Platinum Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Platinum Community Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Platinum Community Bank 2915 Kirchoff Rd Rolling Meadows, IL 60008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,326 |
| Total Mortgage Loan Application Amount | $318,761,000 |
| Average Mortgage Loan Application Amount | $256,000 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $1,608,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Platinum Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Platinum Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Platinum Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Community Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 286 | $ 87,826,000 | $ 307,000 | $ 106,000 |
| Riverside County California | 86 | $ 29,487,000 | $ 342,000 | $ 128,000 |
| Los Angeles County California | 58 | $ 24,896,000 | $ 429,000 | $ 158,000 |
| Cook County Illinois | 36 | $ 5,963,000 | $ 165,000 | $ 105,000 |
| Clark County Nevada | 34 | $ 5,747,000 | $ 169,000 | $ 97,000 |
| Winnebago County Illinois | 29 | $ 3,061,000 | $ 105,000 | $ 95,000 |
| Kern County California | 23 | $ 5,014,000 | $ 218,000 | $ 91,000 |
| Will County Illinois | 23 | $ 2,989,000 | $ 129,000 | $ 84,000 |
| Fresno County California | 21 | $ 4,973,000 | $ 236,000 | $ 64,000 |
| Orange County Florida | 19 | $ 5,326,000 | $ 280,000 | $ 59,000 |
| Imperial County California | 17 | $ 2,769,000 | $ 162,000 | $ 54,000 |
| San Bernardino County California | 16 | $ 4,084,000 | $ 255,000 | $ 105,000 |
| Orange County California | 15 | $ 6,596,000 | $ 439,000 | $ 130,000 |
| Seminole County Florida | 15 | $ 4,387,000 | $ 292,000 | $ 116,000 |
| Osceola County Florida | 13 | $ 2,567,000 | $ 197,000 | $ 44,000 |
| Harris County Texas | 13 | $ 998,000 | $ 76,000 | $ 82,000 |
| Maricopa County Arizona | 12 | $ 3,314,000 | $ 276,000 | $ 132,000 |
| El Paso County Texas | 12 | $ 1,651,000 | $ 137,000 | $ 56,000 |
| El Paso County Colorado | 11 | $ 1,449,000 | $ 131,000 | $ 117,000 |
| DuPage County Illinois | 11 | $ 2,064,000 | $ 187,000 | $ 82,000 |
| Kendall County Illinois | 11 | $ 2,004,000 | $ 182,000 | $ 36,000 |
| Lake County Illinois | 11 | $ 1,866,000 | $ 169,000 | $ 62,000 |
| Hudson County New Jersey | 11 | $ 3,097,000 | $ 281,000 | $ 96,000 |
| Contra Costa County California | 10 | $ 3,335,000 | $ 333,000 | $ 135,000 |
| Sacramento County California | 10 | $ 3,508,000 | $ 350,000 | $ 103,000 |
| King County Washington | 10 | $ 1,936,000 | $ 193,000 | $ 180,000 |
| Fulton County Georgia | 9 | $ 1,647,000 | $ 183,000 | $ 92,000 |
| Kane County Illinois | 9 | $ 1,787,000 | $ 198,000 | $ 27,000 |
| McHenry County Illinois | 9 | $ 1,832,000 | $ 203,000 | $ 39,000 |
| Salt Lake County Utah | 9 | $ 1,219,000 | $ 135,000 | $ 91,000 |
| Jackson County Missouri | 8 | $ 859,000 | $ 107,000 | $ 105,000 |
| Tarrant County Texas | 8 | $ 676,000 | $ 84,000 | $ 79,000 |
| Ventura County California | 7 | $ 3,019,000 | $ 431,000 | $ 95,000 |
| Prince George's County Maryland | 7 | $ 1,789,000 | $ 255,000 | $ 184,000 |
| Union County New Jersey | 7 | $ 1,714,000 | $ 244,000 | $ 122,000 |
| Oklahoma County Oklahoma | 7 | $ 561,000 | $ 80,000 | $ 40,000 |
| Dane County Wisconsin | 7 | $ 1,282,000 | $ 183,000 | $ 52,000 |
| Milwaukee County Wisconsin | 7 | $ 528,000 | $ 75,000 | $ 57,000 |
| San Joaquin County California | 6 | $ 2,444,000 | $ 407,000 | $ 131,000 |
| Douglas County Nebraska | 6 | $ 519,000 | $ 86,000 | $ 19,000 |
| Bergen County New Jersey | 6 | $ 1,933,000 | $ 322,000 | $ 71,000 |
| Kings County New York | 6 | $ 1,638,000 | $ 273,000 | $ 94,000 |
