Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Presidential Bank, Fsb 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,858 |
| Total Mortgage Loan Application Amount | $1,532,093,000 |
| Average Mortgage Loan Application Amount | $252,666 |
| Highest Mortgage Loan Application Amount | $1,670,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $1,596,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 489 | $ 156,053,000 | $ 319,000 | $ 126,000 |
| Fairfax County Virginia | 446 | $ 171,997,000 | $ 385,000 | $ 138,000 |
| Frederick County Maryland | 391 | $ 94,161,000 | $ 240,000 | $ 93,000 |
| Anne Arundel County Maryland | 273 | $ 85,474,000 | $ 313,000 | $ 124,000 |
| Lancaster County Pennsylvania | 245 | $ 39,403,000 | $ 160,000 | $ 66,000 |
| Prince William County Virginia | 219 | $ 66,914,000 | $ 305,000 | $ 102,000 |
| Chesterfield County Virginia | 217 | $ 33,303,000 | $ 153,000 | $ 61,000 |
| Howard County Maryland | 197 | $ 61,837,000 | $ 313,000 | $ 133,000 |
| Bucks County Pennsylvania | 184 | $ 39,173,000 | $ 212,000 | $ 86,000 |
| Montgomery County Pennsylvania | 161 | $ 33,398,000 | $ 207,000 | $ 83,000 |
| Prince George's County Maryland | 154 | $ 35,952,000 | $ 233,000 | $ 91,000 |
| St. Mary's County Maryland | 154 | $ 44,850,000 | $ 291,000 | $ 103,000 |
| Loudoun County Virginia | 141 | $ 48,638,000 | $ 344,000 | $ 123,000 |
| Baltimore City County Maryland | 123 | $ 30,481,000 | $ 247,000 | $ 122,000 |
| Calvert County Maryland | 118 | $ 37,774,000 | $ 320,000 | $ 102,000 |
| Baltimore County Maryland | 113 | $ 28,564,000 | $ 252,000 | $ 114,000 |
| Henrico County Virginia | 98 | $ 13,659,000 | $ 139,000 | $ 65,000 |
| Albemarle County Virginia | 86 | $ 25,121,000 | $ 292,000 | $ 146,000 |
| District of Columbia County District Of Columbia | 84 | $ 36,744,000 | $ 437,000 | $ 186,000 |
| Arlington County Virginia | 80 | $ 33,642,000 | $ 420,000 | $ 144,000 |
| Charles County Maryland | 76 | $ 19,339,000 | $ 254,000 | $ 92,000 |
| Worcester County Maryland | 75 | $ 15,986,000 | $ 213,000 | $ 169,000 |
| Prince George County Virginia | 74 | $ 12,777,000 | $ 172,000 | $ 66,000 |
| Carroll County Maryland | 67 | $ 19,456,000 | $ 290,000 | $ 102,000 |
| Stafford County Virginia | 55 | $ 15,490,000 | $ 281,000 | $ 101,000 |
| Harford County Maryland | 51 | $ 14,091,000 | $ 276,000 | $ 91,000 |
| Dinwiddie County Virginia | 51 | $ 7,127,000 | $ 139,000 | $ 51,000 |
| Richmond City County Virginia | 50 | $ 6,860,000 | $ 137,000 | $ 63,000 |
| Washington County Maryland | 44 | $ 8,363,000 | $ 190,000 | $ 70,000 |
| Monmouth County New Jersey | 44 | $ 12,093,000 | $ 274,000 | $ 115,000 |
| Fauquier County Virginia | 42 | $ 11,613,000 | $ 276,000 | $ 89,000 |
| Lehigh County Pennsylvania | 41 | $ 7,481,000 | $ 182,000 | $ 90,000 |
| Hanover County Virginia | 41 | $ 7,933,000 | $ 193,000 | $ 74,000 |
| Alexandria County Virginia | 40 | $ 16,839,000 | $ 420,000 | $ 133,000 |
| Hopewell County Virginia | 38 | $ 3,420,000 | $ 90,000 | $ 44,000 |
| Spotsylvania County Virginia | 38 | $ 8,991,000 | $ 236,000 | $ 100,000 |
| Chester County Pennsylvania | 37 | $ 8,997,000 | $ 243,000 | $ 85,000 |
| Colonial Heights County Virginia | 36 | $ 4,268,000 | $ 118,000 | $ 49,000 |
| Petersburg County Virginia | 35 | $ 3,535,000 | $ 101,000 | $ 58,000 |
| Ocean County New Jersey | 32 | $ 7,858,000 | $ 245,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 32 | $ 5,045,000 | $ 157,000 | $ 76,000 |
| Charlottesville County Virginia | 31 | $ 7,401,000 | $ 238,000 | $ 111,000 |
