Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Presidential Bank, Fsb 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,390 |
| Total Mortgage Loan Application Amount | $1,629,071,000 |
| Average Mortgage Loan Application Amount | $298,333 |
| Highest Mortgage Loan Application Amount | $2,857,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $5,126,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 438 | $ 120,118,000 | $ 274,000 | $ 101,000 |
| Fairfax County Virginia | 434 | $ 189,370,000 | $ 436,000 | $ 166,000 |
| Montgomery County Maryland | 383 | $ 135,355,000 | $ 353,000 | $ 144,000 |
| Anne Arundel County Maryland | 284 | $ 100,507,000 | $ 353,000 | $ 118,000 |
| Chesterfield County Virginia | 231 | $ 40,794,000 | $ 176,000 | $ 70,000 |
| Bucks County Pennsylvania | 229 | $ 56,770,000 | $ 247,000 | $ 99,000 |
| Prince William County Virginia | 176 | $ 58,345,000 | $ 331,000 | $ 110,000 |
| St. Mary's County Maryland | 149 | $ 47,612,000 | $ 319,000 | $ 112,000 |
| Loudoun County Virginia | 149 | $ 57,864,000 | $ 388,000 | $ 147,000 |
| Baltimore County Maryland | 144 | $ 38,248,000 | $ 265,000 | $ 106,000 |
| Howard County Maryland | 135 | $ 45,946,000 | $ 340,000 | $ 145,000 |
| Calvert County Maryland | 132 | $ 43,532,000 | $ 329,000 | $ 112,000 |
| Arlington County Virginia | 115 | $ 39,923,000 | $ 347,000 | $ 120,000 |
| Prince George's County Maryland | 113 | $ 31,761,000 | $ 281,000 | $ 99,000 |
| Baltimore City County Maryland | 101 | $ 26,041,000 | $ 257,000 | $ 109,000 |
| Montgomery County Pennsylvania | 99 | $ 26,394,000 | $ 266,000 | $ 111,000 |
| District of Columbia County District Of Columbia | 90 | $ 43,824,000 | $ 486,000 | $ 160,000 |
| Henrico County Virginia | 85 | $ 14,938,000 | $ 175,000 | $ 70,000 |
| Charles County Maryland | 82 | $ 23,963,000 | $ 292,000 | $ 110,000 |
| Albemarle County Virginia | 81 | $ 26,048,000 | $ 321,000 | $ 144,000 |
| Washington County Maryland | 78 | $ 15,164,000 | $ 194,000 | $ 66,000 |
| Prince George County Virginia | 72 | $ 13,275,000 | $ 184,000 | $ 70,000 |
| Dinwiddie County Virginia | 67 | $ 10,421,000 | $ 155,000 | $ 57,000 |
| Cape May County New Jersey | 65 | $ 27,588,000 | $ 424,000 | $ 251,000 |
| Carroll County Maryland | 63 | $ 21,199,000 | $ 336,000 | $ 98,000 |
| Worcester County Maryland | 58 | $ 14,142,000 | $ 243,000 | $ 265,000 |
| Stafford County Virginia | 53 | $ 16,955,000 | $ 319,000 | $ 106,000 |
| Colonial Heights County Virginia | 52 | $ 6,686,000 | $ 128,000 | $ 59,000 |
| Ocean County New Jersey | 51 | $ 14,007,000 | $ 274,000 | $ 154,000 |
| Alexandria County Virginia | 47 | $ 19,241,000 | $ 409,000 | $ 133,000 |
| Harford County Maryland | 45 | $ 12,591,000 | $ 279,000 | $ 97,000 |
| Hopewell County Virginia | 42 | $ 4,441,000 | $ 105,000 | $ 51,000 |
| Charlottesville County Virginia | 39 | $ 11,662,000 | $ 299,000 | $ 140,000 |
| Hanover County Virginia | 36 | $ 8,376,000 | $ 232,000 | $ 87,000 |
| Philadelphia County Pennsylvania | 35 | $ 7,800,000 | $ 222,000 | $ 105,000 |
| Fauquier County Virginia | 34 | $ 11,668,000 | $ 343,000 | $ 102,000 |
| Monmouth County New Jersey | 30 | $ 9,512,000 | $ 317,000 | $ 116,000 |
| Richmond City County Virginia | 30 | $ 4,985,000 | $ 166,000 | $ 83,000 |
