Preferred Financial Group, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Preferred Financial Group, Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Preferred Financial Group, Inc 1350 Bayshore Highway, Suite 630 Burlingame, CA 94010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,421 |
| Total Mortgage Loan Application Amount | $1,047,152,000 |
| Average Mortgage Loan Application Amount | $370,605 |
| Highest Mortgage Loan Application Amount | $1,999,000 |
| Average Applicant Income | $222,842 |
| Highest Applicant Income | $1,903,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Preferred Financial Group, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Preferred Financial Group, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Preferred Financial Group, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Preferred Financial Group, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Preferred Financial Group, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Preferred Financial Group, Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 443 | $ 98,660,000 | $ 222,000 | $ 120,000 |
| San Mateo County California | 384 | $ 170,291,000 | $ 443,000 | $ 198,000 |
| Los Angeles County California | 304 | $ 117,009,000 | $ 384,000 | $ 198,000 |
| San Francisco County California | 179 | $ 84,956,000 | $ 474,000 | $ 185,000 |
| Alameda County California | 169 | $ 55,058,000 | $ 325,000 | $ 147,000 |
| Contra Costa County California | 167 | $ 50,964,000 | $ 305,000 | $ 153,000 |
| Santa Clara County California | 161 | $ 64,664,000 | $ 401,000 | $ 177,000 |
| Clark County Nevada | 144 | $ 24,031,000 | $ 166,000 | $ 152,000 |
| Maricopa County Arizona | 105 | $ 19,382,000 | $ 184,000 | $ 136,000 |
| San Diego County California | 89 | $ 29,306,000 | $ 329,000 | $ 160,000 |
| San Joaquin County California | 82 | $ 18,500,000 | $ 225,000 | $ 136,000 |
| Riverside County California | 78 | $ 22,509,000 | $ 288,000 | $ 160,000 |
| Placer County California | 76 | $ 22,234,000 | $ 292,000 | $ 187,000 |
| Solano County California | 76 | $ 18,916,000 | $ 248,000 | $ 116,000 |
| Orange County California | 60 | $ 24,673,000 | $ 411,000 | $ 164,000 |
| Napa County California | 51 | $ 18,783,000 | $ 368,000 | $ 184,000 |
| San Bernardino County California | 51 | $ 11,059,000 | $ 216,000 | $ 124,000 |
| Yolo County California | 40 | $ 10,122,000 | $ 253,000 | $ 101,000 |
| Humboldt County California | 39 | $ 7,394,000 | $ 189,000 | $ 42,000 |
| Sonoma County California | 35 | $ 13,155,000 | $ 375,000 | $ 175,000 |
| Fresno County California | 32 | $ 5,211,000 | $ 162,000 | $ 108,000 |
| Marin County California | 31 | $ 18,504,000 | $ 596,000 | $ 211,000 |
| Multnomah County Oregon | 27 | $ 2,878,000 | $ 106,000 | $ 144,000 |
| Merced County California | 26 | $ 4,471,000 | $ 171,000 | $ 134,000 |
| King County Washington | 26 | $ 4,474,000 | $ 172,000 | $ 133,000 |
| Kern County California | 24 | $ 4,534,000 | $ 188,000 | $ 270,000 |
| Monterey County California | 24 | $ 11,199,000 | $ 466,000 | $ 154,000 |
| Stanislaus County California | 21 | $ 5,552,000 | $ 264,000 | $ 127,000 |
| El Dorado County California | 20 | $ 4,618,000 | $ 230,000 | $ 165,000 |
| Pima County Arizona | 18 | $ 2,005,000 | $ 111,000 | $ 106,000 |
| Cook County Illinois | 16 | $ 2,543,000 | $ 158,000 | $ 119,000 |
| Washoe County Nevada | 14 | $ 2,622,000 | $ 187,000 | $ 129,000 |
| Butte County California | 12 | $ 1,518,000 | $ 126,000 | $ 135,000 |
| Santa Cruz County California | 12 | $ 5,973,000 | $ 497,000 | $ 188,000 |
| Shasta County California | 11 | $ 2,043,000 | $ 185,000 | $ 99,000 |
| Honolulu County Hawaii | 11 | $ 3,914,000 | $ 355,000 | $ 283,000 |
| Benton County Washington | 11 | $ 840,000 | $ 76,000 | $ 142,000 |
| Nevada County California | 10 | $ 1,915,000 | $ 191,000 | $ 183,000 |
| Del Norte County California | 9 | $ 1,082,000 | $ 120,000 | $ 118,000 |
