Popular Housing Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Popular Housing Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Popular Housing Services 9600 West Bryn Mawr Rosemont, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,750 |
| Total Mortgage Loan Application Amount | $107,649,000 |
| Average Mortgage Loan Application Amount | $63,600 |
| Highest Mortgage Loan Application Amount | $206,000 |
| Average Applicant Income | $23,640 |
| Highest Applicant Income | $232,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Popular Housing Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Popular Housing Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Popular Housing Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Popular Housing Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Popular Housing Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Popular Housing Services's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Strafford County New Hampshire | 259 | $ 11,967,000 | $ 46,000 | $ 46,000 |
| Rockingham County New Hampshire | 195 | $ 12,583,000 | $ 64,000 | $ 37,000 |
| Chittenden County Vermont | 115 | $ 5,376,000 | $ 46,000 | $ 34,000 |
| Hillsborough County New Hampshire | 102 | $ 6,354,000 | $ 62,000 | $ 32,000 |
| Merrimack County New Hampshire | 101 | $ 5,079,000 | $ 50,000 | $ 55,000 |
| Cheshire County New Hampshire | 60 | $ 3,178,000 | $ 52,000 | $ 42,000 |
| Pittsylvania County Virginia | 51 | $ 2,728,000 | $ 53,000 | $ 37,000 |
| Washington County Vermont | 44 | $ 3,378,000 | $ 76,000 | $ 44,000 |
| Kennebec County Maine | 42 | $ 2,936,000 | $ 69,000 | $ 42,000 |
| York County Maine | 38 | $ 2,074,000 | $ 54,000 | $ 45,000 |
| Rutland County Vermont | 34 | $ 3,019,000 | $ 88,000 | $ 38,000 |
| Penobscot County Maine | 31 | $ 2,450,000 | $ 79,000 | $ 33,000 |
| Orange County Vermont | 31 | $ 2,664,000 | $ 85,000 | $ 40,000 |
| Windsor County Vermont | 31 | $ 2,024,000 | $ 65,000 | $ 47,000 |
| Androscoggin County Maine | 30 | $ 1,702,000 | $ 56,000 | $ 32,000 |
| Waldo County Maine | 30 | $ 2,076,000 | $ 69,000 | $ 21,000 |
| Franklin County Vermont | 26 | $ 1,861,000 | $ 71,000 | $ 34,000 |
| Lincoln County Maine | 25 | $ 1,783,000 | $ 71,000 | $ 24,000 |
| Cumberland County Maine | 24 | $ 1,078,000 | $ 44,000 | $ 17,000 |
| Addison County Vermont | 24 | $ 2,411,000 | $ 100,000 | $ 49,000 |
| Knox County Maine | 22 | $ 1,566,000 | $ 71,000 | $ 50,000 |
| Carroll County New Hampshire | 21 | $ 1,205,000 | $ 57,000 | $ 27,000 |
| Orleans County Vermont | 20 | $ 1,455,000 | $ 72,000 | $ 41,000 |
| Windham County Vermont | 19 | $ 1,648,000 | $ 86,000 | $ 44,000 |
| Grafton County New Hampshire | 18 | $ 938,000 | $ 52,000 | $ 26,000 |
| Caledonia County Vermont | 18 | $ 1,550,000 | $ 86,000 | $ 51,000 |
| Halifax County Virginia | 18 | $ 1,271,000 | $ 70,000 | $ 34,000 |
| Hancock County Maine | 14 | $ 910,000 | $ 65,000 | $ 39,000 |
| Danville County Virginia | 14 | $ 563,000 | $ 40,000 | $ 25,000 |
| Lamoille County Vermont | 12 | $ 1,011,000 | $ 84,000 | $ 37,000 |
| Sagadahoc County Maine | 11 | $ 723,000 | $ 65,000 | $ 24,000 |
| Coos County New Hampshire | 11 | $ 594,000 | $ 54,000 | $ 35,000 |
| Sullivan County New Hampshire | 11 | $ 586,000 | $ 53,000 | $ 11,000 |
| Oxford County Maine | 10 | $ 782,000 | $ 78,000 | $ 32,000 |
| Belknap County New Hampshire | 10 | $ 559,000 | $ 55,000 | $ 39,000 |
| Caswell County North Carolina | 8 | $ 614,000 | $ 76,000 | $ 6,000 |
| Franklin County Maine | 6 | $ 364,000 | $ 60,000 | $ 0 |
| Somerset County Maine | 6 | $ 223,000 | $ 37,000 | $ 7,000 |
| Cumberland County Virginia | 6 | $ 396,000 | $ 66,000 | $ 0 |
| Halifax County North Carolina | 5 | $ 349,000 | $ 69,000 | $ 25,000 |
| Randolph County North Carolina | 5 | $ 241,000 | $ 48,000 | $ 0 |
| Robeson County North Carolina | 5 | $ 236,000 | $ 47,000 | $ 28,000 |
| York County Pennsylvania | 5 | $ 333,000 | $ 66,000 | $ 44,000 |
| Charlotte County Virginia | 5 | $ 313,000 | $ 62,000 | $ 0 |
| Lunenburg County Virginia | 5 | $ 388,000 | $ 77,000 | $ 15,000 |
| Franklin County Massachusetts | 4 | $ 207,000 | $ 51,000 | $ 0 |
| Northampton County North Carolina | 4 | $ 243,000 | $ 60,000 | $ 36,000 |
| Rockingham County North Carolina | 4 | $ 249,000 | $ 62,000 | $ 31,000 |
| Essex County Vermont | 4 | $ 212,000 | $ 53,000 | $ 19,000 |
| Campbell County Virginia | 4 | $ 220,000 | $ 55,000 | $ 16,000 |
