Proponent Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Proponent Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Proponent Federal Credit Union 536 Washington Ave. Nutley, NJ 07110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 765 |
| Total Mortgage Loan Application Amount | $146,975,000 |
| Average Mortgage Loan Application Amount | $226,600 |
| Highest Mortgage Loan Application Amount | $1,325,000 |
| Average Applicant Income | $144,000 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Proponent Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Proponent Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Proponent Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Proponent Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Proponent Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Proponent Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 118 | $ 21,130,000 | $ 179,000 | $ 147,000 |
| Alamance County North Carolina | 85 | $ 8,195,000 | $ 96,000 | $ 82,000 |
| Bergen County New Jersey | 46 | $ 11,490,000 | $ 249,000 | $ 220,000 |
| Guilford County North Carolina | 40 | $ 3,850,000 | $ 96,000 | $ 83,000 |
| Passaic County New Jersey | 36 | $ 7,000,000 | $ 194,000 | $ 148,000 |
| Morris County New Jersey | 35 | $ 9,775,000 | $ 279,000 | $ 184,000 |
| Union County New Jersey | 25 | $ 5,155,000 | $ 206,000 | $ 166,000 |
| Middlesex County New Jersey | 19 | $ 3,205,000 | $ 168,000 | $ 112,000 |
| Ocean County New Jersey | 17 | $ 3,485,000 | $ 205,000 | $ 138,000 |
| Somerset County New Jersey | 17 | $ 3,265,000 | $ 192,000 | $ 164,000 |
| Monmouth County New Jersey | 14 | $ 4,000,000 | $ 285,000 | $ 345,000 |
| Wake County North Carolina | 13 | $ 4,125,000 | $ 317,000 | $ 162,000 |
| Mecklenburg County North Carolina | 11 | $ 3,415,000 | $ 310,000 | $ 146,000 |
| Hudson County New Jersey | 8 | $ 2,320,000 | $ 290,000 | $ 133,000 |
| Hunterdon County New Jersey | 8 | $ 1,640,000 | $ 205,000 | $ 143,000 |
| Palm Beach County Florida | 7 | $ 1,625,000 | $ 232,000 | $ 166,000 |
| Sussex County New Jersey | 6 | $ 860,000 | $ 143,000 | $ 106,000 |
| Warren County New Jersey | 6 | $ 740,000 | $ 123,000 | $ 100,000 |
| Maricopa County Arizona | 5 | $ 1,075,000 | $ 215,000 | $ 166,000 |
| Clark County Nevada | 5 | $ 825,000 | $ 165,000 | $ 94,000 |
| Camden County New Jersey | 5 | $ 475,000 | $ 95,000 | $ 172,000 |
| Durham County North Carolina | 5 | $ 825,000 | $ 165,000 | $ 105,000 |
| Pike County Pennsylvania | 5 | $ 655,000 | $ 131,000 | $ 114,000 |
| Mercer County New Jersey | 4 | $ 130,000 | $ 32,000 | $ 120,000 |
| Caswell County North Carolina | 4 | $ 440,000 | $ 110,000 | $ 116,000 |
| Johnston County North Carolina | 4 | $ 460,000 | $ 115,000 | $ 93,000 |
| Charleston County South Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 258,000 |
| Los Angeles County California | 3 | $ 495,000 | $ 165,000 | $ 91,000 |
| San Bernardino County California | 3 | $ 445,000 | $ 148,000 | $ 142,000 |
| Fairfield County Connecticut | 3 | $ 715,000 | $ 238,000 | $ 188,000 |
| Orange County Florida | 3 | $ 955,000 | $ 318,000 | $ 102,000 |
| Cook County Illinois | 3 | $ 185,000 | $ 61,000 | $ 98,000 |
| Middlesex County Massachusetts | 3 | $ 1,495,000 | $ 498,000 | $ 333,000 |
| Burlington County New Jersey | 3 | $ 435,000 | $ 145,000 | $ 191,000 |
| Cabarrus County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 166,000 |
| Chatham County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 159,000 |
| Lehigh County Pennsylvania | 3 | $ 275,000 | $ 91,000 | $ 94,000 |
| Monroe County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 136,000 |
| Northampton County Pennsylvania | 3 | $ 275,000 | $ 91,000 | $ 65,000 |
| Horry County South Carolina | 3 | $ 455,000 | $ 151,000 | $ 51,000 |
| Jefferson County Alabama | 2 | $ 80,000 | $ 40,000 | $ 21,000 |
| Alameda County California | 2 | $ 1,280,000 | $ 640,000 | $ 232,000 |
| Placer County California | 2 | $ 1,240,000 | $ 620,000 | $ 485,000 |
| Riverside County California | 2 | $ 410,000 | $ 205,000 | $ 195,000 |
| San Diego County California | 2 | $ 1,270,000 | $ 635,000 | $ 174,000 |
| San Francisco County California | 2 | $ 240,000 | $ 120,000 | $ 311,000 |
| San Mateo County California | 2 | $ 460,000 | $ 230,000 | $ 437,000 |
| Tolland County Connecticut | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
| Alachua County Florida | 2 | $ 920,000 | $ 460,000 | $ 310,000 |
| Broward County Florida | 2 | $ 830,000 | $ 415,000 | $ 248,000 |
| Lee County Florida | 2 | $ 650,000 | $ 325,000 | $ 44,000 |
| Manatee County Florida | 2 | $ 970,000 | $ 485,000 | $ 229,000 |
| Pinellas County Florida | 2 | $ 540,000 | $ 270,000 | $ 111,000 |
| Chatham County Georgia | 2 | $ 80,000 | $ 40,000 | $ 35,000 |
| Clayton County Georgia | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| DeKalb County Georgia | 2 | $ 170,000 | $ 85,000 | $ 106,000 |
| Hall County Georgia | 2 | $ 980,000 | $ 490,000 | $ 174,000 |
| Paulding County Georgia | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Rockdale County Georgia | 2 | $ 140,000 | $ 70,000 | $ 114,000 |
| Harford County Maryland | 2 | $ 120,000 | $ 60,000 | $ 176,000 |
| Norfolk County Massachusetts | 2 | $ 660,000 | $ 330,000 | $ 656,000 |
