Princeville State Bank Mortgage Lending & HMDA Data, 2007

In 2007, Princeville State Bank of Princeville, IL reported 221 mortgage applications totaling $10.5 million, up 550% from 2006. The average application was for $47,547, and applicants reported an average income of $49,303. 49% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (13), Peoria, IL (11) and Baltimore-Towson, MD (6) (applications in parentheses).

Mortgage Company & Address Princeville State Bank
142 E. Main Street
Princeville, IL 61559
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 221
Total Mortgage Loan Application Amount $10,508,000
Average Mortgage Loan Application Amount $47,547
Highest Mortgage Loan Application Amount $191,000
Average Applicant Income $49,303
Highest Applicant Income $169,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Princeville State Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Princeville State Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Peoria, Illinois 7 $ 646,000 $ 92,285 $ 73,000
McLean, Illinois 4 $ 170,000 $ 42,500 $ 57,000
Stark, Illinois 4 $ 152,000 $ 38,000 $ 53,000
Anoka, Minnesota 4 $ 201,000 $ 50,250 $ 43,000
Bucks, Pennsylvania 4 $ 150,000 $ 37,500 $ 46,000
Cook, Illinois 3 $ 195,000 $ 65,000 $ 63,000
Howard, Maryland 3 $ 194,000 $ 64,666 $ 55,000
Ramsey, Minnesota 3 $ 128,000 $ 42,666 $ 64,000
Clay, Missouri 3 $ 183,000 $ 61,000 $ 64,000
Portage, Ohio 3 $ 69,000 $ 23,000 $ 34,000
Trumbull, Ohio 3 $ 91,000 $ 30,333 $ 40,000
Berks, Pennsylvania 3 $ 194,000 $ 64,666 $ 49,000
Pueblo, Colorado 2 $ 92,000 $ 46,000 $ 41,000
Champaign, Illinois 2 $ 87,000 $ 43,500 $ 39,000
Madison, Illinois 2 $ 50,000 $ 25,000 $ 65,000
Morgan, Illinois 2 $ 107,000 $ 53,500 $ 57,000
Sangamon, Illinois 2 $ 141,000 $ 70,500 $ 44,000
Winnebago, Illinois 2 $ 87,000 $ 43,500 $ 31,000
Reno, Kansas 2 $ 85,000 $ 42,500 $ 43,000
Sedgwick, Kansas 2 $ 185,000 $ 92,500 $ 69,000
Pike, Kentucky 2 $ 54,000 $ 27,000 $ 41,000
Anne Arundel, Maryland 2 $ 146,000 $ 73,000 $ 56,000
Oakland, Michigan 2 $ 59,000 $ 29,500 $ 33,000
Wayne, Michigan 2 $ 51,000 $ 25,500 $ 67,000
Dakota, Minnesota 2 $ 116,000 $ 58,000 $ 86,000
Hubbard, Minnesota 2 $ 106,000 $ 53,000 $ 98,000
Wright, Minnesota 2 $ 145,000 $ 72,500 $ 50,000
Washington, Missouri 2 $ 79,000 $ 39,500 $ 37,000
Erie, New York 2 $ 68,000 $ 34,000 $ 39,000
Niagara, New York 2 $ 57,000 $ 28,500 $ 29,000
Oneida, New York 2 $ 70,000 $ 35,000 $ 30,000
Oswego, New York 2 $ 78,000 $ 39,000 $ 21,000
