Platinum Community Bank Mortgage Lending & HMDA Data, 2006
In 2006, Platinum Community Bank of Rolling Meadows, IL reported 2,982 mortgage applications totaling $501.5 million, up 13% from 2005. The average application was for $168,180, and applicants reported an average income of $73,517. 15% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (252), Atlanta-Sandy Springs-Marietta, GA (185) and Milwaukee-Waukesha-West Allis, WI (124) (applications in parentheses).
| Mortgage Company & Address | Platinum Community Bank 2915 Kirchoff Rd Rolling Meadows, IL 60008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,982 |
| Total Mortgage Loan Application Amount | $501,514,000 |
| Average Mortgage Loan Application Amount | $168,180 |
| Highest Mortgage Loan Application Amount | $1,523,000 |
| Average Applicant Income | $73,517 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Platinum Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 103 | $ 21,371,000 | $ 207,485 | $ 54,000 |
| San Diego, California | 97 | $ 31,523,000 | $ 324,979 | $ 82,000 |
| Milwaukee, Wisconsin | 85 | $ 9,827,000 | $ 115,611 | $ 68,000 |
| Clark, Nevada | 78 | $ 15,851,000 | $ 203,217 | $ 96,000 |
| Winnebago, Illinois | 71 | $ 7,642,000 | $ 107,633 | $ 56,000 |
| Los Angeles, California | 63 | $ 18,935,000 | $ 300,555 | $ 73,000 |
| El Paso, Texas | 52 | $ 4,553,000 | $ 87,557 | $ 63,000 |
| Harris, Texas | 52 | $ 5,434,000 | $ 104,500 | $ 133,000 |
| Lake, Illinois | 51 | $ 9,539,000 | $ 187,039 | $ 49,000 |
| Dane, Wisconsin | 46 | $ 6,118,000 | $ 133,000 | $ 63,000 |
| Riverside, California | 40 | $ 11,615,000 | $ 290,375 | $ 73,000 |
| Kane, Illinois | 40 | $ 8,841,000 | $ 221,025 | $ 56,000 |
| Douglas, Nebraska | 40 | $ 5,121,000 | $ 128,025 | $ 51,000 |
| Gwinnett, Georgia | 37 | $ 4,640,000 | $ 125,405 | $ 66,000 |
| San Bernardino, California | 36 | $ 6,794,000 | $ 188,722 | $ 103,000 |
| Fulton, Georgia | 34 | $ 4,065,000 | $ 119,558 | $ 77,000 |
| McHenry, Illinois | 33 | $ 6,016,000 | $ 182,303 | $ 41,000 |
| Pulaski, Arkansas | 32 | $ 5,719,000 | $ 178,718 | $ 69,000 |
| Travis, Texas | 31 | $ 5,298,000 | $ 170,903 | $ 73,000 |
| Benton, Arkansas | 30 | $ 4,700,000 | $ 156,666 | $ 40,000 |
| Will, Illinois | 30 | $ 6,773,000 | $ 225,766 | $ 53,000 |
| Tarrant, Texas | 30 | $ 2,252,000 | $ 75,066 | $ 129,000 |
| Polk, Missouri | 29 | $ 3,023,000 | $ 104,241 | $ 75,000 |
| Waukesha, Wisconsin | 28 | $ 6,972,000 | $ 249,000 | $ 59,000 |
| DeKalb, Georgia | 25 | $ 2,708,000 | $ 108,320 | $ 140,000 |
| Washington, Arkansas | 24 | $ 4,175,000 | $ 173,958 | $ 27,000 |
| Fort Bend, Texas | 24 | $ 2,332,000 | $ 97,166 | $ 157,000 |
| Utah, Utah | 24 | $ 2,695,000 | $ 112,291 | $ 101,000 |
| Boone, Illinois | 22 | $ 3,884,000 | $ 176,545 | $ 36,000 |
| Kendall, Illinois | 22 | $ 4,226,000 | $ 192,090 | $ 39,000 |
| Dallas, Texas | 22 | $ 2,617,000 | $ 118,954 | $ 64,000 |
| Orange, California | 21 | $ 9,425,000 | $ 448,809 | $ 94,000 |
| Suffolk, New York | 20 | $ 5,913,000 | $ 295,650 | $ 63,000 |
| Williamson, Texas | 20 | $ 2,900,000 | $ 145,000 | $ 18,000 |
| King, Washington | 20 | $ 4,012,000 | $ 200,600 | $ 103,000 |
| Cobb, Georgia | 19 | $ 2,389,000 | $ 125,736 | $ 53,000 |
| Davis, Utah | 19 | $ 1,949,000 | $ 102,578 | $ 79,000 |
| Chatham, Georgia | 17 | $ 1,681,000 | $ 98,882 | $ 70,000 |
| Pierce, Washington | 17 | $ 2,094,000 | $ 123,176 | $ 111,000 |
| Hillsborough, Florida | 16 | $ 1,742,000 | $ 108,875 | $ 19,000 |
| Clayton, Georgia | 16 | $ 1,385,000 | $ 86,562 | $ 66,000 |
| DuPage, Illinois | 16 | $ 2,854,000 | $ 178,375 | $ 48,000 |
| Greene, Missouri | 16 | $ 2,068,000 | $ 129,250 | $ 49,000 |
| Collin, Texas | 16 | $ 1,204,000 | $ 75,250 | $ 154,000 |
| Marathon, Wisconsin | 16 | $ 2,243,000 | $ 140,187 | $ 28,000 |
| Lee, Florida | 15 | $ 3,375,000 | $ 225,000 | $ 124,000 |
| Mecklenburg, North Carolina | 15 | $ 1,398,000 | $ 93,200 | $ 105,000 |
| Tulsa, Oklahoma | 15 | $ 1,181,000 | $ 78,733 | $ 48,000 |
| Maricopa, Arizona | 14 | $ 3,753,000 | $ 268,071 | $ 108,000 |
| Rock, Wisconsin | 14 | $ 1,517,000 | $ 108,357 | $ 22,000 |
