Popular Housing Services Mortgage Lending & HMDA Data, 2005
In 2005, Popular Housing Services of Rosemont, IL reported 1,750 mortgage applications totaling $107.6 million. The average application was for $61,513, and applicants reported an average income of $34,600. 4% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Rockingham County-Strafford County, NH (454), Burlington-South Burlington, VT (143) and Manchester-Nashua, NH (102) (applications in parentheses).
| Mortgage Company & Address | Popular Housing Services 9600 West Bryn Mawr Rosemont, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,750 |
| Total Mortgage Loan Application Amount | $107,649,000 |
| Average Mortgage Loan Application Amount | $61,513 |
| Highest Mortgage Loan Application Amount | $206,000 |
| Average Applicant Income | $34,600 |
| Highest Applicant Income | $232,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Popular Housing Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Strafford, New Hampshire | 259 | $ 11,967,000 | $ 46,204 | $ 46,000 |
| Rockingham, New Hampshire | 195 | $ 12,583,000 | $ 64,528 | $ 37,000 |
| Chittenden, Vermont | 115 | $ 5,376,000 | $ 46,747 | $ 34,000 |
| Hillsborough, New Hampshire | 102 | $ 6,354,000 | $ 62,294 | $ 32,000 |
| Merrimack, New Hampshire | 101 | $ 5,079,000 | $ 50,287 | $ 55,000 |
| Cheshire, New Hampshire | 60 | $ 3,178,000 | $ 52,966 | $ 42,000 |
| Pittsylvania, Virginia | 51 | $ 2,728,000 | $ 53,490 | $ 37,000 |
| Washington, Vermont | 44 | $ 3,378,000 | $ 76,772 | $ 44,000 |
| Kennebec, Maine | 42 | $ 2,936,000 | $ 69,904 | $ 42,000 |
| York, Maine | 38 | $ 2,074,000 | $ 54,578 | $ 45,000 |
| Rutland, Vermont | 34 | $ 3,019,000 | $ 88,794 | $ 38,000 |
| Penobscot, Maine | 31 | $ 2,450,000 | $ 79,032 | $ 33,000 |
| Orange, Vermont | 31 | $ 2,664,000 | $ 85,935 | $ 40,000 |
| Windsor, Vermont | 31 | $ 2,024,000 | $ 65,290 | $ 47,000 |
| Androscoggin, Maine | 30 | $ 1,702,000 | $ 56,733 | $ 32,000 |
| Waldo, Maine | 30 | $ 2,076,000 | $ 69,200 | $ 21,000 |
| Franklin, Vermont | 26 | $ 1,861,000 | $ 71,576 | $ 34,000 |
| Lincoln, Maine | 25 | $ 1,783,000 | $ 71,320 | $ 24,000 |
| Cumberland, Maine | 24 | $ 1,078,000 | $ 44,916 | $ 17,000 |
| Addison, Vermont | 24 | $ 2,411,000 | $ 100,458 | $ 49,000 |
| Knox, Maine | 22 | $ 1,566,000 | $ 71,181 | $ 50,000 |
| Carroll, New Hampshire | 21 | $ 1,205,000 | $ 57,380 | $ 27,000 |
| Orleans, Vermont | 20 | $ 1,455,000 | $ 72,750 | $ 41,000 |
| Windham, Vermont | 19 | $ 1,648,000 | $ 86,736 | $ 44,000 |
| Grafton, New Hampshire | 18 | $ 938,000 | $ 52,111 | $ 26,000 |
| Caledonia, Vermont | 18 | $ 1,550,000 | $ 86,111 | $ 51,000 |
| Halifax, Virginia | 18 | $ 1,271,000 | $ 70,611 | $ 34,000 |
| Hancock, Maine | 14 | $ 910,000 | $ 65,000 | $ 39,000 |
| Danville, Virginia | 14 | $ 563,000 | $ 40,214 | $ 25,000 |
| Lamoille, Vermont | 12 | $ 1,011,000 | $ 84,250 | $ 37,000 |
| Sagadahoc, Maine | 11 | $ 723,000 | $ 65,727 | $ 24,000 |
| Coos, New Hampshire | 11 | $ 594,000 | $ 54,000 | $ 35,000 |
| Sullivan, New Hampshire | 11 | $ 586,000 | $ 53,272 | $ 11,000 |
| Oxford, Maine | 10 | $ 782,000 | $ 78,200 | $ 32,000 |
| Belknap, New Hampshire | 10 | $ 559,000 | $ 55,900 | $ 39,000 |
| Caswell, North Carolina | 8 | $ 614,000 | $ 76,750 | $ 6,000 |
| Franklin, Maine | 6 | $ 364,000 | $ 60,666 | $ 0 |
| Somerset, Maine | 6 | $ 223,000 | $ 37,166 | $ 7,000 |
| Cumberland, Virginia | 6 | $ 396,000 | $ 66,000 | $ 0 |
| Halifax, North Carolina | 5 | $ 349,000 | $ 69,800 | $ 25,000 |
| Randolph, North Carolina | 5 | $ 241,000 | $ 48,200 | $ 0 |
| Robeson, North Carolina | 5 | $ 236,000 | $ 47,200 | $ 28,000 |
| York, Pennsylvania | 5 | $ 333,000 | $ 66,600 | $ 44,000 |
| Charlotte, Virginia | 5 | $ 313,000 | $ 62,600 | $ 0 |
| Lunenburg, Virginia | 5 | $ 388,000 | $ 77,600 | $ 15,000 |
| Franklin, Massachusetts | 4 | $ 207,000 | $ 51,750 | $ 0 |
| Northampton, North Carolina | 4 | $ 243,000 | $ 60,750 | $ 36,000 |
| Rockingham, North Carolina | 4 | $ 249,000 | $ 62,250 | $ 31,000 |
| Essex, Vermont | 4 | $ 212,000 | $ 53,000 | $ 19,000 |
| Campbell, Virginia | 4 | $ 220,000 | $ 55,000 | $ 16,000 |
| Aroostook, Maine | 3 | $ 182,000 | $ 60,666 | $ 0 |
| Middlesex, Massachusetts | 3 | $ 142,000 | $ 47,333 | $ 0 |
| Person, North Carolina | 3 | $ 208,000 | $ 69,333 | $ 0 |
| Centre, Pennsylvania | 3 | $ 343,000 | $ 114,333 | $ 41,000 |
| Franklin, Pennsylvania | 3 | $ 266,000 | $ 88,666 | $ 41,000 |
| Washington, Pennsylvania | 3 | $ 270,000 | $ 90,000 | $ 35,000 |
