Private Bank of Buckhead Mortgage Lending & HMDA Data, 2014

In 2014, Private Bank of Buckhead of Atlanta, GA reported 243 mortgage applications totaling $73.5 million, up 539% from 2013. The average application was for $302,510, and applicants reported an average income of $46,995. 20% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (116), Washington-Arlington-Alexandria, DC-VA-MD-WV (20) and Boston, MA (10) (applications in parentheses).

Mortgage Company & Address Private Bank of Buckhead
3565 Piedmont Road, Bldg 3, Ste 210
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 243
Total Mortgage Loan Application Amount $73,510,000
Average Mortgage Loan Application Amount $302,510
Highest Mortgage Loan Application Amount $1,740,000
Average Applicant Income $46,995
Highest Applicant Income $1,334,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Private Bank of Buckhead filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Private Bank of Buckhead by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 44 $ 19,491,000 $ 442,977 $ 80,000
Cobb, Georgia 22 $ 8,052,000 $ 366,000 $ 38,000
DeKalb, Georgia 20 $ 7,551,000 $ 377,550 $ 109,000
Gwinnett, Georgia 9 $ 1,441,000 $ 160,111 $ 53,000
Loudoun, Virginia 7 $ 3,166,000 $ 452,285 $ 0
Cherokee, Georgia 6 $ 1,440,000 $ 240,000 $ 4,000
Forsyth, Georgia 5 $ 1,196,000 $ 239,200 $ 65,000
Fairfax, Virginia 5 $ 1,771,000 $ 354,200 $ 74,000
Norfolk, Massachusetts 4 $ 1,168,000 $ 292,000 $ 20,000
Bristol, Massachusetts 3 $ 773,000 $ 257,666 $ 75,000
Essex, Massachusetts 3 $ 391,000 $ 130,333 $ 18,000
Plymouth, Massachusetts 3 $ 841,000 $ 280,333 $ 0
Suffolk, Massachusetts 3 $ 1,232,000 $ 410,666 $ 29,000
Prince William, Virginia 3 $ 1,097,000 $ 365,666 $ 0
San Diego, California 2 $ 724,000 $ 362,000 $ 0
Coweta, Georgia 2 $ 316,000 $ 158,000 $ 0
Fayette, Georgia 2 $ 471,000 $ 235,500 $ 62,000
Frederick, Maryland 2 $ 761,000 $ 380,500 $ 0
Montgomery, Maryland 2 $ 967,000 $ 483,500 $ 87,000
Prince George's, Maryland 2 $ 318,000 $ 159,000 $ 31,000
Oakland, Michigan 2 $ 548,000 $ 274,000 $ 109,000
Harrison, Mississippi 2 $ 416,000 $ 208,000 $ 0
Queens, New York 2 $ 500,000 $ 250,000 $ 39,000
Guilford, North Carolina 2 $ 280,000 $ 140,000 $ 0
Beaufort, South Carolina 2 $ 338,000 $ 169,000 $ 0
Spotsylvania, Virginia 2 $ 405,000 $ 202,500 $ 0
Randolph, Alabama 1 $ 331,000 $ 331,000 $ 0
Pulaski, Arkansas 1 $ 344,000 $ 344,000 $ 170,000
Kings, California 1 $ 183,000 $ 183,000 $ 0
San Bernardino, California 1 $ 132,000 $ 132,000 $ 0
Tulare, California 1 $ 344,000 $ 344,000 $ 0
Fairfield, Connecticut 1 $ 198,000 $ 198,000 $ 0
Windham, Connecticut 1 $ 135,000 $ 135,000 $ 0
District of Columbia, District Of Columbia 1 $ 409,000 $ 409,000 $ 0
Broward, Florida 1 $ 390,000 $ 390,000 $ 78,000
Flagler, Florida 1 $ 235,000 $ 235,000 $ 0
Levy, Florida 1 $ 164,000 $ 164,000 $ 0
Miami-Dade, Florida 1 $ 170,000 $ 170,000 $ 0
Clayton, Georgia 1 $ 88,000 $ 88,000 $ 2,000
Douglas, Georgia 1 $ 153,000 $ 153,000 $ 0
Floyd, Georgia 1 $ 174,000 $ 174,000 $ 0
Greene, Georgia 1 $ 467,000 $ 467,000 $ 0
Hall, Georgia 1 $ 124,000 $ 124,000 $ 0
Haralson, Georgia 1 $ 159,000 $ 159,000 $ 0
Henry, Georgia 1 $ 210,000 $ 210,000 $ 157,000
Houston, Georgia 1 $ 204,000 $ 204,000 $ 93,000
Jackson, Georgia 1 $ 356,000 $ 356,000 $ 0
Newton, Georgia 1 $ 177,000 $ 177,000 $ 0
Oconee, Georgia 1 $ 119,000 $ 119,000 $ 74,000
Paulding, Georgia 1 $ 118,000 $ 118,000 $ 0
Putnam, Georgia 1 $ 64,000 $ 64,000 $ 248,000
Upson, Georgia 1 $ 93,000 $ 93,000 $ 0
Whitfield, Georgia 1 $ 100,000 $ 100,000 $ 0
Bingham, Idaho 1 $ 151,000 $ 151,000 $ 0
Ellis, Kansas 1 $ 87,000 $ 87,000 $ 0
Cumberland, Maine 1 $ 140,000 $ 140,000 $ 61,000
Lincoln, Maine 1 $ 192,000 $ 192,000 $ 59,000
Anne Arundel, Maryland 1 $ 63,000 $ 63,000 $ 0
Howard, Maryland 1 $ 288,000 $ 288,000 $ 0
Queen Anne's, Maryland 1 $ 243,000 $ 243,000 $ 0
Washington, Maryland 1 $ 270,000 $ 270,000 $ 107,000
Wicomico, Maryland 1 $ 152,000 $ 152,000 $ 0
Barnstable, Massachusetts 1 $ 173,000 $ 173,000 $ 0
Lapeer, Michigan 1 $ 187,000 $ 187,000 $ 0
Sherburne, Minnesota 1 $ 168,000 $ 168,000 $ 0
Hinds, Mississippi 1 $ 238,000 $ 238,000 $ 72,000
Lee, Mississippi 1 $ 240,000 $ 240,000 $ 0
Marshall, Mississippi 1 $ 100,000 $ 100,000 $ 0
St. Louis, Missouri 1 $ 50,000 $ 50,000 $ 0
Douglas, Nebraska 1 $ 186,000 $ 186,000 $ 0
Saunders, Nebraska 1 $ 100,000 $ 100,000 $ 42,000
Rockingham, New Hampshire 1 $ 106,000 $ 106,000 $ 0
Strafford, New Hampshire 1 $ 845,000 $ 845,000 $ 0
Sandoval, New Mexico 1 $ 405,000 $ 405,000 $ 0
Herkimer, New York 1 $ 70,000 $ 70,000 $ 0
Westchester, New York 1 $ 224,000 $ 224,000 $ 0
Brunswick, North Carolina 1 $ 285,000 $ 285,000 $ 0
Macon, North Carolina 1 $ 200,000 $ 200,000 $ 313,000
Surry, North Carolina 1 $ 115,000 $ 115,000 $ 0
Wilkes, North Carolina 1 $ 306,000 $ 306,000 $ 0
Delaware, Ohio 1 $ 317,000 $ 317,000 $ 78,000
Cleveland, Oklahoma 1 $ 134,000 $ 134,000 $ 60,000
Oklahoma, Oklahoma 1 $ 183,000 $ 183,000 $ 40,000
Allegheny, Pennsylvania 1 $ 182,000 $ 182,000 $ 53,000
Delaware, Pennsylvania 1 $ 480,000 $ 480,000 $ 82,000
York, Pennsylvania 1 $ 206,000 $ 206,000 $ 218,000
Kent, Rhode Island 1 $ 299,000 $ 299,000 $ 0
Newport, Rhode Island 1 $ 417,000 $ 417,000 $ 0
Horry, South Carolina 1 $ 90,000 $ 90,000 $ 0
Campbell, Tennessee 1 $ 363,000 $ 363,000 $ 0
Hawkins, Tennessee 1 $ 131,000 $ 131,000 $ 0
Perry, Tennessee 1 $ 50,000 $ 50,000 $ 0
Wilson, Tennessee 1 $ 247,000 $ 247,000 $ 0
Brazoria, Texas 1 $ 334,000 $ 334,000 $ 80,000
Collin, Texas 1 $ 200,000 $ 200,000 $ 177,000
Fort Bend, Texas 1 $ 274,000 $ 274,000 $ 108,000
Gregg, Texas 1 $ 197,000 $ 197,000 $ 0
Harris, Texas 1 $ 121,000 $ 121,000 $ 50,000
Hunt, Texas 1 $ 120,000 $ 120,000 $ 101,000
Montgomery, Texas 1 $ 208,000 $ 208,000 $ 0
Utah, Utah 1 $ 163,000 $ 163,000 $ 0
Bennington, Vermont 1 $ 260,000 $ 260,000 $ 0
Chesterfield, Virginia 1 $ 248,000 $ 248,000 $ 60,000
Orange, Virginia 1 $ 158,000 $ 158,000 $ 0
Kittitas, Washington 1 $ 163,000 $ 163,000 $ 0
Carbon, Wyoming 1 $ 113,000 $ 113,000 $ 0