| Garrett County Maryland | 29 | $ 5,391,000 | $ 185,000 | $ 116,000 |
| Virginia Beach County Virginia | 29 | $ 10,961,000 | $ 377,000 | $ 35,000 |
| Petersburg County Virginia | 27 | $ 2,765,000 | $ 102,000 | $ 45,000 |
| Mecklenburg County North Carolina | 26 | $ 6,158,000 | $ 236,000 | $ 121,000 |
| Spotsylvania County Virginia | 25 | $ 7,309,000 | $ 292,000 | $ 105,000 |
| Chester County Pennsylvania | 19 | $ 6,858,000 | $ 360,000 | $ 169,000 |
| Manassas County Virginia | 19 | $ 5,375,000 | $ 282,000 | $ 101,000 |
| Sussex County Delaware | 17 | $ 6,649,000 | $ 391,000 | $ 430,000 |
| Queen Anne's County Maryland | 16 | $ 6,432,000 | $ 402,000 | $ 134,000 |
| Middlesex County New Jersey | 15 | $ 3,481,000 | $ 232,000 | $ 92,000 |
| Frederick County Virginia | 15 | $ 3,671,000 | $ 244,000 | $ 117,000 |
| Fluvanna County Virginia | 14 | $ 2,439,000 | $ 174,000 | $ 84,000 |
| Jefferson County West Virginia | 14 | $ 3,671,000 | $ 262,000 | $ 103,000 |
| Honolulu County Hawaii | 13 | $ 7,507,000 | $ 577,000 | $ 64,000 |
| Sussex County Virginia | 12 | $ 1,565,000 | $ 130,000 | $ 56,000 |
| Franklin County Pennsylvania | 11 | $ 2,117,000 | $ 192,000 | $ 88,000 |
| Caroline County Virginia | 10 | $ 1,442,000 | $ 144,000 | $ 59,000 |
| Fairfax City County Virginia | 10 | $ 4,338,000 | $ 433,000 | $ 164,000 |
| Greene County Virginia | 10 | $ 2,470,000 | $ 247,000 | $ 124,000 |
| Powhatan County Virginia | 10 | $ 2,332,000 | $ 233,000 | $ 78,000 |
| Atlantic County New Jersey | 9 | $ 3,580,000 | $ 397,000 | $ 148,000 |
| Delaware County Pennsylvania | 9 | $ 2,477,000 | $ 275,000 | $ 125,000 |
| Lehigh County Pennsylvania | 9 | $ 1,876,000 | $ 208,000 | $ 76,000 |
| King George County Virginia | 9 | $ 2,477,000 | $ 275,000 | $ 91,000 |
| Berkeley County West Virginia | 9 | $ 1,887,000 | $ 209,000 | $ 99,000 |
| San Diego County California | 8 | $ 3,848,000 | $ 481,000 | $ 53,000 |
| New Castle County Delaware | 8 | $ 2,235,000 | $ 279,000 | $ 96,000 |
| Iredell County North Carolina | 7 | $ 1,625,000 | $ 232,000 | $ 86,000 |
| Louisa County Virginia | 7 | $ 2,125,000 | $ 303,000 | $ 112,000 |
| Orange County Virginia | 7 | $ 1,044,000 | $ 149,000 | $ 103,000 |
| Burlington County New Jersey | 6 | $ 1,301,000 | $ 216,000 | $ 98,000 |
| Moore County North Carolina | 6 | $ 1,932,000 | $ 322,000 | $ 43,000 |
| Adams County Pennsylvania | 6 | $ 1,246,000 | $ 207,000 | $ 103,000 |
| Berks County Pennsylvania | 6 | $ 1,093,000 | $ 182,000 | $ 84,000 |
| Northampton County Pennsylvania | 6 | $ 1,478,000 | $ 246,000 | $ 87,000 |
| Clarke County Virginia | 6 | $ 1,958,000 | $ 326,000 | $ 176,000 |
| Wake County North Carolina | 5 | $ 1,190,000 | $ 238,000 | $ 77,000 |
| Newport County Rhode Island | 5 | $ 1,743,000 | $ 348,000 | $ 102,000 |
| Davidson County Tennessee | 5 | $ 1,401,000 | $ 280,000 | $ 78,000 |
| Amelia County Virginia | 5 | $ 677,000 | $ 135,000 | $ 70,000 |
| Norfolk County Virginia | 5 | $ 2,301,000 | $ 460,000 | $ 44,000 |
| Rockingham County Virginia | 5 | $ 1,108,000 | $ 221,000 | $ 185,000 |
| Warren County Virginia | 5 | $ 1,417,000 | $ 283,000 | $ 90,000 |
| King County Washington | 5 | $ 2,523,000 | $ 504,000 | $ 113,000 |
| Morgan County West Virginia | 5 | $ 997,000 | $ 199,000 | $ 105,000 |
| Kent County Delaware | 4 | $ 920,000 | $ 230,000 | $ 57,000 |