| Mecklenburg County North Carolina | 26 | $ 7,098,000 | $ 273,000 | $ 180,000 |
| Augusta County Virginia | 26 | $ 4,287,000 | $ 164,000 | $ 59,000 |
| Northampton County Pennsylvania | 23 | $ 3,896,000 | $ 169,000 | $ 83,000 |
| Sussex County Delaware | 22 | $ 5,060,000 | $ 230,000 | $ 153,000 |
| Middlesex County New Jersey | 20 | $ 4,708,000 | $ 235,000 | $ 119,000 |
| Culpeper County Virginia | 19 | $ 3,717,000 | $ 195,000 | $ 82,000 |
| Manassas County Virginia | 19 | $ 4,047,000 | $ 213,000 | $ 82,000 |
| Queen Anne's County Maryland | 18 | $ 4,986,000 | $ 277,000 | $ 120,000 |
| Staunton County Virginia | 18 | $ 2,423,000 | $ 134,000 | $ 94,000 |
| Berks County Pennsylvania | 17 | $ 3,106,000 | $ 182,000 | $ 82,000 |
| King George County Virginia | 14 | $ 3,907,000 | $ 279,000 | $ 118,000 |
| Berkeley County West Virginia | 14 | $ 2,317,000 | $ 165,000 | $ 81,000 |
| York County Pennsylvania | 13 | $ 2,221,000 | $ 170,000 | $ 56,000 |
| Frederick County Virginia | 13 | $ 2,804,000 | $ 215,000 | $ 84,000 |
| Powhatan County Virginia | 13 | $ 3,042,000 | $ 234,000 | $ 96,000 |
| Fluvanna County Virginia | 12 | $ 2,172,000 | $ 181,000 | $ 90,000 |
| Sussex County Virginia | 11 | $ 1,125,000 | $ 102,000 | $ 35,000 |
| Dauphin County Pennsylvania | 10 | $ 1,423,000 | $ 142,000 | $ 61,000 |
| Delaware County Pennsylvania | 10 | $ 2,416,000 | $ 241,000 | $ 76,000 |
| Lebanon County Pennsylvania | 10 | $ 1,448,000 | $ 144,000 | $ 77,000 |
| Warren County Virginia | 10 | $ 2,663,000 | $ 266,000 | $ 106,000 |
| Iredell County North Carolina | 8 | $ 2,177,000 | $ 272,000 | $ 84,000 |
| Adams County Pennsylvania | 8 | $ 1,828,000 | $ 228,000 | $ 80,000 |
| Caroline County Virginia | 8 | $ 1,306,000 | $ 163,000 | $ 44,000 |
| Fairfax City County Virginia | 8 | $ 2,784,000 | $ 348,000 | $ 303,000 |
| King William County Virginia | 8 | $ 1,286,000 | $ 160,000 | $ 56,000 |
| Louisa County Virginia | 8 | $ 1,775,000 | $ 221,000 | $ 118,000 |
| Orange County Virginia | 8 | $ 1,374,000 | $ 171,000 | $ 46,000 |
| Honolulu County Hawaii | 7 | $ 4,701,000 | $ 671,000 | $ 80,000 |
| Cape May County New Jersey | 7 | $ 1,622,000 | $ 231,000 | $ 191,000 |
| Cumberland County Pennsylvania | 7 | $ 2,003,000 | $ 286,000 | $ 129,000 |
| Franklin County Pennsylvania | 7 | $ 1,147,000 | $ 163,000 | $ 97,000 |
| Greene County Virginia | 7 | $ 1,531,000 | $ 218,000 | $ 64,000 |
| San Diego County California | 6 | $ 1,843,000 | $ 307,000 | $ 90,000 |
| New Castle County Delaware | 6 | $ 1,499,000 | $ 249,000 | $ 103,000 |
| Palm Beach County Florida | 6 | $ 2,046,000 | $ 341,000 | $ 220,000 |
| Talbot County Maryland | 6 | $ 2,137,000 | $ 356,000 | $ 125,000 |
| Virginia Beach County Virginia | 6 | $ 1,885,000 | $ 314,000 | $ 87,000 |
| Westmoreland County Virginia | 6 | $ 1,405,000 | $ 234,000 | $ 142,000 |
| Jefferson County West Virginia | 6 | $ 1,618,000 | $ 269,000 | $ 91,000 |
| Cumberland County North Carolina | 5 | $ 835,000 | $ 167,000 | $ 62,000 |
| Dare County North Carolina | 5 | $ 1,263,000 | $ 252,000 | $ 256,000 |
| Clarke County Virginia | 5 | $ 1,069,000 | $ 213,000 | $ 83,000 |
| Fredericksburg County Virginia | 5 | $ 1,018,000 | $ 203,000 | $ 353,000 |
| Kent County Delaware | 4 | $ 897,000 | $ 224,000 | $ 59,000 |
| Hillsborough County Florida | 4 | $ 1,161,000 | $ 290,000 | $ 120,000 |
| Garrett County Maryland | 4 | $ 812,000 | $ 203,000 | $ 205,000 |
| Middlesex County Massachusetts | 4 | $ 1,613,000 | $ 403,000 | $ 145,000 |