Steuben, New York 2 $ 90,000 $ 45,000 $ 33,000
Scioto, Ohio 2 $ 125,000 $ 62,500 $ 36,000
Summit, Ohio 2 $ 46,000 $ 23,000 $ 39,000
Wayne, Ohio 2 $ 66,000 $ 33,000 $ 57,000
Wood, Ohio 2 $ 91,000 $ 45,500 $ 43,000
Chester, Pennsylvania 2 $ 95,000 $ 47,500 $ 37,000
Northampton, Pennsylvania 2 $ 113,000 $ 56,500 $ 45,000
Nicholas, West Virginia 2 $ 65,000 $ 32,500 $ 34,000
Weld, Colorado 1 $ 19,000 $ 19,000 $ 61,000
Gwinnett, Georgia 1 $ 48,000 $ 48,000 $ 23,000
Ada, Idaho 1 $ 121,000 $ 121,000 $ 83,000
Bonner, Idaho 1 $ 20,000 $ 20,000 $ 67,000
Boone, Illinois 1 $ 73,000 $ 73,000 $ 98,000
Coles, Illinois 1 $ 11,000 $ 11,000 $ 55,000
Fulton, Illinois 1 $ 66,000 $ 66,000 $ 25,000
St. Clair, Illinois 1 $ 9,000 $ 9,000 $ 21,000
Clark, Indiana 1 $ 46,000 $ 46,000 $ 27,000
Delaware, Indiana 1 $ 25,000 $ 25,000 $ 85,000
Lake, Indiana 1 $ 26,000 $ 26,000 $ 58,000
Marion, Indiana 1 $ 68,000 $ 68,000 $ 30,000
Putnam, Indiana 1 $ 20,000 $ 20,000 $ 20,000
Vanderburgh, Indiana 1 $ 18,000 $ 18,000 $ 34,000
Dallas, Iowa 1 $ 58,000 $ 58,000 $ 47,000
Johnson, Iowa 1 $ 41,000 $ 41,000 $ 29,000
Jones, Iowa 1 $ 18,000 $ 18,000 $ 66,000
Marshall, Iowa 1 $ 34,000 $ 34,000 $ 34,000
Scott, Iowa 1 $ 59,000 $ 59,000 $ 68,000
Bourbon, Kansas 1 $ 48,000 $ 48,000 $ 17,000
Cowley, Kansas 1 $ 112,000 $ 112,000 $ 54,000
Elk, Kansas 1 $ 118,000 $ 118,000 $ 65,000
Ford, Kansas 1 $ 22,000 $ 22,000 $ 29,000
Pottawatomie, Kansas 1 $ 40,000 $ 40,000 $ 65,000
Saline, Kansas 1 $ 67,000 $ 67,000 $ 58,000
Sumner, Kansas 1 $ 54,000 $ 54,000 $ 36,000
Hardin, Kentucky 1 $ 44,000 $ 44,000 $ 26,000
Johnson, Kentucky 1 $ 48,000 $ 48,000 $ 22,000
Laurel, Kentucky 1 $ 33,000 $ 33,000 $ 25,000
Pulaski, Kentucky 1 $ 38,000 $ 38,000 $ 48,000
Whitley, Kentucky 1 $ 48,000 $ 48,000 $ 117,000
Harford, Maryland 1 $ 69,000 $ 69,000 $ 36,000
Berrien, Michigan 1 $ 39,000 $ 39,000 $ 68,000
Genesee, Michigan 1 $ 22,000 $ 22,000 $ 34,000
Kalamazoo, Michigan 1 $ 15,000 $ 15,000 $ 17,000
Kent, Michigan 1 $ 33,000 $ 33,000 $ 41,000
Lapeer, Michigan 1 $ 32,000 $ 32,000 $ 45,000
Macomb, Michigan 1 $ 77,000 $ 77,000 $ 55,000
Muskegon, Michigan 1 $ 26,000 $ 26,000 $ 81,000
Osceola, Michigan 1 $ 21,000 $ 21,000 $ 90,000
Van Buren, Michigan 1 $ 25,000 $ 25,000 $ 33,000
Washtenaw, Michigan 1 $ 28,000 $ 28,000 $ 36,000
Goodhue, Minnesota 1 $ 43,000 $ 43,000 $ 40,000
Houston, Minnesota 1 $ 48,000 $ 48,000 $ 57,000
Olmsted, Minnesota 1 $ 52,000 $ 52,000 $ 39,000
