Popular Housing Services Mortgage Lending & HMDA Data, 2007

In 2007, Popular Housing Services of Rosemont, IL reported 1,631 mortgage applications totaling $124.4 million, down 42% from 2006. The average application was for $76,290, and applicants reported an average income of $46,037. 35% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Pittsburgh, PA (127), Harrisburg-Carlisle, PA (60) and Rockingham County-Strafford County, NH (28) (applications in parentheses).

Mortgage Company & Address Popular Housing Services
9600 West Bryn Mawr
Rosemont, IL 60018
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 1,631
Total Mortgage Loan Application Amount $124,430,000
Average Mortgage Loan Application Amount $76,290
Highest Mortgage Loan Application Amount $337,000
Average Applicant Income $46,037
Highest Applicant Income $240,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Popular Housing Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Popular Housing Services by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clearfield, Pennsylvania 59 $ 5,394,000 $ 91,423 $ 45,000
Washington, Pennsylvania 38 $ 3,155,000 $ 83,026 $ 56,000
Perry, Pennsylvania 35 $ 2,881,000 $ 82,314 $ 45,000
Merrimack, New Hampshire 33 $ 2,125,000 $ 64,393 $ 46,000
Westmoreland, Pennsylvania 30 $ 2,474,000 $ 82,466 $ 50,000
Washington, Vermont 30 $ 2,858,000 $ 95,266 $ 45,000
Perry, Kentucky 29 $ 1,425,000 $ 49,137 $ 39,000
Pike, Kentucky 27 $ 1,913,000 $ 70,851 $ 40,000
Lincoln, Maine 26 $ 2,076,000 $ 79,846 $ 44,000
Rutland, Vermont 26 $ 2,377,000 $ 91,423 $ 40,000
Bedford, Pennsylvania 25 $ 2,146,000 $ 85,840 $ 42,000
Fayette, Pennsylvania 24 $ 1,822,000 $ 75,916 $ 47,000
Franklin, Pennsylvania 23 $ 1,511,000 $ 65,695 $ 45,000
Blair, Pennsylvania 22 $ 2,110,000 $ 95,909 $ 50,000
Adams, Pennsylvania 21 $ 1,470,000 $ 70,000 $ 68,000
Knox, Maine 20 $ 1,837,000 $ 91,850 $ 41,000
Huntingdon, Pennsylvania 20 $ 1,635,000 $ 81,750 $ 49,000
Jefferson, Pennsylvania 20 $ 2,024,000 $ 101,200 $ 52,000
Mifflin, Pennsylvania 20 $ 2,159,000 $ 107,950 $ 46,000
York, Pennsylvania 20 $ 1,430,000 $ 71,500 $ 58,000
Knott, Kentucky 19 $ 1,089,000 $ 57,315 $ 43,000
Waldo, Maine 19 $ 1,523,000 $ 80,157 $ 30,000
Centre, Pennsylvania 19 $ 1,368,000 $ 72,000 $ 50,000
Cumberland, Pennsylvania 19 $ 1,287,000 $ 67,736 $ 51,000
Lancaster, Pennsylvania 19 $ 1,487,000 $ 78,263 $ 48,000
Strafford, New Hampshire 18 $ 1,062,000 $ 59,000 $ 46,000
Tuscarawas, Ohio 18 $ 1,380,000 $ 76,666 $ 41,000
Belmont, Ohio 17 $ 1,550,000 $ 91,176 $ 47,000
