Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Presidential Bank, Fsb 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,697 |
| Total Mortgage Loan Application Amount | $1,743,780,000 |
| Average Mortgage Loan Application Amount | $251,333 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $106,333 |
| Highest Applicant Income | $2,315,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 729 | $ 228,217,000 | $ 313,000 | $ 136,000 |
| Fairfax County Virginia | 610 | $ 224,729,000 | $ 368,000 | $ 137,000 |
| Frederick County Maryland | 501 | $ 122,407,000 | $ 244,000 | $ 96,000 |
| Lancaster County Pennsylvania | 269 | $ 42,158,000 | $ 156,000 | $ 65,000 |
| Anne Arundel County Maryland | 263 | $ 77,101,000 | $ 293,000 | $ 121,000 |
| Prince William County Virginia | 245 | $ 73,216,000 | $ 298,000 | $ 100,000 |
| Howard County Maryland | 236 | $ 69,479,000 | $ 294,000 | $ 126,000 |
| Montgomery County Pennsylvania | 226 | $ 45,714,000 | $ 202,000 | $ 82,000 |
| Chesterfield County Virginia | 225 | $ 39,924,000 | $ 177,000 | $ 67,000 |
| Bucks County Pennsylvania | 217 | $ 48,092,000 | $ 221,000 | $ 90,000 |
| Prince George's County Maryland | 206 | $ 46,912,000 | $ 227,000 | $ 86,000 |
| St. Mary's County Maryland | 169 | $ 48,383,000 | $ 286,000 | $ 95,000 |
| Loudoun County Virginia | 158 | $ 55,133,000 | $ 348,000 | $ 125,000 |
| Calvert County Maryland | 132 | $ 37,295,000 | $ 282,000 | $ 112,000 |
| Arlington County Virginia | 119 | $ 48,247,000 | $ 405,000 | $ 147,000 |
| Albemarle County Virginia | 103 | $ 29,840,000 | $ 289,000 | $ 137,000 |
| District of Columbia County District Of Columbia | 96 | $ 35,632,000 | $ 371,000 | $ 150,000 |
| Lehigh County Pennsylvania | 92 | $ 17,933,000 | $ 194,000 | $ 78,000 |
| Henrico County Virginia | 92 | $ 14,631,000 | $ 159,000 | $ 70,000 |
| Baltimore County Maryland | 80 | $ 15,333,000 | $ 191,000 | $ 70,000 |
| Charles County Maryland | 77 | $ 18,614,000 | $ 241,000 | $ 81,000 |
| Northampton County Pennsylvania | 69 | $ 11,636,000 | $ 168,000 | $ 77,000 |
| Ocean County New Jersey | 63 | $ 15,582,000 | $ 247,000 | $ 105,000 |
| Stafford County Virginia | 58 | $ 16,895,000 | $ 291,000 | $ 104,000 |
| Carroll County Maryland | 56 | $ 15,417,000 | $ 275,000 | $ 77,000 |
| Chester County Pennsylvania | 54 | $ 13,406,000 | $ 248,000 | $ 114,000 |
| Prince George County Virginia | 54 | $ 9,512,000 | $ 176,000 | $ 54,000 |
| Berks County Pennsylvania | 51 | $ 8,471,000 | $ 166,000 | $ 63,000 |
| Monroe County Pennsylvania | 47 | $ 7,526,000 | $ 160,000 | $ 80,000 |
| Alexandria County Virginia | 46 | $ 16,629,000 | $ 361,000 | $ 139,000 |
| Mecklenburg County North Carolina | 45 | $ 11,415,000 | $ 253,000 | $ 134,000 |
| Dinwiddie County Virginia | 45 | $ 7,438,000 | $ 165,000 | $ 60,000 |
| Washington County Maryland | 43 | $ 8,280,000 | $ 192,000 | $ 63,000 |
| Spotsylvania County Virginia | 40 | $ 9,222,000 | $ 230,000 | $ 115,000 |
| Middlesex County New Jersey | 39 | $ 9,310,000 | $ 238,000 | $ 94,000 |
| Monmouth County New Jersey | 39 | $ 10,814,000 | $ 277,000 | $ 131,000 |
| Baltimore City County Maryland | 37 | $ 7,653,000 | $ 206,000 | $ 156,000 |
| Colonial Heights County Virginia | 37 | $ 5,551,000 | $ 150,000 | $ 54,000 |
| Philadelphia County Pennsylvania | 35 | $ 6,718,000 | $ 191,000 | $ 105,000 |
| Charlottesville County Virginia | 35 | $ 8,874,000 | $ 253,000 | $ 113,000 |
| Harford County Maryland | 29 | $ 6,619,000 | $ 228,000 | $ 86,000 |
| Richmond City County Virginia | 27 | $ 4,423,000 | $ 163,000 | $ 82,000 |