| Marion County Oregon | 9 | $ 1,519,000 | $ 168,000 | $ 121,000 |
| Pierce County Washington | 9 | $ 1,202,000 | $ 133,000 | $ 61,000 |
| Spokane County Washington | 9 | $ 787,000 | $ 87,000 | $ 142,000 |
| Pinal County Arizona | 8 | $ 1,116,000 | $ 139,000 | $ 124,000 |
| Sutter County California | 8 | $ 1,297,000 | $ 162,000 | $ 99,000 |
| Santa Barbara County California | 7 | $ 3,912,000 | $ 558,000 | $ 209,000 |
| Tulare County California | 7 | $ 1,238,000 | $ 176,000 | $ 166,000 |
| Hennepin County Minnesota | 7 | $ 3,725,000 | $ 532,000 | $ 410,000 |
| Jackson County Missouri | 7 | $ 498,000 | $ 71,000 | $ 98,000 |
| Utah County Utah | 7 | $ 1,954,000 | $ 279,000 | $ 215,000 |
| Lake County California | 6 | $ 894,000 | $ 149,000 | $ 77,000 |
| Tehama County California | 6 | $ 884,000 | $ 147,000 | $ 138,000 |
| Tuolumne County California | 6 | $ 1,355,000 | $ 225,000 | $ 176,000 |
| Yuba County California | 6 | $ 909,000 | $ 151,000 | $ 113,000 |
| Clackamas County Oregon | 6 | $ 1,346,000 | $ 224,000 | $ 159,000 |
| Weber County Utah | 6 | $ 314,000 | $ 52,000 | $ 69,000 |
| Clark County Washington | 6 | $ 498,000 | $ 83,000 | $ 179,000 |
| Snohomish County Washington | 6 | $ 703,000 | $ 117,000 | $ 157,000 |
| Calaveras County California | 5 | $ 1,162,000 | $ 232,000 | $ 70,000 |
| Mendocino County California | 5 | $ 1,262,000 | $ 252,000 | $ 194,000 |
| Cass County Missouri | 5 | $ 817,000 | $ 163,000 | $ 188,000 |
| Washington County Oregon | 5 | $ 625,000 | $ 125,000 | $ 85,000 |
| Salt Lake County Utah | 5 | $ 536,000 | $ 107,000 | $ 120,000 |
| Mariposa County California | 4 | $ 902,000 | $ 225,000 | $ 181,000 |
| Broward County Florida | 4 | $ 4,289,000 | $ 1,072,000 | $ 666,000 |
| Collier County Florida | 4 | $ 1,558,000 | $ 389,000 | $ 231,000 |
| Miami-Dade County Florida | 4 | $ 1,481,000 | $ 370,000 | $ 170,000 |
| Volusia County Florida | 4 | $ 1,025,000 | $ 256,000 | $ 233,000 |
| Ada County Idaho | 4 | $ 455,000 | $ 113,000 | $ 223,000 |
| Lyon County Nevada | 4 | $ 659,000 | $ 164,000 | $ 80,000 |
| Kings County California | 3 | $ 358,000 | $ 119,000 | $ 133,000 |
| Ventura County California | 3 | $ 1,998,000 | $ 666,000 | $ 351,000 |
| Lee County Florida | 3 | $ 443,000 | $ 147,000 | $ 234,000 |
| Palm Beach County Florida | 3 | $ 1,390,000 | $ 463,000 | $ 348,000 |
| Kootenai County Idaho | 3 | $ 216,000 | $ 72,000 | $ 130,000 |
| Pulaski County Arkansas | 2 | $ 694,000 | $ 347,000 | $ 457,000 |
| Amador County California | 2 | $ 208,000 | $ 104,000 | $ 78,000 |
| Colusa County California | 2 | $ 415,000 | $ 207,000 | $ 114,000 |
| San Benito County California | 2 | $ 1,401,000 | $ 700,000 | $ 322,000 |
| Sierra County California | 2 | $ 685,000 | $ 342,000 | $ 326,000 |
| Trinity County California | 2 | $ 238,000 | $ 119,000 | $ 120,000 |
| Arapahoe County Colorado | 2 | $ 575,000 | $ 287,000 | $ 180,000 |
| Elbert County Colorado | 2 | $ 1,160,000 | $ 580,000 | $ 318,000 |
| Pueblo County Colorado | 2 | $ 105,000 | $ 52,000 | $ 118,000 |
| Walton County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 335,000 |
| Maui County Hawaii | 2 | $ 1,520,000 | $ 760,000 | $ 359,000 |
| Canyon County Idaho | 2 | $ 103,000 | $ 51,000 | $ 28,000 |
| Valley County Idaho | 2 | $ 371,000 | $ 185,000 | $ 272,000 |
| DuPage County Illinois | 2 | $ 572,000 | $ 286,000 | $ 250,000 |
| Tazewell County Illinois | 2 | $ 64,000 | $ 32,000 | $ 37,000 |
| Anoka County Minnesota | 2 | $ 293,000 | $ 146,000 | $ 420,000 |
| Carson City County Nevada | 2 | $ 185,000 | $ 92,000 | $ 100,000 |
| Albany County New York | 2 | $ 286,000 | $ 143,000 | $ 64,000 |
| New York County New York | 2 | $ 600,000 | $ 300,000 | $ 126,000 |
| Harney County Oregon | 2 | $ 69,000 | $ 34,000 | $ 96,000 |
| Jackson County Oregon | 2 | $ 232,000 | $ 116,000 | $ 97,000 |
| Harris County Texas | 2 | $ 156,000 | $ 78,000 | $ 56,000 |