| St. Louis County Missouri | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Atlantic County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Kings County New York | 2 | $ 540,000 | $ 270,000 | $ 103,000 |
| Richmond County New York | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Carteret County North Carolina | 2 | $ 1,150,000 | $ 575,000 | $ 153,000 |
| Forsyth County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| New Hanover County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 111,000 |
| Rowan County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 216,000 |
| Florence County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| Lancaster County South Carolina | 2 | $ 60,000 | $ 30,000 | $ 40,000 |
| Davidson County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 123,000 |
| Fayette County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 119,000 |
| Washington County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Collin County Texas | 2 | $ 210,000 | $ 105,000 | $ 173,000 |
| Addison County Vermont | 2 | $ 600,000 | $ 300,000 | $ 130,000 |
| Bedford County Virginia | 2 | $ 250,000 | $ 125,000 | $ 133,000 |
| Chesapeake County Virginia | 2 | $ 460,000 | $ 230,000 | $ 89,000 |
| Snohomish County Washington | 2 | $ 560,000 | $ 280,000 | $ 219,000 |
| Pulaski County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 279,000 |
| Sebastian County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Contra Costa County California | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Fresno County California | 1 | $ 385,000 | $ 385,000 | $ 159,000 |
| Orange County California | 1 | $ 1,325,000 | $ 1,325,000 | $ 278,000 |
| Sonoma County California | 1 | $ 195,000 | $ 195,000 | $ 219,000 |
| Ventura County California | 1 | $ 465,000 | $ 465,000 | $ 217,000 |
| Arapahoe County Colorado | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Denver County Colorado | 1 | $ 185,000 | $ 185,000 | $ 159,000 |
| New Castle County Delaware | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Sussex County Delaware | 1 | $ 375,000 | $ 375,000 | $ 207,000 |
| Flagler County Florida | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Lake County Florida | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Pasco County Florida | 1 | $ 315,000 | $ 315,000 | $ 254,000 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Suwannee County Florida | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Brantley County Georgia | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Cobb County Georgia | 1 | $ 625,000 | $ 625,000 | $ 236,000 |
| Forsyth County Georgia | 1 | $ 535,000 | $ 535,000 | $ 113,000 |
| Fulton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| Haralson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Jackson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| DuPage County Illinois | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| Douglas County Kansas | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| Johnson County Kansas | 1 | $ 735,000 | $ 735,000 | $ 252,000 |
| Shawnee County Kansas | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Bullitt County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Jessamine County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Lafayette County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Baltimore City County Maryland | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Prince George's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Suffolk County Massachusetts | 1 | $ 965,000 | $ 965,000 | $ 232,000 |
| Genesee County Michigan | 1 | $ 505,000 | $ 505,000 | $ 340,000 |
| Wayne County Michigan | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| DeSoto County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Jackson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Douglas County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 217,000 |
| Sullivan County New Hampshire | 1 | $ 415,000 | $ 415,000 | $ 139,000 |
| Cape May County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 158,000 |
| Gloucester County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Bernalillo County New Mexico | 1 | $ 845,000 | $ 845,000 | $ 255,000 |
| Bronx County New York | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Queens County New York | 1 | $ 575,000 | $ 575,000 | $ 219,000 |
| Rockland County New York | 1 | $ 405,000 | $ 405,000 | $ 239,000 |
| Suffolk County New York | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| Warren County New York | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Brunswick County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Burke County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 330,000 |