| Linn, Iowa | 13 | $ 1,091,000 | $ 83,923 | $ 68,000 |
| Walworth, Wisconsin | 13 | $ 2,135,000 | $ 164,230 | $ 41,000 |
| El Paso, Colorado | 12 | $ 1,503,000 | $ 125,250 | $ 76,000 |
| Miami-Dade, Florida | 12 | $ 2,268,000 | $ 189,000 | $ 22,000 |
| Orange, Florida | 12 | $ 2,161,000 | $ 180,083 | $ 25,000 |
| Henry, Georgia | 12 | $ 1,336,000 | $ 111,333 | $ 83,000 |
| Johnson, Kansas | 12 | $ 2,264,000 | $ 188,666 | $ 50,000 |
| Henrico, Virginia | 12 | $ 929,000 | $ 77,416 | $ 54,000 |
| Prince William, Virginia | 12 | $ 3,699,000 | $ 308,250 | $ 113,000 |
| Broward, Florida | 11 | $ 1,892,000 | $ 172,000 | $ 65,000 |
| Lee, Illinois | 11 | $ 1,302,000 | $ 118,363 | $ 66,000 |
| Oklahoma, Oklahoma | 11 | $ 1,040,000 | $ 94,545 | $ 35,000 |
| Sauk, Wisconsin | 11 | $ 1,256,000 | $ 114,181 | $ 49,000 |
| Sacramento, California | 10 | $ 3,295,000 | $ 329,500 | $ 150,000 |
| Pinellas, Florida | 10 | $ 2,306,000 | $ 230,600 | $ 39,000 |
| Stephenson, Illinois | 10 | $ 703,000 | $ 70,300 | $ 42,000 |
| Onondaga, New York | 10 | $ 1,120,000 | $ 112,000 | $ 36,000 |
| Snohomish, Washington | 10 | $ 1,209,000 | $ 120,900 | $ 165,000 |
| Coweta, Georgia | 9 | $ 784,000 | $ 87,111 | $ 3,000 |
| DeKalb, Illinois | 9 | $ 2,031,000 | $ 225,666 | $ 53,000 |
| Rock Island, Illinois | 9 | $ 472,000 | $ 52,444 | $ 134,000 |
| St. Louis City, Missouri | 9 | $ 762,000 | $ 84,666 | $ 32,000 |
| Queens, New York | 9 | $ 3,215,000 | $ 357,222 | $ 97,000 |
| Franklin, Ohio | 9 | $ 674,000 | $ 74,888 | $ 43,000 |
| Brazoria, Texas | 9 | $ 1,314,000 | $ 146,000 | $ 110,000 |
| Chesterfield, Virginia | 9 | $ 1,301,000 | $ 144,555 | $ 53,000 |
| Fairfax, Virginia | 9 | $ 3,535,000 | $ 392,777 | $ 12,000 |
| Racine, Wisconsin | 9 | $ 993,000 | $ 110,333 | $ 32,000 |
| Washington, Wisconsin | 9 | $ 1,157,000 | $ 128,555 | $ 28,000 |
| Santa Cruz, California | 8 | $ 2,028,000 | $ 253,500 | $ 52,000 |
| Boulder, Colorado | 8 | $ 2,066,000 | $ 258,250 | $ 45,000 |
| Garfield, Colorado | 8 | $ 1,988,000 | $ 248,500 | $ 41,000 |
| Jefferson, Colorado | 8 | $ 1,242,000 | $ 155,250 | $ 55,000 |
| Brevard, Florida | 8 | $ 1,272,000 | $ 159,000 | $ 60,000 |
| Clay, Missouri | 8 | $ 1,625,000 | $ 203,125 | $ 45,000 |
| St. Louis, Missouri | 8 | $ 1,979,000 | $ 247,375 | $ 70,000 |
| Hudson, New Jersey | 8 | $ 3,223,000 | $ 402,875 | $ 121,000 |
| Rutherford, Tennessee | 8 | $ 1,421,000 | $ 177,625 | $ 83,000 |
| Washington, Utah | 8 | $ 1,541,000 | $ 192,625 | $ 149,000 |
| Eau Claire, Wisconsin | 8 | $ 1,137,000 | $ 142,125 | $ 61,000 |
| Jefferson, Wisconsin | 8 | $ 1,030,000 | $ 128,750 | $ 75,000 |
| Johnson, Arkansas | 7 | $ 1,156,000 | $ 165,142 | $ 48,000 |
| Sarasota, Florida | 7 | $ 1,425,000 | $ 203,571 | $ 22,000 |
| Douglas, Georgia | 7 | $ 887,000 | $ 126,714 | $ 88,000 |
| Washington, Minnesota | 7 | $ 1,016,000 | $ 145,142 | $ 699,000 |
| Beaufort, South Carolina | 7 | $ 2,892,000 | $ 413,142 | $ 0 |
| Bedford, Tennessee | 7 | $ 683,000 | $ 97,571 | $ 70,000 |
| Bexar, Texas | 7 | $ 966,000 | $ 138,000 | $ 38,000 |
| Denton, Texas | 7 | $ 708,000 | $ 101,142 | $ 102,000 |
| Galveston, Texas | 7 | $ 586,000 | $ 83,714 | $ 144,000 |
| Kenosha, Wisconsin | 7 | $ 916,000 | $ 130,857 | $ 39,000 |
| Pima, Arizona | 6 | $ 772,000 | $ 128,666 | $ 76,000 |
| Imperial, California | 6 | $ 1,054,000 | $ 175,666 | $ 285,000 |
| Ventura, California | 6 | $ 2,615,000 | $ 435,833 | $ 100,000 |
| Larimer, Colorado | 6 | $ 995,000 | $ 165,833 | $ 110,000 |
| Duval, Florida | 6 | $ 757,000 | $ 126,166 | $ 59,000 |
| Osceola, Florida | 6 | $ 1,427,000 | $ 237,833 | $ 0 |
| Pasco, Florida | 6 | $ 855,000 | $ 142,500 | $ 14,000 |
| Bryan, Georgia | 6 | $ 618,000 | $ 103,000 | $ 68,000 |
| Cherokee, Georgia | 6 | $ 1,007,000 | $ 167,833 | $ 66,000 |
| Bannock, Idaho | 6 | $ 863,000 | $ 143,833 | $ 1,500,000 |
| LaSalle, Illinois | 6 | $ 631,000 | $ 105,166 | $ 51,000 |
| Jackson, Missouri | 6 | $ 1,291,000 | $ 215,166 | $ 39,000 |
| Jasper, Missouri | 6 | $ 600,000 | $ 100,000 | $ 27,000 |
| Jefferson, Missouri | 6 | $ 868,000 | $ 144,666 | $ 54,000 |