| Aroostook County Maine | 3 | $ 182,000 | $ 60,000 | $ 0 |
| Middlesex County Massachusetts | 3 | $ 142,000 | $ 47,000 | $ 0 |
| Person County North Carolina | 3 | $ 208,000 | $ 69,000 | $ 0 |
| Centre County Pennsylvania | 3 | $ 343,000 | $ 114,000 | $ 41,000 |
| Franklin County Pennsylvania | 3 | $ 266,000 | $ 88,000 | $ 41,000 |
| Washington County Pennsylvania | 3 | $ 270,000 | $ 90,000 | $ 35,000 |
| Westmoreland County Pennsylvania | 3 | $ 231,000 | $ 77,000 | $ 28,000 |
| Bennington County Vermont | 3 | $ 262,000 | $ 87,000 | $ 31,000 |
| Albemarle County Virginia | 3 | $ 156,000 | $ 52,000 | $ 0 |
| Henry County Virginia | 3 | $ 121,000 | $ 40,000 | $ 0 |
| Manatee County Florida | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Piscataquis County Maine | 2 | $ 93,000 | $ 46,000 | $ 23,000 |
| Hampden County Massachusetts | 2 | $ 101,000 | $ 50,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 200,000 | $ 100,000 | $ 23,000 |
| Clinton County New York | 2 | $ 55,000 | $ 27,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Harnett County North Carolina | 2 | $ 251,000 | $ 125,000 | $ 0 |
| Stanly County North Carolina | 2 | $ 72,000 | $ 36,000 | $ 21,000 |
| Adams County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 34,000 |
| Cambria County Pennsylvania | 2 | $ 175,000 | $ 87,000 | $ 34,000 |
| Cumberland County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 76,000 |
| Erie County Pennsylvania | 2 | $ 199,000 | $ 99,000 | $ 67,000 |
| Lycoming County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 46,000 |
| Mifflin County Pennsylvania | 2 | $ 166,000 | $ 83,000 | $ 53,000 |
| Dillon County South Carolina | 2 | $ 46,000 | $ 23,000 | $ 26,000 |
| Orangeburg County South Carolina | 2 | $ 89,000 | $ 44,000 | $ 12,000 |
| Grand Isle County Vermont | 2 | $ 105,000 | $ 52,000 | $ 22,000 |
| Brunswick County Virginia | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Mecklenburg County Virginia | 2 | $ 73,000 | $ 36,000 | $ 12,000 |
| Surry County Virginia | 2 | $ 148,000 | $ 74,000 | $ 0 |
| Mobile County Alabama | 1 | $ 49,000 | $ 49,000 | $ 21,000 |
| Fresno County California | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Lake County Florida | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Orange County Florida | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Polk County Florida | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Putnam County Florida | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Walton County Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Cobb County Georgia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Washington County Maine | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| Carroll County Maryland | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Prince George's County Maryland | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Worcester County Massachusetts | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Essex County New York | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Kings County New York | 1 | $ 44,000 | $ 44,000 | $ 0 |
| St. Lawrence County New York | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 96,000 |
| Gates County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Greene County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Hertford County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Moore County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Scotland County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Vance County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Warren County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| Yadkin County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 90,000 |
| Ashtabula County Ohio | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Portage County Ohio | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Ross County Ohio | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Allegheny County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 79,000 |
| Armstrong County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 53,000 |
| Berks County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 55,000 |
| Butler County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 23,000 |
| Clarion County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 29,000 |
