Prime Choice Funding Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Prime Choice Funding Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prime Choice Funding Inc. 17852 17Th St #107 Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 485 |
| Total Mortgage Loan Application Amount | $192,025,000 |
| Average Mortgage Loan Application Amount | $408,000 |
| Highest Mortgage Loan Application Amount | $1,735,000 |
| Average Applicant Income | $121,666 |
| Highest Applicant Income | $711,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Prime Choice Funding Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prime Choice Funding Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Prime Choice Funding Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prime Choice Funding Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Prime Choice Funding Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prime Choice Funding Inc.'s mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 56 | $ 28,810,000 | $ 514,000 | $ 138,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 43 | $ 18,275,000 | $ 425,000 | $ 114,000 |
| NA (OUTSIDE OF MSA/MD) | 23 | $ 7,165,000 | $ 315,307 | $ 103,307 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 23 | $ 7,915,000 | $ 344,000 | $ 113,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 22 | $ 10,680,000 | $ 485,000 | $ 158,000 |
| SAN DIEGO-CARLSBAD, CA | 19 | $ 9,615,000 | $ 506,000 | $ 132,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 18 | $ 4,880,000 | $ 271,000 | $ 94,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 17 | $ 7,785,000 | $ 457,333 | $ 143,333 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 13 | $ 5,635,000 | $ 433,000 | $ 107,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 12 | $ 3,320,000 | $ 276,000 | $ 73,000 |
| AUSTIN-ROUND ROCK, TX | 11 | $ 4,285,000 | $ 389,000 | $ 132,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 11 | $ 3,575,000 | $ 325,000 | $ 145,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 11 | $ 5,895,000 | $ 535,000 | $ 141,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 8 | $ 2,610,000 | $ 326,000 | $ 141,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8 | $ 3,540,000 | $ 442,000 | $ 133,000 |
| NEW YORK-NEWARK, NY | 8 | $ 2,350,000 | $ 293,000 | $ 105,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 2,450,000 | $ 408,000 | $ 147,000 |
| BAKERSFIELD, CA | 5 | $ 1,615,000 | $ 323,000 | $ 78,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5 | $ 1,775,000 | $ 355,000 | $ 93,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,525,000 | $ 505,000 | $ 197,000 |
| TUCSON, AZ | 5 | $ 1,555,000 | $ 311,000 | $ 109,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 2,525,000 | $ 505,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 4 | $ 1,740,000 | $ 435,000 | $ 126,000 |
| FRESNO, CA | 4 | $ 1,220,000 | $ 305,000 | $ 46,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 1,500,000 | $ 375,000 | $ 110,000 |
| NEWARK, NJ-PA | 4 | $ 1,590,000 | $ 397,000 | $ 134,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4 | $ 1,530,000 | $ 382,000 | $ 92,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 2,770,000 | $ 692,000 | $ 170,000 |
| STOCKTON-LODI, CA | 4 | $ 1,680,000 | $ 420,000 | $ 70,000 |
| JACKSONVILLE, FL | 3 | $ 885,000 | $ 295,000 | $ 88,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 825,000 | $ 275,000 | $ 127,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 935,000 | $ 311,000 | $ 29,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3 | $ 1,085,000 | $ 361,000 | $ 115,000 |
| PORT ST. LUCIE, FL | 3 | $ 945,000 | $ 315,000 | $ 100,000 |
| RICHMOND, VA | 3 | $ 855,000 | $ 285,000 | $ 120,000 |
| SANTA ROSA, CA | 3 | $ 1,755,000 | $ 585,000 | $ 152,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 830,000 | $ 415,000 | $ 104,000 |
| BRUNSWICK, GA | 2 | $ 1,230,000 | $ 615,000 | $ 151,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 2 | $ 830,000 | $ 415,000 | $ 155,000 |
| CORPUS CHRISTI, TX | 2 | $ 330,000 | $ 165,000 | $ 160,000 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 580,000 | $ 290,000 | $ 144,000 |
| EL PASO, TX | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| EUGENE, OR | 2 | $ 790,000 | $ 395,000 | $ 132,000 |
| FLORENCE, SC | 2 | $ 630,000 | $ 315,000 | $ 64,000 |
| GAINESVILLE, GA | 2 | $ 1,020,000 | $ 510,000 | $ 57,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| KNOXVILLE, TN | 2 | $ 570,000 | $ 285,000 | $ 49,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 770,000 | $ 385,000 | $ 130,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 710,000 | $ 355,000 | $ 85,000 |
| MODESTO, CA | 2 | $ 630,000 | $ 315,000 | $ 91,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 940,000 | $ 470,000 | $ 135,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 520,000 | $ 260,000 | $ 70,000 |
| RALEIGH, NC | 2 | $ 750,000 | $ 375,000 | $ 113,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 810,000 | $ 405,000 | $ 84,000 |
| SALISBURY, MD-DE | 2 | $ 950,000 | $ 475,000 | $ 311,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| SANTA FE, NM | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 800,000 | $ 400,000 | $ 67,000 |
