Popular Housing Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Popular Housing Services 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Popular Housing Services
9600 West Bryn Mawr
Rosemont, IL 60018
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 1,631
Total Mortgage Loan Application Amount $124,430,000
Average Mortgage Loan Application Amount $81,666
Highest Mortgage Loan Application Amount $337,000
Average Applicant Income $46,000
Highest Applicant Income $240,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Popular Housing Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Popular Housing Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Popular Housing Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Popular Housing Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Popular Housing Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Popular Housing Services's mortgage activity for 2007.

Mortgage Loan Application Totals for Popular Housing Services by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clearfield County Pennsylvania 59 $ 5,394,000 $ 91,000 $ 45,000
Washington County Pennsylvania 38 $ 3,155,000 $ 83,000 $ 56,000
Perry County Pennsylvania 35 $ 2,881,000 $ 82,000 $ 45,000
Merrimack County New Hampshire 33 $ 2,125,000 $ 64,000 $ 46,000
Westmoreland County Pennsylvania 30 $ 2,474,000 $ 82,000 $ 50,000
Washington County Vermont 30 $ 2,858,000 $ 95,000 $ 45,000
Perry County Kentucky 29 $ 1,425,000 $ 49,000 $ 39,000
Pike County Kentucky 27 $ 1,913,000 $ 70,000 $ 40,000
Lincoln County Maine 26 $ 2,076,000 $ 79,000 $ 44,000
Rutland County Vermont 26 $ 2,377,000 $ 91,000 $ 40,000
Bedford County Pennsylvania 25 $ 2,146,000 $ 85,000 $ 42,000
Fayette County Pennsylvania 24 $ 1,822,000 $ 75,000 $ 47,000
Franklin County Pennsylvania 23 $ 1,511,000 $ 65,000 $ 45,000
Blair County Pennsylvania 22 $ 2,110,000 $ 95,000 $ 50,000
Adams County Pennsylvania 21 $ 1,470,000 $ 70,000 $ 68,000
Knox County Maine 20 $ 1,837,000 $ 91,000 $ 41,000
Huntingdon County Pennsylvania 20 $ 1,635,000 $ 81,000 $ 49,000
Jefferson County Pennsylvania 20 $ 2,024,000 $ 101,000 $ 52,000
Mifflin County Pennsylvania 20 $ 2,159,000 $ 107,000 $ 46,000
York County Pennsylvania 20 $ 1,430,000 $ 71,000 $ 58,000
Knott County Kentucky 19 $ 1,089,000 $ 57,000 $ 43,000
Waldo County Maine 19 $ 1,523,000 $ 80,000 $ 30,000
Centre County Pennsylvania 19 $ 1,368,000 $ 72,000 $ 50,000
Cumberland County Pennsylvania 19 $ 1,287,000 $ 67,000 $ 51,000
Lancaster County Pennsylvania 19 $ 1,487,000 $ 78,000 $ 48,000
Strafford County New Hampshire 18 $ 1,062,000 $ 59,000 $ 46,000
Tuscarawas County Ohio 18 $ 1,380,000 $ 76,000 $ 41,000
Belmont County Ohio 17 $ 1,550,000 $ 91,000 $ 47,000
Floyd County Kentucky 16 $ 1,045,000 $ 65,000 $ 35,000
Ross County Ohio 16 $ 839,000 $ 52,000 $ 37,000
