Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Prosperity Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,409 |
| Total Mortgage Loan Application Amount | $1,118,494,000 |
| Average Mortgage Loan Application Amount | $151,333 |
| Highest Mortgage Loan Application Amount | $7,972,000 |
| Average Applicant Income | $131,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 749 | $ 100,655,000 | $ 134,000 | $ 94,000 |
| Harris County Texas | 651 | $ 173,787,000 | $ 266,000 | $ 195,000 |
| Travis County Texas | 413 | $ 137,028,000 | $ 331,000 | $ 291,000 |
| Nueces County Texas | 236 | $ 32,047,000 | $ 135,000 | $ 162,000 |
| Victoria County Texas | 227 | $ 31,343,000 | $ 138,000 | $ 131,000 |
| Dallas County Texas | 206 | $ 55,766,000 | $ 270,000 | $ 218,000 |
| Brazos County Texas | 189 | $ 29,257,000 | $ 154,000 | $ 144,000 |
| Williamson County Texas | 166 | $ 31,726,000 | $ 191,000 | $ 150,000 |
| Midland County Texas | 156 | $ 38,322,000 | $ 245,000 | $ 156,000 |
| Hale County Texas | 152 | $ 13,754,000 | $ 90,000 | $ 67,000 |
| Oklahoma County Oklahoma | 137 | $ 26,473,000 | $ 193,000 | $ 111,000 |
| Matagorda County Texas | 135 | $ 12,643,000 | $ 93,000 | $ 107,000 |
| Fort Bend County Texas | 132 | $ 30,430,000 | $ 230,000 | $ 180,000 |
| Taylor County Texas | 107 | $ 9,859,000 | $ 92,000 | $ 80,000 |
| Tarrant County Texas | 102 | $ 17,880,000 | $ 175,000 | $ 135,000 |
| Ector County Texas | 94 | $ 10,854,000 | $ 115,000 | $ 96,000 |
| Waller County Texas | 90 | $ 12,907,000 | $ 143,000 | $ 120,000 |
| Aransas County Texas | 83 | $ 13,207,000 | $ 159,000 | $ 113,000 |
| Wharton County Texas | 80 | $ 8,584,000 | $ 107,000 | $ 96,000 |
| Bastrop County Texas | 78 | $ 12,157,000 | $ 155,000 | $ 106,000 |
| Galveston County Texas | 78 | $ 18,766,000 | $ 240,000 | $ 215,000 |
| Montgomery County Texas | 78 | $ 21,596,000 | $ 276,000 | $ 230,000 |
| Brazoria County Texas | 77 | $ 11,091,000 | $ 144,000 | $ 109,000 |
| Henderson County Texas | 77 | $ 7,288,000 | $ 94,000 | $ 98,000 |
| Bexar County Texas | 71 | $ 20,051,000 | $ 282,000 | $ 245,000 |
| Collin County Texas | 66 | $ 18,666,000 | $ 282,000 | $ 171,000 |
| Hays County Texas | 62 | $ 14,988,000 | $ 241,000 | $ 197,000 |
| Smith County Texas | 61 | $ 7,922,000 | $ 129,000 | $ 108,000 |
| Liberty County Texas | 59 | $ 2,937,000 | $ 49,000 | $ 77,000 |
| Cleveland County Oklahoma | 57 | $ 11,844,000 | $ 207,000 | $ 124,000 |
| Fayette County Texas | 56 | $ 7,344,000 | $ 131,000 | $ 117,000 |
| Denton County Texas | 55 | $ 12,205,000 | $ 221,000 | $ 225,000 |
| San Patricio County Texas | 51 | $ 6,778,000 | $ 132,000 | $ 118,000 |
| Grimes County Texas | 50 | $ 2,604,000 | $ 52,000 | $ 57,000 |
| Houston County Texas | 50 | $ 3,889,000 | $ 77,000 | $ 75,000 |
| Anderson County Texas | 46 | $ 4,410,000 | $ 95,000 | $ 74,000 |
| Hockley County Texas | 46 | $ 4,642,000 | $ 100,000 | $ 117,000 |
| Ellis County Texas | 43 | $ 3,727,000 | $ 86,000 | $ 88,000 |
| Howard County Texas | 40 | $ 3,758,000 | $ 93,000 | $ 81,000 |
| Scurry County Texas | 39 | $ 3,415,000 | $ 87,000 | $ 105,000 |
| Navarro County Texas | 38 | $ 3,000,000 | $ 78,000 | $ 65,000 |