| St. Charles, Missouri | 6 | $ 798,000 | $ 133,000 | $ 71,000 |
| Bergen, New Jersey | 6 | $ 2,743,000 | $ 457,166 | $ 64,000 |
| Monroe, New York | 6 | $ 755,000 | $ 125,833 | $ 29,000 |
| Nassau, New York | 6 | $ 1,426,000 | $ 237,666 | $ 89,000 |
| Deschutes, Oregon | 6 | $ 1,080,000 | $ 180,000 | $ 46,000 |
| Multnomah, Oregon | 6 | $ 467,000 | $ 77,833 | $ 184,000 |
| Weber, Utah | 6 | $ 398,000 | $ 66,333 | $ 123,000 |
| Richmond City, Virginia | 6 | $ 986,000 | $ 164,333 | $ 111,000 |
| Spokane, Washington | 6 | $ 500,000 | $ 83,333 | $ 118,000 |
| Outagamie, Wisconsin | 6 | $ 729,000 | $ 121,500 | $ 28,000 |
| Sheboygan, Wisconsin | 6 | $ 546,000 | $ 91,000 | $ 50,000 |
| Pinal, Arizona | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Kern, California | 5 | $ 693,000 | $ 138,600 | $ 110,000 |
| Stanislaus, California | 5 | $ 1,123,000 | $ 224,600 | $ 31,000 |
| Denver, Colorado | 5 | $ 582,000 | $ 116,400 | $ 56,000 |
| Polk, Florida | 5 | $ 1,015,000 | $ 203,000 | $ 17,000 |
| Whiteside, Illinois | 5 | $ 443,000 | $ 88,600 | $ 52,000 |
| Lake, Indiana | 5 | $ 338,000 | $ 67,600 | $ 35,000 |
| Howell, Missouri | 5 | $ 626,000 | $ 125,200 | $ 60,000 |
| Gloucester, New Jersey | 5 | $ 868,000 | $ 173,600 | $ 0 |
| Somerset, New Jersey | 5 | $ 1,073,000 | $ 214,600 | $ 76,000 |
| Guilford, North Carolina | 5 | $ 372,000 | $ 74,400 | $ 213,000 |
| Union, North Carolina | 5 | $ 900,000 | $ 180,000 | $ 64,000 |
| Davidson, Tennessee | 5 | $ 620,000 | $ 124,000 | $ 12,000 |
| Shelby, Tennessee | 5 | $ 830,000 | $ 166,000 | $ 257,000 |
| Wilson, Tennessee | 5 | $ 808,000 | $ 161,600 | $ 0 |
| Burnet, Texas | 5 | $ 676,000 | $ 135,200 | $ 19,000 |
| Salt Lake, Utah | 5 | $ 529,000 | $ 105,800 | $ 83,000 |
| Franklin, Washington | 5 | $ 504,000 | $ 100,800 | $ 42,000 |
| Kitsap, Washington | 5 | $ 783,000 | $ 156,600 | $ 110,000 |
| Arapahoe, Colorado | 4 | $ 462,000 | $ 115,500 | $ 64,000 |
| District of Columbia, District Of Columbia | 4 | $ 686,000 | $ 171,500 | $ 167,000 |
| Volusia, Florida | 4 | $ 647,000 | $ 161,750 | $ 0 |
| Barrow, Georgia | 4 | $ 391,000 | $ 97,750 | $ 51,000 |
| Jackson, Georgia | 4 | $ 1,108,000 | $ 277,000 | $ 36,000 |
| Kootenai, Idaho | 4 | $ 650,000 | $ 162,500 | $ 58,000 |
| Bureau, Illinois | 4 | $ 440,000 | $ 110,000 | $ 77,000 |
| East Baton Rouge, Louisiana | 4 | $ 575,000 | $ 143,750 | $ 64,000 |
| Prince George's, Maryland | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Wayne, Michigan | 4 | $ 446,000 | $ 111,500 | $ 52,000 |
| Scott, Minnesota | 4 | $ 779,000 | $ 194,750 | $ 312,000 |
| Newton, Missouri | 4 | $ 734,000 | $ 183,500 | $ 0 |
| Platte, Missouri | 4 | $ 920,000 | $ 230,000 | $ 16,000 |
| Sarpy, Nebraska | 4 | $ 358,000 | $ 89,500 | $ 7,000 |
| Middlesex, New Jersey | 4 | $ 955,000 | $ 238,750 | $ 95,000 |
| Morris, New Jersey | 4 | $ 1,085,000 | $ 271,250 | $ 29,000 |
| Passaic, New Jersey | 4 | $ 1,005,000 | $ 251,250 | $ 97,000 |
| Kings, New York | 4 | $ 1,218,000 | $ 304,500 | $ 19,000 |
| Gaston, North Carolina | 4 | $ 200,000 | $ 50,000 | $ 120,000 |
| Cuyahoga, Ohio | 4 | $ 500,000 | $ 125,000 | $ 41,000 |
| Canadian, Oklahoma | 4 | $ 446,000 | $ 111,500 | $ 0 |
| Coos, Oregon | 4 | $ 608,000 | $ 152,000 | $ 47,000 |
| Washington, Oregon | 4 | $ 626,000 | $ 156,500 | $ 82,000 |
| Lehigh, Pennsylvania | 4 | $ 206,000 | $ 51,500 | $ 107,000 |
| Berkeley, South Carolina | 4 | $ 321,000 | $ 80,250 | $ 180,000 |
| Hays, Texas | 4 | $ 546,000 | $ 136,500 | $ 0 |
| Kendall, Texas | 4 | $ 631,000 | $ 157,750 | $ 46,000 |
| Lubbock, Texas | 4 | $ 353,000 | $ 88,250 | $ 106,000 |
| Montgomery, Texas | 4 | $ 600,000 | $ 150,000 | $ 38,000 |
| Harrisonburg, Virginia | 4 | $ 276,000 | $ 69,000 | $ 86,000 |
| Norfolk, Virginia | 4 | $ 482,000 | $ 120,500 | $ 56,000 |
| Grays Harbor, Washington | 4 | $ 289,000 | $ 72,250 | $ 81,000 |
| Raleigh, West Virginia | 4 | $ 216,000 | $ 54,000 | $ 156,000 |
| Crawford, Arkansas | 3 | $ 481,000 | $ 160,333 | $ 0 |
| Crittenden, Arkansas | 3 | $ 200,000 | $ 66,666 | $ 0 |
| Faulkner, Arkansas | 3 | $ 283,000 | $ 94,333 | $ 74,000 |
| Pope, Arkansas | 3 | $ 340,000 | $ 113,333 | $ 50,000 |