| Hopewell County Virginia | 25 | $ 2,733,000 | $ 109,000 | $ 52,000 |
| Columbia County Pennsylvania | 24 | $ 3,353,000 | $ 139,000 | $ 62,000 |
| Augusta County Virginia | 24 | $ 4,310,000 | $ 179,000 | $ 77,000 |
| Sussex County Delaware | 23 | $ 6,039,000 | $ 262,000 | $ 158,000 |
| Fauquier County Virginia | 23 | $ 6,660,000 | $ 289,000 | $ 93,000 |
| Hanover County Virginia | 23 | $ 4,630,000 | $ 201,000 | $ 74,000 |
| Orange County Virginia | 21 | $ 5,258,000 | $ 250,000 | $ 93,000 |
| Petersburg County Virginia | 20 | $ 2,651,000 | $ 132,000 | $ 48,000 |
| Greene County Virginia | 17 | $ 3,168,000 | $ 186,000 | $ 67,000 |
| York County Pennsylvania | 16 | $ 3,095,000 | $ 193,000 | $ 65,000 |
| Staunton County Virginia | 15 | $ 2,106,000 | $ 140,000 | $ 59,000 |
| Queen Anne's County Maryland | 13 | $ 3,715,000 | $ 285,000 | $ 90,000 |
| Carbon County Pennsylvania | 13 | $ 2,080,000 | $ 160,000 | $ 84,000 |
| Fluvanna County Virginia | 13 | $ 2,413,000 | $ 185,000 | $ 81,000 |
| Culpeper County Virginia | 12 | $ 2,602,000 | $ 216,000 | $ 62,000 |
| Sussex County Virginia | 12 | $ 1,473,000 | $ 122,000 | $ 39,000 |
| Berkeley County West Virginia | 12 | $ 2,370,000 | $ 197,000 | $ 57,000 |
| Horry County South Carolina | 11 | $ 1,872,000 | $ 170,000 | $ 102,000 |
| Louisa County Virginia | 11 | $ 2,107,000 | $ 191,000 | $ 104,000 |
| Worcester County Maryland | 10 | $ 2,116,000 | $ 211,000 | $ 285,000 |
| Union County New Jersey | 10 | $ 2,424,000 | $ 242,000 | $ 115,000 |
| Cumberland County Pennsylvania | 10 | $ 2,203,000 | $ 220,000 | $ 84,000 |
| Franklin County Pennsylvania | 10 | $ 1,456,000 | $ 145,000 | $ 76,000 |
| Fairfax City County Virginia | 10 | $ 3,845,000 | $ 384,000 | $ 133,000 |
| Manassas County Virginia | 10 | $ 2,380,000 | $ 238,000 | $ 84,000 |
| Delaware County Pennsylvania | 9 | $ 1,628,000 | $ 180,000 | $ 42,000 |
| Lebanon County Pennsylvania | 9 | $ 1,568,000 | $ 174,000 | $ 48,000 |
| Powhatan County Virginia | 9 | $ 1,932,000 | $ 214,000 | $ 86,000 |
| Warren County Virginia | 9 | $ 2,405,000 | $ 267,000 | $ 89,000 |
| Jefferson County West Virginia | 9 | $ 2,090,000 | $ 232,000 | $ 55,000 |
| Wake County North Carolina | 8 | $ 2,476,000 | $ 309,000 | $ 100,000 |
| King George County Virginia | 8 | $ 1,682,000 | $ 210,000 | $ 74,000 |
| Cape May County New Jersey | 7 | $ 2,300,000 | $ 328,000 | $ 153,000 |
| Mercer County New Jersey | 6 | $ 1,307,000 | $ 217,000 | $ 80,000 |
| Luzerne County Pennsylvania | 6 | $ 979,000 | $ 163,000 | $ 93,000 |
| Charleston County South Carolina | 6 | $ 1,511,000 | $ 251,000 | $ 59,000 |
| Falls Church County Virginia | 6 | $ 2,763,000 | $ 460,000 | $ 187,000 |
| Surry County Virginia | 6 | $ 756,000 | $ 126,000 | $ 47,000 |
| New Haven County Connecticut | 5 | $ 1,371,000 | $ 274,000 | $ 57,000 |
| Lee County Florida | 5 | $ 1,510,000 | $ 302,000 | $ 171,000 |
| Honolulu County Hawaii | 5 | $ 1,645,000 | $ 329,000 | $ 211,000 |
| Camden County New Jersey | 5 | $ 1,198,000 | $ 239,000 | $ 115,000 |
| Dare County North Carolina | 5 | $ 1,480,000 | $ 296,000 | $ 352,000 |
| Iredell County North Carolina | 5 | $ 1,052,000 | $ 210,000 | $ 76,000 |
| Adams County Pennsylvania | 5 | $ 613,000 | $ 122,000 | $ 61,000 |
| Dauphin County Pennsylvania | 5 | $ 967,000 | $ 193,000 | $ 75,000 |
| Pike County Pennsylvania | 5 | $ 508,000 | $ 101,000 | $ 110,000 |
| Dorchester County South Carolina | 5 | $ 755,000 | $ 151,000 | $ 22,000 |
| Amelia County Virginia | 5 | $ 560,000 | $ 112,000 | $ 37,000 |