| Cooke County Texas | 36 | $ 5,735,000 | $ 159,000 | $ 96,000 |
| Bee County Texas | 34 | $ 3,223,000 | $ 94,000 | $ 67,000 |
| Freestone County Texas | 30 | $ 1,167,000 | $ 38,000 | $ 55,000 |
| Lamb County Texas | 29 | $ 1,288,000 | $ 44,000 | $ 61,000 |
| Canadian County Oklahoma | 28 | $ 3,923,000 | $ 140,000 | $ 78,000 |
| Terry County Texas | 28 | $ 1,853,000 | $ 66,000 | $ 73,000 |
| Brown County Texas | 26 | $ 2,072,000 | $ 79,000 | $ 54,000 |
| Calhoun County Texas | 25 | $ 3,557,000 | $ 142,000 | $ 126,000 |
| Comal County Texas | 25 | $ 4,574,000 | $ 182,000 | $ 193,000 |
| Jackson County Texas | 25 | $ 2,586,000 | $ 103,000 | $ 106,000 |
| Cherokee County Texas | 24 | $ 2,150,000 | $ 89,000 | $ 109,000 |
| Madison County Texas | 23 | $ 1,561,000 | $ 67,000 | $ 62,000 |
| Parker County Texas | 23 | $ 3,686,000 | $ 160,000 | $ 129,000 |
| Burleson County Texas | 21 | $ 2,346,000 | $ 111,000 | $ 81,000 |
| DeWitt County Texas | 20 | $ 1,996,000 | $ 99,000 | $ 77,000 |
| Gonzales County Texas | 20 | $ 1,332,000 | $ 66,000 | $ 107,000 |
| Lee County Texas | 20 | $ 1,031,000 | $ 51,000 | $ 75,000 |
| Jefferson County Texas | 19 | $ 2,376,000 | $ 125,000 | $ 90,000 |
| Colorado County Texas | 18 | $ 2,603,000 | $ 144,000 | $ 116,000 |
| Somervell County Texas | 18 | $ 3,058,000 | $ 169,000 | $ 88,000 |
| Lavaca County Texas | 17 | $ 2,235,000 | $ 131,000 | $ 88,000 |
| Atascosa County Texas | 15 | $ 2,603,000 | $ 173,000 | $ 182,000 |
| Chambers County Texas | 15 | $ 1,511,000 | $ 100,000 | $ 73,000 |
| Eastland County Texas | 15 | $ 278,000 | $ 18,000 | $ 37,000 |
| Hood County Texas | 15 | $ 2,370,000 | $ 158,000 | $ 81,000 |
| Llano County Texas | 13 | $ 3,104,000 | $ 238,000 | $ 156,000 |
| Robertson County Texas | 13 | $ 1,977,000 | $ 152,000 | $ 141,000 |
| Johnson County Texas | 12 | $ 1,142,000 | $ 95,000 | $ 86,000 |
| Kaufman County Texas | 12 | $ 1,524,000 | $ 127,000 | $ 74,000 |
| Burnet County Texas | 11 | $ 2,310,000 | $ 210,000 | $ 60,000 |
| Dawson County Texas | 11 | $ 700,000 | $ 63,000 | $ 72,000 |
| Floyd County Texas | 11 | $ 622,000 | $ 56,000 | $ 70,000 |
| Goliad County Texas | 11 | $ 1,059,000 | $ 96,000 | $ 88,000 |
| Guadalupe County Texas | 11 | $ 1,397,000 | $ 127,000 | $ 86,000 |
| Tom Green County Texas | 11 | $ 1,330,000 | $ 120,000 | $ 102,000 |
| Upshur County Texas | 11 | $ 757,000 | $ 68,000 | $ 63,000 |
| Van Zandt County Texas | 11 | $ 982,000 | $ 89,000 | $ 77,000 |
| Washington County Texas | 11 | $ 2,138,000 | $ 194,000 | $ 112,000 |
| Kendall County Texas | 9 | $ 5,028,000 | $ 558,000 | $ 250,000 |
| Gaines County Texas | 8 | $ 793,000 | $ 99,000 | $ 66,000 |
| Panola County Texas | 8 | $ 734,000 | $ 91,000 | $ 94,000 |
| McClain County Oklahoma | 7 | $ 1,252,000 | $ 178,000 | $ 63,000 |
| Bell County Texas | 7 | $ 1,527,000 | $ 218,000 | $ 129,000 |
| Blanco County Texas | 7 | $ 2,090,000 | $ 298,000 | $ 116,000 |
| Callahan County Texas | 7 | $ 882,000 | $ 126,000 | $ 87,000 |
| Cameron County Texas | 7 | $ 908,000 | $ 129,000 | $ 81,000 |
| Swisher County Texas | 7 | $ 694,000 | $ 99,000 | $ 80,000 |
| Winkler County Texas | 7 | $ 829,000 | $ 118,000 | $ 71,000 |
| Crosby County Texas | 6 | $ 346,000 | $ 57,000 | $ 57,000 |
