,000 |
| Pulaski County Arkansas | 32 | $ 5,719,000 | $ 178,000 | $ 69,000 |
| Travis County Texas | 31 | $ 5,298,000 | $ 170,000 | $ 73,000 |
| Benton County Arkansas | 30 | $ 4,700,000 | $ 156,000 | $ 40,000 |
| Will County Illinois | 30 | $ 6,773,000 | $ 225,000 | $ 53,000 |
| Tarrant County Texas | 30 | $ 2,252,000 | $ 75,000 | $ 129,000 |
| Polk County Missouri | 29 | $ 3,023,000 | $ 104,000 | $ 75,000 |
| Waukesha County Wisconsin | 28 | $ 6,972,000 | $ 249,000 | $ 59,000 |
| DeKalb County Georgia | 25 | $ 2,708,000 | $ 108,000 | $ 140,000 |
| Washington County Arkansas | 24 | $ 4,175,000 | $ 173,000 | $ 27,000 |
| Fort Bend County Texas | 24 | $ 2,332,000 | $ 97,000 | $ 157,000 |
| Utah County Utah | 24 | $ 2,695,000 | $ 112,000 | $ 101,000 |
| Boone County Illinois | 22 | $ 3,884,000 | $ 176,000 | $ 36,000 |
| Kendall County Illinois | 22 | $ 4,226,000 | $ 192,000 | $ 39,000 |
| Dallas County Texas | 22 | $ 2,617,000 | $ 118,000 | $ 64,000 |
| Orange County California | 21 | $ 9,425,000 | $ 448,000 | $ 94,000 |
| Suffolk County New York | 20 | $ 5,913,000 | $ 295,000 | $ 63,000 |
| Williamson County Texas | 20 | $ 2,900,000 | $ 145,000 | $ 18,000 |
| King County Washington | 20 | $ 4,012,000 | $ 200,000 | $ 103,000 |
| Cobb County Georgia | 19 | $ 2,389,000 | $ 125,000 | $ 53,000 |
| Davis County Utah | 19 | $ 1,949,000 | $ 102,000 | $ 79,000 |
| Chatham County Georgia | 17 | $ 1,681,000 | $ 98,000 | $ 70,000 |
| Pierce County Washington | 17 | $ 2,094,000 | $ 123,000 | $ 111,000 |
| Hillsborough County Florida | 16 | $ 1,742,000 | $ 108,000 | $ 19,000 |
| Clayton County Georgia | 16 | $ 1,385,000 | $ 86,000 | $ 66,000 |
| DuPage County Illinois | 16 | $ 2,854,000 | $ 178,000 | $ 48,000 |
| Greene County Missouri | 16 | $ 2,068,000 | $ 129,000 | $ 49,000 |
| Collin County Texas | 16 | $ 1,204,000 | $ 75,000 | $ 154,000 |
| Marathon County Wisconsin | 16 | $ 2,243,000 | $ 140,000 | $ 28,000 |
| Lee County Florida | 15 | $ 3,375,000 | $ 225,000 | $ 124,000 |
| Mecklenburg County North Carolina | 15 | $ 1,398,000 | $ 93,000 | $ 105,000 |
| Tulsa County Oklahoma | 15 | $ 1,181,000 | $ 78,000 | $ 48,000 |
| Maricopa County Arizona | 14 | $ 3,753,000 | $ 268,000 | $ 108,000 |
| Rock County Wisconsin | 14 | $ 1,517,000 | $ 108,000 | $ 22,000 |
| Linn County Iowa | 13 | $ 1,091,000 | $ 83,000 | $ 68,000 |
| Walworth County Wisconsin | 13 | $ 2,135,000 | $ 164,000 | $ 41,000 |
| El Paso County Colorado | 12 | $ 1,503,000 | $ 125,000 | $ 76,000 |
| Miami-Dade County Florida | 12 | $ 2,268,000 | $ 189,000 | $ 22,000 |
| Orange County Florida | 12 | $ 2,161,000 | $ 180,000 | $ 25,000 |
| Henry County Georgia | 12 | $ 1,336,000 | $ 111,000 | $ 83,000 |
| Johnson County Kansas | 12 | $ 2,264,000 | $ 188,000 | $ 50,000 |
| Henrico County Virginia | 12 | $ 929,000 | $ 77,000 | $ 54,000 |
| Prince William County Virginia | 12 | $ 3,699,000 | $ 308,000 | $ 113,000 |
| Broward County Florida | 11 | $ 1,892,000 | $ 172,000 | $ 65,000 |
| Lee County Illinois | 11 | $ 1,302,000 | $ 118,000 | $ 66,000 |
| Oklahoma County Oklahoma | 11 | $ 1,040,000 | $ 94,000 | $ 35,000 |
| Sauk County Wisconsin | 11 | $ 1,256,000 | $ 114,000 | $ 49,000 |
| Sacramento County California | 10 | $ 3,295,000 | $ 329,000 | $ 150,000 |
| Pinellas County Florida | 10 | $ 2,306,000 | $ 230,000 | $ 39,000 |
| Stephenson County Illinois | 10 | $ 703,000 | $ 70,000 | $ 42,000 |
| Onondaga County New York | 10 | $ 1,120,000 | $ 112,000 | $ 36,000 |
| Snohomish County Washington | 10 | $ 1,209,000 | $ 120,000 | $ 165,000 |
| Coweta County Georgia | 9 | $ 784,000 | $ 87,000 | $ 3,000 |
| DeKalb County Illinois | 9 | $ 2,031,000 | $ 225,000 | $ 53,000 |
| Rock Island County Illinois | 9 | $ 472,000 | $ 52,000 | $ 134,000 |
| St. Louis City County Missouri | 9 | $ 762,000 | $ 84,000 | $ 32,000 |
| Queens County New York | 9 | $ 3,215,000 | $ 357,000 | $ 97,000 |
| Franklin County Ohio | 9 | $ 674,000 | $ 74,000 | $ 43,000 |
| Brazoria County Texas | 9 | $ 1,314,000 | $ 146,000 | $ 110,000 |
