Prime Choice Funding Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Prime Choice Funding Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Prime Choice Funding Inc.
17852 17Th St #107
Tustin, CA 92780
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 485
Total Mortgage Loan Application Amount $192,025,000
Average Mortgage Loan Application Amount $408,000
Highest Mortgage Loan Application Amount $1,735,000
Average Applicant Income $121,666
Highest Applicant Income $711,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Prime Choice Funding Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prime Choice Funding Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Prime Choice Funding Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prime Choice Funding Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Prime Choice Funding Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prime Choice Funding Inc.'s mortgage activity for 2022.

Mortgage Loan Application Totals for Prime Choice Funding Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 56 $ 28,810,000 $ 514,000 $ 138,000
Riverside County California 31 $ 13,625,000 $ 439,000 $ 105,000
Orange County California 22 $ 10,680,000 $ 485,000 $ 158,000
Maricopa County Arizona 21 $ 7,085,000 $ 337,000 $ 115,000
San Diego County California 19 $ 9,615,000 $ 506,000 $ 132,000
San Bernardino County California 12 $ 4,650,000 $ 387,000 $ 137,000
Harris County Texas 11 $ 2,945,000 $ 267,000 $ 86,000
Sacramento County California 8 $ 2,610,000 $ 326,000 $ 81,000
Travis County Texas 7 $ 2,835,000 $ 405,000 $ 140,000
Contra Costa County California 6 $ 2,280,000 $ 380,000 $ 137,000
Hudson County New Jersey 6 $ 2,010,000 $ 335,000 $ 190,000
Pima County Arizona 5 $ 1,555,000 $ 311,000 $ 109,000
Alameda County California 5 $ 3,615,000 $ 723,000 $ 147,000
Kern County California 5 $ 1,615,000 $ 323,000 $ 78,000
Broward County Florida 5 $ 1,775,000 $ 355,000 $ 93,000
Anne Arundel County Maryland 5 $ 1,815,000 $ 363,000 $ 157,000
Middlesex County New Jersey 5 $ 1,635,000 $ 327,000 $ 102,000
Fresno County California 4 $ 1,220,000 $ 305,000 $ 46,000
Lake County California 4 $ 710,000 $ 177,000 $ 58,000
San Joaquin County California 4 $ 1,680,000 $ 420,000 $ 70,000
Santa Clara County California 4 $ 2,410,000 $ 602,000 $ 236,000
El Paso County Colorado 4 $ 1,740,000 $ 435,000 $ 126,000
Prince George's County Maryland 4 $ 1,570,000 $ 392,000 $ 97,000
Bergen County New Jersey 4 $ 1,360,000 $ 340,000 $ 103,000
Fort Bend County Texas 4 $ 1,180,000 $ 295,000 $ 84,000
Williamson County Texas 4 $ 1,450,000 $ 362,000 $ 119,000
Fairfax County Virginia 4 $ 1,980,000 $ 495,000 $ 206,000
Prince William County Virginia 4 $ 1,840,000 $ 460,000 $ 104,000
Mohave County Arizona 3 $ 825,000 $ 275,000 $ 127,000
Placer County California 3 $ 1,545,000 $ 515,000 $ 112,000
San Mateo County California 3 $ 2,135,000 $ 711,000 $ 146,000
Sonoma County California 3 $ 1,755,000 $ 585,000 $ 152,000
Adams County Colorado 3 $ 1,535,000 $ 511,000 $ 147,000
District of Columbia County District Of Columbia 3 $ 1,465,000 $ 488,000 $ 165,000
Hillsborough County Florida 3 $ 1,245,000 $ 415,000 $ 195,000
Pinellas County Florida 3 $ 1,205,000 $ 401,000 $ 98,000
Polk County Florida 3 $ 935,000 $ 311,000 $ 29,000
St. Lucie County Florida 3 $ 945,000 $ 315,000 $ 100,000