| Craven County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Iredell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Macon County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Orange County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Pitt County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Rockingham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Belmont County Ohio | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Delaware County Ohio | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Franklin County Ohio | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Muskingum County Ohio | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Summit County Ohio | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Tulsa County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Allegheny County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Carbon County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Clearfield County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Indiana County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Montgomery County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Wayne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Beaufort County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Newberry County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| York County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 174,000 |
| Anderson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 191,000 |
| Lawrence County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Maury County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| McNairy County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Rutherford County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Shelby County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Williamson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Coryell County Texas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Denton County Texas | 1 | $ 565,000 | $ 565,000 | $ 331,000 |
| Harris County Texas | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Williamson County Texas | 1 | $ 75,000 | $ 75,000 | $ 300,000 |
| Davis County Utah | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Accomack County Virginia | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Appomattox County Virginia | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Brunswick County Virginia | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Campbell County Virginia | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Caroline County Virginia | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Loudoun County Virginia | 1 | $ 395,000 | $ 395,000 | $ 266,000 |
| Mecklenburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Prince William County Virginia | 1 | $ 15,000 | $ 15,000 | $ 166,000 |
| King County Washington | 1 | $ 465,000 | $ 465,000 | $ 155,000 |
| Boone County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Fayette County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Kanawha County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Proponent Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 235 | $27,915,000 | $118,000 | $825,000 | $131,000 | $1,080,000 |
| Other Purpose | 207 | $20,015,000 | $96,000 | $505,000 | $142,000 | $1,009,000 |
| Home Purchase | 148 | $61,670,000 | $416,000 | $1,325,000 | $169,000 | $550,000 |
| Refinancing | 133 | $23,665,000 | $177,000 | $845,000 | $144,000 | $1,010,000 |
| Cash-out Refinancing | 42 | $13,710,000 | $326,000 | $1,125,000 | $134,000 | $305,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 356 | $64,060,000 | $179,000 | $965,000 | $137,000 | $690,000 |
| Not Provided | 131 | $30,925,000 | $236,000 | $1,135,000 | $165,000 | $1,080,000 |
| Black or African American | 107 | $14,315,000 | $133,000 | $1,125,000 | $105,000 | $360,000 |
| Hispanic | 83 | $13,595,000 | $163,000 | $545,000 | $138,000 | $1,009,000 |
| Asian | 54 | $13,160,000 | $243,000 | $1,325,000 | $198,000 | $1,010,000 |
| American Indian or Alaskan Native | 9 | $1,175,000 | $130,000 | $465,000 | $127,000 | $272,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $850,000 | $425,000 | $435,000 | $102,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 765 | $146,975,000 | $192,000 | $1,325,000 | $144,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 460 | $89,130,000 | $193,000 | $1,135,000 | $149,000 | $1,009,000 |
| Application Withdrawn By Applicant | 171 | $35,475,000 | $207,000 | $1,325,000 | $145,000 | $1,010,000 |
| Application Denied By Financial Institution | 131 | $21,865,000 | $166,000 | $1,125,000 | $124,000 | $1,080,000 |
| Application Approved But Not Accepted | 3 | $505,000 | $168,000 | $205,000 | $122,000 | $146,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 634 | $125,110,000 | $197,000 | $1,325,000 | $148,000 | $1,010,000 |
| Credit History | 46 | $5,490,000 | $119,000 | $495,000 | $109,000 | $309,000 |
| Debt-To-Income Ratio | 32 | $4,070,000 | $127,000 | $365,000 | $78,000 | $319,000 |
| Other | 30 | $5,550,000 | $185,000 | $575,000 | $199,000 | $1,080,000 |
| Collateral | 10 | $2,130,000 | $213,000 | $1,045,000 | $124,000 | $264,000 |
| Credit Application Incomplete | 9 | $3,915,000 | $435,000 | $1,125,000 | $140,000 | $290,000 |
| Unverifiable Information | 2 | $120,000 | $60,000 | $85,000 | $45,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $590,000 | $295,000 | $495,000 | $76,000 | $106,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Proponent Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Proponent Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.