| Chesterfield County Virginia | 9 | $ 1,301,000 | $ 144,000 | $ 53,000 |
| Fairfax County Virginia | 9 | $ 3,535,000 | $ 392,000 | $ 12,000 |
| Racine County Wisconsin | 9 | $ 993,000 | $ 110,000 | $ 32,000 |
| Washington County Wisconsin | 9 | $ 1,157,000 | $ 128,000 | $ 28,000 |
| Santa Cruz County California | 8 | $ 2,028,000 | $ 253,000 | $ 52,000 |
| Boulder County Colorado | 8 | $ 2,066,000 | $ 258,000 | $ 45,000 |
| Garfield County Colorado | 8 | $ 1,988,000 | $ 248,000 | $ 41,000 |
| Jefferson County Colorado | 8 | $ 1,242,000 | $ 155,000 | $ 55,000 |
| Brevard County Florida | 8 | $ 1,272,000 | $ 159,000 | $ 60,000 |
| Clay County Missouri | 8 | $ 1,625,000 | $ 203,000 | $ 45,000 |
| St. Louis County Missouri | 8 | $ 1,979,000 | $ 247,000 | $ 70,000 |
| Hudson County New Jersey | 8 | $ 3,223,000 | $ 402,000 | $ 121,000 |
| Rutherford County Tennessee | 8 | $ 1,421,000 | $ 177,000 | $ 83,000 |
| Washington County Utah | 8 | $ 1,541,000 | $ 192,000 | $ 149,000 |
| Eau Claire County Wisconsin | 8 | $ 1,137,000 | $ 142,000 | $ 61,000 |
| Jefferson County Wisconsin | 8 | $ 1,030,000 | $ 128,000 | $ 75,000 |
| Johnson County Arkansas | 7 | $ 1,156,000 | $ 165,000 | $ 48,000 |
| Sarasota County Florida | 7 | $ 1,425,000 | $ 203,000 | $ 22,000 |
| Douglas County Georgia | 7 | $ 887,000 | $ 126,000 | $ 88,000 |
| Washington County Minnesota | 7 | $ 1,016,000 | $ 145,000 | $ 699,000 |
| Beaufort County South Carolina | 7 | $ 2,892,000 | $ 413,000 | $ 0 |
| Bedford County Tennessee | 7 | $ 683,000 | $ 97,000 | $ 70,000 |
| Bexar County Texas | 7 | $ 966,000 | $ 138,000 | $ 38,000 |
| Denton County Texas | 7 | $ 708,000 | $ 101,000 | $ 102,000 |
| Galveston County Texas | 7 | $ 586,000 | $ 83,000 | $ 144,000 |
| Kenosha County Wisconsin | 7 | $ 916,000 | $ 130,000 | $ 39,000 |
| Pima County Arizona | 6 | $ 772,000 | $ 128,000 | $ 76,000 |
| Imperial County California | 6 | $ 1,054,000 | $ 175,000 | $ 285,000 |
| Ventura County California | 6 | $ 2,615,000 | $ 435,000 | $ 100,000 |
| Larimer County Colorado | 6 | $ 995,000 | $ 165,000 | $ 110,000 |
| Duval County Florida | 6 | $ 757,000 | $ 126,000 | $ 59,000 |
| Osceola County Florida | 6 | $ 1,427,000 | $ 237,000 | $ 0 |
| Pasco County Florida | 6 | $ 855,000 | $ 142,000 | $ 14,000 |
| Bryan County Georgia | 6 | $ 618,000 | $ 103,000 | $ 68,000 |
| Cherokee County Georgia | 6 | $ 1,007,000 | $ 167,000 | $ 66,000 |
| Bannock County Idaho | 6 | $ 863,000 | $ 143,000 | $ 1,500,000 |
| LaSalle County Illinois | 6 | $ 631,000 | $ 105,000 | $ 51,000 |
| Jackson County Missouri | 6 | $ 1,291,000 | $ 215,000 | $ 39,000 |
| Jasper County Missouri | 6 | $ 600,000 | $ 100,000 | $ 27,000 |
| Jefferson County Missouri | 6 | $ 868,000 | $ 144,000 | $ 54,000 |
| St. Charles County Missouri | 6 | $ 798,000 | $ 133,000 | $ 71,000 |
| Bergen County New Jersey | 6 | $ 2,743,000 | $ 457,000 | $ 64,000 |
| Monroe County New York | 6 | $ 755,000 | $ 125,000 | $ 29,000 |
| Nassau County New York | 6 | $ 1,426,000 | $ 237,000 | $ 89,000 |
| Deschutes County Oregon | 6 | $ 1,080,000 | $ 180,000 | $ 46,000 |
| Multnomah County Oregon | 6 | $ 467,000 | $ 77,000 | $ 184,000 |
| Weber County Utah | 6 | $ 398,000 | $ 66,000 | $ 123,000 |
| Richmond City County Virginia | 6 | $ 986,000 | $ 164,000 | $ 111,000 |
| Spokane County Washington | 6 | $ 500,000 | $ 83,000 | $ 118,000 |
| Outagamie County Wisconsin | 6 | $ 729,000 | $ 121,000 | $ 28,000 |
| Sheboygan County Wisconsin | 6 | $ 546,000 | $ 91,000 | $ 50,000 |
| Pinal County Arizona | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Kern County California | 5 | $ 693,000 | $ 138,000 | $ 110,000 |
| Stanislaus County California | 5 | $ 1,123,000 | $ 224,000 | $ 31,000 |
| Denver County Colorado | 5 | $ 582,000 | $ 116,000 | $ 56,000 |
| Polk County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 17,000 |
| Whiteside County Illinois | 5 | $ 443,000 | $ 88,000 | $ 52,000 |
| Lake County Indiana | 5 | $ 338,000 | $ 67,000 | $ 35,000 |
