Florida Community Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Florida Community Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Florida Community Bank, National Association 2500 Weston Road #300 Weston, FL 33331 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,400 |
| Total Mortgage Loan Application Amount | $1,444,993,000 |
| Average Mortgage Loan Application Amount | $545,000 |
| Highest Mortgage Loan Application Amount | $62,000,000 |
| Average Applicant Income | $267,000 |
| Highest Applicant Income | $8,368,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Florida Community Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Florida Community Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Florida Community Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Florida Community Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Florida Community Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Florida Community Bank, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Florida | 528 | $ 203,159,000 | $ 384,000 | $ 239,000 |
| Collier County Florida | 388 | $ 277,866,000 | $ 716,000 | $ 425,000 |
| Broward County Florida | 203 | $ 115,494,000 | $ 568,000 | $ 286,000 |
| Miami-Dade County Florida | 196 | $ 265,307,000 | $ 1,353,000 | $ 317,000 |
| Orange County Florida | 151 | $ 68,950,000 | $ 456,000 | $ 314,000 |
| Palm Beach County Florida | 115 | $ 93,113,000 | $ 809,000 | $ 469,000 |
| Charlotte County Florida | 78 | $ 14,581,000 | $ 186,000 | $ 91,000 |
| Sarasota County Florida | 78 | $ 45,487,000 | $ 583,000 | $ 153,000 |
| St. Lucie County Florida | 55 | $ 10,310,000 | $ 187,000 | $ 118,000 |
| Volusia County Florida | 46 | $ 9,372,000 | $ 203,000 | $ 123,000 |
| Osceola County Florida | 43 | $ 13,327,000 | $ 309,000 | $ 239,000 |
| Brevard County Florida | 42 | $ 12,102,000 | $ 288,000 | $ 167,000 |
| Hillsborough County Florida | 36 | $ 21,640,000 | $ 601,000 | $ 170,000 |
| Indian River County Florida | 32 | $ 18,201,000 | $ 568,000 | $ 282,000 |
| Manatee County Florida | 30 | $ 19,624,000 | $ 654,000 | $ 207,000 |
| Lake County Florida | 20 | $ 10,349,000 | $ 517,000 | $ 246,000 |
| Polk County Florida | 19 | $ 4,400,000 | $ 231,000 | $ 129,000 |
| Seminole County Florida | 18 | $ 7,569,000 | $ 420,000 | $ 219,000 |
| Martin County Florida | 14 | $ 4,830,000 | $ 345,000 | $ 150,000 |
| Pinellas County Florida | 14 | $ 12,731,000 | $ 909,000 | $ 413,000 |
| San Diego County California | 13 | $ 8,243,000 | $ 634,000 | $ 0 |
| Los Angeles County California | 11 | $ 7,366,000 | $ 669,000 | $ 0 |
| San Francisco County California | 11 | $ 8,269,000 | $ 751,000 | $ 0 |
| Monroe County Florida | 11 | $ 9,184,000 | $ 834,000 | $ 780,000 |
| Santa Clara County California | 10 | $ 9,435,000 | $ 943,000 | $ 0 |
| New York County New York | 10 | $ 7,348,000 | $ 734,000 | $ 0 |
| Suffolk County New York | 8 | $ 8,251,000 | $ 1,031,000 | $ 0 |
| Maricopa County Arizona | 7 | $ 4,153,000 | $ 593,000 | $ 0 |
| San Mateo County California | 7 | $ 5,224,000 | $ 746,000 | $ 0 |
| Cook County Illinois | 7 | $ 3,702,000 | $ 528,000 | $ 0 |
| DuPage County Illinois | 7 | $ 5,502,000 | $ 786,000 | $ 0 |
| King County Washington | 7 | $ 6,148,000 | $ 878,000 | $ 0 |
| Hernando County Florida | 6 | $ 833,000 | $ 138,000 | $ 98,000 |
| Pasco County Florida | 6 | $ 5,392,000 | $ 898,000 | $ 164,000 |
| Alameda County California | 5 | $ 5,023,000 | $ 1,004,000 | $ 0 |
| Contra Costa County California | 5 | $ 4,146,000 | $ 829,000 | $ 0 |
| Orange County California | 5 | $ 5,130,000 | $ 1,026,000 | $ 0 |
| Westchester County New York | 5 | $ 5,181,000 | $ 1,036,000 | $ 0 |
| St. Johns County Florida | 4 | $ 2,685,000 | $ 671,000 | $ 219,000 |
| Kings County New York | 4 | $ 3,918,000 | $ 979,000 | $ 0 |
| Fairfax County Virginia | 4 | $ 3,355,000 | $ 838,000 | $ 213,000 |
| Marin County California | 3 | $ 2,990,000 | $ 996,000 | $ 0 |
| Placer County California | 3 | $ 1,623,000 | $ 541,000 | $ 0 |
| Sonoma County California | 3 | $ 1,621,000 | $ 540,000 | $ 57,000 |
| Ventura County California | 3 | $ 2,294,000 | $ 764,000 | $ 0 |
| Fairfield County Connecticut | 3 | $ 2,684,000 | $ 894,000 | $ 0 |
| Middlesex County Massachusetts | 3 | $ 2,247,000 | $ 749,000 | $ 0 |