| Union County New Jersey | 4 | $ 1,002,000 | $ 250,000 | $ 91,000 |
| New Hanover County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 177,000 |
| Allegheny County Pennsylvania | 4 | $ 672,000 | $ 168,000 | $ 65,000 |
| Carbon County Pennsylvania | 4 | $ 397,000 | $ 99,000 | $ 92,000 |
| Charleston County South Carolina | 4 | $ 772,000 | $ 193,000 | $ 128,000 |
| Greenville County South Carolina | 4 | $ 1,172,000 | $ 293,000 | $ 89,000 |
| Chesapeake County Virginia | 4 | $ 1,212,000 | $ 303,000 | $ 128,000 |
| Cumberland County Virginia | 4 | $ 306,000 | $ 76,000 | $ 26,000 |
| Madison County Virginia | 4 | $ 937,000 | $ 234,000 | $ 82,000 |
| Manassas Park County Virginia | 4 | $ 986,000 | $ 246,000 | $ 60,000 |
| Montgomery County Virginia | 4 | $ 525,000 | $ 131,000 | $ 189,000 |
| New Kent County Virginia | 4 | $ 636,000 | $ 159,000 | $ 65,000 |
| Norfolk County Virginia | 4 | $ 1,173,000 | $ 293,000 | $ 21,000 |
| Lee County Florida | 3 | $ 535,000 | $ 178,000 | $ 86,000 |
| Pinellas County Florida | 3 | $ 1,063,000 | $ 354,000 | $ 137,000 |
| Wicomico County Maryland | 3 | $ 449,000 | $ 149,000 | $ 93,000 |
| Norfolk County Massachusetts | 3 | $ 1,110,000 | $ 370,000 | $ 91,000 |
| Suffolk County Massachusetts | 3 | $ 788,000 | $ 262,000 | $ 325,000 |
| Oakland County Michigan | 3 | $ 733,000 | $ 244,000 | $ 70,000 |
| Burlington County New Jersey | 3 | $ 807,000 | $ 269,000 | $ 131,000 |
| Hunterdon County New Jersey | 3 | $ 926,000 | $ 308,000 | $ 158,000 |
| Morris County New Jersey | 3 | $ 936,000 | $ 312,000 | $ 131,000 |
| Durham County North Carolina | 3 | $ 437,000 | $ 145,000 | $ 111,000 |
| Wake County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 137,000 |
| Beaufort County South Carolina | 3 | $ 942,000 | $ 314,000 | $ 227,000 |
| York County South Carolina | 3 | $ 526,000 | $ 175,000 | $ 36,000 |
| Essex County Virginia | 3 | $ 463,000 | $ 154,000 | $ 60,000 |
| Goochland County Virginia | 3 | $ 384,000 | $ 128,000 | $ 65,000 |
| James City County Virginia | 3 | $ 517,000 | $ 172,000 | $ 92,000 |
| Northumberland County Virginia | 3 | $ 936,000 | $ 312,000 | $ 158,000 |
| Roanoke County Virginia | 3 | $ 501,000 | $ 167,000 | $ 71,000 |
| Rockingham County Virginia | 3 | $ 647,000 | $ 215,000 | $ 32,000 |
| Shenandoah County Virginia | 3 | $ 564,000 | $ 188,000 | $ 77,000 |
| Maricopa County Arizona | 2 | $ 445,000 | $ 222,000 | $ 69,000 |
| Ventura County California | 2 | $ 554,000 | $ 277,000 | $ 69,000 |
| Douglas County Colorado | 2 | $ 422,000 | $ 211,000 | $ 0 |
| El Paso County Colorado | 2 | $ 339,000 | $ 169,000 | $ 92,000 |
| Hartford County Connecticut | 2 | $ 621,000 | $ 310,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 716,000 | $ 358,000 | $ 139,000 |
| Windham County Connecticut | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Brevard County Florida | 2 | $ 266,000 | $ 133,000 | $ 78,000 |
| Broward County Florida | 2 | $ 204,000 | $ 102,000 | $ 130,000 |
| Cobb County Georgia | 2 | $ 832,000 | $ 416,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 161,000 | $ 80,000 | $ 62,000 |
| Houston County Georgia | 2 | $ 196,000 | $ 98,000 | $ 52,000 |
| Ada County Idaho | 2 | $ 412,000 | $ 206,000 | $ 116,000 |
| Elmore County Idaho | 2 | $ 641,000 | $ 320,000 | $ 72,000 |
| Cook County Illinois | 2 | $ 524,000 | $ 262,000 | $ 77,000 |
| Lake County Illinois | 2 | $ 1,509,000 | $ 754,000 | $ 268,000 |
| St. Joseph County Indiana | 2 | $ 511,000 | $ 255,000 | $ 67,000 |