| Howell County Missouri | 5 | $ 626,000 | $ 125,000 | $ 60,000 |
| Gloucester County New Jersey | 5 | $ 868,000 | $ 173,000 | $ 0 |
| Somerset County New Jersey | 5 | $ 1,073,000 | $ 214,000 | $ 76,000 |
| Guilford County North Carolina | 5 | $ 372,000 | $ 74,000 | $ 213,000 |
| Union County North Carolina | 5 | $ 900,000 | $ 180,000 | $ 64,000 |
| Davidson County Tennessee | 5 | $ 620,000 | $ 124,000 | $ 12,000 |
| Shelby County Tennessee | 5 | $ 830,000 | $ 166,000 | $ 257,000 |
| Wilson County Tennessee | 5 | $ 808,000 | $ 161,000 | $ 0 |
| Burnet County Texas | 5 | $ 676,000 | $ 135,000 | $ 19,000 |
| Salt Lake County Utah | 5 | $ 529,000 | $ 105,000 | $ 83,000 |
| Franklin County Washington | 5 | $ 504,000 | $ 100,000 | $ 42,000 |
| Kitsap County Washington | 5 | $ 783,000 | $ 156,000 | $ 110,000 |
| Arapahoe County Colorado | 4 | $ 462,000 | $ 115,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 4 | $ 686,000 | $ 171,000 | $ 167,000 |
| Volusia County Florida | 4 | $ 647,000 | $ 161,000 | $ 0 |
| Barrow County Georgia | 4 | $ 391,000 | $ 97,000 | $ 51,000 |
| Jackson County Georgia | 4 | $ 1,108,000 | $ 277,000 | $ 36,000 |
| Kootenai County Idaho | 4 | $ 650,000 | $ 162,000 | $ 58,000 |
| Bureau County Illinois | 4 | $ 440,000 | $ 110,000 | $ 77,000 |
| East Baton Rouge County Louisiana | 4 | $ 575,000 | $ 143,000 | $ 64,000 |
| Prince George's County Maryland | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Wayne County Michigan | 4 | $ 446,000 | $ 111,000 | $ 52,000 |
| Scott County Minnesota | 4 | $ 779,000 | $ 194,000 | $ 312,000 |
| Newton County Missouri | 4 | $ 734,000 | $ 183,000 | $ 0 |
| Platte County Missouri | 4 | $ 920,000 | $ 230,000 | $ 16,000 |
| Sarpy County Nebraska | 4 | $ 358,000 | $ 89,000 | $ 7,000 |
| Middlesex County New Jersey | 4 | $ 955,000 | $ 238,000 | $ 95,000 |
| Morris County New Jersey | 4 | $ 1,085,000 | $ 271,000 | $ 29,000 |
| Passaic County New Jersey | 4 | $ 1,005,000 | $ 251,000 | $ 97,000 |
| Kings County New York | 4 | $ 1,218,000 | $ 304,000 | $ 19,000 |
| Gaston County North Carolina | 4 | $ 200,000 | $ 50,000 | $ 120,000 |
| Cuyahoga County Ohio | 4 | $ 500,000 | $ 125,000 | $ 41,000 |
| Canadian County Oklahoma | 4 | $ 446,000 | $ 111,000 | $ 0 |
| Coos County Oregon | 4 | $ 608,000 | $ 152,000 | $ 47,000 |
| Washington County Oregon | 4 | $ 626,000 | $ 156,000 | $ 82,000 |
| Lehigh County Pennsylvania | 4 | $ 206,000 | $ 51,000 | $ 107,000 |
| Berkeley County South Carolina | 4 | $ 321,000 | $ 80,000 | $ 180,000 |
| Hays County Texas | 4 | $ 546,000 | $ 136,000 | $ 0 |
| Kendall County Texas | 4 | $ 631,000 | $ 157,000 | $ 46,000 |
| Lubbock County Texas | 4 | $ 353,000 | $ 88,000 | $ 106,000 |
| Montgomery County Texas | 4 | $ 600,000 | $ 150,000 | $ 38,000 |
| Harrisonburg County Virginia | 4 | $ 276,000 | $ 69,000 | $ 86,000 |
| Norfolk County Virginia | 4 | $ 482,000 | $ 120,000 | $ 56,000 |
| Grays Harbor County Washington | 4 | $ 289,000 | $ 72,000 | $ 81,000 |
| Raleigh County West Virginia | 4 | $ 216,000 | $ 54,000 | $ 156,000 |
| Crawford County Arkansas | 3 | $ 481,000 | $ 160,000 | $ 0 |
| Crittenden County Arkansas | 3 | $ 200,000 | $ 66,000 | $ 0 |
| Faulkner County Arkansas | 3 | $ 283,000 | $ 94,000 | $ 74,000 |
| Pope County Arkansas | 3 | $ 340,000 | $ 113,000 | $ 50,000 |
| Saline County Arkansas | 3 | $ 456,000 | $ 152,000 | $ 67,000 |
| Sebastian County Arkansas | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Contra Costa County California | 3 | $ 975,000 | $ 325,000 | $ 45,000 |
| El Dorado County California | 3 | $ 710,000 | $ 236,000 | $ 44,000 |
| Humboldt County California | 3 | $ 838,000 | $ 279,000 | $ 92,000 |
| San Joaquin County California | 3 | $ 973,000 | $ 324,000 | $ 0 |
| Sonoma County California | 3 | $ 950,000 | $ 316,000 | $ 168,000 |
| Adams County Colorado | 3 | $ 659,000 | $ 219,000 | $ 26,000 |
| Eagle County Colorado | 3 | $ 686,000 | $ 228,000 | $ 53,000 |
| Manatee County Florida | 3 | $ 754,000 | $ 251,000 | $ 32,000 |
