Principal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Principal Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Principal Bank 711 High Street Des Moines, IA 50392 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 182 |
| Total Mortgage Loan Application Amount | $6,151,000 |
| Average Mortgage Loan Application Amount | $40,333 |
| Highest Mortgage Loan Application Amount | $200,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Principal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Principal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Principal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Principal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Principal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Principal Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 11 | $ 234,000 | $ 21,000 | $ 95,000 |
| Hennepin County Minnesota | 4 | $ 136,000 | $ 34,000 | $ 44,000 |
| Jackson County Missouri | 4 | $ 129,000 | $ 32,000 | $ 121,000 |
| Stanislaus County California | 3 | $ 140,000 | $ 46,000 | $ 118,000 |
| Cook County Illinois | 3 | $ 56,000 | $ 18,000 | $ 44,000 |
| Warren County Iowa | 3 | $ 163,000 | $ 54,000 | $ 149,000 |
| Norfolk County Massachusetts | 3 | $ 126,000 | $ 42,000 | $ 182,000 |
| Richland County South Carolina | 3 | $ 41,000 | $ 13,000 | $ 52,000 |
| Maricopa County Arizona | 2 | $ 40,000 | $ 20,000 | $ 59,000 |
| Benton County Arkansas | 2 | $ 43,000 | $ 21,000 | $ 62,000 |
| Los Angeles County California | 2 | $ 40,000 | $ 20,000 | $ 146,000 |
| Riverside County California | 2 | $ 176,000 | $ 88,000 | $ 63,000 |
| San Diego County California | 2 | $ 89,000 | $ 44,000 | $ 98,000 |
| Pinellas County Florida | 2 | $ 55,000 | $ 27,000 | $ 28,000 |
| Lake County Illinois | 2 | $ 44,000 | $ 22,000 | $ 108,000 |
| Lake County Indiana | 2 | $ 118,000 | $ 59,000 | $ 148,000 |
| Boone County Iowa | 2 | $ 30,000 | $ 15,000 | $ 28,000 |
| Cerro Gordo County Iowa | 2 | $ 30,000 | $ 15,000 | $ 41,000 |
| Laclede County Missouri | 2 | $ 40,000 | $ 20,000 | $ 94,000 |
| Jefferson County Nebraska | 2 | $ 46,000 | $ 23,000 | $ 47,000 |
| Cumberland County North Carolina | 2 | $ 92,000 | $ 46,000 | $ 45,000 |
| Butler County Ohio | 2 | $ 41,000 | $ 20,000 | $ 84,000 |
| Lucas County Ohio | 2 | $ 25,000 | $ 12,000 | $ 29,000 |
| Franklin County Vermont | 2 | $ 107,000 | $ 53,000 | $ 47,000 |
| Butler County Alabama | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Calhoun County Alabama | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Mohave County Arizona | 1 | $ 24,000 | $ 24,000 | $ 47,000 |
| Grant County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 67,000 |
| Miller County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Contra Costa County California | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Kern County California | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Santa Barbara County California | 1 | $ 27,000 | $ 27,000 | $ 54,000 |
| Santa Clara County California | 1 | $ 159,000 | $ 159,000 | $ 85,000 |
| Ventura County California | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
| Arapahoe County Colorado | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Gilpin County Colorado | 1 | $ 18,000 | $ 18,000 | $ 66,000 |
| Pitkin County Colorado | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| Weld County Colorado | 1 | $ 40,000 | $ 40,000 | $ 113,000 |
| Hartford County Connecticut | 1 | $ 36,000 | $ 36,000 | $ 269,000 |
| New Castle County Delaware | 1 | $ 30,000 | $ 30,000 | $ 198,000 |
| Charlotte County Florida | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Duval County Florida | 1 | $ 11,000 | $ 11,000 | $ 30,000 |
| Hillsborough County Florida | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| Miami-Dade County Florida | 1 | $ 150,000 | $ 150,000 | $ 1,000,000 |
| Orange County Florida | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Pasco County Florida | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Seminole County Florida | 1 | $ 27,000 | $ 27,000 | $ 80,000 |
| Bartow County Georgia | 1 | $ 150,000 | $ 150,000 | $ 433,000 |
| Carroll County Georgia | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Cobb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
| Coweta County Georgia | 1 | $ 10,000 | $ 10,000 | $ 81,000 |
| Muscogee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Newton County Georgia | 1 | $ 10,000 | $ 10,000 | $ 97,000 |
| Wilkinson County Georgia | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Champaign County Illinois | 1 | $ 33,000 | $ 33,000 | $ 780,000 |
| Jackson County Indiana | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Perry County Indiana | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Porter County Indiana | 1 | $ 12,000 | $ 12,000 | $ 156,000 |
| Carroll County Iowa | 1 | $ 33,000 | $ 33,000 | $ 64,000 |
| Dallas County Iowa | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| Iowa County Iowa | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Jasper County Iowa | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
| Linn County Iowa | 1 | $ 19,000 | $ 19,000 | $ 46,000 |
| Madison County Iowa | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Marion County Iowa | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
| Muscatine County Iowa | 1 | $ 12,000 | $ 12,000 | $ 61,000 |
| Palo Alto County Iowa | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Woodbury County Iowa | 1 | $ 47,000 | $ 47,000 | $ 77,000 |
| Campbell County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Casey County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 14,000 |
| Christian County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Franklin County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 97,000 |
| Rowan County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 33,000 |
| East Baton Rouge County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 176,000 |
| Lafayette County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| St. Mary County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Cumberland County Maine | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Dorchester County Maryland | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Prince George's County Maryland | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Washington County Maryland | 1 | $ 48,000 | $ 48,000 | $ 74,000 |