| Johnson County Kansas | 2 | $ 407,000 | $ 203,000 | $ 79,000 |
| Cecil County Maryland | 2 | $ 394,000 | $ 197,000 | $ 66,000 |
| Kent County Maryland | 2 | $ 410,000 | $ 205,000 | $ 112,000 |
| Essex County Massachusetts | 2 | $ 609,000 | $ 304,000 | $ 42,000 |
| Clark County Nevada | 2 | $ 237,000 | $ 118,000 | $ 284,000 |
| Rockingham County New Hampshire | 2 | $ 617,000 | $ 308,000 | $ 0 |
| Essex County New Jersey | 2 | $ 523,000 | $ 261,000 | $ 116,000 |
| Gloucester County New Jersey | 2 | $ 231,000 | $ 115,000 | $ 72,000 |
| Mercer County New Jersey | 2 | $ 372,000 | $ 186,000 | $ 131,000 |
| New York County New York | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 414,000 | $ 207,000 | $ 191,000 |
| Carteret County North Carolina | 2 | $ 312,000 | $ 156,000 | $ 42,000 |
| Lincoln County North Carolina | 2 | $ 445,000 | $ 222,000 | $ 91,000 |
| Orange County North Carolina | 2 | $ 616,000 | $ 308,000 | $ 180,000 |
| Luzerne County Pennsylvania | 2 | $ 244,000 | $ 122,000 | $ 130,000 |
| Monroe County Pennsylvania | 2 | $ 522,000 | $ 261,000 | $ 36,000 |
| Horry County South Carolina | 2 | $ 318,000 | $ 159,000 | $ 123,000 |
| Montgomery County Tennessee | 2 | $ 507,000 | $ 253,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Harris County Texas | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Summit County Utah | 2 | $ 708,000 | $ 354,000 | $ 281,000 |
| Franklin County Vermont | 2 | $ 558,000 | $ 279,000 | $ 0 |
| Amelia County Virginia | 2 | $ 264,000 | $ 132,000 | $ 42,000 |
| Buckingham County Virginia | 2 | $ 336,000 | $ 168,000 | $ 71,000 |
| Carroll County Virginia | 2 | $ 272,000 | $ 136,000 | $ 47,000 |
| Emporia County Virginia | 2 | $ 230,000 | $ 115,000 | $ 39,000 |
| Falls Church County Virginia | 2 | $ 788,000 | $ 394,000 | $ 175,000 |
| Lancaster County Virginia | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Page County Virginia | 2 | $ 281,000 | $ 140,000 | $ 81,000 |
| Prince Edward County Virginia | 2 | $ 219,000 | $ 109,000 | $ 49,000 |
| Rappahannock County Virginia | 2 | $ 285,000 | $ 142,000 | $ 53,000 |
| Southampton County Virginia | 2 | $ 185,000 | $ 92,000 | $ 46,000 |
| Waynesboro County Virginia | 2 | $ 385,000 | $ 192,000 | $ 76,000 |
| Winchester County Virginia | 2 | $ 402,000 | $ 201,000 | $ 71,000 |
| York County Virginia | 2 | $ 732,000 | $ 366,000 | $ 54,000 |
| Hampshire County West Virginia | 2 | $ 466,000 | $ 233,000 | $ 197,000 |
| Madison County Alabama | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Juneau County Alaska | 1 | $ 134,000 | $ 134,000 | $ 106,000 |
| Kenai Peninsula County Alaska | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Pinal County Arizona | 1 | $ 118,000 | $ 118,000 | $ 130,000 |
| Faulkner County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Contra Costa County California | 1 | $ 730,000 | $ 730,000 | $ 0 |
| Orange County California | 1 | $ 410,000 | $ 410,000 | $ 162,000 |
| Arapahoe County Colorado | 1 | $ 224,000 | $ 224,000 | $ 81,000 |
| Denver County Colorado | 1 | $ 280,000 | $ 280,000 | $ 88,000 |
| Park County Colorado | 1 | $ 417,000 | $ 417,000 | $ 213,000 |
| Weld County Colorado | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 261,000 | $ 261,000 | $ 0 |
| New London County Connecticut | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Duval County Florida | 1 | $ 139,000 | $ 139,000 | $ 137,000 |
| Flagler County Florida | 1 | $ 190,000 | $ 190,000 | $ 159,000 |
| Martin County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 1,246,000 | $ 1,246,000 | $ 0 |