Pine, Minnesota 1 $ 61,000 $ 61,000 $ 37,000
Scott, Minnesota 1 $ 29,000 $ 29,000 $ 45,000
St. Louis, Minnesota 1 $ 30,000 $ 30,000 $ 25,000
Wabasha, Minnesota 1 $ 36,000 $ 36,000 $ 35,000
Washington, Minnesota 1 $ 39,000 $ 39,000 $ 42,000
Cape Girardeau, Missouri 1 $ 27,000 $ 27,000 $ 28,000
Carroll, Missouri 1 $ 19,000 $ 19,000 $ 58,000
Cole, Missouri 1 $ 38,000 $ 38,000 $ 58,000
Greene, Missouri 1 $ 58,000 $ 58,000 $ 47,000
Hickory, Missouri 1 $ 59,000 $ 59,000 $ 44,000
Jasper, Missouri 1 $ 41,000 $ 41,000 $ 42,000
Newton, Missouri 1 $ 22,000 $ 22,000 $ 35,000
Pemiscot, Missouri 1 $ 64,000 $ 64,000 $ 30,000
Ray, Missouri 1 $ 37,000 $ 37,000 $ 74,000
St. Charles, Missouri 1 $ 28,000 $ 28,000 $ 34,000
Wayne, Missouri 1 $ 32,000 $ 32,000 $ 14,000
Webster, Missouri 1 $ 44,000 $ 44,000 $ 87,000
Wright, Missouri 1 $ 66,000 $ 66,000 $ 43,000
Big Horn, Montana 1 $ 18,000 $ 18,000 $ 54,000
Gallatin, Montana 1 $ 50,000 $ 50,000 $ 43,000
Yellowstone, Montana 1 $ 46,000 $ 46,000 $ 72,000
Cass, Nebraska 1 $ 74,000 $ 74,000 $ 78,000
Allegany, New York 1 $ 30,000 $ 30,000 $ 29,000
Franklin, New York 1 $ 56,000 $ 56,000 $ 86,000
Fulton, New York 1 $ 21,000 $ 21,000 $ 55,000
Herkimer, New York 1 $ 86,000 $ 86,000 $ 61,000
Lewis, New York 1 $ 64,000 $ 64,000 $ 169,000
Livingston, New York 1 $ 44,000 $ 44,000 $ 31,000
Onondaga, New York 1 $ 51,000 $ 51,000 $ 53,000
Ontario, New York 1 $ 122,000 $ 122,000 $ 56,000
Orleans, New York 1 $ 27,000 $ 27,000 $ 32,000
Sullivan, New York 1 $ 87,000 $ 87,000 $ 44,000
Tompkins, New York 1 $ 32,000 $ 32,000 $ 52,000
McKenzie, North Dakota 1 $ 51,000 $ 51,000 $ 50,000
Sargent, North Dakota 1 $ 41,000 $ 41,000 $ 61,000
Clermont, Ohio 1 $ 10,000 $ 10,000 $ 42,000
Columbiana, Ohio 1 $ 24,000 $ 24,000 $ 19,000
Fairfield, Ohio 1 $ 23,000 $ 23,000 $ 23,000
Fulton, Ohio 1 $ 57,000 $ 57,000 $ 61,000
Geauga, Ohio 1 $ 25,000 $ 25,000 $ 39,000
Greene, Ohio 1 $ 35,000 $ 35,000 $ 39,000
Lake, Ohio 1 $ 51,000 $ 51,000 $ 34,000
Lucas, Ohio 1 $ 37,000 $ 37,000 $ 59,000
Montgomery, Ohio 1 $ 71,000 $ 71,000 $ 26,000
Muskingum, Ohio 1 $ 68,000 $ 68,000 $ 78,000
Noble, Ohio 1 $ 28,000 $ 28,000 $ 97,000
Preble, Ohio 1 $ 65,000 $ 65,000 $ 38,000
Tuscarawas, Ohio 1 $ 22,000 $ 22,000 $ 24,000
Ottawa, Oklahoma 1 $ 70,000 $ 70,000 $ 66,000
Josephine, Oregon 1 $ 52,000 $ 52,000 $ 53,000
Erie, Pennsylvania 1 $ 52,000 $ 52,000 $ 43,000
Lancaster, Pennsylvania 1 $ 25,000 $ 25,000 $ 36,000
Lebanon, Pennsylvania 1 $ 94,000 $ 94,000 $ 58,000