Floyd, Kentucky 16 $ 1,045,000 $ 65,312 $ 35,000
Ross, Ohio 16 $ 839,000 $ 52,437 $ 37,000
Snyder, Pennsylvania 16 $ 1,090,000 $ 68,125 $ 39,000
Warren, Pennsylvania 16 $ 1,071,000 $ 66,937 $ 44,000
Letcher, Kentucky 14 $ 841,000 $ 60,071 $ 50,000
Magoffin, Kentucky 14 $ 903,000 $ 64,500 $ 50,000
Jackson, Ohio 14 $ 1,038,000 $ 74,142 $ 39,000
Muskingum, Ohio 14 $ 1,059,000 $ 75,642 $ 50,000
Somerset, Pennsylvania 14 $ 1,431,000 $ 102,214 $ 49,000
Johnson, Kentucky 13 $ 831,000 $ 63,923 $ 37,000
Bucks, Pennsylvania 13 $ 1,056,000 $ 81,230 $ 56,000
Cambria, Pennsylvania 13 $ 964,000 $ 74,153 $ 44,000
Clarion, Pennsylvania 13 $ 1,249,000 $ 96,076 $ 67,000
Erie, Pennsylvania 13 $ 911,000 $ 70,076 $ 41,000
Indiana, Pennsylvania 13 $ 1,166,000 $ 89,692 $ 47,000
Orange, Vermont 13 $ 1,178,000 $ 90,615 $ 46,000
Cumberland, Maine 12 $ 858,000 $ 71,500 $ 39,000
Butler, Pennsylvania 12 $ 1,009,000 $ 84,083 $ 47,000
Crawford, Pennsylvania 12 $ 746,000 $ 62,166 $ 41,000
Greene, Pennsylvania 12 $ 980,000 $ 81,666 $ 44,000
Kennebec, Maine 11 $ 877,000 $ 79,727 $ 38,000
Guernsey, Ohio 11 $ 815,000 $ 74,090 $ 43,000
Armstrong, Pennsylvania 11 $ 740,000 $ 67,272 $ 38,000
Harlan, Kentucky 10 $ 650,000 $ 65,000 $ 42,000
Rockingham, New Hampshire 10 $ 638,000 $ 63,800 $ 49,000
Chittenden, Vermont 10 $ 697,000 $ 69,700 $ 52,000
Bell, Kentucky 9 $ 596,000 $ 66,222 $ 44,000
Breathitt, Kentucky 9 $ 388,000 $ 43,111 $ 34,000
Leslie, Kentucky 9 $ 452,000 $ 50,222 $ 42,000
Pulaski, Kentucky 9 $ 592,000 $ 65,777 $ 37,000
Wayne, Ohio 9 $ 728,000 $ 80,888 $ 44,000
Elk, Pennsylvania 9 $ 891,000 $ 99,000 $ 51,000
Lebanon, Pennsylvania 9 $ 547,000 $ 60,777 $ 53,000
Windsor, Vermont 9 $ 948,000 $ 105,333 $ 46,000
Christian, Kentucky 8 $ 474,000 $ 59,250 $ 48,000
Harrison, Ohio 8 $ 674,000 $ 84,250 $ 60,000
Berks, Pennsylvania 8 $ 456,000 $ 57,000 $ 45,000
Claiborne, Tennessee 8 $ 537,000 $ 67,125 $ 36,000
Caledonia, Vermont 8 $ 760,000 $ 95,000 $ 59,000
Knox, Kentucky 7 $ 428,000 $ 61,142 $ 30,000
Whitley, Kentucky 7 $ 368,000 $ 52,571 $ 30,000
Penobscot, Maine 7 $ 408,000 $ 58,285 $ 32,000
Carroll, Ohio 7 $ 456,000 $ 65,142 $ 43,000
Columbiana, Ohio 7 $ 450,000 $ 64,285 $ 30,000
Fulton, Ohio 7 $ 602,000 $ 86,000 $ 51,000
Scioto, Ohio 7 $ 369,000 $ 52,714 $ 49,000
Stark, Ohio 7 $ 385,000 $ 55,000 $ 34,000
Washington, Ohio 7 $ 620,000 $ 88,571 $ 56,000
Chester, Pennsylvania 7 $ 468,000 $ 66,857 $ 84,000
Juniata, Pennsylvania 7 $ 663,000 $ 94,714 $ 46,000
Addison, Vermont 7 $ 749,000 $ 107,000 $ 64,000
Bennington, Vermont 7 $ 752,000 $ 107,428 $ 73,000