| Orange County Florida | 1 | $ 216,000 | $ 216,000 | $ 179,000 |
| Polk County Florida | 1 | $ 160,000 | $ 160,000 | $ 109,000 |
| St. Johns County Florida | 1 | $ 293,000 | $ 293,000 | $ 87,000 |
| Volusia County Florida | 1 | $ 212,000 | $ 212,000 | $ 103,000 |
| Bartow County Georgia | 1 | $ 124,000 | $ 124,000 | $ 231,000 |
| Columbia County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Fulton County Georgia | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Stephens County Georgia | 1 | $ 174,000 | $ 174,000 | $ 199,000 |
| Latah County Idaho | 1 | $ 250,000 | $ 250,000 | $ 0 |
| DuPage County Illinois | 1 | $ 417,000 | $ 417,000 | $ 138,000 |
| Geary County Kansas | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Wabaunsee County Kansas | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Franklin County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 193,000 |
| Bossier County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 123,000 |
| Caddo County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 231,000 | $ 231,000 | $ 77,000 |
| Orleans County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Ouachita County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 325,000 |
| Cumberland County Maine | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Caroline County Maryland | 1 | $ 234,000 | $ 234,000 | $ 65,000 |
| Dorchester County Maryland | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Barnstable County Massachusetts | 1 | $ 232,000 | $ 232,000 | $ 105,000 |
| Plymouth County Massachusetts | 1 | $ 432,000 | $ 432,000 | $ 180,000 |
| Cass County Michigan | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Genesee County Michigan | 1 | $ 194,000 | $ 194,000 | $ 140,000 |
| Hennepin County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 160,000 |
| Scott County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 114,000 | $ 114,000 | $ 123,000 |
| Barry County Missouri | 1 | $ 180,000 | $ 180,000 | $ 170,000 |
| Cass County Missouri | 1 | $ 218,000 | $ 218,000 | $ 402,000 |
| St. Francois County Missouri | 1 | $ 48,000 | $ 48,000 | $ 117,000 |
| Yellowstone County Montana | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 347,000 |
| Hudson County New Jersey | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 144,000 |
| Dona Ana County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Herkimer County New York | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Kings County New York | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Livingston County New York | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Nassau County New York | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Queens County New York | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Suffolk County New York | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Sullivan County New York | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Tioga County New York | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Cherokee County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Craven County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 262,000 |
| Currituck County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 143,000 |
| Jackson County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 66,000 |
| Johnston County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Northampton County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 109,000 |