| Suffolk County Massachusetts | 3 | $ 1,936,000 | $ 645,000 | $ 0 |
| Santa Fe County New Mexico | 3 | $ 3,243,000 | $ 1,081,000 | $ 1,271,000 |
| Loudoun County Virginia | 3 | $ 1,838,000 | $ 612,000 | $ 0 |
| San Bernardino County California | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Santa Cruz County California | 2 | $ 2,472,000 | $ 1,236,000 | $ 0 |
| Denver County Colorado | 2 | $ 1,223,000 | $ 611,000 | $ 0 |
| Douglas County Colorado | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,457,000 | $ 728,000 | $ 0 |
| Citrus County Florida | 2 | $ 406,000 | $ 203,000 | $ 146,000 |
| Flagler County Florida | 2 | $ 1,229,000 | $ 614,000 | $ 437,000 |
| Hendry County Florida | 2 | $ 458,000 | $ 229,000 | $ 65,000 |
| Leon County Florida | 2 | $ 1,920,000 | $ 960,000 | $ 0 |
| Fulton County Georgia | 2 | $ 2,991,000 | $ 1,495,000 | $ 1,331,000 |
| Nantucket County Massachusetts | 2 | $ 3,480,000 | $ 1,740,000 | $ 2,459,000 |
| Norfolk County Massachusetts | 2 | $ 2,592,000 | $ 1,296,000 | $ 0 |
| Oakland County Michigan | 2 | $ 853,000 | $ 426,000 | $ 195,000 |
| Wayne County Michigan | 2 | $ 1,151,000 | $ 575,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 769,000 | $ 384,000 | $ 0 |
| Union County New Jersey | 2 | $ 1,467,000 | $ 733,000 | $ 0 |
| Nassau County New York | 2 | $ 1,629,000 | $ 814,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 1,637,000 | $ 818,000 | $ 0 |
| Lane County Oregon | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 1,169,000 | $ 584,000 | $ 0 |
| Tarrant County Texas | 2 | $ 1,269,000 | $ 634,000 | $ 0 |
| Coconino County Arizona | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Washington County Arkansas | 1 | $ 586,000 | $ 586,000 | $ 0 |
| Monterey County California | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Riverside County California | 1 | $ 685,000 | $ 685,000 | $ 0 |
| San Joaquin County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 417,000 | $ 417,000 | $ 86,000 |
| Boulder County Colorado | 1 | $ 610,000 | $ 610,000 | $ 371,000 |
| Summit County Colorado | 1 | $ 826,000 | $ 826,000 | $ 0 |
| Alachua County Florida | 1 | $ 576,000 | $ 576,000 | $ 145,000 |
| Duval County Florida | 1 | $ 168,000 | $ 168,000 | $ 238,000 |
| Glades County Florida | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| Highlands County Florida | 1 | $ 455,000 | $ 455,000 | $ 574,000 |
| Nassau County Florida | 1 | $ 814,000 | $ 814,000 | $ 0 |
| Sumter County Florida | 1 | $ 98,000 | $ 98,000 | $ 126,000 |
| Suwannee County Florida | 1 | $ 60,000 | $ 60,000 | $ 103,000 |
| Walton County Florida | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 522,000 | $ 522,000 | $ 0 |
| Pickens County Georgia | 1 | $ 192,000 | $ 192,000 | $ 478,000 |
| Maui County Hawaii | 1 | $ 534,000 | $ 534,000 | $ 0 |
| Lake County Illinois | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Johnson County Kansas | 1 | $ 612,000 | $ 612,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 1,061,000 | $ 1,061,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 674,000 | $ 674,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Hancock County Maine | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Howard County Maryland | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Kent County Michigan | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Cass County Missouri | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Lake County Montana | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Madison County Montana | 1 | $ 4,745,000 | $ 4,745,000 | $ 6,501,000 |
| Carroll County New Hampshire | 1 | $ 1,278,000 | $ 1,278,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 771,000 | $ 771,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Essex County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Morris County New Jersey | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Rockland County New York | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Sullivan County New York | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Avery County North Carolina | 1 | $ 1,645,000 | $ 1,645,000 | $ 1,926,000 |
| Brunswick County North Carolina | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 321,000 |