| Kleberg County Texas | 6 | $ 622,000 | $ 103,000 | $ 79,000 |
| Leon County Texas | 6 | $ 531,000 | $ 88,000 | $ 75,000 |
| Polk County Texas | 6 | $ 597,000 | $ 99,000 | $ 133,000 |
| Rockwall County Texas | 6 | $ 794,000 | $ 132,000 | $ 49,000 |
| San Jacinto County Texas | 6 | $ 1,052,000 | $ 175,000 | $ 843,000 |
| Wise County Texas | 6 | $ 1,251,000 | $ 208,000 | $ 172,000 |
| Lincoln County New Mexico | 5 | $ 918,000 | $ 183,000 | $ 148,000 |
| Austin County Texas | 5 | $ 886,000 | $ 177,000 | $ 115,000 |
| Comanche County Texas | 5 | $ 232,000 | $ 46,000 | $ 93,000 |
| Gregg County Texas | 5 | $ 357,000 | $ 71,000 | $ 100,000 |
| Jones County Texas | 5 | $ 191,000 | $ 38,000 | $ 57,000 |
| Palo Pinto County Texas | 5 | $ 1,892,000 | $ 378,000 | $ 85,000 |
| Walker County Texas | 5 | $ 1,105,000 | $ 221,000 | $ 119,000 |
| Logan County Oklahoma | 4 | $ 732,000 | $ 183,000 | $ 65,000 |
| Erath County Texas | 4 | $ 437,000 | $ 109,000 | $ 82,000 |
| Garza County Texas | 4 | $ 213,000 | $ 53,000 | $ 128,000 |
| Gillespie County Texas | 4 | $ 436,000 | $ 109,000 | $ 89,000 |
| Limestone County Texas | 4 | $ 354,000 | $ 88,000 | $ 54,000 |
| Live Oak County Texas | 4 | $ 428,000 | $ 107,000 | $ 85,000 |
| Milam County Texas | 4 | $ 1,342,000 | $ 335,000 | $ 23,000 |
| Curry County New Mexico | 3 | $ 606,000 | $ 202,000 | $ 0 |
| Caldwell County Texas | 3 | $ 235,000 | $ 78,000 | $ 87,000 |
| Grayson County Texas | 3 | $ 812,000 | $ 270,000 | $ 75,000 |
| Hardin County Texas | 3 | $ 326,000 | $ 108,000 | $ 66,000 |
| Hidalgo County Texas | 3 | $ 953,000 | $ 317,000 | $ 194,000 |
| Jim Wells County Texas | 3 | $ 241,000 | $ 80,000 | $ 23,000 |
| Kerr County Texas | 3 | $ 402,000 | $ 134,000 | $ 77,000 |
| Lampasas County Texas | 3 | $ 396,000 | $ 132,000 | $ 74,000 |
| McLennan County Texas | 3 | $ 321,000 | $ 107,000 | $ 97,000 |
| Refugio County Texas | 3 | $ 207,000 | $ 69,000 | $ 70,000 |
| Wood County Texas | 3 | $ 261,000 | $ 87,000 | $ 70,000 |
| Denver County Colorado | 2 | $ 845,000 | $ 422,000 | $ 388,000 |
| Jefferson County Kentucky | 2 | $ 166,000 | $ 83,000 | $ 254,000 |
| Colfax County New Mexico | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Delaware County Oklahoma | 2 | $ 1,320,000 | $ 660,000 | $ 0 |
| Grady County Oklahoma | 2 | $ 438,000 | $ 219,000 | $ 92,000 |
| Williamson County Tennessee | 2 | $ 248,000 | $ 124,000 | $ 59,000 |
| Castro County Texas | 2 | $ 211,000 | $ 105,000 | $ 99,000 |
| Coleman County Texas | 2 | $ 120,000 | $ 60,000 | $ 108,000 |
| Haskell County Texas | 2 | $ 241,000 | $ 120,000 | $ 84,000 |
| Lynn County Texas | 2 | $ 229,000 | $ 114,000 | $ 69,000 |
| Medina County Texas | 2 | $ 225,000 | $ 112,000 | $ 293,000 |
| Potter County Texas | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Randall County Texas | 2 | $ 318,000 | $ 159,000 | $ 52,000 |
| Reeves County Texas | 2 | $ 88,000 | $ 44,000 | $ 165,000 |
| Runnels County Texas | 2 | $ 160,000 | $ 80,000 | $ 138,000 |
| Rusk County Texas | 2 | $ 226,000 | $ 113,000 | $ 109,000 |
| Sabine County Texas | 2 | $ 530,000 | $ 265,000 | $ 272,000 |
| Shelby County Texas | 2 | $ 121,000 | $ 60,000 | $ 9,000 |
| Trinity County Texas | 2 | $ 125,000 | $ 62,000 | $ 74,000 |