| New Kent County Virginia | 5 | $ 623,000 | $ 124,000 | $ 52,000 |
| Virginia Beach County Virginia | 5 | $ 917,000 | $ 183,000 | $ 48,000 |
| Westmoreland County Virginia | 5 | $ 999,000 | $ 199,000 | $ 124,000 |
| New Castle County Delaware | 4 | $ 1,075,000 | $ 268,000 | $ 22,000 |
| Hardin County Kentucky | 4 | $ 826,000 | $ 206,000 | $ 0 |
| Atlantic County New Jersey | 4 | $ 935,000 | $ 233,000 | $ 160,000 |
| Burlington County New Jersey | 4 | $ 788,000 | $ 197,000 | $ 82,000 |
| Catawba County North Carolina | 4 | $ 1,134,000 | $ 283,000 | $ 174,000 |
| Currituck County North Carolina | 4 | $ 1,630,000 | $ 407,000 | $ 279,000 |
| Wayne County Pennsylvania | 4 | $ 662,000 | $ 165,000 | $ 246,000 |
| Fredericksburg County Virginia | 4 | $ 1,272,000 | $ 318,000 | $ 333,000 |
| Greensville County Virginia | 4 | $ 503,000 | $ 125,000 | $ 58,000 |
| Madison County Virginia | 4 | $ 719,000 | $ 179,000 | $ 61,000 |
| Manassas Park County Virginia | 4 | $ 1,001,000 | $ 250,000 | $ 126,000 |
| Norfolk County Virginia | 4 | $ 1,140,000 | $ 285,000 | $ 124,000 |
| Thurston County Washington | 4 | $ 944,000 | $ 236,000 | $ 66,000 |
| Kent County Delaware | 3 | $ 597,000 | $ 199,000 | $ 35,000 |
| Palm Beach County Florida | 3 | $ 317,000 | $ 105,000 | $ 162,000 |
| Elmore County Idaho | 3 | $ 669,000 | $ 223,000 | $ 19,000 |
| Talbot County Maryland | 3 | $ 778,000 | $ 259,000 | $ 158,000 |
| Somerset County New Jersey | 3 | $ 1,157,000 | $ 385,000 | $ 171,000 |
| Cumberland County North Carolina | 3 | $ 531,000 | $ 177,000 | $ 0 |
| Guilford County North Carolina | 3 | $ 1,229,000 | $ 409,000 | $ 346,000 |
| Onslow County North Carolina | 3 | $ 564,000 | $ 188,000 | $ 14,000 |
| Union County North Carolina | 3 | $ 907,000 | $ 302,000 | $ 95,000 |
| Lackawanna County Pennsylvania | 3 | $ 708,000 | $ 236,000 | $ 214,000 |
| Providence County Rhode Island | 3 | $ 819,000 | $ 273,000 | $ 0 |
| Beaufort County South Carolina | 3 | $ 925,000 | $ 308,000 | $ 91,000 |
| Richland County South Carolina | 3 | $ 507,000 | $ 169,000 | $ 0 |
| York County South Carolina | 3 | $ 541,000 | $ 180,000 | $ 35,000 |
| Bexar County Texas | 3 | $ 514,000 | $ 171,000 | $ 66,000 |
| Accomack County Virginia | 3 | $ 447,000 | $ 149,000 | $ 177,000 |
| Caroline County Virginia | 3 | $ 386,000 | $ 128,000 | $ 49,000 |
| King William County Virginia | 3 | $ 579,000 | $ 193,000 | $ 70,000 |
| Middlesex County Virginia | 3 | $ 804,000 | $ 268,000 | $ 154,000 |
| Shenandoah County Virginia | 3 | $ 415,000 | $ 138,000 | $ 122,000 |
| Morgan County West Virginia | 3 | $ 519,000 | $ 173,000 | $ 81,000 |
| Contra Costa County California | 2 | $ 1,137,000 | $ 568,000 | $ 85,000 |
| San Diego County California | 2 | $ 251,000 | $ 125,000 | $ 55,000 |
| El Paso County Colorado | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Bay County Florida | 2 | $ 176,000 | $ 88,000 | $ 157,000 |
| Clay County Florida | 2 | $ 543,000 | $ 271,000 | $ 57,000 |
| Pasco County Florida | 2 | $ 503,000 | $ 251,000 | $ 76,000 |
| Marion County Indiana | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Leavenworth County Kansas | 2 | $ 575,000 | $ 287,000 | $ 0 |
| Riley County Kansas | 2 | $ 461,000 | $ 230,000 | $ 0 |
| Meade County Kentucky | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Garrett County Maryland | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Barnstable County Massachusetts | 2 | $ 821,000 | $ 410,000 | $ 195,000 |
| Essex County Massachusetts | 2 | $ 548,000 | $ 274,000 | $ 43,000 |
| Norfolk County Massachusetts | 2 | $ 687,000 | $ 343,000 | $ 69,000 |