Mortgage Loan Application Detail Totals for Private Bank of Buckhead in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 161 $46,657,000 $289,000 $1,740,000 $49,000 $1,334,000
Home Purchase 81 $26,803,000 $330,000 $1,500,000 $42,000 $462,000
Home Improvement 1 $50,000 $50,000 $50,000 $129,000 $129,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 145 $44,550,000 $307,000 $1,740,000 $51,000 $1,334,000
Not Provided 47 $14,810,000 $315,000 $1,200,000 $54,000 $646,000
Black or African American 21 $5,594,000 $266,000 $1,000,000 $36,000 $170,000
Hispanic 12 $2,853,000 $237,000 $467,000 $8,000 $78,000
Asian 9 $2,598,000 $288,000 $743,000 $45,000 $153,000
Not applicable 5 $2,022,000 $404,000 $675,000 $0 $0
American Indian or Alaskan Native 3 $850,000 $283,000 $350,000 $42,000 $88,000
Native Hawaiian or Other Pacific Islander 1 $233,000 $233,000 $233,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 210 $65,623,000 $312,000 $1,740,000 $54,000 $1,334,000
FHA-insured (Federal Housing Administration) 28 $5,826,000 $208,000 $467,000 $4,000 $60,000
VA-guaranteed (Veterans Administration) 5 $2,061,000 $412,000 $845,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 107 $36,731,000 $343,000 $1,740,000 $0 $0
Application Denied By Financial Institution 83 $20,158,000 $242,000 $1,200,000 $32,000 $300,000
Loan Originated 49 $13,275,000 $270,000 $1,074,000 $179,000 $1,334,000
File Closed For Incompleteness 4 $3,346,000 $836,000 $1,463,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Private Bank of Buckhead's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Private Bank of Buckhead's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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