Platinum Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Platinum Community Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Platinum Community Bank 2915 Kirchoff Rd Rolling Meadows, IL 60008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,326 |
| Total Mortgage Loan Application Amount | $318,761,000 |
| Average Mortgage Loan Application Amount | $256,000 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $1,608,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Platinum Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Platinum Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Platinum Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Community Bank's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 286 | $ 87,826,000 | $ 307,000 | $ 106,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 105 | $ 17,653,000 | $ 168,000 | $ 75,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 102 | $ 33,571,000 | $ 329,000 | $ 125,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 58 | $ 24,896,000 | $ 429,000 | $ 158,000 |
| ORLANDO-KISSIMMEE, FL | 52 | $ 13,132,000 | $ 252,000 | $ 74,000 |
| LAS VEGAS-PARADISE, NV | 34 | $ 5,747,000 | $ 169,000 | $ 97,000 |
| ROCKFORD, IL | 32 | $ 3,479,000 | $ 108,000 | $ 91,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 28 | $ 8,111,000 | $ 297,000 | $ 82,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 24 | $ 3,604,000 | $ 150,000 | $ 78,000 |
| BAKERSFIELD, CA | 23 | $ 5,014,000 | $ 218,000 | $ 91,000 |
| FRESNO, CA | 21 | $ 4,973,000 | $ 236,000 | $ 64,000 |
| EL CENTRO, CA | 17 | $ 2,769,000 | $ 162,000 | $ 54,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 17 | $ 1,864,000 | $ 109,000 | $ 58,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 16 | $ 1,259,000 | $ 78,000 | $ 82,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 15 | $ 6,596,000 | $ 439,000 | $ 130,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 14 | $ 4,742,000 | $ 338,000 | $ 159,000 |
| KANSAS CITY, MO-KS | 13 | $ 1,977,000 | $ 235,000 | $ 110,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 13 | $ 1,983,000 | $ 113,500 | $ 121,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 13 | $ 3,479,000 | $ 267,000 | $ 124,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 13 | $ 4,998,000 | $ 384,000 | $ 121,000 |
| DALLAS-PLANO-IRVING, TX | 12 | $ 1,029,000 | $ 85,000 | $ 108,000 |
| EL PASO, TX | 12 | $ 1,651,000 | $ 137,000 | $ 56,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12 | $ 2,306,000 | $ 192,000 | $ 171,000 |
| COLORADO SPRINGS, CO | 11 | $ 1,449,000 | $ 131,000 | $ 117,000 |
| NEWARK-UNION, NJ-PA | 11 | $ 3,038,000 | $ 276,000 | $ 101,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 766,000 | $ 76,000 | $ 88,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 10 | $ 2,990,000 | $ 299,000 | $ 167,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 865,000 | $ 86,000 | $ 40,000 |
| SALT LAKE CITY, UT | 10 | $ 2,028,000 | $ 202,000 | $ 132,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 10 | $ 2,807,000 | $ 297,000 | $ 183,500 |
| MADISON, WI | 9 | $ 1,447,000 | $ 160,000 | $ 40,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 8 | $ 1,463,000 | $ 182,000 | $ 115,000 |
| RICHMOND, VA | 8 | $ 1,374,000 | $ 171,000 | $ 59,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 3,019,000 | $ 431,000 | $ 95,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 1,442,000 | $ 206,000 | $ 85,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 6 | $ 1,209,000 | $ 173,500 | $ 61,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 861,000 | $ 143,000 | $ 81,000 |
| OKLAHOMA CITY, OK | 6 | $ 482,000 | $ 80,000 | $ 47,000 |
| SAN ANTONIO, TX | 6 | $ 615,000 | $ 102,000 | $ 91,000 |
| SPRINGFIELD, MO | 6 | $ 840,000 | $ 140,000 | $ 98,000 |
| STOCKTON, CA | 6 | $ 2,444,000 | $ 407,000 | $ 131,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 1,167,000 | $ 233,000 | $ 168,000 |
| DENVER-AURORA, CO | 5 | $ 1,391,000 | $ 278,000 | $ 143,000 |
| MODESTO, CA | 5 | $ 1,925,000 | $ 385,000 | $ 114,000 |
| NASSAU-SUFFOLK, NY | 5 | $ 1,761,000 | $ 352,000 | $ 118,000 |
| REDDING, CA | 5 | $ 716,000 | $ 143,000 | $ 89,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 428,000 | $ 85,000 | $ 100,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,429,000 | $ 285,000 | $ 100,000 |
| ALBUQUERQUE, NM | 4 | $ 488,000 | $ 122,000 | $ 86,000 |
| BEND, OR | 4 | $ 471,000 | $ 117,000 | $ 141,000 |
| BOSTON-QUINCY, MA | 4 | $ 540,000 | $ 135,000 | $ 62,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 722,000 | $ 180,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 805,000 | $ 201,000 | $ 23,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 4 | $ 370,000 | $ 92,000 | $ 89,000 |
| LONGVIEW, TX | 4 | $ 314,000 | $ 78,000 | $ 37,000 |
| RAPID CITY, SD | 4 | $ 480,000 | $ 120,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 4 | $ 1,050,000 | $ 262,000 | $ 134,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 948,000 | $ 237,000 | $ 84,000 |
| ST. LOUIS, MO-IL | 4 | $ 335,000 | $ 83,500 | $ 36,000 |
| CHICO, CA | 3 | $ 540,000 | $ 180,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 548,000 | $ 182,000 | $ 0 |
| JANESVILLE, WI | 3 | $ 216,000 | $ 72,000 | $ 29,000 |
| LAKELAND, FL | 3 | $ 623,000 | $ 207,000 | $ 81,000 |
| PROVO-OREM, UT | 3 | $ 523,000 | $ 174,000 | $ 74,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 861,000 | $ 287,000 | $ 164,000 |