| Dallas County Texas | 6 | $ 523,000 | $ 87,000 | $ 141,000 |
| Shasta County California | 5 | $ 716,000 | $ 143,000 | $ 89,000 |
| Stanislaus County California | 5 | $ 1,925,000 | $ 385,000 | $ 114,000 |
| Tulare County California | 5 | $ 1,429,000 | $ 285,000 | $ 100,000 |
| Lake County Florida | 5 | $ 852,000 | $ 170,000 | $ 83,000 |
| Pinellas County Florida | 5 | $ 647,000 | $ 129,000 | $ 46,000 |
| Le Sueur County Minnesota | 5 | $ 1,033,000 | $ 206,000 | $ 130,000 |
| Travis County Texas | 5 | $ 1,167,000 | $ 233,000 | $ 168,000 |
| Weber County Utah | 5 | $ 676,000 | $ 135,000 | $ 97,000 |
| Green County Wisconsin | 5 | $ 546,000 | $ 109,000 | $ 60,000 |
| Washington County Wisconsin | 5 | $ 650,000 | $ 130,000 | $ 83,000 |
| Alameda County California | 4 | $ 1,407,000 | $ 351,000 | $ 219,000 |
| Santa Barbara County California | 4 | $ 1,050,000 | $ 262,000 | $ 134,000 |
| Santa Cruz County California | 4 | $ 948,000 | $ 237,000 | $ 84,000 |
| Lee County Florida | 4 | $ 722,000 | $ 180,000 | $ 0 |
| Volusia County Florida | 4 | $ 805,000 | $ 201,000 | $ 23,000 |
| Gwinnett County Georgia | 4 | $ 434,000 | $ 108,000 | $ 43,000 |
| Boone County Illinois | 4 | $ 566,000 | $ 141,000 | $ 49,000 |
| Suffolk County Massachusetts | 4 | $ 540,000 | $ 135,000 | $ 62,000 |
| Wayne County Michigan | 4 | $ 370,000 | $ 92,000 | $ 89,000 |
| Dakota County Minnesota | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Sarpy County Nebraska | 4 | $ 346,000 | $ 86,000 | $ 73,000 |
| Passaic County New Jersey | 4 | $ 890,000 | $ 222,000 | $ 68,000 |
| Bernalillo County New Mexico | 4 | $ 488,000 | $ 122,000 | $ 86,000 |
| Nassau County New York | 4 | $ 1,411,000 | $ 352,000 | $ 118,000 |
| Deschutes County Oregon | 4 | $ 471,000 | $ 117,000 | $ 141,000 |
| Pennington County South Dakota | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Gregg County Texas | 4 | $ 314,000 | $ 78,000 | $ 37,000 |
| Kendall County Texas | 4 | $ 265,000 | $ 66,000 | $ 77,000 |
| Chesterfield County Virginia | 4 | $ 715,000 | $ 178,000 | $ 19,000 |
| Waukesha County Wisconsin | 4 | $ 518,000 | $ 129,000 | $ 45,000 |
| Benton County Arkansas | 3 | $ 586,000 | $ 195,000 | $ 0 |
| Butte County California | 3 | $ 540,000 | $ 180,000 | $ 71,000 |
| Solano County California | 3 | $ 861,000 | $ 287,000 | $ 164,000 |
| Adams County Colorado | 3 | $ 331,000 | $ 110,000 | $ 40,000 |
| Garfield County Colorado | 3 | $ 1,089,000 | $ 363,000 | $ 236,000 |
| Polk County Florida | 3 | $ 623,000 | $ 207,000 | $ 81,000 |
| Cobb County Georgia | 3 | $ 276,000 | $ 92,000 | $ 113,000 |
| DeKalb County Georgia | 3 | $ 394,000 | $ 131,000 | $ 44,000 |
| DeKalb County Illinois | 3 | $ 514,000 | $ 171,000 | $ 50,000 |
| Grundy County Illinois | 3 | $ 500,000 | $ 166,000 | $ 26,000 |
| Hennepin County Minnesota | 3 | $ 1,870,000 | $ 623,000 | $ 317,000 |
| Greene County Missouri | 3 | $ 255,000 | $ 85,000 | $ 82,000 |
| Mecklenburg County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 122,000 |
| Multnomah County Oregon | 3 | $ 588,000 | $ 196,000 | $ 96,000 |
| Utah County Utah | 3 | $ 523,000 | $ 174,000 | $ 74,000 |
| Rock County Wisconsin | 3 | $ 216,000 | $ 72,000 | $ 29,000 |
| Sauk County Wisconsin | 3 | $ 323,000 | $ 107,000 | $ 63,000 |
| Jefferson County Alabama | 2 | $ 292,000 | $ 146,000 | $ 88,000 |
| El Dorado County California | 2 | $ 1,259,000 | $ 629,000 | $ 231,000 |
| San Francisco County California | 2 | $ 711,000 | $ 355,000 | $ 0 |
| Sonoma County California | 2 | $ 789,000 | $ 394,000 | $ 47,000 |
| Broomfield County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 299,000 |