Union County New Jersey 3 $ 965,000 $ 321,000 $ 101,000
Klamath County Oregon 3 $ 965,000 $ 321,000 $ 106,000
Washington County Oregon 3 $ 1,195,000 $ 398,000 $ 94,000
Montgomery County Texas 3 $ 755,000 $ 251,000 $ 137,000
Henrico County Virginia 3 $ 855,000 $ 285,000 $ 120,000
Cochise County Arizona 2 $ 800,000 $ 400,000 $ 67,000
Pinal County Arizona 2 $ 830,000 $ 415,000 $ 95,000
El Dorado County California 2 $ 1,480,000 $ 740,000 $ 203,000
Solano County California 2 $ 1,240,000 $ 620,000 $ 224,000
Stanislaus County California 2 $ 630,000 $ 315,000 $ 91,000
Tulare County California 2 $ 430,000 $ 215,000 $ 66,000
Tuolumne County California 2 $ 630,000 $ 315,000 $ 96,000
Arapahoe County Colorado 2 $ 880,000 $ 440,000 $ 188,000
Denver County Colorado 2 $ 570,000 $ 285,000 $ 63,000
Hartford County Connecticut 2 $ 490,000 $ 245,000 $ 84,000
Sussex County Delaware 2 $ 950,000 $ 475,000 $ 311,000
Duval County Florida 2 $ 600,000 $ 300,000 $ 91,000
Miami-Dade County Florida 2 $ 710,000 $ 355,000 $ 85,000
Orange County Florida 2 $ 940,000 $ 470,000 $ 135,000
Cherokee County Georgia 2 $ 470,000 $ 235,000 $ 30,000
Cobb County Georgia 2 $ 460,000 $ 230,000 $ 132,000
Columbia County Georgia 2 $ 830,000 $ 415,000 $ 104,000
Fulton County Georgia 2 $ 540,000 $ 270,000 $ 98,000
Glynn County Georgia 2 $ 1,230,000 $ 615,000 $ 151,000
Gwinnett County Georgia 2 $ 640,000 $ 320,000 $ 56,000
Hall County Georgia 2 $ 1,020,000 $ 510,000 $ 57,000
Henry County Georgia 2 $ 710,000 $ 355,000 $ 65,000
Bonner County Idaho 2 $ 1,000,000 $ 500,000 $ 98,000
Strafford County New Hampshire 2 $ 810,000 $ 405,000 $ 84,000
Mercer County New Jersey 2 $ 510,000 $ 255,000 $ 77,000
Ocean County New Jersey 2 $ 580,000 $ 290,000 $ 105,000
Santa Fe County New Mexico 2 $ 520,000 $ 260,000 $ 114,000
Wake County North Carolina 2 $ 750,000 $ 375,000 $ 113,000
Lane County Oregon 2 $ 790,000 $ 395,000 $ 132,000
Chester County Pennsylvania 2 $ 870,000 $ 435,000 $ 121,000
Florence County South Carolina 2 $ 630,000 $ 315,000 $ 64,000
Knox County Tennessee 2 $ 570,000 $ 285,000 $ 49,000
Williamson County Tennessee 2 $ 1,030,000 $ 515,000 $ 144,000
El Paso County Texas 2 $ 440,000 $ 220,000 $ 122,000
Nueces County Texas 2 $ 330,000 $ 165,000 $ 160,000
Suffolk County Virginia 2 $ 720,000 $ 360,000 $ 116,000
Jefferson County Alabama 1 $ 355,000 $ 355,000 $ 106,000
Madison County Alabama 1 $ 455,000 $ 455,000 $ 148,000
Kenai Peninsula County Alaska 1 $ 165,000 $ 165,000 $ 54,000
La Paz County Arizona 1 $ 275,000 $ 275,000 $ 187,000
Yavapai County Arizona 1 $ 225,000 $ 225,000 $ 61,000
Madera County California 1 $ 135,000 $ 135,000 $ 31,000
Merced County California 1 $ 385,000 $ 385,000 $ 77,000
San Benito County California 1 $ 115,000 $ 115,000 $ 41,000
San Francisco County California 1 $ 635,000 $ 635,000 $ 244,000
Ventura County California 1 $ 325,000 $ 325,000 $ 240,000
Yuba County California 1 $ 405,000 $ 405,000 $ 105,000
Fremont County Colorado 1 $ 365,000 $ 365,000 $ 107,000
Jefferson County Colorado 1 $ 555,000 $ 555,000 $ 120,000
Weld County Colorado 1 $ 505,000 $ 505,000 $ 117,000
Fairfield County Connecticut 1 $ 335,000 $ 335,000 $ 93,000
New Haven County Connecticut 1 $ 255,000 $ 255,000 $ 55,000
Bay County Florida 1 $ 305,000 $ 305,000 $ 50,000
Brevard County Florida 1 $ 285,000 $ 285,000 $ 326,000
Citrus County Florida 1 $ 505,000 $ 505,000 $ 169,000