| Pitt County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 78,000 |
| Union County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 61,000 |
| Cuyahoga County Ohio | 1 | $ 321,000 | $ 321,000 | $ 171,000 |
| Franklin County Ohio | 1 | $ 206,000 | $ 206,000 | $ 91,000 |
| Greene County Ohio | 1 | $ 161,000 | $ 161,000 | $ 116,000 |
| Licking County Ohio | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Lucas County Ohio | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
| Medina County Ohio | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Warren County Ohio | 1 | $ 223,000 | $ 223,000 | $ 218,000 |
| Beaver County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 74,000 |
| Cambria County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
| Centre County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 126,000 |
| Pike County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Susquehanna County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
| Providence County Rhode Island | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Allendale County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Dorchester County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Georgetown County South Carolina | 1 | $ 231,000 | $ 231,000 | $ 181,000 |
| Richland County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 124,000 |
| Minnehaha County South Dakota | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Knox County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 145,000 |
| Robertson County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 117,000 |
| Wilson County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Bell County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bexar County Texas | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Collin County Texas | 1 | $ 376,000 | $ 376,000 | $ 146,000 |
| Ellis County Texas | 1 | $ 352,000 | $ 352,000 | $ 144,000 |
| Montgomery County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Nueces County Texas | 1 | $ 319,000 | $ 319,000 | $ 133,000 |
| Travis County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 732,000 | $ 732,000 | $ 280,000 |
| Utah County Utah | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Accomack County Virginia | 1 | $ 296,000 | $ 296,000 | $ 96,000 |
| Botetourt County Virginia | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Brunswick County Virginia | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| Campbell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 166,000 |
| Franklin County Virginia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Franklin City County Virginia | 1 | $ 167,000 | $ 167,000 | $ 44,000 |
| Gloucester County Virginia | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Halifax County Virginia | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| Hampton County Virginia | 1 | $ 270,000 | $ 270,000 | $ 76,000 |
| Isle of Wight County Virginia | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| Lexington County Virginia | 1 | $ 152,000 | $ 152,000 | $ 28,000 |
| Mathews County Virginia | 1 | $ 417,000 | $ 417,000 | $ 145,000 |
| Pittsylvania County Virginia | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Rockbridge County Virginia | 1 | $ 194,000 | $ 194,000 | $ 56,000 |
