Presidential Bank, F.S.B.
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Presidential Bank, F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Presidential Bank, F.S.B. 4600 East-West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,764 |
| Total Mortgage Loan Application Amount | $568,210,000 |
| Average Mortgage Loan Application Amount | $272,096 |
| Highest Mortgage Loan Application Amount | $5,400,000 |
| Average Applicant Income | $67,384 |
| Highest Applicant Income | $1,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 775 | $ 168,929,000 | $ 217,000 | $ 73,000 |
| Fairfax County Virginia | 206 | $ 48,723,000 | $ 236,000 | $ 80,000 |
| Prince George's County Maryland | 189 | $ 34,990,000 | $ 185,000 | $ 61,000 |
| District of Columbia County District Of Columbia | 140 | $ 32,361,000 | $ 231,000 | $ 62,000 |
| Anne Arundel County Maryland | 108 | $ 21,903,000 | $ 202,000 | $ 72,000 |
| Frederick County Maryland | 103 | $ 19,106,000 | $ 185,000 | $ 75,000 |
| Howard County Maryland | 96 | $ 22,803,000 | $ 237,000 | $ 91,000 |
| Maricopa County Arizona | 94 | $ 10,703,000 | $ 113,000 | $ 9,000 |
| Baltimore County Maryland | 87 | $ 18,265,000 | $ 209,000 | $ 66,000 |
| Arlington County Virginia | 54 | $ 9,114,000 | $ 168,000 | $ 137,000 |
| Loudoun County Virginia | 54 | $ 12,410,000 | $ 229,000 | $ 94,000 |
| Calvert County Maryland | 52 | $ 16,393,000 | $ 315,000 | $ 80,000 |
| Carroll County Maryland | 47 | $ 8,924,000 | $ 189,000 | $ 64,000 |
| Prince William County Virginia | 45 | $ 8,500,000 | $ 188,000 | $ 43,000 |
| Franklin County Ohio | 42 | $ 5,783,000 | $ 137,000 | $ 5,000 |
| Baltimore City County Maryland | 39 | $ 13,487,000 | $ 345,000 | $ 52,000 |
| Clark County Nevada | 32 | $ 4,004,000 | $ 125,000 | $ 22,000 |
| Alexandria County Virginia | 29 | $ 5,276,000 | $ 181,000 | $ 58,000 |
| St. Mary's County Maryland | 28 | $ 7,738,000 | $ 276,000 | $ 70,000 |
| Cook County Illinois | 26 | $ 3,486,000 | $ 134,000 | $ 6,000 |
| Pinal County Arizona | 23 | $ 2,710,000 | $ 117,000 | $ 12,000 |
| Charles County Maryland | 22 | $ 4,551,000 | $ 206,000 | $ 64,000 |
| Harford County Maryland | 21 | $ 3,814,000 | $ 181,000 | $ 60,000 |
| Pima County Arizona | 20 | $ 2,159,000 | $ 107,000 | $ 0 |
| Worcester County Maryland | 13 | $ 1,965,000 | $ 151,000 | $ 87,000 |
| Hamilton County Ohio | 13 | $ 1,548,000 | $ 119,000 | $ 0 |
| Washoe County Nevada | 11 | $ 1,501,000 | $ 136,000 | $ 0 |
| Spotsylvania County Virginia | 11 | $ 1,653,000 | $ 150,000 | $ 28,000 |
| Sussex County Delaware | 8 | $ 1,487,000 | $ 185,000 | $ 157,000 |
| Lake County Ohio | 8 | $ 959,000 | $ 119,000 | $ 0 |
| Montgomery County Pennsylvania | 8 | $ 913,000 | $ 114,000 | $ 0 |
| Stafford County Virginia | 8 | $ 2,165,000 | $ 270,000 | $ 95,000 |
| Garrett County Maryland | 7 | $ 1,108,000 | $ 158,000 | $ 118,000 |
| Allegheny County Pennsylvania | 7 | $ 769,000 | $ 109,000 | $ 0 |
| York County Pennsylvania | 7 | $ 1,435,000 | $ 205,000 | $ 75,000 |
| Chesterfield County Virginia | 7 | $ 767,000 | $ 109,000 | $ 0 |
| Kane County Illinois | 6 | $ 831,000 | $ 138,000 | $ 0 |
| Lake County Illinois | 6 | $ 935,000 | $ 155,000 | $ 26,000 |
| Will County Illinois | 6 | $ 695,000 | $ 115,000 | $ 0 |
| Cecil County Maryland | 6 | $ 906,000 | $ 151,000 | $ 53,000 |
| Queen Anne's County Maryland | 6 | $ 1,754,000 | $ 292,000 | $ 104,000 |
| Washington County Maryland | 6 | $ 943,000 | $ 157,000 | $ 51,000 |
| Montgomery County Ohio | 6 | $ 838,000 | $ 139,000 | $ 0 |
| Fairfax City County Virginia | 6 | $ 1,280,000 | $ 213,000 | $ 62,000 |
| Fauquier County Virginia | 6 | $ 1,237,000 | $ 206,000 | $ 76,000 |
| Manassas County Virginia | 6 | $ 1,036,000 | $ 172,000 | $ 88,000 |
| DuPage County Illinois | 5 | $ 677,000 | $ 135,000 | $ 10,000 |
| Chester County Pennsylvania | 5 | $ 500,000 | $ 100,000 | $ 0 |
| Philadelphia County Pennsylvania | 5 | $ 556,000 | $ 111,000 | $ 21,000 |
| Culpeper County Virginia | 5 | $ 1,051,000 | $ 210,000 | $ 40,000 |
| Falls Church County Virginia | 5 | $ 1,953,000 | $ 390,000 | $ 132,000 |
| Richmond City County Virginia | 5 | $ 562,000 | $ 112,000 | $ 78,000 |
| New Castle County Delaware | 4 | $ 347,000 | $ 86,000 | $ 62,000 |
| Winnebago County Illinois | 4 | $ 373,000 | $ 93,000 | $ 0 |