Escambia County Florida 1 $ 225,000 $ 225,000 $ 49,000
Indian River County Florida 1 $ 255,000 $ 255,000 $ 20,000
Lee County Florida 1 $ 485,000 $ 485,000 $ 98,000
Palm Beach County Florida 1 $ 405,000 $ 405,000 $ 145,000
Santa Rosa County Florida 1 $ 295,000 $ 295,000 $ 91,000
St. Johns County Florida 1 $ 285,000 $ 285,000 $ 81,000
Volusia County Florida 1 $ 265,000 $ 265,000 $ 109,000
Clayton County Georgia 1 $ 275,000 $ 275,000 $ 63,000
Paulding County Georgia 1 $ 225,000 $ 225,000 $ 49,000
Nez Perce County Idaho 1 $ 275,000 $ 275,000 $ 67,000
Cook County Illinois 1 $ 165,000 $ 165,000 $ 65,000
Kane County Illinois 1 $ 225,000 $ 225,000 $ 79,000
Lafayette County Louisiana 1 $ 325,000 $ 325,000 $ 266,000
Orleans County Louisiana 1 $ 305,000 $ 305,000 $ 58,000
Ouachita County Louisiana 1 $ 405,000 $ 405,000 $ 94,000
Cumberland County Maine 1 $ 395,000 $ 395,000 $ 133,000
Baltimore County Maryland 1 $ 425,000 $ 425,000 $ 100,000
Baltimore City County Maryland 1 $ 135,000 $ 135,000 $ 161,000
Cecil County Maryland 1 $ 255,000 $ 255,000 $ 48,000
Charles County Maryland 1 $ 475,000 $ 475,000 $ 164,000
Harford County Maryland 1 $ 235,000 $ 235,000 $ 82,000
Montgomery County Maryland 1 $ 485,000 $ 485,000 $ 110,000
Bristol County Massachusetts 1 $ 255,000 $ 255,000 $ 143,000
Middlesex County Massachusetts 1 $ 555,000 $ 555,000 $ 125,000
Plymouth County Massachusetts 1 $ 225,000 $ 225,000 $ 47,000
Worcester County Massachusetts 1 $ 355,000 $ 355,000 $ 68,000
St. Clair County Michigan 1 $ 305,000 $ 305,000 $ 153,000
Washtenaw County Michigan 1 $ 255,000 $ 255,000 $ 103,000
Goodhue County Minnesota 1 $ 435,000 $ 435,000 $ 127,000
Hillsborough County New Hampshire 1 $ 385,000 $ 385,000 $ 65,000
Merrimack County New Hampshire 1 $ 235,000 $ 235,000 $ 110,000
Atlantic County New Jersey 1 $ 255,000 $ 255,000 $ 134,000
Burlington County New Jersey 1 $ 385,000 $ 385,000 $ 134,000
Cumberland County New Jersey 1 $ 205,000 $ 205,000 $ 67,000
Morris County New Jersey 1 $ 625,000 $ 625,000 $ 235,000
Passaic County New Jersey 1 $ 205,000 $ 205,000 $ 49,000
Somerset County New Jersey 1 $ 135,000 $ 135,000 $ 126,000
Bernalillo County New Mexico 1 $ 275,000 $ 275,000 $ 67,000
Cabarrus County North Carolina 1 $ 495,000 $ 495,000 $ 206,000
Duplin County North Carolina 1 $ 275,000 $ 275,000 $ 107,000
Durham County North Carolina 1 $ 185,000 $ 185,000 $ 31,000
Harnett County North Carolina 1 $ 155,000 $ 155,000 $ 51,000
Mecklenburg County North Carolina 1 $ 335,000 $ 335,000 $ 105,000
New Hanover County North Carolina 1 $ 285,000 $ 285,000 $ 162,000
Hocking County Ohio 1 $ 305,000 $ 305,000 $ 107,000
Multnomah County Oregon 1 $ 335,000 $ 335,000 $ 88,000
Butler County Pennsylvania 1 $ 455,000 $ 455,000 $ 88,000
Carbon County Pennsylvania 1 $ 355,000 $ 355,000 $ 126,000
Montgomery County Pennsylvania 1 $ 215,000 $ 215,000 $ 105,000
Philadelphia County Pennsylvania 1 $ 285,000 $ 285,000 $ 55,000
York County Pennsylvania 1 $ 195,000 $ 195,000 $ 42,000
Berkeley County South Carolina 1 $ 355,000 $ 355,000 $ 70,000
Horry County South Carolina 1 $ 165,000 $ 165,000 $ 141,000
Lexington County South Carolina 1 $ 365,000 $ 365,000 $ 127,000
Oconee County South Carolina 1 $ 275,000 $ 275,000 $ 97,000
Davidson County Tennessee 1 $ 205,000 $ 205,000 $ 40,000
Fayette County Tennessee 1 $ 485,000 $ 485,000 $ 163,000