Lincoln, South Dakota 1 $ 50,000 $ 50,000 $ 46,000
Perkins, South Dakota 1 $ 70,000 $ 70,000 $ 96,000
Chittenden, Vermont 1 $ 44,000 $ 44,000 $ 92,000
Lamoille, Vermont 1 $ 65,000 $ 65,000 $ 42,000
Russell, Virginia 1 $ 51,000 $ 51,000 $ 36,000
Grant, Washington 1 $ 33,000 $ 33,000 $ 30,000
Pend Oreille, Washington 1 $ 32,000 $ 32,000 $ 26,000
Brooke, West Virginia 1 $ 19,000 $ 19,000 $ 28,000
Marion, West Virginia 1 $ 55,000 $ 55,000 $ 65,000
Mingo, West Virginia 1 $ 83,000 $ 83,000 $ 60,000
Monongalia, West Virginia 1 $ 77,000 $ 77,000 $ 41,000
Ritchie, West Virginia 1 $ 61,000 $ 61,000 $ 43,000
Upshur, West Virginia 1 $ 70,000 $ 70,000 $ 35,000
Webster, West Virginia 1 $ 67,000 $ 67,000 $ 31,000
Wyoming, West Virginia 1 $ 40,000 $ 40,000 $ 24,000
Brown, Wisconsin 1 $ 58,000 $ 58,000 $ 45,000
La Crosse, Wisconsin 1 $ 37,000 $ 37,000 $ 30,000
Oconto, Wisconsin 1 $ 30,000 $ 30,000 $ 40,000
Sauk, Wisconsin 1 $ 20,000 $ 20,000 $ 64,000
Vernon, Wisconsin 1 $ 53,000 $ 53,000 $ 55,000
Waukesha, Wisconsin 1 $ 40,000 $ 40,000 $ 44,000
Sublette, Wyoming 1 $ 52,000 $ 52,000 $ 96,000
Sweetwater, Wyoming 1 $ 53,000 $ 53,000 $ 60,000

Mortgage Loan Application Detail Totals for Princeville State Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 208 $9,710,000 $46,000 $128,000 $49,000 $169,000
Refinancing 12 $767,000 $63,000 $191,000 $57,000 $115,000
Home Improvement 1 $31,000 $31,000 $31,000 $20,000 $20,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 211 $9,909,000 $46,000 $191,000 $49,000 $169,000
Asian 4 $153,000 $38,000 $68,000 $49,000 $67,000
Hispanic 3 $237,000 $79,000 $87,000 $68,000 $88,000
Native Hawaiian or Other Pacific Islander 1 $81,000 $81,000 $81,000 $54,000 $54,000
Black or African American 1 $54,000 $54,000 $54,000 $79,000 $79,000
Not Provided 1 $74,000 $74,000 $74,000 $78,000 $78,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 221 $10,508,000 $47,000 $191,000 $49,000 $169,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 108 $4,966,000 $45,000 $191,000 $52,000 $169,000
Application Approved But Not Accepted 63 $3,046,000 $48,000 $122,000 $49,000 $129,000
Application Denied By Financial Institution 50 $2,496,000 $49,000 $128,000 $43,000 $99,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Princeville State Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Princeville State Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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