Snyder County Pennsylvania 16 $ 1,090,000 $ 68,000 $ 39,000
Warren County Pennsylvania 16 $ 1,071,000 $ 66,000 $ 44,000
Letcher County Kentucky 14 $ 841,000 $ 60,000 $ 50,000
Magoffin County Kentucky 14 $ 903,000 $ 64,000 $ 50,000
Jackson County Ohio 14 $ 1,038,000 $ 74,000 $ 39,000
Muskingum County Ohio 14 $ 1,059,000 $ 75,000 $ 50,000
Somerset County Pennsylvania 14 $ 1,431,000 $ 102,000 $ 49,000
Johnson County Kentucky 13 $ 831,000 $ 63,000 $ 37,000
Bucks County Pennsylvania 13 $ 1,056,000 $ 81,000 $ 56,000
Cambria County Pennsylvania 13 $ 964,000 $ 74,000 $ 44,000
Clarion County Pennsylvania 13 $ 1,249,000 $ 96,000 $ 67,000
Erie County Pennsylvania 13 $ 911,000 $ 70,000 $ 41,000
Indiana County Pennsylvania 13 $ 1,166,000 $ 89,000 $ 47,000
Orange County Vermont 13 $ 1,178,000 $ 90,000 $ 46,000
Cumberland County Maine 12 $ 858,000 $ 71,000 $ 39,000
Butler County Pennsylvania 12 $ 1,009,000 $ 84,000 $ 47,000
Crawford County Pennsylvania 12 $ 746,000 $ 62,000 $ 41,000
Greene County Pennsylvania 12 $ 980,000 $ 81,000 $ 44,000
Kennebec County Maine 11 $ 877,000 $ 79,000 $ 38,000
Guernsey County Ohio 11 $ 815,000 $ 74,000 $ 43,000
Armstrong County Pennsylvania 11 $ 740,000 $ 67,000 $ 38,000
Harlan County Kentucky 10 $ 650,000 $ 65,000 $ 42,000
Rockingham County New Hampshire 10 $ 638,000 $ 63,000 $ 49,000
Chittenden County Vermont 10 $ 697,000 $ 69,000 $ 52,000
Bell County Kentucky 9 $ 596,000 $ 66,000 $ 44,000
Breathitt County Kentucky 9 $ 388,000 $ 43,000 $ 34,000
Leslie County Kentucky 9 $ 452,000 $ 50,000 $ 42,000
Pulaski County Kentucky 9 $ 592,000 $ 65,000 $ 37,000
Wayne County Ohio 9 $ 728,000 $ 80,000 $ 44,000
Elk County Pennsylvania 9 $ 891,000 $ 99,000 $ 51,000
Lebanon County Pennsylvania 9 $ 547,000 $ 60,000 $ 53,000
Windsor County Vermont 9 $ 948,000 $ 105,000 $ 46,000
Christian County Kentucky 8 $ 474,000 $ 59,000 $ 48,000
Harrison County Ohio 8 $ 674,000 $ 84,000 $ 60,000
Berks County Pennsylvania 8 $ 456,000 $ 57,000 $ 45,000
Claiborne County Tennessee 8 $ 537,000 $ 67,000 $ 36,000
Caledonia County Vermont 8 $ 760,000 $ 95,000 $ 59,000
Knox County Kentucky 7 $ 428,000 $ 61,000 $ 30,000
Whitley County Kentucky 7 $ 368,000 $ 52,000 $ 30,000
Penobscot County Maine 7 $ 408,000 $ 58,000 $ 32,000
Carroll County Ohio 7 $ 456,000 $ 65,000 $ 43,000
Columbiana County Ohio 7 $ 450,000 $ 64,000 $ 30,000
Fulton County Ohio 7 $ 602,000 $ 86,000 $ 51,000
Scioto County Ohio 7 $ 369,000 $ 52,000 $ 49,000
Stark County Ohio 7 $ 385,000 $ 55,000 $ 34,000
Washington County Ohio 7 $ 620,000 $ 88,000 $ 56,000
Chester County Pennsylvania 7 $ 468,000 $ 66,000 $ 84,000
Juniata County Pennsylvania 7 $ 663,000 $ 94,000 $ 46,000
Addison County Vermont 7 $ 749,000 $ 107,000 $ 64,000
Bennington County Vermont 7 $ 752,000 $ 107,000 $ 73,000