| Upton County Texas | 2 | $ 74,000 | $ 37,000 | $ 130,000 |
| Wilson County Texas | 2 | $ 230,000 | $ 115,000 | $ 210,000 |
| Yoakum County Texas | 2 | $ 244,000 | $ 122,000 | $ 681,000 |
| Jefferson County Alabama | 1 | $ 7,000 | $ 7,000 | $ 66,000 |
| San Francisco County California | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| El Paso County Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| La Plata County Colorado | 1 | $ 940,000 | $ 940,000 | $ 0 |
| Morgan County Colorado | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| St. Johns County Florida | 1 | $ 238,000 | $ 238,000 | $ 282,000 |
| Walton County Florida | 1 | $ 679,000 | $ 679,000 | $ 0 |
| Douglas County Kansas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Finney County Kansas | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Clark County Nevada | 1 | $ 124,000 | $ 124,000 | $ 109,000 |
| Bernalillo County New Mexico | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| Santa Fe County New Mexico | 1 | $ 223,000 | $ 223,000 | $ 401,000 |
| Taos County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Saratoga County New York | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 141,000 |
| Pontotoc County Oklahoma | 1 | $ 210,000 | $ 210,000 | $ 98,000 |
| Washita County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 43,000 |
| Andrews County Texas | 1 | $ 15,000 | $ 15,000 | $ 180,000 |
| Angelina County Texas | 1 | $ 190,000 | $ 190,000 | $ 203,000 |
| Bailey County Texas | 1 | $ 16,000 | $ 16,000 | $ 123,000 |
| Bandera County Texas | 1 | $ 272,000 | $ 272,000 | $ 562,000 |
| Bosque County Texas | 1 | $ 22,000 | $ 22,000 | $ 142,000 |
| Camp County Texas | 1 | $ 39,000 | $ 39,000 | $ 46,000 |
| Coke County Texas | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Coryell County Texas | 1 | $ 154,000 | $ 154,000 | $ 106,000 |
| Crane County Texas | 1 | $ 142,000 | $ 142,000 | $ 70,000 |
| Dickens County Texas | 1 | $ 52,000 | $ 52,000 | $ 52,000 |
| Duval County Texas | 1 | $ 7,000 | $ 7,000 | $ 65,000 |
| Falls County Texas | 1 | $ 136,000 | $ 136,000 | $ 86,000 |
| Fannin County Texas | 1 | $ 340,000 | $ 340,000 | $ 185,000 |
| Fisher County Texas | 1 | $ 46,000 | $ 46,000 | $ 74,000 |
| Franklin County Texas | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Frio County Texas | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| Gray County Texas | 1 | $ 298,000 | $ 298,000 | $ 97,000 |
| Hamilton County Texas | 1 | $ 140,000 | $ 140,000 | $ 169,000 |
| Harrison County Texas | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Hill County Texas | 1 | $ 100,000 | $ 100,000 | $ 196,000 |
| Jasper County Texas | 1 | $ 221,000 | $ 221,000 | $ 39,000 |
| Karnes County Texas | 1 | $ 211,000 | $ 211,000 | $ 97,000 |
| Knox County Texas | 1 | $ 71,000 | $ 71,000 | $ 119,000 |
| Montague County Texas | 1 | $ 151,000 | $ 151,000 | $ 28,000 |
| Nacogdoches County Texas | 1 | $ 131,000 | $ 131,000 | $ 38,000 |
| Nolan County Texas | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Oldham County Texas | 1 | $ 119,000 | $ 119,000 | $ 59,000 |
| Pecos County Texas | 1 | $ 172,000 | $ 172,000 | $ 106,000 |