Lamoille, Vermont 7 $ 778,000 $ 111,142 $ 42,000
Clay, Kentucky 6 $ 303,000 $ 50,500 $ 41,000
Wayne, Kentucky 6 $ 348,000 $ 58,000 $ 35,000
Wolfe, Kentucky 6 $ 361,000 $ 60,166 $ 40,000
Coshocton, Ohio 6 $ 579,000 $ 96,500 $ 61,000
Jefferson, Ohio 6 $ 386,000 $ 64,333 $ 36,000
Perry, Ohio 6 $ 564,000 $ 94,000 $ 50,000
Allegheny, Pennsylvania 6 $ 687,000 $ 114,500 $ 60,000
Beaver, Pennsylvania 6 $ 485,000 $ 80,833 $ 45,000
Dauphin, Pennsylvania 6 $ 421,000 $ 70,166 $ 48,000
McKean, Pennsylvania 6 $ 467,000 $ 77,833 $ 63,000
Schuylkill, Pennsylvania 6 $ 479,000 $ 79,833 $ 44,000
Clinton, Kentucky 5 $ 338,000 $ 67,600 $ 36,000
Muhlenberg, Kentucky 5 $ 227,000 $ 45,400 $ 37,000
Androscoggin, Maine 5 $ 418,000 $ 83,600 $ 35,000
Sagadahoc, Maine 5 $ 427,000 $ 85,400 $ 38,000
Wicomico, Maryland 5 $ 299,000 $ 59,800 $ 46,000
Ashtabula, Ohio 5 $ 484,000 $ 96,800 $ 53,000
Lawrence, Ohio 5 $ 236,000 $ 47,200 $ 40,000
Richland, Ohio 5 $ 367,000 $ 73,400 $ 37,000
Mercer, Pennsylvania 5 $ 374,000 $ 74,800 $ 53,000
Union, Pennsylvania 5 $ 401,000 $ 80,200 $ 67,000
Henderson, Kentucky 4 $ 290,000 $ 72,500 $ 55,000
Russell, Kentucky 4 $ 223,000 $ 55,750 $ 31,000
York, Maine 4 $ 338,000 $ 84,500 $ 39,000
Grafton, New Hampshire 4 $ 409,000 $ 102,250 $ 78,000
Hillsborough, New Hampshire 4 $ 236,000 $ 59,000 $ 31,000
Athens, Ohio 4 $ 209,000 $ 52,250 $ 31,000
Brown, Ohio 4 $ 142,000 $ 35,500 $ 22,000
Clinton, Ohio 4 $ 316,000 $ 79,000 $ 44,000
Pickaway, Ohio 4 $ 174,000 $ 43,500 $ 28,000
Northampton, Pennsylvania 4 $ 347,000 $ 86,750 $ 62,000
Orleans, Vermont 4 $ 301,000 $ 75,250 $ 23,000
Bath, Kentucky 3 $ 155,000 $ 51,666 $ 58,000
Caldwell, Kentucky 3 $ 180,000 $ 60,000 $ 34,000
Carter, Kentucky 3 $ 239,000 $ 79,666 $ 41,000
Daviess, Kentucky 3 $ 267,000 $ 89,000 $ 57,000
Greenup, Kentucky 3 $ 142,000 $ 47,333 $ 46,000
Hopkins, Kentucky 3 $ 288,000 $ 96,000 $ 46,000
Laurel, Kentucky 3 $ 92,000 $ 30,666 $ 22,000
Lawrence, Kentucky 3 $ 181,000 $ 60,333 $ 41,000
Morgan, Kentucky 3 $ 125,000 $ 41,666 $ 62,000
Oldham, Kentucky 3 $ 113,000 $ 37,666 $ 43,000
Todd, Kentucky 3 $ 176,000 $ 58,666 $ 41,000
Hancock, Maine 3 $ 180,000 $ 60,000 $ 26,000
Harford, Maryland 3 $ 185,000 $ 61,666 $ 35,000
Cheshire, New Hampshire 3 $ 311,000 $ 103,666 $ 66,000
Adams, Ohio 3 $ 182,000 $ 60,666 $ 46,000
Franklin, Ohio 3 $ 148,000 $ 49,333 $ 42,000
Gallia, Ohio 3 $ 243,000 $ 81,000 $ 66,000
Holmes, Ohio 3 $ 129,000 $ 43,000 $ 44,000
Licking, Ohio 3 $ 201,000 $ 67,000 $ 33,000
Madison, Ohio 3 $ 157,000 $ 52,333 $ 38,000