Lamoille County Vermont 7 $ 778,000 $ 111,000 $ 42,000
Clay County Kentucky 6 $ 303,000 $ 50,000 $ 41,000
Wayne County Kentucky 6 $ 348,000 $ 58,000 $ 35,000
Wolfe County Kentucky 6 $ 361,000 $ 60,000 $ 40,000
Coshocton County Ohio 6 $ 579,000 $ 96,000 $ 61,000
Jefferson County Ohio 6 $ 386,000 $ 64,000 $ 36,000
Perry County Ohio 6 $ 564,000 $ 94,000 $ 50,000
Allegheny County Pennsylvania 6 $ 687,000 $ 114,000 $ 60,000
Beaver County Pennsylvania 6 $ 485,000 $ 80,000 $ 45,000
Dauphin County Pennsylvania 6 $ 421,000 $ 70,000 $ 48,000
McKean County Pennsylvania 6 $ 467,000 $ 77,000 $ 63,000
Schuylkill County Pennsylvania 6 $ 479,000 $ 79,000 $ 44,000
Clinton County Kentucky 5 $ 338,000 $ 67,000 $ 36,000
Muhlenberg County Kentucky 5 $ 227,000 $ 45,000 $ 37,000
Androscoggin County Maine 5 $ 418,000 $ 83,000 $ 35,000
Sagadahoc County Maine 5 $ 427,000 $ 85,000 $ 38,000
Wicomico County Maryland 5 $ 299,000 $ 59,000 $ 46,000
Ashtabula County Ohio 5 $ 484,000 $ 96,000 $ 53,000
Lawrence County Ohio 5 $ 236,000 $ 47,000 $ 40,000
Richland County Ohio 5 $ 367,000 $ 73,000 $ 37,000
Mercer County Pennsylvania 5 $ 374,000 $ 74,000 $ 53,000
Union County Pennsylvania 5 $ 401,000 $ 80,000 $ 67,000
Henderson County Kentucky 4 $ 290,000 $ 72,000 $ 55,000
Russell County Kentucky 4 $ 223,000 $ 55,000 $ 31,000
York County Maine 4 $ 338,000 $ 84,000 $ 39,000
Grafton County New Hampshire 4 $ 409,000 $ 102,000 $ 78,000
Hillsborough County New Hampshire 4 $ 236,000 $ 59,000 $ 31,000
Athens County Ohio 4 $ 209,000 $ 52,000 $ 31,000
Brown County Ohio 4 $ 142,000 $ 35,000 $ 22,000
Clinton County Ohio 4 $ 316,000 $ 79,000 $ 44,000
Pickaway County Ohio 4 $ 174,000 $ 43,000 $ 28,000
Northampton County Pennsylvania 4 $ 347,000 $ 86,000 $ 62,000
Orleans County Vermont 4 $ 301,000 $ 75,000 $ 23,000
Bath County Kentucky 3 $ 155,000 $ 51,000 $ 58,000
Caldwell County Kentucky 3 $ 180,000 $ 60,000 $ 34,000
Carter County Kentucky 3 $ 239,000 $ 79,000 $ 41,000
Daviess County Kentucky 3 $ 267,000 $ 89,000 $ 57,000
Greenup County Kentucky 3 $ 142,000 $ 47,000 $ 46,000
Hopkins County Kentucky 3 $ 288,000 $ 96,000 $ 46,000
Laurel County Kentucky 3 $ 92,000 $ 30,000 $ 22,000
Lawrence County Kentucky 3 $ 181,000 $ 60,000 $ 41,000
Morgan County Kentucky 3 $ 125,000 $ 41,000 $ 62,000
Oldham County Kentucky 3 $ 113,000 $ 37,000 $ 43,000
Todd County Kentucky 3 $ 176,000 $ 58,000 $ 41,000
Hancock County Maine 3 $ 180,000 $ 60,000 $ 26,000
Harford County Maryland 3 $ 185,000 $ 61,000 $ 35,000
Cheshire County New Hampshire 3 $ 311,000 $ 103,000 $ 66,000
Adams County Ohio 3 $ 182,000 $ 60,000 $ 46,000
Franklin County Ohio 3 $ 148,000 $ 49,000 $ 42,000
Gallia County Ohio 3 $ 243,000 $ 81,000 $ 66,000
Holmes County Ohio 3 $ 129,000 $ 43,000 $ 44,000
Licking County Ohio 3 $ 201,000 $ 67,000 $ 33,000
Madison County Ohio 3 $ 157,000 $ 52,000 $ 38,000