| Clearfield County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Crawford County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 35,000 |
| Dauphin County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 14,000 |
| Huntingdon County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Jefferson County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Lehigh County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Mercer County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Montgomery County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 83,000 |
| Northampton County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Perry County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Schuylkill County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 63,000 |
| Snyder County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Venango County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Bamberg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Darlington County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Florence County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Horry County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Amelia County Virginia | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Appomattox County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bedford County Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Craig County Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Goochland County Virginia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Greene County Virginia | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Greensville County Virginia | 1 | $ 10,000 | $ 10,000 | $ 0 |
| James City County Virginia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Martinsville County Virginia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Nottoway County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Orange County Virginia | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Prince George County Virginia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Rockingham County Virginia | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Smyth County Virginia | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Sussex County Virginia | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Virginia Beach County Virginia | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Popular Housing Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,647 | $101,684,000 | $66,222 | $206,000 | $18,000 | $232,000 |
| Refinancing | 98 | $5,813,000 | $65,000 | $169,000 | $43,200 | $115,000 |
| Home Improvement | 5 | $152,000 | $36,500 | $60,000 | $25,500 | $33,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,371 | $80,465,000 | $65,055 | $183,000 | $12,777 | $115,000 |
| White | 248 | $17,128,000 | $63,666 | $206,000 | $40,444 | $232,000 |
| Not Provided | 106 | $8,757,000 | $73,500 | $196,000 | $37,333 | $130,000 |
| Black or African American | 20 | $1,031,000 | $51,500 | $98,000 | $39,750 | $96,000 |
| American Indian or Alaskan Native | 3 | $103,000 | $34,333 | $48,000 | $27,000 | $40,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $165,000 | $82,000 | $135,000 | $78,000 | $108,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,750 | $107,649,000 | $66,111 | $206,000 | $18,666 | $232,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,371 | $80,465,000 | $65,055 | $183,000 | $12,777 | $115,000 |
| Application Withdrawn By Applicant | 156 | $11,329,000 | $68,333 | $196,000 | $42,333 | $130,000 |
| Application Denied By Financial Institution | 151 | $10,797,000 | $66,888 | $206,000 | $39,888 | $232,000 |
| Loan Originated | 71 | $4,926,000 | $58,142 | $182,000 | $44,142 | $109,000 |
| File Closed For Incompleteness | 1 | $132,000 | $132,000 | $132,000 | $48,000 | $48,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $2,940,000 | $69,857 | $148,000 | $43,857 | $103,000 |
| Debt-To-Income Ratio | 16 | $1,010,000 | $52,600 | $138,000 | $31,200 | $75,000 |
| Employment History | 5 | $364,000 | $71,333 | $129,000 | $44,333 | $58,000 |
| Other | 1 | $76,000 | $76,000 | $76,000 | $75,000 | $75,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Popular Housing Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Popular Housing Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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