Mahoning, Ohio 3 $ 231,000 $ 77,000 $ 46,000
Meigs, Ohio 3 $ 212,000 $ 70,666 $ 41,000
Summit, Ohio 3 $ 142,000 $ 47,333 $ 55,000
Lycoming, Pennsylvania 3 $ 202,000 $ 67,333 $ 39,000
Susquehanna, Pennsylvania 3 $ 182,000 $ 60,666 $ 35,000
Franklin, Vermont 3 $ 221,000 $ 73,666 $ 36,000
Lee, Virginia 3 $ 209,000 $ 69,666 $ 35,000
Sussex, Delaware 2 $ 152,000 $ 76,000 $ 43,000
Spencer, Indiana 2 $ 264,000 $ 132,000 $ 38,000
Fleming, Kentucky 2 $ 87,000 $ 43,500 $ 54,000
Hancock, Kentucky 2 $ 358,000 $ 179,000 $ 72,000
Jessamine, Kentucky 2 $ 254,000 $ 127,000 $ 40,000
Mason, Kentucky 2 $ 90,000 $ 45,000 $ 38,000
McCracken, Kentucky 2 $ 196,000 $ 98,000 $ 65,000
McCreary, Kentucky 2 $ 70,000 $ 35,000 $ 34,000
McLean, Kentucky 2 $ 486,000 $ 243,000 $ 77,000
Ohio, Kentucky 2 $ 171,000 $ 85,500 $ 45,000
Powell, Kentucky 2 $ 103,000 $ 51,500 $ 34,000
Warren, Kentucky 2 $ 183,000 $ 91,500 $ 22,000
Aroostook, Maine 2 $ 142,000 $ 71,000 $ 38,000
Piscataquis, Maine 2 $ 122,000 $ 61,000 $ 25,000
Washington, Maine 2 $ 119,000 $ 59,500 $ 19,000
Garrett, Maryland 2 $ 127,000 $ 63,500 $ 40,000
Ashland, Ohio 2 $ 139,000 $ 69,500 $ 34,000
Defiance, Ohio 2 $ 180,000 $ 90,000 $ 26,000
Knox, Ohio 2 $ 188,000 $ 94,000 $ 30,000
Lucas, Ohio 2 $ 68,000 $ 34,000 $ 32,000
Monroe, Ohio 2 $ 129,000 $ 64,500 $ 26,000
Morgan, Ohio 2 $ 258,000 $ 129,000 $ 68,000
Noble, Ohio 2 $ 182,000 $ 91,000 $ 49,000
Pike, Ohio 2 $ 131,000 $ 65,500 $ 27,000
Portage, Ohio 2 $ 91,000 $ 45,500 $ 31,000
Sandusky, Ohio 2 $ 155,000 $ 77,500 $ 57,000
Fulton, Pennsylvania 2 $ 281,000 $ 140,500 $ 53,000
Lawrence, Pennsylvania 2 $ 145,000 $ 72,500 $ 42,000
Venango, Pennsylvania 2 $ 324,000 $ 162,000 $ 73,000
Darlington, South Carolina 2 $ 179,000 $ 89,500 $ 56,000
Windham, Vermont 2 $ 194,000 $ 97,000 $ 36,000
Kent, Delaware 1 $ 37,000 $ 37,000 $ 24,000
Duval, Florida 1 $ 35,000 $ 35,000 $ 41,000
Lake, Florida 1 $ 153,000 $ 153,000 $ 57,000
Okeechobee, Florida 1 $ 78,000 $ 78,000 $ 55,000
Pasco, Florida 1 $ 119,000 $ 119,000 $ 17,000
Polk, Florida 1 $ 102,000 $ 102,000 $ 59,000
Volusia, Florida 1 $ 120,000 $ 120,000 $ 48,000
Burke, Georgia 1 $ 87,000 $ 87,000 $ 42,000
Dearborn, Indiana 1 $ 33,000 $ 33,000 $ 65,000
Warrick, Indiana 1 $ 210,000 $ 210,000 $ 65,000
Barren, Kentucky 1 $ 71,000 $ 71,000 $ 116,000
Breckinridge, Kentucky 1 $ 134,000 $ 134,000 $ 142,000
Casey, Kentucky 1 $ 95,000 $ 95,000 $ 42,000
Clark, Kentucky 1 $ 54,000 $ 54,000 $ 60,000
Cumberland, Kentucky 1 $ 67,000 $ 67,000 $ 21,000
Estill, Kentucky 1 $ 31,000 $ 31,000 $ 27,000
Graves, Kentucky 1 $ 39,000 $ 39,000 $ 17,000