| Broward County Florida | 2 | $ 856,000 | $ 428,000 | $ 40,000 |
| Collier County Florida | 2 | $ 1,184,000 | $ 592,000 | $ 96,000 |
| Hillsborough County Florida | 2 | $ 795,000 | $ 397,000 | $ 184,000 |
| Sarasota County Florida | 2 | $ 413,000 | $ 206,000 | $ 78,000 |
| Clayton County Georgia | 2 | $ 194,000 | $ 97,000 | $ 49,000 |
| Glynn County Georgia | 2 | $ 225,000 | $ 112,000 | $ 126,000 |
| Henry County Georgia | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Bureau County Illinois | 2 | $ 98,000 | $ 49,000 | $ 31,000 |
| Lee County Illinois | 2 | $ 236,000 | $ 118,000 | $ 67,000 |
| Ogle County Illinois | 2 | $ 193,000 | $ 96,000 | $ 45,000 |
| Whiteside County Illinois | 2 | $ 187,000 | $ 93,000 | $ 68,000 |
| Linn County Iowa | 2 | $ 89,000 | $ 44,000 | $ 114,000 |
| Polk County Iowa | 2 | $ 333,000 | $ 166,000 | $ 0 |
| Johnson County Kansas | 2 | $ 711,000 | $ 355,000 | $ 68,000 |
| Cumberland County Maine | 2 | $ 347,000 | $ 173,000 | $ 168,000 |
| Howard County Maryland | 2 | $ 706,000 | $ 353,000 | $ 227,000 |
| Washington County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Jefferson County Missouri | 2 | $ 131,000 | $ 65,000 | $ 52,000 |
| Platte County Missouri | 2 | $ 255,000 | $ 127,000 | $ 395,000 |
| Polk County Missouri | 2 | $ 253,000 | $ 126,000 | $ 170,000 |
| Burlington County New Jersey | 2 | $ 215,000 | $ 107,000 | $ 71,000 |
| Essex County New Jersey | 2 | $ 1,103,000 | $ 551,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 1,220,000 | $ 610,000 | $ 197,000 |
| Sussex County New Jersey | 2 | $ 221,000 | $ 110,000 | $ 129,000 |
| Dona Ana County New Mexico | 2 | $ 383,000 | $ 191,000 | $ 0 |
| Onondaga County New York | 2 | $ 134,000 | $ 67,000 | $ 30,000 |
| Wayne County New York | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Camden County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 193,000 |
| Tulsa County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 52,000 |
| Columbia County Oregon | 2 | $ 187,000 | $ 93,000 | $ 141,000 |
| Josephine County Oregon | 2 | $ 315,000 | $ 157,000 | $ 80,000 |
| Klamath County Oregon | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Washington County Oregon | 2 | $ 288,000 | $ 144,000 | $ 108,000 |
| York County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| Jefferson County Tennessee | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Collin County Texas | 2 | $ 226,000 | $ 113,000 | $ 40,000 |
| Denton County Texas | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Galveston County Texas | 2 | $ 141,000 | $ 70,000 | $ 120,000 |
| Hidalgo County Texas | 2 | $ 68,000 | $ 34,000 | $ 74,000 |
| Hunt County Texas | 2 | $ 70,000 | $ 35,000 | $ 132,000 |
| Wise County Texas | 2 | $ 90,000 | $ 45,000 | $ 124,000 |
| Chesapeake County Virginia | 2 | $ 150,000 | $ 75,000 | $ 168,000 |
| Norfolk County Virginia | 2 | $ 121,000 | $ 60,000 | $ 84,000 |
| Prince William County Virginia | 2 | $ 568,000 | $ 284,000 | $ 42,000 |
| Richmond City County Virginia | 2 | $ 146,000 | $ 73,000 | $ 137,000 |
| Pierce County Washington | 2 | $ 414,000 | $ 207,000 | $ 72,000 |
| Snohomish County Washington | 2 | $ 370,000 | $ 185,000 | $ 124,000 |
| Columbia County Wisconsin | 2 | $ 165,000 | $ 82,000 | $ 0 |
| Kenosha County Wisconsin | 2 | $ 117,000 | $ 58,000 | $ 180,000 |
| Marathon County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Racine County Wisconsin | 2 | $ 289,000 | $ 144,000 | $ 42,000 |
| Morgan County Alabama | 1 | $ 171,000 | $ 171,000 | $ 89,000 |