| Fayette County Georgia | 3 | $ 316,000 | $ 105,000 | $ 67,000 |
| Hall County Georgia | 3 | $ 272,000 | $ 90,000 | $ 55,000 |
| Spalding County Georgia | 3 | $ 359,000 | $ 119,000 | $ 15,000 |
| Ada County Idaho | 3 | $ 328,000 | $ 109,000 | $ 113,000 |
| Canyon County Idaho | 3 | $ 371,000 | $ 123,000 | $ 79,000 |
| Marion County Indiana | 3 | $ 364,000 | $ 121,000 | $ 39,000 |
| Johnson County Iowa | 3 | $ 445,000 | $ 148,000 | $ 30,000 |
| Ascension County Louisiana | 3 | $ 421,000 | $ 140,000 | $ 0 |
| Jefferson County Louisiana | 3 | $ 308,000 | $ 102,000 | $ 0 |
| Livingston County Louisiana | 3 | $ 477,000 | $ 159,000 | $ 25,000 |
| Baltimore City County Maryland | 3 | $ 157,000 | $ 52,000 | $ 70,000 |
| Kent County Michigan | 3 | $ 297,000 | $ 99,000 | $ 9,000 |
| Hickory County Missouri | 3 | $ 249,000 | $ 83,000 | $ 36,000 |
| Saline County Missouri | 3 | $ 329,000 | $ 109,000 | $ 74,000 |
| Nye County Nevada | 3 | $ 405,000 | $ 135,000 | $ 92,000 |
| Mercer County New Jersey | 3 | $ 321,000 | $ 107,000 | $ 133,000 |
| Randolph County North Carolina | 3 | $ 237,000 | $ 79,000 | $ 27,000 |
| Wake County North Carolina | 3 | $ 304,000 | $ 101,000 | $ 101,000 |
| Douglas County Oregon | 3 | $ 622,000 | $ 207,000 | $ 72,000 |
| Comal County Texas | 3 | $ 321,000 | $ 107,000 | $ 28,000 |
| Ellis County Texas | 3 | $ 246,000 | $ 82,000 | $ 76,000 |
| Llano County Texas | 3 | $ 303,000 | $ 101,000 | $ 15,000 |
| Alexandria County Virginia | 3 | $ 693,000 | $ 231,000 | $ 66,000 |
| Caroline County Virginia | 3 | $ 672,000 | $ 224,000 | $ 48,000 |
| Spotsylvania County Virginia | 3 | $ 1,192,000 | $ 397,000 | $ 117,000 |
| Kittitas County Washington | 3 | $ 376,000 | $ 125,000 | $ 12,000 |
| Lafayette County Wisconsin | 3 | $ 279,000 | $ 93,000 | $ 21,000 |
| Rusk County Wisconsin | 3 | $ 182,000 | $ 60,000 | $ 75,000 |
| Winnebago County Wisconsin | 3 | $ 275,000 | $ 91,000 | $ 29,000 |
| Logan County Arkansas | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Lonoke County Arkansas | 2 | $ 321,000 | $ 160,000 | $ 92,000 |
| Placer County California | 2 | $ 315,000 | $ 157,000 | $ 162,000 |
| San Luis Obispo County California | 2 | $ 487,000 | $ 243,000 | $ 119,000 |
| Douglas County Colorado | 2 | $ 558,000 | $ 279,000 | $ 106,000 |
| Mesa County Colorado | 2 | $ 65,000 | $ 32,000 | $ 120,000 |
| Hartford County Connecticut | 2 | $ 377,000 | $ 188,000 | $ 15,000 |
| New Haven County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 37,000 |
| Charlotte County Florida | 2 | $ 485,000 | $ 242,000 | $ 0 |
| Citrus County Florida | 2 | $ 178,000 | $ 89,000 | $ 60,000 |
| Palm Beach County Florida | 2 | $ 528,000 | $ 264,000 | $ 138,000 |
| Seminole County Florida | 2 | $ 297,000 | $ 148,000 | $ 12,000 |
| St. Lucie County Florida | 2 | $ 198,000 | $ 99,000 | $ 47,000 |
| Carroll County Georgia | 2 | $ 155,000 | $ 77,000 | $ 126,000 |
| Forsyth County Georgia | 2 | $ 270,000 | $ 135,000 | $ 38,000 |
| Lamar County Georgia | 2 | $ 152,000 | $ 76,000 | $ 108,000 |
| Newton County Georgia | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Putnam County Georgia | 2 | $ 157,000 | $ 78,000 | $ 30,000 |
| Rockdale County Georgia | 2 | $ 150,000 | $ 75,000 | $ 144,000 |
| Hawaii County Hawaii | 2 | $ 215,000 | $ 107,000 | $ 87,000 |
| Gem County Idaho | 2 | $ 351,000 | $ 175,000 | $ 0 |
| Twin Falls County Idaho | 2 | $ 130,000 | $ 65,000 | $ 186,000 |
| Putnam County Illinois | 2 | $ 199,000 | $ 99,000 | $ 75,000 |
| Pottawattamie County Iowa | 2 | $ 200,000 | $ 100,000 | $ 19,000 |
| Harvey County Kansas | 2 | $ 271,000 | $ 135,000 | $ 75,000 |
| Wyandotte County Kansas | 2 | $ 87,000 | $ 43,000 | $ 96,000 |
| Scott County Kentucky | 2 | $ 211,000 | $ 105,000 | $ 0 |
| Allegany County Maryland | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Anne Arundel County Maryland | 2 | $ 285,000 | $ 142,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 316,000 | $ 158,000 | $ 53,000 |
| Middlesex County Massachusetts | 2 | $ 299,000 | $ 149,000 | $ 83,000 |