Mahoning County Ohio 3 $ 231,000 $ 77,000 $ 46,000
Meigs County Ohio 3 $ 212,000 $ 70,000 $ 41,000
Summit County Ohio 3 $ 142,000 $ 47,000 $ 55,000
Lycoming County Pennsylvania 3 $ 202,000 $ 67,000 $ 39,000
Susquehanna County Pennsylvania 3 $ 182,000 $ 60,000 $ 35,000
Franklin County Vermont 3 $ 221,000 $ 73,000 $ 36,000
Lee County Virginia 3 $ 209,000 $ 69,000 $ 35,000
Sussex County Delaware 2 $ 152,000 $ 76,000 $ 43,000
Spencer County Indiana 2 $ 264,000 $ 132,000 $ 38,000
Fleming County Kentucky 2 $ 87,000 $ 43,000 $ 54,000
Hancock County Kentucky 2 $ 358,000 $ 179,000 $ 72,000
Jessamine County Kentucky 2 $ 254,000 $ 127,000 $ 40,000
Mason County Kentucky 2 $ 90,000 $ 45,000 $ 38,000
McCracken County Kentucky 2 $ 196,000 $ 98,000 $ 65,000
McCreary County Kentucky 2 $ 70,000 $ 35,000 $ 34,000
McLean County Kentucky 2 $ 486,000 $ 243,000 $ 77,000
Ohio County Kentucky 2 $ 171,000 $ 85,000 $ 45,000
Powell County Kentucky 2 $ 103,000 $ 51,000 $ 34,000
Warren County Kentucky 2 $ 183,000 $ 91,000 $ 22,000
Aroostook County Maine 2 $ 142,000 $ 71,000 $ 38,000
Piscataquis County Maine 2 $ 122,000 $ 61,000 $ 25,000
Washington County Maine 2 $ 119,000 $ 59,000 $ 19,000
Garrett County Maryland 2 $ 127,000 $ 63,000 $ 40,000
Ashland County Ohio 2 $ 139,000 $ 69,000 $ 34,000
Defiance County Ohio 2 $ 180,000 $ 90,000 $ 26,000
Knox County Ohio 2 $ 188,000 $ 94,000 $ 30,000
Lucas County Ohio 2 $ 68,000 $ 34,000 $ 32,000
Monroe County Ohio 2 $ 129,000 $ 64,000 $ 26,000
Morgan County Ohio 2 $ 258,000 $ 129,000 $ 68,000
Noble County Ohio 2 $ 182,000 $ 91,000 $ 49,000
Pike County Ohio 2 $ 131,000 $ 65,000 $ 27,000
Portage County Ohio 2 $ 91,000 $ 45,000 $ 31,000
Sandusky County Ohio 2 $ 155,000 $ 77,000 $ 57,000
Fulton County Pennsylvania 2 $ 281,000 $ 140,000 $ 53,000
Lawrence County Pennsylvania 2 $ 145,000 $ 72,000 $ 42,000
Venango County Pennsylvania 2 $ 324,000 $ 162,000 $ 73,000
Darlington County South Carolina 2 $ 179,000 $ 89,000 $ 56,000
Windham County Vermont 2 $ 194,000 $ 97,000 $ 36,000
Kent County Delaware 1 $ 37,000 $ 37,000 $ 24,000
Duval County Florida 1 $ 35,000 $ 35,000 $ 41,000
Lake County Florida 1 $ 153,000 $ 153,000 $ 57,000
Okeechobee County Florida 1 $ 78,000 $ 78,000 $ 55,000
Pasco County Florida 1 $ 119,000 $ 119,000 $ 17,000
Polk County Florida 1 $ 102,000 $ 102,000 $ 59,000
Volusia County Florida 1 $ 120,000 $ 120,000 $ 48,000
Burke County Georgia 1 $ 87,000 $ 87,000 $ 42,000
Dearborn County Indiana 1 $ 33,000 $ 33,000 $ 65,000
Warrick County Indiana 1 $ 210,000 $ 210,000 $ 65,000
Barren County Kentucky 1 $ 71,000 $ 71,000 $ 116,000
Breckinridge County Kentucky 1 $ 134,000 $ 134,000 $ 142,000
Casey County Kentucky 1 $ 95,000 $ 95,000 $ 42,000
Clark County Kentucky 1 $ 54,000 $ 54,000 $ 60,000
Cumberland County Kentucky 1 $ 67,000 $ 67,000 $ 21,000