| Saline, Arkansas | 3 | $ 456,000 | $ 152,000 | $ 67,000 |
| Sebastian, Arkansas | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Contra Costa, California | 3 | $ 975,000 | $ 325,000 | $ 45,000 |
| El Dorado, California | 3 | $ 710,000 | $ 236,666 | $ 44,000 |
| Humboldt, California | 3 | $ 838,000 | $ 279,333 | $ 92,000 |
| San Joaquin, California | 3 | $ 973,000 | $ 324,333 | $ 0 |
| Sonoma, California | 3 | $ 950,000 | $ 316,666 | $ 168,000 |
| Adams, Colorado | 3 | $ 659,000 | $ 219,666 | $ 26,000 |
| Eagle, Colorado | 3 | $ 686,000 | $ 228,666 | $ 53,000 |
| Manatee, Florida | 3 | $ 754,000 | $ 251,333 | $ 32,000 |
| Fayette, Georgia | 3 | $ 316,000 | $ 105,333 | $ 67,000 |
| Hall, Georgia | 3 | $ 272,000 | $ 90,666 | $ 55,000 |
| Spalding, Georgia | 3 | $ 359,000 | $ 119,666 | $ 15,000 |
| Ada, Idaho | 3 | $ 328,000 | $ 109,333 | $ 113,000 |
| Canyon, Idaho | 3 | $ 371,000 | $ 123,666 | $ 79,000 |
| Marion, Indiana | 3 | $ 364,000 | $ 121,333 | $ 39,000 |
| Johnson, Iowa | 3 | $ 445,000 | $ 148,333 | $ 30,000 |
| Ascension, Louisiana | 3 | $ 421,000 | $ 140,333 | $ 0 |
| Jefferson, Louisiana | 3 | $ 308,000 | $ 102,666 | $ 0 |
| Livingston, Louisiana | 3 | $ 477,000 | $ 159,000 | $ 25,000 |
| Baltimore City, Maryland | 3 | $ 157,000 | $ 52,333 | $ 70,000 |
| Kent, Michigan | 3 | $ 297,000 | $ 99,000 | $ 9,000 |
| Hickory, Missouri | 3 | $ 249,000 | $ 83,000 | $ 36,000 |
| Saline, Missouri | 3 | $ 329,000 | $ 109,666 | $ 74,000 |
| Nye, Nevada | 3 | $ 405,000 | $ 135,000 | $ 92,000 |
| Mercer, New Jersey | 3 | $ 321,000 | $ 107,000 | $ 133,000 |
| Randolph, North Carolina | 3 | $ 237,000 | $ 79,000 | $ 27,000 |
| Wake, North Carolina | 3 | $ 304,000 | $ 101,333 | $ 101,000 |
| Douglas, Oregon | 3 | $ 622,000 | $ 207,333 | $ 72,000 |
| Comal, Texas | 3 | $ 321,000 | $ 107,000 | $ 28,000 |
| Ellis, Texas | 3 | $ 246,000 | $ 82,000 | $ 76,000 |
| Llano, Texas | 3 | $ 303,000 | $ 101,000 | $ 15,000 |
| Alexandria, Virginia | 3 | $ 693,000 | $ 231,000 | $ 66,000 |
| Caroline, Virginia | 3 | $ 672,000 | $ 224,000 | $ 48,000 |
| Spotsylvania, Virginia | 3 | $ 1,192,000 | $ 397,333 | $ 117,000 |
| Kittitas, Washington | 3 | $ 376,000 | $ 125,333 | $ 12,000 |
| Lafayette, Wisconsin | 3 | $ 279,000 | $ 93,000 | $ 21,000 |
| Rusk, Wisconsin | 3 | $ 182,000 | $ 60,666 | $ 75,000 |
| Winnebago, Wisconsin | 3 | $ 275,000 | $ 91,666 | $ 29,000 |
| Logan, Arkansas | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Lonoke, Arkansas | 2 | $ 321,000 | $ 160,500 | $ 92,000 |
| Placer, California | 2 | $ 315,000 | $ 157,500 | $ 162,000 |
| San Luis Obispo, California | 2 | $ 487,000 | $ 243,500 | $ 119,000 |
| Douglas, Colorado | 2 | $ 558,000 | $ 279,000 | $ 106,000 |
| Mesa, Colorado | 2 | $ 65,000 | $ 32,500 | $ 120,000 |
| Hartford, Connecticut | 2 | $ 377,000 | $ 188,500 | $ 15,000 |
| New Haven, Connecticut | 2 | $ 500,000 | $ 250,000 | $ 37,000 |
| Charlotte, Florida | 2 | $ 485,000 | $ 242,500 | $ 0 |
| Citrus, Florida | 2 | $ 178,000 | $ 89,000 | $ 60,000 |
| Palm Beach, Florida | 2 | $ 528,000 | $ 264,000 | $ 138,000 |
| Seminole, Florida | 2 | $ 297,000 | $ 148,500 | $ 12,000 |
| St. Lucie, Florida | 2 | $ 198,000 | $ 99,000 | $ 47,000 |
| Carroll, Georgia | 2 | $ 155,000 | $ 77,500 | $ 126,000 |
| Forsyth, Georgia | 2 | $ 270,000 | $ 135,000 | $ 38,000 |
| Lamar, Georgia | 2 | $ 152,000 | $ 76,000 | $ 108,000 |
| Newton, Georgia | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Putnam, Georgia | 2 | $ 157,000 | $ 78,500 | $ 30,000 |
| Rockdale, Georgia | 2 | $ 150,000 | $ 75,000 | $ 144,000 |
| Hawaii, Hawaii | 2 | $ 215,000 | $ 107,500 | $ 87,000 |
| Gem, Idaho | 2 | $ 351,000 | $ 175,500 | $ 0 |
| Twin Falls, Idaho | 2 | $ 130,000 | $ 65,000 | $ 186,000 |
| Putnam, Illinois | 2 | $ 199,000 | $ 99,500 | $ 75,000 |
| Pottawattamie, Iowa | 2 | $ 200,000 | $ 100,000 | $ 19,000 |
| Harvey, Kansas | 2 | $ 271,000 | $ 135,500 | $ 75,000 |
| Wyandotte, Kansas | 2 | $ 87,000 | $ 43,500 | $ 96,000 |
| Scott, Kentucky | 2 | $ 211,000 | $ 105,500 | $ 0 |
