Premier Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Premier Lending, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Premier Lending, Inc.
1199 Howard Ave, Ste 200
Santa Rosa, CA 94010
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,084
Total Mortgage Loan Application Amount $1,003,730,000
Average Mortgage Loan Application Amount $458,750
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $147,250
Highest Applicant Income $2,246,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Premier Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Premier Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Lending, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Premier Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Lending, Inc.'s mortgage activity for 2021.

Mortgage Loan Application Totals for Premier Lending, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara County California 182 $ 137,420,000 $ 755,000 $ 227,000
Maricopa County Arizona 152 $ 53,230,000 $ 350,000 $ 117,000
San Mateo County California 149 $ 116,885,000 $ 784,000 $ 235,000
Mecklenburg County North Carolina 124 $ 35,730,000 $ 288,000 $ 95,000
Alameda County California 110 $ 74,220,000 $ 674,000 $ 182,000
Sonoma County California 98 $ 49,820,000 $ 508,000 $ 151,000
Contra Costa County California 89 $ 56,985,000 $ 640,000 $ 185,000
Pima County Arizona 86 $ 20,480,000 $ 238,000 $ 94,000
Los Angeles County California 72 $ 38,830,000 $ 539,000 $ 170,000
San Francisco County California 66 $ 51,810,000 $ 785,000 $ 228,000
Solano County California 61 $ 23,335,000 $ 382,000 $ 117,000
Marin County California 60 $ 41,740,000 $ 695,000 $ 213,000
Benton County Washington 42 $ 13,070,000 $ 311,000 $ 91,000
Sacramento County California 41 $ 16,805,000 $ 409,000 $ 202,000
King County Washington 39 $ 19,525,000 $ 500,000 $ 168,000
San Joaquin County California 35 $ 12,185,000 $ 348,000 $ 126,000
York County South Carolina 32 $ 7,170,000 $ 224,000 $ 72,000
Leon County Florida 29 $ 7,235,000 $ 249,000 $ 85,000
Gaston County North Carolina 25 $ 6,125,000 $ 245,000 $ 74,000
Pinal County Arizona 24 $ 6,120,000 $ 255,000 $ 82,000
Riverside County California 21 $ 7,705,000 $ 366,000 $ 105,000
San Diego County California 20 $ 11,640,000 $ 582,000 $ 172,000
Union County North Carolina 20 $ 4,920,000 $ 246,000 $ 80,000
Pierce County Washington 20 $ 7,200,000 $ 360,000 $ 80,000
Randall County Texas 18 $ 2,810,000 $ 156,000 $ 80,000
Spokane County Washington 18 $ 6,700,000 $ 372,000 $ 120,000
Orange County California 17 $ 11,145,000 $ 655,000 $ 221,000
Cabarrus County North Carolina 17 $ 3,835,000 $ 225,000 $ 84,000
Snohomish County Washington 16 $ 6,740,000 $ 421,000 $ 117,000
San Benito County California 15 $ 8,345,000 $ 556,000 $ 137,000
Napa County California 13 $ 8,645,000 $ 665,000 $ 235,000
Placer County California 13 $ 6,385,000 $ 491,000 $ 127,000
Franklin County Washington 13 $ 2,965,000 $ 228,000 $ 71,000
Yavapai County Arizona 12 $ 3,940,000 $ 328,000 $ 151,000
San Bernardino County California 12 $ 4,090,000 $ 340,000 $ 143,000
Santa Cruz County California 12 $ 10,850,000 $ 904,000 $ 189,000
Washington County Oregon 12 $ 4,910,000 $ 409,000 $ 110,000
Lancaster County South Carolina 12 $ 3,420,000 $ 285,000 $ 85,000
Multnomah County Oregon 10 $ 3,840,000 $ 384,000 $ 152,000
Thomas County Georgia 9 $ 1,455,000 $ 161,000 $ 40,000
Clackamas County Oregon 8 $ 3,420,000 $ 427,000 $ 94,000