| Dorchester County Maryland | 4 | $ 793,000 | $ 198,000 | $ 67,000 |
| Hillsborough County New Hampshire | 4 | $ 1,831,000 | $ 457,000 | $ 0 |
| Cape May County New Jersey | 4 | $ 1,362,000 | $ 340,000 | $ 156,000 |
| Bucks County Pennsylvania | 4 | $ 567,000 | $ 141,000 | $ 59,000 |
| Delaware County Pennsylvania | 4 | $ 452,000 | $ 113,000 | $ 0 |
| Lancaster County Pennsylvania | 4 | $ 343,000 | $ 85,000 | $ 14,000 |
| Albemarle County Virginia | 4 | $ 903,000 | $ 225,000 | $ 81,000 |
| New Haven County Connecticut | 3 | $ 2,111,000 | $ 703,000 | $ 0 |
| Kendall County Illinois | 3 | $ 388,000 | $ 129,000 | $ 0 |
| Essex County New Jersey | 3 | $ 601,000 | $ 200,000 | $ 137,000 |
| Monmouth County New Jersey | 3 | $ 326,000 | $ 108,000 | $ 83,000 |
| Cuyahoga County Ohio | 3 | $ 442,000 | $ 147,000 | $ 98,000 |
| Greene County Ohio | 3 | $ 370,000 | $ 123,000 | $ 0 |
| Clarke County Virginia | 3 | $ 550,000 | $ 183,000 | $ 123,000 |
| Hanover County Virginia | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Manassas Park County Virginia | 3 | $ 701,000 | $ 233,000 | $ 84,000 |
| Jefferson County West Virginia | 3 | $ 394,000 | $ 131,000 | $ 68,000 |
| Coconino County Arizona | 2 | $ 286,000 | $ 143,000 | $ 110,000 |
| Madison County Illinois | 2 | $ 244,000 | $ 122,000 | $ 0 |
| Allegany County Maryland | 2 | $ 392,000 | $ 196,000 | $ 170,000 |
| Wicomico County Maryland | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Kent County Michigan | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 566,000 | $ 283,000 | $ 128,000 |
| Morris County New Jersey | 2 | $ 505,000 | $ 252,000 | $ 61,000 |
| Somerset County New Jersey | 2 | $ 711,000 | $ 355,000 | $ 80,000 |
| Wake County North Carolina | 2 | $ 295,000 | $ 147,000 | $ 128,000 |
| Adams County Pennsylvania | 2 | $ 376,000 | $ 188,000 | $ 40,000 |
| Dauphin County Pennsylvania | 2 | $ 219,000 | $ 109,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Gloucester County Virginia | 2 | $ 235,000 | $ 117,000 | $ 56,000 |
| Henrico County Virginia | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Louisa County Virginia | 2 | $ 300,000 | $ 150,000 | $ 108,000 |
| Thurston County Washington | 2 | $ 284,000 | $ 142,000 | $ 27,000 |
| Gila County Arizona | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Kern County California | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Riverside County California | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Boulder County Colorado | 1 | $ 207,000 | $ 207,000 | $ 110,000 |
| Park County Colorado | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Kent County Delaware | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Brevard County Florida | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Lee County Florida | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Palm Beach County Florida | 1 | $ 450,000 | $ 450,000 | $ 312,000 |
| Santa Rosa County Florida | 1 | $ 181,000 | $ 181,000 | $ 91,000 |
| Volusia County Florida | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Champaign County Illinois | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Coles County Illinois | 1 | $ 91,000 | $ 91,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 119,000 | $ 119,000 | $ 0 |
| McHenry County Illinois | 1 | $ 183,000 | $ 183,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Boyle County Kentucky | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Caroline County Maryland | 1 | $ 244,000 | $ 244,000 | $ 93,000 |
| Talbot County Maryland | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Livingston County Michigan | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Oakland County Michigan | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Camden County New Jersey | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Hudson County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 128,000 |
| Union County New Jersey | 1 | $ 267,000 | $ 267,000 | $ 204,000 |
| Warren County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Kings County New York | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Dare County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 140,000 |
| Durham County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Watauga County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 145,000 |