| Allegany, Maryland | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Anne Arundel, Maryland | 2 | $ 285,000 | $ 142,500 | $ 0 |
| Montgomery, Maryland | 2 | $ 316,000 | $ 158,000 | $ 53,000 |
| Middlesex, Massachusetts | 2 | $ 299,000 | $ 149,500 | $ 83,000 |
| Oakland, Michigan | 2 | $ 204,000 | $ 102,000 | $ 204,000 |
| Anoka, Minnesota | 2 | $ 850,000 | $ 425,000 | $ 275,000 |
| Hennepin, Minnesota | 2 | $ 497,000 | $ 248,500 | $ 90,000 |
| Le Sueur, Minnesota | 2 | $ 467,000 | $ 233,500 | $ 624,000 |
| Wabasha, Minnesota | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Andrew, Missouri | 2 | $ 142,000 | $ 71,000 | $ 189,000 |
| Benton, Missouri | 2 | $ 252,000 | $ 126,000 | $ 67,000 |
| Christian, Missouri | 2 | $ 175,000 | $ 87,500 | $ 75,000 |
| Dallas, Missouri | 2 | $ 265,000 | $ 132,500 | $ 55,000 |
| Washoe, Nevada | 2 | $ 486,000 | $ 243,000 | $ 76,000 |
| Cumberland, New Jersey | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Essex, New Jersey | 2 | $ 242,000 | $ 121,000 | $ 182,000 |
| Monmouth, New Jersey | 2 | $ 625,000 | $ 312,500 | $ 84,000 |
| Ocean, New Jersey | 2 | $ 582,000 | $ 291,000 | $ 33,000 |
| Bronx, New York | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Cayuga, New York | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Dutchess, New York | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Ontario, New York | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| Orange, New York | 2 | $ 330,000 | $ 165,000 | $ 26,000 |
| Cleveland, North Carolina | 2 | $ 203,000 | $ 101,500 | $ 26,000 |
| Iredell, North Carolina | 2 | $ 157,000 | $ 78,500 | $ 60,000 |
| Moore, North Carolina | 2 | $ 725,000 | $ 362,500 | $ 390,000 |
| Watauga, North Carolina | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Licking, Ohio | 2 | $ 299,000 | $ 149,500 | $ 0 |
| Montgomery, Ohio | 2 | $ 343,000 | $ 171,500 | $ 31,000 |
| Muskingum, Ohio | 2 | $ 369,000 | $ 184,500 | $ 0 |
| McIntosh, Oklahoma | 2 | $ 129,000 | $ 64,500 | $ 0 |
| Clackamas, Oregon | 2 | $ 423,000 | $ 211,500 | $ 211,000 |
| Josephine, Oregon | 2 | $ 214,000 | $ 107,000 | $ 102,000 |
| Klamath, Oregon | 2 | $ 221,000 | $ 110,500 | $ 35,000 |
| Lane, Oregon | 2 | $ 187,000 | $ 93,500 | $ 99,000 |
| Linn, Oregon | 2 | $ 143,000 | $ 71,500 | $ 102,000 |
| Marion, Oregon | 2 | $ 125,000 | $ 62,500 | $ 153,000 |
| Luzerne, Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Philadelphia, Pennsylvania | 2 | $ 396,000 | $ 198,000 | $ 120,000 |
| Dorchester, South Carolina | 2 | $ 99,000 | $ 49,500 | $ 98,000 |
| Hamilton, Tennessee | 2 | $ 209,000 | $ 104,500 | $ 69,000 |
| Sumner, Tennessee | 2 | $ 400,000 | $ 200,000 | $ 20,000 |
| Cooke, Texas | 2 | $ 123,000 | $ 61,500 | $ 26,000 |
| Gregg, Texas | 2 | $ 138,000 | $ 69,000 | $ 31,000 |
| Midland, Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Taylor, Texas | 2 | $ 129,000 | $ 64,500 | $ 98,000 |
| Iron, Utah | 2 | $ 255,000 | $ 127,500 | $ 594,000 |
| Uintah, Utah | 2 | $ 237,000 | $ 118,500 | $ 240,000 |
| Arlington, Virginia | 2 | $ 426,000 | $ 213,000 | $ 216,000 |
| Charles City, Virginia | 2 | $ 411,000 | $ 205,500 | $ 0 |
| Frederick, Virginia | 2 | $ 527,000 | $ 263,500 | $ 192,000 |
| Hanover, Virginia | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Loudoun, Virginia | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Newport News, Virginia | 2 | $ 363,000 | $ 181,500 | $ 55,000 |
| Powhatan, Virginia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Prince George, Virginia | 2 | $ 221,000 | $ 110,500 | $ 93,000 |
| Virginia Beach, Virginia | 2 | $ 1,054,000 | $ 527,000 | $ 0 |
| Stevens, Washington | 2 | $ 197,000 | $ 98,500 | $ 14,000 |
| Thurston, Washington | 2 | $ 220,000 | $ 110,000 | $ 79,000 |
| Columbia, Wisconsin | 2 | $ 228,000 | $ 114,000 | $ 49,000 |
| Dodge, Wisconsin | 2 | $ 279,000 | $ 139,500 | $ 30,000 |
| Dunn, Wisconsin | 2 | $ 187,000 | $ 93,500 | $ 0 |
| Green, Wisconsin | 2 | $ 209,000 | $ 104,500 | $ 57,000 |
| Oneida, Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Ozaukee, Wisconsin | 2 | $ 455,000 | $ 227,500 | $ 0 |
| Autauga, Alabama | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Madison, Alabama | 1 | $ 92,000 | $ 92,000 | $ 149,000 |