| BALTIMORE-TOWSON, MD | 2 | $ 706,000 | $ 353,000 | $ 227,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 292,000 | $ 146,000 | $ 88,000 |
| BRUNSWICK, GA | 2 | $ 225,000 | $ 112,000 | $ 126,000 |
| CAMDEN, NJ | 2 | $ 215,000 | $ 107,000 | $ 71,000 |
| CEDAR RAPIDS, IA | 2 | $ 89,000 | $ 44,000 | $ 114,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 333,000 | $ 166,000 | $ 0 |
| EDISON, NJ | 2 | $ 1,220,000 | $ 610,000 | $ 197,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 856,000 | $ 428,000 | $ 40,000 |
| LAS CRUCES, NM | 2 | $ 383,000 | $ 191,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 68,000 | $ 34,000 | $ 74,000 |
| MORRISTOWN, TN | 2 | $ 204,000 | $ 102,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 1,184,000 | $ 592,000 | $ 96,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 347,000 | $ 173,000 | $ 168,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 531,000 | $ 265,000 | $ 76,000 |
| RACINE, WI | 2 | $ 289,000 | $ 144,000 | $ 42,000 |
| ROCHESTER, NY | 2 | $ 266,000 | $ 133,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $ 711,000 | $ 355,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 789,000 | $ 394,000 | $ 47,000 |
| SARASOTA-BRADENTON-VENICE, FL | 2 | $ 413,000 | $ 206,000 | $ 78,000 |
| SYRACUSE, NY | 2 | $ 134,000 | $ 67,000 | $ 30,000 |
| TACOMA, WA | 2 | $ 414,000 | $ 207,000 | $ 72,000 |
| TULSA, OK | 2 | $ 105,000 | $ 52,000 | $ 52,000 |
| WAUSAU, WI | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| WINSTON-SALEM, NC | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| APPLETON, WI | 1 | $ 268,000 | $ 268,000 | $ 71,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| DECATUR, AL | 1 | $ 171,000 | $ 171,000 | $ 89,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| GARY, IN | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| GREEN BAY, WI | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| HANFORD-CORCORAN, CA | 1 | $ 479,000 | $ 479,000 | $ 171,000 |
| HONOLULU, HI | 1 | $ 471,000 | $ 471,000 | $ 191,000 |
| INDIANAPOLIS-CARMEL, IN | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 58,000 | $ 58,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| NAPA, CA | 1 | $ 486,000 | $ 486,000 | $ 85,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| SALEM, OR | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| SALINAS, CA | 1 | $ 644,000 | $ 644,000 | $ 323,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 671,000 | $ 671,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 800,000 | $ 800,000 | $ 240,000 |
| TRENTON-EWING, NJ | 1 | $ 194,000 | $ 194,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
Mortgage Loan Application Detail Totals for Platinum Community Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 933 | $202,550,000 | $217,000 | $1,000,000 | $96,000 | $1,416,000 |
| Refinancing | 393 | $116,211,000 | $295,000 | $1,700,000 | $100,000 | $1,608,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 570 | $143,681,000 | $252,000 | $1,000,000 | $85,000 | $1,416,000 |
| White | 442 | $98,504,000 | $222,000 | $1,700,000 | $105,000 | $1,608,000 |
| Not Provided | 116 | $29,991,000 | $258,000 | $1,000,000 | $114,000 | $456,000 |
| Black or African American | 111 | $23,945,000 | $215,000 | $1,000,000 | $119,000 | $1,080,000 |
| Asian | 65 | $16,681,000 | $256,000 | $688,000 | $75,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,485,000 | $288,000 | $806,000 | $143,000 | $246,000 |
| American Indian or Alaskan Native | 2 | $411,000 | $205,000 | $329,000 | $0 | $0 |
| Not applicable | 1 | $63,000 | $63,000 | $63,000 | $33,000 | $33,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,277 | $313,289,000 | $245,000 | $1,700,000 | $98,000 | $1,608,000 |
| FHA-insured (Federal Housing Administration) | 46 | $4,923,000 | $107,000 | $203,000 | $79,000 | $1,260,000 |
| VA-guaranteed (Veterans Administration) | 3 | $549,000 | $183,000 | $218,000 | $42,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $98,846,000 | $234,000 | $1,700,000 | $86,000 | $780,000 |
| Loan Purchased By The Institution | 415 | $66,438,000 | $160,000 | $736,000 | $85,000 | $1,260,000 |
| Application Approved But Not Accepted | 328 | $108,175,000 | $329,000 | $1,000,000 | $123,000 | $1,608,000 |
| Application Denied By Financial Institution | 75 | $16,958,000 | $226,000 | $1,000,000 | $87,000 | $301,000 |
| File Closed For Incompleteness | 70 | $24,116,000 | $344,000 | $1,500,000 | $127,000 | $1,080,000 |
| Application Withdrawn By Applicant | 17 | $4,228,000 | $248,000 | $800,000 | $76,000 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 22 | $3,809,000 | $173,000 | $640,000 | $122,000 | $240,000 |
| Credit History | 18 | $3,649,000 | $202,000 | $1,000,000 | $75,000 | $294,000 |
| Debt-To-Income Ratio | 15 | $2,849,000 | $189,000 | $512,000 | $70,000 | $276,000 |
| Collateral | 8 | $2,799,000 | $349,000 | $1,000,000 | $13,000 | $37,000 |
| Unverifiable Information | 7 | $3,203,000 | $457,000 | $1,000,000 | $160,000 | $301,000 |
| Employment History | 3 | $249,000 | $83,000 | $114,000 | $29,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $216,000 | $216,000 | $216,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 1 | $184,000 | $184,000 | $184,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Community Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.