| Broward County Florida | 4 | $ 650,000 | $ 162,000 | $ 142,000 |
| Duval County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 122,000 |
| Hillsborough County Florida | 4 | $ 1,484,000 | $ 371,000 | $ 152,000 |
| Monroe County Florida | 4 | $ 1,709,000 | $ 427,000 | $ 174,000 |
| Cook County Illinois | 4 | $ 2,095,000 | $ 523,000 | $ 143,000 |
| Suffolk County Massachusetts | 4 | $ 2,031,000 | $ 507,000 | $ 97,000 |
| Bergen County New Jersey | 4 | $ 1,493,000 | $ 373,000 | $ 134,000 |
| Onslow County North Carolina | 4 | $ 768,000 | $ 192,000 | $ 46,000 |
| York County Pennsylvania | 4 | $ 792,000 | $ 198,000 | $ 74,000 |
| Beaufort County South Carolina | 4 | $ 1,066,000 | $ 266,000 | $ 170,000 |
| Accomack County Virginia | 4 | $ 746,000 | $ 186,000 | $ 272,000 |
| Brunswick County Virginia | 4 | $ 195,000 | $ 48,000 | $ 47,000 |
| Culpeper County Virginia | 4 | $ 1,152,000 | $ 288,000 | $ 79,000 |
| Emporia County Virginia | 4 | $ 196,000 | $ 49,000 | $ 85,000 |
| Falls Church County Virginia | 4 | $ 3,246,000 | $ 811,000 | $ 175,000 |
| Shenandoah County Virginia | 4 | $ 772,000 | $ 193,000 | $ 107,000 |
| Brevard County Florida | 3 | $ 772,000 | $ 257,000 | $ 71,000 |
| Lee County Florida | 3 | $ 1,574,000 | $ 524,000 | $ 173,000 |
| Manatee County Florida | 3 | $ 586,000 | $ 195,000 | $ 68,000 |
| Orange County Florida | 3 | $ 498,000 | $ 166,000 | $ 94,000 |
| Palm Beach County Florida | 3 | $ 799,000 | $ 266,000 | $ 155,000 |
| Pasco County Florida | 3 | $ 599,000 | $ 199,000 | $ 144,000 |
| Pinellas County Florida | 3 | $ 726,000 | $ 242,000 | $ 133,000 |
| Volusia County Florida | 3 | $ 1,116,000 | $ 372,000 | $ 301,000 |
| Cecil County Maryland | 3 | $ 1,066,000 | $ 355,000 | $ 128,000 |
| Hunterdon County New Jersey | 3 | $ 735,000 | $ 245,000 | $ 86,000 |
| Mercer County New Jersey | 3 | $ 672,000 | $ 224,000 | $ 105,000 |
| Catawba County North Carolina | 3 | $ 927,000 | $ 309,000 | $ 149,000 |
| Dare County North Carolina | 3 | $ 1,087,000 | $ 362,000 | $ 60,000 |
| Cumberland County Pennsylvania | 3 | $ 845,000 | $ 281,000 | $ 94,000 |
| Horry County South Carolina | 3 | $ 848,000 | $ 282,000 | $ 62,000 |
| Dallas County Texas | 3 | $ 1,077,000 | $ 359,000 | $ 816,000 |
| Tarrant County Texas | 3 | $ 938,000 | $ 312,000 | $ 166,000 |
| Travis County Texas | 3 | $ 818,000 | $ 272,000 | $ 73,000 |
| Cumberland County Virginia | 3 | $ 597,000 | $ 199,000 | $ 92,000 |
| James City County Virginia | 3 | $ 1,470,000 | $ 490,000 | $ 124,000 |
| King William County Virginia | 3 | $ 441,000 | $ 147,000 | $ 41,000 |
| Winchester County Virginia | 3 | $ 643,000 | $ 214,000 | $ 78,000 |
| Maricopa County Arizona | 2 | $ 569,000 | $ 284,000 | $ 113,000 |
| Riverside County California | 2 | $ 678,000 | $ 339,000 | $ 63,000 |
| Denver County Colorado | 2 | $ 489,000 | $ 244,000 | $ 137,000 |
| Fairfield County Connecticut | 2 | $ 1,486,000 | $ 743,000 | $ 77,000 |
| Charlotte County Florida | 2 | $ 329,000 | $ 164,000 | $ 51,000 |
| Clay County Florida | 2 | $ 822,000 | $ 411,000 | $ 519,000 |
| Collier County Florida | 2 | $ 453,000 | $ 226,000 | $ 97,000 |
| Indian River County Florida | 2 | $ 361,000 | $ 180,000 | $ 127,000 |
| Sumter County Florida | 2 | $ 723,000 | $ 361,000 | $ 139,000 |
| Bryan County Georgia | 2 | $ 442,000 | $ 221,000 | $ 61,000 |