| Juneau County Alaska | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Lake and Peninsula County Alaska | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Pinal County Arizona | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Pope County Arkansas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Washington County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kings County California | 1 | $ 479,000 | $ 479,000 | $ 171,000 |
| Monterey County California | 1 | $ 644,000 | $ 644,000 | $ 323,000 |
| Napa County California | 1 | $ 486,000 | $ 486,000 | $ 85,000 |
| Placer County California | 1 | $ 231,000 | $ 231,000 | $ 83,000 |
| Santa Clara County California | 1 | $ 671,000 | $ 671,000 | $ 0 |
| Citrus County Florida | 1 | $ 644,000 | $ 644,000 | $ 296,000 |
| Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Walton County Georgia | 1 | $ 279,000 | $ 279,000 | $ 90,000 |
| Honolulu County Hawaii | 1 | $ 471,000 | $ 471,000 | $ 191,000 |
| Jo Daviess County Illinois | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| LaSalle County Illinois | 1 | $ 161,000 | $ 161,000 | $ 79,000 |
| Madison County Illinois | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Stephenson County Illinois | 1 | $ 42,000 | $ 42,000 | $ 24,000 |
| Lake County Indiana | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Shelby County Indiana | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Scott County Iowa | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Orleans County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Scott County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 624,000 |
| Christian County Missouri | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Clay County Missouri | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| St. Louis City County Missouri | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 156,000 | $ 156,000 | $ 88,000 |
| Cayuga County New York | 1 | $ 93,000 | $ 93,000 | $ 68,000 |
| Dutchess County New York | 1 | $ 274,000 | $ 274,000 | $ 90,000 |
| Orange County New York | 1 | $ 257,000 | $ 257,000 | $ 63,000 |
| Suffolk County New York | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Westchester County New York | 1 | $ 553,000 | $ 553,000 | $ 0 |
| Davie County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Forsyth County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Harnett County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Rowan County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 144,000 |
| Union County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Lane County Oregon | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| Lincoln County Oregon | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Marion County Oregon | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Yamhill County Oregon | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| Beaufort County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Lancaster County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Sevier County Tennessee | 1 | $ 761,000 | $ 761,000 | $ 120,000 |
| Shelby County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Bexar County Texas | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Brazos County Texas | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Comal County Texas | 1 | $ 293,000 | $ 293,000 | $ 198,000 |
| Fort Bend County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Harrison County Texas | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Davis County Utah | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Millard County Utah | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Summit County Utah | 1 | $ 809,000 | $ 809,000 | $ 500,000 |