| Oakland County Michigan | 2 | $ 204,000 | $ 102,000 | $ 204,000 |
| Anoka County Minnesota | 2 | $ 850,000 | $ 425,000 | $ 275,000 |
| Hennepin County Minnesota | 2 | $ 497,000 | $ 248,000 | $ 90,000 |
| Le Sueur County Minnesota | 2 | $ 467,000 | $ 233,000 | $ 624,000 |
| Wabasha County Minnesota | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Andrew County Missouri | 2 | $ 142,000 | $ 71,000 | $ 189,000 |
| Benton County Missouri | 2 | $ 252,000 | $ 126,000 | $ 67,000 |
| Christian County Missouri | 2 | $ 175,000 | $ 87,000 | $ 75,000 |
| Dallas County Missouri | 2 | $ 265,000 | $ 132,000 | $ 55,000 |
| Washoe County Nevada | 2 | $ 486,000 | $ 243,000 | $ 76,000 |
| Cumberland County New Jersey | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Essex County New Jersey | 2 | $ 242,000 | $ 121,000 | $ 182,000 |
| Monmouth County New Jersey | 2 | $ 625,000 | $ 312,000 | $ 84,000 |
| Ocean County New Jersey | 2 | $ 582,000 | $ 291,000 | $ 33,000 |
| Bronx County New York | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Cayuga County New York | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Dutchess County New York | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Ontario County New York | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| Orange County New York | 2 | $ 330,000 | $ 165,000 | $ 26,000 |
| Cleveland County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 26,000 |
| Iredell County North Carolina | 2 | $ 157,000 | $ 78,000 | $ 60,000 |
| Moore County North Carolina | 2 | $ 725,000 | $ 362,000 | $ 390,000 |
| Watauga County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Licking County Ohio | 2 | $ 299,000 | $ 149,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 343,000 | $ 171,000 | $ 31,000 |
| Muskingum County Ohio | 2 | $ 369,000 | $ 184,000 | $ 0 |
| McIntosh County Oklahoma | 2 | $ 129,000 | $ 64,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 423,000 | $ 211,000 | $ 211,000 |
| Josephine County Oregon | 2 | $ 214,000 | $ 107,000 | $ 102,000 |
| Klamath County Oregon | 2 | $ 221,000 | $ 110,000 | $ 35,000 |
| Lane County Oregon | 2 | $ 187,000 | $ 93,000 | $ 99,000 |
| Linn County Oregon | 2 | $ 143,000 | $ 71,000 | $ 102,000 |
| Marion County Oregon | 2 | $ 125,000 | $ 62,000 | $ 153,000 |
| Luzerne County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 2 | $ 396,000 | $ 198,000 | $ 120,000 |
| Dorchester County South Carolina | 2 | $ 99,000 | $ 49,000 | $ 98,000 |
| Hamilton County Tennessee | 2 | $ 209,000 | $ 104,000 | $ 69,000 |
| Sumner County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 20,000 |
| Cooke County Texas | 2 | $ 123,000 | $ 61,000 | $ 26,000 |
| Gregg County Texas | 2 | $ 138,000 | $ 69,000 | $ 31,000 |
| Midland County Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Taylor County Texas | 2 | $ 129,000 | $ 64,000 | $ 98,000 |
| Iron County Utah | 2 | $ 255,000 | $ 127,000 | $ 594,000 |
| Uintah County Utah | 2 | $ 237,000 | $ 118,000 | $ 240,000 |
| Arlington County Virginia | 2 | $ 426,000 | $ 213,000 | $ 216,000 |
| Charles City County Virginia | 2 | $ 411,000 | $ 205,000 | $ 0 |
| Frederick County Virginia | 2 | $ 527,000 | $ 263,000 | $ 192,000 |
| Hanover County Virginia | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Loudoun County Virginia | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Newport News County Virginia | 2 | $ 363,000 | $ 181,000 | $ 55,000 |
| Powhatan County Virginia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Prince George County Virginia | 2 | $ 221,000 | $ 110,000 | $ 93,000 |
| Virginia Beach County Virginia | 2 | $ 1,054,000 | $ 527,000 | $ 0 |
| Stevens County Washington | 2 | $ 197,000 | $ 98,000 | $ 14,000 |
| Thurston County Washington | 2 | $ 220,000 | $ 110,000 | $ 79,000 |
| Columbia County Wisconsin | 2 | $ 228,000 | $ 114,000 | $ 49,000 |
| Dodge County Wisconsin | 2 | $ 279,000 | $ 139,000 | $ 30,000 |
| Dunn County Wisconsin | 2 | $ 187,000 | $ 93,000 | $ 0 |