| Westmoreland, Pennsylvania | 3 | $ 231,000 | $ 77,000 | $ 28,000 |
| Bennington, Vermont | 3 | $ 262,000 | $ 87,333 | $ 31,000 |
| Albemarle, Virginia | 3 | $ 156,000 | $ 52,000 | $ 0 |
| Henry, Virginia | 3 | $ 121,000 | $ 40,333 | $ 0 |
| Manatee, Florida | 2 | $ 63,000 | $ 31,500 | $ 0 |
| Piscataquis, Maine | 2 | $ 93,000 | $ 46,500 | $ 23,000 |
| Hampden, Massachusetts | 2 | $ 101,000 | $ 50,500 | $ 0 |
| Ocean, New Jersey | 2 | $ 200,000 | $ 100,000 | $ 23,000 |
| Clinton, New York | 2 | $ 55,000 | $ 27,500 | $ 0 |
| Cumberland, North Carolina | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Harnett, North Carolina | 2 | $ 251,000 | $ 125,500 | $ 0 |
| Stanly, North Carolina | 2 | $ 72,000 | $ 36,000 | $ 21,000 |
| Adams, Pennsylvania | 2 | $ 195,000 | $ 97,500 | $ 34,000 |
| Cambria, Pennsylvania | 2 | $ 175,000 | $ 87,500 | $ 34,000 |
| Cumberland, Pennsylvania | 2 | $ 249,000 | $ 124,500 | $ 76,000 |
| Erie, Pennsylvania | 2 | $ 199,000 | $ 99,500 | $ 67,000 |
| Lycoming, Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 46,000 |
| Mifflin, Pennsylvania | 2 | $ 166,000 | $ 83,000 | $ 53,000 |
| Dillon, South Carolina | 2 | $ 46,000 | $ 23,000 | $ 26,000 |
| Orangeburg, South Carolina | 2 | $ 89,000 | $ 44,500 | $ 12,000 |
| Grand Isle, Vermont | 2 | $ 105,000 | $ 52,500 | $ 22,000 |
| Brunswick, Virginia | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Mecklenburg, Virginia | 2 | $ 73,000 | $ 36,500 | $ 12,000 |
| Surry, Virginia | 2 | $ 148,000 | $ 74,000 | $ 0 |
| Mobile, Alabama | 1 | $ 49,000 | $ 49,000 | $ 21,000 |
| Fresno, California | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Archuleta, Colorado | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Hartford, Connecticut | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Lake, Florida | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Orange, Florida | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Polk, Florida | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Putnam, Florida | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Walton, Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Cobb, Georgia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Washington, Maine | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| Carroll, Maryland | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Prince George's, Maryland | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Essex, Massachusetts | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Plymouth, Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Worcester, Massachusetts | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Burlington, New Jersey | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Essex, New York | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Kings, New York | 1 | $ 44,000 | $ 44,000 | $ 0 |
| St. Lawrence, New York | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Chatham, North Carolina | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Columbus, North Carolina | 1 | $ 88,000 | $ 88,000 | $ 96,000 |
| Gates, North Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Greene, North Carolina | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Hertford, North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Hoke, North Carolina | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Johnston, North Carolina | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Moore, North Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Scotland, North Carolina | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Stokes, North Carolina | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Vance, North Carolina | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Warren, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| Yadkin, North Carolina | 1 | $ 92,000 | $ 92,000 | $ 90,000 |
| Ashtabula, Ohio | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Portage, Ohio | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Ross, Ohio | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Allegheny, Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 79,000 |
| Armstrong, Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 53,000 |
| Berks, Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 55,000 |
| Butler, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 23,000 |
| Clarion, Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 29,000 |
| Clearfield, Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Crawford, Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 35,000 |