| Butler County Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Clark County Ohio | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Richland County Ohio | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Lane County Oregon | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Multnomah County Oregon | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Washington County Oregon | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 420,000 |
| Berks County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 86,000 |
| Horry County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 208,000 |
| Lexington County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 102,000 |
| Richland County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Bedford County Virginia | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Chesapeake County Virginia | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Fredericksburg County Virginia | 1 | $ 252,000 | $ 252,000 | $ 308,000 |
| James City County Virginia | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Madison County Virginia | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Norfolk County Virginia | 1 | $ 180,000 | $ 180,000 | $ 119,000 |
| Orange County Virginia | 1 | $ 296,000 | $ 296,000 | $ 58,000 |
| Powhatan County Virginia | 1 | $ 289,000 | $ 289,000 | $ 78,000 |
| Suffolk County Virginia | 1 | $ 182,000 | $ 182,000 | $ 112,000 |
| Virginia Beach County Virginia | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Warren County Virginia | 1 | $ 248,000 | $ 248,000 | $ 142,000 |
| York County Virginia | 1 | $ 190,000 | $ 190,000 | $ 81,000 |
| Snohomish County Washington | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 141,000 |
| Preston County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Presidential Bank, F.S.B. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,881 | $351,787,000 | $182,045 | $5,400,000 | $43,954 | $1,047,000 |
| Home Purchase (one-to-four family) | 597 | $117,565,000 | $219,214 | $2,500,000 | $122,785 | $420,000 |
| Home Improvement (one-to-four family) | 262 | $84,753,000 | $282,857 | $1,150,000 | $116,857 | $1,200,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 24 | $14,105,000 | $566,111 | $1,850,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,879 | $379,242,000 | $158,714 | $1,150,000 | $69,857 | $1,200,000 |
| Information not provided by applicant in mail or telephone application | 329 | $69,873,000 | $249,428 | $975,000 | $61,000 | $528,000 |
| Black | 294 | $47,525,000 | $135,727 | $460,000 | $27,454 | $345,000 |
| Asian or Pacific Islander | 98 | $22,186,000 | $176,900 | $900,000 | $66,700 | $312,000 |
| Hispanic | 91 | $15,213,000 | $157,875 | $459,000 | $38,375 | $218,000 |
| Other | 32 | $6,547,000 | $152,500 | $709,000 | $31,000 | $397,000 |
| Not applicable | 29 | $26,060,000 | $704,571 | $5,400,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $1,564,000 | $117,000 | $226,000 | $9,714 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,077 | $480,673,000 | $256,130 | $5,400,000 | $88,695 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 658 | $82,157,000 | $120,142 | $274,000 | $7,357 | $345,000 |
| VA-guaranteed (Veterans Administration) | 29 | $5,380,000 | $168,750 | $249,000 | $12,500 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,557 | $527,563,000 | $228,458 | $2,500,000 | $52,500 | $1,200,000 |
| Application Withdrawn By Applicant | 179 | $30,406,000 | $191,363 | $850,000 | $58,727 | $420,000 |
| Application Denied By Financial Institution | 18 | $8,479,000 | $322,400 | $5,400,000 | $44,600 | $150,000 |
| Application Approved But Not Accepted | 7 | $1,166,000 | $167,500 | $323,000 | $44,000 | $122,000 |
| File Closed For Incompleteness | 3 | $596,000 | $198,000 | $220,000 | $95,000 | $135,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $6,196,000 | $559,666 | $5,400,000 | $17,000 | $53,000 |
| Debt-To-Income Ratio | 6 | $928,000 | $188,333 | $300,000 | $57,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $745,000 | $372,000 | $678,000 | $18,000 | $36,000 |
| Unverifiable Information | 1 | $532,000 | $532,000 | $532,000 | $150,000 | $150,000 |
| Collateral | 1 | $78,000 | $78,000 | $78,000 | $44,000 | $44,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.