| Fulton County Georgia | 2 | $ 840,000 | $ 420,000 | $ 120,000 |
| Kootenai County Idaho | 2 | $ 436,000 | $ 218,000 | $ 0 |
| Latah County Idaho | 2 | $ 653,000 | $ 326,000 | $ 126,000 |
| Leavenworth County Kansas | 2 | $ 696,000 | $ 348,000 | $ 83,000 |
| Dorchester County Maryland | 2 | $ 306,000 | $ 153,000 | $ 141,000 |
| Talbot County Maryland | 2 | $ 512,000 | $ 256,000 | $ 69,000 |
| Wicomico County Maryland | 2 | $ 281,000 | $ 140,000 | $ 41,000 |
| Plymouth County Massachusetts | 2 | $ 738,000 | $ 369,000 | $ 237,000 |
| Anoka County Minnesota | 2 | $ 439,000 | $ 219,000 | $ 140,000 |
| Camden County New Jersey | 2 | $ 557,000 | $ 278,000 | $ 493,000 |
| Morris County New Jersey | 2 | $ 677,000 | $ 338,000 | $ 204,000 |
| Union County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 31,000 |
| Brunswick County North Carolina | 2 | $ 413,000 | $ 206,000 | $ 205,000 |
| Durham County North Carolina | 2 | $ 558,000 | $ 279,000 | $ 240,000 |
| Harnett County North Carolina | 2 | $ 396,000 | $ 198,000 | $ 0 |
| Pender County North Carolina | 2 | $ 506,000 | $ 253,000 | $ 147,000 |
| Franklin County Ohio | 2 | $ 403,000 | $ 201,000 | $ 56,000 |
| Multnomah County Oregon | 2 | $ 531,000 | $ 265,000 | $ 54,000 |
| Spartanburg County South Carolina | 2 | $ 484,000 | $ 242,000 | $ 187,000 |
| York County South Carolina | 2 | $ 414,000 | $ 207,000 | $ 69,000 |
| Denton County Texas | 2 | $ 715,000 | $ 357,000 | $ 0 |
| Harris County Texas | 2 | $ 578,000 | $ 289,000 | $ 60,000 |
| Salt Lake County Utah | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Chesapeake County Virginia | 2 | $ 483,000 | $ 241,000 | $ 75,000 |
| Fredericksburg County Virginia | 2 | $ 322,000 | $ 161,000 | $ 79,000 |
| Lancaster County Virginia | 2 | $ 528,000 | $ 264,000 | $ 204,000 |
| Manassas Park County Virginia | 2 | $ 800,000 | $ 400,000 | $ 112,000 |
| Pierce County Washington | 2 | $ 813,000 | $ 406,000 | $ 87,000 |
| Skagit County Washington | 2 | $ 686,000 | $ 343,000 | $ 64,000 |
| Preston County West Virginia | 2 | $ 247,000 | $ 123,000 | $ 124,000 |
| Etowah County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Madison County Alabama | 1 | $ 111,000 | $ 111,000 | $ 110,000 |
| Montgomery County Alabama | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Pima County Arizona | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Pinal County Arizona | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 230,000 | $ 230,000 | $ 198,000 |
| Contra Costa County California | 1 | $ 560,000 | $ 560,000 | $ 209,000 |
| Los Angeles County California | 1 | $ 374,000 | $ 374,000 | $ 155,000 |
| Marin County California | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Sacramento County California | 1 | $ 264,000 | $ 264,000 | $ 67,000 |
| San Francisco County California | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Santa Clara County California | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Ventura County California | 1 | $ 1,595,000 | $ 1,595,000 | $ 328,000 |
| Adams County Colorado | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Boulder County Colorado | 1 | $ 268,000 | $ 268,000 | $ 161,000 |
| Broomfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 722,000 |