Estill County Kentucky 1 $ 31,000 $ 31,000 $ 27,000
Graves County Kentucky 1 $ 39,000 $ 39,000 $ 17,000
Harrison County Kentucky 1 $ 57,000 $ 57,000 $ 46,000
Jackson County Kentucky 1 $ 65,000 $ 65,000 $ 12,000
Lee County Kentucky 1 $ 24,000 $ 24,000 $ 26,000
Lewis County Kentucky 1 $ 33,000 $ 33,000 $ 31,000
Lincoln County Kentucky 1 $ 25,000 $ 25,000 $ 25,000
Lyon County Kentucky 1 $ 51,000 $ 51,000 $ 31,000
Madison County Kentucky 1 $ 38,000 $ 38,000 $ 31,000
Martin County Kentucky 1 $ 64,000 $ 64,000 $ 95,000
Rockcastle County Kentucky 1 $ 41,000 $ 41,000 $ 24,000
Scott County Kentucky 1 $ 36,000 $ 36,000 $ 34,000
Webster County Kentucky 1 $ 106,000 $ 106,000 $ 54,000
Oxford County Maine 1 $ 124,000 $ 124,000 $ 57,000
Somerset County Maine 1 $ 192,000 $ 192,000 $ 91,000
Allegany County Maryland 1 $ 50,000 $ 50,000 $ 48,000
Cecil County Maryland 1 $ 38,000 $ 38,000 $ 26,000
Dorchester County Maryland 1 $ 36,000 $ 36,000 $ 19,000
Frederick County Maryland 1 $ 40,000 $ 40,000 $ 34,000
Middlesex County Massachusetts 1 $ 50,000 $ 50,000 $ 66,000
Coos County New Hampshire 1 $ 42,000 $ 42,000 $ 27,000
Cattaraugus County New York 1 $ 76,000 $ 76,000 $ 19,000
Essex County New York 1 $ 194,000 $ 194,000 $ 66,000
Columbus County North Carolina 1 $ 72,000 $ 72,000 $ 24,000
Hoke County North Carolina 1 $ 74,000 $ 74,000 $ 30,000
McDowell County North Carolina 1 $ 59,000 $ 59,000 $ 75,000
Union County North Carolina 1 $ 97,000 $ 97,000 $ 51,000
Cuyahoga County Ohio 1 $ 76,000 $ 76,000 $ 82,000
Delaware County Ohio 1 $ 23,000 $ 23,000 $ 22,000
Erie County Ohio 1 $ 45,000 $ 45,000 $ 23,000
Geauga County Ohio 1 $ 93,000 $ 93,000 $ 40,000
Hardin County Ohio 1 $ 114,000 $ 114,000 $ 67,000
Henry County Ohio 1 $ 64,000 $ 64,000 $ 15,000
Lake County Ohio 1 $ 62,000 $ 62,000 $ 53,000
Logan County Ohio 1 $ 50,000 $ 50,000 $ 60,000
Lorain County Ohio 1 $ 16,000 $ 16,000 $ 35,000
Mercer County Ohio 1 $ 56,000 $ 56,000 $ 78,000
Montgomery County Ohio 1 $ 146,000 $ 146,000 $ 43,000
Morrow County Ohio 1 $ 62,000 $ 62,000 $ 32,000
Ottawa County Ohio 1 $ 100,000 $ 100,000 $ 170,000
Paulding County Ohio 1 $ 201,000 $ 201,000 $ 67,000
Trumbull County Ohio 1 $ 70,000 $ 70,000 $ 60,000
Vinton County Ohio 1 $ 26,000 $ 26,000 $ 21,000
Williams County Ohio 1 $ 71,000 $ 71,000 $ 29,000
Clinton County Pennsylvania 1 $ 81,000 $ 81,000 $ 44,000
Forest County Pennsylvania 1 $ 34,000 $ 34,000 $ 103,000
Lackawanna County Pennsylvania 1 $ 35,000 $ 35,000 $ 24,000
Lehigh County Pennsylvania 1 $ 85,000 $ 85,000 $ 67,000
Monroe County Pennsylvania 1 $ 45,000 $ 45,000 $ 18,000
Montgomery County Pennsylvania 1 $ 233,000 $ 233,000 $ 59,000
Northumberland County Pennsylvania 1 $ 61,000 $ 61,000 $ 44,000
Philadelphia County Pennsylvania 1 $ 76,000 $ 76,000 $ 44,000
