Premier Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Premier Lending, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Premier Lending, Inc. 1199 Howard Ave, Ste 200 Santa Rosa, CA 94010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,149 |
| Total Mortgage Loan Application Amount | $478,125,000 |
| Average Mortgage Loan Application Amount | $392,500 |
| Highest Mortgage Loan Application Amount | $3,725,000 |
| Average Applicant Income | $143,500 |
| Highest Applicant Income | $3,199,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Premier Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Premier Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Premier Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Premier Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Premier Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Premier Lending, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 154 | $ 63,540,000 | $ 412,000 | $ 141,000 |
| Mecklenburg County North Carolina | 80 | $ 25,130,000 | $ 314,000 | $ 122,000 |
| Randall County Texas | 74 | $ 17,600,000 | $ 237,000 | $ 102,000 |
| Spokane County Washington | 41 | $ 16,915,000 | $ 412,000 | $ 128,000 |
| Potter County Texas | 37 | $ 6,805,000 | $ 183,000 | $ 96,000 |
| Pima County Arizona | 36 | $ 8,840,000 | $ 245,000 | $ 102,000 |
| San Mateo County California | 32 | $ 33,490,000 | $ 1,046,000 | $ 290,000 |
| Sonoma County California | 32 | $ 17,450,000 | $ 545,000 | $ 177,000 |
| Santa Clara County California | 30 | $ 30,690,000 | $ 1,023,000 | $ 324,000 |
| Leon County Florida | 26 | $ 6,070,000 | $ 233,000 | $ 82,000 |
| Alameda County California | 25 | $ 22,155,000 | $ 886,000 | $ 250,000 |
| Contra Costa County California | 24 | $ 18,290,000 | $ 762,000 | $ 214,000 |
| Los Angeles County California | 24 | $ 16,270,000 | $ 677,000 | $ 167,000 |
| York County South Carolina | 22 | $ 7,630,000 | $ 346,000 | $ 93,000 |
| Pinal County Arizona | 21 | $ 6,145,000 | $ 292,000 | $ 78,000 |
| Gaston County North Carolina | 21 | $ 5,345,000 | $ 254,000 | $ 144,000 |
| Benton County Washington | 21 | $ 6,555,000 | $ 312,000 | $ 88,000 |
| San Joaquin County California | 18 | $ 5,190,000 | $ 288,000 | $ 101,000 |
| Union County North Carolina | 17 | $ 5,505,000 | $ 323,000 | $ 104,000 |
| Thomas County Georgia | 16 | $ 2,890,000 | $ 180,000 | $ 56,000 |
| Solano County California | 15 | $ 7,205,000 | $ 480,000 | $ 122,000 |
| Sacramento County California | 14 | $ 4,060,000 | $ 290,000 | $ 127,000 |
| Clackamas County Oregon | 10 | $ 4,730,000 | $ 473,000 | $ 125,000 |
| Multnomah County Oregon | 10 | $ 4,350,000 | $ 435,000 | $ 136,000 |
| Lake County California | 9 | $ 3,105,000 | $ 345,000 | $ 116,000 |
| Marin County California | 9 | $ 6,735,000 | $ 748,000 | $ 227,000 |
| Mendocino County California | 8 | $ 3,270,000 | $ 408,000 | $ 121,000 |
| Orange County California | 8 | $ 7,090,000 | $ 886,000 | $ 267,000 |
| Cabarrus County North Carolina | 8 | $ 2,690,000 | $ 336,000 | $ 77,000 |
| Iredell County North Carolina | 8 | $ 3,090,000 | $ 386,000 | $ 127,000 |
| Franklin County Washington | 8 | $ 2,730,000 | $ 341,000 | $ 111,000 |
| King County Washington | 8 | $ 3,270,000 | $ 408,000 | $ 221,000 |
| San Francisco County California | 7 | $ 7,505,000 | $ 1,072,000 | $ 842,000 |
| Rowan County North Carolina | 7 | $ 1,675,000 | $ 239,000 | $ 183,000 |
| Riverside County California | 6 | $ 2,480,000 | $ 413,000 | $ 114,000 |
| Chester County South Carolina | 5 | $ 655,000 | $ 131,000 | $ 47,000 |
| Fresno County California | 4 | $ 920,000 | $ 230,000 | $ 202,000 |
| Merced County California | 4 | $ 1,230,000 | $ 307,000 | $ 81,000 |
| Harnett County North Carolina | 4 | $ 560,000 | $ 140,000 | $ 90,000 |
| Washington County Oregon | 4 | $ 1,530,000 | $ 382,000 | $ 101,000 |
| Lancaster County South Carolina | 4 | $ 1,640,000 | $ 410,000 | $ 132,000 |
| El Paso County Texas | 4 | $ 610,000 | $ 152,000 | $ 115,000 |
| Williamson County Texas | 4 | $ 1,880,000 | $ 470,000 | $ 160,000 |
| Gila County Arizona | 3 | $ 1,105,000 | $ 368,000 | $ 96,000 |
| Calaveras County California | 3 | $ 1,465,000 | $ 488,000 | $ 522,000 |
| Gadsden County Florida | 3 | $ 405,000 | $ 135,000 | $ 41,000 |
| Hernando County Florida | 3 | $ 915,000 | $ 305,000 | $ 111,000 |
| Kootenai County Idaho | 3 | $ 1,335,000 | $ 445,000 | $ 117,000 |
| Catawba County North Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 92,000 |
| Lincoln County North Carolina | 3 | $ 1,135,000 | $ 378,000 | $ 96,000 |
| Marion County Oregon | 3 | $ 995,000 | $ 331,000 | $ 78,000 |
| Florence County South Carolina | 3 | $ 525,000 | $ 175,000 | $ 115,000 |
| Howard County Texas | 3 | $ 705,000 | $ 235,000 | $ 69,000 |
| Pierce County Washington | 3 | $ 845,000 | $ 281,000 | $ 108,000 |
| Walla Walla County Washington | 3 | $ 1,245,000 | $ 415,000 | $ 149,000 |
| Yakima County Washington | 3 | $ 855,000 | $ 285,000 | $ 81,000 |
| El Dorado County California | 2 | $ 800,000 | $ 400,000 | $ 125,000 |