| Eagle County Colorado | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Grand County Colorado | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| New Haven County Connecticut | 1 | $ 239,000 | $ 239,000 | $ 99,000 |
| New London County Connecticut | 1 | $ 207,000 | $ 207,000 | $ 125,000 |
| Escambia County Florida | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Lake County Florida | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Nassau County Florida | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 277,000 | $ 277,000 | $ 77,000 |
| Polk County Florida | 1 | $ 200,000 | $ 200,000 | $ 123,000 |
| Sarasota County Florida | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Seminole County Florida | 1 | $ 410,000 | $ 410,000 | $ 159,000 |
| St. Johns County Florida | 1 | $ 150,000 | $ 150,000 | $ 157,000 |
| St. Lucie County Florida | 1 | $ 240,000 | $ 240,000 | $ 52,000 |
| Cherokee County Georgia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Columbia County Georgia | 1 | $ 277,000 | $ 277,000 | $ 131,000 |
| DeKalb County Georgia | 1 | $ 349,000 | $ 349,000 | $ 150,000 |
| Houston County Georgia | 1 | $ 49,000 | $ 49,000 | $ 177,000 |
| Jackson County Georgia | 1 | $ 192,000 | $ 192,000 | $ 114,000 |
| Ada County Idaho | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 371,000 | $ 371,000 | $ 131,000 |
| Lake County Illinois | 1 | $ 826,000 | $ 826,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Harrison County Indiana | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| Lake County Indiana | 1 | $ 220,000 | $ 220,000 | $ 30,000 |
| Owen County Indiana | 1 | $ 297,000 | $ 297,000 | $ 128,000 |
| St. Joseph County Indiana | 1 | $ 308,000 | $ 308,000 | $ 188,000 |
| Jefferson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Scott County Kentucky | 1 | $ 189,000 | $ 189,000 | $ 69,000 |
| Shelby County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Cumberland County Maine | 1 | $ 262,000 | $ 262,000 | $ 161,000 |
| York County Maine | 1 | $ 297,000 | $ 297,000 | $ 165,000 |
| Allegany County Maryland | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Caroline County Maryland | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Kent County Maryland | 1 | $ 177,000 | $ 177,000 | $ 71,000 |
| Somerset County Maryland | 1 | $ 113,000 | $ 113,000 | $ 167,000 |
| Franklin County Massachusetts | 1 | $ 268,000 | $ 268,000 | $ 132,000 |
| Norfolk County Massachusetts | 1 | $ 800,000 | $ 800,000 | $ 300,000 |
| Worcester County Massachusetts | 1 | $ 218,000 | $ 218,000 | $ 125,000 |
| Oakland County Michigan | 1 | $ 290,000 | $ 290,000 | $ 119,000 |
| Washtenaw County Michigan | 1 | $ 246,000 | $ 246,000 | $ 214,000 |
| McLeod County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 112,000 |
| Sarpy County Nebraska | 1 | $ 259,000 | $ 259,000 | $ 126,000 |
| Merrimack County New Hampshire | 1 | $ 378,000 | $ 378,000 | $ 130,000 |
| Hudson County New Jersey | 1 | $ 203,000 | $ 203,000 | $ 357,000 |
| Bronx County New York | 1 | $ 1,039,000 | $ 1,039,000 | $ 0 |
| Kings County New York | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Nassau County New York | 1 | $ 417,000 | $ 417,000 | $ 176,000 |
| Richmond County New York | 1 | $ 368,000 | $ 368,000 | $ 90,000 |