Harrison, Kentucky 1 $ 57,000 $ 57,000 $ 46,000
Jackson, Kentucky 1 $ 65,000 $ 65,000 $ 12,000
Lee, Kentucky 1 $ 24,000 $ 24,000 $ 26,000
Lewis, Kentucky 1 $ 33,000 $ 33,000 $ 31,000
Lincoln, Kentucky 1 $ 25,000 $ 25,000 $ 25,000
Lyon, Kentucky 1 $ 51,000 $ 51,000 $ 31,000
Madison, Kentucky 1 $ 38,000 $ 38,000 $ 31,000
Martin, Kentucky 1 $ 64,000 $ 64,000 $ 95,000
Rockcastle, Kentucky 1 $ 41,000 $ 41,000 $ 24,000
Scott, Kentucky 1 $ 36,000 $ 36,000 $ 34,000
Webster, Kentucky 1 $ 106,000 $ 106,000 $ 54,000
Oxford, Maine 1 $ 124,000 $ 124,000 $ 57,000
Somerset, Maine 1 $ 192,000 $ 192,000 $ 91,000
Allegany, Maryland 1 $ 50,000 $ 50,000 $ 48,000
Cecil, Maryland 1 $ 38,000 $ 38,000 $ 26,000
Dorchester, Maryland 1 $ 36,000 $ 36,000 $ 19,000
Frederick, Maryland 1 $ 40,000 $ 40,000 $ 34,000
Middlesex, Massachusetts 1 $ 50,000 $ 50,000 $ 66,000
Coos, New Hampshire 1 $ 42,000 $ 42,000 $ 27,000
Cattaraugus, New York 1 $ 76,000 $ 76,000 $ 19,000
Essex, New York 1 $ 194,000 $ 194,000 $ 66,000
Columbus, North Carolina 1 $ 72,000 $ 72,000 $ 24,000
Hoke, North Carolina 1 $ 74,000 $ 74,000 $ 30,000
McDowell, North Carolina 1 $ 59,000 $ 59,000 $ 75,000
Union, North Carolina 1 $ 97,000 $ 97,000 $ 51,000
Cuyahoga, Ohio 1 $ 76,000 $ 76,000 $ 82,000
Delaware, Ohio 1 $ 23,000 $ 23,000 $ 22,000
Erie, Ohio 1 $ 45,000 $ 45,000 $ 23,000
Geauga, Ohio 1 $ 93,000 $ 93,000 $ 40,000
Hardin, Ohio 1 $ 114,000 $ 114,000 $ 67,000
Henry, Ohio 1 $ 64,000 $ 64,000 $ 15,000
Lake, Ohio 1 $ 62,000 $ 62,000 $ 53,000
Logan, Ohio 1 $ 50,000 $ 50,000 $ 60,000
Lorain, Ohio 1 $ 16,000 $ 16,000 $ 35,000
Mercer, Ohio 1 $ 56,000 $ 56,000 $ 78,000
Montgomery, Ohio 1 $ 146,000 $ 146,000 $ 43,000
Morrow, Ohio 1 $ 62,000 $ 62,000 $ 32,000
Ottawa, Ohio 1 $ 100,000 $ 100,000 $ 170,000
Paulding, Ohio 1 $ 201,000 $ 201,000 $ 67,000
Trumbull, Ohio 1 $ 70,000 $ 70,000 $ 60,000
Vinton, Ohio 1 $ 26,000 $ 26,000 $ 21,000
Williams, Ohio 1 $ 71,000 $ 71,000 $ 29,000
Clinton, Pennsylvania 1 $ 81,000 $ 81,000 $ 44,000
Forest, Pennsylvania 1 $ 34,000 $ 34,000 $ 103,000
Lackawanna, Pennsylvania 1 $ 35,000 $ 35,000 $ 24,000
Lehigh, Pennsylvania 1 $ 85,000 $ 85,000 $ 67,000
Monroe, Pennsylvania 1 $ 45,000 $ 45,000 $ 18,000
Montgomery, Pennsylvania 1 $ 233,000 $ 233,000 $ 59,000
Northumberland, Pennsylvania 1 $ 61,000 $ 61,000 $ 44,000
Philadelphia, Pennsylvania 1 $ 76,000 $ 76,000 $ 44,000
Potter, Pennsylvania 1 $ 20,000 $ 20,000 $ 41,000
Tioga, Pennsylvania 1 $ 49,000 $ 49,000 $ 30,000
Wyoming, Pennsylvania 1 $ 63,000 $ 63,000 $ 49,000