| Talladega, Alabama | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Tuscaloosa, Alabama | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Anchorage, Alaska | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Yavapai, Arizona | 1 | $ 128,000 | $ 128,000 | $ 19,000 |
| Cleburne, Arkansas | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Craighead, Arkansas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Grant, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Lawrence, Arkansas | 1 | $ 68,000 | $ 68,000 | $ 64,000 |
| Madison, Arkansas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Sharp, Arkansas | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| White, Arkansas | 1 | $ 88,000 | $ 88,000 | $ 90,000 |
| Calaveras, California | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Fresno, California | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Merced, California | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Monterey, California | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Shasta, California | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Solano, California | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Tulare, California | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Broomfield, Colorado | 1 | $ 128,000 | $ 128,000 | $ 158,000 |
| Park, Colorado | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Rio Grande, Colorado | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Summit, Colorado | 1 | $ 279,000 | $ 279,000 | $ 114,000 |
| Weld, Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| New Castle, Delaware | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Bradford, Florida | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Lake, Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Marion, Florida | 1 | $ 312,000 | $ 312,000 | $ 126,000 |
| Okaloosa, Florida | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Clarke, Georgia | 1 | $ 129,000 | $ 129,000 | $ 31,000 |
| Columbia, Georgia | 1 | $ 296,000 | $ 296,000 | $ 120,000 |
| Hart, Georgia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Paulding, Georgia | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Polk, Georgia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Honolulu, Hawaii | 1 | $ 708,000 | $ 708,000 | $ 195,000 |
| Maui, Hawaii | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Nez Perce, Idaho | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Payette, Idaho | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Carroll, Illinois | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Jo Daviess, Illinois | 1 | $ 49,000 | $ 49,000 | $ 61,000 |
| Kankakee, Illinois | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Marshall, Illinois | 1 | $ 61,000 | $ 61,000 | $ 58,000 |
| Ogle, Illinois | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| St. Clair, Illinois | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Elkhart, Indiana | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hendricks, Indiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Johnson, Indiana | 1 | $ 99,000 | $ 99,000 | $ 27,000 |
| Delaware, Iowa | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Jones, Iowa | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Montgomery, Iowa | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Scott, Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Leavenworth, Kansas | 1 | $ 199,000 | $ 199,000 | $ 0 |
| McPherson, Kansas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Reno, Kansas | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Jefferson, Kentucky | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Iberville, Louisiana | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Baltimore, Maryland | 1 | $ 233,000 | $ 233,000 | $ 94,000 |
| Charles, Maryland | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Frederick, Maryland | 1 | $ 222,000 | $ 222,000 | $ 120,000 |