Hickman County Tennessee 1 $ 285,000 $ 285,000 $ 75,000
Scott County Tennessee 1 $ 545,000 $ 545,000 $ 171,000
Shelby County Tennessee 1 $ 285,000 $ 285,000 $ 98,000
Sumner County Tennessee 1 $ 265,000 $ 265,000 $ 111,000
Angelina County Texas 1 $ 195,000 $ 195,000 $ 60,000
Bexar County Texas 1 $ 285,000 $ 285,000 $ 83,000
Comal County Texas 1 $ 165,000 $ 165,000 $ 95,000
Dallas County Texas 1 $ 425,000 $ 425,000 $ 180,000
Denton County Texas 1 $ 155,000 $ 155,000 $ 108,000
Ector County Texas 1 $ 175,000 $ 175,000 $ 61,000
Gregg County Texas 1 $ 205,000 $ 205,000 $ 149,000
Hood County Texas 1 $ 585,000 $ 585,000 $ 134,000
Bedford County Virginia 1 $ 265,000 $ 265,000 $ 178,000
Caroline County Virginia 1 $ 225,000 $ 225,000 $ 60,000
Chesapeake County Virginia 1 $ 565,000 $ 565,000 $ 130,000
Hampton County Virginia 1 $ 445,000 $ 445,000 $ 0
James City County Virginia 1 $ 795,000 $ 795,000 $ 141,000
Stafford County Virginia 1 $ 455,000 $ 455,000 $ 161,000
Winchester County Virginia 1 $ 235,000 $ 235,000 $ 57,000

Mortgage Loan Application Detail Totals for Prime Choice Funding Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 248 $93,140,000 $375,000 $905,000 $112,000 $574,000
Refinancing 145 $56,745,000 $391,000 $1,735,000 $124,000 $711,000
Home Purchase 92 $42,140,000 $458,000 $1,285,000 $129,000 $546,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 256 $99,740,000 $389,000 $1,735,000 $123,000 $644,000
White 117 $47,315,000 $404,000 $1,285,000 $119,000 $322,000
Hispanic 70 $25,390,000 $362,000 $645,000 $103,000 $711,000
Asian 21 $9,685,000 $461,000 $1,025,000 $126,000 $258,000
Black or African American 21 $9,895,000 $471,000 $1,015,000 $101,000 $297,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 314 $123,380,000 $392,000 $1,735,000 $132,000 $711,000
VA-guaranteed (Veterans Administration) 105 $44,715,000 $425,000 $1,025,000 $103,000 $319,000
FHA-insured (Federal Housing Administration) 66 $23,930,000 $362,000 $755,000 $79,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 257 $101,745,000 $395,000 $1,735,000 $120,000 $574,000
Application Withdrawn By Applicant 75 $30,025,000 $400,000 $1,015,000 $117,000 $326,000
Application Approved But Not Accepted 73 $25,265,000 $346,000 $725,000 $115,000 $644,000
Application Denied By Financial Institution 52 $23,390,000 $449,000 $915,000 $113,000 $374,000
File Closed For Incompleteness 28 $11,600,000 $414,000 $1,085,000 $133,000 $711,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 433 $168,635,000 $389,000 $1,735,000 $119,000 $711,000
Other 26 $13,440,000 $516,000 $915,000 $114,000 $258,000
Debt-To-Income Ratio 8 $2,820,000 $352,000 $535,000 $78,000 $241,000
Credit History 7 $2,165,000 $309,000 $415,000 $102,000 $162,000
Unverifiable Information 4 $2,010,000 $502,000 $825,000 $117,000 $250,000
Collateral 4 $1,710,000 $427,000 $905,000 $139,000 $272,000
Credit Application Incomplete 1 $105,000 $105,000 $105,000 $66,000 $66,000
Employment History 1 $325,000 $325,000 $325,000 $114,000 $114,000
Mortgage Insurance Denied 1 $815,000 $815,000 $815,000 $374,000 $374,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Choice Funding Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Prime Choice Funding Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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