| Rockingham County New Hampshire | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Essex County New Jersey | 2 | $ 809,000 | $ 404,000 | $ 185,000 |
| Hudson County New Jersey | 2 | $ 417,000 | $ 208,000 | $ 188,000 |
| Hunterdon County New Jersey | 2 | $ 628,000 | $ 314,000 | $ 168,000 |
| Morris County New Jersey | 2 | $ 507,000 | $ 253,000 | $ 148,000 |
| Warren County New Jersey | 2 | $ 536,000 | $ 268,000 | $ 174,000 |
| Santa Fe County New Mexico | 2 | $ 596,000 | $ 298,000 | $ 297,000 |
| Cabarrus County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 113,000 |
| Carteret County North Carolina | 2 | $ 535,000 | $ 267,000 | $ 266,000 |
| Harnett County North Carolina | 2 | $ 431,000 | $ 215,000 | $ 97,000 |
| Lincoln County North Carolina | 2 | $ 543,000 | $ 271,000 | $ 121,000 |
| Greene County Ohio | 2 | $ 262,000 | $ 131,000 | $ 28,000 |
| Perry County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 51,000 |
| Schuylkill County Pennsylvania | 2 | $ 271,000 | $ 135,000 | $ 96,000 |
| Somerset County Pennsylvania | 2 | $ 552,000 | $ 276,000 | $ 86,000 |
| Montgomery County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Charles City County Virginia | 2 | $ 537,000 | $ 268,000 | $ 101,000 |
| Chesapeake County Virginia | 2 | $ 634,000 | $ 317,000 | $ 167,000 |
| Clarke County Virginia | 2 | $ 295,000 | $ 147,000 | $ 104,000 |
| Essex County Virginia | 2 | $ 433,000 | $ 216,000 | $ 71,000 |
| Frederick County Virginia | 2 | $ 586,000 | $ 293,000 | $ 46,000 |
| James City County Virginia | 2 | $ 423,000 | $ 211,000 | $ 21,000 |
| Lynchburg County Virginia | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| Northumberland County Virginia | 2 | $ 289,000 | $ 144,000 | $ 43,000 |
| Nottoway County Virginia | 2 | $ 296,000 | $ 148,000 | $ 40,000 |
| Page County Virginia | 2 | $ 260,000 | $ 130,000 | $ 99,000 |
| Portsmouth County Virginia | 2 | $ 458,000 | $ 229,000 | $ 94,000 |
| Suffolk County Virginia | 2 | $ 509,000 | $ 254,000 | $ 55,000 |
| Jefferson County Alabama | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Lee County Alabama | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Talladega County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 107,000 | $ 107,000 | $ 275,000 |
| Faulkner County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Los Angeles County California | 1 | $ 318,000 | $ 318,000 | $ 1,594,000 |
| Denver County Colorado | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
| Douglas County Colorado | 1 | $ 376,000 | $ 376,000 | $ 153,000 |
| Jefferson County Colorado | 1 | $ 302,000 | $ 302,000 | $ 115,000 |
| Pueblo County Colorado | 1 | $ 180,000 | $ 180,000 | $ 129,000 |
| Litchfield County Connecticut | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 0 |
| New London County Connecticut | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Brevard County Florida | 1 | $ 108,000 | $ 108,000 | $ 164,000 |
| Charlotte County Florida | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Collier County Florida | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Flagler County Florida | 1 | $ 248,000 | $ 248,000 | $ 157,000 |
| Hillsborough County Florida | 1 | $ 38,000 | $ 38,000 | $ 144,000 |
| Lake County Florida | 1 | $ 186,000 | $ 186,000 | $ 141,000 |
| Miami-Dade County Florida | 1 | $ 376,000 | $ 376,000 | $ 244,000 |
| Osceola County Florida | 1 | $ 1,400,000 | $ 1,400,000 | $ 526,000 |
| Santa Rosa County Florida | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Volusia County Florida | 1 | $ 198,000 | $ 198,000 | $ 122,000 |
