Florida Community Bank, National Association Mortgage Lending & HMDA Data, 2016
In 2016, Florida Community Bank, National Association of Weston, FL reported 2,400 mortgage applications totaling $1.4 billion, up 3% from 2015. The average application was for $602,080, and applicants reported an average income of $265,636. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Cape Coral-Fort Myers, FL (528), Naples-Immokalee-Marco Island, FL (388) and Orlando-Kissimmee-Sanford, FL (232) (applications in parentheses).
| Mortgage Company & Address | Florida Community Bank, National Association 2500 Weston Road #300 Weston, FL 33331 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,400 |
| Total Mortgage Loan Application Amount | $1,444,993,000 |
| Average Mortgage Loan Application Amount | $602,080 |
| Highest Mortgage Loan Application Amount | $62,000,000 |
| Average Applicant Income | $265,636 |
| Highest Applicant Income | $8,368,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Florida Community Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cape Coral-Fort Myers, FL | 528 | $ 203,159,000 | $ 384,770 | $ 239,000 |
| Naples-Immokalee-Marco Island, FL | 388 | $ 277,866,000 | $ 716,149 | $ 425,000 |
| Orlando-Kissimmee-Sanford, FL | 232 | $ 100,195,000 | $ 431,875 | $ 287,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 203 | $ 115,494,000 | $ 568,935 | $ 286,000 |
| Miami-Miami Beach-Kendall, FL | 196 | $ 265,307,000 | $ 1,353,607 | $ 317,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 115 | $ 93,113,000 | $ 809,678 | $ 469,000 |
| North Port-Sarasota-Bradenton, FL | 108 | $ 65,111,000 | $ 602,879 | $ 168,000 |
| Punta Gorda, FL | 78 | $ 14,581,000 | $ 186,935 | $ 91,000 |
| Port St. Lucie, FL | 69 | $ 15,140,000 | $ 219,420 | $ 125,000 |
| Tampa-St. Petersburg-Clearwater, FL | 62 | $ 40,596,000 | $ 654,774 | $ 217,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 48 | $ 10,601,000 | $ 220,854 | $ 136,000 |
| Palm Bay-Melbourne-Titusville, FL | 42 | $ 12,102,000 | $ 288,142 | $ 167,000 |
| Sebastian-Vero Beach, FL | 32 | $ 18,201,000 | $ 568,781 | $ 282,000 |
| New York-Jersey City-White Plains, NY-NJ | 23 | $ 18,465,000 | $ 802,826 | $ 0 |
| Lakeland-Winter Haven, FL | 19 | $ 4,400,000 | $ 231,578 | $ 129,000 |
| San Francisco-Redwood City-South San Francisco, CA | 18 | $ 13,493,000 | $ 749,611 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 14 | $ 9,204,000 | $ 657,428 | $ 0 |
| San Diego-Carlsbad, CA | 13 | $ 8,243,000 | $ 634,076 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 7,366,000 | $ 669,636 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11 | $ 8,284,000 | $ 753,090 | $ 76,909 |
| Nassau County-Suffolk County, NY | 10 | $ 9,880,000 | $ 988,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 10 | $ 9,169,000 | $ 916,900 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 9,435,000 | $ 943,500 | $ 0 |
| Denver-Aurora-Lakewood, CO | 7 | $ 3,630,000 | $ 518,571 | $ 12,000 |
| Phoenix-Mesa-Scottsdale, AZ | 7 | $ 4,153,000 | $ 593,285 | $ 0 |
| Seattle-Bellevue-Everett, WA | 7 | $ 6,148,000 | $ 878,285 | $ 0 |
| Jacksonville, FL | 6 | $ 3,667,000 | $ 611,166 | $ 185,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 5,130,000 | $ 1,026,000 | $ 0 |
| Boston, MA | 5 | $ 4,528,000 | $ 905,600 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 3,558,000 | $ 711,600 | $ 0 |
| Newark, NJ-PA | 4 | $ 2,699,000 | $ 674,750 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 3,183,000 | $ 1,061,000 | $ 1,046,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 2,684,000 | $ 894,666 | $ 0 |
| Cambridge-Newton-Framingham, MA | 3 | $ 2,247,000 | $ 749,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 2,294,000 | $ 764,666 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 1,615,000 | $ 538,333 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 1,623,000 | $ 541,000 | $ 0 |
| San Rafael, CA | 3 | $ 2,990,000 | $ 996,666 | $ 0 |
| Santa Fe, NM | 3 | $ 3,243,000 | $ 1,081,000 | $ 1,271,000 |
| Santa Rosa, CA | 3 | $ 1,621,000 | $ 540,333 | $ 57,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 1,159,000 | $ 579,500 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 1,283,000 | $ 641,500 | $ 160,000 |
| Dallas-Plano-Irving, TX | 2 | $ 1,165,000 | $ 582,500 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 1,151,000 | $ 575,500 | $ 0 |
| Eugene, OR | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Fort Worth-Arlington, TX | 2 | $ 1,269,000 | $ 634,500 | $ 0 |
| Homosassa Springs, FL | 2 | $ 406,000 | $ 203,000 | $ 146,000 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 1,111,000 | $ 555,500 | $ 0 |