| Beaufort County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Cabarrus County North Carolina | 1 | $ 321,000 | $ 321,000 | $ 120,000 |
| Cumberland County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 140,000 |
| Lincoln County North Carolina | 1 | $ 422,000 | $ 422,000 | $ 180,000 |
| Pitt County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Randolph County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Union County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Butler County Ohio | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Lake County Ohio | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Washington County Oregon | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Lancaster County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 44,000 |
| Susquehanna County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 100,000 |
| Westmoreland County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Washington County Rhode Island | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Lexington County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
| Pennington County South Dakota | 1 | $ 77,000 | $ 77,000 | $ 196,000 |
| Blount County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 81,000 |
| Cumberland County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Rutherford County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 84,000 |
| Bexar County Texas | 1 | $ 259,000 | $ 259,000 | $ 151,000 |
| Brazos County Texas | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Collin County Texas | 1 | $ 587,000 | $ 587,000 | $ 0 |
| Hunt County Texas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Nueces County Texas | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Smith County Texas | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Davis County Utah | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Augusta County Virginia | 1 | $ 213,000 | $ 213,000 | $ 120,000 |
| Bedford County Virginia | 1 | $ 396,000 | $ 396,000 | $ 483,000 |
| Botetourt County Virginia | 1 | $ 84,000 | $ 84,000 | $ 109,000 |
| Campbell County Virginia | 1 | $ 122,000 | $ 122,000 | $ 210,000 |
| Charles City County Virginia | 1 | $ 162,000 | $ 162,000 | $ 44,000 |
| Charlotte County Virginia | 1 | $ 123,000 | $ 123,000 | $ 44,000 |
| Danville County Virginia | 1 | $ 78,000 | $ 78,000 | $ 223,000 |
| Essex County Virginia | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Goochland County Virginia | 1 | $ 272,000 | $ 272,000 | $ 63,000 |
| Hampton County Virginia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 94,000 | $ 94,000 | $ 64,000 |
| King and Queen County Virginia | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Madison County Virginia | 1 | $ 63,000 | $ 63,000 | $ 98,000 |
| Middlesex County Virginia | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| New Kent County Virginia | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Nottoway County Virginia | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Page County Virginia | 1 | $ 221,000 | $ 221,000 | $ 74,000 |
| Portsmouth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Waynesboro County Virginia | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Westmoreland County Virginia | 1 | $ 178,000 | $ 178,000 | $ 67,000 |