| Chatham County Georgia | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
| Clarke County Georgia | 1 | $ 256,000 | $ 256,000 | $ 127,000 |
| Cobb County Georgia | 1 | $ 159,000 | $ 159,000 | $ 129,000 |
| DeKalb County Georgia | 1 | $ 507,000 | $ 507,000 | $ 247,000 |
| Floyd County Georgia | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Long County Georgia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Ada County Idaho | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Cook County Illinois | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Ogle County Illinois | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
| Will County Illinois | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Monroe County Indiana | 1 | $ 292,000 | $ 292,000 | $ 306,000 |
| Johnson County Iowa | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Linn County Iowa | 1 | $ 138,000 | $ 138,000 | $ 255,000 |
| Warren County Iowa | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Cowley County Kansas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Dickinson County Kansas | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Jackson County Kansas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Johnson County Kansas | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Wabaunsee County Kansas | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Christian County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 237,000 | $ 237,000 | $ 102,000 |
| Marion County Kentucky | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Scott County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Warren County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 263,000 | $ 263,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Vernon County Louisiana | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Cumberland County Maine | 1 | $ 344,000 | $ 344,000 | $ 192,000 |
| Allegany County Maryland | 1 | $ 99,000 | $ 99,000 | $ 169,000 |
| Cecil County Maryland | 1 | $ 209,000 | $ 209,000 | $ 77,000 |
| Dorchester County Maryland | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Kent County Maryland | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Somerset County Maryland | 1 | $ 289,000 | $ 289,000 | $ 666,000 |
| Wicomico County Maryland | 1 | $ 90,000 | $ 90,000 | $ 189,000 |
| Middlesex County Massachusetts | 1 | $ 359,000 | $ 359,000 | $ 122,000 |
| Worcester County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Genesee County Michigan | 1 | $ 70,000 | $ 70,000 | $ 112,000 |
| Dakota County Minnesota | 1 | $ 179,000 | $ 179,000 | $ 47,000 |
| Rankin County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Taney County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 287,000 | $ 287,000 | $ 109,000 |
| Clark County Nevada | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Grafton County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Salem County New Jersey | 1 | $ 141,000 | $ 141,000 | $ 64,000 |
| Dona Ana County New Mexico | 1 | $ 310,000 | $ 310,000 | $ 89,000 |
| Kings County New York | 1 | $ 417,000 | $ 417,000 | $ 77,000 |
| New York County New York | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Davidson County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Durham County North Carolina | 1 | $ 346,000 | $ 346,000 | $ 146,000 |
| Franklin County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Greene County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 52,000 |