| Washington County Utah | 1 | $ 800,000 | $ 800,000 | $ 240,000 |
| Colonial Heights County Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Manassas County Virginia | 1 | $ 450,000 | $ 450,000 | $ 465,000 |
| Prince George County Virginia | 1 | $ 429,000 | $ 429,000 | $ 128,000 |
| Virginia Beach County Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Franklin County Washington | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Lewis County Washington | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Brown County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Calumet County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 71,000 |
| Lincoln County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Marinette County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Marquette County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Ozaukee County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 0 |
Mortgage Loan Application Detail Totals for Platinum Community Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 933 | $202,550,000 | $217,000 | $1,000,000 | $96,000 | $1,416,000 |
| Refinancing | 393 | $116,211,000 | $295,000 | $1,700,000 | $100,000 | $1,608,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 570 | $143,681,000 | $252,000 | $1,000,000 | $85,000 | $1,416,000 |
| White | 442 | $98,504,000 | $222,000 | $1,700,000 | $105,000 | $1,608,000 |
| Not Provided | 116 | $29,991,000 | $258,000 | $1,000,000 | $114,000 | $456,000 |
| Black or African American | 111 | $23,945,000 | $215,000 | $1,000,000 | $119,000 | $1,080,000 |
| Asian | 65 | $16,681,000 | $256,000 | $688,000 | $75,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,485,000 | $288,000 | $806,000 | $143,000 | $246,000 |
| American Indian or Alaskan Native | 2 | $411,000 | $205,000 | $329,000 | $0 | $0 |
| Not applicable | 1 | $63,000 | $63,000 | $63,000 | $33,000 | $33,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,277 | $313,289,000 | $245,000 | $1,700,000 | $98,000 | $1,608,000 |
| FHA-insured (Federal Housing Administration) | 46 | $4,923,000 | $107,000 | $203,000 | $79,000 | $1,260,000 |
| VA-guaranteed (Veterans Administration) | 3 | $549,000 | $183,000 | $218,000 | $42,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $98,846,000 | $234,000 | $1,700,000 | $86,000 | $780,000 |
| Loan Purchased By The Institution | 415 | $66,438,000 | $160,000 | $736,000 | $85,000 | $1,260,000 |
| Application Approved But Not Accepted | 328 | $108,175,000 | $329,000 | $1,000,000 | $123,000 | $1,608,000 |
| Application Denied By Financial Institution | 75 | $16,958,000 | $226,000 | $1,000,000 | $87,000 | $301,000 |
| File Closed For Incompleteness | 70 | $24,116,000 | $344,000 | $1,500,000 | $127,000 | $1,080,000 |
| Application Withdrawn By Applicant | 17 | $4,228,000 | $248,000 | $800,000 | $76,000 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 22 | $3,809,000 | $173,000 | $640,000 | $122,000 | $240,000 |
| Credit History | 18 | $3,649,000 | $202,000 | $1,000,000 | $75,000 | $294,000 |
| Debt-To-Income Ratio | 15 | $2,849,000 | $189,000 | $512,000 | $70,000 | $276,000 |
| Collateral | 8 | $2,799,000 | $349,000 | $1,000,000 | $13,000 | $37,000 |
| Unverifiable Information | 7 | $3,203,000 | $457,000 | $1,000,000 | $160,000 | $301,000 |
| Employment History | 3 | $249,000 | $83,000 | $114,000 | $29,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $216,000 | $216,000 | $216,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 1 | $184,000 | $184,000 | $184,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Community Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.