Proponent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Proponent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Proponent Federal Credit Union 536 Washington Ave. Nutley, NJ 07110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 717 |
| Total Mortgage Loan Application Amount | $124,925,000 |
| Average Mortgage Loan Application Amount | $209,400 |
| Highest Mortgage Loan Application Amount | $1,585,000 |
| Average Applicant Income | $134,400 |
| Highest Applicant Income | $2,400,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 138 | $ 23,410,000 | $ 169,000 | $ 135,000 |
| Alamance County North Carolina | 89 | $ 7,455,000 | $ 83,000 | $ 84,000 |
| Bergen County New Jersey | 51 | $ 11,495,000 | $ 225,000 | $ 171,000 |
| Morris County New Jersey | 37 | $ 9,305,000 | $ 251,000 | $ 195,000 |
| Guilford County North Carolina | 35 | $ 4,135,000 | $ 118,000 | $ 87,000 |
| Passaic County New Jersey | 30 | $ 5,960,000 | $ 198,000 | $ 117,000 |
| Somerset County New Jersey | 21 | $ 3,915,000 | $ 186,000 | $ 137,000 |
| Union County New Jersey | 13 | $ 2,435,000 | $ 187,000 | $ 128,000 |
| Wake County North Carolina | 13 | $ 2,815,000 | $ 216,000 | $ 111,000 |
| Middlesex County New Jersey | 12 | $ 2,230,000 | $ 185,000 | $ 118,000 |
| Sussex County New Jersey | 10 | $ 1,780,000 | $ 178,000 | $ 135,000 |
| Warren County New Jersey | 10 | $ 1,930,000 | $ 193,000 | $ 110,000 |
| Monmouth County New Jersey | 9 | $ 2,425,000 | $ 269,000 | $ 206,000 |
| Ocean County New Jersey | 9 | $ 1,795,000 | $ 199,000 | $ 88,000 |
| Hudson County New Jersey | 7 | $ 1,945,000 | $ 277,000 | $ 154,000 |
| Northampton County Pennsylvania | 7 | $ 1,015,000 | $ 145,000 | $ 105,000 |
| Durham County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 86,000 |
| Florence County South Carolina | 6 | $ 440,000 | $ 73,000 | $ 85,000 |
| Alameda County California | 5 | $ 1,215,000 | $ 243,000 | $ 268,000 |
| Hunterdon County New Jersey | 5 | $ 775,000 | $ 155,000 | $ 116,000 |
| Contra Costa County California | 4 | $ 1,560,000 | $ 390,000 | $ 262,000 |
| San Francisco County California | 4 | $ 1,770,000 | $ 442,000 | $ 521,000 |
| San Mateo County California | 4 | $ 3,360,000 | $ 840,000 | $ 272,000 |
| Manatee County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 669,000 |
| Palm Beach County Florida | 4 | $ 700,000 | $ 175,000 | $ 68,000 |
| Horry County South Carolina | 4 | $ 580,000 | $ 145,000 | $ 105,000 |
| Jefferson County Alabama | 3 | $ 145,000 | $ 48,000 | $ 67,000 |
| Sussex County Delaware | 3 | $ 555,000 | $ 185,000 | $ 127,000 |
| Broward County Florida | 3 | $ 345,000 | $ 115,000 | $ 142,000 |
| Mercer County New Jersey | 3 | $ 1,005,000 | $ 335,000 | $ 183,000 |
| Kings County New York | 3 | $ 605,000 | $ 201,000 | $ 176,000 |
| Orange County New York | 3 | $ 495,000 | $ 165,000 | $ 201,000 |
| Caswell County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 111,000 |
| Mecklenburg County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 79,000 |
| Orange County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 101,000 |
| Randolph County North Carolina | 3 | $ 155,000 | $ 51,000 | $ 66,000 |
| Union County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 160,000 |
| San Bernardino County California | 2 | $ 90,000 | $ 45,000 | $ 66,000 |
| San Diego County California | 2 | $ 490,000 | $ 245,000 | $ 144,000 |
| Arapahoe County Colorado | 2 | $ 340,000 | $ 170,000 | $ 189,000 |
| Douglas County Colorado | 2 | $ 490,000 | $ 245,000 | $ 132,000 |
| New Haven County Connecticut | 2 | $ 100,000 | $ 50,000 | $ 146,000 |
| Lee County Florida | 2 | $ 90,000 | $ 45,000 | $ 110,000 |
| Miami-Dade County Florida | 2 | $ 200,000 | $ 100,000 | $ 106,000 |
| Pasco County Florida | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Chatham County Georgia | 2 | $ 540,000 | $ 270,000 | $ 145,000 |
| Baltimore County Maryland | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Howard County Maryland | 2 | $ 130,000 | $ 65,000 | $ 109,000 |
| Norfolk County Massachusetts | 2 | $ 960,000 | $ 480,000 | $ 578,000 |
| Sullivan County New Hampshire | 2 | $ 1,010,000 | $ 505,000 | $ 239,000 |
| Burlington County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Camden County New Jersey | 2 | $ 270,000 | $ 135,000 | $ 173,000 |
| Cabarrus County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 175,000 |
| Forsyth County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 121,000 |
| Granville County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 122,000 |
| Rockingham County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 172,000 |
| Franklin County Ohio | 2 | $ 390,000 | $ 195,000 | $ 131,000 |
| Guernsey County Ohio | 2 | $ 40,000 | $ 20,000 | $ 64,000 |
| Monroe County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 107,000 |
| Montgomery County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 257,000 |
| Davidson County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Loudoun County Virginia | 2 | $ 830,000 | $ 415,000 | $ 167,000 |
| Mecklenburg County Virginia | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Madison County Alabama | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Maricopa County Arizona | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Pima County Arizona | 1 | $ 255,000 | $ 255,000 | $ 339,000 |
| Benton County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 216,000 |
| Los Angeles County California | 1 | $ 1,085,000 | $ 1,085,000 | $ 324,000 |
| Napa County California | 1 | $ 65,000 | $ 65,000 | $ 205,000 |
| Riverside County California | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Sacramento County California | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Santa Clara County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 340,000 |
| Solano County California | 1 | $ 415,000 | $ 415,000 | $ 325,000 |
| Adams County Colorado | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Eagle County Colorado | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Fairfield County Connecticut | 1 | $ 495,000 | $ 495,000 | $ 240,000 |
| Litchfield County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Tolland County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Windham County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Brevard County Florida | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Citrus County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Collier County Florida | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Hernando County Florida | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Hillsborough County Florida | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