| Rains County Texas | 1 | $ 216,000 | $ 216,000 | $ 128,000 |
| Red River County Texas | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| San Saba County Texas | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Shackelford County Texas | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Tyler County Texas | 1 | $ 24,000 | $ 24,000 | $ 122,000 |
| Ward County Texas | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Wichita County Texas | 1 | $ 228,000 | $ 228,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,638 | $762,920,000 | $209,000 | $7,972,000 | $156,000 | $9,999,000 |
| Refinancing | 1,507 | $273,958,000 | $181,000 | $7,200,000 | $149,000 | $4,281,000 |
| Home Improvement | 1,264 | $81,616,000 | $64,000 | $2,584,000 | $89,000 | $1,986,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,146 | $750,154,000 | $180,000 | $3,769,000 | $162,000 | $9,999,000 |
| Hispanic | 1,107 | $114,146,000 | $103,000 | $7,200,000 | $91,000 | $3,764,000 |
| Not applicable | 434 | $107,617,000 | $247,000 | $7,972,000 | $0 | $0 |
| Not Provided | 291 | $64,175,000 | $220,000 | $3,600,000 | $200,000 | $5,204,000 |
| Asian | 195 | $54,800,000 | $281,000 | $2,870,000 | $255,000 | $3,779,000 |
| Black or African American | 193 | $21,215,000 | $109,000 | $1,348,000 | $93,000 | $2,120,000 |
| American Indian or Alaskan Native | 34 | $4,685,000 | $137,000 | $410,000 | $106,000 | $268,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,702,000 | $189,000 | $335,000 | $205,000 | $628,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,927 | $1,054,059,000 | $177,000 | $7,972,000 | $147,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 440 | $55,542,000 | $126,000 | $684,000 | $65,000 | $1,344,000 |
| VA-guaranteed (Veterans Administration) | 41 | $8,853,000 | $215,000 | $680,000 | $97,000 | $430,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $40,000 | $40,000 | $40,000 | $61,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,522 | $831,668,000 | $183,000 | $7,972,000 | $155,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,029 | $118,420,000 | $115,000 | $3,600,000 | $75,000 | $2,294,000 |
| Application Approved But Not Accepted | 494 | $96,088,000 | $194,000 | $2,430,000 | $146,000 | $3,701,000 |
| Application Withdrawn By Applicant | 360 | $71,065,000 | $197,000 | $1,920,000 | $144,000 | $1,344,000 |
| File Closed For Incompleteness | 4 | $1,253,000 | $313,000 | $425,000 | $144,000 | $364,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 476 | $67,590,000 | $141,000 | $3,600,000 | $62,000 | $894,000 |
| Credit History | 457 | $35,420,000 | $77,000 | $1,560,000 | $78,000 | $828,000 |
| Collateral | 36 | $4,740,000 | $131,000 | $1,200,000 | $149,000 | $1,123,000 |
| Employment History | 24 | $2,409,000 | $100,000 | $280,000 | $82,000 | $228,000 |
| Other | 15 | $1,968,000 | $131,000 | $417,000 | $76,000 | $167,000 |
| Unverifiable Information | 12 | $4,471,000 | $372,000 | $1,589,000 | $266,000 | $2,294,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,629,000 | $271,000 | $1,039,000 | $42,000 | $95,000 |
| Credit Application Incomplete | 3 | $193,000 | $64,000 | $132,000 | $94,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.