Primequity, LLC Mortgage Lending & HMDA Data, 2006

In 2006, Primequity, LLC of Tampa, FL reported 3,065 mortgage applications totaling $443.6 million, up 8% from 2005. The average application was for $144,723, and applicants reported an average income of $98,017. 39% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (428), Orlando-Kissimmee, FL (398) and Tampa-St. Petersburg-Clearwater, FL (394) (applications in parentheses).

Mortgage Company & Address Primequity, LLC
6520 Harney Road
Tampa, FL 33610
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,065
Total Mortgage Loan Application Amount $443,576,000
Average Mortgage Loan Application Amount $144,723
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $98,017
Highest Applicant Income $1,323,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Primequity, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Primequity, LLC by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 428 $ 82,068,000 $ 191,747 $ 122,000
Hillsborough, Florida 264 $ 34,140,000 $ 129,318 $ 77,000
Orange, Florida 235 $ 33,636,000 $ 143,131 $ 99,000
Broward, Florida 231 $ 34,922,000 $ 151,177 $ 110,000
Lee, Florida 224 $ 35,124,000 $ 156,803 $ 119,000
Palm Beach, Florida 141 $ 21,158,000 $ 150,056 $ 107,000
Polk, Florida 93 $ 10,778,000 $ 115,892 $ 80,000
Osceola, Florida 89 $ 12,711,000 $ 142,820 $ 93,000
Duval, Florida 70 $ 6,973,000 $ 99,614 $ 73,000
Fulton, Georgia 69 $ 11,092,000 $ 160,753 $ 102,000
Pinellas, Florida 66 $ 7,070,000 $ 107,121 $ 76,000
St. Lucie, Florida 65 $ 8,396,000 $ 129,169 $ 85,000
Brevard, Florida 62 $ 7,417,000 $ 119,629 $ 110,000
Collier, Florida 50 $ 9,646,000 $ 192,920 $ 158,000
Seminole, Florida 44 $ 7,066,000 $ 160,590 $ 93,000
Volusia, Florida 42 $ 5,416,000 $ 128,952 $ 72,000
Pasco, Florida 39 $ 4,982,000 $ 127,743 $ 93,000
Manatee, Florida 38 $ 5,288,000 $ 139,157 $ 102,000
DeKalb, Georgia 34 $ 4,241,000 $ 124,735 $ 76,000
Lake, Florida 30 $ 3,807,000 $ 126,900 $ 78,000
Hernando, Florida 25 $ 2,848,000 $ 113,920 $ 54,000
Prince George's, Maryland 24 $ 5,327,000 $ 221,958 $ 137,000
Marion, Florida 22 $ 3,572,000 $ 162,363 $ 92,000
Sarasota, Florida 22 $ 2,446,000 $ 111,181 $ 100,000
Escambia, Florida 20 $ 2,155,000 $ 107,750 $ 75,000
Indian River, Florida 17 $ 1,829,000 $ 107,588 $ 154,000
Baltimore City, Maryland 17 $ 2,094,000 $ 123,176 $ 90,000
Richmond City, Virginia 17 $ 1,509,000 $ 88,764 $ 55,000
Cobb, Georgia 15 $ 1,235,000 $ 82,333 $ 58,000
Fairfax, Virginia 15 $ 4,093,000 $ 272,866 $ 145,000
Martin, Florida 14 $ 1,777,000 $ 126,928 $ 63,000
Chesapeake, Virginia 14 $ 2,965,000 $ 211,785 $ 109,000
Bay, Florida 13 $ 2,493,000 $ 191,769 $ 126,000
Charlotte, Florida 13 $ 1,467,000 $ 112,846 $ 88,000
Gwinnett, Georgia 13 $ 1,759,000 $ 135,307 $ 120,000
Shelby, Tennessee 13 $ 1,236,000 $ 95,076 $ 60,000
Chesterfield, Virginia 13 $ 1,329,000 $ 102,230 $ 73,000
Prince William, Virginia 13 $ 2,308,000 $ 177,538 $ 105,000
Virginia Beach, Virginia 12 $ 1,976,000 $ 164,666 $ 125,000
Mecklenburg, North Carolina 11 $ 1,164,000 $ 105,818 $ 60,000