| Green County Wisconsin | 2 | $ 209,000 | $ 104,000 | $ 57,000 |
| Oneida County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Ozaukee County Wisconsin | 2 | $ 455,000 | $ 227,000 | $ 0 |
| Autauga County Alabama | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Madison County Alabama | 1 | $ 92,000 | $ 92,000 | $ 149,000 |
| Talladega County Alabama | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Tuscaloosa County Alabama | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Anchorage County Alaska | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 128,000 | $ 128,000 | $ 19,000 |
| Cleburne County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Craighead County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Grant County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Lawrence County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 64,000 |
| Madison County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Sharp County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| White County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 90,000 |
| Calaveras County California | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Fresno County California | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Merced County California | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Monterey County California | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Shasta County California | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Solano County California | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Tulare County California | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Broomfield County Colorado | 1 | $ 128,000 | $ 128,000 | $ 158,000 |
| Park County Colorado | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Rio Grande County Colorado | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Summit County Colorado | 1 | $ 279,000 | $ 279,000 | $ 114,000 |
| Weld County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| New Castle County Delaware | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Bradford County Florida | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Lake County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Marion County Florida | 1 | $ 312,000 | $ 312,000 | $ 126,000 |
| Okaloosa County Florida | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Clarke County Georgia | 1 | $ 129,000 | $ 129,000 | $ 31,000 |
| Columbia County Georgia | 1 | $ 296,000 | $ 296,000 | $ 120,000 |
| Hart County Georgia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Paulding County Georgia | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Polk County Georgia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 708,000 | $ 708,000 | $ 195,000 |
| Maui County Hawaii | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Payette County Idaho | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Carroll County Illinois | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Jo Daviess County Illinois | 1 | $ 49,000 | $ 49,000 | $ 61,000 |
| Kankakee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Marshall County Illinois | 1 | $ 61,000 | $ 61,000 | $ 58,000 |
| Ogle County Illinois | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| St. Clair County Illinois | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Johnson County Indiana | 1 | $ 99,000 | $ 99,000 | $ 27,000 |
| Delaware County Iowa | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Jones County Iowa | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Montgomery County Iowa | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Scott County Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 199,000 | $ 199,000 | $ 0 |
| McPherson County Kansas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Reno County Kansas | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Jefferson County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Iberville County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Baltimore County Maryland | 1 | $ 233,000 | $ 233,000 | $ 94,000 |