| Suffolk County Virginia | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Surry County Virginia | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| Wythe County Virginia | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Snohomish County Washington | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Spokane County Washington | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
| Yakima County Washington | 1 | $ 164,000 | $ 164,000 | $ 29,000 |
| Hardy County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Monongalia County West Virginia | 1 | $ 238,000 | $ 238,000 | $ 96,000 |
| Morgan County West Virginia | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Ohio County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Randolph County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Sublette County Wyoming | 1 | $ 123,000 | $ 123,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,836 | $957,723,000 | $249,000 | $1,246,000 | $98,000 | $1,476,000 |
| Refinancing | 1,984 | $565,828,000 | $285,000 | $1,670,000 | $116,000 | $1,596,000 |
| Home Improvement | 38 | $8,542,000 | $224,000 | $594,000 | $123,000 | $423,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,346 | $1,127,101,000 | $259,000 | $1,200,000 | $107,000 | $1,596,000 |
| Not Provided | 562 | $175,492,000 | $312,000 | $1,153,000 | $118,000 | $1,429,000 |
| Black or African American | 396 | $83,390,000 | $210,000 | $867,000 | $75,000 | $522,000 |
| Asian | 298 | $81,080,000 | $272,000 | $1,235,000 | $107,000 | $392,000 |
| Hispanic | 191 | $48,011,000 | $251,000 | $730,000 | $85,000 | $316,000 |
| Not applicable | 40 | $10,366,000 | $259,000 | $1,670,000 | $0 | $0 |
| American Indian or Alaskan Native | 15 | $4,142,000 | $276,000 | $532,000 | $100,000 | $209,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,511,000 | $251,000 | $448,000 | $73,000 | $134,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,623 | $939,403,000 | $259,000 | $1,670,000 | $123,000 | $1,596,000 |
| FHA-insured (Federal Housing Administration) | 1,001 | $218,269,000 | $218,000 | $743,000 | $70,000 | $508,000 |
| VA-guaranteed (Veterans Administration) | 842 | $296,901,000 | $352,000 | $1,235,000 | $85,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 392 | $77,520,000 | $197,000 | $408,000 | $58,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,117 | $1,347,488,000 | $263,000 | $1,670,000 | $105,000 | $1,596,000 |
| Application Withdrawn By Applicant | 314 | $80,583,000 | $256,000 | $1,100,000 | $107,000 | $883,000 |
| Application Denied By Financial Institution | 279 | $69,989,000 | $250,000 | $1,200,000 | $100,000 | $1,100,000 |
| Application Approved But Not Accepted | 99 | $23,349,000 | $235,000 | $740,000 | $95,000 | $307,000 |
| Loan Purchased By The Institution | 34 | $6,432,000 | $189,000 | $1,246,000 | $0 | $0 |
| File Closed For Incompleteness | 15 | $4,252,000 | $283,000 | $520,000 | $93,000 | $204,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 114 | $30,764,000 | $269,000 | $1,131,000 | $119,000 | $572,000 |
| Debt-To-Income Ratio | 68 | $15,977,000 | $234,000 | $1,200,000 | $76,000 | $451,000 |
| Credit History | 38 | $9,464,000 | $249,000 | $910,000 | $97,000 | $698,000 |
| Other | 22 | $4,836,000 | $219,000 | $900,000 | $114,000 | $1,100,000 |
| Unverifiable Information | 17 | $4,566,000 | $268,000 | $743,000 | $81,000 | $202,000 |
| Employment History | 11 | $2,292,000 | $208,000 | $434,000 | $71,000 | $323,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,625,000 | $232,000 | $594,000 | $109,000 | $277,000 |
| Mortgage Insurance Denied | 2 | $465,000 | $232,000 | $252,000 | $66,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.