| Berkshire, Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Essex, Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hampden, Massachusetts | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Livingston, Michigan | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Macomb, Michigan | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Mecosta, Michigan | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Ottawa, Michigan | 1 | $ 188,000 | $ 188,000 | $ 39,000 |
| Saginaw, Michigan | 1 | $ 173,000 | $ 173,000 | $ 82,000 |
| Houston, Minnesota | 1 | $ 171,000 | $ 171,000 | $ 300,000 |
| St. Louis, Minnesota | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Harrison, Mississippi | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| Madison, Mississippi | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Boone, Missouri | 1 | $ 292,000 | $ 292,000 | $ 144,000 |
| Callaway, Missouri | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Cass, Missouri | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Crawford, Missouri | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Franklin, Missouri | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Johnson, Missouri | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
| Livingston, Missouri | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Montgomery, Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oregon, Missouri | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Pulaski, Missouri | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Stone, Missouri | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Otoe, Nebraska | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Atlantic, New Jersey | 1 | $ 114,000 | $ 114,000 | $ 123,000 |
| Union, New Jersey | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Broome, New York | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| New York, New York | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Oswego, New York | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Rensselaer, New York | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Schenectady, New York | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Sullivan, New York | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Westchester, New York | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Chatham, North Carolina | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| Davidson, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 94,000 |
| Forsyth, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| McDowell, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Rowan, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Stanly, North Carolina | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Butler, Ohio | 1 | $ 252,000 | $ 252,000 | $ 90,000 |
| Coshocton, Ohio | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Greene, Ohio | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Medina, Ohio | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Latimer, Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Le Flore, Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Hood River, Oregon | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Jefferson, Oregon | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Lake, Oregon | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Dauphin, Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Dyer, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Knox, Tennessee | 1 | $ 81,000 | $ 81,000 | $ 97,000 |
| Lauderdale, Tennessee | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Williamson, Tennessee | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
| Austin, Texas | 1 | $ 314,000 | $ 314,000 | $ 114,000 |
| Brewster, Texas | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Colorado, Texas | 1 | $ 66,000 | $ 66,000 | $ 72,000 |
| Fannin, Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Grayson, Texas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Marion, Texas | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Rockwall, Texas | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Summit, Utah | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Tooele, Utah | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Chesapeake, Virginia | 1 | $ 437,000 | $ 437,000 | $ 97,000 |