| York County Virginia | 1 | $ 301,000 | $ 301,000 | $ 208,000 |
| Kitsap County Washington | 1 | $ 212,000 | $ 212,000 | $ 0 |
| San Juan County Washington | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Snohomish County Washington | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 146,000 | $ 146,000 | $ 34,000 |
| Tucker County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 211,000 |
| Outagamie County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 0 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,684 | $1,055,829,000 | $286,000 | $2,857,000 | $115,000 | $5,126,000 |
| Refinancing | 1,655 | $559,420,000 | $338,000 | $1,500,000 | $124,000 | $1,737,000 |
| Home Improvement | 51 | $13,822,000 | $271,000 | $650,000 | $124,000 | $363,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,793 | $1,160,445,000 | $305,000 | $2,857,000 | $126,000 | $5,126,000 |
| Not Provided | 762 | $250,325,000 | $328,000 | $1,254,000 | $116,000 | $657,000 |
| Black or African American | 350 | $84,600,000 | $241,000 | $768,000 | $84,000 | $640,000 |
| Asian | 197 | $55,444,000 | $281,000 | $812,000 | $111,000 | $876,000 |
| Hispanic | 164 | $45,875,000 | $279,000 | $825,000 | $105,000 | $881,000 |
| Not applicable | 107 | $27,367,000 | $255,000 | $1,500,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 10 | $3,539,000 | $353,000 | $606,000 | $125,000 | $224,000 |
| American Indian or Alaskan Native | 7 | $1,476,000 | $210,000 | $383,000 | $88,000 | $164,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,356 | $1,018,812,000 | $303,000 | $2,857,000 | $142,000 | $5,126,000 |
| FHA-insured (Federal Housing Administration) | 966 | $218,343,000 | $226,000 | $619,000 | $72,000 | $356,000 |
| VA-guaranteed (Veterans Administration) | 879 | $351,899,000 | $400,000 | $1,595,000 | $89,000 | $506,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 189 | $40,017,000 | $211,000 | $418,000 | $62,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,680 | $1,423,742,000 | $304,000 | $2,857,000 | $120,000 | $5,126,000 |
| Application Withdrawn By Applicant | 260 | $80,849,000 | $310,000 | $1,390,000 | $139,000 | $2,352,000 |
| Application Denied By Financial Institution | 193 | $51,192,000 | $265,000 | $976,000 | $101,000 | $403,000 |
| Loan Purchased By The Institution | 96 | $21,240,000 | $221,000 | $1,039,000 | $0 | $0 |
| Application Approved But Not Accepted | 87 | $25,514,000 | $293,000 | $881,000 | $118,000 | $722,000 |
| File Closed For Incompleteness | 74 | $26,534,000 | $358,000 | $1,360,000 | $134,000 | $597,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 64 | $16,215,000 | $253,000 | $650,000 | $123,000 | $403,000 |
| Debt-To-Income Ratio | 41 | $11,318,000 | $276,000 | $605,000 | $77,000 | $196,000 |
| Credit History | 34 | $9,021,000 | $265,000 | $523,000 | $105,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,023,000 | $268,000 | $976,000 | $76,000 | $256,000 |
| Employment History | 14 | $3,067,000 | $219,000 | $404,000 | $60,000 | $302,000 |
| Credit Application Incomplete | 9 | $2,589,000 | $287,000 | $459,000 | $90,000 | $224,000 |
| Other | 9 | $2,829,000 | $314,000 | $745,000 | $132,000 | $243,000 |
| Unverifiable Information | 7 | $2,130,000 | $304,000 | $424,000 | $125,000 | $235,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.