| Hampden County Massachusetts | 1 | $ 22,000 | $ 22,000 | $ 145,000 |
| Plymouth County Massachusetts | 1 | $ 63,000 | $ 63,000 | $ 134,000 |
| Suffolk County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Worcester County Massachusetts | 1 | $ 111,000 | $ 111,000 | $ 191,000 |
| Allegan County Michigan | 1 | $ 109,000 | $ 109,000 | $ 105,000 |
| Manistee County Michigan | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Anoka County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Isanti County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Oktibbeha County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Pemiscot County Missouri | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| St. Louis County Missouri | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Adams County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Douglas County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 36,000 |
| Seward County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 87,000 |
| Clark County Nevada | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Nye County Nevada | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Rockingham County New Hampshire | 1 | $ 26,000 | $ 26,000 | $ 98,000 |
| Essex County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Hunterdon County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Monmouth County New Jersey | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Passaic County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Delaware County New York | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
| Onondaga County New York | 1 | $ 10,000 | $ 10,000 | $ 104,000 |
| Oswego County New York | 1 | $ 17,000 | $ 17,000 | $ 71,000 |
| Queens County New York | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Saratoga County New York | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Nash County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Wake County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 187,000 |
| Hamilton County Ohio | 1 | $ 63,000 | $ 63,000 | $ 108,000 |
| Lorain County Ohio | 1 | $ 44,000 | $ 44,000 | $ 125,000 |
| Sandusky County Ohio | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Summit County Ohio | 1 | $ 9,000 | $ 9,000 | $ 88,000 |
| Canadian County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 149,000 |
| Creek County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Washington County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Lincoln County Oregon | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Berks County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 104,000 |
| Juniata County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Montgomery County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Northumberland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Philadelphia County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Westmoreland County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 30,000 |
| Florence County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Greenville County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 167,000 |
| Minnehaha County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Shelby County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 48,000 |
| Bandera County Texas | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Dallas County Texas | 1 | $ 44,000 | $ 44,000 | $ 104,000 |
| Denton County Texas | 1 | $ 52,000 | $ 52,000 | $ 275,000 |
| Harris County Texas | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
| Hays County Texas | 1 | $ 22,000 | $ 22,000 | $ 108,000 |
| Utah County Utah | 1 | $ 117,000 | $ 117,000 | $ 198,000 |
| Arlington County Virginia | 1 | $ 10,000 | $ 10,000 | $ 111,000 |
| Dinwiddie County Virginia | 1 | $ 150,000 | $ 150,000 | $ 25,000 |
| Gloucester County Virginia | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| King County Washington | 1 | $ 18,000 | $ 18,000 | $ 84,000 |
| Brown County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Douglas County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Laramie County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Principal Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 101 | $3,398,000 | $33,000 | $166,000 | $98,000 | $780,000 |
| Home Improvement | 68 | $1,963,000 | $28,000 | $200,000 | $75,000 | $433,000 |
| Home Purchase | 13 | $790,000 | $60,000 | $150,000 | $145,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 104 | $3,297,000 | $31,000 | $200,000 | $92,000 | $780,000 |
| Not Provided | 45 | $1,715,000 | $38,000 | $159,000 | $97,000 | $1,000,000 |
| Black or African American | 12 | $249,000 | $20,000 | $30,000 | $72,000 | $223,000 |
| Hispanic | 7 | $362,000 | $51,000 | $166,000 | $100,000 | $187,000 |
| Not applicable | 5 | $155,000 | $31,000 | $52,000 | $129,000 | $275,000 |
| American Indian or Alaskan Native | 4 | $134,000 | $33,000 | $63,000 | $102,000 | $165,000 |
| Asian | 4 | $228,000 | $57,000 | $150,000 | $58,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $11,000 | $11,000 | $11,000 | $30,000 | $30,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 182 | $6,151,000 | $33,000 | $200,000 | $93,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 134 | $4,622,000 | $34,000 | $200,000 | $89,000 | $1,000,000 |
| Application Approved But Not Accepted | 26 | $915,000 | $35,000 | $166,000 | $83,000 | $269,000 |
| Loan Originated | 16 | $309,000 | $19,000 | $55,000 | $105,000 | $198,000 |
| Loan Purchased By The Institution | 5 | $155,000 | $31,000 | $52,000 | $129,000 | $275,000 |
| Application Withdrawn By Applicant | 1 | $150,000 | $150,000 | $150,000 | $433,000 | $433,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 67 | $2,504,000 | $37,000 | $200,000 | $77,000 | $204,000 |
| Credit History | 52 | $1,546,000 | $29,000 | $150,000 | $105,000 | $1,000,000 |
| Collateral | 15 | $572,000 | $38,000 | $109,000 | $86,000 | $134,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Principal Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Principal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.