| Charles County Maryland | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Frederick County Maryland | 1 | $ 222,000 | $ 222,000 | $ 120,000 |
| Berkshire County Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Livingston County Michigan | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Macomb County Michigan | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Mecosta County Michigan | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 188,000 | $ 188,000 | $ 39,000 |
| Saginaw County Michigan | 1 | $ 173,000 | $ 173,000 | $ 82,000 |
| Houston County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 300,000 |
| St. Louis County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| Madison County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Boone County Missouri | 1 | $ 292,000 | $ 292,000 | $ 144,000 |
| Callaway County Missouri | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Cass County Missouri | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Crawford County Missouri | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Franklin County Missouri | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Johnson County Missouri | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
| Livingston County Missouri | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Montgomery County Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oregon County Missouri | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Pulaski County Missouri | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Stone County Missouri | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Otoe County Nebraska | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Atlantic County New Jersey | 1 | $ 114,000 | $ 114,000 | $ 123,000 |
| Union County New Jersey | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Broome County New York | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| New York County New York | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Oswego County New York | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Rensselaer County New York | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Schenectady County New York | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Sullivan County New York | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Westchester County New York | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Chatham County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| Davidson County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 94,000 |
| Forsyth County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| McDowell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Stanly County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Butler County Ohio | 1 | $ 252,000 | $ 252,000 | $ 90,000 |
| Coshocton County Ohio | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Greene County Ohio | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Medina County Ohio | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Latimer County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Hood River County Oregon | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Jefferson County Oregon | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Lake County Oregon | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Dauphin County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Dyer County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Knox County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 97,000 |
| Lauderdale County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Williamson County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
| Austin County Texas | 1 | $ 314,000 | $ 314,000 | $ 114,000 |
| Brewster County Texas | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Colorado County Texas | 1 | $ 66,000 | $ 66,000 | $ 72,000 |