| Orange County Florida | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Polk County Florida | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Fulton County Georgia | 1 | $ 705,000 | $ 705,000 | $ 340,000 |
| Gwinnett County Georgia | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Putnam County Georgia | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Allen County Indiana | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Marion County Indiana | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Shawnee County Kansas | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Jessamine County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Larue County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Orleans County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Baltimore City County Maryland | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
| Cecil County Maryland | 1 | $ 35,000 | $ 35,000 | $ 149,000 |
| Montgomery County Maryland | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Barnstable County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Berkshire County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Middlesex County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Harrison County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 156,000 |
| Clay County Missouri | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| St. Louis County Missouri | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| St. Louis City County Missouri | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| Missoula County Montana | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Clark County Nevada | 1 | $ 275,000 | $ 275,000 | $ 46,000 |
| Cape May County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 434,000 |
| Richmond County New York | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Rockland County New York | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 72,000 |
| Buncombe County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 275,000 |
| Carteret County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Catawba County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 77,000 |
| Chatham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 204,000 |
| Craven County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Davie County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Henderson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Pender County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Person County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 250,000 |
| Stanly County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Wayne County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Wilson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Medina County Ohio | 1 | $ 85,000 | $ 85,000 | $ 166,000 |
| Muskingum County Ohio | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Noble County Ohio | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Union County Ohio | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Berks County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 174,000 |
| Bucks County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Jefferson County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Lehigh County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Pike County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Westmoreland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Beaufort County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Clarendon County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Greenville County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Lancaster County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| York County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Maury County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| McNairy County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Sumner County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Dallas County Texas | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Hays County Texas | 1 | $ 655,000 | $ 655,000 | $ 225,000 |
| Montgomery County Texas | 1 | $ 185,000 | $ 185,000 | $ 216,000 |
| Charlotte County Virginia | 1 | $ 495,000 | $ 495,000 | $ 106,000 |
| Chesapeake County Virginia | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| Franklin County Virginia | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Clark County Washington | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Mercer County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Morgan County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Proponent Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 218 | $26,830,000 | $123,000 | $725,000 | $141,000 | $1,007,000 |
| Other Purpose | 174 | $14,320,000 | $82,000 | $505,000 | $130,000 | $2,400,000 |
| Refinancing | 162 | $30,220,000 | $186,000 | $725,000 | $131,000 | $450,000 |
| Home Purchase | 84 | $27,570,000 | $328,000 | $1,585,000 | $123,000 | $480,000 |
| Cash-out Refinancing | 79 | $25,985,000 | $328,000 | $1,135,000 | $147,000 | $800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 373 | $61,745,000 | $165,000 | $1,135,000 | $143,000 | $2,400,000 |
| Not Provided | 114 | $24,740,000 | $217,000 | $1,085,000 | $154,000 | $1,007,000 |
| Black or African American | 106 | $14,300,000 | $134,000 | $725,000 | $82,000 | $280,000 |
| Hispanic | 73 | $12,275,000 | $168,000 | $645,000 | $120,000 | $709,000 |
| Asian | 32 | $4,820,000 | $150,000 | $475,000 | $162,000 | $388,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 717 | $124,925,000 | $174,000 | $1,585,000 | $135,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 411 | $71,745,000 | $174,000 | $1,585,000 | $142,000 | $800,000 |
| Application Withdrawn By Applicant | 168 | $32,130,000 | $191,000 | $1,085,000 | $143,000 | $2,400,000 |
| Application Denied By Financial Institution | 133 | $20,695,000 | $155,000 | $835,000 | $103,000 | $1,007,000 |
| Application Approved But Not Accepted | 4 | $320,000 | $80,000 | $155,000 | $87,000 | $113,000 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $140,000 | $140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 584 | $104,230,000 | $178,000 | $1,585,000 | $142,000 | $2,400,000 |
| Credit History | 48 | $5,700,000 | $118,000 | $445,000 | $84,000 | $233,000 |
| Debt-To-Income Ratio | 44 | $8,670,000 | $197,000 | $655,000 | $78,000 | $529,000 |
| Other | 30 | $3,760,000 | $125,000 | $505,000 | $172,000 | $1,007,000 |
| Collateral | 6 | $880,000 | $146,000 | $455,000 | $87,000 | $143,000 |
| Credit Application Incomplete | 5 | $1,685,000 | $337,000 | $835,000 | $124,000 | $250,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.