| Napa County California | 2 | $ 1,750,000 | $ 875,000 | $ 296,000 |
| Placer County California | 2 | $ 1,120,000 | $ 560,000 | $ 283,000 |
| San Diego County California | 2 | $ 1,210,000 | $ 605,000 | $ 181,000 |
| Santa Cruz County California | 2 | $ 1,890,000 | $ 945,000 | $ 219,000 |
| Sutter County California | 2 | $ 860,000 | $ 430,000 | $ 112,000 |
| El Paso County Colorado | 2 | $ 890,000 | $ 445,000 | $ 107,000 |
| Pueblo County Colorado | 2 | $ 720,000 | $ 360,000 | $ 88,000 |
| Hillsborough County Florida | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Pasco County Florida | 2 | $ 790,000 | $ 395,000 | $ 105,000 |
| Wakulla County Florida | 2 | $ 540,000 | $ 270,000 | $ 76,000 |
| Brooks County Georgia | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Bonner County Idaho | 2 | $ 610,000 | $ 305,000 | $ 85,000 |
| Davidson County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 44,000 |
| Forsyth County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Wake County North Carolina | 2 | $ 990,000 | $ 495,000 | $ 248,000 |
| Charleston County South Carolina | 2 | $ 1,640,000 | $ 820,000 | $ 459,000 |
| Bexar County Texas | 2 | $ 710,000 | $ 355,000 | $ 74,000 |
| Gray County Texas | 2 | $ 250,000 | $ 125,000 | $ 122,000 |
| Moore County Texas | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Winkler County Texas | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Prince William County Virginia | 2 | $ 650,000 | $ 325,000 | $ 66,000 |
| Lincoln County Washington | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Snohomish County Washington | 2 | $ 780,000 | $ 390,000 | $ 101,000 |
| Apache County Arizona | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Cochise County Arizona | 1 | $ 85,000 | $ 85,000 | $ 186,000 |
| Coconino County Arizona | 1 | $ 625,000 | $ 625,000 | $ 697,000 |
| La Paz County Arizona | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Yavapai County Arizona | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Amador County California | 1 | $ 405,000 | $ 405,000 | $ 66,000 |
| Humboldt County California | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Kern County California | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| San Bernardino County California | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| San Luis Obispo County California | 1 | $ 905,000 | $ 905,000 | $ 360,000 |
| Tuolumne County California | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Ventura County California | 1 | $ 695,000 | $ 695,000 | $ 127,000 |
| Yolo County California | 1 | $ 615,000 | $ 615,000 | $ 210,000 |
| Yuba County California | 1 | $ 575,000 | $ 575,000 | $ 139,000 |
| Adams County Colorado | 1 | $ 435,000 | $ 435,000 | $ 85,000 |
| Denver County Colorado | 1 | $ 575,000 | $ 575,000 | $ 204,000 |
| La Plata County Colorado | 1 | $ 1,395,000 | $ 1,395,000 | $ 978,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Franklin County Florida | 1 | $ 715,000 | $ 715,000 | $ 360,000 |
| Gulf County Florida | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Lee County Florida | 1 | $ 565,000 | $ 565,000 | $ 256,000 |
| Martin County Florida | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| Miami-Dade County Florida | 1 | $ 625,000 | $ 625,000 | $ 260,000 |
| Monroe County Florida | 1 | $ 825,000 | $ 825,000 | $ 144,000 |
| Orange County Florida | 1 | $ 465,000 | $ 465,000 | $ 175,000 |
| Pinellas County Florida | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Volusia County Florida | 1 | $ 415,000 | $ 415,000 | $ 97,000 |
| Colquitt County Georgia | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Columbia County Georgia | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Decatur County Georgia | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| DeKalb County Georgia | 1 | $ 295,000 | $ 295,000 | $ 231,000 |
| Fulton County Georgia | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Lowndes County Georgia | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Muscogee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Peoria County Illinois | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Montmorency County Michigan | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| Bernalillo County New Mexico | 1 | $ 475,000 | $ 475,000 | $ 116,000 |
| Curry County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Caldwell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Craven County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 189,000 |
| Durham County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| Guilford County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Hoke County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Madison County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 156,000 |
| Pamlico County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 189,000 |
| Richmond County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Stanly County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Columbia County Oregon | 1 | $ 435,000 | $ 435,000 | $ 74,000 |