| Fannin County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Grayson County Texas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Marion County Texas | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Rockwall County Texas | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Summit County Utah | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Tooele County Utah | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 437,000 | $ 437,000 | $ 97,000 |
| Colonial Heights County Virginia | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Fairfax City County Virginia | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Orange County Virginia | 1 | $ 207,000 | $ 207,000 | $ 61,000 |
| Portsmouth County Virginia | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Stafford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Asotin County Washington | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Clark County Washington | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Skagit County Washington | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Taylor County West Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Chippewa County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Door County Wisconsin | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Green Lake County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Jackson County Wisconsin | 1 | $ 407,000 | $ 407,000 | $ 500,000 |
| Lincoln County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Laramie County Wyoming | 1 | $ 80,000 | $ 80,000 | $ 0 |
Mortgage Loan Application Detail Totals for Platinum Community Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,245 | $343,419,000 | $152,000 | $974,000 | $75,000 | $1,500,000 |
| Refinancing | 737 | $158,095,000 | $214,000 | $1,523,000 | $69,000 | $1,145,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,704 | $278,386,000 | $163,000 | $1,523,000 | $84,000 | $1,500,000 |
| Hispanic | 755 | $132,309,000 | $175,000 | $1,000,000 | $46,000 | $613,000 |
| Black or African American | 230 | $32,532,000 | $141,000 | $750,000 | $81,000 | $500,000 |
| Not Provided | 164 | $31,170,000 | $190,000 | $849,000 | $80,000 | $480,000 |
| Asian | 102 | $21,339,000 | $209,000 | $618,000 | $71,000 | $1,145,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $4,627,000 | $220,000 | $560,000 | $68,000 | $192,000 |
| American Indian or Alaskan Native | 6 | $1,151,000 | $191,000 | $383,000 | $31,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,789 | $476,321,000 | $170,000 | $1,523,000 | $74,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 159 | $19,678,000 | $123,000 | $328,000 | $57,000 | $137,000 |
| VA-guaranteed (Veterans Administration) | 34 | $5,515,000 | $162,000 | $330,000 | $62,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,381 | $373,650,000 | $156,000 | $975,000 | $71,000 | $1,500,000 |
| Loan Originated | 447 | $89,545,000 | $200,000 | $1,523,000 | $86,000 | $624,000 |
| Application Denied By Financial Institution | 76 | $16,545,000 | $217,000 | $928,000 | $65,000 | $360,000 |
| Application Approved But Not Accepted | 65 | $20,180,000 | $310,000 | $1,025,000 | $100,000 | $1,145,000 |
| Application Withdrawn By Applicant | 13 | $1,594,000 | $122,000 | $486,000 | $51,000 | $135,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20 | $3,427,000 | $171,000 | $696,000 | $64,000 | $158,000 |
| Other | 18 | $4,053,000 | $225,000 | $750,000 | $41,000 | $149,000 |
| Collateral | 15 | $3,592,000 | $239,000 | $638,000 | $83,000 | $360,000 |
| Credit History | 12 | $2,640,000 | $220,000 | $812,000 | $61,000 | $280,000 |
| Unverifiable Information | 4 | $1,990,000 | $497,000 | $928,000 | $146,000 | $293,000 |
| Credit Application Incomplete | 4 | $596,000 | $149,000 | $372,000 | $66,000 | $98,000 |
| Employment History | 2 | $197,000 | $98,000 | $166,000 | $54,000 | $55,000 |
| Mortgage Insurance Denied | 1 | $50,000 | $50,000 | $50,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Community Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.