Henrico, Virginia 11 $ 1,489,000 $ 135,363 $ 57,000
Flagler, Florida 10 $ 1,721,000 $ 172,100 $ 120,000
Citrus, Florida 9 $ 873,000 $ 97,000 $ 77,000
Madison, Tennessee 9 $ 473,000 $ 52,555 $ 33,000
Portsmouth, Virginia 9 $ 920,000 $ 102,222 $ 63,000
Leon, Florida 8 $ 636,000 $ 79,500 $ 81,000
St. Johns, Florida 8 $ 1,056,000 $ 132,000 $ 118,000
Allen, Indiana 7 $ 524,000 $ 74,857 $ 45,000
Montgomery, Maryland 7 $ 1,576,000 $ 225,142 $ 128,000
Guilford, North Carolina 7 $ 488,000 $ 69,714 $ 42,000
Newport News, Virginia 7 $ 546,000 $ 78,000 $ 68,000
Petersburg, Virginia 7 $ 405,000 $ 57,857 $ 56,000
Alachua, Florida 6 $ 458,000 $ 76,333 $ 56,000
Clayton, Georgia 6 $ 797,000 $ 132,833 $ 102,000
Henry, Georgia 6 $ 1,076,000 $ 179,333 $ 97,000
Baltimore, Maryland 6 $ 1,022,000 $ 170,333 $ 68,000
Wake, North Carolina 6 $ 834,000 $ 139,000 $ 70,000
Louisa, Virginia 6 $ 1,042,000 $ 173,666 $ 52,000
Norfolk, Virginia 6 $ 703,000 $ 117,166 $ 48,000
Clay, Florida 5 $ 777,000 $ 155,400 $ 101,000
Columbia, Florida 5 $ 603,000 $ 120,600 $ 97,000
Bibb, Georgia 5 $ 543,000 $ 108,600 $ 73,000
Marion, Indiana 5 $ 569,000 $ 113,800 $ 76,000
Gibson, Tennessee 5 $ 351,000 $ 70,200 $ 21,000
Sevier, Tennessee 5 $ 538,000 $ 107,600 $ 51,000
Frederick, Virginia 5 $ 596,000 $ 119,200 $ 64,000
Stafford, Virginia 5 $ 957,000 $ 191,400 $ 78,000
Jefferson, Colorado 4 $ 829,000 $ 207,250 $ 212,000
Hendry, Florida 4 $ 389,000 $ 97,250 $ 93,000
Rockdale, Georgia 4 $ 877,000 $ 219,250 $ 95,000
Nash, North Carolina 4 $ 1,048,000 $ 262,000 $ 160,000
Wilson, North Carolina 4 $ 368,000 $ 92,000 $ 80,000
Fentress, Tennessee 4 $ 257,000 $ 64,250 $ 39,000
Halifax, Virginia 4 $ 408,000 $ 102,000 $ 43,000
Hopewell, Virginia 4 $ 208,000 $ 52,000 $ 40,000
New Haven, Connecticut 3 $ 596,000 $ 198,666 $ 126,000
Hamilton, Florida 3 $ 585,000 $ 195,000 $ 122,000
Sumter, Florida 3 $ 300,000 $ 100,000 $ 59,000
Suwannee, Florida 3 $ 320,000 $ 106,666 $ 58,000
Walton, Florida 3 $ 214,000 $ 71,333 $ 31,000
Barrow, Georgia 3 $ 197,000 $ 65,666 $ 79,000
Walton, Georgia 3 $ 229,000 $ 76,333 $ 94,000
Grant, Indiana 3 $ 177,000 $ 59,000 $ 33,000
Fayette, Kentucky 3 $ 289,000 $ 96,333 $ 205,000
Harrison, Kentucky 3 $ 155,000 $ 51,666 $ 65,000
McCreary, Kentucky 3 $ 191,000 $ 63,666 $ 39,000
Anne Arundel, Maryland 3 $ 605,000 $ 201,666 $ 64,000
Durham, North Carolina 3 $ 243,000 $ 81,000 $ 40,000
Harnett, North Carolina 3 $ 301,000 $ 100,333 $ 84,000
New Hanover, North Carolina 3 $ 460,000 $ 153,333 $ 103,000
Hamilton, Tennessee 3 $ 90,000 $ 30,000 $ 24,000
Bedford, Virginia 3 $ 589,000 $ 196,333 $ 101,000
James City, Virginia 3 $ 321,000 $ 107,000 $ 152,000
Jefferson, Alabama 2 $ 171,000 $ 85,500 $ 70,000
Denver, Colorado 2 $ 187,000 $ 93,500 $ 46,000
Hartford, Connecticut 2 $ 420,000 $ 210,000 $ 120,000
Windham, Connecticut 2 $ 245,000 $ 122,500 $ 86,000
DeSoto, Florida 2 $ 194,000 $ 97,000 $ 78,000
Highlands, Florida 2 $ 250,000 $ 125,000 $ 102,000
Jackson, Florida 2 $ 235,000 $ 117,500 $ 79,000
Okeechobee, Florida 2 $ 180,000 $ 90,000 $ 102,000
Santa Rosa, Florida 2 $ 90,000 $ 45,000 $ 33,000