| Jackson County Oregon | 1 | $ 255,000 | $ 255,000 | $ 40,000 |
| Polk County Oregon | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Yamhill County Oregon | 1 | $ 435,000 | $ 435,000 | $ 73,000 |
| Philadelphia County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Dorchester County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Horry County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Jasper County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Spartanburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Williamsburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Blount County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 113,000 |
| Knox County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Marshall County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Carson County Texas | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Collin County Texas | 1 | $ 395,000 | $ 395,000 | $ 211,000 |
| Denton County Texas | 1 | $ 565,000 | $ 565,000 | $ 264,000 |
| Gaines County Texas | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
| Guadalupe County Texas | 1 | $ 195,000 | $ 195,000 | $ 380,000 |
| Hansford County Texas | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Hidalgo County Texas | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| Hood County Texas | 1 | $ 545,000 | $ 545,000 | $ 133,000 |
| Hutchinson County Texas | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Montgomery County Texas | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Oldham County Texas | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Reeves County Texas | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Swisher County Texas | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Travis County Texas | 1 | $ 915,000 | $ 915,000 | $ 200,000 |
| Salt Lake County Utah | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Norfolk County Virginia | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Shenandoah County Virginia | 1 | $ 535,000 | $ 535,000 | $ 89,000 |
| Chelan County Washington | 1 | $ 215,000 | $ 215,000 | $ 31,000 |
| Clark County Washington | 1 | $ 535,000 | $ 535,000 | $ 86,000 |
| Douglas County Washington | 1 | $ 425,000 | $ 425,000 | $ 133,000 |
| Whatcom County Washington | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Premier Lending, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 905 | $378,405,000 | $418,000 | $3,725,000 | $140,000 | $3,199,000 |
| Cash-out Refinancing | 130 | $51,410,000 | $395,000 | $2,145,000 | $143,000 | $683,000 |
| Refinancing | 106 | $45,700,000 | $431,000 | $1,665,000 | $162,000 | $626,000 |
| Home Improvement | 8 | $2,610,000 | $326,000 | $645,000 | $129,000 | $242,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 536 | $221,360,000 | $412,000 | $3,725,000 | $144,000 | $1,023,000 |
| Not Provided | 202 | $85,530,000 | $423,000 | $3,005,000 | $154,000 | $3,199,000 |
| Hispanic | 183 | $71,715,000 | $391,000 | $2,725,000 | $119,000 | $604,000 |
| Black or African American | 131 | $41,315,000 | $315,000 | $1,605,000 | $95,000 | $367,000 |
| Asian | 93 | $57,005,000 | $612,000 | $3,005,000 | $228,000 | $2,319,000 |
| American Indian or Alaskan Native | 4 | $1,200,000 | $300,000 | $475,000 | $75,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 814 | $370,380,000 | $455,000 | $3,725,000 | $164,000 | $3,199,000 |
| FHA-insured (Federal Housing Administration) | 250 | $71,870,000 | $287,000 | $855,000 | $82,000 | $258,000 |
| VA-guaranteed (Veterans Administration) | 84 | $35,640,000 | $424,000 | $1,455,000 | $114,000 | $866,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $235,000 | $235,000 | $235,000 | $70,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 806 | $334,890,000 | $415,000 | $3,725,000 | $145,000 | $3,199,000 |
| Preapproval Approved but not Accepted | 195 | $83,985,000 | $430,000 | $3,005,000 | $146,000 | $2,319,000 |
| Application Withdrawn By Applicant | 64 | $27,000,000 | $421,000 | $2,045,000 | $126,000 | $683,000 |
| Application Approved But Not Accepted | 60 | $23,540,000 | $392,000 | $1,605,000 | $143,000 | $866,000 |
| Preapproval Denied by Financial Institution | 20 | $7,590,000 | $379,000 | $2,725,000 | $80,000 | $163,000 |
| Application Denied By Financial Institution | 4 | $1,120,000 | $280,000 | $485,000 | $106,000 | $158,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,125 | $469,415,000 | $417,000 | $3,725,000 | $144,000 | $3,199,000 |
| Debt-To-Income Ratio | 9 | $2,375,000 | $263,000 | $445,000 | $71,000 | $122,000 |
| Credit History | 6 | $1,820,000 | $303,000 | $595,000 | $101,000 | $158,000 |
| Unverifiable Information | 5 | $3,345,000 | $669,000 | $2,725,000 | $80,000 | $163,000 |
| Other | 2 | $690,000 | $345,000 | $375,000 | $105,000 | $109,000 |
| Collateral | 2 | $480,000 | $240,000 | $285,000 | $85,000 | $105,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Premier Lending, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Premier Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.