| Kansas City, MO-KS | 2 | $ 1,212,000 | $ 606,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 962,000 | $ 481,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 2,472,000 | $ 1,236,000 | $ 0 |
| Tallahassee, FL | 2 | $ 1,920,000 | $ 960,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 853,000 | $ 426,500 | $ 195,000 |
| Akron, OH | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Austin-Round Rock, TX | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Baton Rouge, LA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Bismarck, ND | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Boulder, CO | 1 | $ 610,000 | $ 610,000 | $ 371,000 |
| Camden, NJ | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Cheyenne, WY | 1 | $ 711,000 | $ 711,000 | $ 0 |
| Columbia, SC | 1 | $ 638,000 | $ 638,000 | $ 692,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 586,000 | $ 586,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Gainesville, FL | 1 | $ 576,000 | $ 576,000 | $ 145,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 534,000 | $ 534,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 656,000 | $ 656,000 | $ 0 |
| Lake Charles, LA | 1 | $ 674,000 | $ 674,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 1,061,000 | $ 1,061,000 | $ 0 |
| Lynchburg, VA | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Richmond, VA | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Salinas, CA | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Sebring, FL | 1 | $ 455,000 | $ 455,000 | $ 574,000 |
| Stockton-Lodi, CA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| The Villages, FL | 1 | $ 98,000 | $ 98,000 | $ 126,000 |
| Tulsa, OK | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Wenatchee, WA | 1 | $ 550,000 | $ 550,000 | $ 0 |
Mortgage Loan Application Detail Totals for Florida Community Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,782 | $1,052,396,000 | $590,000 | $62,000,000 | $278,000 | $8,368,000 |
| Refinancing | 514 | $355,842,000 | $692,000 | $52,000,000 | $214,000 | $6,501,000 |
| Home Improvement | 104 | $36,755,000 | $353,000 | $5,630,000 | $309,000 | $4,727,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,031 | $552,513,000 | $535,000 | $9,450,000 | $325,000 | $7,797,000 |
| Not Provided | 655 | $336,272,000 | $513,000 | $5,000,000 | $342,000 | $6,000,000 |
| Not applicable | 382 | $439,580,000 | $1,150,000 | $62,000,000 | $6,000 | $57,000 |
| Hispanic | 204 | $73,266,000 | $359,000 | $5,630,000 | $281,000 | $8,368,000 |
| Black or African American | 71 | $23,853,000 | $335,000 | $6,000,000 | $130,000 | $2,256,000 |
| Asian | 55 | $18,508,000 | $336,000 | $1,680,000 | $186,000 | $825,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $1,001,000 | $500,000 | $746,000 | $191,000 | $206,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,398 | $1,444,359,000 | $602,000 | $62,000,000 | $266,000 | $8,368,000 |
| FHA-insured (Federal Housing Administration) | 1 | $208,000 | $208,000 | $208,000 | $85,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 1 | $426,000 | $426,000 | $426,000 | $190,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,569 | $908,995,000 | $579,000 | $62,000,000 | $325,000 | $8,368,000 |
| Loan Purchased By The Institution | 352 | $219,226,000 | $622,000 | $23,550,000 | $7,000 | $57,000 |
| Application Withdrawn By Applicant | 246 | $117,131,000 | $476,000 | $4,500,000 | $299,000 | $6,000,000 |
| Application Denied By Financial Institution | 140 | $43,851,000 | $313,000 | $2,541,000 | $145,000 | $1,290,000 |
| Application Approved But Not Accepted | 67 | $138,294,000 | $2,064,000 | $52,000,000 | $367,000 | $3,868,000 |
| File Closed For Incompleteness | 26 | $17,496,000 | $672,000 | $2,455,000 | $318,000 | $834,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 46 | $16,036,000 | $348,000 | $2,403,000 | $109,000 | $946,000 |
| Credit History | 37 | $11,168,000 | $301,000 | $2,541,000 | $159,000 | $1,290,000 |
| Collateral | 27 | $8,113,000 | $300,000 | $1,884,000 | $176,000 | $1,073,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,826,000 | $318,000 | $672,000 | $162,000 | $383,000 |
| Unverifiable Information | 9 | $2,187,000 | $243,000 | $500,000 | $145,000 | $560,000 |
| Other | 7 | $2,281,000 | $325,000 | $1,058,000 | $167,000 | $450,000 |
| Employment History | 2 | $240,000 | $120,000 | $160,000 | $74,000 | $81,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Florida Community Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Florida Community Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About