| TRENTON, NJ | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 1,240,000 | $ 620,000 | $ 224,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| ALBUQUERQUE, NM | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| ANN ARBOR, MI | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| BOSTON, MA | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| CAMDEN, NJ | 1 | $ 385,000 | $ 385,000 | $ 134,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 485,000 | $ 485,000 | $ 98,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| CHICAGO-NAPERVILLE, IL | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| COLUMBIA, SC | 1 | $ 365,000 | $ 365,000 | $ 127,000 |
| COLUMBUS, OH | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| ELGIN, IL | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| FAYETTEVILLE, NC | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| GREELEY, CO | 1 | $ 505,000 | $ 505,000 | $ 117,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 505,000 | $ 505,000 | $ 169,000 |
| HUNTSVILLE, AL | 1 | $ 455,000 | $ 455,000 | $ 148,000 |
| LAFAYETTE, LA | 1 | $ 325,000 | $ 325,000 | $ 266,000 |
| LEWISTON, ID-WA | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| LONGVIEW, TX | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| LYNCHBURG, VA | 1 | $ 265,000 | $ 265,000 | $ 178,000 |
| MADERA, CA | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 385,000 | $ 385,000 | $ 65,000 |
| MERCED, CA | 1 | $ 385,000 | $ 385,000 | $ 77,000 |
| MONROE, LA | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| ODESSA, TX | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 325,000 | $ 325,000 | $ 240,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 285,000 | $ 285,000 | $ 326,000 |
| PANAMA CITY, FL | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| PHILADELPHIA, PA | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| PITTSBURGH, PA | 1 | $ 455,000 | $ 455,000 | $ 88,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 395,000 | $ 395,000 | $ 133,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 255,000 | $ 255,000 | $ 20,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| WILMINGTON, NC | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| WINCHESTER, VA-WV | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| WORCESTER, MA-CT | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| YORK-HANOVER, PA | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| YUBA CITY, CA | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Prime Choice Funding Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 248 | $93,140,000 | $375,000 | $905,000 | $112,000 | $574,000 |
| Refinancing | 145 | $56,745,000 | $391,000 | $1,735,000 | $124,000 | $711,000 |
| Home Purchase | 92 | $42,140,000 | $458,000 | $1,285,000 | $129,000 | $546,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 256 | $99,740,000 | $389,000 | $1,735,000 | $123,000 | $644,000 |
| White | 117 | $47,315,000 | $404,000 | $1,285,000 | $119,000 | $322,000 |
| Hispanic | 70 | $25,390,000 | $362,000 | $645,000 | $103,000 | $711,000 |
| Asian | 21 | $9,685,000 | $461,000 | $1,025,000 | $126,000 | $258,000 |
| Black or African American | 21 | $9,895,000 | $471,000 | $1,015,000 | $101,000 | $297,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 314 | $123,380,000 | $392,000 | $1,735,000 | $132,000 | $711,000 |
| VA-guaranteed (Veterans Administration) | 105 | $44,715,000 | $425,000 | $1,025,000 | $103,000 | $319,000 |
| FHA-insured (Federal Housing Administration) | 66 | $23,930,000 | $362,000 | $755,000 | $79,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 257 | $101,745,000 | $395,000 | $1,735,000 | $120,000 | $574,000 |
| Application Withdrawn By Applicant | 75 | $30,025,000 | $400,000 | $1,015,000 | $117,000 | $326,000 |
| Application Approved But Not Accepted | 73 | $25,265,000 | $346,000 | $725,000 | $115,000 | $644,000 |
| Application Denied By Financial Institution | 52 | $23,390,000 | $449,000 | $915,000 | $113,000 | $374,000 |
| File Closed For Incompleteness | 28 | $11,600,000 | $414,000 | $1,085,000 | $133,000 | $711,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 433 | $168,635,000 | $389,000 | $1,735,000 | $119,000 | $711,000 |
| Other | 26 | $13,440,000 | $516,000 | $915,000 | $114,000 | $258,000 |
| Debt-To-Income Ratio | 8 | $2,820,000 | $352,000 | $535,000 | $78,000 | $241,000 |
| Credit History | 7 | $2,165,000 | $309,000 | $415,000 | $102,000 | $162,000 |
| Unverifiable Information | 4 | $2,010,000 | $502,000 | $825,000 | $117,000 | $250,000 |
| Collateral | 4 | $1,710,000 | $427,000 | $905,000 | $139,000 | $272,000 |
| Credit Application Incomplete | 1 | $105,000 | $105,000 | $105,000 | $66,000 | $66,000 |
| Employment History | 1 | $325,000 | $325,000 | $325,000 | $114,000 | $114,000 |
| Mortgage Insurance Denied | 1 | $815,000 | $815,000 | $815,000 | $374,000 | $374,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Choice Funding Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prime Choice Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.