El Dorado County California 7 $ 5,055,000 $ 722,000 $ 315,000
Monterey County California 7 $ 2,815,000 $ 402,000 $ 88,000
San Luis Obispo County California 7 $ 4,865,000 $ 695,000 $ 181,000
Stanislaus County California 7 $ 3,005,000 $ 429,000 $ 127,000
Jackson County Florida 7 $ 1,335,000 $ 190,000 $ 56,000
Calaveras County California 6 $ 2,270,000 $ 378,000 $ 296,000
Fresno County California 5 $ 1,465,000 $ 293,000 $ 90,000
Iredell County North Carolina 5 $ 1,225,000 $ 245,000 $ 77,000
Lincoln County North Carolina 5 $ 1,405,000 $ 281,000 $ 87,000
Travis County Texas 5 $ 2,265,000 $ 453,000 $ 159,000
Nevada County California 4 $ 1,800,000 $ 450,000 $ 251,000
Tulare County California 4 $ 890,000 $ 222,000 $ 53,000
Alexander County North Carolina 4 $ 870,000 $ 217,000 $ 149,000
Wake County North Carolina 4 $ 1,440,000 $ 360,000 $ 214,000
Deschutes County Oregon 4 $ 1,490,000 $ 372,000 $ 154,000
Tarrant County Texas 4 $ 1,160,000 $ 290,000 $ 223,000
Mendocino County California 3 $ 1,055,000 $ 351,000 $ 252,000
Merced County California 3 $ 815,000 $ 271,000 $ 156,000
Shasta County California 3 $ 925,000 $ 308,000 $ 114,000
Tuolumne County California 3 $ 1,005,000 $ 335,000 $ 215,000
Grady County Georgia 3 $ 315,000 $ 105,000 $ 39,000
Cook County Illinois 3 $ 1,205,000 $ 401,000 $ 213,000
Rowan County North Carolina 3 $ 595,000 $ 198,000 $ 48,000
Lane County Oregon 3 $ 1,195,000 $ 398,000 $ 92,000
Charleston County South Carolina 3 $ 2,135,000 $ 711,000 $ 462,000
Florence County South Carolina 3 $ 255,000 $ 85,000 $ 66,000
Potter County Texas 3 $ 515,000 $ 171,000 $ 70,000
Williamson County Texas 3 $ 925,000 $ 308,000 $ 142,000
Clark County Washington 3 $ 745,000 $ 248,000 $ 82,000
Mohave County Arizona 2 $ 490,000 $ 245,000 $ 62,000
Yuma County Arizona 2 $ 400,000 $ 200,000 $ 95,000
Amador County California 2 $ 760,000 $ 380,000 $ 266,000
Santa Barbara County California 2 $ 790,000 $ 395,000 $ 45,000
Ventura County California 2 $ 990,000 $ 495,000 $ 100,000
Denver County Colorado 2 $ 760,000 $ 380,000 $ 109,000
Broward County Florida 2 $ 950,000 $ 475,000 $ 141,000
Hillsborough County Florida 2 $ 780,000 $ 390,000 $ 114,000
Lake County Florida 2 $ 530,000 $ 265,000 $ 73,000
Brooks County Georgia 2 $ 300,000 $ 150,000 $ 100,000
Chatham County Georgia 2 $ 510,000 $ 255,000 $ 86,000
Buncombe County North Carolina 2 $ 390,000 $ 195,000 $ 139,000
Catawba County North Carolina 2 $ 270,000 $ 135,000 $ 63,000
Cleveland County North Carolina 2 $ 330,000 $ 165,000 $ 41,000
Johnston County North Carolina 2 $ 710,000 $ 355,000 $ 111,000
Moore County North Carolina 2 $ 470,000 $ 235,000 $ 88,000
Orange County North Carolina 2 $ 2,650,000 $ 1,325,000 $ 429,000
Stanly County North Carolina 2 $ 430,000 $ 215,000 $ 156,000
Benton County Oregon 2 $ 800,000 $ 400,000 $ 126,000
Marion County Oregon 2 $ 690,000 $ 345,000 $ 58,000
Polk County Oregon 2 $ 700,000 $ 350,000 $ 43,000
Greenville County South Carolina 2 $ 750,000 $ 375,000 $ 166,000
Spartanburg County South Carolina 2 $ 210,000 $ 105,000 $ 18,000
Island County Washington 2 $ 870,000 $ 435,000 $ 86,000
Apache County Arizona 1 $ 125,000 $ 125,000 $ 51,000
Coconino County Arizona 1 $ 375,000 $ 375,000 $ 94,000
Gila County Arizona 1 $ 255,000 $ 255,000 $ 80,000
La Paz County Arizona 1 $ 255,000 $ 255,000 $ 92,000
Santa Cruz County Arizona 1 $ 315,000 $ 315,000 $ 101,000