| Travis County Texas | 2 | $ 128,000 | $ 64,000 | $ 101,000 |
| Wasatch County Utah | 2 | $ 1,125,000 | $ 562,000 | $ 600,000 |
| Cowlitz County Washington | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Yakima County Washington | 2 | $ 171,000 | $ 85,000 | $ 84,000 |
| Mohave County Arizona | 1 | $ 259,000 | $ 259,000 | $ 72,000 |
| Imperial County California | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Madera County California | 1 | $ 170,000 | $ 170,000 | $ 900,000 |
| Plumas County California | 1 | $ 308,000 | $ 308,000 | $ 152,000 |
| San Luis Obispo County California | 1 | $ 910,000 | $ 910,000 | $ 360,000 |
| Siskiyou County California | 1 | $ 236,000 | $ 236,000 | $ 356,000 |
| Pitkin County Colorado | 1 | $ 1,999,000 | $ 1,999,000 | $ 1,440,000 |
| Duval County Florida | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Sarasota County Florida | 1 | $ 1,999,000 | $ 1,999,000 | $ 1,214,000 |
| Storey County Nevada | 1 | $ 280,000 | $ 280,000 | $ 60,000 |
| Suffolk County New York | 1 | $ 540,000 | $ 540,000 | $ 90,000 |
| Deschutes County Oregon | 1 | $ 104,000 | $ 104,000 | $ 180,000 |
| Hood River County Oregon | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Richland County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Grant County Washington | 1 | $ 54,000 | $ 54,000 | $ 90,000 |
| Kitsap County Washington | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Skagit County Washington | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Preferred Financial Group, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,282 | $616,763,000 | $202,312 | $1,999,000 | $174,562 | $1,462,000 |
| Refinancing | 939 | $357,163,000 | $475,375 | $1,999,000 | $260,875 | $1,903,000 |
| Home Improvement | 200 | $73,226,000 | $540,000 | $1,999,000 | $250,166 | $1,041,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,765 | $566,471,000 | $268,666 | $1,999,000 | $220,222 | $1,903,000 |
| Hispanic | 715 | $196,824,000 | $224,555 | $1,999,000 | $162,888 | $900,000 |
| Asian | 603 | $187,984,000 | $197,000 | $1,999,000 | $140,000 | $993,000 |
| Black or African American | 181 | $45,468,000 | $154,000 | $1,820,000 | $116,333 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 74 | $21,476,000 | $348,600 | $1,260,000 | $265,200 | $658,000 |
| Not Provided | 64 | $22,708,000 | $193,428 | $1,554,000 | $87,285 | $540,000 |
| American Indian or Alaskan Native | 11 | $2,968,000 | $198,500 | $540,000 | $181,500 | $568,000 |
| Not applicable | 8 | $3,253,000 | $458,500 | $948,000 | $224,000 | $297,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,421 | $1,047,152,000 | $246,944 | $1,999,000 | $206,111 | $1,903,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,204 | $313,202,000 | $344,642 | $1,999,000 | $267,928 | $1,462,000 |
| Application Approved But Not Accepted | 1,105 | $356,771,000 | $250,058 | $1,999,000 | $193,411 | $1,903,000 |
| Loan Originated | 1,040 | $346,131,000 | $231,214 | $1,900,000 | $177,428 | $1,462,000 |
| Application Denied By Financial Institution | 72 | $31,048,000 | $578,714 | $1,999,000 | $333,285 | $1,214,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $10,405,000 | $367,000 | $1,999,000 | $185,333 | $891,000 |
| Collateral | 12 | $4,035,000 | $344,000 | $1,000,000 | $216,666 | $410,000 |
| Other | 11 | $4,772,000 | $433,000 | $926,000 | $156,000 | $330,000 |
| Debt-To-Income Ratio | 10 | $2,945,000 | $299,666 | $1,100,000 | $184,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $3,384,000 | $676,000 | $1,999,000 | $187,000 | $400,000 |
| Unverifiable Information | 4 | $3,159,000 | $1,192,500 | $1,999,000 | $668,000 | $1,214,000 |
| Employment History | 3 | $459,000 | $153,000 | $248,000 | $112,000 | $132,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Preferred Financial Group, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Preferred Financial Group, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.