| Henderson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 402,000 | $ 402,000 | $ 82,000 |
| New Hanover County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 60,000 |
| Polk County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 105,000 |
| Robeson County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Rockingham County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 125,000 |
| Clermont County Ohio | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Delaware County Ohio | 1 | $ 246,000 | $ 246,000 | $ 92,000 |
| Franklin County Ohio | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Lorain County Ohio | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Jackson County Oregon | 1 | $ 167,000 | $ 167,000 | $ 78,000 |
| Multnomah County Oregon | 1 | $ 315,000 | $ 315,000 | $ 270,000 |
| Butler County Pennsylvania | 1 | $ 314,000 | $ 314,000 | $ 136,000 |
| Centre County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 88,000 |
| Fulton County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 53,000 |
| Snyder County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 35,000 |
| Kent County Rhode Island | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 142,000 | $ 142,000 | $ 233,000 |
| Washington County Rhode Island | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Greenville County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 319,000 | $ 319,000 | $ 134,000 |
| Denton County Texas | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Kerr County Texas | 1 | $ 259,000 | $ 259,000 | $ 94,000 |
| Nueces County Texas | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Williamson County Texas | 1 | $ 123,000 | $ 123,000 | $ 186,000 |
| Salt Lake County Utah | 1 | $ 160,000 | $ 160,000 | $ 87,000 |
| Lamoille County Vermont | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Orleans County Vermont | 1 | $ 310,000 | $ 310,000 | $ 75,000 |
| Rutland County Vermont | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Botetourt County Virginia | 1 | $ 410,000 | $ 410,000 | $ 104,000 |
| Brunswick County Virginia | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Buckingham County Virginia | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Campbell County Virginia | 1 | $ 183,000 | $ 183,000 | $ 81,000 |
| Emporia County Virginia | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Franklin County Virginia | 1 | $ 243,000 | $ 243,000 | $ 182,000 |
| Giles County Virginia | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Gloucester County Virginia | 1 | $ 273,000 | $ 273,000 | $ 149,000 |
| Lancaster County Virginia | 1 | $ 263,000 | $ 263,000 | $ 138,000 |
| Mecklenburg County Virginia | 1 | $ 62,000 | $ 62,000 | $ 65,000 |
| Nelson County Virginia | 1 | $ 184,000 | $ 184,000 | $ 64,000 |
| Newport News County Virginia | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| Northampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 219,000 |
| Prince Edward County Virginia | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Pulaski County Virginia | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Rappahannock County Virginia | 1 | $ 288,000 | $ 288,000 | $ 165,000 |
| Rockingham County Virginia | 1 | $ 137,000 | $ 137,000 | $ 60,000 |
| Southampton County Virginia | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Waynesboro County Virginia | 1 | $ 151,000 | $ 151,000 | $ 69,000 |
| Winchester County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| York County Virginia | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Island County Washington | 1 | $ 208,000 | $ 208,000 | $ 0 |