Del Norte County California 1 $ 265,000 $ 265,000 $ 76,000
Glenn County California 1 $ 295,000 $ 295,000 $ 140,000
Humboldt County California 1 $ 405,000 $ 405,000 $ 64,000
Kern County California 1 $ 155,000 $ 155,000 $ 49,000
Lake County California 1 $ 155,000 $ 155,000 $ 78,000
Madera County California 1 $ 125,000 $ 125,000 $ 89,000
Mariposa County California 1 $ 345,000 $ 345,000 $ 199,000
Tehama County California 1 $ 245,000 $ 245,000 $ 76,000
Yolo County California 1 $ 585,000 $ 585,000 $ 105,000
Yuba County California 1 $ 455,000 $ 455,000 $ 96,000
Jefferson County Colorado 1 $ 215,000 $ 215,000 $ 116,000
New Castle County Delaware 1 $ 275,000 $ 275,000 $ 0
Charlotte County Florida 1 $ 325,000 $ 325,000 $ 110,000
Hernando County Florida 1 $ 175,000 $ 175,000 $ 61,000
Manatee County Florida 1 $ 605,000 $ 605,000 $ 375,000
Pasco County Florida 1 $ 465,000 $ 465,000 $ 180,000
Sarasota County Florida 1 $ 185,000 $ 185,000 $ 101,000
Wakulla County Florida 1 $ 185,000 $ 185,000 $ 101,000
Columbia County Georgia 1 $ 255,000 $ 255,000 $ 69,000
Cook County Georgia 1 $ 55,000 $ 55,000 $ 37,000
Fulton County Georgia 1 $ 225,000 $ 225,000 $ 41,000
Lanier County Georgia 1 $ 145,000 $ 145,000 $ 38,000
Mitchell County Georgia 1 $ 125,000 $ 125,000 $ 35,000
Wayne County Michigan 1 $ 155,000 $ 155,000 $ 38,000
Brunswick County North Carolina 1 $ 285,000 $ 285,000 $ 0
Columbus County North Carolina 1 $ 145,000 $ 145,000 $ 57,000
Cumberland County North Carolina 1 $ 355,000 $ 355,000 $ 100,000
Dare County North Carolina 1 $ 135,000 $ 135,000 $ 108,000
Durham County North Carolina 1 $ 245,000 $ 245,000 $ 384,000
Guilford County North Carolina 1 $ 345,000 $ 345,000 $ 108,000
Jackson County North Carolina 1 $ 495,000 $ 495,000 $ 314,000
Macon County North Carolina 1 $ 215,000 $ 215,000 $ 49,000
Pitt County North Carolina 1 $ 195,000 $ 195,000 $ 33,000
Cuyahoga County Ohio 1 $ 75,000 $ 75,000 $ 113,000
Tulsa County Oklahoma 1 $ 125,000 $ 125,000 $ 66,000
Columbia County Oregon 1 $ 245,000 $ 245,000 $ 94,000
Jackson County Oregon 1 $ 305,000 $ 305,000 $ 59,000
Klamath County Oregon 1 $ 195,000 $ 195,000 $ 96,000
Lincoln County Oregon 1 $ 255,000 $ 255,000 $ 112,000
Linn County Oregon 1 $ 325,000 $ 325,000 $ 100,000
Umatilla County Oregon 1 $ 255,000 $ 255,000 $ 90,000
Yamhill County Oregon 1 $ 505,000 $ 505,000 $ 100,000
Allegheny County Pennsylvania 1 $ 165,000 $ 165,000 $ 148,000
Beaufort County South Carolina 1 $ 525,000 $ 525,000 $ 337,000
Darlington County South Carolina 1 $ 125,000 $ 125,000 $ 119,000
Dorchester County South Carolina 1 $ 295,000 $ 295,000 $ 160,000
Horry County South Carolina 1 $ 765,000 $ 765,000 $ 433,000
Davidson County Tennessee 1 $ 425,000 $ 425,000 $ 191,000
Bell County Texas 1 $ 405,000 $ 405,000 $ 0
Bexar County Texas 1 $ 155,000 $ 155,000 $ 110,000
Carson County Texas 1 $ 95,000 $ 95,000 $ 38,000
Dallas County Texas 1 $ 1,685,000 $ 1,685,000 $ 510,000
Hood County Texas 1 $ 145,000 $ 145,000 $ 405,000
Jim Wells County Texas 1 $ 185,000 $ 185,000 $ 86,000
Johnson County Texas 1 $ 175,000 $ 175,000 $ 76,000
Lee County Texas 1 $ 245,000 $ 245,000 $ 150,000
Montgomery County Texas 1 $ 1,455,000 $ 1,455,000 $ 375,000
Parker County Texas 1 $ 185,000 $ 185,000 $ 405,000
Utah County Utah 1 $ 465,000 $ 465,000 $ 118,000
Amelia County Virginia 1 $ 215,000 $ 215,000 $ 50,000
Hampton County Virginia 1 $ 505,000 $ 505,000 $ 0