| Dauphin, Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 14,000 |
| Huntingdon, Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Jefferson, Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Lehigh, Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Mercer, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Montgomery, Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 83,000 |
| Northampton, Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Perry, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Schuylkill, Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 63,000 |
| Snyder, Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Venango, Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Bamberg, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Darlington, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Florence, South Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Horry, South Carolina | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Amelia, Virginia | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Appomattox, Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bedford, Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Botetourt, Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Buckingham, Virginia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Craig, Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Dinwiddie, Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Fauquier, Virginia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Goochland, Virginia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Greene, Virginia | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Greensville, Virginia | 1 | $ 10,000 | $ 10,000 | $ 0 |
| James City, Virginia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Martinsville, Virginia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Nottoway, Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Orange, Virginia | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Prince George, Virginia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Roanoke, Virginia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Rockbridge, Virginia | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Rockingham, Virginia | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Smyth, Virginia | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Sussex, Virginia | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Virginia Beach, Virginia | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Popular Housing Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,647 | $101,684,000 | $66,222 | $206,000 | $18,000 | $232,000 |
| Refinancing | 98 | $5,813,000 | $65,000 | $169,000 | $43,200 | $115,000 |
| Home Improvement | 5 | $152,000 | $36,500 | $60,000 | $25,500 | $33,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,371 | $80,465,000 | $65,055 | $183,000 | $12,777 | $115,000 |
| White | 248 | $17,128,000 | $63,666 | $206,000 | $40,444 | $232,000 |
| Not Provided | 106 | $8,757,000 | $73,500 | $196,000 | $37,333 | $130,000 |
| Black or African American | 20 | $1,031,000 | $51,500 | $98,000 | $39,750 | $96,000 |
| American Indian or Alaskan Native | 3 | $103,000 | $34,333 | $48,000 | $27,000 | $40,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $165,000 | $82,000 | $135,000 | $78,000 | $108,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,750 | $107,649,000 | $66,111 | $206,000 | $18,666 | $232,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,371 | $80,465,000 | $65,055 | $183,000 | $12,777 | $115,000 |
| Application Withdrawn By Applicant | 156 | $11,329,000 | $68,333 | $196,000 | $42,333 | $130,000 |
| Application Denied By Financial Institution | 151 | $10,797,000 | $66,888 | $206,000 | $39,888 | $232,000 |
| Loan Originated | 71 | $4,926,000 | $58,142 | $182,000 | $44,142 | $109,000 |
| File Closed For Incompleteness | 1 | $132,000 | $132,000 | $132,000 | $48,000 | $48,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $2,940,000 | $69,857 | $148,000 | $43,857 | $103,000 |
| Debt-To-Income Ratio | 16 | $1,010,000 | $52,600 | $138,000 | $31,200 | $75,000 |
| Employment History | 5 | $364,000 | $71,333 | $129,000 | $44,333 | $58,000 |
| Other | 1 | $76,000 | $76,000 | $76,000 | $75,000 | $75,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Popular Housing Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Popular Housing Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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