| Colonial Heights, Virginia | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Fairfax City, Virginia | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Orange, Virginia | 1 | $ 207,000 | $ 207,000 | $ 61,000 |
| Portsmouth, Virginia | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Stafford, Virginia | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Asotin, Washington | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Clark, Washington | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Cowlitz, Washington | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Skagit, Washington | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Jefferson, West Virginia | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Taylor, West Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Ashland, Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Brown, Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Chippewa, Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Door, Wisconsin | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Fond du Lac, Wisconsin | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Green Lake, Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Jackson, Wisconsin | 1 | $ 407,000 | $ 407,000 | $ 500,000 |
| Lincoln, Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Vilas, Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Wood, Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Laramie, Wyoming | 1 | $ 80,000 | $ 80,000 | $ 0 |
Mortgage Loan Application Detail Totals for Platinum Community Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,245 | $343,419,000 | $152,000 | $974,000 | $75,000 | $1,500,000 |
| Refinancing | 737 | $158,095,000 | $214,000 | $1,523,000 | $69,000 | $1,145,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,704 | $278,386,000 | $163,000 | $1,523,000 | $84,000 | $1,500,000 |
| Hispanic | 755 | $132,309,000 | $175,000 | $1,000,000 | $46,000 | $613,000 |
| Black or African American | 230 | $32,532,000 | $141,000 | $750,000 | $81,000 | $500,000 |
| Not Provided | 164 | $31,170,000 | $190,000 | $849,000 | $80,000 | $480,000 |
| Asian | 102 | $21,339,000 | $209,000 | $618,000 | $71,000 | $1,145,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $4,627,000 | $220,000 | $560,000 | $68,000 | $192,000 |
| American Indian or Alaskan Native | 6 | $1,151,000 | $191,000 | $383,000 | $31,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,789 | $476,321,000 | $170,000 | $1,523,000 | $74,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 159 | $19,678,000 | $123,000 | $328,000 | $57,000 | $137,000 |
| VA-guaranteed (Veterans Administration) | 34 | $5,515,000 | $162,000 | $330,000 | $62,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,381 | $373,650,000 | $156,000 | $975,000 | $71,000 | $1,500,000 |
| Loan Originated | 447 | $89,545,000 | $200,000 | $1,523,000 | $86,000 | $624,000 |
| Application Denied By Financial Institution | 76 | $16,545,000 | $217,000 | $928,000 | $65,000 | $360,000 |
| Application Approved But Not Accepted | 65 | $20,180,000 | $310,000 | $1,025,000 | $100,000 | $1,145,000 |
| Application Withdrawn By Applicant | 13 | $1,594,000 | $122,000 | $486,000 | $51,000 | $135,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20 | $3,427,000 | $171,000 | $696,000 | $64,000 | $158,000 |
| Other | 18 | $4,053,000 | $225,000 | $750,000 | $41,000 | $149,000 |
| Collateral | 15 | $3,592,000 | $239,000 | $638,000 | $83,000 | $360,000 |
| Credit History | 12 | $2,640,000 | $220,000 | $812,000 | $61,000 | $280,000 |
| Unverifiable Information | 4 | $1,990,000 | $497,000 | $928,000 | $146,000 | $293,000 |
| Credit Application Incomplete | 4 | $596,000 | $149,000 | $372,000 | $66,000 | $98,000 |
| Employment History | 2 | $197,000 | $98,000 | $166,000 | $54,000 | $55,000 |
| Mortgage Insurance Denied | 1 | $50,000 | $50,000 | $50,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Community Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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