Horry, South Carolina 1 $ 56,000 $ 56,000 $ 43,000
Williamsburg, South Carolina 1 $ 83,000 $ 83,000 $ 38,000
York, South Carolina 1 $ 109,000 $ 109,000 $ 27,000
Pickett, Tennessee 1 $ 64,000 $ 64,000 $ 35,000
Robertson, Tennessee 1 $ 109,000 $ 109,000 $ 58,000
Scott, Tennessee 1 $ 35,000 $ 35,000 $ 32,000
Union, Tennessee 1 $ 40,000 $ 40,000 $ 29,000
Weakley, Tennessee 1 $ 88,000 $ 88,000 $ 26,000
Buchanan, Virginia 1 $ 71,000 $ 71,000 $ 31,000
Dickenson, Virginia 1 $ 51,000 $ 51,000 $ 76,000
Halifax, Virginia 1 $ 74,000 $ 74,000 $ 38,000
Henry, Virginia 1 $ 34,000 $ 34,000 $ 26,000
Scott, Virginia 1 $ 70,000 $ 70,000 $ 66,000
Smyth, Virginia 1 $ 84,000 $ 84,000 $ 61,000
Wise, Virginia 1 $ 114,000 $ 114,000 $ 49,000
Wythe, Virginia 1 $ 56,000 $ 56,000 $ 26,000

Mortgage Loan Application Detail Totals for Popular Housing Services in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,548 $117,626,000 $75,000 $337,000 $46,000 $240,000
Refinancing 72 $5,809,000 $80,000 $217,000 $47,000 $113,000
Home Improvement 11 $995,000 $90,000 $136,000 $45,000 $97,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,602 $122,339,000 $76,000 $337,000 $46,000 $240,000
Black or African American 13 $954,000 $73,000 $130,000 $41,000 $67,000
Hispanic 10 $796,000 $79,000 $119,000 $53,000 $170,000
American Indian or Alaskan Native 3 $138,000 $46,000 $59,000 $36,000 $47,000
Not Provided 2 $156,000 $78,000 $98,000 $59,000 $90,000
Asian 1 $47,000 $47,000 $47,000 $38,000 $38,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,631 $124,430,000 $76,000 $337,000 $46,000 $240,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 827 $59,891,000 $72,000 $337,000 $42,000 $171,000
Loan Originated 571 $46,518,000 $81,000 $243,000 $49,000 $170,000
Application Approved But Not Accepted 233 $18,021,000 $77,000 $255,000 $51,000 $240,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 377 $26,872,000 $71,000 $245,000 $45,000 $171,000
Debt-To-Income Ratio 123 $10,074,000 $81,000 $337,000 $34,000 $116,000
Other 6 $456,000 $76,000 $149,000 $25,000 $48,000
Employment History 4 $255,000 $63,000 $125,000 $39,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 1 $84,000 $84,000 $84,000 $56,000 $56,000
Collateral 1 $240,000 $240,000 $240,000 $94,000 $94,000
Credit Application Incomplete 1 $59,000 $59,000 $59,000 $40,000 $40,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Popular Housing Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Popular Housing Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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