Catoosa, Georgia 2 $ 139,000 $ 69,500 $ 70,000
Cherokee, Georgia 2 $ 206,000 $ 103,000 $ 142,000
Douglas, Georgia 2 $ 117,000 $ 58,500 $ 38,000
White, Georgia 2 $ 101,000 $ 50,500 $ 34,000
Vanderburgh, Indiana 2 $ 132,000 $ 66,000 $ 72,000
Rowan, Kentucky 2 $ 106,000 $ 53,000 $ 57,000
Charles, Maryland 2 $ 393,000 $ 196,500 $ 77,000
Dorchester, Maryland 2 $ 219,000 $ 109,500 $ 291,000
Cumberland, North Carolina 2 $ 206,000 $ 103,000 $ 73,000
Currituck, North Carolina 2 $ 529,000 $ 264,500 $ 78,000
Onslow, North Carolina 2 $ 94,000 $ 47,000 $ 45,000
Pasquotank, North Carolina 2 $ 277,000 $ 138,500 $ 162,000
Vance, North Carolina 2 $ 212,000 $ 106,000 $ 34,000
Berkeley, South Carolina 2 $ 100,000 $ 50,000 $ 54,000
Richland, South Carolina 2 $ 161,000 $ 80,500 $ 59,000
Fauquier, Virginia 2 $ 213,000 $ 106,500 $ 117,000
Hampton, Virginia 2 $ 115,000 $ 57,500 $ 38,000
Mecklenburg, Virginia 2 $ 109,000 $ 54,500 $ 42,000
Prince George, Virginia 2 $ 63,000 $ 31,500 $ 89,000
Spotsylvania, Virginia 2 $ 272,000 $ 136,000 $ 74,000
Suffolk, Virginia 2 $ 252,000 $ 126,000 $ 123,000
Warren, Virginia 2 $ 377,000 $ 188,500 $ 134,000
Douglas, Colorado 1 $ 111,000 $ 111,000 $ 225,000
Saguache, Colorado 1 $ 36,000 $ 36,000 $ 84,000
Fairfield, Connecticut 1 $ 49,000 $ 49,000 $ 128,000
Bradford, Florida 1 $ 135,000 $ 135,000 $ 47,000
Madison, Florida 1 $ 98,000 $ 98,000 $ 46,000
Monroe, Florida 1 $ 334,000 $ 334,000 $ 420,000
Wakulla, Florida 1 $ 48,000 $ 48,000 $ 56,000
Chatham, Georgia 1 $ 100,000 $ 100,000 $ 36,000
Coweta, Georgia 1 $ 116,000 $ 116,000 $ 73,000
Hall, Georgia 1 $ 105,000 $ 105,000 $ 52,000
Meriwether, Georgia 1 $ 81,000 $ 81,000 $ 35,000
Morgan, Georgia 1 $ 60,000 $ 60,000 $ 43,000
Paulding, Georgia 1 $ 62,000 $ 62,000 $ 54,000
Brown, Indiana 1 $ 105,000 $ 105,000 $ 47,000
Clark, Indiana 1 $ 70,000 $ 70,000 $ 44,000
Hendricks, Indiana 1 $ 167,000 $ 167,000 $ 53,000
LaGrange, Indiana 1 $ 270,000 $ 270,000 $ 97,000
Wabash, Indiana 1 $ 246,000 $ 246,000 $ 97,000
Clark, Kentucky 1 $ 98,000 $ 98,000 $ 132,000
Fleming, Kentucky 1 $ 104,000 $ 104,000 $ 57,000
Franklin, Kentucky 1 $ 29,000 $ 29,000 $ 63,000
Graves, Kentucky 1 $ 63,000 $ 63,000 $ 23,000
Jefferson, Kentucky 1 $ 619,000 $ 619,000 $ 237,000
Menifee, Kentucky 1 $ 81,000 $ 81,000 $ 33,000
Powell, Kentucky 1 $ 85,000 $ 85,000 $ 21,000
Taylor, Kentucky 1 $ 136,000 $ 136,000 $ 70,000
Frederick, Maryland 1 $ 69,000 $ 69,000 $ 104,000
Harford, Maryland 1 $ 132,000 $ 132,000 $ 59,000
Duplin, North Carolina 1 $ 127,000 $ 127,000 $ 41,000
Macon, North Carolina 1 $ 166,000 $ 166,000 $ 160,000
Martin, North Carolina 1 $ 110,000 $ 110,000 $ 42,000
Pender, North Carolina 1 $ 80,000 $ 80,000 $ 29,000
Person, North Carolina 1 $ 125,000 $ 125,000 $ 47,000
Randolph, North Carolina 1 $ 129,000 $ 129,000 $ 60,000
Robeson, North Carolina 1 $ 39,000 $ 39,000 $ 288,000
Sampson, North Carolina 1 $ 78,000 $ 78,000 $ 29,000
Wayne, North Carolina 1 $ 50,000 $ 50,000 $ 48,000
Horry, South Carolina 1 $ 35,000 $ 35,000 $ 50,000
Cannon, Tennessee 1 $ 66,000 $ 66,000 $ 41,000
Carroll, Tennessee 1 $ 63,000 $ 63,000 $ 16,000