Henrico County Virginia 1 $ 175,000 $ 175,000 $ 90,000
Loudoun County Virginia 1 $ 485,000 $ 485,000 $ 104,000
Norfolk County Virginia 1 $ 225,000 $ 225,000 $ 121,000
Chelan County Washington 1 $ 235,000 $ 235,000 $ 90,000
Cowlitz County Washington 1 $ 355,000 $ 355,000 $ 48,000
Kitsap County Washington 1 $ 125,000 $ 125,000 $ 47,000
Lewis County Washington 1 $ 285,000 $ 285,000 $ 91,000
Skamania County Washington 1 $ 655,000 $ 655,000 $ 150,000
Stevens County Washington 1 $ 585,000 $ 585,000 $ 139,000
Walla Walla County Washington 1 $ 335,000 $ 335,000 $ 90,000
Whatcom County Washington 1 $ 755,000 $ 755,000 $ 107,000
Yakima County Washington 1 $ 365,000 $ 365,000 $ 94,000

Mortgage Loan Application Detail Totals for Premier Lending, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,049 $505,825,000 $482,000 $3,505,000 $139,000 $1,185,000
Refinancing 948 $459,930,000 $485,000 $2,525,000 $169,000 $2,246,000
Home Improvement 47 $21,605,000 $459,000 $2,005,000 $163,000 $921,000
Cash-out Refinancing 40 $16,370,000 $409,000 $1,645,000 $118,000 $397,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,064 $524,940,000 $493,000 $2,765,000 $158,000 $2,246,000
Hispanic 292 $109,900,000 $376,000 $1,385,000 $106,000 $458,000
Asian 264 $171,740,000 $650,000 $3,505,000 $194,000 $708,000
Not Provided 262 $122,820,000 $468,000 $2,525,000 $170,000 $1,185,000
Black or African American 175 $62,425,000 $356,000 $1,605,000 $107,000 $444,000
Native Hawaiian or Other Pacific Islander 14 $7,450,000 $532,000 $945,000 $147,000 $288,000
American Indian or Alaskan Native 13 $4,455,000 $342,000 $635,000 $177,000 $488,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,775 $895,035,000 $504,000 $3,505,000 $165,000 $2,246,000
FHA-insured (Federal Housing Administration) 217 $68,515,000 $315,000 $825,000 $80,000 $294,000
VA-guaranteed (Veterans Administration) 86 $38,740,000 $450,000 $1,525,000 $101,000 $1,144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,440,000 $240,000 $285,000 $58,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,847 $895,095,000 $484,000 $3,505,000 $153,000 $2,246,000
Application Withdrawn By Applicant 168 $85,150,000 $506,000 $2,525,000 $163,000 $921,000
Application Approved But Not Accepted 24 $10,700,000 $445,000 $1,455,000 $127,000 $379,000
Application Denied By Financial Institution 19 $5,085,000 $267,000 $465,000 $89,000 $179,000
Preapproval Approved but not Accepted 14 $3,700,000 $264,000 $495,000 $87,000 $134,000
Preapproval Denied by Financial Institution 6 $1,660,000 $276,000 $525,000 $46,000 $67,000
File Closed For Incompleteness 6 $2,340,000 $390,000 $575,000 $287,000 $582,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,059 $996,985,000 $484,000 $3,505,000 $154,000 $2,246,000
Debt-To-Income Ratio 7 $2,265,000 $323,000 $465,000 $73,000 $179,000
Employment History 5 $1,425,000 $285,000 $385,000 $76,000 $102,000
Credit History 5 $1,455,000 $291,000 $525,000 $62,000 $132,000
Other 3 $665,000 $221,000 $275,000 $111,000 $165,000
Collateral 2 $500,000 $250,000 $305,000 $110,000 $154,000
Credit Application Incomplete 2 $200,000 $100,000 $185,000 $81,000 $101,000
Unverifiable Information 1 $235,000 $235,000 $235,000 $58,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Lending, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premier Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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