| Mecklenburg County North Carolina | 1 | $ 658,000 | $ 658,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 439,000 | $ 439,000 | $ 203,000 |
| Morton County North Dakota | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Summit County Ohio | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Washington County Oregon | 1 | $ 752,000 | $ 752,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 638,000 | $ 638,000 | $ 692,000 |
| Bell County Texas | 1 | $ 656,000 | $ 656,000 | $ 0 |
| Collin County Texas | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Dallas County Texas | 1 | $ 581,000 | $ 581,000 | $ 0 |
| Harris County Texas | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Montgomery County Texas | 1 | $ 619,000 | $ 619,000 | $ 0 |
| Travis County Texas | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Summit County Utah | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Weber County Utah | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 751,000 | $ 751,000 | $ 0 |
| Arlington County Virginia | 1 | $ 883,000 | $ 883,000 | $ 0 |
| Campbell County Virginia | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Henrico County Virginia | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Chelan County Washington | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Skagit County Washington | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 1,023,000 | $ 1,023,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 711,000 | $ 711,000 | $ 0 |
| Teton County Wyoming | 1 | $ 779,000 | $ 779,000 | $ 0 |
Mortgage Loan Application Detail Totals for Florida Community Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,782 | $1,052,396,000 | $590,000 | $62,000,000 | $278,000 | $8,368,000 |
| Refinancing | 514 | $355,842,000 | $692,000 | $52,000,000 | $214,000 | $6,501,000 |
| Home Improvement | 104 | $36,755,000 | $353,000 | $5,630,000 | $309,000 | $4,727,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,031 | $552,513,000 | $535,000 | $9,450,000 | $325,000 | $7,797,000 |
| Not Provided | 655 | $336,272,000 | $513,000 | $5,000,000 | $342,000 | $6,000,000 |
| Not applicable | 382 | $439,580,000 | $1,150,000 | $62,000,000 | $6,000 | $57,000 |
| Hispanic | 204 | $73,266,000 | $359,000 | $5,630,000 | $281,000 | $8,368,000 |
| Black or African American | 71 | $23,853,000 | $335,000 | $6,000,000 | $130,000 | $2,256,000 |
| Asian | 55 | $18,508,000 | $336,000 | $1,680,000 | $186,000 | $825,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $1,001,000 | $500,000 | $746,000 | $191,000 | $206,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,398 | $1,444,359,000 | $602,000 | $62,000,000 | $266,000 | $8,368,000 |
| FHA-insured (Federal Housing Administration) | 1 | $208,000 | $208,000 | $208,000 | $85,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 1 | $426,000 | $426,000 | $426,000 | $190,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,569 | $908,995,000 | $579,000 | $62,000,000 | $325,000 | $8,368,000 |
| Loan Purchased By The Institution | 352 | $219,226,000 | $622,000 | $23,550,000 | $7,000 | $57,000 |
| Application Withdrawn By Applicant | 246 | $117,131,000 | $476,000 | $4,500,000 | $299,000 | $6,000,000 |
| Application Denied By Financial Institution | 140 | $43,851,000 | $313,000 | $2,541,000 | $145,000 | $1,290,000 |
| Application Approved But Not Accepted | 67 | $138,294,000 | $2,064,000 | $52,000,000 | $367,000 | $3,868,000 |
| File Closed For Incompleteness | 26 | $17,496,000 | $672,000 | $2,455,000 | $318,000 | $834,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 46 | $16,036,000 | $348,000 | $2,403,000 | $109,000 | $946,000 |
| Credit History | 37 | $11,168,000 | $301,000 | $2,541,000 | $159,000 | $1,290,000 |
| Collateral | 27 | $8,113,000 | $300,000 | $1,884,000 | $176,000 | $1,073,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,826,000 | $318,000 | $672,000 | $162,000 | $383,000 |
| Unverifiable Information | 9 | $2,187,000 | $243,000 | $500,000 | $145,000 | $560,000 |
| Other | 7 | $2,281,000 | $325,000 | $1,058,000 | $167,000 | $450,000 |
| Employment History | 2 | $240,000 | $120,000 | $160,000 | $74,000 | $81,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Florida Community Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Florida Community Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.