Coffee, Tennessee 1 $ 148,000 $ 148,000 $ 79,000
Crockett, Tennessee 1 $ 69,000 $ 69,000 $ 24,000
Hamblen, Tennessee 1 $ 93,000 $ 93,000 $ 117,000
Sumner, Tennessee 1 $ 140,000 $ 140,000 $ 55,000
Tipton, Tennessee 1 $ 69,000 $ 69,000 $ 38,000
Arlington, Virginia 1 $ 40,000 $ 40,000 $ 56,000
Campbell, Virginia 1 $ 30,000 $ 30,000 $ 130,000
Carroll, Virginia 1 $ 115,000 $ 115,000 $ 29,000
Clarke, Virginia 1 $ 500,000 $ 500,000 $ 216,000
Dinwiddie, Virginia 1 $ 78,000 $ 78,000 $ 55,000
Floyd, Virginia 1 $ 125,000 $ 125,000 $ 38,000
Greene, Virginia 1 $ 37,000 $ 37,000 $ 65,000
Hanover, Virginia 1 $ 47,000 $ 47,000 $ 49,000
Loudoun, Virginia 1 $ 900,000 $ 900,000 $ 260,000
Lynchburg, Virginia 1 $ 142,000 $ 142,000 $ 32,000
Orange, Virginia 1 $ 203,000 $ 203,000 $ 97,000
Roanoke City, Virginia 1 $ 85,000 $ 85,000 $ 24,000
Westmoreland, Virginia 1 $ 65,000 $ 65,000 $ 84,000
Williamsburg, Virginia 1 $ 52,000 $ 52,000 $ 102,000
Winchester, Virginia 1 $ 138,000 $ 138,000 $ 47,000

Mortgage Loan Application Detail Totals for Primequity, LLC in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,025 $299,049,000 $147,000 $1,440,000 $97,000 $1,323,000
Refinancing 1,040 $144,527,000 $138,000 $1,500,000 $100,000 $791,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,098 $164,915,000 $150,000 $1,440,000 $101,000 $585,000
White 1,048 $151,759,000 $144,000 $1,500,000 $99,000 $791,000
Black or African American 849 $116,265,000 $136,000 $1,000,000 $88,000 $587,000
Asian 49 $7,587,000 $154,000 $488,000 $153,000 $1,323,000
Native Hawaiian or Other Pacific Islander 8 $1,427,000 $178,000 $284,000 $138,000 $402,000
Not Provided 8 $1,038,000 $129,000 $285,000 $80,000 $136,000
American Indian or Alaskan Native 5 $585,000 $117,000 $183,000 $58,000 $104,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,065 $443,576,000 $144,000 $1,500,000 $98,000 $1,323,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,321 $203,303,000 $153,000 $1,500,000 $101,000 $748,000
Loan Originated 1,203 $158,224,000 $131,000 $1,021,000 $96,000 $791,000
Application Denied By Financial Institution 540 $81,540,000 $151,000 $865,000 $92,000 $1,323,000
Application Approved But Not Accepted 1 $509,000 $509,000 $509,000 $360,000 $360,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 189 $27,800,000 $147,000 $860,000 $101,000 $1,323,000
Credit History 185 $26,460,000 $143,000 $704,000 $82,000 $288,000
Unverifiable Information 54 $8,994,000 $166,000 $865,000 $101,000 $310,000
Collateral 37 $6,306,000 $170,000 $590,000 $99,000 $402,000
Debt-To-Income Ratio 31 $5,494,000 $177,000 $511,000 $73,000 $156,000
Employment History 24 $3,760,000 $156,000 $550,000 $86,000 $169,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,678,000 $152,000 $284,000 $121,000 $259,000
Credit Application Incomplete 7 $803,000 $114,000 $280,000 $61,000 $83,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Primequity, LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Primequity, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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