| King County Washington | 1 | $ 376,000 | $ 376,000 | $ 184,000 |
| Kitsap County Washington | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Pierce County Washington | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Whitman County Washington | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
| Kanawha County West Virginia | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| Pendleton County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 90,000 |
| Preston County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 231,000 |
| Dane County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 154,000 |
| Laramie County Wyoming | 1 | $ 216,000 | $ 216,000 | $ 0 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,440 | $825,179,000 | $239,000 | $1,400,000 | $94,000 | $1,783,000 |
| Refinancing | 3,180 | $900,672,000 | $283,000 | $1,048,000 | $116,000 | $2,315,000 |
| Home Improvement | 77 | $17,929,000 | $232,000 | $626,000 | $109,000 | $397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,315 | $1,376,712,000 | $259,000 | $1,400,000 | $107,000 | $2,315,000 |
| Black or African American | 443 | $101,734,000 | $229,000 | $841,000 | $70,000 | $310,000 |
| Not Provided | 358 | $109,441,000 | $305,000 | $1,048,000 | $110,000 | $530,000 |
| Asian | 336 | $94,604,000 | $281,000 | $736,000 | $114,000 | $450,000 |
| Hispanic | 211 | $50,803,000 | $240,000 | $841,000 | $80,000 | $430,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,817,000 | $306,000 | $517,000 | $130,000 | $305,000 |
| American Indian or Alaskan Native | 10 | $2,453,000 | $245,000 | $439,000 | $107,000 | $242,000 |
| Not applicable | 5 | $2,216,000 | $443,000 | $925,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,009 | $1,071,937,000 | $267,000 | $1,400,000 | $131,000 | $2,315,000 |
| FHA-insured (Federal Housing Administration) | 1,402 | $304,310,000 | $217,000 | $743,000 | $65,000 | $551,000 |
| VA-guaranteed (Veterans Administration) | 904 | $297,398,000 | $328,000 | $1,130,000 | $67,000 | $902,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 382 | $70,135,000 | $183,000 | $424,000 | $56,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,023 | $1,586,493,000 | $263,000 | $1,250,000 | $105,000 | $2,315,000 |
| Application Withdrawn By Applicant | 408 | $98,805,000 | $242,000 | $1,400,000 | $101,000 | $1,068,000 |
| Application Denied By Financial Institution | 254 | $55,125,000 | $217,000 | $780,000 | $84,000 | $840,000 |
| Application Approved But Not Accepted | 8 | $2,038,000 | $254,000 | $367,000 | $204,000 | $783,000 |
| File Closed For Incompleteness | 3 | $394,000 | $131,000 | $211,000 | $84,000 | $89,000 |
| Loan Purchased By The Institution | 1 | $925,000 | $925,000 | $925,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 117 | $25,849,000 | $220,000 | $529,000 | $94,000 | $479,000 |
| Debt-To-Income Ratio | 61 | $13,027,000 | $213,000 | $551,000 | $65,000 | $203,000 |
| Credit History | 41 | $9,198,000 | $224,000 | $780,000 | $75,000 | $297,000 |
| Other | 18 | $4,353,000 | $241,000 | $403,000 | $98,000 | $306,000 |
| Employment History | 9 | $1,483,000 | $164,000 | $423,000 | $46,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $616,000 | $154,000 | $218,000 | $59,000 | $75,000 |
| Unverifiable Information | 2 | $348,000 | $174,000 | $203,000 | $454,000 | $840,000 |
| Credit Application Incomplete | 2 | $251,000 | $125,000 | $164,000 | $73,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.