Potter County Pennsylvania 1 $ 20,000 $ 20,000 $ 41,000
Tioga County Pennsylvania 1 $ 49,000 $ 49,000 $ 30,000
Wyoming County Pennsylvania 1 $ 63,000 $ 63,000 $ 49,000
Horry County South Carolina 1 $ 56,000 $ 56,000 $ 43,000
Williamsburg County South Carolina 1 $ 83,000 $ 83,000 $ 38,000
York County South Carolina 1 $ 109,000 $ 109,000 $ 27,000
Pickett County Tennessee 1 $ 64,000 $ 64,000 $ 35,000
Robertson County Tennessee 1 $ 109,000 $ 109,000 $ 58,000
Scott County Tennessee 1 $ 35,000 $ 35,000 $ 32,000
Union County Tennessee 1 $ 40,000 $ 40,000 $ 29,000
Weakley County Tennessee 1 $ 88,000 $ 88,000 $ 26,000
Buchanan County Virginia 1 $ 71,000 $ 71,000 $ 31,000
Dickenson County Virginia 1 $ 51,000 $ 51,000 $ 76,000
Halifax County Virginia 1 $ 74,000 $ 74,000 $ 38,000
Henry County Virginia 1 $ 34,000 $ 34,000 $ 26,000
Scott County Virginia 1 $ 70,000 $ 70,000 $ 66,000
Smyth County Virginia 1 $ 84,000 $ 84,000 $ 61,000
Wise County Virginia 1 $ 114,000 $ 114,000 $ 49,000
Wythe County Virginia 1 $ 56,000 $ 56,000 $ 26,000

Mortgage Loan Application Detail Totals for Popular Housing Services in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,548 $117,626,000 $75,000 $337,000 $46,000 $240,000
Refinancing 72 $5,809,000 $80,000 $217,000 $47,000 $113,000
Home Improvement 11 $995,000 $90,000 $136,000 $45,000 $97,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,602 $122,339,000 $76,000 $337,000 $46,000 $240,000
Black or African American 13 $954,000 $73,000 $130,000 $41,000 $67,000
Hispanic 10 $796,000 $79,000 $119,000 $53,000 $170,000
American Indian or Alaskan Native 3 $138,000 $46,000 $59,000 $36,000 $47,000
Not Provided 2 $156,000 $78,000 $98,000 $59,000 $90,000
Asian 1 $47,000 $47,000 $47,000 $38,000 $38,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,631 $124,430,000 $76,000 $337,000 $46,000 $240,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 827 $59,891,000 $72,000 $337,000 $42,000 $171,000
Loan Originated 571 $46,518,000 $81,000 $243,000 $49,000 $170,000
Application Approved But Not Accepted 233 $18,021,000 $77,000 $255,000 $51,000 $240,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 377 $26,872,000 $71,000 $245,000 $45,000 $171,000
Debt-To-Income Ratio 123 $10,074,000 $81,000 $337,000 $34,000 $116,000
Other 6 $456,000 $76,000 $149,000 $25,000 $48,000
Employment History 4 $255,000 $63,000 $125,000 $39,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 1 $84,000 $84,000 $84,000 $56,000 $56,000
Collateral 1 $240,000 $240,000 $240,000 $94,000 $94,000
Credit Application Incomplete 1 $59,000 $59,000 $59,000 $40,000 $40,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Popular Housing Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Popular Housing Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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